Project Finance Q&A

Select The BlankQuestion The term ________ refers to the act of a bank extending finance to the seller against a letter of credit.Correct Answer NegotiationYour Answer Negotiation

Multiple Choice Multiple AnswerQuestion Soft Loan Scheme for modernisation is provided by :-Correct Answer IFCI , ICICI , SIDBIYour Answer IFCI , ICICIMatch The FollowingQuestion Correct Answer Your Answer

Charitable Trusts Rajiv Gandhi Foundation Rajiv Gandhi Foundation

PSU MTNL ,SAIL, KRC MTNL ,SAIL, KRC

Mutual Funds UTI ,ICICI Prudential UTI ,ICICI Prudential

Statutory Trusts Port Trust Port Trust

True/FalseQuestion Under MIGA the World bank offers various forms of Political Insurance.Correct Answer TrueYour Answer TrueMultiple Choice Single AnswerQuestion Commercial Papers are issued by :-Correct Answer CorporatesYour Answer CorporatesQuestion Investment on a monthly basis and repayment on due date is made in :-Correct Answer Recurring depositYour Answer Recurring depositTrue/FalseQuestion Issuance of CD attracts reserve requirements.Correct Answer False

True/FalseQuestion State loans are much less liquid than GOI Securities.Correct Answer TrueYour Answer TrueMultiple Choice Single AnswerQuestion IDBI was delinked from RBI and it became autonomous in the year :-Correct Answer 1976Your Answer 1976Question

One of the leading All India FI is :-Correct Answer SIDBIYour Answer SIDBIMultiple Choice Single AnswerQuestion The largest member of the IMF is the :-Correct Answer U.S.A.Multiple Choice Single AnswerQuestion The foreign currency account maintained by an authorised dealer with its correspondent abroad is :-Correct Answer Nostro AccountYour Answer Nostro AccountSelect The BlankQuestion As a banker to the Government, RBI accepts Government deposits at ________% interest.Correct Answer 0Your Answer 0Multiple Choice Single AnswerQuestion The word ' Tranche ' is a French word which means :-Correct Answer A SliceYour Answer A PitMultiple Choice Single AnswerQuestion Size of the Quota depended upon :-Correct Answer GNPYour Answer GNPMatch The FollowingQuestionCorrect AnswerYour AnswerSmall SavingsChit FundsChit FundsGen.InsuranceNICo of India Ltd.NICo of India Ltd.Life InsuranceLIC of India LtdLIC of India Ltd

Mutual fundUTIUTITrue/FalseQuestion CPs have to be compulsorily rated.Correct Answer TrueYour Answer TrueMultiple Choice Single AnswerQuestion If the Bank allows a finance of Rs 95 against a Bill of Rs 100 the difference of Rs. 5 is known as the :-Correct Answer DiscountYour Answer DiscountMultiple Choice Multiple AnswerQuestion IIBI (formerly known as IRBI )undertakes :-Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial servicesYour Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial servicesSelect The BlankQuestion The loans under________ are based on Poverty Reduction Strategy Paper.Correct Answer PRGFYour Answer PRGFMultiple Choice Multiple AnswerQuestion Functions of a Bank's H.O. include:-Correct Answer Liaison with RBI , Evolve Policies , Vigilance & ControlYour Answer Liaison with RBI , Evolve Policies , Vigilance & ControlMultiple Choice Single AnswerQuestion DICGC also provides :-Correct Answer Security to depositsYour Answer Guarantee to borrowersMatch The FollowingQuestionCorrect AnswerYour AnswerInsurance of all employees of a FirmGroup Insurance

Auto FinancePremium Throughout LifeWhole LifeGroup InsuranceFixed Period InsuranceEndowmentEndowmentInsurance of ocean CargoMarine InsuranceMarine InsuranceTrue/FalseQuestion A Cheque is a Negotiable Instrument.Correct Answer TrueYour Answer True

Multiple Choice Single Answer

Question Which one of the following is not a deposit account?

Correct Answer Cash Credit account

Your Answer Cash Certificate

Select The Blank

Question The ________ does not collect Savings from the Public.

Correct Answer NIICO Ltd.

Your Answer NIICO Ltd.

Multiple Choice Single Answer

Question IMF articles were amended in 1978 to legalise the :-

Correct Answer Floating exchange rates

Your Answer Floating exchange rates

Select The Blank

Question ________ is merely an asset created out of book entries.

Correct Answer SDR

Your Answer SDR

QuestionCorrect AnswerYour Answer

Regional Rural BankThane Gramin BankThane Gramin Bank

Public Sector BankIndian BankSaraswat Coop Bank Ltd.

Private Sector BankBank of Rajasthan LtdIndian Bank

Foreign BankCITI BANKBank of Rajasthan Ltd

Select The Blank

Question Syndication of Loans Globally does not involve any funds as it is ________ activity.

