PROFIT SHARING PLAN APPLICATION - E*Trade

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PROFIT SHARING PLAN APPLICATION

COMPLETE YOUR E*TRADE APPLICATION IN THREE EASY STEPS

The Profit Sharing Plan Application you requested begins on the following page.

To complete your application, simply:

1. SCROLL DOWN AND FILL OUT EACH FIELD BY TYPING IN THE APPROPRIATE INFORMATION.

If you would like to complete the application by hand, skip this step and move on to Step 2.

2. ONCE YOU HAVE PROVIDED THE REQUESTED INFORMATION, REVIEW YOUR APPLICATION TO ENSURE IT IS COMPLETE AND PRINT IT BY CLICKING THE BUTTON ON THE TOP TOOLBAR.

3. SIGN AND DATE YOUR APPLICATION, AND MAIL IT TO THE APPROPRIATE ADDRESS:

By overnight mail:E*TRADE Securities LLC Harborside 2200 Hudson Street, Suite 501 Jersey City, NJ 07311

By regular mail:E*TRADE Securities LLCP.O. Box 484Jersey City, NJ 07303-0484

General Fax Number: 1-866-650-0003From Outside the US: +1-678-624-6950

Need Help? Call 888-402-0654 to speak with a Retirement Specialist from 7AM to 8PM EST, Monday through Friday.

Note: Please include a Fax Cover Sheet when submitting documents by facsimile. Notarized documents and other forms for which original document is needed cannot be submitted by facsimile.

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A Profit Sharing Plan is a tax-deferred retirement plan for businesses of any size. Eligible employees are age 21 or older and have been working for the company for at least two years if vesting is 100% immediate (or one year if vesting is not 100% immediate). Employer contributions to the plan are discretionary. For contribution limits and deadlines visit www.etrade.com/iralimits.

Reminder: The deadline for opening your Profit Sharing Plan accounts for the current year is December 31.

TO OPEN A PROFIT SHARING PLAN:

FORMS NEEDED

1. Profit Sharing Plan Application (completed by participant)2. Designation of Beneficiary form (completed by participant)3. Simplified Profit Sharing Plan Standardized Adoption Agreement (completed by employer)

Please return pages 3-8 and 12-20 of this application packet to E*TRADE, by fax or mail, for processing. We recommend that you keep a copy of all pages you send.

Include a Fax Cover Sheet when submitting documents by facsimile. Notarized documents and other forms for which original document is needed cannot be submitted by facsimile

Notification of ERISA 408(b)(2) disclosure to responsible plan fiduciary

The US Department of Labor (DOL) Section 408(b)(2) rule requires certain service providers of ERISA plans to disclose certain information to “responsible plan fiduciaries” of ERISA plans, including all direct and indirect compensation received for services provided. You can access additional information about this disclosure by visiting the DOL’s Fact Sheet: https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/final-regulation-service-provider-disclosures-under-408b2.pdf.

If you are the plan fiduciary, you are responsible for ensuring that all plan fees and expenses of the plan are reasonable and appropriate. This includes fees paid to all service providers. Please see E*TRADE’s 408(b)(2) disclosure information at www.etrade.com/fees. As the plan fiduciary, you should receive, review and keep in your files all of the 408(b)(2) disclosures received from all entities providing sevices

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https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/final-regulation-service-provider-disclosures-under-408b2.pdf

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNTTo help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1. ACCOUNT INFORMATION

Name of Adopting Employer Employer Tax ID Number

Business Street Address, City, State, ZIP

2. ENTER YOUR PARTICIPANT INFORMATION (PLEASE PRINT)

SECURITIES INDUSTRY REGULATIONS REQUIRE THAT WE COLLECT ALL OF THE FOLLOWING INFORMATION.

Mr. Mrs.

Ms. Dr.

Name (first, middle initial, last)Jr. Sr. Esq. Other

Home Street Address (cannot be a P.O. box) City, State, ZIP

Mailing Address (if different from above; P.O. box may be used) City, State, ZIP

Country Code Home Phone Country Code Business Phone E-mail Address (required for account updates)

Date of Birth (mm/dd/yyyy) Social Security Number Employer Specific Occupation

Employment Status

Employed Self - employed* Retired Student Not Employed

Line of Business (required for self-employed persons)*

Business Street Address City, State, ZIP

Marital Status

Single Married Divorced Widowed

Number of Dependents (Including self)

1 2 3 4 Other:

Are you employed by a registered broker-dealer, a securities exchange, or FINRA?

No Yes (if yes, you must submit a compliance letter with this application)

Are you an officer, director, 10% shareholder, or policymaker of a publicly held company?

No Yes (specify companies)



2. ENTER YOUR PARTICIPANT INFORMATION (CONTINUED)

IF YOU ARE NOT A U.S. RESIDENT, PLEASE PROVIDE THE FOLLOWING INFORMATION.Passport Number Passport Country of Issuance Country of Legal Residence (please attach Form W-8BEN)

NOTE: If you are a non-U.S. resident, please attach a photocopy of your passport or government-issued identification. We cannot open your account without this documentation.

IF YOU ARE NOT A U.S. CITIZEN, PLEASE PROVIDE THE FOLLOWING INFORMATION.Country of Citizenship

IF YOU HAVE BEEN AT YOUR CURRENT ADDRESS FOR LESS THAN SIX MONTHS, PLEASE PROVIDE YOUR PREVIOUS ADDRESS.

Street Address City, State, ZIP

3. CREATE YOUR INVESTMENT PROFILE

SECURITIES INDUSTRY REGULATIONS REQUIRE THAT WE COLLECT ALL OF THE FOLLOWING INFORMATION.

Overall Investment Objective for This Account (choose only one)

Investment Experience

Annual Income Approximate Net Worth (excluding primary residence)

Approximate Liquid Net Worth (cash, stocks, etc.)

Capital preservationMinimize the potential for any loss of principal.

IncomeProvide current income rather than growth of principal.

GrowthIncrease investment value over time while accepting price fluctuations.SpeculationAssume the highest degree of risk for potentially higher returns.

None

Limited

Good

Excellent

$0 -$14,999

$15,000 -$24,999

$25,000 -$49,999

$50,000 -$99,999

$100,000 -$199,999

$200,000+

$0 -$24,999

$25,000 -$49,999

$50,000 -$99,999

$100,000 -$499,999

$500,000 -$999,999

$1,000,000+

$0 -$14,999

$15,000 -$24,999

$25,000 -$49,999

$50,000 -$99,999

$100,000 -$199,999

$200,000 -$499,999

$500,000 -$999,999

$1,000,000+

Where will the assets to fund this account primarily come from? (select one)Securities Income from Earnings Pension / IRA / Retirement Savings

Personal Funds Insurance Proceeds Other (please specify)

Real Estate Proceeds Inheritance / Gift

What is the purpose and expected use of the account? (choose only one)Investment account with frequent transfers Investing for tax planning

Long term investment with occasional transfers Investing for college/minor

Investing for estate planning Investing for retirement

How often do you trade? Does anyone other than the participant have trading authorization over the account?0-3 trades per month

4-9 trades per month

10+ trades per month

Yes No

If yes, please complete and mail the Power of Attorney form to add an individual as having trading authority.This form can be found on our website under `Form and Applications.’



