L 1 Akaun Hasil - Pendapatan Revenue Accounts - Income L 2 Akaun Hasil - Perbelanjaan Revenue Accounts - Expenditure L 3 Liabiliti dan Aset Kumpulan Wang Insurans Liabilities and Assets of Insurance Funds L 4 Polisi-polisi Baru Dikeluarkan - Insurans Hayat Individu New Policies Issued - Individual Life L 4G Polisi-polisi Baru Dikeluarkan - Insurans Hayat Berkumpulan New Policies Issued - Group Life L 5 Penamatan, Pemindahan dan Pemulihan - Insurans Hayat Individu Terminations, Transfers and Revivals - Individual Life L 5G Penamatan, Pemindahan dan Pemulihan - Insurans Hayat Berkumpulan Terminations, Transfers and Revivals - Group Life L 6 Polisi-polisi Berkuat Kuasa Pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) - Insurans Hayat Individu Policies in Force at End of Year (Excluding Reversionary Bonuses) – Individual Life L 6G Polisi-polisi Berkuat Kuasa Pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) - Insurans Hayat Berkumpulan Policies in Force at End of Year (Excluding Reversionary Bonuses) – Group Life L 7 Ringkasan Laporan Penilaian Summary of Valuation Reports L 8 Petunjuk-petunjuk Terpilih bagi Insurans Hayat Biasa Selected Indicators for Ordinary Life Perangkaan Insurans Hayat Life Insurance Statistics
31
Embed
Perangkaan Insurans Hayat Life Insurance StatisticsL 6 Polisi-polisi Berkuat Kuasa Pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) - Insurans Hayat Individu Policies in Force at End
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
L 1 Akaun Hasil - Pendapatan Revenue Accounts - IncomeL 2 Akaun Hasil - Perbelanjaan Revenue Accounts - ExpenditureL 3 Liabiliti dan Aset Kumpulan Wang Insurans Liabilities and Assets of Insurance FundsL 4 Polisi-polisi Baru Dikeluarkan - Insurans Hayat Individu New Policies Issued - Individual LifeL 4G Polisi-polisi Baru Dikeluarkan - Insurans Hayat Berkumpulan New Policies Issued - Group LifeL 5 Penamatan, Pemindahan dan Pemulihan - Insurans Hayat Individu Terminations, Transfers and Revivals - Individual LifeL 5G Penamatan, Pemindahan dan Pemulihan - Insurans Hayat Berkumpulan Terminations, Transfers and Revivals - Group LifeL 6 Polisi-polisi Berkuat Kuasa Pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) - Insurans Hayat Individu Policies in Force at End of Year (Ex clud ing Re ver sion ary Bonuses) – Individual LifeL 6G Polisi-polisi Berkuat Kuasa Pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) - Insurans Hayat Berkumpulan Policies in Force at End of Year (Ex clud ing Re ver sion ary Bonuses) – Group LifeL 7 Ringkasan Laporan Penilaian Summary of Valuation ReportsL 8 Petunjuk-petunjuk Terpilih bagi Insurans Hayat Biasa Selected Indicators for Ordinary Life
Jadual L. 1, Insurans Hayat Akaun Hasil – PendapatanRM’000 Kumpulan PERNIAGAAN BIASA Tahun Wang Premium Premium Tahunan Syarikat Kewangan Pemegang Tunggal Premium Premium Berakhir Polisi Pada Tahun Diperbaharui Awal Tahun Pertama Financial Policy owners’ ORDINARY BUSINESS Company Year Fund Single Annual Premium Ended Beginning Premium First Year Renewal of the Year Premium Premium
B4
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
