Personal Expense Tracker 1

Whose expense do you want to track?The Budget Planner allows you to enter the budget of more than one person

or if you prefer enter your family name. You can add your first 3 here...

Person 1 Ashok

Person 2 Priyanka

Person 3More names can be entered on the Master Data sheet if required…

Tracking your Budget verses Actual spendYou can enter 3 types of budget, namely Income, Expense and Savings into the

planner, the frequency of application and any currency. The monthly value is

automatically calculated though each month can be adjusted independently

Define your Budget Type: (I)ncome (E)xpense (S)avings

How Frequent will this activity

Enter a currency if different to your local currency

Usually set to 1, however if you want to recognise over-payments or similar, use this cell as a

Enter your 'Budget' Amount for the frequency and currency you've Enter the 'Actual Amount'

for the frequency and currency you've specified

The Planner automaticallyMonthly amounts for you regardless of the frequency you've entered. Despite this you can adjust each monthly value independently

I Monthly 1 INR 6,065

Budget

TypeFrequency Unit Qty Currency

Budget

Amount

Budget % Difference

Actual

Amount

Monthly

Amount (INR)

Monthly

Amount (INR) Jan Feb

Define your currenciesYou can enter your Budget in any currency, however, for the spreadsheet to function correctly

you need to define a Local Currency and conversion rates between your local currency and

any other currency you may want to view on the dashboard. Useful if your income or expenses

are in multiple currencies.

Local Currency INR Enter exchange rates on the Master Data sheet

Alternate Currency INR Defaults are in place but needless to say they can

vary considerable over time.

That's it, you're done, you just need to remember…I. Only enter your information into the cells that look like this

ii. The Budget & Actual amounts should be entered as if they have the same Frequency, Currency & Unit Qty

iii. To insert a row, copy another row in the relevant section and insert the copied row.

(Optional) Add to or change the TAGS providedThe planner comes with a number of predefined categories but Tags

allow you to analyse the Budget with your own categories or to simply

slice and dice your numbers in another way.

>>> CLICK HERE for the PLANNER

Enter the 'Actual Amount' for the frequency and currency you've specified

The Planner automatically calculates the Monthly amounts for you regardless of the frequency you've entered. Despite this you can adjust each monthly value independently

I Monthly 1 INR 6,065

Budget

TypeFrequency Unit Qty Currency

Budget

Amount

Budget % Difference

Actual

Amount

Monthly

Amount (INR)

Monthly

Amount (INR) Jan Feb

You can enter your Budget in any currency, however, for the spreadsheet to function correctly

you need to define a Local Currency and conversion rates between your local currency and

any other currency you may want to view on the dashboard. Useful if your income or expenses

Enter exchange rates on the Master Data sheetDefaults are in place but needless to say they can

vary considerable over time.

That's it, you're done, you just need to remember…I. Only enter your information into the cells that look like this

ii. The Budget & Actual amounts should be entered as if they have the same Frequency, Currency & Unit Qty

iii. To insert a row, copy another row in the relevant section and insert the copied row.

(Optional) Add to or change the TAGS providedThe planner comes with a number of predefined categories but Tags

allow you to analyse the Budget with your own categories or to simply

>>> CLICK HERE for the PLANNER

Current Year 2014

Local Currency INR

Alternate Currency INR Income

Expense

Balance (Income - Expense)

Savings

Net (Balance + Savings)

Currency INR 1

Income

Graph Mar Rental PropertyPlanner!$AF$5:$AF$115 Home Expenses

Person *All Transportation

Health & Insurance

Tag *All Daily Living

EntertainmentMar Expense(INR) Savings & InvestmentsMar Income(INR) Miscellaneous

Monthly Analysis(INR) TOTALTAGS Analysis(INR)

Expense (INR) Income (INR)

Bank 0.00 0.00 ## #N/A

Communications 1,249.00 0.00 ## 1,249

Credit 0.00 0.00 ## #N/A

Food 2,000.00 0.00 ## 2,000

Health 0.00 0.00 ## #N/A

Insurance 0.00 0.00 ## #N/A

Media 0.00 0.00 ## #N/A

Personal 0.00 0.00 ## #N/A

Rent 67%

TAGS Analysis(INR)