Correct Answer Non-fund based

Your Answer Fund based

True/False

Question Issuance of CD attracts reserve requirements.

Correct Answer False

Your Answer

True

Select The Blank

Question The repayment holiday period is also known as ________ period.

Correct Answer Moratorium

Your Answer Moratorium

Multiple Choice Single Answer

Question Zero Coupon Bonds are issued at a :-

Correct Answer Discount to face value

Your Answer Discount to maturity value

Multiple Choice Multiple Answer

Question DICGC does not insure the deposits :-

Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government

Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government

Multiple Choice Multiple Answer

Question DICGC does not insure the deposits :-

Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government

Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government

Match The Following

QuestionCorrect AnswerYour Answer

Small SavingsChit FundsChit Funds

Gen.InsuranceNICo of India Ltd.NICo of India Ltd.

Life InsuranceLIC of India LtdLIC of India Ltd

Mutual fundUTIUTI

Multiple Choice Single Answer

Question Which one of the following is a Cooperative Bank?

Correct Answer COSMOS BANK

Your Answer COSMOS BANK

Multiple Choice Single Answer

Question Liabilities of Insurance Cos are mostly :-

Correct Answer Long term

Your Answer Long term

Select The Blank

Question GIC raises funds to meet claims from ________.

Correct Answer Premium collected

Your Answer Premium collected

True/False

Question Issuance of CD attracts reserve requirements.

Correct Answer False

Your Answer TrueMultiple Choice Single AnswerQuestion Investment on a monthly basis and repayment on due dateis made in :-Correct Answer Recurring depositYour Answer Term deposit accountMultiple Choice Single AnswerQuestion A current account where the customer can withdraw morethan the balance is :-Correct Answer OverdraftMultiple Choice Single AnswerQuestion SIDBI commenced its operations from :-Correct Answer April 2,1990Your Answer April 2,1990

Match The FollowingQuestion Correct Answer Your Answer

NABARD Rural Development Rural Development

AFC Ltd Consultancy Consultancy

HUDCO Housing Housing

NCDC Development of Cooperatives Development of Cooperatives

at 4:15 AM 0 comments Links to this post  

Labels: Financial Institutions and Banking

Financial Institutions and Banking - 2

LIST OF ATTEMPTED QUESTIONS AND ANSWERS

Multiple Choice Single AnswerQuestion The first long term industrial financing corporation set up in the country was :-Correct Answer IFCIYour Answer

IFCI

True/FalseQuestion The Capital of NABARD is subscribed by World Bank.Correct Answer FalseYour Answer False

Multiple Choice Single AnswerQuestion Financial institutions deal in :-Correct Answer Financial assetsYour Answer Real assets

Multiple Choice Single AnswerQuestion In addition to sugar Industry IFCI has predominantly lent to :-Correct Answer Textile sectorYour Answer Textile sector

Multiple Choice Multiple AnswerQuestion Other than Tourism, International funds remittances comprise of :-Correct Answer Donations/Charity , Payments of Salaries , Payments of RoyaltyYour Answer Donations/Charity , Payments of Salaries , Payments of Royalty

True/FalseQuestion NABARD provides Refinance for Marketing of Crops.Correct Answer TrueYour Answer True

Multiple Choice Multiple AnswerQuestion R B I conducts monetary control by way of O M O in :-Correct Answer Treasury bills , State /central Government SecuritiesYour Answer Treasury bills , State /central Government Securities

Multiple Choice Single Answer

Question Development Financial institutions include :-Correct Answer State financial institutionsYour Answer State financial institutions

Select The BlankQuestion NABARDs Criteria for Refinance covers Technical ________ of the project.Correct Answer FeasibilityYour Answer Feasibility

True/FalseQuestion Banks do not invest in the GOI securities .Correct Answer FalseYour Answer False

Multiple Choice Multiple AnswerQuestion The unorganised financial system comprises of :-Correct Answer Money lenders , Indigenous bankers , Lending pawn brokersYour Answer Money lenders , Indigenous bankers , Lending pawn brokers

Select The BlankQuestion NHB at present has a ________ Capital of Rs. 350 crores.Correct Answer Paid-upYour Answer Paid-up

Select The BlankQuestion One of the objectives of NHB is to augment the ________ resources for the housing sector.Correct Answer FinancialYour Answer Financial

Match The FollowingQuestionCorrect AnswerYour Answer

CRRPrimary reserve requirementPrimary reserve requirementBankers BankControlling the reserves of commercial banksControlling the reserves of commercial banksExchange controlFEMAFEMAOMOGovernment securitiesGovernment securities

Multiple Choice Single AnswerQuestion NABARD was established on the recommendations of :-Correct Answer CRAFICARDYour Answer CRAFICARD