4. SELECT YOUR ACCOUNT FEATURES

Uninvested Cash Program(1)

At the end of each business day, your uninvested cash will be automatically swept into one of the options below. Select only one of the following choices for the uninvested cash in your account. If no option is selected, you will default to the Retirement Sweep Deposit Account (RSDA) program. You may change your selection at any time. For current rates and other information, go to etrade.com/rates.

Cash Balance Program(2)

RSDA (Offers daily interest and FDIC insurance up to $500,000)(3)

(1) You have the option to have cash balances in your securities account automatically treated as free credit balances at E*TRADE Securities or transferred to an account at a bank or banks whose deposits are insured by the FDIC (collectively, “Sweep Program”). For detailed information of the general terms and conditions of the products available through the Sweep Program go to www.etrade.com/sweepoptions. The products available under the Sweep Program may change at any time. By signing this application, you are providing your written affirmative consent to have your cash balance included in the Sweep Program with the default option or the option selected by you.

(2) Free Credit Balances at E*TRADE Securities.

(3) If you select RSDA, we will provide you a copy of the RSDA Program Customer Agreement which can also be found at www.etrade.com/rsdaagreement as part of the Bank Sweep Account Agreements. In the RSDA program, your available cash balances will automatically sweep between the retirement account and a deposit account at one or more banks affiliated with E*TRADE (“Program Banks”), with deposits at each Program Bank insured by the Federal Deposit Insurance Corporation for up to $250,000. The total FDIC insurance coverage for cash in your RSDA account will be up to $500,000 per account. Any amount in excess of $500,000 will not be covered by FDIC insurance. You also should include other accounts you hold in the same title and capacity at any of the Program Banks in calculating FDIC insurance coverage limits, because coverage limits are set per customer across all accounts. For more information regarding FDIC insurance coverage limits, please visit www.fdic.gov.

Receive Your Account Documents Online

For your convenience, account documents such as monthly statements and trade confirmations will be delivered to you electronically via a secure online file cabinet instead of by U.S. mail. We will notify you at the primary authorized person’s e-mail address provided in section 2 whenever a new document is available. This feature is provided automatically, unless declined below.

I would prefer to receive the following items by U.S. mail:

Monthly statements

Trade confirmations

Prospectuses

Corporate reports, proxies, and reorganization notices

Tax documents

You must provide us with your e-mail address in section 2 to receive electronic account documents.

You may change your delivery preferences at any time. With respect to documents you elect to receive electronically, you agree to all the terms governing Electronic Delivery of Documents of the E*TRADE Customer Agreement at www.etrade.com/custagree.



http://www.etrade.com/custagree

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http://www.etrade.com/rsdaagreement

http://www.etrade.com/sweepoptions

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5. PROVIDED A TRUSTED CONTACT PERSON (“TCP”) (OPTIONAL)

By choosing to provide information about a trusted contact person, you authorize E*TRADE to contact and to disclose information about your account to that person in the following circumstances: to address possible financial exploitation, to confirm the specifics of your current contact information, health status, or the identity of any legal guardian, executor, trustee or holder of a power of attorney, or as otherwise permitted by applicable law.

TRUSTED CONTACT PERSON

First Name* Last Name* Relationship

Country Code* Phone Number* Email Address

*If you choose to designate a TCP, these are required fields

6. PLEASE SIGN TO APPLY FOR YOUR QUALIFIED RETIREMENT PLAN WITH E*TRADE SECURITIES

I am of legal age to enter into this contract. I acknowledge that I have received, read, and agree to be bound by the terms and conditions as currently set forth in the E*TRADE Customer Agreement and as amended from time to time. The E*TRADE Customer Agreement is available online at www.etrade.com/custagree or by calling 1-800-387-2331. I confirm and acknowledge that neither E*TRADE Securities LLC nor any of its affiliates provides investment, tax or legal advice except to extent set forth in Section 9 of the Customer Agreement. I understand that you will supply my name to issuers of any securities held in this account so that I might receive any important information regarding them, unless I notify you in writing not to do so.

Under penalties of perjury, I certify that:

1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and

2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and

3. I am a U.S. citizen or other U.S. person (defined below), and

4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct.

Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. Certification Instructions

I am not a U.S. individual and have attached Form(s) W-8BEN to this application to claim foreign status or treaty benefits.

I have also included a copy of my passport or government issued ID.

The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

I UNDERSTAND THAT THIS ACCOUNT IS GOVERNED BY A PREDISPUTE ARBITRATION CLAUSE. I acknowledge that I have received and read a copy of the E*TRADE CUSTOMER AGREEMENT which contains a pre-dispute Arbitration Agreement at Section 12.

Signature of Participant Date Printed Name



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7. OPTIONS TRADING APPLICATION AND AGREEMENT

THIS APPLICATION IS OPTIONAL: Complete this form only if you would like to apply to add options trading capability to this account. Visit www.etrade.com/options to learn more about the risks and rewards of options trading.

Marital Status Number of Dependents(Including Self)

Options Investment Knowledge and Experience

Options Trading Experience

Years of Trading Experience

Average Transaction Size

Single

Married

Divorced

Widowed

1

2

3

4

Other

None

Limited

Good

Excellent

None

Covered Call Writing

Covered Puts

Purchases

Spreads

Uncovered Puts

Stocks yrs

Bonds yrs

Options yrs

Futures yrs

$0 -$9,999

$10,000 -$24,999

$25,000+

Total Transactions Per YearStocks 0-9 10-14 15-24 25-74 75+ Options 0-9 10-14 15-24 25-74 75+

Bonds 0-9 10-14 15-24 25-74 75+ Futures 0-9 10-14 15-24 25-74

Read and sign below if you are applying to trade options. Important: You must also sign in section 6 before we can open your account. You cannot use this application to upgrade an existing account. If you would like to add options trading capability to an existing account, please use the Margin/Option Account Upgrade Form, which can be found at www.etrade.com/forms.

I agree not to enter into any options transactions until I have received, read and understood the disclosure document entitled Characteristics and Risks of Standardized Options, which can be found at www.etrade.com/optionsagree. We will also mail you this document. I am aware of the special risks and obligations of options trading. I have read, understood, and agree to be bound by the options trading terms and conditions outlined in the E*TRADE Customer Agreement, which can be found at www.etrade.com/custagree. I also agree that I am bound by it as it is currently in effect and as it is amended from time to time.

I UNDERSTAND THAT THIS ACCOUNT IS GOVERNED BY A PREDISPUTE ARBITRATION CLAUSE. I acknowledge that I have received and read a copy of the E*TRADE CUSTOMER AGREEMENT which contains a pre-dispute Arbitration Agreement at Section 8.

75+

Signature of Participant Date

For E*TRADE Securities Only

I have received this application and believe the account is suitable for: Cash Option Level-One

Approval Date

Approval Date

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions and system performance.

The E*TRADE Financial family of companies provides financial services including trading, investing and related banking products and services to retail investors.

Securities products and services are offered by E*TRADE Securities LLC, Member FINRA/SIPC.

© 2018 E*TRADE Financial Corporation. All rights reserved.