EXPENSE ANALYSISFILTER OPTIONS

TAGS ANALYSIS

Pet 0.00 0.00 ## #N/A

Property 0.00 0.00 ## #N/A

Retirement 0.00 0.00 ## #N/A

Salary 0.00 72,774.00 ## #N/A

Shares 0.00 0.00 ## #N/A

Utilities 0.00 0.00 ## #N/A

Vehicle 0.00 0.00 ## #N/A

Rent 6,500.00 0.00 ## 6,500

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #N/A #N/A ## #N/A

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

#N/A #REF! ## #REF!

Salary 100%

TAGS Analysis(INR)

0 0 0 72,774

8,667 104,000 8,653 105,082

-8,667 -104,000 -8,653 -32,308

0 0

Net (Balance + Savings) -104,000 -32,308

Expense (INR)0.00 #N/A0.00 #N/A

7,749.00 7,7490.00 #N/A0.00 #N/A

2,000.00 2,0000.00 #N/A0.00 #N/A

0.00 #N/A

9,749.00

ACTUALS Jan Feb Mar

Income 0.00 0.00 72,774.00

Expense 8,666.67 8,666.67 9,749.00Planner!$AD$5:$AD$115 Planner!$AE$5:$AE$115 Planner!$AF$5:$AF$115

Net -8,666.67 -8,666.67 63,025.00

BUDGET Jan Feb Mar

Budget Income 0.00 0.00 0.00

Budget Expense 8,666.67 8,666.67 8,666.67

Annual Actual

Monthly

Budget

Annual

Budget Monthly Actual

Home Expenses 79%

Daily Living 21%

Mar Expense(INR)

Communications 13%

Food 21%

TAGS Analysis(INR)

-10,000

-5,000

0

5,000

10,000

Monthly Budget

Income Expense

ANALYSIS INCOME

MONTHLY ANALYSIS

Planner!$AU$5:$AU$115 Planner!$AV$5:$AV$115 Planner!$AW$5:$AW$115

Budget Net -8,666.67 -8,666.67 -8,666.67

Salary 100%

TAGS Analysis(INR)

-20,000.00

-10,000.00

0.00

10,000.00

20,000.00

30,000.00

40,000.00

50,000.00

60,000.00

70,000.00

80,000.00

Jan Feb Mar Apr

Income Expense

Income (INR)

Income 72,774.00 72,774

Rental Property 0.00 #N/A

Home Expenses 0.00 #N/A

Transportation 0.00 #N/A

Health & Insurance 0.00 #N/A

Daily Living 0.00 #N/A

Entertainment 0.00 #N/A

Savings & Investments 0.00 #N/A

Miscellaneous 0.00 #N/A

TOTAL 72,774.00

Apr May Jun Jul Aug Sep Oct

0.00 0.00 0.00 0.00 0.00 0.00 0.00

8,666.67 8,666.67 8,666.67 8,666.67 8,666.67 8,666.67 8,666.67Planner!$AG$5:$AG$115 Planner!$AH$5:$AH$115 Planner!$AI$5:$AI$115 Planner!$AJ$5:$AJ$115 Planner!$AK$5:$AK$115Planner!$AL$5:$AL$115 Planner!$AM$5:$AM$115

-8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67

Apr May Jun Jul Aug Sep Oct

0.00 0.00 0.00 0.00 0.00 0.00 0.00

8,666.67 8,666.67 8,666.67 8,666.67 8,666.67 8,666.67 8,666.67

Income 100%

Mar Income(INR)

Monthly Budget Monthly Actual

Balance (Income - Expense)

INCOME ANALYSIS

Planner!$AX$5:$AX$115 Planner!$AY$5:$AY$115 Planner!$AZ$5:$AZ$115 Planner!$BA$5:$BA$115 Planner!$BB$5:$BB$115Planner!$BC$5:$BC$115 Planner!$BD$5:$BD$115