Multiple Choice Multiple AnswerQuestion A member's IMF Quota determines its :-Correct Answer Financial commitment , Voting power , Drawing powerYour Answer Financial commitment , Voting power , Drawing power

Multiple Choice Multiple AnswerQuestion Credit Information report is also known as :-Correct Answer Credit report , Banker's report , Confidential reportYour Answer Credit report , Banker's report , Confidential report

Select The BlankQuestion Development financial institutions have been established to cater to ________ of the industrial sector.Correct Answer Long term financial needsYour Answer Long term financial needs

Multiple Choice Multiple AnswerQuestion Tourism promotes :-Correct Answer Credit Card Business , International remittances , Travellers' ChequesYour Answer

Credit Card Business , International remittances , Travellers' Cheques

True/FalseQuestion Development financial institutions primarily lend to Agriculture sector.Correct Answer FalseYour Answer True

Select The BlankQuestion The ________ is the apex institution in the field of foreign trade in India.Correct Answer EXIM bankYour Answer EXIM bank

Select The BlankQuestion Financial markets are the centres that provide facilities for buying and selling of ________.Correct Answer Financial claims and servicesYour Answer Financial claims and services

True/FalseQuestion Non bank financial institutions undertake fund and non fund based activities.Correct Answer TrueYour Answer True

Select The BlankQuestion The CRAFICARD recommended the establishment of ________.Correct Answer NABARDYour Answer NABARD

Select The BlankQuestion The price in financial markets is known as ________.Correct Answer Rate of interestYour Answer Coupen

True/False

Question Gramin banks are State Owned Banks.Correct Answer TrueYour Answer True

Multiple Choice Single AnswerQuestion A credit facility under which a borrower can withdraw up a certain limit subject to availability of adequate security is :-Correct Answer Cash Credit accountYour Answer Cash Credit account

Select The BlankQuestion Syndication involves ________ sanction.Correct Answer In principleYour Answer In principle

Multiple Choice Multiple AnswerQuestion Treasuries could be either those of the :-Correct Answer Private Sector Cos. , Govt.bodies , PSUsYour Answer PSUs , Govt.bodies , FIIs

Multiple Choice Single AnswerQuestion Treasury Bills are actually a class of :-Correct Answer Govt.SecuritiesYour Answer Govt.Securities

Select The BlankQuestion The ________ regulation makes the banks the largest investor in the GOI securities.Correct Answer SLRYour Answer SLR

True/FalseQuestion HDFC was set up by NHB.

Correct Answer FalseYour Answer False

Multiple Choice Single AnswerQuestion Initial Quantum of resources of IMF were contributed by members according to :-Correct Answer Quotas fixed for membersYour Answer Quotas fixed for members

True/FalseQuestion Most of the Indian PS Banks practice retail banking.Correct Answer TrueYour Answer True

True/FalseQuestion The overdraft facility is also known as Cash credit facility.Correct Answer TrueYour Answer False

True/FalseQuestion CPs are issued by corporate entities.Correct Answer TrueYour Answer True

True/FalseQuestion PFC has been persuading State Governments restructuring of their power sector to make them viable.Correct Answer TrueYour Answer True

Multiple Choice Single AnswerQuestion The organised financial system includes :-Correct Answer Commercial banksYour Answer

Commercial banks

Multiple Choice Multiple AnswerQuestion EXIM Bank provides financial assistance to:-Correct Answer Indian Companies , Commercial Banks , Foreign GovernmentsYour Answer Indian Companies , Commercial Banks , Foreign Governments

Select The BlankQuestion 55% of HUDCO loans are earmarked for________& low income groups.Correct Answer Weaker sectionsYour Answer Weaker sections

Multiple Choice Multiple AnswerQuestion Financial Services offered by PFC include :-Correct Answer Term loans , lease finance , Loan SyndicationYour Answer Term loans , lease finance , Loan Syndication

True/FalseQuestion The currency notes issued by RBI are legal tender everywhere in India without any limit.Correct Answer TrueYour Answer True

Multiple Choice Single AnswerQuestion The unorganised financial system includes :-Correct Answer Indigenous bankersYour Answer Indigenous bankers

Multiple Choice Single AnswerQuestion Money Markets Satisfy the needs of :-Correct Answer Short term natureYour Answer Short term nature

Multiple Choice Multiple Answer

Question The financial Assistance provided by the IMF enables member countries to :-Correct Answer Rebuild resources , Stabilise currencies , Pay for importsYour Answer Rebuild resources , Stabilise currencies , Pay for imports

Match The FollowingQuestionCorrect AnswerYour AnswerNGOsCASP, CRY, PLANCASP, CRY, PLANDFIIDBI, IFCI, ICICIIDBI, IFCI, ICICIPSUsNTPC, NHPC, Coal IndiaNTPC, NHPC, Coal IndiaCorporatesRIL, HPCLRIL, HPCL

at 4:14 AM 0 comments Links to this post  

Labels: Financial Institutions and Banking

Financial Institutions and Banking - 1

LIST OF ATTEMPTED QUESTIONS AND ANSWERSTrue/FalseQuestion Gramin banks are State Owned Banks.Correct Answer TrueYour Answer True

Select The BlankQuestion CRR and SLR are ________ reserves.Correct Answer StatutoryYour Answer Statutory

True/FalseQuestion Banks do not invest in the GOI securities .

