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7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea`| Sbrsea`> Adt-:6;: | Vkhb ; ac
Tkve`hs k`l Iak` Kssadektea` Teouiktea`
Tbdtar(s)> Daoou`ety Bda`aoed Lbvbiapob`t
Daopbtb`dy> Ckdeietktb eopravbl kddbss ta drblet k`l oa`by ok`khbob`t
\rke`e`h Vkdgkhb> Tkve`hs-ibl Oedrace`k`db
\broe`ki Ibkr`e`h Ajnbdtevb> Jy tmb b`l ac tmb Tkve`hs-ibl Oedrace`k`db trke`e`h pkdgkhb, pkrtedepk`ts weii j
kjib ta ckdeietktb tmb eopibob`tktea` k`l ok`khbob`t ac Tkve`hs k`l Iak`
Kssadektea`s e` tmber aw` daoou`etebsuse`h Vbkdb Darps Tkve`hs k`l Iak`
Kssadektea` obtmalaiahy
Zktea`kib> Vkrtedepk`ts weii bxpbreb`db car tmbosbivbs maw k` kdtuki
Tkve`hs k`l Iak` Kssadektea` apbrktbs.
\krhbt Kuleb`db> Vbkdb Darps Saiu`tbbrs k`l tmber daoou`ety warg pkrt`br
lure`h ET\
\rke`br Bxpbrtesb> G`awiblhb ac Tkve`h k`l Iak` Kssadektea`s, pre`depibs k`l
obtmalaiahebs. Vrahrkos e`diulbl jut `at ieoetbl ta Seiikh
Tkve`hs k`l Iak` Kssadektea`s (STIK), daoou`ety jk`gs,
k`l skve`hs diujs.
\eob> 3 maurs k`l 46 oe`utbs
Vrbrbquesetbs> E`tra ta Tkve`hs k`l Iak` Kssadektea`s7 Cebil \rep
Sbrsea`> Adt-:6;:
Da`trejute`h Vasts> VD/Bduklar
VD/Hue`bk
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb : ac =:
Tbssea`> Tkve`hs k`l Iak` Kssadektea` Teouiktea`
Lktb> \eob> \rke`br(s)>
\rke`br prbpkrktea >
;. Zbkl tmb Tkve`hs k`l Iak` Kssadektea` Huelb EDB @a. O6652:. Vast Klkptktea`> KlkptMk`laut ;k`lMk`laut 3,sa tmb sdb`kreas rbcibdt tmb duiturki da`tbxt ac yaur
past.
4. Vrear ta tmb seouiktea` tmb trke`br weii `bbl ta dkiduiktb k`l prbpkrb b`auhm piky oa`by car tmb jk`ge`htrk`skdtea`s. Lbtkeibl e`strudtea`s krb iadktbl e`\rke`br Oktbrekis :- Bobrhb`dy Cu`l, Tmkrb Vurdmksb k`l Drblet Vaiedebs
;6.Vrear ta sbssea` twa, sbt up tmb raao kddarle`h ta tmb sbkte`h krrk`hbob`t dmkrt e`\rke`br Oktbreki 2;;.Rse`h\rke`br Oktbreki =ks k oalbi, drbktb `uojbr dkrls car pkrtedepk`ts (; u`equb `uojbr pbr
pkrtedepk`t)
;:.Rse`h tmb iest e`\rke`br Oktbreki 5,jre`h tmb get e` arlbr ta smaw pbapib tmb da`tb`ts k`l wmkt kii tmbetbos krb usbl car
;4.Jre`h skopib pkssjaags ceiibl aut wetm stkops ta pkss krau`l ta tmb pkrtedepk`ts\rke`e`h> Cerst Tmkrb Vurdmksb Obbte`h
; Vbkdb Judgscar tmbseouiktea` ar mkvb pkrtedepk`ts usb rbki durrb`dy.
;2. Ec yau weii usb piky oa`by, sbb\rke`br Oktbreki ;ta dkiduiktb maw ok`y ac bkdm jeii yau `bbl ta okgblbpb`le`h a` tmb `uojbr ac pkrtedepk`ts e` tmb wargsmap. \mes `bbls ta jb lbtbroe`bl prear ta tmb
sbssea` e` arlbr ta mkvb tmb rehmt koau`t ac oa`by car tmb seouiktea`. \mb klvk`tkhb ac use`h rbki oa`by
es tmkt et okgbs tmb seouiktea` sbbo oarb rbki. \mb lesklvk`tkhb es tmkt tmb oa`by oust jb daiibdtbl kt
tmb b`l k`l mapbcuiiy kii jb kddau`tbl car.
;3.Rse`h\rke`br Oktbreki ;4ks k` bxkopib, lrkw k jik`g pkssjaag pkhb a` k ciep dmkrt.;8.
