QUY DINH CHUNG

QUY TAC, DIE HAI SAN XA

(Du'o'c

U PHI BAO HIEM THAN TAU KHAI THAC HO CAN KHAI THAC HAI SAN XA BO

theo C Ong van so 18759/BTC-QLBH 015 clia BO Tai chinh)

QUY DINH CHUNG

Dieu 1. Dieu khoan a) dung

Doanh nghiep bao hiem, chil tau c6 trach nhiem tuan theo cac quy dinh tai Quy tac nay, quy dinh cila Ludt Kinh doanh bao hiem, cac van ban huorig clan thi hanh va cac quy dinh phap 1u4t hien hanh c6 lien quan.

Dieu 2. Hup dong bao hiem

, 1. Hop dOng bao hiem phai duvc ldp thanh van ban. Gidy yeu cau bao hiem cua chii tau va ho so you cau bao hiem, cac sira doi bo sung (neu co) la b6 phdri cau,thanh khong tach cila hop &Ong bao hiem. Giay chimg nlidn bao hiem la bang chirng cua viec giao ket hop &Ong bao hiem.

Doanh nghiep bao hiem la doanh nghiep bao hiem dirge B6 Tai chinh chap thu4'n theo quy dinh tai Thong to so 115/2014/TT-BTC.

Chi' tau trong Quy tac nay la to chirc, ca nhan so hiru, quan 1y, sir dung tau va la nguri &roc bao hiem theo hop clOng bao hiem.

2. Theri han dm hop dOng bao hiem la mot (01) nam va &roc ghi tren Gidy chimg nhdri bao hiem.

3. Trach nhiem bao hiem cua doanh nghiep bao hiem phat sinh ke tir died diem bAt d'au hieu hrc bao hiem dtrov ghi teen gidy chirng nhian bao hiem.

A • A Dieu 3. Ho so' yeti cau bao hiem vas cap pay chting nh4n bao hiem

1. HO so yeu cau bao hiem

Chu tau c6 nhu cau tham gia bao hiem c6 trach nhiem giri cho doanh nghiep bao hiem cac giay sau:

a) Gidy yeu cau bao hiem.

b) Gidy chirng nh'a'n clang 14i tau.

c) Gidy chirng nhd.n an toan ky thudt tau.

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d) Gidy phep khai tilde thily san (dOi vai tau khai thac hai san xa ba), Gidy clang 14T kinh doanh theo quy dinh cua phap lust (dOi \Teri tau dich vu WO can khai thac hai san xa ba).

d) SO danh ba thuyen vien (cac trang c6 lien quan).

e) Tai lieu chirng minh gia tri dm tau (neu co).

g) Van ban xac nhan cita Oy ban nhan dan cap xa ve doi tugng dugc ho trq theo mk quy dinh tai Thong to so 115/2014/TT-BTC.

2. Cdp Gidy chi nhan bao d hiem

Doanh nghiep bao hiem cap Gidy chdng nhan bao hiem cho chu tau sau khi chu tau da nOp day du phan phi bao hiem khOng dugc ngan sach nha nuac ho troy.

Dieu 4. Chuyen quyen him tau

1. Tnrang hop chuyen quyen so him tau dugc bao hiem, hop ding bao hiem mac nhien c6 hieu krc doi voi chu so hau mai ke tirtiled diem hoan thanh cac thu tvc chuyen quyen so him tau theo quy dinh phap lust Ord tnrang hop chii mai khong thuOc doi tugng dugc ngan sach nha nuac ho trg theo quy dinh).

„ tau c6 trach nhiem thong bao bang van ban cho doanh nghiep bao hiem ve viec chuyen quyen hilu tau dugc bao hiem trong thai han 05 ngay lam viec ke tir ngay hoan thanh cac,thil tijc chuyen quyen sa,hitu tau theo quy Binhphap lust. Doanh nghiep bao hiem c6 trach nhiem cap giay sfra doi bo sung pith hgp cho chu tau mai.