Correct Answer FalseYour Answer False

Multiple Choice Multiple AnswerQuestion SIDBI provides :-Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDCYour Answer Rediscounting of Bills , Financial support to SSIDC , Cash Credit facilities

Select The BlankQuestion Mutual Funds provide the benefits of ________.Correct Answer Portfolio managementYour Answer Portfolio management

Select The BlankQuestion Syndication involves ________ sanction.Correct Answer In principleYour Answer Final

Select The BlankQuestion The ________ regulation makes the banks the largest investor in the GOI securities.Correct Answer SLRYour Answer SLR

Select The BlankQuestion In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI.Correct Answer ICICIYour Answer ICICI

Multiple Choice Multiple AnswerQuestion NABARD has taken over the entire functions of :-Correct Answer ARDC , ACD of RBI , RPCD of RBIYour Answer

ARDC , ACD of RBI , RPCD of RBI

Multiple Choice Single AnswerQuestion Instruments issued by DFIs and Banks carry :-Correct Answer Highest credit ratingsYour Answer Highest credit ratings

Multiple Choice Multiple AnswerQuestion Other than Tourism, International funds remittances comprise of :-Correct Answer Donations/Charity , Payments of Salaries , Payments of RoyaltyYour Answer Donations/Charity , Payments of Salaries , Travel related payments

Multiple Choice Single AnswerQuestion Money Markets Satisfy the needs of :-Correct Answer Short term natureYour Answer Short term nature

Multiple Choice Single AnswerQuestion Development Financial Institutions provide finance to the needyCorrect Answer Corporates & govt. institutionsYour Answer Corporates & govt. institutions

True/FalseQuestion NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers.Correct Answer FalseYour Answer False

True/FalseQuestion The SFCs also borrow from SIDBI & IDBI.Correct Answer TrueYour Answer True

Multiple Choice Single Answer

Question A major part of the credit of SFCs went to :-Correct Answer SSI unitsYour Answer Exporters

True/FalseQuestion Mortgage Loans are loans against property.Correct Answer TrueYour Answer True

Multiple Choice Single AnswerQuestion The unorganised financial system includes :-Correct Answer Indigenous bankersYour Answer Indigenous bankers

Select The BlankQuestion HDFCs loans were linked up with________.Correct Answer Planned SavingsYour Answer Recovery record

Multiple Choice Single AnswerQuestion Initial Quantum of resources of IMF were contributed by members according to :-Correct Answer Quotas fixed for membersYour Answer Quotas fixed for members

True/FalseQuestion CPs are issued by corporate entities.Correct Answer TrueYour Answer True

Multiple Choice Multiple AnswerQuestion EXIM Bank provides financial assistance to:-Correct Answer

Indian Companies , Commercial Banks , Foreign GovernmentsYour Answer Indian Companies , Commercial Banks , Foreign Governments

Multiple Choice Multiple AnswerQuestion Functions of R.O. do not cover :-Correct Answer SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending PolicyYour Answer SLR/CRR maintenance , Issuing Lending Policy , Sanctioning advances

Match The FollowingQuestionCorrect AnswerYour AnswerInter Bank Call Money MarketsBRs, Call Money ReceiptsBRs, Call Money ReceiptsMoney Market InstumentsCP, CD ,T- BillsCP, CD ,T- BillsCapital Market InstrumentsSharesSharesDebt Market InstrumentsGOI Securities ,BondsGOI Securities ,Bonds

Multiple Choice Multiple AnswerQuestion Which of the following statements are not prepared on a daily basis in branch?Correct Answer Cash Book , Trial Balance , P/L statementYour Answer Cash Book , Trial Balance , P/L statement

Select The BlankQuestion Interest on advances is generally calculated on ________ products.Correct Answer DailyYour Answer Fortnightly

Multiple Choice Single AnswerQuestion IDBI has helped in the establishment of :-Correct Answer EXIM BankYour Answer

EXIM Bank

Multiple Choice Multiple AnswerQuestion Under Project Finance Scheme IDBI provides assistance for :-Correct Answer New Projects , Renovation , ModernisationYour Answer New Projects , Renovation , Working capital

Multiple Choice Single AnswerQuestion Deposits per depositor per bank are secured by DICGC up to a sum of :-Correct Answer Rs. one lac.Your Answer Rs. one lac.

