Protection in case of sickness Swedish experiences Uppsala County ”The protection of women entrepreneur in Europe: Practices, perspectives and programmes.”

Protection in case of sickness

Swedish experiences

Uppsala County

”The protection of women entrepreneur in Europe:Practices, perspectives and programmes.”

Conference Lario Fair Como 21st April 2006Harriet Hedin, PhD Biotechnology/Immunology

2006 Harriet Hedin, PhD Biotechnology/Immunology

Harriet Hedin

President of Marma Medical AB

Start-up of Networks for InnovatorsBusiness

DevelopmentResource Centre

for Women Entrepreneur

Leadership Development andCoaching of Women Leaders and Entrepreneurs

CommunicationScientific Marketing

Networking

Basic Research Clinical Trials

PhD Biotechnologyand Immunology


Protection in case of sickness• As an entrepreneur you will not enjoy some of

the basic insurance coverage you would have had as an employee

• Your income as an entrepreneur qualifies you for sickness benefit

• The self-employed have to insure themselves against income loss due to sickness absence, disability and unemployment. Because these insurances are quite expensive, many self-employed are not insured for this



Real life cases

Case 1 Pension 400 Euro/month 65 years old, self-employed 30 years, no

family

Case 2 New regulations forces to seek job though sick 38 years old, 4 children and husband,

different companies 10 years

Case 3 No rehabilitation - burn-out, young, overoptimistic 25 years old, tried to build a family and a

company at the same time


What drives you to live the life you live everyday?

• Many of us strive to achieve balance between our professional and personal lives.

• This balance is partially accomplished by knowing yourself and how to effectively communicate your convictions.

• Another aspect in achieving balance is finding your passion.


ICEBERG TOTAL COMPETENCE

Specialistcompetence

Social competence and skills

Personality and motivators

To be learned

To be trained

To be respected


IN UPPSALA COUNTY Sustainable Growth in Co-

operation

A holistic programme for health, life and career planning

How is an individual development

plan created?

Business development

based on entrepreneur

as an individual

The tool box - pedagogy adjusted the needs of women

Business Business network network

co-operationco-operation

THE TOOL BOX FOR

WOMEN ENTREPRENEURS


Income before tax/month - Entrepreneurs

Women

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

Countryside City (small) City (large) All

300 Euro

800 Euro

up to 1700 Euro

more than 1700 Euro

n= 187

Uppsala County


Do you think entrepreneurship

causes stress?

0%

10%

20%

30%

40%

50%

60%

70%

Country side City (small) City (large) All

Yes

No/Don't Know

n= 187

Uppsala County


Frequent stress factors

0%

5%

10%

15%

20%

25%

30%

35%

40%

Country side City (small) City (large) All

No private life

External factors

Regulations

Weak business

Other

n= 187

Uppsala County


Some people are precise,

accurate, detail-oriented

Observable Human Behaviour

Some people are steady,

patient, relaxed

Some people are forceful,

direct, results-oriented

Some peopleare optimistic, fun, talkative


13%

65%

18%

4%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Natural Style - Entrepreneurs Female (n=236)

D

I

S

C

17%

55%

14% 14%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Adapted Style - Entrepreneurs Female (n=236)

D

I

S

C

45%48%

4% 4%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Natural Style - Entrepreneurs Male (n=28)

D

I

S

C

43%46%

4% 7%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Adapted Style - Entrepreneurs Male (n=28)

D

I

S

C


The winning team for

growth in EU3%

24%

65%

8%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Natural Style - Unemployed (n=214)

D

I

S

C

1%

32%

43%

23%

0%

10%

20%

30%

40%

50%

60%

70%

D I S C

MFS Analysis Adapted Style - Unemployed (n=214)

D

I

S

C

0

10

20

30

40

50

60

70

80

Entrepreneurs Unemployed

Extrovert

Introvert


Harmony Disharmony

D D D DI I I IS S S S CCCC

Entrepreneur - A Entrepreneur - B

Adapted behaviour Natural behaviourNatural behaviourAdapted behaviour


Setting standards

Generating ideas

Decision making

Communicating

Marketing

Negotiating

Seeking others’ opinion

Listening to others

Implemention

Assessing

Co-ordinating

Information gathering

Establishing guidelines

Offering opinions


Conclusion

• Structural level– We need to influence the EU structures to get more

supportive regulation/laws for self-employed women

• Organisational level– We need to negotiate better protection schemes and

funds for continues support of WE networks and RC

• Individual level– We need individually designed coaching programmes

for health competence and for creating balance between work life, family and private life


Protection in case of sickness Swedish experiences Uppsala County ”The protection of women entrepreneur in Europe: Practices, perspectives and programmes.”

Documents

years old

women entrepreneursincome

uppsala countysome people

relaxedsome people

rcindividual levelwe

health competence

better protection schemes

individual development