2. D6i vai truth-1g hgp chu soy hitu mai khong,thuOc tugng dugc ngan sach nha nu& hO trq theo quy dinh, hop &Ong baohiern se chasm dirt hieu l‘rc ke tir ngay chil tau chuyen quyen so huu theo quy dinh phap lust. Trong tiled han 05 ngay lam viec ke tir ngay nhan dugc thong bao bang van ban dm chi' tau, doanh nghiep bao hiem c6 trach nhiem:

a) Hoan lai cho chu tau 80% phan phi bao hiem khong dugc ngan sach nha nuac ho trg ma chit tau da nOp tuang dng voi thai gian con lai cila hqp &Ong bao hiem, va

b) Hoan lai cho ngan sach nha nuot 100% phan phi bao hiem ngan sach nha nu& da hO trq cho chu tau tucmg dng voi thai gian con lai dm hop dOng bao hiem.

Doanh nghiep bao hiem khOng phai hoan phi bao hiem trong truang hop da xay ra kin bao hiem trong thai han bao hiem.

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Dieu 5. Trach nhie;in ciia chii tau

1. Dong day du phan phi bao hiem khong dugc nha nuot h6 trq truck khi doanh nghiep bao hiem cap giay chimg than bao hiem.

2. Bag quail tau

Bao quan tau dugc bao hiem, thtrc hian viec kiem tra va sua chira dung quy dinh.

3. Thong bao ton that va bao luu quyen khieu nai

Khi xay ra tai nan hoac su c6, chil tau co trach nhiam:

3.1. Kip thOi dp dung moi bien phap can thiet, hop ly nham ciru giup, bao ve ngfroi, phuong tien va tai san de ngan ngira, han the ton that.

3.2. Trong thOi han 24 gio• (trfr truing hgp bat kha khang) ke to khi xay ra su c6/tai nan thong bao cho doanh nghiep bao hiem hoac dai dian cua doanh nghi6p bao hiem tai nai gan nhat biet de phoi hgp xir ly. Cham nhat khOng qua 24 gio• ke ttr thOi diem tau ve ben cang dau tien phai thOng bao cho doanh nghiep bao hiem hoac dai dien cua doanh nghiep bao hiem nai gan nhat ye viec tau d'a ve den ben.

3.3. Trinh bao ngay cho bien phOng hoac chinh quyen dia phuang nai gan nhat de lap bien ban theo quy dinh.

3.4. Ph'6i kip vii doanh nghiep bao hiem hoac nguari dugc doanh nghiep bao hiem chi dinh trong viec giam dinh va giai quyet bOi thuong bao hiem.

3.5. Truing hgp tau dugc bao hiem bi ton that di lien quan den trach nhiem cua nguiyi thin ba, chit' tau phai thuc‘hian day du nhung thU tuc can thiet de bao luu quyen khieu nai chuyen quyen doi boi thuong cho doanh nghiep bao hiem, cung cap tat ca cac giay to can thiet c6 lien quan va phOi hop cung doanh nghiep bao hiem giai quyet tranh chap vii nguoi thir ba.

Neu chit tau khong tht..rc hien day du nghia vu,cua minh theo Diem 3.5, Khoan 3 Dieu nay thi doanh nghiep bao hiem co quyen ap dung the tai 30% so tien b8i thuong.

4. Thong bao ve gia ca va nai sua chira tau

Chil tau c6 nghia vu thong bao cho doanh nghiep bao hiem biet truoc mgi du kien ye gia ca va nai dua tau den sira chirra hu hong thu6c trach nhiam bao hiem. Gia ca va not sfra chila tau phai dugc su chap thuan cua,doanh nghiep bao hiem tru6c khi lien hanh sira chita tau va doanh nghiep bao hiem c6 quyen giam sat viec sfra chita. Doanh nghiep bao hiem c6 trach nhi'em tra lei chap thuan

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hoac tiz chi chap thuan trong vong 5 ngay lam viec ice to ngay nhan dugc thong bao cua chu tau.

Neu chu tau lchOng dux hien day du nghTa vu neu tai Khoan 4 Dieu nay thi doanh nghiep bap hiem c6 quyen ap dung the tai 10% so tien boi thuemg.

Dieu 6. Trach nhqm cua doanh nghib bao hiem

1. Cung cap day du thong tin, quy tac, dieu lchoan cho chu tau (neu c6 yeu cau cua chu tau); giai thich,,huong dan ye quyen lgi, nghia va trach nhiem

lien quan den Quy tac nay ding thZyi tao dieu kien thuan lgi de chu tau tham gia bao hiem.