ALLIANZ LIFE … … … … 31-12-02 256,273 49,875 38,084 76,262 AMASSURANCE … … … … 31-03-03 371,690 67,474 26,258 73,145 ASIA LIFE … … … … 31-12-02 1,620,072 12,105 35,339 260,443 COMMERCE LIFE … … … … 31-12-02 386,803 51,554 5,697 27,362 GREAT EASTERN … … … … 31-12-02 14,362,367 515,171 312,971 2,614,563 HONG LEONG … … … … 30-06-03 1,841,021 77,994 32,001 316,933 ING … … … … 31-12-02 3,687,354 88,937 158,532 733,684 JOHN HANCOCK … … … … 31-12-02 1,011,401 10,307 35,810 215,853 MAA … … … … 31-12-02 2,968,526 277,291 26,257 397,238 MAYBAN LIFE … … … … 30-06-03 1,111,817 126,598 17,074 112,702 MCIS ZURICH … … … … 30-06-03 1,601,780 9,828 62,034 214,997 MNI … … … … 31-03-03 2,223,332 29,652 29,641 171,855 PRUDENTIAL … … … … 31-12-02 2,089,174 64,056 38,267 424,586 TAHAN … … … … 31-12-02 187,432 7,906 4,952 18,480 UNI.ASIA LIFE … … … … 31-03-03 118,156 18,770 6,683 31,887 33,837,198 1,407,518 829,600 5,689,990 DITUBUHKAN LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA AIA … … … … 30-11-02 5,596,382 265,245 141,397 1,233,605 5,596,382 265,245 141,397 1,233,605 Jumlah kecil 39,433,580 1,672,763 970,997 6,923,595 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONAL PROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA MLRGB … … … … 31-12-02 9,309 27,210 9,309 27,210 DITUBUHKAN LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … … 31-12-02 8,275 11,445 1,010 315 8,275 11,445 1,010 315 Jumlah kecil 17,584 38,655 1,010 315 Sub-total Jumlah 39,451,164 1,711,418 972,007 6,923,910 Total
–
–
–
–
Table L. 1, Life In sur anceRevenue Accounts – Income
RM’000
PERNIAGAAN BERKAITAN PELABURAN ANUITI Pendapatan Pindahan Pindahan Keuntungan Pendapatan Premium Premium Tahunan Premium Premium Tahunan Pelaburan daripada daripada atas Pelbagai Tunggal Premium Premium Tunggal Premium Premium Bersih Kumpulan Rizab Pelupusan Tahun Diperbaharui Tahun Diperbaharui Wang Aset Pertama Pertama Pemegang Syer/Kerja INVESTMENT-LINKED BUSINESS ANNUITY Single Annual Premium Single Annual Premium Net Transfer from Transfer Profi t on Miscellaneous Premium First Year Renewal Premium First Year Renewal Investment Shareholders’/ from Disposal of Income Premium Premium Premium Premium Income Working Fund Reserves Assets
Jadual L. 2, Insurans HayatAkaun Hasil – PerbelanjaanRM’000
Faedah Polisi Bersih Tahun Kematian Hilang Cukup Serahan1 Perubatan Bonus Lain-lain Anuiti Syarikat Kewangan Upaya Tempoh Dibayar Berakhir Secara Tunai
Financial Net Policies Benefi t Company Year Death Disability Maturity Surrenders1 Medical Bonuses Others Annuity Ended Paid in Cash
1 - Termasuk ‘Pembatalan Unit Bersih’ bagi perniagaan insurans berkaitan pelaburan/Includes ‘Net Cancellation of Units’ for investment-linked business 2 - Termasuk ‘Perbelanjaan Berkaitan Ejensi’ dan ‘Manfaat Perpisahan’/Includes ‘Agency-Related Expenses’ and ‘Breakaway Benefi ts’ 3 - Termasuk ‘Kerugian Pelupusan Pelaburan’ bagi perniagaan insurans berkaitan pelaburan/Includes ‘Loss on Disposal of Investments’ for investment-linked business4 - Termasuk ‘Peruntukan bagi Cukai Keuntungan atas Modal Tak Nyata’ dan ‘Caj Pelaburan’ bagi perniagaan insurans berkaitan pelaburan/Includes ‘Provision for Tax on
Unrealised Capital Gains’ and ‘Investment Charge’ for investment-linked businessB6
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … 30-11-02 60,569 9,604 148,412 88,233 52,624 219,050 276,418 60,569 9,604 148,412 88,233 52,624 219,050 276,418 Jumlah kecil 479,278 99,641 1,033,324 983,495 301,292 540,527 609,075 177,772 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA MLRGB … … 31-12-02 4,453 322 12,836 3,477 4,453 322 12,836 3,477
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … 31-12-02 4,058 188 702 463 4,058 188 702 463
Jumlah kecil 8,511 510 13,538 3,940 Sub-total Jumlah 487,789 100,151 1,033,324 983,495 314,830 540,527 613,015 177,772 Total
