Rated ‘AAA (lka)’ by Fitch Ratings Lanka Ltd. · &gh tUkhdf;$w;wpd; RUf;fk; Mapuq;fspy; Kd;ida fhyk; 01-01-19 Kjy; 31-03-19 tiu (fzf;fha;T nra;ag;glhjJ) eilKiwf;fhyk; 01-01-20

&ghMapuq;fspy;

tUkhdf;$w;wpd; RUf;fk;

Kd;ida fhyk;

01-01-19 Kjy; 31-03-19 tiu

(fzf;fha;T nra;ag;glhjJ)

eilKiwf;fhyk;

01-01-20 Kjy; 31-03-20 tiu

(fzf;fha;T nra;ag;gl;lJ)

tpupthd tUkhd mwpf;if&gh

Mapuq;fspy;

rpl;b FOtpd; epjpr;RUf;fk;;

(kpy;ypad; lhyh;fspy;> gq;F njhiffs; kw;Wk; cs;sthuhf Fwpg;gplg;gl;Ls;sit jtpu)

gq;F %yjdk; kw;Wk; ,Ug;Gf;fspy; khw;wk; gw;wpa mwpf;if &ghMapuq;fspy;

xJf;fg;gl;l %yjdk;

&ghMapuq;fspy;

epjpapay; epiyikfs; mwpf;if

&ghMapuq;fspy;fhRg;gha;r;ry;fs; $w;W

tl;b tUkhdk; 828,935 820,772

tl;br; nrytpdk; (253,548) (182,246)

Njwpa tl;b tUkhdk; 575,387 638,526

fl;lzk; kw;Wk; juF tUkhdk; 191,708 198,446

fl;lzk; kw;Wk; juFr; nrytpdk; (49,492) (4,666)

Njwpa fl;lzk; kw;Wk; juF tUkhdk; 142,216 193,780

Njwpa tu;j;jfk; %ykhd tUkhdk;/(nryT) 303,750 (529,640)

epfu epaha kjpg;gPl;by; tUkhdk; ,yhgk; my;yJ el;lj;jpD}lhf

epaha kjpg;gpy; epjpr; nrhj;Jf;fs; 118,599 122,845

epfu ,ygq;fs; %ykhd epjpr; nrhj;Jf;fspd; kjpg;gPL ,yhgk; my;yJ

el;lj;jpD}lhf epaha ngWkjpapy; Vida midj;ijAKs;slf;fpa tUkhdk; 14,806 -

Njwpa Vida njhopw;ghl;L tUkhdk (89,647) 656,225

nkhj;j njhopw;ghl;L tUkhdk; 1,065,111 1,081,735

rPhpog;G (mwtPL)/Neh;khw;wk; (34,131) (43)

Njwpa njhopw;ghl;L tUkhdk; 1,030,980 1,081,692

jdpg;gl;l nrytpdq;fs; (207,493) (170,653)

Nja;khdr; nrytpdk; (34,437) (26,571)

Vida nrytpdq;fs; (114,384) (214,415)

epjpapay; Nritfs; kPjhd ngWkjp$l;lg;gl;l tup kw;Wk; Njrj;ij fl;bnaOg;Gk; tup kw;Wk; fld; kPsspg;G

tpjpg;gdTf;F Kd;duhd njhopw;ghl;L ,yhgk; 674,666 670,053

epjpr; Nritfs; kPjhd ngWkjp Nrh;f;fg;gl;l thp ("VAT") (73,331) (96,198)

epjpr; Nritfs; kPjhd Njrj;ijf; fl;bnaOg;Gk; thp ("NBT") - (15,678)

fld; kPsspg;G tpjpg;gdT ("DRL") 9,944 (49,969)

tupf;F Kd;duhd ,yhgk; 611,279 508,209

tUkhd tupr; nrytpdq;fs; (140,835) (153,683)

fhyg;gFjpf;fhd ,yhgk; 470,444 354,526

Mz;bw;fhd ,yhgk;/(el;lk;) 470,444 354,526

tUkhdf;$w;wpy; cs;slf;fg;glf;$ba cUg;gbfs;

ehza gupth;j;jidapd; tpisTfs; 98,600 (153,526 )

fld; gj;jpuq;fspy; KjyPLfspy; Njwpa ,yhgq;fs;/(,og;Gf;fs;) epaha kjpg;gPl;by;

mstplg;gl;l Vida tpupthd tUkhdk; 15,393 27,765

fopf;Ff: tUkhd mwpf;iff;F kPs;tifg;gLj;jg;gLk; tplaq;fs; njhlh;ghd thpr; nryT (4,310) -

tUkhdf;$w;wpy; cs;slf;fg;glkhl;lhj cUg;gbfs;

epahag; ngWkjpapy; mstplg;gl;l gq;Fhpikg; gj;jpuq;fs; kPjhd khw;wk;

kPs;kjpg;gplg;gl;Ls;s tiuaWf;fg;gl;l eyj;jpl;lq;fs; 2,449 -

fopf;Ff: tUkhd mwpf;iff;F kPs;tifg;gLj;jg;glhj tplaq;fs; njhlh;ghd thpr; nryT" (686) -

tup ePq;fyhf> fhyg;gFjpf;fhd Vida tpupthd tUkhdk; 111,446 (125,761 )

fhyg;gFjpf;fhd nkhj;j tpupthd tUkhdk; 581,890 228,765

nrhj;Jf;fs;fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,744,046 4,652,896 kj;jpa tq;fpfSldhd kPjpfs; 676,898 669,009 tq;fpfspYs;s ,Ug;Gf;fs; 2,225,242 10,180,779 ngWjp epjpapay; rhjdq;fs; 1,206,675 331,367 ,yhgk; my;yJ el;lk; %yk; mq;fPfupf;fg;gl;l

epjpr; nrhj;Jf;fs; - epahag; kjpg;gPl;by; mstplg;gl;lJ 9,491,737 7,891,091 epiykhWk; ngWkjpapy; epjpapay; nrhj;Jf;fs;

- fld;fs; kw;Wk; Kw;gzq;fs; 24,016,374 16,018,969 - fld; kw;Wk; Vida gj;jpuq;fs; - -

epaha ngWkjpapy; Vida tpupthd tUkhd%yk; epjpapay; nrhj;Jf;fs; 9,356,954 8,864,749 Mjdk;> nghwpfs; kw;Wk; cgfuzq;fs; 440,652 479,766 gpw;Nghlg;gl;l thpr; nrhj;Jf;fs; 39,361 26,546 Vida nrhj;Jf;fs; 44,411 39,572

nkhj;jr; nrhj;Jf;fs; 51,242,350 49,154,744

nghWg;Gf;fs;tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 6,697,147 3,449,165 ngWjp epjpapay; rhjdq;fs; 945,824 378,077 epiykhWk; ngWkjpapy; epjpapay; nghWg;Gf;fs;

-itg;ghsu;fSf;F nfhLf;fNtz;bait 28,308,135 30,588,969

-Vida ngwg;gl;l epjp 6,856 6,222 Xa;T+jpa eyd;jpl;l nfhLg;gdT 210,670 208,998 elg;G thpg; nghWg;Gf;fs; 268,385 295,270 Vida Vw;ghLfs; 28,778 8,686 Vida nghWg;Gf;fs; 1,149,861 1,174,553

nkhj;jg; nghWg;Gf;fs; 37,615,657 36,109,940 gq;F %yjdk;xJf;fg;gl;l %yjdk; 1,524,250 1,524,250 epajpr; rl;l xJf;F epjpak; 792,930 792,930