2. Cap giay chirng nhan bao hiem cho chu tau ngay khi chil tau nap day du phan phi bao hiem khong dugc ngan sach nha nuac ho trg.

3. Phoi h9p chat the ved chil tau va co quan eh& nang de twang dan nguoi dugc bao hiem trong viec xir 13'T tai nan/su co.

4. Khi ha sor bai thueng day du va hgp le, doanh nghiep bao hiem c6 trach nhiem giai quyet bOi thuemg trong thin han quy dinh tai Dieu 10 Quy tac nay.

5. Giai thich bang van ban VT do tir chi bai thueng.

Dieu 7. Giam dinh ton that

1. Khi xay ra su kien bao hiem, doanh nghiep bao hiem hoac nguiyi dugc doanh nghiep bao hiem chi dinh thuc hien viec giam dinh ton that de xac dinh nguyen nhan va mire do ton that. Chi phi giam dinh ton that do doanh nghiep bao hien' chili.

2. Trong truing hgp cac ben khong thong nhat ve nguyen nhan va mirc do ton that thi c6 the lua chop don vi giam dinh dac lap khae. Trong truing hgp cac ben khong thoa thuan dugc viec lua chin clan vi giam Binh doe khac thi mat trong the ben dugc yeu cau Toa an noi xay ra ton that hoac nai cu trU cUa chu tau chi dinh dan vi giam dinh dac lap. Ket luan cila dan vi giam dinh dac lap c6 gia tri bat buac dai voi cac ben.

Truing hgp ket luan cua giam dinh vien dac lap khac vbi ket luan giam dinh cua doanh nghiep bao hiem, doanh nghiep bao hiem phai tra chi phi giam dinh dac lap. Truing hgp ket luan cua giam dinh vien dac lap trUng vii ket luan giam dinh cua doanh nghiep bao hiem, chfi tau phai tra chi phi giam dinh dac lap.

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Dieu 8. HO so. boi thuirng

Ngugi dugc bao hiem c6 trach nhiem cung cap he so boi thtthng bao gem cac tai lieu sau:

1. Thong bao ten that va yeu cau boi thuiing cua chit tau.

2. Tai lieu chUng minh thiet hai va than tau va chi phi can thiet, hgp

- Hop deng/thoa thuan siza chita tau, lai dat, cdu he...

- Doi v6i chi phi nhan cong: Chimg tir hgp le.

- Doi v6i chi phi vat tu, phi ding va cac chi phi can thiet, hop ly khac: H6a don, chirng tir lien quan den nhfing chi phi doi boi thuong.

3. Cac tai lieu can thiet de chuyan quyen cho doanh nghiep bao hiem doi boi thuOng tir ben gay thiet hai cho tau dugc bao hiem (trong truerng hgp tau dugc bao hiem bi ton that c6 lien quan den trach nhiem ctla ngtthi thu ba).

, 4. Bak) cao tai nan hoac ten that c6 xac nhan cna co quan nha nugc c6 tham quyen not xay ra tai nan hoac ben den dau tien (neu tai nan xay ra khi tau clang hanh trinh).

6. Bien ban tai nan do co quan nha nu& c6 tham quyen lap (neu co).

7. Danh sach thuyan vien do Wen phong xac nhan.

8. Bang hoac chi:mg chi chuyen mon phii hgp cua thuyan trugng, may truang (co ban chinh de doi chiau).

Ngoai cac tai lieu chit tau co trach nhiem cung cap to Khoan 1 den Khoan 8 neu teen, truong hgp doanh nghiep bao hiem thay can thiet phai thu thap cac tai lieu khac co lien quan den viec giai quyet boi thu6ng bao hiem, doanh nghiep bao hiem c6 quyen yeu cau chit tau va phai hgp vori chit tau trong viec thu thap them tai lieu/chimg tir. Doanh nghiep bao hiem phai chin mei chi phi hop 13'7 phat sinh lien quan den viec thu thap them tai lieu/chimg tir do.

Dieu 9. Theri 114n yeu cau bOi thtro'ng

1. Thai han yeu cau boi thuarng theo hop clang bao hiem la met nam, ka tir ngay xay ra six kien bao hiem. ThOi gian xay ra sir kien bat kha khang ho4c tor ngai khach quan khac khOng tinh vao th6i han yeu cau bed thuong.