–
–
–
–
–
–
–
–
–
Table L. 2, Life InsuranceRevenue Ac counts – Expenditure
RM’000
Imbuhan Ejensi Perbelanjaan Kerugian Pengurangan Cukai Perbelanjaan- Kumpulan Wang Pindahan Komisen Lain-lain2 Pengurusan atas Pelupusan Nilai perbelanjaan Pemegang Polisi kepada Penyata Aset3 Pelaburan Lain4 pada Pendapatan/ Akhir Tahun Akaun Ibu Pejabat
Agency Remuneration Management Loss on Diminution Taxes Other Outgo4 Policy owners’ Transfer to Commission Others2 Expenses Disposal of in Value of Fund End Income Statement/ Assets3 Investments of the Year Head Offi ce Account
Jadual L. 3, Insurans HayatLiabiliti dan Aset Kumpulan Wang InsuransRM’000
LIABILITI Kumpulan Peruntukan Peruntukan Amaun Liabiliti- Jumlah Tahun Wang bagi bagi Tertunggak liabiliti Aset/ Syarikat Kewangan Pemegang Tuntutan Cukai kepada Penyata Lain Liabiliti Berakhir Polisi Belum Dibayar Pendapatan/Akaun Ibu Pejabat/Kumpulan Wang Insurans
LIABILITIES Policy owners’ Provision Provision Amount Due Other Total Financial Fund for for to Income Liabilities Assets/ Company Year Outstanding Taxation Statement/Head Liabilities Ended Claims Offi ce Account/ Insurance Fund
Jumlah kecil 44,878,934 1,252,596 93,970 934,149 4,567,734 51,727,383 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … 31-12-02 11,807 1,028 30,169 43,004 11,807 1,028 30,169 43,004 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA
Jumlah kecil 22,416 5,834 9,705 34,340 72,295 Sub-total
Jumlah 44,901,350 1,258,430 93,970 943,854 4,602,074 51,799,678 Total
–
–
–
–
–
–
–
Table L. 3, Life InsuranceLiabilities and Assets of Insurance Funds
RM’000
ASET Harta Benda, Pinjaman Pelaburan Pelaburan Wang Aset-aset Aset Loji & Kelengkapan Pinjaman Pinjaman Pinjaman Kertas/ Sekuriti Lain-lain Harta Benda Tunai Lain Luar Negeri Polisi Lain Tidak Pinjaman Korporat/ dan Bercagar Bercagar Dijamin oleh Hutang Simpanan Kerajaan Malaysia
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … … … … … 30-11-02 54,468 2,459,937 69,520 54,468 2,459,937 69,520
Jumlah kecil 337,784 13,093,420 326 454,867 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … … … … 31-12-02 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … … … … 31-12-02
Jumlah kecil Sub-total
Jumlah 337,784 13,093,420 326 454,867 Total
–
–
–
–
–
–
–
–
–
–
–
–––
––––
–––––
–
–
–
–
–
–
–
–
–
–
–
–
Table L. 4, Life InsuranceNew Policies Issued – Individual Life
RM’000
B11
INSURANS HAYAT BIASA INSURANS ENDOWMEN INSURANS SEMENTARA INSURANS LAIN Bilangan Nilai Premium Premium Bilangan Nilai Pre mi um Premium Bilangan Nilai Pre mi um Premium Polisi Diinsurans- Tunggal Tahunan Polisi Diinsurans- Tunggal Tahunan Polisi Diinsurans- Tunggal Tahunan kan kan kan
ORDINARY LIFE ENDOWMENT INSURANCE TEMPORARY INSURANCE OTHER INSURANCE No. of Sums Single Annual No. of Sums Single Annual No. of Sums Single Annual Policies Insured Premium Premium Policies Insured Premium Premium Policies Insured Premium Premium
4,301,623 13,043 193,448 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … … … … … 30-11-02 471,081 1,835 49,347
471,081 1,835 49,347
Jumlah kecil 4,772,704 14,878 242,795 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … … … … 31-12-02
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … … … … 31-12-02
Jumlah kecil Sub-total
Jumlah 4,772,704 14,878 242,795 Total
–––––
–––––
–––––
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
––
–
–––––
–
–
–
–
–
–
–
–
–
–
Table L. 4, Life InsuranceNew Policies Issued – Individual Life – (contd.)
