Presentation on Analysis of Mutual Fund as An

8/4/2019 Presentation on Analysis of Mutual Fund as An

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PRESENTATION ONANALYSIS OF MUTUAL

FUND AS AN INVESTMENTAVENUE IN INDIA

COMPILED BY-

VIVEK KUMAR GUPTA

MBA 2010-12


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Objective of Study

To find the consumer perception for mutual fund.

Change in consumer trend for traditional investment. To find the awareness of investor for mutual fund investment.

To examine whether mutual funds are really having a betterprospect in India.

To examine whether mutual funds are really having a better return

than banking investment.


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Research Methodology

This report is based on primary as well secondary data,however primary data collection was given more importancesince it is overhearing factor in attitude studies.

Research Design A Research design is an arrangement of conduction for

collection & analysis of data in a manner that aims to

combine relevant to a research purpose economy inproducer.


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Data sources

Research is totally based on primary data. Secondary datacan be used only for the reference. Research has been doneby primary data collection,

Primary data has been collected by interacting with variouspeople. The secondary data has been collected through

various journals and websites.


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Limitation of Study

Due to uncertainty of market people are not ready to give anyinformation. As most of the persons burn their fingers in share market sothey think that mutual funds are same as shares so they did not want totalk anything about mutual funds.

No proper assurance of right information. The Data sources aretelephonic information and Offices visit. Some people do not want toreveal information about their mutual funds product and services.

Some respondents are unwilling to talk. Some respondents either do nothave time or willing does not respond, as they are quite annoyed withthe phone call.


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Some people think that mutual funds are too risky and just anothername of gamble but they dont know its not at all that risky for long

term investor

The sample size taken for the research is small due to constraint oftime.


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Karvy Stock Broking Ltd.

One of the most admired Financial Services Provider

Presence in 375 cities with more than 550 offices

Amongst the largest DP in the country with over 6,80,000active customers

Leading Mutual Fund Distributor with an average assetsunder advise at 20 Bn


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Largest Retail Broker with over 2.50 lacs customers and around5% share of NSE cash market trades and volumes

Largest Registrar in the country with over 16 Mn customersunder service

Amongst Top 10 Investment Bankers with offices in Dubai and

New York


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Offerings

Stock Broking (NSE, BSE, F&O)

Commodities Trading

Mutual Funds (Distribution and Advisory)

IPOs, Bonds (Infrastructure, Capital Gains, RBI)

Insurance (Life and General) Depository services

TFC (TIN FACILITATION CENTER)

Home Loans

Realty Services


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Findings

With the help of above research we found out following things aboutmutual fund which are given below-

1-All most all companies launch their mutual funds.

2-Systematic investment plan is more beneficial than one timeinvestment.

3-Equity fund is more preferred by investor for high growth.

4-Mutual funds give better interest than bank

5-Costomers has more option of investment in mutual fund in

comparison to bank.


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6-People invested in mutual funds for better interest rate than bankinginvestment.

7-People can earn better amount than banking investment.

8-It is more beneficial for invested long time in comparison to short time.

9-There are chances of loss in mutual fund (because it is depend onmarket condition).

10-Most of the people are unaware about mutual fund in India.


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Conclusion

By the above finding we conclude following result which are given below-

1-A mutual fund brings together a group of people and invests their moneyin stocks, bonds, and other securities

. 2-The advantages of mutual funds are professional

management, diversification, economies of scale, simplicity and liquidity.

3-The disadvantages of mutual funds are high costs, over-diversification,possible tax consequences, and the inability of management to guaranteea superior return.

4-There are many types of mutual funds. You can classify funds based onasset class, investing strategy, region, etc.

5-Mutual funds have lots of costs.
http://www.investopedia.com/terms/m/mutualfund.asphttp://www.investopedia.com/terms/d/diversification.asphttp://www.investopedia.com/terms/e/economiesofscale.asphttp://www.investopedia.com/terms/e/economiesofscale.asphttp://www.investopedia.com/terms/d/diversification.asphttp://www.investopedia.com/terms/m/mutualfund.asp


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6-Costs can be broken down into on-going fees (represented bythe expense ratio) and transaction fees (loads).

7-The biggest problems with mutual funds are their costs and fees.

8-Mutual funds are easy to buy and sell. You can either buy themdirectly from the fund company or through a third party.

9-Mutual fund ads can be very deceiving.
http://www.investopedia.com/terms/e/expenseratio.asphttp://www.investopedia.com/terms/l/loadfund.asphttp://www.investopedia.com/terms/l/loadfund.asphttp://www.investopedia.com/terms/e/expenseratio.asp


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Suggestion

The most vital problem spotted is of ignorance .Investor should be madeaware of benefits .Nobody will invest until and unless he is fullyconvinced. Investor should be made to realize that ignorance is nolonger bliss and what they are losing by not investing.

Proper training and up to date knowledge of every financial productshould be given to every financial advisor so that they can give their bestperformance to their client.

In India investor have inadequate knowledge about mutual fund. Soproper marketing of various scheme is required, company shouldarrange more and more seminar on mutual funds


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Company should also provide knowledge about growth rate and expectedgrowth rate of mutual fund industry in India. Most of people aware aboutlife insurance, NSC, PPF for tax saving so company should market

various tax saving scheme for their benefits.

Mutual fund offer a lot of benefit which no other single option could offerbut most of the people not even aware about what actually a mutual fundis? They only see it as just another investment option. So the advisorsshould try to change their mind-sets. Advisors should target for more andmore young investors. Young investors or person at the height of theircareer would like to go for advisor due to lack of expertise and time


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BIBLIOGRAPHY

BOOKS: C.R. KOTHARI; RESEARCH METHODOLOGY

COMPANY BOOKLETS: KARVY FINAPOLISE

WEB SITES: WWW.KARVY.COM WWW.KARVYONLINE.COM WWW.KARVYCOMPUTERSHARE.COM WWW.NSEINDIA.COM

WWW.BSEINDIA.COM WWW.GOOGLE.COM WWW.MONEYCONTROL.COM WIKIPEDIA.COM WWW.AMFIINDIA.COM
http://www.nseindia.com/http://www.google.com/http://www.moneycontrol.com/http://www.moneycontrol.com/http://www.google.com/http://www.nseindia.com/


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QUESTIONNIRE :

Name : ..............................................................Age : ..Educational Qualification :...................................... Occupation :..

1-Do you know about mutual fund?

a-Yes b-No

2-Do you invested in any mutual fund scheme?a-Yes b- No

3-Do you think investment in mutual fund is better than any bank scheme?

a-yes b- No c- Cant say

4-Which type of mode of payment you prefer?

a-monthly b- quarterly c- half yearly d- annually


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5- What is your source of information while investing in mutual funds?a-Internet b-Financial Advisor c-Magazine d-Advertisement e-Friends

6- Which type of fund you prefer in mutual fund?

a-Equity b- Debt c- Tax saving d- Balanced fund e-Arbitrage

7- Which option you prefer most in mutual funds?

a- Growth b- Dividend c- Dividend payout d- Reinvestment

8-How long period you prefer to investing in mutual fund?

1-LongTime b- Short time

9-How much return you except from your investment in mutual fund?

a-Up to 8% b- between 8%-15% c- between 15% - 25% d- above 25%


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10- What is most important to you in investing your money?

a - Intrest b- Safety c-Principal d- Diversification e- Liquidity

11- Do you think SEBI should make some new guideline forcompanies to prevent investor loss in mutual funds?

a-Yes b- No c- Cant say

12-Do you think mutual funds as an investment avenue?

a-Yes b- No c - Cant say

Presentation on Analysis of Mutual Fund as An

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