Select The BlankQuestion SCICI provides domestic & foreign loans for capital equipment and________ services.Correct Answer TechnicalYour Answer Technical

Multiple Choice Multiple AnswerQuestion The main objective of ICICI was :-Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in IndiaYour Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India

Multiple Choice Multiple AnswerQuestion Functions of NIDHIs include :-Correct Answer Accepting Deposits , Granting loans , Encourage thriftYour Answer Accepting Deposits , Granting loans , Encourage thrift

Multiple Choice Single AnswerQuestion IDBI was initially set up as :-Correct Answer Subsidy of RBIYour Answer Public sector Bank

Multiple Choice Multiple AnswerQuestion For its long term operations NABARD raises funds by :-Correct Answer Floating Bonds in open market , Drawing from the Central Govt. , Drawing from National Rural credit FundsYour Answer Floating Bonds in open market , Drawing from the Central Govt. , Drawing from National Rural credit Funds

Select The BlankQuestion Financial markets are the centres that provide facilities for buying and selling of ________.Correct Answer Financial claims and servicesYour Answer Goods and services

True/FalseQuestion IDA does not lend to countries that are not in a position to borrow from IBRD.Correct Answer FalseYour Answer True

Select The BlankQuestion General insurance policies are genarally issued for ________ year.Correct Answer OneYour Answer Three

True/FalseQuestion SCICI is a member of the OTCEI.Correct Answer TrueYour Answer False

Multiple Choice Single AnswerQuestion The deposit account offering cheque withdrawal facility is known as :-Correct Answer Current accountYour Answer Current account

Match The FollowingQuestionCorrect AnswerYour AnswerCRRPrimary reserve requirementPrimary reserve requirementBankers BankControlling the reserves of commercial banksFEMAExchange controlFEMAControlling the reserves of commercial banksOMOGovernment securitiesGovernment securities

Multiple Choice Multiple AnswerQuestion The loans of finance companies are generally :-Correct Answer At high interest , Unsecured , Based on borrowers worthYour Answer Unsecured , Based on borrowers worth , At low interest

Multiple Choice Single AnswerQuestion The apex institution in the field of Industrial Development is :-Correct Answer IDBIYour Answer IDBI

Multiple Choice Multiple AnswerQuestion A member's IMF Quota determines its :-Correct Answer Financial commitment , Voting power , Drawing powerYour Answer Voting power , Drawing power , GNP

True/FalseQuestion CP is a usance promissory note hence it can be negotiated by endorsement & delivery.Correct Answer TrueYour Answer False

Multiple Choice Single AnswerQuestion

The objective of ICICI was to assist the :-Correct Answer Private sectorYour Answer Private sector

True/FalseQuestion NABARD provides short term refinance for procurement activities also.Correct Answer TrueYour Answer True

Select The BlankQuestion Period of Holiday Insurance is ________.Correct Answer Six months or lessYour Answer One year or more

Financial Institutions and Banking - 5

Bitmap Multiple Choice Multiple AnswerQuestion Agricultural Finance Consultancy Ltd(AFC) activities cover :-Correct Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark SurveysYour Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark SurveysBitmapMultiple Choice Multiple AnswerQuestion Duties of an International Banking unit cover :-Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of CreditYour Answer Maintaining SLR/CRR , Handling foreign currency , Handling Doc. creditsBitmapSelect The BlankQuestion One of the objectives of NHB is to augment the ________ resources for the housing sector.Correct Answer FinancialYour Answer

FinancialBitmapMultiple Choice Multiple AnswerQuestion The unorganised financial system comprises of :-Correct Answer Money lenders , Indigenous bankers , Lending pawn brokersYour Answer Money lenders , Indigenous bankers , Lending pawn brokersBitmapMultiple Choice Single AnswerQuestion The lender of the last resort to the market is the :-Correct Answer RBIYour Answer RBIBitmapMultiple Choice Multiple AnswerQuestion Credit Information report is also known as :-Correct Answer Credit report , Banker's report , Confidential reportYour Answer Credit report , Banker's report , Confidential reportBitmapMultiple Choice Single AnswerQuestion Cetificate of deposit are issued byCorrect Answer BanksYour Answer BanksBitmapMultiple Choice Single AnswerQuestion A record of the holdings of GOI dated securities of each holder is contained in :-Correct Answer SGL pass bookYour Answer SGL pass bookBitmapMultiple Choice Single AnswerQuestion The organised financial system includes :-Correct Answer