YOU WILL BE CONSIDERED FOR LEVEL 1 ONLY (WRITE COVERED CALLS). THIS IS A CAPITAL PRESERVATION / INCOME STRATEGY

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DESIGNATION OF BENEFICIARY

1. GENERAL INFORMATIONName of Plan Name of Employer

Employer Address City, State/Province, Zip/Postal Code, Country

Name of Participant (first, middle, last) Country Code Employer Phone

Country Code Home Phone Date of Birth (mm/dd/yyyy) Social Security Number

Address City, State/Province, Zip/Postal Code, Country

2. CURRENT MARITAL STATUS

I AM NOT MARRIEDI understand that if I become married in the future, my spouse will be my Primary Beneficiary unless I complete a new Designation of Beneficiary form and my spouse consents to my designation.

I AM MARRIED I understand that my spouse will be my Primary Beneficiary by providing his/her information in Section 3 below. However, I understand I may designate a Primary Beneficiary other than my spouse on the space below if my spouse signs the section below entitled “Consent of Spouse.”

3. DESIGNATION OF BENEFICIARY (IES)

The following individual(s) shall be my beneficiary(ies). Please check Primary or Contingent for each individual beneficiary. If neither is checked, the individual will be deemed to be a primary beneficiary. If any primary or contingent beneficiary dies before me, his or her interest and the interest of his or her heirs shall terminate completely, and the percentage share of any remaining beneficiary(ies) shall be increased on a pro rata basis. If no primary beneficiary(ies) survives me, the contingent beneficiary(ies) shall acquire the designated share of my plan balance.

Enter whole % amounts only. Total must add up to 100% per beneficiary type (e.g. allocation for three primary beneficiaries could be 34%, 33%, 33%). If you wish to designate more than three primary or contingent beneficiaries, attach a separate sheet and include all the information as indicated below.

TYPE OF BENEFICIARY

SHARE %* NAME BIRTH DATE SSN/TIN (optional)

RELATIONSHIP

Primary Contingent %




4. CONSENT OF SPOUSE (IF ANY NON-SPOUSE BENEFICIARY IS NAMED AS PRIMARY BENEFICIARY)

I am the spouse of the participant named above. I hereby consent to the above designation of beneficiary. I understand that if anyone other than me is designated as Primary Beneficiary on this form, I am waiving all or a portion of any rights I may have to receive benefits under the plan when my spouse dies.

I acknowledge that I have received a fair and reasonable disclosure of my spouse’s property and financial obligations. Due to the important tax consequences of giving up my interest in this account, I have been advised to see a tax professional. I hereby give the account holder any interest I have in the funds or properties deposited in this account and consent to the beneficiary designation indicated above. I assume full responsibility for any adverse consequences that may result. No tax or legal advice was given to me by E*TRADE Securities LLC.

Signature of QRP Participant’s Spouse (Must be notarized - Section 6) Date Printed Name of QRP Participant’s Spouse

©2010 Ascensus, Inc., Brainerd, MN



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5. WAIVER ELECTION (APPLICABLE TO MONEY PURCHASE PLANS ONLY)

Married Participant’s Waiver Election (for Qualified Pre-Retirement Survivor Annuity)As a married participant in my employer’s qualified retirement plan, I acknowledge that I have read the information about Qualified Pre-Retirement Survivor Annuities below. I understand that when I die, any amount remaining in my plan account will be paid to my surviving spouse in the form of a Qualified Pre-Retirement Survivor Annuity. I understand that I have a right to waive that form of payment. I hereby elect to waive the requirement that my surviving spouse be paid any benefits that I may have in the plan at the time of my death in the form of a Qualified Pre-Retirement Survivor Annuity. I understand and agree that this waiver is valid only if my spouse has consented by reading and signing the statement below.

Signature of QRP Participant Date Printed Name of QRP Participant

Spouse’s Consent to Waiver Election (for Qualified Pre-Retirement Survivor Annuity)I hereby consent to my spouse’s election not to have benefits remaining in his or her plan paid in the form of a Qualified Pre-Retirement Survivor Annuity at his or her death. I understand that my consent cannot be revoked unless my spouse revokes the above waiver.

Signature of QRP Participant’s Spouse (Must be notarized - Section 6) Date Printed Name of QRP Participant’s Spouse

6. NOTARY OR PLAN REPRESENTATIVE WITNESS TO SPOUSAL CONSENT (Applies to either or both consents [Sections 4 and 5] above. If Plan Representative is the Plan Participant noted in Section 1, a Notary Public must witness and sign below.)

Subscribed and sworn to before me Affix Seal Here

This day of , 20

Signature of Notary Public or Plan Representative Date Printed Name of Notary Public or Plan Representative

7. SIGNATURE AUTHORIZING DESIGNATION OF BENEFICIARY (IES)

Signature of QRP Participant Date Printed Name of QRP Participant

The E*TRADE Financial family of companies provides financial services including trading, investing and related banking products and services to retail investors. Securities products and services are offered by E*TRADE Securities LLC, Member FINRA/SIPC.

© 2018 E*TRADE Financial Corporation. All rights reserved.

INSTRUCTIONS FOR SECTION 5: WAIVER ELECTION FOR QUALIFIED PRE-RETIREMENT SURVIVOR ANNUITIES

Employee: If you have a Money Purchase Plan and wish to waive the requirements for the Qualified Pre-Retirement Survivor Annuity, the Waiver Election section must be completed by you. If you are married, your spouse must also provide their consent.

Employer: This Waiver Election is applicable to Money Purchase Plans. It does not apply to Profit Sharing Plans and 401(k) Plans, since these plans include an REA Safe Harbor provision. As such, no existing plan assets are subject to the REA annuity requirements.

IMPORTANT INFORMATION ABOUT QUALIFIED PRE-RETIREMENT SURVIVOR ANNUITIES

If you are a married participant in your employer’s qualified retirement plan, the law requires that any amount remaining in your plan account be paid to your surviving spouse in a certain manner at your death. This manner of payment, called a “Qualified Pre-Retirement Survivor Annuity,” will provide your spouse with a series of periodic payments over his or her life. The size of the periodic payments will depend on the amount remaining in your plan account. For example, assume that a participant dies with an account balance of $10,000. If the balance is paid to the surviving spouse in the form of a Qualified Pre-Retirement Survivor Annuity, the annuity will provide the spouse with monthly payments of $76.60. (This payment amount is an estimate based on the Individual Annuity Mortality Tables - 71 using a 5% interest rate with payments commencing at age 65.) You may elect to waive the following: 1. The requirement that your surviving spouse be paid in the form of a Qualified Pre-Retirement Survivor Annuity, and 2. The requirement that your spouse be your beneficiary (only if applicable). You may make either or both of the above elections beginning with the first day after which you become a participant in the plan. Any waiver election you sign before age 35 will become invalid the first day of the plan year in which you attain age 35. At that time you may again waive the Qualified Pre-Retirement Survivor Annuity and the requirement that your spouse be your beneficiary.

Your spouse must consent in writing to either waiver. You have the right to revoke any waiver that you have made at any time before your death. Your spouse must also consent to any subsequent changes of beneficiary. If your vested account balance is $5,000 or less at the time of your death, the plan administrator may make a distribution to your surviving spouse in a single sum cash payment even if you did not waive the Qualified Pre-Retirement Survivor Annuity. Because a spouse has certain rights under the law, you should inform your plan administrator immediately of any changes in your marital status. A change in your marital status may require you to complete a new Designation of Beneficiary form. For more information regarding Pre-Retirement Survivor Annuities, contact your plan administrator (employer).