-8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67 -8,666.67

May Jun Jul Aug Sep Oct Nov

Monthly Analysis(INR)

Expense Net Budget Income Budget Expense Budget Net

Nov Dec

0.00 0.00

8,666.67 8,666.67Planner!$AN$5:$AN$115Planner!$AO$5:$AO$115

-8,666.67 -8,666.67

Nov Dec

0.00 0.00

8,666.67 8,666.67

Planner!$BE$5:$BE$115Planner!$BF$5:$BF$115

-8,666.67 -8,666.67

Nov Dec

221292073.xlsx.ms_office REMEMBER: Your monthly numbers are calculated automatically based on the 'Actual Amount' you enter, however you can adjust each month individually

ACTUALS TRACKING

Category Person Item TagsBudget

TypeFrequency Unit Qty Currency

Budget

Amount

Budget % Difference

Actual

Amount

Monthly

Amount (INR)

Monthly

Amount (INR) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Comments

IncomeIncome Ashok Salary Salary I Monthly 1 INR 6,065 ########Income Ashok Bonus Salary I Annually 1 0Income Tax Refund I 0Income Priyanka Salary Salary I Monthly 1 0Income Ashok Bonus Salary I Annually 1 0Income Tax Refund I 0

Sub total Income 0 - - 6,065

Rental PropertyRental Property Einstein Rent Income Property I Monthly 1 0Rental Property Tax Relief E 0Rental Property E 0

Sub total Rental Property 0 - - -

Home ExpensesHome Expenses Ashok Rent Rent E Monthly 1 -100% 542 542 6,500.00Home Expenses Ashok E 0Home Expenses Ashok Contents Insurance Insurance E Monthly 1 0Home Expenses Ashok Electricity Utilities E Quarterly 1 0Home Expenses Ashok Gas Utilities E Quarterly 1 0Home Expenses Ashok Water Utilities E Quarterly 1 0Home Expenses Ashok Satellite - Sky Communications E Monthly 1 0Home Expenses Ashok Internet Communications E Quarterly 1 104 1,249.00Home Expenses Ashok Mobile Communications E Monthly 1 0Home Expenses Ashok Credit Card 1 Repayment Credit E Monthly 1 0Home Expenses Ashok E 0Home Expenses Ashok Mobile Communications E Monthly 1 0Home Expenses Ashok Loan Credit E Monthly 2 USD 0Home Expenses Ashok Credit Card 2 Repayment Credit E Monthly 1 USD 0Home Expenses Ashok E 0Home Expenses Ashok E 0Home Expenses Ashok E 0Home Expenses Ashok E 0Home Expenses Ashok E 0Home Expenses Ashok E 0Home Expenses Ashok E 0

Sub total Home Expenses 0 - 542 646

TransportationTransportation Ashok Car Loan Credit E 0Transportation Ashok Car Insurance Insurance E Monthly 1 0Transportation Ashok Car Tax Vehicle E Annually 1 0Transportation Ashok Fuel Vehicle E Weekly 0Transportation Ashok Bus / Taxi / Train Fare Vehicle E 0Transportation Ashok Repairs / Maintenance Vehicle E Monthly 1 0Transportation Ashok Registration & Licenses Vehicle E Annually 0Transportation Ashok Car Loan Credit E Monthly 0Transportation Ashok Car Insurance Insurance E Monthly 0Transportation Ashok Car Tax Vehicle E Annually 0Transportation Ashok Fuel Vehicle E Monthly 1 0Transportation Ashok Bus / Taxi / Train Fare Vehicle E 0Transportation Ashok Repairs / Maintenance Vehicle E Monthly 0Transportation Ashok Registration & Licenses Vehicle E Annually 0Transportation E 0

Sub total transportation 0 - - -

Health & InsuranceHealth & Insurance Ashok Doctor / Dentist Health E Annually 0Health & Insurance Ashok Doctor / Dentist Health E Annually 0Health & Insurance Ashok Life Insurance Insurance E Monthly 0Health & Insurance Ashok Dog Insurance Pet E Monthly 0