Commercial banksYour Answer Commercial banksBitmapSelect The BlankQuestion Development financial institutions have been established to cater to ________ of the industrial sector.Correct Answer Long term financial needsYour Answer Working capital needsBitmapMultiple Choice Single AnswerQuestion DFHI was incorporated under the :-Correct Answer Companies Act, 1956Your Answer Companies Act, 1956BitmapSelect The BlankQuestion The ________ meet the long and medium term credit needs of agriculture.Correct Answer Land Development BanksYour Answer Regional Rural BanksBitmapMultiple Choice Single AnswerQuestion Certificate of deposit is a :-Correct Answer Usance promissory noteYour Answer Term Deposit ReceiptBitmapTrue/FalseQuestion Amongst others, ICICI also provided long and medium term loans or equity finance.Correct Answer TRUEYour Answer TRUEBitmapMultiple Choice Multiple Answer

Question EXIM Bank provides financial assistance to:-Correct Answer Indian Companies , Commercial Banks , Foreign GovernmentsYour Answer Investment trusts , Indian Companies , Commercial BanksBitmapMultiple Choice Multiple AnswerQuestion RBI sells securities through :-Correct Answer Auction program , Open market operations , Private placementsYour Answer Open market operationsBitmapMultiple Choice Single AnswerQuestion The ultimate source of money in India is:-Correct Answer RBIYour Answer RBIBitmapMultiple Choice Single AnswerQuestion Long term debt instruments have a maturity of :-Correct Answer Over one yearYour Answer Over one yearBitmapMultiple Choice Multiple AnswerQuestion R B I conducts monetary control by way of O M O in :-Correct Answer Treasury bills , State /central Government SecuritiesYour Answer Treasury bills , State /central Government SecuritiesBitmapTrue/FalseQuestion Under open market operation RBI conducts buying /selling shares/debentures of blue chip companies.Correct Answer FALSEYour Answer

FALSEBitmapMatch The FollowingQuestionCorrect AnswerYour AnswerDevelopment financial institutionsIFCIIFCIOrganised sectorBanking SystemBanking SystemUnorganised sectorIndigenous banksIndigenous banksMutual fundsUTIUTIBitmapSelect The BlankQuestion The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992.Correct Answer SCICI LtdYour Answer SCICI LtdBitmapMultiple Choice Multiple AnswerQuestion A member's IMF Quota determines its :-Correct Answer Financial commitment , Voting power , Drawing powerYour Answer Financial commitment , Voting powerBitmapMultiple Choice Single AnswerQuestion Development Financial institutions include :-Correct Answer State financial institutionsYour Answer State financial institutionsBitmapMultiple Choice Single AnswerQuestion

The unorganised financial system includes :-Correct Answer Indigenous bankersYour Answer Indigenous bankersBitmapMatch The FollowingQuestionCorrect AnswerYour AnswerFruit Crops, Floriculture, VegetablesHorticultureHorticultureInstitutional studies, Dwell Time StudiesSurveys & StudiesSurveys & StudiesAgronomy, Crop Planning, Plant Protection, Farm InputsCrop ProductionCrop ProductionCanals & Rivers, Drip IrrigationIrrigation & DrainageIrrigation & DrainageBitmapSelect The BlankQuestion The HDFC was set up in 1977 by the ________.Correct Answer ICICIYour Answer ICICIBitmapMultiple Choice Single AnswerQuestion Instruments issued by DFIs and Banks carry :-Correct Answer Highest credit ratingsYour Answer Highest credit ratingsBitmapMultiple Choice Single AnswerQuestion LIC of India was set up in :-Correct Answer 1956Your Answer 1818

BitmapSelect The BlankQuestion Secured Premium Notes are ________.Correct Answer DebenturesYour Answer DebenturesBitmapMultiple Choice Single AnswerQuestion PFC is committed to the integrated development of :-Correct Answer PowerYour Answer PowerBitmapTrue/FalseQuestion Banks issue Guarantees on behalf of their clients.Correct Answer TRUEYour Answer TRUEBitmapTrue/FalseQuestion Banks authorised to deal in foreign exchange are known as Authorised Dealers.Correct Answer FALSEYour Answer TRUEBitmapMultiple Choice Multiple AnswerQuestion DFHI was set up with the following objective :-Correct Answer To even out imbalances , To provide liquidity , To promote secondary marketYour Answer To even out imbalances , To provide liquidity , To promote secondary marketBitmapMultiple Choice Multiple AnswerQuestion NABARD has taken over the entire functions of :-Correct Answer ARDC , ACD of RBI , RPCD of RBI