RM’000
B13
INSURANS BERKAITAN PELABURAN ANUITI JUMLAH JUMLAH JUMLAH Bilangan Nilai Premium Premium Bilangan Nilai Pre mi um Premium Bilangan Nilai Pre mi um Premium Polisi Diinsurans- Tunggal Tahunan Polisi Diinsurans- Tunggal Tahunan Polisi Diinsurans- Tunggal Tahunan kan kan kan
INVESTMENT-LINKED INSURANCE ANNUITY TOTAL TOTAL TOTAL No. of Sums Single Annual No. of Sums Single Annual No. of Sums Single Annual Policies Insured Premium Premium Policies Insured Premium Premium Policies Insured Premium Premium
Tahun Bilangan Bilangan Nilai Pre mi um Pre mi um Bilangan Bilangan Nilai Premium Premium Bilangan Syarikat Kewangan Polisi Orang Diinsurans- Tunggal Tahunan Polisi Orang Diinsurans- Tunggal Tahunan Polisi Berakhir Dilindung kan Dilindung kan
ENDOWMENT INSURANCE TEMPORARY INSURANCE
Financial No. of No. of Sums Single Annual No. of No. of Sums Single Annual No. of Company Year Policies Lives Insured Premium Premium Policies Lives Insured Premium Premium Policies Ended Covered Covered
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA ALLIANZ LIFE 31-12-02 2,293 181,141 4,543,256 15,151 323 11 AMASSURANCE 31-03-03 277 236,295 7,478,627 14,263 2 ASIA LIFE 31-12-02 65 13,429 879,576 3,164 COMMERCE LIFE 31-12-02 186 89,966 1,664,398 23,043 33 46 106,315 4,081,335 58,490 44 GREAT EASTERN 31-12-02 32 195,661 7,682,141 431,524 1,311 482 74,104 5,305,865 50,135 24 578 HONG LEONG 30-06-03 1 93 911 40 372 98,644 6,690,810 92,631 585 ING 31-12-02 918 419,837 17,732,236 54,931 2,314 JOHN HANCOCK 31-12-02 13,007 959,002 6,408 MAA 31-12-02 2 645 5,814 420 162 208 43,606 1,910,206 15,460 70 MAYBAN LIFE 30-06-03 6 79,668 3,941,191 126,406 1 MCIS ZURICH 30-06-03 69 58,592 681,000 1,615 2,312 MNI 31-03-03 1,067 13,201 790 302 135,920 8,276,493 23,683 PRUDENTIAL 31-12-02 902 3,863 1,140 326 57,085 3,770,695 62,972 TAHAN 31-12-02 24 5,383 150,581 602 7 UNI.ASIA LIFE 31-03-03 5 82 880 14 60 141,536 2,437,146 18,313 4 226 288,416 9,371,208 456,127 2,350 5,448 1,664,562 68,838,019 544,224 3,244 3,031
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA 30-11-02 2 786 1,043 2,256 259,925 12,995,151 126,569 52 2 786 1,043 2,256 259,925 12,995,151 126,569 52
Jumlah kecil 226 288,418 9,371,994 456,127 3,393 7,704 1,924,487 81,833,170 670,793 3,296 3,031 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB 31-12-02 127,877 127,877
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE 31-12-02 4,050 4,050 Jumlah kecil 131,927 Sub-total
Jumlah 226 288,418 9,371,994 456,127 3,393 7,704 1,924,487 81,833,170 670,793 3,296 134,958 Total
Jadual L. 4G, Insurans HayatPolisi - polisi Baru Dikeluarkan – Insurans Hayat BerkumpulanRM’000
B14
–––
––
–
––––
–
–
–
–
–
–
–
–––
––
–
–
–
–
–
–
–
–
–––
––
–
–
–
–
–
–
–
–
–––
–––
–
––
––
–
–
–
–
–
–
–
–––
––
–
–
––
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–––
––––
––––
–
–
–
–
–
–
–
–
–––
–
–
INSURANS LAIN RIDER JUMLAH
Bilangan Nilai Pre mi um Pre mi um Bilangan Bilangan Nilai Pre mi um Premium Bilangan Bilangan Nilai Pre mi um Premium Orang Diinsurans- Tunggal Tahunan Polisi Orang Diinsurans- Tunggal Tahunan Polisi Orang Diinsurans- Tunggal Tahunan Dilindung kan Dilindung kan Dilindung kan
OTHER INSURANCE RIDERS TOTAL
No. of Sums Single Annual No. of No. of Sums Single Annual No. of No. of Sums Single Annual Lives Insured Premium Pre mi um Policies Lives Insured Premium Premium Policies Lives Insured Premium Premium Covered Covered Covered