FVOCI XJf;fq;fs; 24,122 13,039 gpbj;J itf;fg;gl;l tUtha;fs; 9,800,449 9,328,242 nryhtzp rkg;gLj;jYf;fhd xJf;fk; 1,484,942 1,386,343

nkhj;j gq;F %yjdk; 13,626,693 13,044,804

nkhj;j gq;F %yjdk; kw;Wk; nghWg;Gf;fs; 51,242,350 49,154,744

vjpHghuh nghWg;Gf;fs; kw;Wk; fld;ghLfs; 178,886,658 160,942,788

tpQ;Qhgd jfty;fs;CopaHfspd; vz;zpf;if 84 85fpisfspd; vz;zpf;if 1 1

Fwpg;G: $wg;gl;l njhiffs;> FiwghL kw;Wk; Nja;khdj;jpd; epfukhFk;

cWjpAiufPNo ifnahg;gkpl;Ls;s rpw;wp ghq;fpd; rpl;b ehl;bd; mjpfhup kw;Wk; ehl;bd; epjp mjpfhhp Mfpa ehq;fs; $l;lhf gpd;tUtdtw;iw cWjpg;gLj;Jfpd;Nwhk;:

(m) NkNy jug;gl;Ls;s mwpf;iffs; kj;jpa tq;fpapdhy; Fwpj;Jiuf;fg;gl;l tbtikg;G kw;Wk; tiutpyf;fzq;fSf;F mikthfNt jahhpf;fg;gl;Ls;sd.(M) ,e;j mwpf;iffspYs;s jfty;fs;> fzf;fha;T nra;ag;gl;lit vd;W Fwpg;gplg;glhtpl;lhy;> tq;fpapd; fzf;fha;T nra;ag;glhj epjp mwpf;iffspypUe;J ngwg;gl;litahFk;.

xg;gk; xg;gk;utpd; g];ehaf;f ng&]; fky;Bd;

ehl;bd; epjpapay; mjpfhuprpl;b ehl;bd; mjpfhup/epu;thf ,af;Fdu;17/06/2020 17/06/2020

01/01/19 ,y; css; thwhd kjP p (Mukg; epYit)(fzff; haT; nraa; gg; ll; J) 1,524,250 792,930 13,039 9,328,242 1,386,343 13,044,804

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk;

Mz;bw;fhd ,yhgk;/(el;lk;) (tup ePq;fyhf) - - - 470,444 - 470,444

Vida midj;ijAk; cs;slf;fpa tUkhdk; (Njwpa tup) - - 11,083 1,763 98,600 111,446

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk; - - 11,083 472,207 98,600 581,890

gqF; itjj; Up gg; thf; sdp ; gutp hj; j; id> gqF; Neubahf mqf; fP huk;

fhyg;gFjpapy; epajpr; rl;l xJf;F epjpaj;jpw;F; khw;wpaJ - - - - - -

jha;fk;gdpf;F khw;wg;gl;l ,yhgk; - - - - - -

gq;Fjhuu;fSldhd nkhj;jg; gupth;j;jid - - - - - -

31/03/20 ,y; cs;sthwhd kPjp (,Wjp epYit)(fzf;fha;T nra;ag;glhjJ) 1,524,250 792,930 24,122 9,800,449 1,484,943 13,626,694

njhopw;ghl;L eltbf;iffspypUe;jhd fhRg;gha;r;ry;fs;

tl;b kw;Wk; juFg;gz tUkjpfs; 1,030,967 4,156,662

tl;b kw;Wk; juFg;gz nfhLg;gdTfs; (314,485) (1,069,901)

Vida nraw;ghl;L eltbf;iffspypUe;J tUkjp 365,427 1,334,763

Copah;fSf;fhd gzf; nfhLg;gdT (200,322) (638,688)

Vida Nkyjpfr; nryTfs; kw;Wk; nrYj;jg;gl;l tup (177,771) (1,326,993)

nraw;ghl;Lr; nrhj;Jf;fs; kw;Wk; nghWg;Gf;fspyhd khw;wj;jpw;F Kd; nraw;ghl;L ,yhgk; 703,815 2,455,843

nraw;ghl;Lr; nrhj;Jf;fspd; (mjpfhpg;G)/tPo;r;rp

epiy khWk; ngWkjpapy; epjpapay; nrhj;Jf;fs; - fld;fs; kw;Wk; Kw;gzq;fs; (7,999,489) 2,752,211

epjp KjyPLfspd; tpw;gid> Kjph;r;rp kw;Wk; nfhs;tdT Kykhd epfu tUkhdk; (2,110,906) (3,084,337)

xOq;FgLj;jy; Nehf;fj;jpw;fhf itj;jpUf;Fk; itg;Gf;fs; (7,889) 554,718

tq;fpapy; ,lg;gl;Ls;sit 7,951,191 (3,625,380)

Vida nrhj;Jf;fs; (880,025) 2,113,315

nraw;ghl;L nghWg;Gf;fspd; mjpfhpg;G/(tPo;r;rp)

epiy khWk; ngWkjpapy; epjpapay; nghWg;Gf;fs; – itg;ghsu;fSf;F nfhLf;fNtz;bait (2,269,392) 7,144,350

epiykhwpa ngWkjpapy; epjpg; nghWg;Gfs; - tq;fpfSf;fhdit 3,247,982 (1,227,458)

epiy khWk; ngWkjpapy; epjpapay; nghWg;Gf;fs; – fld; gj;jpujhuu;fSf;F nfhLf;fNtz;bait 634 (64,653)

Vida nghWg;Gf;fs; 544,731 (1,377,403)

tupfSf;F Kd; nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l epfu fhR (819,348) 5,641,206

nrYj;jg;gl;l tUkhd tup (185,531) (984,167)

nrYj;jg;gl;l gzpf;nfhil (7,171) (23,099)

ntspehl;L njhopw;ghl;Lf;fhd epjpf; $w;Wf;fspd; me;epar;nryhtzp

fhuzkhf Vw;gLk; Njwpa ek;gfjd;ikaw;w ,yhgq;fs; 98,600 (21,862)

nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/(gpuNahfpf;fg;gl;l) epfu fhR (913,450) 4,612,078