Sub total Health & Insurance 0 - - -

Daily LivingDaily Living Ashok Food Shopping Food E Weekly 1 2,000.00 7% 2,000.00 8,111 8,111 2,000.00Daily Living Ashok Personal Supplies Personal E 0Daily Living Ashok Clothing Personal E Monthly 1 0Daily Living Ashok Dining / Eating Out Personal E 0Daily Living Ashok Barber / Hairdresser Personal E Quarterly 1 0Daily Living Ashok Education / Lessons Personal E 0Daily Living Ashok Health Club Health E 0Daily Living Ashok Personal Supplies / Dry Cleaning Personal E 0Daily Living Ashok Doggie Walker Pet E Weekly 1 0Daily Living Ashok Eyebrows Personal E Monthly 0Daily Living Ashok Barber / Hairdresser Personal E Monthly 1 0Daily Living Ashok Education / Lessons Personal E 0Daily Living Ashok Health Club Health E 0Daily Living E 0

Sub total Daily Living 2,000 2,000 8,111 8,111

EntertainmentEntertainment Ashok DVD's / Blue Ray E 0Entertainment Ashok Music Media E Monthly 0Entertainment Ashok Subscriptions Media E Annually 0Entertainment Ashok Games Media E Monthly 0Entertainment Ashok Movies / Theatre / Concerts Media E Monthly 0Entertainment Ashok Sporting Events Media E 0Entertainment Ashok Books Media E Annually 0Entertainment Ashok Holiday / Travel Personal E 0Entertainment Ashok Gizmo's / Gadgets / Electronics Personal E Annually 0Entertainment Ashok Books Media E Monthly 0Entertainment Ashok Movies / Theatre / Concerts Media E Monthly 0Entertainment Ashok Holiday / Travel Personal E 0Entertainment Ashok Sporting Events Media E 0Entertainment Ashok Subscriptions Media E Annually 0Entertainment E 0

Sub total Entertainment 0 - - -

Savings & InvestmentsSavings & Investments Ashok Bank Account - Higher interest account Bank S 0Savings & Investments Ashok Emergency Savings Bank S 0Savings & Investments Ashok Interest Income Shares I 0Savings & Investments Ashok Dividends Shares I 0Savings & Investments Ashok Retirement (401k, IRA) Retirement 0Savings & Investments 0

Sub total Savings & Investments 0 - - -

MiscellaneousMiscellaneous Ashok Christmas Fund Personal E Annually 1 0Miscellaneous Ashok Christmas Fund Personal E Annually 1 0

Savings & Investments Ashok E 0

Savings & Investments Ashok Flowers Personal E One-off 1 0

Savings & Investments Ashok Chocolates for Zoe Personal E One-off 1 0

Savings & Investments E 0

Savings & Investments E 0

0 E 0

Miscellaneous E 0

Miscellaneous E 0

Miscellaneous E 0

Sub total Miscellaneous 0 - - -

., Clive Page 26 4/8/2014

Master Data & References Home

Data Validation Lists

Category PersonIncome *All

Daily Living Ashok From 'Start Here' Sheet

Entertainment Priyanka From 'Start Here' Sheet

Health & Insurance From 'Start Here' Sheet

Home Expenses

Miscellaneous

Rental Property

Transportation

Savings & Investments

Home

Tags Frequency Budget Indicator Graph*All Weekly I Income Monthly

Bank Bi-weekly E Expense Annual

Communications Monthly S Savings Jan

Credit Bi-monthly Feb

Food Quarterly Mar

Health Annually Apr

Insurance Half-year May

Media One-off Jun

Personal Jul

Pet Aug

Property Sep

Retirement Oct

Salary Nov

Shares Dec

Utilities

Vehicle

Rent

Currencies Last updated: 14-Jun-10

Local Currency Alt Currency Exchange RateINR INR 1

INR USD 1.45621

INR INR 68.0454

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