©2010 Ascensus, Inc., Brainerd, MN



INSTRUCTIONS FOR COMPLETING ADOPTION AGREEMENTSIMPLIFIED STANDARDIZED PROFIT SHARING PLAN

These instructions are designed to help you, the Employer, along with your attorney, and tax advisor, complete the Adoption Agreement for your qualified retirement plan. The instructions are to be used only as a general guide and are not intended as a substitute for qualified legal and tax advisors. E*TRADE FINANCIAL Corporation and its affiliates do not provide tax advice, and nothing in this section should be construed as tax advice. Before acting on any such information, consult your own accountant or tax advisor. The words and phrases that are capitalized are defined terms that may be found in the Basic Plan Document.

EMPLOYER INFORMATION

Fill in the requested information. The “Adopting Employer’s Federal Tax Identification Number” is the tax identification number assigned to your business. If your business does not have a Federal Tax Identification Number, complete and file an Internal Revenue Service (IRS) Form SS-4 to obtain a number. The IRS Form SS-4 can be obtained from an IRS office or from your tax advisor. If you have already filed a Form SS-4, print “Applied for” on the “Adopting Employer’s Federal Tax Identification Number” line. After you receive a tax identification number, please contact us with the updated information.

The “Plan Sequence Number” is used for annual reporting to the IRS. It is a three digit number assigned by you and is used by the IRS to identify your Plan. For example, if this is the second Plan you maintain or have maintained, the Plan Sequence Number would be 002 and so on.

1. EFFECTIVE DATES

This Profit Sharing plan is either a new Plan (an initial adoption) or a restatement of an existing qualified retirement plan.

Part A. New Plan Effective Date

If this is a new Profit Sharing plan, fill in the New Plan Effective Date. The Effective Date is usually the first day of the Plan Year in which this Adoption Agreement is signed and may not be earlier than such date. For example, if an Employer maintains a Plan on a calendar year basis and this Adoption Agreement is signed on March 24, 2016, the Effective Date would be January 1, 2016.

Part B. Existing Plan Amendment or Restatement Date

If the reason you are adopting this Plan is to amend and replace an existing qualified plan or if you are restating your plan for PPA, then you will need to complete this section. The existing qualified plan to be replaced is called an “Initial Plan.” You will need to know the Effective Date of the Initial Plan. The restatement Effective Date is generally the first day of the Plan Year in which this Adoption Agreement is signed.

If the plan you are adopting is a Frozen Plan indicate the effective date the plan was frozen on.

2. ELIGIBILITY

Part A. Age and Eligibility Service Requirement

Age Requirement — Fill in the age an Employee must attain (no more than 21) to be eligible to receive Employer Profit Sharing Contributions.

Eligibility Service Requirement — Choose the appropriate Service requirement that an Employee must complete to be eligible to receive Employer Profit Sharing Contributions.

Part B. Employees Employed As of a Specified Date

Indicate whether or not you will allow an Employee employed as of a Specified Date listed in this section, who has not otherwise met the requirements of Part A above, to be considered to have met those requirements as of the Effective Date.

Part C. Entry Dates

Select one of the available options for when a participant may enter the plan.

Part D. Service Required for Eligibility Purposes

Select whether there will be Hours of Service required for determining eligibility.



3. CONTRIBUTIONS

Part A. Employer Profit Sharing Contributions – Allocation Formula

Select the allocation formula that will pertain to the Plan.

Option 1: Nonintegrated Formula — Check this option and enter the desired percent (not to exceed 25 percent) if you wish to have the contribution allocated to all Qualifying Participants based on their Compensation for the Plan Year.

Option 2: Integrated Formula — Check this option if the Plan is to be integrated. Generally, integration is a method of giving some Participants in the Plan an extra contribution allocation. Because of the complexity of integration, you should consult your tax advisor on this option.

Part B. Additional Conditions for Receiving Employer Profit Sharing Contributions

If you wish to require Participants who have terminated employment to work a certain number of hours (but not more than 500), or a certain number of months (but not more than six), to share in the Employer Profit Sharing Contribution, select Option 1. If you wish to specify more favorable conditions, such as no additional hours or months requirement for Participants who have terminated employment, select Option 2.

Part C. Benefit Accrual in the Case of Death or Disability Resulting from Qualified Military Service

Select whether you wish to allow individuals who are unable to be reemployed on account of death or disability while performing qualified military service to receive the benefit accrual provisions.

4. VESTING AND FORFEITURES

Part A. Vesting Schedule for Employer Profit Sharing Contributions

This vesting schedule will apply only to contributions made to the Plan which are Employer Profit Sharing Contributions. This vesting schedule determines how rapidly the Employer Profit Sharing Contributions in a Participant’s Individual Account become non-forfeitable. Select one vesting schedule for Employer Profit Sharing Contributions.

Part B. Service Required for Vesting Purposes

If you wish to have the hours of service method apply for vesting purposes select Option 1 and choose either (a) to identify the number of Hours of Service that shall be required to constitute a year of service for vesting purposes, or (b) to identify the number of Hours of Service that must be completed to avoid a Break in Vesting Service. For (a) this can be no more than 1,000 and for (b) this can be no more than 500.

Part C. Exclusion of Service for Vesting

Select whether you wish to place a restriction on years of vesting service prior to the employee attaining the age of 18 or prior to the current plan being maintained.

5. DISTRIBUTIONS AND LOANS

Part A. Eligibility for Distributions

Choose whether or not you will allow In-Service and/or Hardship distributions of Employer Profit Sharing contributions from the plan.

Part B. Form of Voluntary Distribution

Choose whether or not you will allow Participants with a Vested Individual Account balance to request that the Vested portion of their Individual Account be paid to them in one or more of the following forms of payment: 1) in a lump sum, 2) in a partial payment, 3) in installment payments, or 4) applied to the purchase of an annuity contract. See section 5.02 of the Basic Plan Document for more information.

Part C. Loans

Check whether or not you will allow loans from the Plan to Participants.



6. DEFINITIONS

Part A. Method of Determining Service

Select the appropriate option for determining Service.

Part B. Normal Retirement Age

Select the appropriate option to designate Normal Retirement Age. If you enforce a mandatory retirement age, the Normal Retirement Age is the lesser of that mandatory age or the age specified in this section. If no age is specified, the Normal Retirement Age shall be age 59½.

Part C. Plan Year Means

Select the appropriate option to designate the time period for the Plan Year.

Part D. Predecessor Employer Service

If you maintain the plan of a predecessor employer, service for such predecessor employer shall be treated as service for the Employer. If you do not maintain the plan of a predecessor employer, Hours of Service for such predecessor employer will not be treated as service for the Employer unless you specify a reason.

7. MISCELLANEOUS

Part A. Life Insurance

Specify whether or not life insurance investments will be permitted under the Plan.

Part B. Participant Direction

Specify whether or not each Participant will have the responsibility for directing the investment(s) of all or part of their Individual Account. Select whether you intend to operate the plan in compliance with ERISA section 404(c). See Section 7.22(B) of the Basic Plan Document for more information.

8. TRUSTEE AND CUSTODIAN

Part A. Trustee

If an individual (e.g., the Employer, partners, or an appointed individual) will be acting as Individual Trustee(s), complete the remainder of Part A.

Part B. Custodian

This section has been pre-filled with E*TRADE Securities LLC as Custodian.