Your Answer ARDC , ACD of RBI , RPCD of RBIBitmapMultiple Choice Multiple AnswerQuestion R B I issues currency notes against the security of:-Correct Answer Gold bullion , Foreign securities , GOI securitiesYour Answer Gold bullion , Foreign securities , GOI securitiesBitmapSelect The BlankQuestion The ________ has been accredited by RBI as a Primary Dealer in Governemt Securities.Correct Answer STCIYour Answer LIC of IndiaBitmapTrue/FalseQuestion The SFCs also borrow from SIDBI & IDBI.Correct Answer FALSEYour Answer TRUEBitmapSelect The BlankQuestion Legally speaking Pass Through Certificates are ________ and are tradeable freely.Correct Answer Promissory notesYour Answer Promissory notesBitmapSelect The BlankQuestion DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies.Correct Answer Debt instrumentsYour Answer Debt instrumentsBitmapMultiple Choice Multiple AnswerQuestion From time to time RBI has issued :-

Correct Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bondsYour Answer Inflation linked bonds , Zero coupon bondsBitmapTrue/FalseQuestion The currency notes issued by RBI are legal tender everywhere in India without any limit.Correct Answer TRUEYour Answer FALSEBitmapTrue/FalseQuestion HDFC was set up by NHB.Correct Answer FALSEYour Answer FALSEBitmapTrue/FalseQuestion PFC also provides reform & restructuring related studies.Correct Answer TRUEYour Answer FALSEBitmapSelect The BlankQuestion The ________ was set up to help corrections in BOP maladjustments.Correct Answer IMFYour Answer IMFBitmapSelect The BlankQuestion The CRAFICARD recommended the establishment of ________.Correct Answer NABARDYour Answer NABARDBitmapTrue/False

Question NIDHIS are Trading Organisations.Correct Answer FALSEYour Answer FALSE

at 6:45 AM 0 comments Links to this post  

Labels: Financial Institutions and Banking (Set II)

Financial Institutions and Banking - 4

Select The BlankQuestion HDFCs loans were linked up with________.Correct Answer Planned SavingsYour Answer Planned SavingsBitmapTrue/FalseQuestion CPs are issued by corporate entities.Correct Answer TRUEYour Answer FALSEBitmapSelect The BlankQuestion AFC's membership consists of commercial, cooperative banks and DFIs including ________.Correct Answer EXIM bankYour Answer EXIM bankBitmapMultiple Choice Single AnswerQuestion Money Markets Instruments have a maturity of less than :-Correct Answer One yearYour Answer One yearBitmapSelect The Blank

Question Kisan Vikas Patra are issued through ________.Correct Answer Post OfficesYour Answer Post OfficesBitmapMultiple Choice Single AnswerQuestion Liquid assets to be maintained to a stipulated ratio under Section 24 of BR Act is called :-Correct Answer Statutory Liquidity RatioYour Answer Statutory Liquidity RatioBitmapTrue/FalseQuestion NABARD provides short term refinance for procurement activities also.Correct Answer TRUEYour Answer TRUEBitmapMultiple Choice Multiple AnswerQuestion DFHI was set up jointly by :-Correct Answer RBI , Banks , All India FisYour Answer Banks , All India FisBitmapTrue/FalseQuestion Small Savings are source of Capital Receipts for the Government.Correct Answer TRUEYour Answer TRUEBitmapMultiple Choice Multiple AnswerQuestion Bonds issued by institutions through SPVs to execute infrastructure projects are :-Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam LtdYour Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd

BitmapTrue/FalseQuestion Mortgage Loans are loans against property.Correct Answer TRUEYour Answer TRUEBitmapSelect The BlankQuestion The extent of powers enjoyed by a branch depends on the size of its ________.Correct Answer BusinessYour Answer BusinessBitmapMultiple Choice Multiple AnswerQuestion Prominent Institutional Investors are :-Correct Answer Corporate Treasuries , Mutual Funds , Foreign Investors(FIIs)Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual FundsBitmapTrue/FalseQuestion PFC has been persuading State Governments restructuring of their power sector to make them viable.Correct Answer TRUEYour Answer TRUEBitmapSelect The BlankQuestion Bills of Exchange and ________ are Money Market Instruments.Correct Answer Promissory NotesYour Answer Promissory NotesBitmapTrue/FalseQuestion Bank Guarantee can be Performance of financial Guarantee.Correct Answer

FALSEYour Answer FALSEBitmapMatch The FollowingQuestionCorrect AnswerYour AnswerInter Bank Call Money MarketsBRs, Call Money ReceiptsLoans and advancesMoney Market InstumentsCP, CD ,T- BillsCP, CD ,T- BillsCapital Market InstrumentsSharesSharesDebt Market InstrumentsGOI Securities ,BondsGOI Securities ,BondsBitmapMultiple Choice Single AnswerQuestion Account where lump sum investment is made for specific period is :-Correct Answer Term Deposit accountYour Answer Term Deposit accountBitmapTrue/FalseQuestion CP is a usance promissory note hence it can be negotiated by endorsement & delivery.Correct Answer TRUEYour Answer FALSEBitmapMultiple Choice Single AnswerQuestion Money Markets Instruments have a maturity of less than :-Correct Answer One yearYour Answer One yearBitmapMultiple Choice Multiple Answer