2. Trong trugng hop chu tau chirng minh dugc rang chi' tau khong biat thai diem xay ra six kien bao hiem thi thoi han quy dinh tai Khoan 1 Dieu nay &roc tinh tir ngay di' tau Net viec xay ra six kien bao hiem do.

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Dieu 10. TWA hqn giai quyet boi thu*ng

Khi xay ra sv kien bao hiem, doanh nghiep bao hiem phai boi thuang trong thai han 15 ngay lam viec ke tix ngay nh4n duct ho so• yeu cau boi thuang day du va hop le. Truang hop tix chOi boi thuang phai giai thich ro. 1)', do bang van ban.

Dieu 11. Thai hieu khoi kien

Thai hieu khai kien ve hop dOng bao hiem la ba nam, ke tir thai diem phat sinh tranh chap.

Dieu 12. Giai guy& tranh chap

Moi tranh chip phat sinh tit hop d'Ong bao hiem, neu khong giai quy& dugc bang thuong luting, cac ben lien quan co quyen dug vv viec ra Ma an co tham quyen tai Viet Nam de giai quyet.

PHAN II QUY DINH C1). THE

Dieu 13. DCA tuvng bao hiem

VO tau, may tau, trang thiet bi hang hai, may mot thiet bi dung a bao the Bien thily san cila tau khai thac hai san xa ba, tau dich vv ha‘u can khai

thac, hai san xa la thanh vien to dOi, h9p tac xa khai thac hai san, nghiep doan nghe ca, có tong cong ,suat may chinh 90CV troy len va có xac nhan cUa Uy ban nhan dan cap xa ve depi toting dugc ho trg theo quy dinh (sau day g9i tat la than tau).

Dieu 14. Pham vi bao hiem than tau

Trir khi bi loai trir bai cac quy dinh tai Dieu 15 cUa Quy tac nay, doanh nghiep bao hiem chin trach nhiem boi thuang cho chit tau d6i. vai:

, 1. TOn that toan bO, ton that ix) ph4n xay ra dai vai than tau (Iliac bao hiem la hau qua dm m9i nguyen nhan phat sinh tir cac sir co, tai nan va thien tai.

2. Nhang chi phi can thiet va. h9p 13'7 trong viec:

a) Han the ton that co the clan den khieu nai doi Woi,thuong theo Quy tac nay. Rieng chi phi lai dat toi da lchOng vugt qua 5% so tien bao hiem/1 vv ton that.

Truang hap trvc vat tau phai có sv chap,thuan truck doanh nghiep bao hiem. Doanh nghiep bao hiem phai tra lai bang van ban ye viec chap thuian

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holac tir chi chip thu4n trong th&i han 5 ngay lam viec Ice tir ngay nhan dugc thong bao cua chili tau.

b) Trg giup, cdu nan, cal h0 veri clieu kien nhimg chi phi nay khong doi dugc tir phia noted chivy try giup, dru

c) Chi phi to tvng da &roc doanh nghiep bao hiem chip thu4n truerc.

d) Kiem tra day tau sau khi mac can ice ca trong truong hop khong phat hi'en dugc ton that.

Dieu 15. Lo0 trir bao hiem

, 1. Doanh nghiep bao hiem khong chiu trach nhiem bOi thuong cac ton thit doi veri than tau, ngu luoi cu va trang thiet bi danh bat thily san dugc bao hiem xay ra trong nhang truong hop sau:

a) Giiy chUng nhan an toan ky thuat cUa tau ea qua han hoac bi dinh chi hieu luc. TrtrOng hop Giay chirng nhan an toan kS'T thuat cVa tau het han khi tau dang hoat dOng teen bien thi hieu lvc bao hiem se dugc keo dai den khi tau den cang dau tien dieu kien tiled han keo dai khOng qua 15 ngay ke tir ngay Giay chirng nhan an toan Icy thuat,cila tau het han va ngtroi dugc bao hiem da thong bao cho doanh nghiep bao hiem biet trtrac khi Giay chung nh4n an toan ky thuat dia tau het han.

b) Tau hoat dOng ngoai pham vi theo quy dinh cila ca quan nha nuoc co tham quyen cila Viet Nam.