Table L. 4G, Life InsuranceNew Policies Issued – Group Life
RM’000
B15
–
–
–
–––
–
–
–
–
–
–
–
–
–
–––
–––––
–
–
–
–
–
––––
–
–
––
––
–––
–
–––
–
–
–
–
–
–––––
–––––
–––––
–
–
–
–
–
–
–
–
–
–
––––
–––
–
––
–
–
–
–
–
–
–
––
–
–
–––
–
–
–
–
–
–
–
––––
––––
–––––
–
–
–
–
–
–
–
–
–
–
–
–
–
–––––
–––
–
––
–
–
–
–
–
–
–
–
––
–
–
–
–
B16
Jadual L. 5, Insurans HayatPenamatan, Pemindahan dan Pemulihan – Insurans Hayat IndividuRM’000
Tahun KEMATIAN CUKUP TEMPOH SERAHAN Syarikat Kewangan Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Berakhir Polisi Diinsurans- Tahunan Polisi Diinsurans- Tahunan Polisi Diinsurans- Tahunan kan kan kan Financial DEATH MATURITY SURRENDER Company Year No. of Sums Annual No. of Sums Annual No. of Sums Annual Ended Policies Insured Premium Policies Insured Premium Policies Insured Premium
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … 30-11-02 1,822 64,583 2,323 4,085 90,218 11,623 467,694 10,206 1,822 64,583 2,323 4,085 90,218 11,623 467,694 10,206 Jumlah kecil 11,471 409,969 10,955 51,240 664,440 19,137 208,425 7,022,852 179,833 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … 31-12-02 310 5,517 310 5,517
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … 31-12-02 738 3,065 738 3,065 Jumlah kecil 1,048 8,582 Sub-total
Jumlah 12,519 418,551 10,955 51,240 664,440 19,137 208,425 7,022,852 179,833 Total
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
B17
Table L. 5, Life InsuranceTerminations, Transfers and Revivals – Individual Life
RM’000
INSURANS HAYAT BIASA RAMPASAN LAIN-LAIN PEMULIHAN JUMLAH
Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai PremiumPolisi Diinsurans- Tahunan Polisi Diinsurans- Tahunan Polisi Diinsurans- Tahunan Polisi Diinsurans- Tahunan
kan kan kan kan ORDINARY LIFE FORFEITURE OTHERS REVIVALS TOTAL
No. of Sums Annual No. of Sums Annual No. of Sums Annual No. of Sums Annual Policies Insured Premium Policies Insured Premium Policies Insured Premium Policies Insured Premium
Jadual L. 5, Insurans HayatPenamatan, Pemindahan dan Pemulihan – Insurans Hayat Individu – (samb.) RM’000
B18
INSURANS BERKAITAN PELABURAN Tahun CUKUP TEMPOH SERAHAN LAIN-LAIN Syarikat Kewangan Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Berakhir Polisi Diinsu- Tahunan Polisi Diinsu- Tahunan Polisi Diinsu- Tahunan ranskan ranskan ranskan INVESTMENT-LINKED BUSINESS Financial MATURITY SURRENDER OTHERS Company Year No. of Sums Annual No. of Sums Annual No. of Sums Annual Ended Policies Insured Premium Policies Insured Premium Policies Insured Premium
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
2,381 88,189 3,385 9,700 478,559 22,848 32,009 1,981,639 60,006 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … 30-11-02 1,050 46,519 1,404 4,780 380,582 13,191
1,050 46,519 1,404 4,780 380,582 13,191
Jumlah kecil 2,381 88,189 3,385 10,750 525,078 24,252 36,789 2,362,221 73,197 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … 31-12-02
DITUBUHKAN LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … 31-12-02
Jumlah kecil Sub-total
Jumlah 2,381 88,189 3,385 10,750 525,078 24,252 36,789 2,362,221 73,197 Total
–––––
––––
––––
–
–
–
–
–
–
–
–––––
––––
––––
–
–
–
–
–
–
–
–––––
––––
–––––
–
–
–
–
–
–
–
–––
––
–
–
–
–
–
–––
––
–
–
–
–
–
–––
–
––
–
–
–
–
–
––
–
––
––
–
–
–
–
–
––
–
––
––
–
–
–
–
–
––
–
––
––
–
–
–
–
–
Table L. 5, Life InsuranceTerminations, Transfers and Revivals – Individual Life – (contd.)