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR

fhzp> ,ae;jpu cgfuzq;fspd; nfhs;tdT 4,677 (23,980)

epjpapay; KjyPLfspypUe;J ngwg;gl;l gq;fpyhk; - 1,389

fhzp> ,ae;jpu cgfuzq;fspd; tpw;gid %ykhd tUkhdk; (77) 587

KjyPl;L eltbf;iffs; %ykhd (gpuNahfpf;fg;gl;l) epfu fhR 4,600 (22,005)

epjp eltbf;iffs; %ykhd fhRg;gha;r;ry;fs;

jiyikf; fhupahyaj;jpw;F khw;wg;gl;l ,yhgk; - (1,659,014)

epjp eltbf;iffs; %yk; gpuNahfpf;fg;gl;l epfu fhR - (1,659,014)

fhR kw;Wk; fhRf;Fr; rkkhditfspd; epfu mjpfhpg;G/(tPo;r;rp) (908,850) 2,931,059

tUl Muk;gj;jpy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 4,652,896 1,721,836

fhR kw;Wk; fhRf;Fr; rkkhditfs; njhlh;gpy; ghpth;j;jid tpj;jpahrk; - -

tUl ,Wjpapy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,744,046 4,652,896

fhR kw;Wk; fhRf;Fr; rkkhditfspd; ,zf;fg;ghL

ifapYs;s fhR 1,073,251 714,673

tq;fpfspYs;s kPjpfs; 2,670,795 3,938,223

Nfhuy; kw;Wk; FWjpa mwptpj;jypy; gzk; - -

nkhj;j fhR kw;Wk; fhRf;Fr; rkkhdit 3,744,046 4,652,896

fop: xUq;fpizf;fg;gl;l ngWkjp Fiwg;G - tq;fpapYs;s ,Ug;Gfs; - -

Njwpa fhR kw;Wk; fhRf;Fr; rkkhdit 3,744,046 4,652,896

tl;br; nrytpdk; jtph;e;j nkhj;j tUkhdk; $ 20,731 $ 18,576

nkhj;j nraw;ghl;L nrytpdk; $ 10,594 $ 10,584

fld; ,og;G> mD$yf; nfhLg;gdT kw;Wk; Nfhhpf;iffSf;fhd Vw;ghL $ 7,027 $ 1,980

tUkhd thpfSf;F Kd; njhlh;r;rpahd nraw;ghLfspypUe;J tUkhdk; $ 3,110 $ 6,012

rpl;bF&g;gpd; epfu tUkhdk; $ 2,522 $ 4,710

gq;nfhd;wpw;fhd Ijhf;fpa rk;ghj;jpak;

njhlh;r;rpahd nraw;ghLfs; %ykhd tUkhdk; $ 1.06 $ 1.87

rpl;bF&g;gpd; epfu tUkhdk; $ 1.05 $ 1.87

gq;Ffs; (kpy;ypad;fspy;)

ruhrhp mbg;gil 2,097.9 2,340.4

ruhrhp Ijhf;fpaJ 2,113.7 2,342.4

xOq;F Kiw %yjd tpfpjq;fSk; nray;jpwd; mstPLfSk;

nghJ chpikg;gq;fpd; Tier 1 %yjdg; nghJ tpfpjk;; (1) 11.20% 11.91%

Tier 1 %yjd tpfpjk; (1) 12.60% 13.44%

nkhj;j %yjd tpfpjk; (1) 15.10% 16.41%

kjpg;gplg;gl;l Fiwepug;G me;epa tpfpjk; 6.0% 6.43%

nrhj;Jf;fspd; ruhrup jpUg;gk; 0.49% 0.98%

nghJg; gq;Ffspd; ruhrup jpUg;gk;> rkcupik gq;F 5.2% 10.2%

jpwd; tpfpjk; (nkhj;j njopw;ghl;L nryTfs;/nkhj; tUtha;fs;) 51.1% 57.0%

Ie;njhifj; juT (kpy;ypad; nlhyh;fspy;> gq;Ff;fhd njhif ePq;fyhf)

nkhj;jr; nrhj;Jf;fs; $ 2,219.8 $ 1,958.4

nkhj;j ruhrup nrhj;Jf;fs; 2,079.7 1,939.4

nkhj;j itg;Gf;fs; 1,184.9 1,030.4

rpl;bF&g; gq;Fjhuh;fspd; chpikg;gq;F 192.3 196.3

gq;nfhd;wpd; nghJthd Gj;jfg; ngWkjp 83.75 77.09

(1) rpw;wpapd; mwpf;ifaplj;jf;f CET1 %yjd kw;Wk; mLf;F 1 %yjd tpfpjq;fs; 2020 khh;r; 31,y; U.S. Basel III Kd;Ndw;wfukhd mZFKiwf; fl;likg;gpd; fPOk; rkh;g;gpf;fg;gl;Ls;s kw;iwa rfy fhyg;gFjpfSf;Fk; U.S. Basel III toikahd mZFKiwf; fl;likg;gpd; fPOk; ngwg;gl;ld. mNjrkaj;jpy;> rpw;wpapd; mwpf;ifaplj;jf;f nkhj;j %yjd tpfpjk; rkh;g;gpf;fg;gl;l rfy fhyg;gFjpfSf;fhfTk; U.S. Basel III Kd;Ndw;wfukhd mZFKiwf; fl;likg;gpd; fPo; ngwg;gl;l Fiwe;j njhifahFk;. Collins Amendment of the Dodd-Frank Act,d; gpufhuk;> toikahd mZFKiw> Kd;Ndw;wfukhd mZFKiw Mfpa ,uz;bd; fPOk; ,lh; mbg;gilapyhd %yjd tpfpjq;fspd; Fiwe;j njhif mwpf;ifaplg;gl Ntz;Lk; vd;w U.S. Basel III Njitia ,J gpujpgypf;fpd;wJ.

www.citigroup.com/citi/investor/sec.htm vd;w tiyj;jsj;jpy; fpilf;Fk; ,ilf;fhy epjpawpf;iffspy; ,Ue;Nj rpw;wpF&g;gpd; Jizj; jfty;fs; gphpj;njLf;fg;gl;ld.

rpl;b ghq;f; vd;.V.> nfhOk;G> ,yq;if.Rated ‘AAA (lka)’ by Fitch Ratings Lanka Ltd.

Kd;ida fhyk;

01-01-18 Kjy; 31-03-19 tiu


eilKiwf;fhyk;

01-01-20 Kjy; 31-03-20 tiu


31-12-19 ,y; cs;sthwhdJ

(fzf;fha;T nra;ag;gl;lJ)31-03-31 ,y; cs;sthwhdJ


eilKiwf;fhyk; Kd;ida fhyk;

nkhj;j gq;Ffs;

xJf;fk;

gpbj;Jitj;j tUtha;fs;rl;luPjpahd xJf;f epjpak; FVOCI xJf;fq;fs; nryhtzp rkg;gLj;jy; xJf;fk;

Kd;ida fhyk;

31-12-2019(fzf;fha;T nra;ag;gl;lJ)

eilKiwf;fhyk;


eilKiwf;fhyk;

03 khjq;fs;; - 2020


Kd;ida fhyk;

03 khjq;fs;; - 2019


eilKiwf;fhyk;2020> 1 Mk; fhyhz;Lf;FupaJ(fzf;fha;T nra;ag;glhjJ)

Kd;ida fhyk;

2019> 1 Mk; fhyhz;Lf;FupaJ


&ghMapuq;fspy;

fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs;> epfoj;jf;fit kw;Wk; kjpg;gpwf;fj;jpd; ghFghL

epjpapay; rhjdq;fspd; mstPl;L mbg;gilapyhd gFg;gha;T &ghMapuq;fspy;

Kd;idaf;

fhyk;

eilKiwf;

fhyk;

2020 khh;r; 31,y; ,Ue;jthW

(xOq;FgLj;jy; mwpf;ifaplypd; mbg;gilapy;)