c) Tau bi dinh chi boat dOng hoac bi tuck quyen sir dung gidy phep khai tilde thily san hoac giay phep khai thac thuy san cila tau bi het han (trir truong hop tau bi ton that khi dang neo dau trong cang Nen hoac not tru dau).

d) Hanh dOng gian doi, khong trung thvc, coy gay thiet hai cua chu tau ho4c dai ly, dai dien, thuyen vien, ngueri lam ding ten tau dm chi' tau.

d) Vi pham lenh cam do co quan nha nu& co thim quyen ban hanh hoac hoat &Ong kinh doanh trai phep.

e) Vi pham cac quy dinh cua phap luit ve dam bao an toan cho nguoi va tau ca hoat dOng thily san, bao

- Khi tau dang hoat dOng ma trong danh sach thuyen vien do Bien phong xac nh4n:

+ Co ca thuyen truong va may truOng nhung thuyen truong hoac may truong khong có bang hoac chirng chi chuyen mon theo quy dinh phap 1114;

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+ Chi c6 thuyen truong nhung thuyen truong khong c6 bang hoac chUng

chi chuyen mon theo quy dinh phap luat;

- Thuyan vien dang trong ca trt,rc sir dung rugu, bia, ma ttly hoac cac chit

kith thich Wang to khac;

- Tau dugc bao hiem chal qua sue char cho phep;

- TOn thAt xay ra do nguyen nhan true tip tir viac tau khong dugc trang bi

day du den tin hiau hanh trinh, den tin hiau danh ca theo quy dinh cua ca quan

nha nuac c6 tham quyen khi dang hog dOng hoac neo dau.

g) TOn thit xay ra do v6, may m6c hoac trang thiat bi dm tau bi hao mon

to nhien.

h) TOn thit xay ra do tau bi mac can b6i anh huang cua thug triau hoac

con nu6c len xuong trong luc dang neo dau.

i) TOn thit xay ra do tau neo dau tai ban, tang hay bit kST viing nuot nao

ma khOng dugc neo, bu9c chat chan, khOng c6 thuyen vien trite hoac thuyen

vien true b6 tau di yang trir khi c6 lanh rari tau dm co quan c6 tham quyen.

2. Doanh nghiap bao hiem khong chin trach nhiam d9i v6i nhfing chi phi

sau day:

2.1. Chi phi lien quan den su ch"am trg hanh trinh cUa tau dugc bao hiem,

san pham hai san, hoac hang h6a bi giam gia tri, mat thi truong hoac chi phi lien

quan den hoat dOng kinh doanh cua tau dugc bao hiem.

2.2. M9i chi phi lien quan va:

a) Cao ha, son luarn, hoac day tau (khong bao g9m chi phi lam sach be

mat va son phan v6 tau thay the thu9c tr6ch nhiam bao hiem).

b) Luang va cac khoan phu cap luong hoac trg cap cna thuyen vien va

nguari lam cOng tren tau dugc bao hiem.

c) Kim tra cua ca quan dang kiam d9i vari tau dugc bao hiem theo dinh

kST.

d) Cong tac phi, cac chi phi c6 lien quan cua chn tau Oat sinh de thu thap

ho so khieu nai hay giai quyet su CO (trir nhang chi phi da dugc bao hiem theo

quy dinh tai Khoan 2 Dieu 14 ala Quy tac nay).

d) Tian cuorc van chuyan hoac tin cho thue tau.

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, 3. Doanh nghiep bao hiem khOng chiu trach nhiem thtreng dOi veri moi ton that lien quan den tien mat, cac loai giay to c6 gia tri, kim loai qui, da. qui, do vat c6 gia tri qui hiem hoac cac tai san khOng can thiet cho mot chuyen di thong thuang dm tau dtrgc bao hiem.

, 4. Doanh nghiep bao hiem khong chiu trach nhiem thtrOrng moi ton that hoac nhfing chi phi phat sinh do:

a) Tau bi bat gift do moi nguyen nhan (trir trtrOng hop c6 thoa thuan khac bAng van ban).

b) Tau bi trung dung hoac six dung vao rrivc dich quan

c) Rui ro hat nhan, nguyen dr.

d) Rui ro chin tranh hoac nhirng rui ro Wang to chien tranh gay ra (trir trtreing hop c6 them thuan khac bang van ban).

d) Bi cu6p, bao loan, hanh dOng pha shoai hoac khfing c6 tinh chdt chinh tri (trir trtrong hop co thoa thuan khac bang van ban).

e) Bdt cir vu no cua cac loai vu khi hoac chdt no nao (trir trtrOng hop co thoa thuan khac bang van ban).