9. EMPLOYER SIGNATURE

Once you have completed and approved the Adoption Agreement, you, the Employer or one of your authorized representatives, must sign and date it and then retain it for your records.

It is your responsibility to coordinate the effective date of your plan with your signature date, and the operational implementation of the plan and/or its provisions to ensure that your plan is operated in compliance with all federal retirement law and other regulatory requirements. Consult with your tax or legal advisor regarding the date by which you must sign your plan documents.

Check the first box if you have attached Attachment A, Protected Benefits and Prior Plan Provisions. Select the second box if there are other attachment(s) and provide a description.

ATTACHMENT A: PROTECTED BENEFITS AND PRIOR PLAN PROVISIONS

Generally, Code Section 411(d)(6)provides that the accrued benefit of a participant may not be decreased by an amendment to the plan. Section 411(d)(6)(B) provides that a plan amendment that has the effect of eliminating or reducing an early retirement benefit or a retirement type subsidy, or eliminating an optional form of benefit is treated as impermissibly reducing accrued benefits. If this Plan document is being adopted to amend another plan that contains a protected benefit not provided for in this document, you must complete Attachment A, “Protected Benefit and Prior Plan Provisions,” describing such protected benefit which shall become part of the Plan. Consult your attorney and/or tax advisor for further information.



SIMPLIFIED PROFIT SHARING PLANSTANDARDIZED ADOPTION AGREEMENT

EMPLOYER INFORMATION

Name of Adopting Employer

Address

City State Zip

Telephone Adopting Employer’s Federal Tax Identification Number

Adopting Employer’s Tax Year End (specify month and day)

Type of Business (select one) Sole Proprietorship Partnership C Corporation S Corporation LLC

Other (Specify a legal entity recognized under federal income tax laws.)

Name of Plan

Plan Sequence Number Trust Identification Number (if applicable) Account Number

Related Employers – If the Adopting Employer is part of a controlled group of corporations (as defined in Code section 414(b) as modified by Code section 415(h)), a group of commonly controlled trades or businesses (as defined in Code section 414(c) as modified by Code section 415(h)) or an affiliated service group (as defined in Code section 414(m)) of which the Adopting Employer is a part, or any other entity required to be aggregated with the Adopting Employer pursuant to Code section 414(o), then all Related Employers of the Adopting Employer will participate in this Plan.

SECTION ONE: EFFECTIVE DATES COMPLETE PART A OR B

Part A. New Plan Effective Date This is the initial adoption of a profit sharing plan by the Adopting Employer.The Effective Date of this Plan is . (Must be on or after January 1, 2007.)

NOTE: The Effective Date is usually the first day of the Plan Year in which this Adoption Agreement is signed and may not be earlier than such date.

Part B. Existing Plan Amendment or Restatement Date This is an amendment or restatement of an existing qualified plan.The Initial Plan Document was effective on .

This Plan is a frozen Plan effective on . If this Plan is a frozen Plan, no Employer Contributions may be made to the Plan with respect to Compensation earned on or after the Effective Date that the Plan is frozen. In addition, no additional contributions (e.g., rollover, transfer) may be accepted by the Plan on or after the date that the Plan is frozen. Depending on the facts and circumstances surrounding the freezing of the Plan, other Plan provisions may be affected (e.g., vesting, availability of loans.)

The Effective Date of this amendment or restatement is . (Must be on or after January 1, 2007.)

NOTE: Specifying an amendment or restatement Effective Date as any day other than the first day of the Plan Year following the Plan Year in which this Adoption Agreement is signed may result in a reduction or elimination of accrued benefits, violating Code section 411(d)(6). Notwithstanding the foregoing, Effective Dates for certain items (e.g., PPA and other legislative and regulatory guidance) are governed by the terms specified in the Basic Plan Document.

©2014 Ascensus, Inc., Brainerd, MN 13 of 23

PROFIT SHARING PLAN APPLICATION 1118-RETPSAPP-B66128

SECTION TWO: ELIGIBILITY COMPLETE PARTS A THROUGH D

Part A. Age and Eligibility Service

1. Age Requirement. An Employee will be eligible to become a Participant in the Plan for purposes of receiving anallocation of any Employer Profit Sharing Contributions made pursuant to Section Three of the Adoption Agreement,after attaining the following age (not more than 21).

NOTE: If no age is specified, there will be no age requirement.

2. Eligibility Service Requirement. An Employee will be eligible to become a Participant in the Plan for purposes ofreceiving an allocation of any Employer Profit Sharing Contributions made pursuant to Section Three of the AdoptionAgreement (select one).

Option 1: No eligibility service required.

Option 2: After completing consecutive Months of Eligibility Service (not more than 24) beginning on the Employee’s date of hire.

Option 3: After completing Years of Eligibility Service (Periods of Service, if applicable) (enter 0, 1, or 2).

NOTE: If no option is selected, Option 1 will apply. If more than one Year of Eligibility Service (Period of Service, if applicable) is selected in this Section Two, Part A, the immediate 100 percent vesting schedule in Section Four will automatically apply for Employer Profit Sharing Contributions.

Part B. Employees Employed as of a Specified Date

Will an Employee listed below (other than an Employee who is part of an excluded class of Employees) and employed on (specify a month, day, and year) who has not otherwise met the age and eligibility service

requirements be considered to have met those requirements and be eligible to become a Participant in the Plan for purposes of receiving an allocation of any Employer Profit Sharing Contributions, as applicable, made pursuant to Section Three of the Adoption Agreement (select one)?

Option 1: Yes.Employees subject to the waiver (define classifications and prior employers):

Option 2: Not applicable.

NOTE: If no option is selected, Option 2 will apply. If Option 1 is selected but no date is specified, no additional age and eligibility service waivers will apply. If Option 1 is selected but no Employees are specified, all Employees employed on the specified date will be subject to the waiver. This age and eligibility service waiver may be used either when this Plan is adopted or when the Plan is subsequently amended (e.g., to add a previously excluded group of Employees).

Part C. Entry Dates

The Entry Dates will be (select one):

Option 1: Immediately upon meeting age and eligibility service – The day the age and eligibility service requirements in Section Two, Part A, are satisfied.

Option 2: Monthly – The first day of each month of the Plan Year.

Option 3: Quarterly – The first day of the Plan Year and the first day of the fourth, seventh and tenth months of the Plan Year.

Option 4: Semi-Annually – The first day of the Plan Year and the first day of the seventh month of the Plan Year.

Option 5: Annually – The first day of the Plan Year. (Refer to the “NOTE” at the end of this Part C for restrictions that may apply.)

Option 6: Other. (Define Entry Date(s).) (Refer to the “NOTE” at the end of this Part C for restrictions that may apply.)

NOTE: If no option is selected, Option 4 will apply. Option 5 or Option 6 can be selected only if the eligibility requirements and Entry Dates are coordinated such that each Employee will become a Participant in the Plan by the earlier of 1) the first day of the Plan Year beginning after the date the Employee satisfies the age and eligibility service requirements of Code section 410(a) and ERISA section 202, or 2) six months after the date the Employee satisfies such requirements.



Part D. Service Required for Eligibility Purposes (Select one.)

Option 1: The Hours of Service method of determining service applies. (May only be selected if one or two Years of Eligibility Service or a fractional year service with hours is required in Part A above.) (Complete the following.)

(a) Hours of Service (not more than 1,000) will be required to constitute a Year of Eligibility Service.