&ghMapuq;fspy;njupT nra;ag;gl;l nraw;ghl;L Fwpfhl;bfs;

nrhj;Jf;fs;

fhR kw;Wk; fhRf;F epfuhditfs; 3,744,046 - - 3,744,046

kj;jpa tq;fpAldhd kPjpfs; 676,898 - - 676,898

tq;fpfSldhd ,Ug;Gf;fs; 2,225,242 - - 2,225,242

ngWjp epjpapay; rhjdq;fs; - 1,206,675 - 1,206,675

fld;fs; kw;Wk; Kw;gzq;fs; 24,016,374 - - 24,016,374

fld; gj;jpuq;fs; - 9,491,737 9,355,914 18,847,651

gq;Filik gj;jpuq;fs; - - 1,040 1,040

nkhj;j epjpapay; nrhj;Jf;fs; 30,662,560 10,698,412 9,356,954 50,717,926

cw;gj;jp uPjpahf - nkhj;jf; fld;fSk; Kw;gzq;fSk;nghUs; uPjpahf - cs;ehl;L ehzak;

Nkyjpfg;gw;Wf;fs; 7,968,663 8,092,553 jtizf; fld;fs; 6,316,196 4,495,669 Vida fld;fs; - -

$l;Lj; njhif 14,284,859 12,588,222

nghUs; uPjpahf - ntspehl;L ehzak;Nkyjpfg;gw;Wf;fs; 1,925,100 1,273,531 jtizf; fld;fs; 7,836,863 2,174,444 Vida fld;fs; - -

$l;Lj; njhif 9,761,963 3,447,975

nkhj;jk; 24,046,822 16,036,197

cw;gj;jp uPjpahf - flg;ghLfs; kw;Wk; epfoj;jf;fitfs;nghUs; uPjpahf - cs;ehl;L ehzak;

cj;juthjk; 1,703,340 1,878,126 gj;jpuq;fs 180,968 36,968 gw;wg;glhj fld;fs; 68,481,031 68,765,344 Vida flg;ghLfs; 3,312,528 1,636,437

$l;Lj; njhif 73,677,867 72,316,875

nghUs; uPjpahf - ntspehl;L ehzak;cj;juthjk; 4,486,830 4,411,338 gj;jpuq;fs; 366,736 682,205 gw;wg;glhj fld;fs; 12,218,038 9,767,059 me;epa nryhtzp xg;ge;jq;fs; 81,274,004 66,942,102 Vida flg;ghLfs; 6,863,182 6,823,209

$l;Lj; njhif 105,208,791 88,625,913

nkhj;jk; 178,886,658 160,942,789

fl;fq;fs; uPjpahf fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfspd; kjpg;gpwf;fk;

nkhj;j fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfs; 202,933,480 176,978,986 fop: fl;lk; 1 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; 22,525 22,525 fop: fl;lk; 2 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; 3,390 3,390 fop: fl;lk; 3 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; - - Njwpa fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfs; 202,959,395 177,004,901

fhyg;gFjpapy; kjpg;gpwf;fj;jpy; Vw;gl;l khw;wk;fl;lk; 1 ,d; fPo

2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) 25,881 23,621 tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) (13,167) 2,260 fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) 12,715 25,881

fl;lk; 2 ,d; fPo

2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) 4,433 - tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) 47,298 4,433 fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) 51,731 4,433

fl;lk; 3 ,d; fPo2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) - - tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) - - fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) - -

xOq;FgLj;Jk; %yjd NghJik (&.'000)

nghJ cupikahz;ik gb 1 %yjdk; 12,941 12,107 fU (gb 1) %yjdk; 12,941 12,107 nkhj;j %yjdk; 12,980 12,136

xOq;FgLj;Jk; %yjd epiwT tpfpjk; %

nghJg; gq;Fhpik mLf;F 1 %yjdk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 8% Kd;ida fhyk; - 8.5% 26.71% 30.9%mLf;F 1 %yjd tpfpjk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 9.5% Kd;ida fhyk; - 10% 26.71% 30.9%nkhj;j %yjd tpfpjk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 12% Kd;ida fhyk; - 12.5% 26.79% 30.9%

yPtNu[; tpfpjk; (%) (Fiwe;jgl;r Njit - 3%) 6.50% 0.071

xOq;FgLj;Jk; jputj;jd;ikepajpr; rl;l jputr;nrhj;J (&.'000) 39,939 33,833 epajpr; rl;l jputr;nrhj;J tPjk; (Mff;Fiwe;j Njit - 20%)

cs;ehl;L tq;fpj;njhopy; gphpT (%) 80.19% 87.01%ntspehl;L tq;fpj;njhopy; gphpT (%) 78.39% 158.32%

cau; jukhd jputr;nrhj;Jf;fspd; jputg;gq;F (&.'000) 19,945 16,707jputj;jd;ik cs;slf;f tpfpjk; (%) (Fiwe;jgl;r Njit - 100%)

&gh (%) 940.41% 730.91%midj;J ehzaq;fSk; (%) 480.14% 303.02%

epfu ];jpu epjpaply; tpfpjk; (%) (Fiwe;jgl;r Njit - 100%) 117.55% 147.55%

nrhj;Jf;fspd; juk; (fld; jsj;jpd; juk;)nkhj;j nraw;glhj Kw;gz tpfpjk (%) (epWj;jp itf;fg;gl;l tl;b ePq;fyhf) 0.0% 0.0%Njwpa nraw;glhj Kw;gz tpfpjk; (%) (epWj;jp itf;fg;gl;l tl;b> Vw;ghL vd;gtw;wpd; NjwpaJ) 0.0% 0.0%

,yhgj;jd;iktl;b ,yhgk; (%) 2.1% 3.3%nrhj;Jf;fspypUe;J tUkhdk; (thpf;F Kd;) (%) 5.4% 5.5%chpikahz;ik tUtha; (%) 14.1% 9.4%

&ghMapuq;fspy;

itg;Gfspd; gFg;gha;T

jpl;l hPjpahd itg;Gf;fs;nghUs; uPjpahf - cs;ehl;L ehzak;

Nfs;tp itg;Gfs; (eilKiwf; fzf;F) 7,492,085 7,729,243 Nrkpg;G itg;Gfs; 3,710,318 833,261 epiyahd itg;Gfs; 6,311,296 13,454,548 Vidait 183,771 219,704

$l;Lj; njhif 17,697,470 22,236,756

nghUs; uPjpahf - ntspehl;L ehzak;Nfs;tp itg;Gfs; (eilKiwf; fzf;F) 7,509,762 5,731,533 Nrkpg;G itg;Gfs; 2,044,085 2,582,387 epiyahd itg;Gfs; 997,853 27,250 Vidait 58,966 11,043

$l;Lj; njhif 10,610,666 8,352,213

nkhj;jk; 28,308,136 30,588,969

31 khu;r;;> 2020 ,y; cs;sthW

m. tq;fp - eilKiw fhyk;

,yhgk; my;yJ el;lj;jpD}lhf epaha

kjpg;gpy; epjpr;nrhj;Jf;fs;/nghWg;Gf;fs;

&. '000

Vida midj;Jk; cs;slf;fpa tUkhdj;jpd;

Clhf epaha kjpg;gpy; epjpr;nrhj;Jf;fs;/nghWg;Gf;fs;

&. '000

nkhj;jk;;

&. '000

epiykhWk; nghWkjpapy; epjpapay; nrhj;Jf;fs;/

nghWg;Gf;fs

&. '000

nghWg;Gf;fs;

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 6,697,147 - - 6,697,147

ngWjp epjpapay; rhjdq;fs; - 945,824 - 945,824 epjpapay; nghWg;Gf;fs;