Dieu 16. Phi bao hiem

Doanh nghiep bao hiem va chit tau c6 trach nhiem thvc hien bao hiem theo bieu phi bac, hiem ban hanh kern theo Quy tac nay.

Dieu 17. SO tien bao hiem va gia tri bao hiem

1. SO tien bao hiem:

a) SO tien bao hiem la s8 tien ma ngtrOi tham gia bao hiem yeu cau doanh nghiep bao hiem bao hiem ,cho than tau va duck ghi tren Hop dOng bao hiem/Giay chirng nhan bao hiem.

b) SO tien bao hiem ghi trong Hop dOng bao hiem/Gidy chirng nhan bao hiem la 4i6i hantrach ,nhiem cao nhat ma doanh nghiep bao hiem than bOi thtrong voi moi vv. ton that.

2. Gia tri bao hiem:

Gia tri bao hiem than tau duvc tinh can cir vao gia tri thi trtfang cilia than tau tai tiled diem tham gia bao hiem do chit tau to khai bao va duvc doanh nghiep bao hiem chap thuan.

Dieu 18. BOi thirinig bao hiem

1. Bai thuong tan that b9 phan

, a) Doanh nghiep bao hiem trach nhiem thanh toan chi phi thirc hgp 15, de situ chira, thay the (trueng hgp khong the sira chira dupe) fling bo phan rieng biet bi ton that thu9c pham vi bao hiem.

b) Cach xac dinh so tien boi thuong:

- Tnrong hgp so tien bao hiem,nhO bon ,gia bao hiem, so tien boi thuong dupe tinh bang chi phi thirc to hgp V: de phgc hOi, stra chita hoac thay the b9 phan bit ton that nhan vai t-S, le gitta so tien bao hiem va gia tri bao hiem;

- Trueng hgp so tien bao hiem lam hoac bang gia bao hiem, se; tien boi thuong bang chi phi thirc to hgp VT de phgc hoi, stra chila hoac thay the b9 phan bi ton that.

- So tien boi thuong se dirge tinh bang chi phi thirc to hgp de thay the mai b9 phan hu hong, rieng biet, d9c trir di so tien khau hao. SO tien khau hao chicle tinh la 5%,so tien boi thlthmg/nam va dugc tinh nam thin5 trc'r di vOi dieu kien tong tien khau hao khong vtr9rt qua 50% so tien boi thuong/nam. Tnreing hgp b9 phan bi hu hOng da dugc thay mai fru& dO thi viec khau hao se duge tinh tir ngay thay mai,b9 phan bi hu h6ng do vOi diet' kien ngueyi duge bao hiem phai có bang chtmg ye viec thay moi b9 phan bi hu hong do.

c) Trong m9i trueyng hop, nL tau bi tan that b9 phan,chua duct sera chira ma sau do lai xay ra ton that toan 1)9 trong thoi han bao,hiem thi doanh nghiep bao hiem chi có trach nhiem quyet boi thuong ton that toan b9.

2. Bai thuong ton that toan b9 (bao gam tan that toan b9 thirc to va tan that toan b9 uac tinh)

a) Tan that toan b9 thirc to la ton that khi tau bi pha buy hoac bi hu hOng hoan toan khong the phgchOi dupe hoac tau duge bao hiem bi mat lien lac qua „ thoi gian 03 (ba) thang ,tir ngay nguoi duge bao hiem thong bao cho doanh nghiep bao hiem ve viec mat lien lac voi tau duge bao hiem.

b) Tan that toan b9 troc tinh:

