PRIVATE LENDING MADE EASY

WELCOMEWELCOME

Private Lending Made Easy

How to earn high, stable returns on your idle cash , under-performing stocks

And retirement funds

How to earn high, stable returns on your idle cash , under-performing stocks

And retirement funds

Tom McMannersPresidentProperty Projects

Meet the principal

AgendaWhat We Do

A Look at Our Business Model

Why Invest in Secured Real Estate Greater Returns Can Supercharge

Growth

What We Choose to Buy Some of Our Recent Transactions

How It All Works Choosing, Securing & Closing

Q&A

NoticePlease carefully consider the investment expenses before investing. Real estate

investments are not guaranteed or insured.

Past performance is not a guarantee of future performance. Please seek advice and ask for more information before you

consider any investment.

What We Do

We buy houses substantially below market

value, fix them up and sell them.

THAT’S IT

Our Business Model

Find Distressed Homeowners Facing impending

foreclosure Paying on two mortgages Must move quickly for new

job Health problems/nursing

home

Help Them Solve Their Problem Provide creative solutions

Our Business Model

Got Equity? GO! Free & clear homes Absentee owner/out of area Expired listings

Unprecedented Opportunities NOW Best time to buy Buy right

Time Is Of The EssenceWe Must Act Quickly

Bank/Mortgage company process too slow

Opportunity snapped up by others

Why We Pay High Interest Rates To capture many opportunities

otherwise lost Buying right allows win/win

It’s All About The Availability

Of Money

It’s the Cost of Lost Opportunities

It’s Not the Cost of Money…

Why Become A Private LenderSafety and Security

Real estate secured notes/deeds

Unpredictability and Volatility Erratic nature of some

investments

Pay Much Higher Yields Than Traditional Safe Investments CDs/Savings plans pay modest

rates

Private Mortgage Loans

Pay High Rates of Interest

Secured by High Quality Real Estate

Have Predictable Rates of Return

Stable, Consistent Earnings

A Win-Win for Lender and Borrower

How Are You Doing?How much are you currently earning on your investments?

CDs, Stocks, Bonds, Mutual Funds, IRAs, 401k

Are you consistently earning 8% to 10%?

Would you like more control, more stability, more security?

Why Invest in Secured Notes

Amount3%

Compound10%

SimpleNet

Increase%

Increase

$ 10,000 $ 11,616

$ 25,000 $ 29,040

$ 50,000 $ 58,081

$ 100,000 $ 116,162

Five Year Period

Why Invest in Secured Notes

Amount3%

Compound10%

SimpleNet

Increase%

Increase

$ 10,000 $ 11,616 $ 15,000

$ 25,000 $ 29,040 $ 37,500

$ 50,000 $ 58,081 $ 75,000

$ 100,000 $ 116,162 $ 150,000

Five Year Period

Why Invest in Secured NotesFive Year Period

Amount3%

Compound10%

SimpleNet

Increase%

Increase

$ 10,000 $ 11,616 $ 15,000 $ 3,384

$ 25,000 $ 29,040 $ 37,500 $ 8,460

$ 50,000 $ 58,081 $ 75,000 $ 16,919

$ 100,000 $ 116,162 $ 150,000 $ 33,838

Self Directed IRAsIRS Specifically Allow REI

True Self-Directed IRAs

Why Use IRA Funds Earnings totally tax

deferred In some cases totally

tax free

Roll-Over Your Existing PlansSpecific Procedures – A Simple

ProcessRoll-Over/Transfer Procedures

Details Equity Trust Company

www.trustetc.com The Entrust group

www.theentrustgroup.com

We Can Guide You

Long Term Comparison

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

10% Simple 7% Compound 3% Simple

Long Term Comparison

0

50,000

100,000

150,000

200,000

250,000

300,000

10% Simple 7% Compound 3% Simple

Typical Transactions

Variety of properties

Solve seller problems

Specifics of each deal

Typical TransactionsFlowery Branch Ranch

Purchase Price $108,000

Lease Option Price Contracted at

$169,900

Loan-to-Value (LTV) = 63%

Added Private Lender 2nd

After Private Lender 2nd =

73.5% LTV

Flowery Branch Ranch

4 Bed/3 Bath single family home Single woman lost her job

Opportunity to move in

with friends Desperate to avoid

foreclosure Home significantly

deteriorated

The Story

A Deal in ProgressSugar Hill Split Level

Exit # 1 Sell below market value for a quick sale

Private lender would be happy to earn minimum 6 months interest

Exit # 2 Sell to a tenant/buyer on a lease/option

Seek qualified buyer to complete purchase within 12-36 months

Lease payments cover all costs and provide good cash flow

Possible Exit Strategies

A Deal in ProgressSugar Hill Split Level

Purchased for $ 73,000

After repair value $ 140,000

Acquisition/Repairs/Holding borrowed at 10% int. $ 22,000

Sell retail in 3–6 months $ 124,000

Pay lender 6 months interest $ 1,100

The Specifics – Exit 1

A Deal in ProgressSugar Hill Split LevelThe Specifics – Exit 2

Purchase price $ 73,000

After Repair Value $ 140,000

Acquisition/Repairs/Holding borrowed at 10% int. $ 22,000

Possible Tenant/Buyer purchased in 24 months$140,000

Pay lender 24 months interest $ 4,400

Before & After Sugar Hill Split Level

$22k PL Note @ 10%

Paid Seller = 1k

Paid Closing Fees = 2k

Paid Rehab = 13k

Holding Costs - 6k= 22k

Free & Clear PurchasesGot Equity? GO! Private Lender

1st - Imagine That!

Seller Financing

EXAMPLE PL Note

$30,000 @ 8% in 1st Position

Seller Note $140,000 @ 0% in 2nd

$WEET!

Securing Your LoanTransfer of Funds

Held in escrow by attorney

Never directly paid to us

Closing Documents Deed Promissory Note Title Insurance Property Insurance

There Are No High Pressure

Tactics.It’s Pass or Play

First Come, First Served

There Are No High Pressure

Tactics.It’s Pass or Play

First Come, First Served

We locate aand negotiatea great deal

First Choice Bulletin presents opportunity. A private lender partner steps forward

Documents are signed at formal closing to

secure your loan

Home is bought and renovated

Your loan is paid with all interest earned

The Process

Q & A