- itg;ghsu;fSf;F nfhLf;fNtz;bait 28,308,135 - - 28,308,135

- Vida fld;gLdu;fSf;F nfhLf;fNtz;bait 6,856 - - 6,856

nkhj;j epjpapay; nghWg;Gf;fs; 35,012,138 945,824 - 35,957,962

nrhj;Jf;fs;




ngWjp epjpapay; rhjdq;fs; - 331,367 - 331,367


fld; gj;jpuq;fs; - 7,891,091 8,864,749 16,755,840



nghWg;Gf;fs;



epjpapay; nghWg;Gf;fs; - - - -






&. '000



&. '000

nkhj;jk;;

&. '000


nghWg;Gf;fs

&. '000



&. '000



&. '000

nkhj;jk;;

&. '000


nghWg;Gf;fs

&. '000

M.tq;fp - Ke;ida fhyk;



&. '000



&. '000

nkhj;jk;;

&. '000


nghWg;Gf;fs

&. '000

Kd;idaf; fhyk;

31/12/2019,y; cs;sthuhdJ


eilKiwf; fhyk;



eilKiwf; fhyk;



Kd;idaf; fhyk;



&ghMapuq;fspy;

tUkhdf;$w;wpd; RUf;fk;

Kd;ida fhyk;

01-01-19 Kjy; 31-03-19 tiu


eilKiwf;fhyk;

01-01-20 Kjy; 31-03-20 tiu


tl;b tUkhdk; 828,935 820,772

tl;br; nrytpdk; (253,548) (182,246)

Njwpa tl;b tUkhdk; 575,387 638,526

fl;lzk; kw;Wk; juF tUkhdk; 191,708 198,446

fl;lzk; kw;Wk; juFr; nrytpdk; (49,492) (4,666)

Njwpa fl;lzk; kw;Wk; juF tUkhdk; 142,216 193,780

Njwpa tu;j;jfk; %ykhd tUkhdk;/(nryT) 303,750 (529,640)

epfu epaha kjpg;gPl;by; tUkhdk; ,yhgk; my;yJ el;lj;jpD}lhf

epaha kjpg;gpy; epjpr; nrhj;Jf;fs; 118,599 122,845

epfu ,ygq;fs; %ykhd epjpr; nrhj;Jf;fspd; kjpg;gPL ,yhgk; my;yJ

el;lj;jpD}lhf epaha ngWkjpapy; Vida midj;ijAKs;slf;fpa tUkhdk; 14,806 -

Njwpa Vida njhopw;ghl;L tUkhdk (89,647) 656,225

nkhj;j njhopw;ghl;L tUkhdk; 1,065,111 1,081,735

rPhpog;G (mwtPL)/Neh;khw;wk; (34,131) (43)

Njwpa njhopw;ghl;L tUkhdk; 1,030,980 1,081,692

jdpg;gl;l nrytpdq;fs; (207,493) (170,653)

Nja;khdr; nrytpdk; (34,437) (26,571)

Vida nrytpdq;fs; (114,384) (214,415)

epjpapay; Nritfs; kPjhd ngWkjp$l;lg;gl;l tup kw;Wk; Njrj;ij fl;bnaOg;Gk; tup kw;Wk; fld; kPsspg;G

tpjpg;gdTf;F Kd;duhd njhopw;ghl;L ,yhgk; 674,666 670,053

epjpr; Nritfs; kPjhd ngWkjp Nrh;f;fg;gl;l thp ("VAT") (73,331) (96,198)

epjpr; Nritfs; kPjhd Njrj;ijf; fl;bnaOg;Gk; thp ("NBT") - (15,678)

fld; kPsspg;G tpjpg;gdT ("DRL") 9,944 (49,969)

tupf;F Kd;duhd ,yhgk; 611,279 508,209

tUkhd tupr; nrytpdq;fs; (140,835) (153,683)

fhyg;gFjpf;fhd ,yhgk; 470,444 354,526

tpupthd tUkhd mwpf;if&gh

Mapuq;fspy;

Mz;bw;fhd ,yhgk;/(el;lk;) 470,444 354,526

tUkhdf;$w;wpy; cs;slf;fg;glf;$ba cUg;gbfs;

ehza gupth;j;jidapd; tpisTfs; 98,600 (153,526 )

fld; gj;jpuq;fspy; KjyPLfspy; Njwpa ,yhgq;fs;/(,og;Gf;fs;) epaha kjpg;gPl;by;

mstplg;gl;l Vida tpupthd tUkhdk; 15,393 27,765

fopf;Ff: tUkhd mwpf;iff;F kPs;tifg;gLj;jg;gLk; tplaq;fs; njhlh;ghd thpr; nryT (4,310) -

tUkhdf;$w;wpy; cs;slf;fg;glkhl;lhj cUg;gbfs;

epahag; ngWkjpapy; mstplg;gl;l gq;Fhpikg; gj;jpuq;fs; kPjhd khw;wk;

kPs;kjpg;gplg;gl;Ls;s tiuaWf;fg;gl;l eyj;jpl;lq;fs; 2,449 -

fopf;Ff: tUkhd mwpf;iff;F kPs;tifg;gLj;jg;glhj tplaq;fs; njhlh;ghd thpr; nryT" (686) -

tup ePq;fyhf> fhyg;gFjpf;fhd Vida tpupthd tUkhdk; 111,446 (125,761 )

fhyg;gFjpf;fhd nkhj;j tpupthd tUkhdk; 581,890 228,765

Kd;ida fhyk;

01-01-18 Kjy; 31-03-19 tiu


eilKiwf;fhyk;

01-01-20 Kjy; 31-03-20 tiu


&ghMapuq;fspy;

epjpapay; epiyikfs; mwpf;if

nrhj;Jf;fs;fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,744,046 4,652,896 kj;jpa tq;fpfSldhd kPjpfs; 676,898 669,009 tq;fpfspYs;s ,Ug;Gf;fs; 2,225,242 10,180,779 ngWjp epjpapay; rhjdq;fs; 1,206,675 331,367 ,yhgk; my;yJ el;lk; %yk; mq;fPfupf;fg;gl;l

epjpr; nrhj;Jf;fs; - epahag; kjpg;gPl;by; mstplg;gl;lJ 9,491,737 7,891,091 epiykhWk; ngWkjpapy; epjpapay; nrhj;Jf;fs;

- fld;fs; kw;Wk; Kw;gzq;fs; 24,016,374 16,018,969 - fld; kw;Wk; Vida gj;jpuq;fs; - -

epaha ngWkjpapy; Vida tpupthd tUkhd%yk; epjpapay; nrhj;Jf;fs; 9,356,954 8,864,749 Mjdk;> nghwpfs; kw;Wk; cgfuzq;fs; 440,652 479,766 gpw;Nghlg;gl;l thpr; nrhj;Jf;fs; 39,361 26,546 Vida nrhj;Jf;fs; 44,411 39,572

nkhj;jr; nrhj;Jf;fs; 51,242,350 49,154,744

nghWg;Gf;fs;tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 6,697,147 3,449,165 ngWjp epjpapay; rhjdq;fs; 945,824 378,077 epiykhWk; ngWkjpapy; epjpapay; nghWg;Gf;fs;

-itg;ghsu;fSf;F nfhLf;fNtz;bait 28,308,135 30,588,969

-Vida ngwg;gl;l epjp 6,856 6,222 Xa;T+jpa eyd;jpl;l nfhLg;gdT 210,670 208,998 elg;G thpg; nghWg;Gf;fs; 268,385 295,270 Vida Vw;ghLfs; 28,778 8,686 Vida nghWg;Gf;fs; 1,149,861 1,174,553

nkhj;jg; nghWg;Gf;fs; 37,615,657 36,109,940 gq;F %yjdk;xJf;fg;gl;l %yjdk; 1,524,250 1,524,250 epajpr; rl;l xJf;F epjpak; 792,930 792,930