Question The prominent Bond issuing PSU are :-Correct Answer MTNL , NTPC , SAILYour Answer NTPCBitmapTrue/FalseQuestion The Capital of NABARD is subscribed by World Bank.Correct Answer FALSEYour Answer FALSEBitmapMultiple Choice Multiple AnswerQuestion Post Offices are popular for mobilizing small savings of the public due to :-Correct Answer Wide network , Tax concessions , Saftey of fundsYour Answer Wide network , Tax concessions , Saftey of fundsBitmapMultiple Choice Single AnswerQuestion For a focus on the SSI Sector in 1986 IDBI created :-Correct Answer SIDFYour Answer SIDFBitmapSelect The BlankQuestion SCICI provides domestic & foreign loans for capital equipment and________ services.Correct Answer TechnicalYour Answer TechnicalBitmapTrue/FalseQuestion Non bank financial institutions undertake fund and non fund based activities.Correct Answer TRUEYour Answer TRUE

BitmapSelect The BlankQuestion Mutual Funds provide the benefits of ________.Correct Answer Portfolio managementYour Answer Long term returnsBitmapSelect The BlankQuestion CRR and SLR are ________ reserves.Correct Answer StatutoryYour Answer StatutoryBitmapSelect The BlankQuestion An ________ letter of credit cannot be canceled by the buyer without the seller's consent.Correct Answer IrrevocableYour Answer IrrevocableBitmapMultiple Choice Single AnswerQuestion A Transaction on "payment later" basis is a :-Correct Answer Credit transactionYour Answer Credit transactionBitmapMultiple Choice Single AnswerQuestion A Bill in banking parlance means a :-Correct Answer Bill of ExchangeYour Answer Bill of ExchangeBitmapMultiple Choice Single AnswerQuestion A company issues CP to save on :-Correct Answer Interest cost

Your Answer Interest costBitmapMultiple Choice Multiple AnswerQuestion IDA lends to poor countries :-Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten yearsYour Answer By lending at 0% interest. , For periods up to ten yearsBitmapSelect The BlankQuestion The Premium of ________ is obtained through obligatory reinsurance premium.Correct Answer GICYour Answer GICBitmapMultiple Choice Single AnswerQuestion FIs can be classified into two categories depending on the basis of incorporation and :-Correct Answer OperationYour Answer OperationBitmapMultiple Choice Multiple AnswerQuestion Basic Life insurance policies include :-Correct Answer Term insurance , Annuity contracts , Pension plansYour Answer Term insurance , Annuity contracts , Pension plansBitmapMultiple Choice Single AnswerQuestion Long term debt instruments have a maturity of :-Correct Answer Over one yearYour Answer Over one yearBitmapTrue/FalseQuestion Cancellation of a Guarantee is known as "revocation".

Correct Answer TRUEYour Answer TRUEBitmapMultiple Choice Single AnswerQuestion The unorganised market is made of :-Correct Answer MoneylendersYour Answer MoneylendersBitmapSelect The BlankQuestion Financial markets are the centres that provide facilities for buying and selling of ________.Correct Answer Financial claims and servicesYour Answer Financial claims and servicesBitmapMultiple Choice Multiple AnswerQuestion Functions of R.O. of a bank include :-Correct Answer Inspection/audit , Control on branches , Grant loans/advancesYour Answer Control on branches , Grant loans/advancesBitmapMultiple Choice Multiple AnswerQuestion Financial Services offered by PFC include :-Correct Answer Term loans , lease finance , Loan SyndicationYour Answer Term loans , lease finance , Loan SyndicationBitmapMultiple Choice Multiple AnswerQuestion Functions of NIDHIs include :-Correct Answer Accepting Deposits , Granting loans , Encourage thriftYour Answer Accepting Deposits , Granting loansBitmapMultiple Choice Multiple Answer

Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :-Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open marketYour Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open marketBitmap

Match The FollowingQuestionCorrect AnswerYour AnswerAquaculture ,Brackish WaterFisheriesFisheriesPloughing, weeding, transplantationSeasonal Agricultural OperationsSeasonal Agricultural OperationsMarket Yards, Storage & WarehousingAgricultural MarketingAgricultural MarketingHill ,Tribal Area developmentArea DevelopmentArea DevelopmentBitmapMultiple Choice Multiple AnswerQuestion Mutual fund has main entities like :-Correct Answer Sponsor , Trust , Asset Management companyYour Answer Sponsor , Trust , Asset Management companyBitmapMultiple Choice Single AnswerQuestion Financial institutions deal in :-Correct Answer Financial assetsYour Answer Financial assets