, Tan that toan b9 trO.c tinh la tan that khi tau bi hu hOng ma xet thay khong the tranh khoi ton that toan b9 thirc te, hoac toan b9 chi phi stra,chira phgc hoi, chi phi true vat ctru ho cac chi phi khac bang hoac vugt qua so tien bao hiem. Trulyng hgp nay, cha tau phai co van ban tir b6 tau giri cho doanh nghiep bao , hiem trong thoi han 60 ngay tir ngay,xay ra ton that.,Doanh nghiep bao hiem phai có van ban chap thuan hoac tir chOi chap thuan dpi vai viec tir bo tau ctia cha tau trong thoi han 30 ngay ke tir ngdy nhan durge van ban tir 136 tau. Truong

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hop doanh nghitp bao hitm,tir ch6i chap thuan thi nguoi dugc bao hitm van c6 quyen yeu cau boi throng doi vai ton that b0 phan thu6c trach nhitm bao hiem.

c) S6 tien b6i thuong ton that toan b6 bang so tien bao hitm ghi tren Giay chimg nhan bao hitm hoac Hgp deng bao hitm.

3. Thu hOi tai san sau boi thuong

Khi doanh nghitp bao hitm da boi throng eon that b6 phan hoac ton that toan b6 thi doanh nghitp bao hiem c6 quyen:

a) Thu hai b6 phan hu hong da dugc tra tien b6i throng thay m6i.

b) Sa,hitu toan b0 xac tau dtrgc bao hitm holac tir chi s6 Mu xac tau dugc bao hiem va toan b6 trach nhitm lien quan den xac tau dugc bao hiem doi v6i tnreng hgp bed throng ton that toan b6.

c) So hiru toan b6 tau dugc bao hitm bi mat tich, bi mop sau do tim lai dtrgc ho4c tir choi so him va toan b6 trach nhitm lien quan den tau dugc bao hiem bi mat tich, bi coop sau do tim lai dugc.

4. Cht tai b6i thuong:

Doanh nghitp bao hitm se cht tai boi throng trong cac truong h9p sau:

a) Khi tau gang hoat dOng ma trong danh sach thuytn vien do Bien phong xac nhan:

, - CO ca. thuytn truang va may tnr6ng nhung thuytn tnthng va may truang c6 bang hoac chimg chi chuyen mon thap hcm hang theo quy dinh: 10% so tien boi thtx6ng.

- Chi co thuytn tru6ng nhung thuytn truang co bang hoac chimg chi chuyen mon thap han hang theo quy dinh: 10% so tien bOi thu6ng.

b) Mat chan vit khOng di nguyen nhan: 50% s6 tien boi thu6ng.

c) Tru6ng h9p xay ra ton that than tau dm tau dugc bao hitm ma nguyen nhan gay ra dugc quy,m6t phan hoac toan b6 do so suat cila thuyen tnrang, sy quan, they thu: 10% so lien b8i throng.

Dieu 19. Mire khAu trir

Mirc khau trir la s6 tien dugc An dinh tren Hop &mg bao hitm/Giay chimg nhan bao hiem ma chit tau phai tir ganh chill cho moi vu ton,that b6 phan than tau cu tau dugc bao hiem. Mirc khau trir ap dung theo Quy tac nay bang 2% so lien boi thuong, Vol thieu la 1.000.000 dong/vv sau khi da ap dung cac mire the tai (neu co).

Khong ap dung mirc khdu trir trong truing hop ton that toan b'6.

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BIEU PHI BAO HIEM THAN TAU KHAI THAC HAI SAN XA Bd, TAU DICH VU H :AU CAN HAI THAC HAI SAN XA B1

(Kern theo Quy tac, dieu khoan, bieu phi bao him than tau khai Mac hai san xa 1)6, tau Bich vu hau can khai thac hai san xa ba)

1. Phi bao him chuan: tinh theo tS/ le % teen so tien bao him than tau

Cling suAt (CV) Vo thep VC, gO va Nit lieu khac

90 (IL dtrai 250 1,53 1,81

Tir 250 an &raj 400 1,13 1,33

Tir 400 cten duoi 750 0,81 0,95

Tir 750 trey len 0,48 0,57

2. Phu phi bao hieAm tu'O'i tau:

Tudi tau (aim) Phi, phi tuoi tau theo phi chain

Dtrai 5 0% (1 Tir 5 cl&I 8 10%

Tir 9 d6n 11 15% ,•. Tir 12 cle'n 14 25% 40:11"

Tir 15 d6n 17 35%

Tren 17 nam 50%

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