FVOCI XJf;fq;fs; 24,122 13,039 gpbj;J itf;fg;gl;l tUtha;fs; 9,800,449 9,328,242 nryhtzp rkg;gLj;jYf;fhd xJf;fk; 1,484,942 1,386,343

nkhj;j gq;F %yjdk; 13,626,693 13,044,804

nkhj;j gq;F %yjdk; kw;Wk; nghWg;Gf;fs; 51,242,350 49,154,744

vjpHghuh nghWg;Gf;fs; kw;Wk; fld;ghLfs; 178,886,658 160,942,788

tpQ;Qhgd jfty;fs;CopaHfspd; vz;zpf;if 84 85fpisfspd; vz;zpf;if 1 1

Fwpg;G: $wg;gl;l njhiffs;> FiwghL kw;Wk; Nja;khdj;jpd; epfukhFk;

cWjpAiufPNo ifnahg;gkpl;Ls;s rpw;wp ghq;fpd; rpl;b ehl;bd; mjpfhup kw;Wk; ehl;bd; epjp mjpfhhp Mfpa ehq;fs; $l;lhf gpd;tUtdtw;iw cWjpg;gLj;Jfpd;Nwhk;:

(m) NkNy jug;gl;Ls;s mwpf;iffs; kj;jpa tq;fpapdhy; Fwpj;Jiuf;fg;gl;l tbtikg;G kw;Wk; tiutpyf;fzq;fSf;F mikthfNt jahhpf;fg;gl;Ls;sd.(M) ,e;j mwpf;iffspYs;s jfty;fs;> fzf;fha;T nra;ag;gl;lit vd;W Fwpg;gplg;glhtpl;lhy;> tq;fpapd; fzf;fha;T nra;ag;glhj epjp mwpf;iffspypUe;J ngwg;gl;litahFk;.

xg;gk; xg;gk;utpd; g];ehaf;f ng&]; fky;Bd;

ehl;bd; epjpapay; mjpfhuprpl;b ehl;bd; mjpfhup/epu;thf ,af;Fdu;17/06/2020 17/06/2020

31-12-19 ,y; cs;sthwhdJ

(fzf;fha;T nra;ag;gl;lJ)31-03-31 ,y; cs;sthwhdJ


eilKiwf;fhyk; Kd;ida fhyk;

gq;F %yjdk; kw;Wk; ,Ug;Gf;fspy; khw;wk; gw;wpa mwpf;if &ghMapuq;fspy;

xJf;fg;gl;l %yjdk;

01/01/19 ,y; css; thwhd kjP p (Mukg; epYit)(fzff; haT; nraa; gg; ll; J) 1,524,250 792,930 13,039 9,328,242 1,386,343 13,044,804

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk;

Mz;bw;fhd ,yhgk;/(el;lk;) (tup ePq;fyhf) - - - 470,444 - 470,444

Vida midj;ijAk; cs;slf;fpa tUkhdk; (Njwpa tup) - - 11,083 1,763 98,600 111,446

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk; - - 11,083 472,207 98,600 581,890

gqF; itjj; Up gg; thf; sdp ; gutp hj; j; id> gqF; Neubahf mqf; fP huk;

fhyg;gFjpapy; epajpr; rl;l xJf;F epjpaj;jpw;F; khw;wpaJ - - - - - -

jha;fk;gdpf;F khw;wg;gl;l ,yhgk; - - - - - -

gq;Fjhuu;fSldhd nkhj;jg; gupth;j;jid - - - - - -

31/03/20 ,y; cs;sthwhd kPjp (,Wjp epYit)(fzf;fha;T nra;ag;glhjJ) 1,524,250 792,930 24,122 9,800,449 1,484,943 13,626,694

nkhj;j gq;Ffs;

xJf;fk;

gpbj;Jitj;j tUtha;fs;rl;luPjpahd xJf;f epjpak; FVOCI xJf;fq;fs; nryhtzp rkg;gLj;jy; xJf;fk;

&ghMapuq;fspy;fhRg;gha;r;ry;fs; $w;W

njhopw;ghl;L eltbf;iffspypUe;jhd fhRg;gha;r;ry;fs;

tl;b kw;Wk; juFg;gz tUkjpfs; 1,030,967 4,156,662

tl;b kw;Wk; juFg;gz nfhLg;gdTfs; (314,485) (1,069,901)

Vida nraw;ghl;L eltbf;iffspypUe;J tUkjp 365,427 1,334,763

Copah;fSf;fhd gzf; nfhLg;gdT (200,322) (638,688)

Vida Nkyjpfr; nryTfs; kw;Wk; nrYj;jg;gl;l tup (177,771) (1,326,993)

nraw;ghl;Lr; nrhj;Jf;fs; kw;Wk; nghWg;Gf;fspyhd khw;wj;jpw;F Kd; nraw;ghl;L ,yhgk; 703,815 2,455,843

nraw;ghl;Lr; nrhj;Jf;fspd; (mjpfhpg;G)/tPo;r;rp

epiy khWk; ngWkjpapy; epjpapay; nrhj;Jf;fs; - fld;fs; kw;Wk; Kw;gzq;fs; (7,999,489) 2,752,211

epjp KjyPLfspd; tpw;gid> Kjph;r;rp kw;Wk; nfhs;tdT Kykhd epfu tUkhdk; (2,110,906) (3,084,337)

xOq;FgLj;jy; Nehf;fj;jpw;fhf itj;jpUf;Fk; itg;Gf;fs; (7,889) 554,718

tq;fpapy; ,lg;gl;Ls;sit 7,951,191 (3,625,380)

Vida nrhj;Jf;fs; (880,025) 2,113,315

nraw;ghl;L nghWg;Gf;fspd; mjpfhpg;G/(tPo;r;rp)

epiy khWk; ngWkjpapy; epjpapay; nghWg;Gf;fs; – itg;ghsu;fSf;F nfhLf;fNtz;bait (2,269,392) 7,144,350

epiykhwpa ngWkjpapy; epjpg; nghWg;Gfs; - tq;fpfSf;fhdit 3,247,982 (1,227,458)

epiy khWk; ngWkjpapy; epjpapay; nghWg;Gf;fs; – fld; gj;jpujhuu;fSf;F nfhLf;fNtz;bait 634 (64,653)

Vida nghWg;Gf;fs; 544,731 (1,377,403)

tupfSf;F Kd; nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l epfu fhR (819,348) 5,641,206

nrYj;jg;gl;l tUkhd tup (185,531) (984,167)

nrYj;jg;gl;l gzpf;nfhil (7,171) (23,099)

ntspehl;L njhopw;ghl;Lf;fhd epjpf; $w;Wf;fspd; me;epar;nryhtzp

fhuzkhf Vw;gLk; Njwpa ek;gfjd;ikaw;w ,yhgq;fs; 98,600 (21,862)

nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/(gpuNahfpf;fg;gl;l) epfu fhR (913,450) 4,612,078

