-4.5-4.5 -3.2-3.2
+5.7+5.7 +7.7+7.7
-28.3-28.3
-62.9-62.9
% change in total spending% change in total spending
by age since September 2020by age since September 2020
16-25years
26-40years
41-60years
61-80years
80+years
-4.46-4.46
+1.52+1.52
-1.66-1.66
-10.59-10.59
-5.39-5.39
Sep Oct Nov Dec Jan Feb-20
-15
-10
-5
0
5
+1.36+1.36 +1.44+1.44 +2.96+2.96 -2.49-2.49 -16.57-16.57
-12.19-12.19
% age of our customers
receiving Universal Credit
22.8
4.5
29.2
43.5
•16-25 years (22.8) •26-40 years (43.5) •41-60 years (29.2) •60+
years (4.5)
16-25years
26-40years
41-60years
61-80years
80+years
LBG000438
Here’s how the spending habits of Lloyds Banking Group’s 35,744
personal banking customers in Perth and North Perthshire have
changed over the course of the coronavirus crisis:
% change in total spending by category since March 2020
Loans
Mortgages
Rent
Food & Drink
Fuel
Commuting
% change in total spending by age since September 2020
£1,752This was -8.2% less than in the same period in
2019/2020
Over the course of the pandemic (March 2020 – February 2021)
your constituents’ average earnings (calculated from payments made
into their personal banking account) were:
1,300of our customers are receiving Universal Credit
% change in total spending (September 2020 – February 2021)
Constituency UK
% age of our customers receiving Universal Credit
Find out more information about how we’re helping Britain
through the coronavirus crisis on our website
www.lloydsbankinggroup.com
As the country’s largest retail and commercial bank and
insurance provider, we recognise our responsibility to stand by our
customers, colleagues and communities over the course of the
pandemic. Our scale means we have a relationship with three out of
four households in your constituency, and plenty of data to help
you better understand your constituents. To support your work we’ve
pulled together some information about how people and businesses in
Perth and North Perthshire have been responding to the coronavirus
crisis.
PERTH AND NORTH PERTHSHIRESCOTLAND
LBG000438
How we’ve supported businesses over the course of the
pandemic:
Over the course of the pandemic, we have provided lending
through the Government backed CBILS and BBLS schemes to
504of these businesses
We bank
3,450 businesses in your constituency
Here’s some more information aboutPerth and North
Perthshire:
59of your constituents are Lloyds Banking Group employees
The average deposit paid was
£69,057which was 25.63% higher than in February 2020
In February 2021 the average house price in your
constituency was
£196,844This was 1.23% higher than in February 2020
We’ve helped
6,162people gain access to financial services by providing basic
bank accounts
In Perth and North Perthshire the Lloyds Bank Foundation
awarded
£12,812to Trellis Scotland
Since 2013 we’ve helped
425households to move through the Help to Buy Equity Loan
scheme, the Government backed affordable home ownership
initiative
We’ve lent an average of
£120,802to
387first time buyers to help secure their first home
PERTH AND NORTH PERTHSHIRESCOTLAND
The public affairs team at Lloyds Banking Group is here to
help you and your team help your constituents. We are on hand
to:
Keep you informed about what we’re doing to support your
constituents through this time of economic uncertainty.
Hear your concerns and make sure they are understood by our
senior leaders and local management teams.
Introduce you to Lloyds Banking Group leaders in your area who
can tell you more about what’s going on in your
constituency.
Arrange for you to meet some of the small and medium sized
business employers in your area who bank with us.
We would be glad to hear from you. Your local public affairs
manager is Neil Moore, you can reach him at:
[email protected]
LBG000438
How we’ve supported businesses over the course of the
pandemic:
Over the course of the pandemic, we have provided lending
through the Government backed CBILS and BBLS schemes to
504of these businesses
We bank
3,450 businesses in your constituency
Here’s some more information aboutPerth and North
Perthshire:
59of your constituents are Lloyds Banking Group employees
The average deposit paid was
£69,057which was 25.63% higher than in February 2020
In February 2021 the average house price in your
constituency was
£196,844This was 1.23% higher than in February 2020
We’ve helped
6,162people gain access to financial services by providing basic
bank accounts
In Perth and North Perthshire the Bank of Scotland Foundation
awarded
£12,812to Trellis Scotland
Since 2013 we’ve helped
425households to move through the Help to Buy Equity Loan
scheme, the Government backed affordable home ownership
initiative
We’ve lent an average of
£120,802to
387first time buyers to help secure their first home