RM’000
B19
ANUITIPEMULIHAN JUMLAH SERAHAN LAIN-LAIN JUMLAH
Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai PremiumPolisi Diinsu- Tahunan Polisi Diinsu- Tahunan Polisi Diinsu- Tahunan Polisi Diinsu- Tahunan Polisi Diinsu- Tahunan
ranskan ranskan ranskan ranskan ranskan ANNUITY REVIVALS TOTAL SURRENDER OTHERS TOTAL
No. of Sums Annual No. of Sums Annual No. of Sums Annual No. of Sums Annual No. of Sums Annual Policies Insured Premium Policies Insured Premium Policies Insured Premium Policies Insured Premium Policies Insured Premium
Jadual L. 5G, Insurans Hayat Penamatan, Pemindahan dan Pemulihan – Insurans Hayat BerkumpulanRM’000
KEMATIAN Tahun Bilangan Bilangan Nilai Premium Syarikat Kewangan Polisi Orang Diinsuranskan Tahunan Berakhir Dilindung Financial DEATH Company Year No. of No. of Lives Sums Annual Ended Policies Covered Insured Premium
B20
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA MLRGB ... ... ... ... 31-12-02 56 1,431 56 1,431 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE ... ... ... ... 31-12-02 14 651 14 651
Jumlah kecil 70 2,082 Sub-total
Jumlah 70 4,139 117,808 69 Total
–
–
–
–
–
–
–
–––
–––
–––
–
–
–
–
–
–
–
–––––
–––––
–––––
–
–
–
–
Table L. 5G, Life InsuranceTerminations, Transfers and Re viv als – Group Life
RM’000
CUKUP TEMPOH SERAHAN Bilangan Bilangan Nilai Premium Bilangan Bilangan Nilai Premium Polisi Orang Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Dilindung Dilindung MATURITY SURRENDER No. of No. of Lives Sums Annual No. of No. of Lives Sums Annual Policies Covered Insured Premium Policies Covered Insured Premium
Jadual L. 5G, Insurans Hayat Penamatan, Pemindahan dan Pemulihan – Insurans Hayat Berkumpulan – (samb.)RM’000
B22
RAMPASAN LAIN-LAIN Tahun Bilangan Bilangan Nilai Premium Bilangan Bilangan Syarikat Kewangan Polisi Orang Diinsuranskan Tahunan Polisi Orang Berakhir Dilindung Dilindung Financial FORFEITURE OTHERS Company Year No. of No. of Lives Sums Annual No. of No. of Lives Ended Policies Covered Insured Premium Policies Covered
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … 30-11-02 2,184 248,611 2,184 248,611
Jumlah kecil 25,400 795,763 301 10,015 2,804,009 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA MLRGB … … 31-12-02 203,680 203,680 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … 31-12-02
Jumlah kecil 203,680 Sub-total Jumlah 25,400 795,763 301 213,695 2,804,009 Total
–
–
–
–
–
–
–
–
––––
––
–
––––
–
–
–
–
–
–
–
––––
––––
––––
–
–
–
–
–
–
–
––––
––––
––––
–
–
–
–
–
–
–
–––––
–––––
–––––
–
–
–
–
–
–
–
–
–
–
Table L. 5G, Life InsuranceTerminations, Transfers and Re viv als – Group Life – (contd.)