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR

fhzp> ,ae;jpu cgfuzq;fspd; nfhs;tdT 4,677 (23,980)

epjpapay; KjyPLfspypUe;J ngwg;gl;l gq;fpyhk; - 1,389

fhzp> ,ae;jpu cgfuzq;fspd; tpw;gid %ykhd tUkhdk; (77) 587

KjyPl;L eltbf;iffs; %ykhd (gpuNahfpf;fg;gl;l) epfu fhR 4,600 (22,005)

epjp eltbf;iffs; %ykhd fhRg;gha;r;ry;fs;

jiyikf; fhupahyaj;jpw;F khw;wg;gl;l ,yhgk; - (1,659,014)

epjp eltbf;iffs; %yk; gpuNahfpf;fg;gl;l epfu fhR - (1,659,014)

fhR kw;Wk; fhRf;Fr; rkkhditfspd; epfu mjpfhpg;G/(tPo;r;rp) (908,850) 2,931,059

tUl Muk;gj;jpy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 4,652,896 1,721,836

fhR kw;Wk; fhRf;Fr; rkkhditfs; njhlh;gpy; ghpth;j;jid tpj;jpahrk; - -

tUl ,Wjpapy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,744,046 4,652,896

fhR kw;Wk; fhRf;Fr; rkkhditfspd; ,zf;fg;ghL

ifapYs;s fhR 1,073,251 714,673

tq;fpfspYs;s kPjpfs; 2,670,795 3,938,223

Nfhuy; kw;Wk; FWjpa mwptpj;jypy; gzk; - -

nkhj;j fhR kw;Wk; fhRf;Fr; rkkhdit 3,744,046 4,652,896

fop: xUq;fpizf;fg;gl;l ngWkjp Fiwg;G - tq;fpapYs;s ,Ug;Gfs; - -

Njwpa fhR kw;Wk; fhRf;Fr; rkkhdit 3,744,046 4,652,896

Kd;ida fhyk;


eilKiwf;fhyk;


rpl;b FOtpd; epjpr;RUf;fk;;

(kpy;ypad; lhyh;fspy;> gq;F njhiffs; kw;Wk; cs;sthuhf Fwpg;gplg;gl;Ls;sit jtpu)

tl;br; nrytpdk; jtph;e;j nkhj;j tUkhdk; $ 20,731 $ 18,576

nkhj;j nraw;ghl;L nrytpdk; $ 10,594 $ 10,584

fld; ,og;G> mD$yf; nfhLg;gdT kw;Wk; Nfhhpf;iffSf;fhd Vw;ghL $ 7,027 $ 1,980

tUkhd thpfSf;F Kd; njhlh;r;rpahd nraw;ghLfspypUe;J tUkhdk; $ 3,110 $ 6,012

rpl;bF&g;gpd; epfu tUkhdk; $ 2,522 $ 4,710

gq;nfhd;wpw;fhd Ijhf;fpa rk;ghj;jpak;

njhlh;r;rpahd nraw;ghLfs; %ykhd tUkhdk; $ 1.06 $ 1.87

rpl;bF&g;gpd; epfu tUkhdk; $ 1.05 $ 1.87

gq;Ffs; (kpy;ypad;fspy;)

ruhrhp mbg;gil 2,097.9 2,340.4

ruhrhp Ijhf;fpaJ 2,113.7 2,342.4

xOq;F Kiw %yjd tpfpjq;fSk; nray;jpwd; mstPLfSk;

nghJ chpikg;gq;fpd; Tier 1 %yjdg; nghJ tpfpjk;; (1) 11.20% 11.91%

Tier 1 %yjd tpfpjk; (1) 12.60% 13.44%

nkhj;j %yjd tpfpjk; (1) 15.10% 16.41%

kjpg;gplg;gl;l Fiwepug;G me;epa tpfpjk; 6.0% 6.43%

nrhj;Jf;fspd; ruhrup jpUg;gk; 0.49% 0.98%

nghJg; gq;Ffspd; ruhrup jpUg;gk;> rkcupik gq;F 5.2% 10.2%

jpwd; tpfpjk; (nkhj;j njopw;ghl;L nryTfs;/nkhj; tUtha;fs;) 51.1% 57.0%

Ie;njhifj; juT (kpy;ypad; nlhyh;fspy;> gq;Ff;fhd njhif ePq;fyhf)

nkhj;jr; nrhj;Jf;fs; $ 2,219.8 $ 1,958.4

nkhj;j ruhrup nrhj;Jf;fs; 2,079.7 1,939.4

nkhj;j itg;Gf;fs; 1,184.9 1,030.4

rpl;bF&g; gq;Fjhuh;fspd; chpikg;gq;F 192.3 196.3

gq;nfhd;wpd; nghJthd Gj;jfg; ngWkjp 83.75 77.09

(1) rpw;wpapd; mwpf;ifaplj;jf;f CET1 %yjd kw;Wk; mLf;F 1 %yjd tpfpjq;fs; 2020 khh;r; 31,y; U.S. Basel III Kd;Ndw;wfukhd mZFKiwf; fl;likg;gpd; fPOk; rkh;g;gpf;fg;gl;Ls;s kw;iwa rfy fhyg;gFjpfSf;Fk; U.S. Basel III toikahd mZFKiwf; fl;likg;gpd; fPOk; ngwg;gl;ld. mNjrkaj;jpy;> rpw;wpapd; mwpf;ifaplj;jf;f nkhj;j %yjd tpfpjk; rkh;g;gpf;fg;gl;l rfy fhyg;gFjpfSf;fhfTk; U.S. Basel III Kd;Ndw;wfukhd mZFKiwf; fl;likg;gpd; fPo; ngwg;gl;l Fiwe;j njhifahFk;. Collins Amendment of the Dodd-Frank Act,d; gpufhuk;> toikahd mZFKiw> Kd;Ndw;wfukhd mZFKiw Mfpa ,uz;bd; fPOk; ,lh; mbg;gilapyhd %yjd tpfpjq;fspd; Fiwe;j njhif mwpf;ifaplg;gl Ntz;Lk; vd;w U.S. Basel III Njitia ,J gpujpgypf;fpd;wJ.

www.citigroup.com/citi/investor/sec.htm vd;w tiyj;jsj;jpy; fpilf;Fk; ,ilf;fhy epjpawpf;iffspy; ,Ue;Nj rpw;wpF&g;gpd; Jizj; jfty;fs; gphpj;njLf;fg;gl;ld.

eilKiwf;fhyk;

03 khjq;fs;; - 2020


Kd;ida fhyk;

03 khjq;fs;; - 2019


eilKiwf;fhyk;2020> 1 Mk; fhyhz;Lf;FupaJ(fzf;fha;T nra;ag;glhjJ)

Kd;ida fhyk;

2019> 1 Mk; fhyhz;Lf;FupaJ


epjpapay; rhjdq;fspd; mstPl;L mbg;gilapyhd gFg;gha;T &ghMapuq;fspy;

nrhj;Jf;fs;




ngWjp epjpapay; rhjdq;fs; - 1,206,675 - 1,206,675


fld; gj;jpuq;fs; - 9,491,737 9,355,914 18,847,651



31 khu;r;;> 2020 ,y; cs;sthW

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ngWjp epjpapay; rhjdq;fs; - 945,824 - 945,824 epjpapay; nghWg;Gf;fs;




nrhj;Jf;fs;






fld; gj;jpuq;fs; - 7,891,091 8,864,749 16,755,840



nghWg;Gf;fs;



epjpapay; nghWg;Gf;fs; - - - -






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2020 khh;r; 31,y; ,Ue;jthW

(xOq;FgLj;jy; mwpf;ifaplypd; mbg;gilapy;)