(b) Hours of Service (not more than 500 and less than the number specified in Option 1(a), above) must be exceeded to avoid a Break in Eligibility Service.

Option 2: Not applicable. Either (1) the Plan has either a fractional year service requirement with no hours or no service requirement to participate in the Plan or (2) the Elapsed Time method of determining service applies.

NOTE: If no option is selected and the Hours of Service method of determining service applies or if Option 1 is selected and no hours are specified, 1,000 and 500 will apply for (a) and (b), respectively.

SECTION THREE: CONTRIBUTIONS COMPLETE PARTS A THROUGH C

Part A. Employer Profit Sharing Contributions – Allocation Formula

Employer Profit Sharing Contributions, if applicable, will be allocated to the Individual Accounts of Qualifying Participants as follows (select one):

Option 1: Pro Rata Formula. In the ratio that each Qualifying Participant’s Compensation for the Plan Year bears to the total Compensation of all Qualifying Participants for the Plan Year.

Option 2: Integrated Formula. Pursuant to the excess integrated allocation formula described in Plan Section 3.04(B)(2).

The integration level will be (select one):

Suboption (a): The Taxable Wage Base.

Suboption (b): percent (not more than 100) of the Taxable Wage Base.

NOTE: If no suboption is selected, Suboption (a) will apply.

NOTE: If no option is selected, Option 1 will apply.

Part B. Additional Conditions for Receiving Employer Profit Sharing Contributions

A Participant will be a Qualifying Participant, and thus entitled to share in Employer Profit Sharing Contributions for any Plan Year if the Participant has satisfied all of the eligibility requirements described in Section Two of this Adoption Agreement on at least one day of such Plan Year and has not incurred a Termination of Employment. If the Participant has incurred a Termination of Employment during the Plan Year, the following additional condition will apply (select one):

Option 1: Service Requirement. The Participant completes at least (complete one): (not more than 500) Hours of Service during the Plan Year, if the Hours of Service

method of determining service applies; or (not more than six) months of service if the Elapsed Time method of determining service applies.

Option 2: No additional condition will apply.

NOTE: If no option is selected, Option 1 will apply. If Option 1 applies and no hours or months are specified, a 500 Hours of Service requirement will apply if the Hours of Service method of determining service applies and a six months of service requirement will apply if the Elapsed Time method of determining service applies.

Part C. Benefit Accrual in the Case of Death or Disability Resulting from Qualified Military Service

Will the benefit accrual provisions under Code section 414(u)(9) apply to individuals who are unable to be reemployed on account of death or Disability while performing qualified military service as defined in Code section 414(u) (select one)?

Option 1: Yes

Option 2: No




SECTION FOUR: VESTING AND FORFEITURES COMPLETE PARTS A THROUGH C

Part A. Vesting Schedule for Employer Profit Sharing Contributions

A Participant will become Vested in the portion of their Individual Account derived from Employer Profit Sharing Contributions, if applicable, made pursuant to Section Three of the Adoption Agreement as follows.

YEARS OF VESTING SERVICE

(PERIODS OF SERVICE, IF APPLICABLE)

VESTED PERCENTAGE

Profit Sharing Option 1 Option 2 Option 3 Option 4 (Complete if chosen) Option 5 (Complete if chosen)

Less than One 100% 0% 0% % %

1 100% 0% 0% % %

2 100% 0% 20% % (not less than 20%) %

3 100% 100% 40% % (not less than 40%) 100%

4 100% 100% 60% % (not less than 60%) 100%

5 100% 100% 80% % (not less than 80%) 100%

6 100% 100% 100% 100% 100%

NOTE: If no option is selected as of the first date on which such contributions may be made to the Plan, Option 1 will apply. A Participant with accrued benefits derived from Employer Profit Sharing Contributions who has not completed at least one Hour of Service under the Plan in a Plan Year beginning after December 31, 2006, will be subject to the vesting schedule in effect after January 1, 2007, unless otherwise selected by the Employer in an amendment adopting provisions of the Pension Protection Act of 2006 (PPA). In addition, all Employer Profit Sharing Contributions made to the Plan for Plan Years beginning before January 1, 2007, that were previously subject to a less favorable vesting schedule will be subject to the vesting schedule in effect after January 1, 2007, unless otherwise selected by the Employer in an amendment adopting provisions of PPA. Please list the pre-PPA vesting schedules, if applicable, on a Protected Benefits and Prior Plan Document Provisions Attachment.

Part B. Service Required for Vesting Purposes (Select one.)

Option 1: The Hours of Service method of determining service applies. (Complete the following.)

(a): Hours of Service (not more than 1,000) will be required to constitute a Year of Vesting Service.

(b): Hours of Service (not more than 500 but less than the number specified in Option 1(a), above) must be exceeded to avoid a Break in Vesting Service.

Option 2: Not applicable. The Elapsed Time method of determining service applies.

NOTE: If no option is selected and the Hours of Service method of determining service applies or if Option 1 is selected and no hours are specified, 1,000 and 500 will apply for items (a) and (b), respectively.

Part C. Exclusion of Service for Vesting

All of an Employee’s Years of Vesting Service (Periods of Service, if applicable) with the Employer are counted to determine the Vested percentage in the Participant’s Individual Account except (select all that apply):

Years of Vesting Service (Periods of Service, if applicable) before the Employee reaches age 18.

Years of Vesting Service (Periods of Service, if applicable) before the Employer maintained this Plan or a predecessor plan.



SECTION FIVE: DISTRIBUTIONS AND LOANS COMPLETE PARTS A THROUGH C

Part A. Eligibility for Distributions

1. Distributions During Employment

a. In-Service Availability for Employer Profit Sharing Contributions Will a Participant be entitled to request an in-service distribution of their Individual Account attributable to EmployerProfit Sharing Contributions (select one)?

Option 1: Yes.

Option 2: Yes, with respect to a Participant who is 100 percent Vested in their Individual Account attributable to such contributions.

Option 3: No.NOTE: If no option is selected, Option 1 will apply.

b. Hardship Availability for Employer Profit Sharing Contributions Will an Employee be entitled to request a hardship distribution of their Individual Account attributable to EmployerProfit Sharing Contributions (select one)?

Option 1: Yes.

Option 2: Yes, with respect to an Employee who is 100 percent Vested in their Individual Account attributable to such contributions.


Part B. Form of Voluntary Distribution

1. Lump Sum

Will a Participant be entitled to request a payment of the Vested portion of their Individual Account in a lump sum, subjectto Plan Section 5.02 (select one)?

Option 1: Yes.

Option 2: No.

NOTE: If no option is selected Option 1 will apply.

2. Partial Payments

Will a Participant be entitled to request a non-recurring partial payment from the Vested portion of their Individual Account, subject to Plan Section 5.02 (select one)?

Option 1: Yes.

Option 2: No.

NOTE: If no option is selected Option 1 will apply. Partial payments may be made from the Plan either prior to Termination of Employment or to satisfy the requirements of Code section 401(a)(9) even if Option 2 applies.

3. Installment Payments

Will a Participant be entitled to request a series of regularly scheduled recurring payments from the Vested portion of their Individual Account, subject to Plan Section 5.02 (select one)?

Option 1: Yes.

Option 2: No.


4. Annuity Contracts

Will a Participant be entitled to apply the Vested portion of their Individual Account toward the purchase of an annuity contract, subject to Plan Section 5.02 (select one)?

