Preview WealthWise magazine December-January 2013

WealthWisemagazineSouth AfricaNo. 16

Dec/Jan 2013

SpecialLifestyle:Bubbly Celebration!

www.wealthwisemag.com

Happy Holidays!

Business mentorship Q&AReforming SA education system

Hot Trend: Crowd Investing

CareerGuruGraemeCodrington

Are you readyfor a rewarding

201 3?

ForeWord

he New Year 2013 isalmost here!Although we are notthe biggest fans of

New Year Resolutions, we dowant you to start 2013 on theright note. This edition is allabout looking at your life, yourfinancial wellness and yourcareer and deciding to take itup a notch in 2013.Make a promise to yourself toconstantly improve yourknowledge and get closer towhat you want to achieve inlife. Get direction and focus.

Denisa OosthuizenPublisher/ManagingEditor

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We have interviewed careerexpert Graeme Codringtonaboutkeepingupwiththenewtrends in the working worldandhowyoucanimproveyourfuture career prospects.

Speaking of trends, we lookedat the latest hot trend in themarket – crowd sourcedinvesting,nowavailableinSouthAfrica.It’s the season to be jolly afterall, so we are sure you’re goingto enjoy our surviving guideduring the holidays ­ don’t’forget the bubbly either, makesure you check our lifestylesection for fabulous gift ideas.We hope that our publicationwill inspire you to make everyday, long­lasting changes to awealthier future.Happy Holidays from all of us!

Email:[email protected]@wealthwisemag.co.zaFacebook: WealthWisemagazineTwitter: @WealthWisemagLinkedIn:www.linkedin.com/company/wealthwise­magazineWeb:www.wealthwisemag.com

December/January 201 3

Contents

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CoverStory6 The New World of Work ­Interview with Career GuruGraeme CodringtonLifeWise14 Beat the Holiday orFinancial Blues16 The Loner's Guide toSurvive and Thrive During theHolidaysMoneyWise19 Your Financial Wellness22 What drives investmentdecisions?25 Hot Trend: CrowdInvestingBusinessWise28 Business Mentorship Q&A32 Nicola Hatfield: TheEntrepreneurial WomanBehind Decorex

CareerWise36 Reforming the SAeducation systemLifestyle40 Festive BubblyCelebration48 Books52 EventsRegulars2 ForeWord4 Contents5 Contributors54 In next edition

WealthWisemagazinePublisherREO Media SolutionsManaging EditorDenisa [email protected]@[email protected] DesignREO Media SolutionsLayout: Nial l Brown

On the Cover: Graeme

Codrington

Photos:dreamstime.com andcontributors' photosWebwww.wealthwisemag.com

www.wealthwisemag.co.za

Eugene Cilliers is aregistered debt counsellor,and serves on the CapeTown Committee of DCASA(Debt Counsellor’sAssociation of South Africa).He has over 12 years’experience in financialservices and currently offersvarious debt restructuringsolutions to consumers andclients of Pay PlanSolutions.Read Eugene's financialwellness feature inMoneyWise section, page19.

Duggan Matthews isan Investment Professionalat Marriott AssetManagement. Heinvestigates what is drivinginvestment decisions in thecurrent environment in theMoneyWise section, page22.Other contributors to thisissue: Gretchen Rubin, LeoBabauta, Valerie Harris,Denisa Oosthuizen

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Contributors

TheNewWorldofWork

Text by Denisa Oosthuizen

CoverStory

ecades ago, morefamilies werewilling to movetheir offspring just

to secure that higher paidpost in a larger company.Today’s career seekers aredifferent.There have never been somany opportunities in themarketplace as now. Highpayment is not the onlyfactor that matters. Asuccessful positioning in theindustry, a work that fulfills,the right work­familybalance and a rewardingcareer are just some of therequirements of the younger

With the advent of socialmedia communication andtechnology, new skillsrequirements and a “noguarantees” job placementin an increasingly difficulteconomic environment,career seekers have become

“career navigators”, havingto learn how to navigate thedynamics of this new careerworld. Trends like flexibleworking hours, job hoppingand project­based work areslowly becoming the norm.Says Graeme: “Three keydrivers of change areimportant to understand.The first is that technologyhas radically changed theway we communicate,interact and engage witheach other. Work hasspeeded up, become moreimmediate and also moreshared than ever before.Technology has also allowedus to uproot ourselves fromfixed geographies, allowingfor teams to be spread outaround the world and forindividuals to work fromanywhere.

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generation looking for work.And it’s not just the youthlooking for their dream job.It is not enough to justsecure a job in today’s worldof work, says recognizedresearcher, futurist and

career expert GraemeCodrington, which co­authored the book“Navigating your Career – 5Steps to Success in the NewWorld of Work” with careerdevelopment specialistKerry Dawkins.Our extensive interview withGraeme reveals that whilework fundamentals havechanged worldwide,confusion and a lack ofcareer direction and focusstill prevails among jobseekers and currentemployees, a trend seen inSouth Africa as well.

Interview withCareer GuruGraeme Codrington

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