&ghMapuq;fspy;njupT nra;ag;gl;l nraw;ghl;L Fwpfhl;bfs;

xOq;FgLj;Jk; %yjd NghJik (&.'000)

nghJ cupikahz;ik gb 1 %yjdk; 12,941 12,107 fU (gb 1) %yjdk; 12,941 12,107 nkhj;j %yjdk; 12,980 12,136

xOq;FgLj;Jk; %yjd epiwT tpfpjk; %

nghJg; gq;Fhpik mLf;F 1 %yjdk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 8% Kd;ida fhyk; - 8.5% 26.71% 30.9%mLf;F 1 %yjd tpfpjk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 9.5% Kd;ida fhyk; - 10% 26.71% 30.9%nkhj;j %yjd tpfpjk; (%) (Fiwe;jgl;r Njit – elg;Gf; fhyk; - 12% Kd;ida fhyk; - 12.5% 26.79% 30.9%

yPtNu[; tpfpjk; (%) (Fiwe;jgl;r Njit - 3%) 6.50% 0.071

xOq;FgLj;Jk; jputj;jd;ikepajpr; rl;l jputr;nrhj;J (&.'000) 39,939 33,833 epajpr; rl;l jputr;nrhj;J tPjk; (Mff;Fiwe;j Njit - 20%)

cs;ehl;L tq;fpj;njhopy; gphpT (%) 80.19% 87.01%ntspehl;L tq;fpj;njhopy; gphpT (%) 78.39% 158.32%

cau; jukhd jputr;nrhj;Jf;fspd; jputg;gq;F (&.'000) 19,945 16,707jputj;jd;ik cs;slf;f tpfpjk; (%) (Fiwe;jgl;r Njit - 100%)

&gh (%) 940.41% 730.91%midj;J ehzaq;fSk; (%) 480.14% 303.02%

epfu ];jpu epjpaply; tpfpjk; (%) (Fiwe;jgl;r Njit - 100%) 117.55% 147.55%

nrhj;Jf;fspd; juk; (fld; jsj;jpd; juk;)nkhj;j nraw;glhj Kw;gz tpfpjk (%) (epWj;jp itf;fg;gl;l tl;b ePq;fyhf) 0.0% 0.0%Njwpa nraw;glhj Kw;gz tpfpjk; (%) (epWj;jp itf;fg;gl;l tl;b> Vw;ghL vd;gtw;wpd; NjwpaJ) 0.0% 0.0%

,yhgj;jd;iktl;b ,yhgk; (%) 2.1% 3.3%nrhj;Jf;fspypUe;J tUkhdk; (thpf;F Kd;) (%) 5.4% 5.5%chpikahz;ik tUtha; (%) 14.1% 9.4%

&ghMapuq;fspy;

fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs;> epfoj;jf;fit kw;Wk; kjpg;gpwf;fj;jpd; ghFghL

cw;gj;jp uPjpahf - nkhj;jf; fld;fSk; Kw;gzq;fSk;nghUs; uPjpahf - cs;ehl;L ehzak;

Nkyjpfg;gw;Wf;fs; 7,968,663 8,092,553 jtizf; fld;fs; 6,316,196 4,495,669 Vida fld;fs; - -

$l;Lj; njhif 14,284,859 12,588,222

nghUs; uPjpahf - ntspehl;L ehzak;Nkyjpfg;gw;Wf;fs; 1,925,100 1,273,531 jtizf; fld;fs; 7,836,863 2,174,444 Vida fld;fs; - -

$l;Lj; njhif 9,761,963 3,447,975

nkhj;jk; 24,046,822 16,036,197

cw;gj;jp uPjpahf - flg;ghLfs; kw;Wk; epfoj;jf;fitfs;nghUs; uPjpahf - cs;ehl;L ehzak;

cj;juthjk; 1,703,340 1,878,126 gj;jpuq;fs 180,968 36,968 gw;wg;glhj fld;fs; 68,481,031 68,765,344 Vida flg;ghLfs; 3,312,528 1,636,437

$l;Lj; njhif 73,677,867 72,316,875

nghUs; uPjpahf - ntspehl;L ehzak;cj;juthjk; 4,486,830 4,411,338 gj;jpuq;fs; 366,736 682,205 gw;wg;glhj fld;fs; 12,218,038 9,767,059 me;epa nryhtzp xg;ge;jq;fs; 81,274,004 66,942,102 Vida flg;ghLfs; 6,863,182 6,823,209

$l;Lj; njhif 105,208,791 88,625,913

nkhj;jk; 178,886,658 160,942,789

fl;fq;fs; uPjpahf fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfspd; kjpg;gpwf;fk;

nkhj;j fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfs; 202,933,480 176,978,986 fop: fl;lk; 1 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; 22,525 22,525 fop: fl;lk; 2 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; 3,390 3,390 fop: fl;lk; 3 ,d; fPo; jpul;lg;gl;l kjpg;gpwf;fk; - - Njwpa fld;fs; kw;Wk; Kw;gzq;fs;> flg;ghLfs; kw;Wk; epfoj;jf;fitfs; 202,959,395 177,004,901

fhyg;gFjpapy; kjpg;gpwf;fj;jpy; Vw;gl;l khw;wk;fl;lk; 1 ,d; fPo

2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) 25,881 23,621 tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) (13,167) 2,260 fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) 12,715 25,881

fl;lk; 2 ,d; fPo

2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) 4,433 - tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) 47,298 4,433 fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) 51,731 4,433

fl;lk; 3 ,d; fPo2020.01.01.,y; ,Ue;jthW kPjp (Muk;g kPjp) - - tUkhdf;$w;wpy; tpjpf;fg;gl;lJ/(kPs; vOjg;gl;lJ) - - fhyg;gFjpapy; gjptopf;fg;gl;lit - - Vida mirTfs; - - 2020.03.31.,y; ,Ue;jthW kPjp (KbT kPjp) - -

Kd;idaf; fhyk;



eilKiwf; fhyk;



&ghMapuq;fspy;

itg;Gfspd; gFg;gha;T

jpl;l hPjpahd itg;Gf;fs;nghUs; uPjpahf - cs;ehl;L ehzak;

Nfs;tp itg;Gfs; (eilKiwf; fzf;F) 7,492,085 7,729,243 Nrkpg;G itg;Gfs; 3,710,318 833,261 epiyahd itg;Gfs; 6,311,296 13,454,548 Vidait 183,771 219,704

$l;Lj; njhif 17,697,470 22,236,756

nghUs; uPjpahf - ntspehl;L ehzak;Nfs;tp itg;Gfs; (eilKiwf; fzf;F) 7,509,762 5,731,533 Nrkpg;G itg;Gfs; 2,044,085 2,582,387 epiyahd itg;Gfs; 997,853 27,250 Vidait 58,966 11,043

$l;Lj; njhif 10,610,666 8,352,213

nkhj;jk; 28,308,136 30,588,969

eilKiwf; fhyk;



Kd;idaf; fhyk;



Rated ‘AAA (lka)’ by Fitch Ratings Lanka Ltd. · &gh tUkhdf;$w;wpd; RUf;fk; Mapuq;fspy; Kd;ida fhyk; 01-01-19 Kjy; 31-03-19 tiu (fzf;fha;T nra;ag;glhjJ) eilKiwf;fhyk; 01-01-20

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