RM’000
B23
PEMULIHAN JUMLAH Nilai Premium Bilangan Bilangan Nilai Premium Bilangan Bilangan Nilai Premium Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Dilindung Dilindung
REVIVALS TOTAL Sums Annual No. of No. of Lives Sums Annual No. of No. of Lives Sums Annual Insured Premium Policies Covered Insured Premium Policies Covered Insured Premium
Jumlah kecil 3,364,713 151,672,170 3,799,922 Sub-total
PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … … 31-12-02
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … 31-12-02 Jumlah kecil Sub-total
Jumlah 3,364,713 151,672,170 3,799,922 Total
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Table L. 6, Life InsurancePolicies in Force at End of Year (Ex clud ing Re ver sion ary Bonuses) –
Individual Life RM’000
INSURANS HAYAT BIASA INSURANS ENDOWMEN INSURANS SEMENTARA INSURANS LAIN Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Polisi Diinsuranskan Tahunan Polisi Diinsuranskan Tahunan Polisi Diinsuranskan Tahunan
ORDINARY LIFE ENDOWMENT INSURANCE TEMPORARY INSURANCE OTHER INSURANCE No. of Sums Annual No. of Sums Annual No. of Sums Annual Policies Insured Premium Policies Insured Premium Policies Insured Premium
51,140,474 1,112,937 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … … … 30-11-02 5,090,308 312,034 5,090,308 312,034
Jumlah kecil 56,230,782 1,424,971 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … … 31-12-02
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … … 31-12-02
Jumlah kecil Sub-total Jumlah 56,230,782 1,424,971 Total
1 - Termasuk 'Polisi Berkumpulan'/Includes 'Group Policies'
–
–
–
–
–
–
–
–
–
–
Table L. 6, Life InsurancePolicies in Force at End of Year (Ex clud ing Re ver sion ary Bonuses) –
Individual Life – (contd.)RM’000
B27
INSURANS BERKAITAN PELABURAN ANUITI1
JUMLAH JUMLAH JUMLAH Bilangan Nilai Premium Bilangan Nilai Premium Bilangan Nilai Premium Polisi Diinsuranskan Tahunan Polisi Diinsuranskan Tahunan Polisi Diinsuranskan Tahunan
INVESTMENT-LINKED INSURANCE ANNUITY1 TOTAL TOTAL TOTAL No. of Sums Annual No. of Sums Annual No. of Sums Annual Policies Insured Premium Policies Insured Premium Policies Insured Premium
Jadual L. 6G, Insurans HayatPolisi - polisi Berkuat Kuasa pada Akhir Tahun (Tidak Termasuk Bonus Berbalik) – Insurans Hayat BerkumpulanRM’000
B28
INSURANS ENDOWMEN INSURANS SEMENTARA Tahun Bilangan Bilangan Nilai Premium Bilangan Bilangan Nilai Premium Syarikat Kewangan Polisi Orang Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Berakhir Dilindung Dilindung
Financial ENDOWMENT INSURANCE TEMPORARY INSURANCE Company Year No. of No. of Lives Sums Annual No. of No. of Lives Sums Annual Ended Policies Covered Insured Premium Policies Covered Insured Premium
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
––
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–––
––
–
––––
–
–
–
–
–
–
–
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA 30-11-02 60 7,446 54,853 8,352 2,166 342,967 19,757,527 60 7,446 54,853 8,352 2,166 342,967 19,757,527
Jumlah kecil 572 320,759 9,608,142 25,934 6,959 3,795,156 133,447,780 15,389 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA MLRGB 31-12-02
DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE 31-12-02
Jumlah kecil Sub-total
Jumlah 572 320,759 9,608,142 25,934 6,959 3,795,156 133,447,780 15,389 Total
Table L. 6G, Life InsurancePolicies in Force at End of Year (Excluding Reversionary Bonuses) –
Group LifeRM’000
B29
INSURANS LAIN RIDER JUMLAH Bilangan Bilangan Nilai Premium Bilangan Bilangan Nilai Premium Bilangan Bilangan Nilai Pre mi um Polisi Orang Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Polisi Orang Diinsuranskan Tahunan Dilindung Dilindung Dilindung
