Predictive Analytics, Privacy & You · The Customer Engagement Continuum Timing: Topic: Purpose: Value: Reactive Responsive Predictive Persuasive Past Present Future Future What has
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Changing ExpectationsUSC Annenberg Center for the Digital Future:
70% of Millennials say no one should have access to
their data or online behavior.
Yet:
• 25% will trade it away for more relevant advertising
• 56% will share their location for coupons or deals
• 51% say they’ll share information with companies if
they get something in return.
The Privacy Paradox
I demand “deep personalization”
• What I want
• Where I want
• When I want
• How I want
I expect privacy
• Anonymity
• Freedom
• Protection
Pick *ONE*
because you can’t have both!
What is for sale?
Top 6 Companies in the World, by Market Capitalization, June 2014 (Source, PwC)
What do they Sell?Who?Rank
Phones?1
Oil2
Nothing?3
Money4
Oil5
Stuff6
Companies like Google, Facebook, Yahoo, Twitter and Microsoft (Bing) spend tens of billions of dollars per year on servers, storage, networking and electricity
Many regulations require that Personal Identifying Information (PII) be anonymised before use for other purposes:
• PIPEDA
• FOIPPA
• US HIPPA
Is it Really Possible to Anonymise Data?
Complete Data Anonymised DataAnonymised Set 2
Anonymised Set 1
Consolidated Data Reanimated Data
Part 3 — Consent
Consent required
6 (1) An organization must not
• (a) collect personal information about an individual,
• (b) use personal information about an individual, or
• (c) disclose personal information about an individual.
(2) Subsection (1) does not apply if
(a) the individual gives consent to the collection, use or disclosure,
(b) this Act authorizes the collection, use or disclosure without the consent of the individual, or
(c) this Act deems the collection, use or disclosure to be consented to by the individual.
BC PIPAProvision of consent7 (1) An individual has not given consent under this Act to an organization unless
(a) the organization has provided the individual with the information required under section 10 (1), and(b) the individual's consent is provided in accordance with this Act.
(2) An organization must not, as a condition of supplying a product or service, require an individual to consent to the collection, use or disclosure of personal information beyond what is necessary to provide the product or service.
(3) If an organization attempts to obtain consent for collecting, using or disclosing personal information by
(a) providing false or misleading information respecting the collection, use or disclosure of the information, or(b) using deceptive or misleading practicesany consent provided in those circumstances is not validly given.
Implicit consent8 (1) An individual is deemed to consent to the collection, use or disclosure of personal information by an organization for a purpose if
(a) at the time the consent is deemed to be given, the purpose would be considered to be obvious to a reasonable person, and(b) the individual voluntarily provides the personal information to the organization for that purpose.
(2) An individual is deemed to consent to the collection, use or disclosure of personal information for the purpose of his or her enrollment or coverage under an insurance, pension, benefit or similar plan, policy or contract if he or she
(a) is a beneficiary or has an interest as an insured under the plan, policy or contract, and(b) is not the applicant for the plan, policy or contract.
(3) An organization may collect, use or disclose personal information about an individual for specified purposes if
(a) the organization provides the individual with a notice, in a form the individual can reasonably be considered to understand, that it intends to collect, use or disclose the individual's personal information for those purposes,(b) the organization gives the individual a reasonable opportunity to decline within a reasonable time to have his or her personal information collected, used or disclosed for those purposes,(c) the individual does not decline, within the time allowed under paragraph (b), the proposed collection, use or disclosure, and(d) the collection, use or disclosure of personal information is reasonable having regard to the sensitivity of the personal information in the circumstances.
(4) Subsection (1) does not authorize an organization to collect, use or disclose personal information for a different purpose than the purpose to which that subsection applies.
You own all of the content and information you post on Facebook, and you can
control how it is shared through your privacy and application settings. In
addition:
For content that is covered by intellectual property rights, like photos and
videos (IP content), you specifically give us the following permission,
subject to your privacyand application settings: you grant us a non-
exclusive, transferable, sub-licensable, royalty-free, worldwide license to
use any IP content that you post on or in connection with Facebook (IP
License). This IP License ends when you delete your IP content or your
account unless your content has been shared with others, and they have
not deleted it.
As of 12 February, 2015
About Advertisements and Other Commercial Content Served or Enhanced by Facebook
Our goal is to deliver advertising and other commercial or sponsored content that is
valuable to our users and advertisers. In order to help us do that, you agree to the
following:
You give us permission to use your name, profile picture, content, and
information in connection with commercial, sponsored, or related content (such
as a brand you like) served or enhanced by us. This means, for example, that
you permit a business or other entity to pay us to display your name and/or
profile picture with your content or information, without any compensation to
you. If you have selected a specific audience for your content or information, we
will respect your choice when we use it.
We do not give your content or information to advertisers without your consent.
You understand that we may not always identify paid services and communications
as such.
AmendmentsWe’ll notify you before we make changes to these terms and give you
the opportunity to review and comment on the revised terms before
continuing to use our Services.
If we make changes to policies, guidelines or other terms referenced in
or incorporated by this Statement, we may provide notice on the Site
Governance Page.
Your continued use of the Facebook Services, following notice of the changes to our terms, policies or guidelines, constitutes your acceptance of our amended terms, policies or guidelines.
Special Provisions Applicable to Users Outside the United States
We strive to create a global community with consistent standards for everyone,
but we also strive to respect local laws. The following provisions apply to users
and non-users who interact with Facebook outside the United States:
You consent to having your personal data transferred to and processed in
the United States.
If you are located in a country embargoed by the United States, or are on
the U.S. Treasury Department's list of Specially Designated Nationals you
will not engage in commercial activities on Facebook (such as advertising
or payments) or operate a Platform application or website. You will not use
Facebook if you are prohibited from receiving products, services, or
software originating from the United States.
By using or accessing Facebook Services, you agree that we can collect and use such content and information in accordance with the Data Policy as amended from time to time.
Disclosure: Companies would notify consumers in detail what is collected, how frequently, by whom, and how it may be used.
Transparency: Consumers would be notified when their data is being used, in real time, to influence their opinions or actions.
Recourse: Consumers would be allowed to adjust how their data is used to suit their own comfort level. This would mean no more blanket authorizations when a user downloads an app or signs up for an account.
Monitoring: Consumers must be able to confirm that businesses respect their wishes.