Option 1: Yes.

Option 2: No.


NOTE: Option 1 must be selected for at least one of items 1 through 4. If this Plan is restating a Prior Plan Document, the forms of distribution under this Plan must generally be at least as favorable as under the Prior Plan Document.



Part C. Loans

Will a Participant be entitled to request a loan pursuant to Plan Section 5.16 (select one)?

Option 1: Yes.

Option 2: No.


NOTE: Generally, Code section 411(d)(6) prohibits the elimination of protected benefits. Protected benefits include the timing of payout options. If the Plan is restating a Prior Plan Document that permitted a distribution option described above that involves the timing of a distribution, the selections must generally be at least as favorable as under the Prior Plan Document. Certain forms of distributions (e.g., redundant forms of distribution) may, however, be eliminated. Refer to Code section 411(d)(6) and the corresponding Treasury Regulation for details pertaining to the elimination of otherwise protected benefits.

SECTION SIX: DEFINITIONS COMPLETE PARTS A THROUGH D

Part A. Method of Determining Service

Service will be determined on the basis of (select one):

Option 1: Elapsed Time. An Employee will generally be credited for the aggregate of all time periods commencing with the Employee’s first day of employment and ending on the date a Break in Service begins.

Option 2: Hours of Service. An Employee will be credited for Hours of Service determined on the basis of (select one):

Suboption (a): Actual hours for which an Employee is paid or entitled to payment.

Suboption (b): Equivalency – days worked. An Employee will be credited with 10 Hours of Service if under the definition of Hours of Service such Employee would be credited with at least one Hour of Service during the day.

Suboption (c): Equivalency – weeks worked. An Employee will be credited with 45 Hours of Service if under the definition of Hours of Service such Employee would be credited with at least one Hour of Service during the week.

Suboption (d): Equivalency – semi-monthly payroll periods worked. An Employee will be credited with 95 Hours of Service if under the definition of Hours of Service such Employee would be credited with at least one Hour of Service during the semi-monthly payroll period.

Suboption (e): Equivalency – months worked. An Employee will be credited with 190 Hours of Service if under the definition of Hours of Service such Employee would be credited with at least one Hour of Service during the month.

NOTE: If no option is selected, Option 2 will apply. If Option 2 applies and no suboption is selected, Suboption (a) will apply.

Part B. Normal Retirement Age

The Normal Retirement Age under the Plan will be (select and complete one):

Option 1: Age (not to exceed 65 or such later age as may be allowed in Code section 411(a)(8)).

Option 2: The later of age (not to exceed 65 or such later age as may be allowed in Code section 411(a)(8)) or the (not to exceed fifth) anniversary of the first day of the first Plan Year in which the Participant commenced

participation in the Plan.

NOTE: If no option is selected, Option 1 and age 59½ will apply.

Part C. Plan Year Means (Select one.)

Option 1: The 12-consecutive month period which coincides with the Adopting Employer’s tax year.

Option 2: The calendar year.

Option 3: Other 12-consecutive month period. (Specify a 12-consecutive month period selected in a uniform and nondiscriminatory manner.)


If the initial Plan Year or any subsequent Plan Year is less than 12 months (a short Plan Year), specify such Plan Year’s beginning and ending dates.



Part D. Predecessor Employer Service

In addition to the service credited when an Employer maintains the plan of a predecessor employer, service with a predecessor employer will be credited for the following purposes where the Employer does not maintain the plan of a predecessor employer (select all that apply):

Eligibility.

Vesting.

Allocation of Contributions.

Name of Predecessor Employer(s):

If service with a predecessor is taken into account for one or more of the items listed above, specify any additional limitations on crediting service that apply (e.g., limitations by business classification, length of service):

SECTION SEVEN: MISCELLANEOUS COMPLETE PARTS A AND B

Part A. Life Insurance

Will life insurance investments be permitted under the Plan (select one):Option 1: Yes.


Part B. Participant Direction

1. Authorization

Will a Participant be responsible for directing any or all of the investment of their Plan assets pursuant toPlan Section 7.22(B) (select one)?

Option 1: Yes.

Option 2: No.

NOTE: If no option is selected, Option 1 will apply. Complete the remainder of Part B only if Option 1 is selected.

2. ERISA 404(c) Compliance

Does the Adopting Employer intend to operate this Plan in compliance with the requirements pertaining to Participantdirection of investment in ERISA section 404(c) as set forth in Plan Section 7.22(B) (select one)?

Option 1: Yes.Option 2: No.


SECTION EIGHT: TRUSTEE AND CUSTODIAN COMPLETE PARTS A AND B (AS APPLICABLE)

Part A. Trustee

1. Trustee Appointment

a. Trustee (select one.)

Option 1: Financial Organization as Trustee.

Option 2: Individual Trustee.

Option 3: Not applicable, a Trustee is not required to be named for this Plan (select one).

Suboption (a): Plan assets are invested solely in annuity contracts or insurance policies provided by an Insurer.

Name of Insurer

Address

Telephone Title

Signature



Suboption (b): This Plan is exempt from the trust requirements under ERISA section 403 (e.g., the Plan covers one or more self-employed individuals as defined in Code section 401(c)(1)).

NOTE: If Suboption (b) is selected, a Custodian must be named in Part B below.

b. Type of Trustee

Will the Trustee of this Plan be a Directed or Discretionary Trustee (select one)?

Option 1: Directed Trustee.

Option 2: Discretionary Trustee.

Option 3: Not applicable, Option 3 was selected in Part 1(a) above.

c. Trustee Signature

NOTE: If you are an individual Trustee and no Limited Trustee is named in Part A, item 3 below you will also be deemed to be a Limited Trustee.

Name of Trustee

Address

Telephone

Name(type or print name if different from name of Trustee above)

Title

Signature

2. Trust Agreement

If a Trustee is designated in Part A, item 1 above, which trust agreement will apply to the Plan (select one)?

Option 1: Trust provisions contained in Plan Section Eight.

Option 2: Separate executed trust agreement attached hereto.

NOTE: If no option is selected, Option 1 will apply. If Option 2 is selected, the attached trust agreement must be on file with the IRS for use by the Prototype Document Sponsor listed in Section Nine below. If Option 2 is selected and a Limited Trustee is named below, the separate trust agreement will not replace Plan Section 8.09.

3. Limited Trustee

The Limited Trustee appointed solely for the purposes of ensuring the timely collection and deposit ofEmployer Contributions will be:

Option 1: The individual Trustee named above.

Option 2: The party named below.

Name of Limited Trustee

Address

Telephone

Name(type or print name if different from name of Limited Trustee above)

Title

Signature

NOTE: A Trustee, including a Limited Trustee, must be an individual or corporation. A corporate Trustee must be a bank, trust company, broker, dealer, or clearing agency as defined in Labor Regulation section 2550.403(a)-1(b).

Part B. Custodian (Both a Custodian and Trustee may be appointed for the Plan. This Part B must be completed if the Plan is exempt from the Trustee requirements under ERISA section 403 and neither a Trustee nor an Insurer is appointed in Part A, item 1 above.)

1. Custodian Appointment

Financial Organization E*TRADE Securities LLC

Address P.O. Box 484; Jersey City, NJ 07303-0484

Name (type or print) Title

Signature



2. Custodial Agreement

If a Custodian is designated in Part B, item 1 above, which custodial agreement will apply to the Plan (select one)?