OTHER INSURANCE RIDERS TOTAL No. of No. of Lives Sums Annual No. of No. of Lives Sums Annual No. of No. of Lives Sums Annual Policies Covered Insured Premium Policies Covered Insured Premium Policies Covered Insured Premium
DITUBUHKAN LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA
AIA … … … … … 30-11-02 SV96 4%, 4.5% 74,648,724 706,929 74,648,724 706,929 Jumlah kecil 371,209,961 17,600,669 1,652,366 Sub-total PENANGGUNG INSURANS SEMULA PROFESIONAL PROFESSIONAL REINSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA
DITUBUHKAN LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … … … 31-12-02 SV96 4%, 4.5% 4,978,143 4,978,143 Jumlah kecil 11,899,127 Sub-total Jumlah 383,109,088 17,600,669 1,652,366 Total
– –
–
–
–
–
–
––––
–
––
–
–
–
–
–
–
–
Table L. 7, Life InsuranceSummary of Valuation Reports
RM’000
BUTIR-BUTIR PENILAIAN (TOLAK INSURANS SEMULA) Liabiliti Kumpulan Lebihan pada Lebihan/(Defi sit) Premium Jumlah Nilai Nilai Penyelarasan Nilai Wang Tarikh dalam Pejabat Premium Diinsuranskan Bonus dan Premium Pemegang Penilaian Tahun Bersih dan Anuiti Peruntukan Bersih Polisi Hantar Tambahan Ke Hadapan
PARTICULARS OF VALUATION (LESS REINSURANCES) Liabilities Policy owners’ Surplus at Surplus/(Defi cit) Offi ce Total Net Value of Value of Adjustment Value of Net Fund Carried Valuation Arising in the Premiums Premiums Sums Insured Bonus and Premiums Forward Date Year and Annuities Additional Provisions
Nilai Diinsuranskan Premium Perubahan Tahunan Baru kepada Tahunan Baru Nilai Premium Tahun Nilai kepada Premium Diinsuranskan Tahunan Syarikat Kewangan Diinsuranskan Tahunan Berkuat Kuasa Berkuat Kuasa Berakhir Berkuat Kuasa Berkuat Kuasa pada Awal pada Awal Tahun Tahun
New Sums New Annual Annual Change Financial Insured to Premium to Sums Insured Annual Premium Company Year Sums Insured in Annual in Force in Force Ended Force at Beginning Premium in Force of the Year Beginning of the Year
Jadual L. 8, Insurans Hayat Petunjuk - petunjuk Terpilih bagi Insurans Hayat Biasa*%
B32
–
PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DALAM MALAYSIA CONSTITUTED IN MALAYSIA ALLIANZ LIFE … … … 31-12-02 118.8 52.2 55.8 41.5 AMASSURANCE … … … 31-03-03 67.0 31.9 42.7 14.7 ASIA LIFE … … … 31-12-02 18.8 13.0 9.1 6.1 COMMERCE LIFE … … … 31-12-02 63.8 15.1 16.2 (2.3) GREAT EASTERN … … … 31-12-02 16.7 11.1 3.1 5.6 HONG LEONG … … … 30-06-03 29.9 13.4 3.5 6.0 ING … … … 31-12-02 59.0 21.5 4.9 12.9 JOHN HANCOCK … … … 31-12-02 25.9 17.3 7.0 9.2 MAA … … … 31-12-02 13.7 10.2 (3.0) (0.7) MAYBAN LIFE … … … 30-06-03 22.2 16.4 12.6 3.9 MCIS ZURICH … … … 30-06-03 27.8 24.8 13.6 8.1 MNI … … … 31-03-03 29.8 17.7 (4.7) 5.9 PRUDENTIAL … … … 31-12-02 22.4 8.7 4.5 0.3 TAHAN … … … 31-12-02 21.0 28.8 4.1 11.9 UNI.ASIA LIFE … … … 31-03-03 72.3 25.1 4.8 5.8 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA AIA … … … 30-11-02 24.9 11.3 5.1 4.6 PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERSDITUBUHKAN DALAM MALAYSIACONSTITUTED IN MALAYSIA MLRGB … … … 31-12-02 155.5 55.5 DITUBUHKAN LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA HANNOVER RE … … … 31-12-02 123.0 209.3 22.9 109.3
–
* Sila rujuk Lampiran X tentang defi nisi penunjuk tertentu yang digunakan/Please refer to Appendix X for defi nitions of certain indicators used
Kadar Kadar Kadar Perbelanjaan Kadar Faedah Nisbah Serahan Rampasan Perbelanjaan Imbuhan Jumlah Tanpa Dengan Pengekalan Berwajar Pengurusan Ejensi Keuntungan Keuntungan Modal Modal
Surrender Weighted Expense Rate Interest Rate Con ser va tion Rate Forfeiture Management Agency Total Without With Ratio Rate Expenses Remuneration Capital Gains Capital Gains
Table L. 8, Life InsuranceSelected Indicators for Ordinary Life *