Option 1: Custodial provisions contained in Plan Section Eight.

Option 2: Separate executed custodial agreement attached hereto.

NOTE: If no option is selected, Option 1 will apply. If Option 2 is selected and the separate custodial agreement is being used in place of a trust agreement under Code section 401(f), the attached custodial agreement must be on file with the IRS for use by the Prototype Document Sponsor listed in Section Nine below.

SECTION NINE: EMPLOYER SIGNATURE

Prototype Document Sponsor

Name of Prototype Document Sponsor E*TRADE Securities LLC

Address P.O. Box 484; Jersey City, NJ 07303-0484

Telephone 1-800-387-2331

Check the applicable box if there is an attachment(s) that applies to this Plan other than a separate trust or custodial agreement.

Protected Benefits and Prior Plan Document Provisions Attachment.

Other Plan Information Attachment. (If this box is checked, please describe the attachment(s).)

Authorized Employer Signature

I am an authorized representative of the Adopting Employer named above and I state the following:

1. I acknowledge that I have relied upon my own advisors regarding the completion of this Adoption Agreement and the legal tax implications of adopting this Plan;

2. I understand that my failure to properly complete this Adoption Agreement may result in disqualification of the Plan; 3. I understand that the Prototype Document Sponsor will inform me of any amendments made to the Plan and will notify me

should it discontinue or abandon the Plan; and4. I have received a copy of this Adoption Agreement, the corresponding Basic Plan Document and, if applicable, any

separate trust or custodial agreement used in lieu of the trust or custodial agreement contained in the Basic Plan Document.

Signature of Adopting Employer Date Signed

Type Name Title

NOTE: The Adopting Employer may rely on an opinion letter issued by the Internal Revenue Service as evidence that the Plan is qualified under Code section 401 except to the extent provided in Revenue Procedure 2011-49. An Employer who has ever maintained or who later adopts any plan (including a welfare benefit fund, as defined in Code section 419(e), which provides post-retirement medical benefits allocated to separate accounts for key employees, as defined in Code section 419A(d)(3), or an individual medical account, as defined in Code section 415(l)(2) in addition to this Plan may not rely on the opinion letter issued by the Internal Revenue Service with respect to the requirements of Code sections 415 and 416.

If the Employer who adopts or maintains multiple plans wishes to obtain reliance with respect to the requirements of Code sections 415 and 416, application for a determination letter must be made to Employee Plans Determinations of the Internal Revenue Service. The Employer may not rely on the opinion letter in certain other circumstances, which are specified in the opinion letter issued with respect to the Plan or in Revenue Procedure 2011-49. This Adoption Agreement may be used only in conjunction with Basic Plan Document #03.



PROTECTED BENEFITS AND PRIOR PLAN DOCUMENT PROVISIONS ATTACHMENT

This attachment may be used by an Adopting Employer to document protected benefits and other Prior Plan Document provisions that apply to some or all of the assets of the Adopting Employer’s Plan.

ADOPTING EMPLOYER PLAN INFORMATION


Name of Plan


PROTECTED BENEFITS AND PRIOR PLAN DOCUMENT PROVISIONS

Provision 1:

Source of Provision (e.g., plan name and sequence number, good faith amendment):

Provision 2:


Provision 3:




OTHER PLAN INFORMATION ATTACHMENT

This attachment may be used by the Plan to specify additional information to be included in the Plan’s Adoption Agreement (e.g., to provide more information than can be included on an “other” selection line).

ADOPTING EMPLOYER PLAN INFORMATION


Name of Plan


OTHER PLAN INFORMATION

1118-RETPSAPP-B66128©2014 Ascensus, Inc., Brainerd, MN


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Legal DocumentsDocument Name URL

Basic Securities and Brokerage E*TRADE Customer Agreement www.etrade.com/custagreeIRA Account Agreement https://us.etrade.com/e/t/prospectestation/pricing?id=1209032000Roth IRA Account Agreement https://us.etrade.com/e/t/prospectestation/pricing?id=1209033000 SIMPLE IRA Account Agreement https://us.etrade.com/e/t/prospectestation/pricing?id=1209040000 Business Continuity Plan www.etrade.com/bcpPrivacy Statement www.etrade.com/privacyRegulatory Notices www.etrade.com/notices

Margin and Options

Characteristics of Standardized Options https://www.theocc.com/about/publications/character-risks.jsp?vanity=optionsagree

Margin Disclosure Statement https://us.etrade.com/e/t/estation/help?id=1302000000#ViewDay Trading Disclosure https://us.etrade.com/e/t/prospectestation/pricing?id=1201120101Risk Disclosure Statement www.etrade.com/riskdisclosureSpecial Statement for Uncovered Options Writers https://us.etrade.com/e/t/prospectestation/pricing?id=1201120102

Uninvested Cash Options Sweep Rate Schedule https://us.etrade.com/e/t/prospectestation/pricing?id=1907000100RSDA Agreement www.etrade.com/rsdaagreement

E*TRADE Account Agreement, Disclosures, and Terms

I am of legal age to agree to the terms herein and I will be providing an electronic signature as part of this account opening process which is the equivalent of a written signature.

Underpenaltiesofperjury,(1)thetaxpayeridentificationnumberIsubmittedonthisonlineapplicationismycorrectnumber(or I am waiting for a number to be issued to me), and (2) I am not subject to backup withholding because: (a) I am exempt frombackupwithholding,or(b)IhavenotbeennotifiedbytheInternalRevenueService(IRS)thatIamsubjecttobackupwithholdingasaresultofafailuretoreportallinterestordividends,or(c)theIRShasnotifiedmethatIamnolongersubjecttobackup withholding, and (3) I am a U.S. citizen or other U.S. person. The IRS does not require my consent to any provision of thisdocumentotherthanthecertificationrequiredtoavoidbackupwithholding.

I have been informed by E*TRADE and understand that securities products, such as stocks, bonds, options, mutual funds, and exchange traded funds and other securities products and services offered by E*TRADE are not insured by the Federal Deposit Insurance Corporation (FDIC), are not deposits or other obligations of, and are not guaranteed by either E*TRADE Bank, E*TRADE Savings Bank or any other bank, and are subject to investment risks, including the possible loss of the principal amountinvested.Additionally,IconfirmandacknowledgethatneitherE*TRADESecuritiesLLCnoranyofitsaffiliatesprovidesinvestment, tax or legal advice except to extent set forth in Section 9 of the Customer Agreement.

I have received and reviewed all of the above disclosures, notices, and I agree to be bound by terms and conditions set forth in any above-listed E*TRADE product agreement, the E*TRADE Customer Agreement, and any applicable supplements contained therein, each of which is linked above, as may be amended from time to time in accordance with the terms thereof (collectively, “E*TRADE Account Agreement”). Printed versions of the disclosures and notices are available upon request.

LEGAL DOCUMENTS0119-LGLRET-B66175


https://us.etrade.com/e/t/prospectestation/pricing?id=1209032000



http://www.etrade.com/bcp

http://www.etrade.com/privacy

http://www.etrade.com/notices

https://www.theocc.com/about/publications/character-risks.jsp?vanity=optionsagree

https://us.etrade.com/e/t/estation/help?id=1302000000#View


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http://www.etrade.com/rsdaagreement