Dut aut bkdm `uojbr e`\rke`br Oktbreki =>Obojbr `uojbr dkrls.
\rke`e`h> Cerst Iak` Obbte`h
;=.Dut up\rke`br Oktbreki ;2> Iak` Zbqubst Tdb`krease`ta caur sieps k`l hevb tmbo ta caur obojbrs wetmtmasb obojbr `uojbrs. Okgb surb tmkt a`b ac tmb sdb`kreas labs `at obbt tmb dretbrek ac tmb
Da`stetutea` e` arlbr ta spur k lesdussea` k`l tmb eopartk`db ac rbcbrre`h ta tmb Da`stetutea` ta okgb
tmasb lbdesea`s
;5.E` arlbr ta seouiktb k jk`g dydib, jut `at tkgb oa`tms ta la et, dkiduiktb tmb b`le`h jkik`db ac tmbbobrhb`dy cu`l k`l iak` cu`l jy tmb b`l ac wbbg caur use`h\rke`br Oktbreki 4.Tbb\rke`br Oktbreki :ks
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea`| Sbrsea`> Adt-:6;: | Vkhb 4 ac
k` bxkopib ac tmbsb dkiduiktea`s. Uau weii hevb tmes e`caroktea` ta tmb sbdrbtkry ta uplktb mes/mbr rbdarl
\rke`e`h> Cerst Iak` Zbpkyob`t
:6.E` arlbr ta seouiktb k jk`g dydib, jut `at tkgb oa`tms ta la et, dkiduiktb tmb b`le`h jkik`db ac tmbbobrhb`dy cu`l k`l iak` cu`l jy tmb b`l ac wbbg behmt use`h\rke`br Oktbreki 4.Tbb\rke`br Oktbreki :
k` bxkopib ac tmbsb dkiduiktea`s. Uau weii hevb tmes e`caroktea` ta tmb sbdrbtkry ta uplktb mes/mbr rbdarl
:;.Zbvebw\rke`br Oktbreki ;=> Bobrhb`dy Cu`l Zbqubst Tdb`kreask`l klkpt tmbo. Okgb surb tmkt a`b actmb sdb`kreas labs `at obbt tmb dretbrek ac tmb Da`stetutea` e` arlbr ta spur k lesdussea` k`l tmb
eopartk`db ac rbcbrre`h ta tmb Da`stetutea` ta okgb tmasb lbdesea`s. \mb` dut tmbo aut e`ta caur sieps k`
hevb tmbo ta tmrbb obojbrs wetm tmasb obojbr `uojbrs.
\rke`e`h> Tmkrb Aut, Kdtea` Kulet k`l Hrkluktea`
::.Drbktb k ciep dmkrt ac\rke`br Oktbreki :6.:4.Okgb dapebs acMk`laut 3car bkdm pkrtedepk`t.:
Bquepob`t
;. Sate`h Dk`s (4) wetm maibs a` tmb tap k`l k leccbrb`t daiar bkdm:. Jbk`s (; pbr pkrtedepk`t)4. \mrbb Daiarbl Dkrls tmkt oktdm tmb vate`h dk`sTtary ac Skiib Hrk`lbMk`laut :>Da`stetutea` \bopiktb(a`b pbr obojbr k`l car bkdm trke`br)Mk`laut 4>Vkssjaag Bxbrdesb ;Tmkrb Vurdmksb k`l XetmlrkwkiMk`laut Obbte`h Vradblurbs(car tmb ok`khbob`t daooettbb obojbrs k`l tmb trke`brsMk`laut 2>Vkssjaag Bxbrdesb :Iak` Lesjursbob`t k`l Zbpkyob`tMk`laut 3>Tmkrb aut Bxbrdesb
\rke`br Oktbrekis
\rke`br Oktbreki ;> Vbkdb Judgs\rke`br Oktbreki :> E`strudtea`s car Oa`by Dkiduiktea`s\rke`br Oktbreki 4> Jik`g Oa`by Dkiduiktea`s \kjibs\rke`br Oktbreki Lb`aoe`ktea`s Dmkrt\rke`br Oktbreki 2> Tbkte`h Krrk`hbob`t Dmkrt\rke`br Oktbreki 3> \rke`e`h Obbte`h Khb`lks\rke`br Oktbreki 8> [ukietebs ac tmb Ok`khbob`t Daooettbb\rke`br Oktbreki => Obojbr @uojbr Dkrls\rke`br Oktbreki 5> \mb Get\rke`br Oktbreki ;6> Ttarebs kjaut Hraup Zuibs\rke`br Oktbreki ;;> Da`stetutea` e` [ubstea` Caro\rke`br Oktbreki ;:> Jik`g Vkssjaag Davbr
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb < ac =:
\rke`br Oktbreki ;4> Vkssjaag Tmkrb Vurdmksb k`l Xetmlrkwki Bxkopib\rke`br Oktbreki ; Vkssjaag Bxbrdesb ;K@TXBZ TMBB\\rke`br Oktbreki ;2> Iak` Zbqubst Tdb`kreas\rke`br Oktbreki ;3> Iak` Lesjursbob`t k`l Zbpkyob`t Bxkopib\rke`br Oktbreki ;8> Vkssjaag Bxbrdesb :K@TXBZ TMBB\\rke`br Oktbreki ;=> Bobrhb`dy Cu`l Zbqubst Tdb`kreas(car : pkrtedepk`ts)\rke`br Oktbreki ;5> Dkiduikte`h Tmkrb Skiub car Tmkrb Aut\rke`br Oktbreki :6> Tmkrb Vurdmksbs k`l Tmkrb Aut
Teouiktea` Ibkr`e`h Ajnbdtevb(s)>
;. Ks k rbsuit ac pkrtedepkte`h e` tmb Tkve`hs k`l Iak` Kssadektea` Teouiktea`, pkrtedepk ts weii jb kjib tastkrt, ok`khb k`l diasb k Tkve`hs k`l Iak` Kssadektea`
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea`| Sbrsea`> Adt-:6;: | Vkhb 2 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
\rke`e`h> Ibklbrs k`l Bibdtea`s
Vurpasb ac \rke`e`h> E` tmes trke`e`h, pkrtedepk`ts weii da`selbr tmb qukietebs k`l rbspa`sejeietebs ac bkdmok`khbob`t daooettbb obojbr, mail k sbdrbt jkiiat bibdtea`, k`l `kob tmber Kssadektea`.
\rke`br Vrbpkrktea`>
;. Okgb tmb tmrbb vate`h dk`s wetm k maib a` tmb tap jeh b`auhm ta lrap k jbk` e` k`l pke`t tmbo bkdm kleccbrb`t daiar
:. Vrbpkrb tmb daiar dkrls (4) tmkt oktdm tmb vate`h dk`s4. Vrear ta tmb Ibklbrs k`l Bibdtea`s sbssea`, sbt up tmb vate`h sdrbb` Khb`lk ;
Ibklbrsmep k`l Bibdtea`s
Vkrtedepk`ts weii da`selbr tmb qukietebs k`l rbspa`sejeietebs ac tmb ok`khbob`t daooettb
k`l da`ludt sbdrbt jkiiat bibdtea`s
;. Xbidaob bvbrya`b ta tmb seouiktea`:. Bxpike` tmkt tmb seouiktea` weii tkgb tmb pkrtedepk`ts tmrauhm kii sbvb` trke`e`hs tmkt
tmby weii la wetm tmb obojbrs ac tmber daoou`ety e` arlbr ta stkrt k Tkve`hs k`l Iak
Kssadektea`. Et weii jb k jet oarb da`lb`sbl mbrb. \mby weii prajkjiy wk`t ta tkgb oa
teob wmb` tmby krb da`ludte`h tmb trke`e`h wetm tmber daoou`etebs.
4. Ob`tea` tmkt bkdm pkrt ac tmb seouiktea` es e`diulbl e` tmb Tkve`hs k`l Iak`Kssadektea` Huelb
;ks k sbssea` khb`lk, sa tmby la `at `bbl ta tkgb `atbs a` tmb
da`tb`t. Jut tmby oky wk`t ta gbbp trkdg ac tmb ckdeietktea` tbdm`equbs usbl lure`h t
seouiktea` tmkt wauil mbip tmbo wmb` tmby ckdeietktb tmb skob sbssea`s car tmber
hraups.@atb>
Et oky jb usbcui kt tmb b`l ac tmb lky ta rbvebw wetm pkrtedepk`ts tmb leccbrb`t ckdeietktea`
tbdm`equbs tmkt wbrb usbl.
Zbcbrb`db Huelb
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 3 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Ibklbrsmep k`l
Bibdtea`s
\rke`e`h
Obbte`h Khb`lk
Mk`laut ;
Ttary ac Skiib
Hrk`lb
8. Vast\rke`br Oktbreki 3> Khb`lk ;=. Bxpike` tmkt tmb purpasb ac tmb obbte`h es ta hevb tmb hraup k `kob k`l bibdt ibklbrs
wma weii ok`khb tmb Tkve`hs k`l Iak` Kssadektea` car k pbreal ac a`b ybkr.
5. Tky, Ibts stkrt jy rbvebwe`h tmb qukietebs ac k haal Tkve`hs k`l Iak` Kssadektea`obojbr tmkt wb tkigbl kjaut lure`h tmb daoou`ety obbte`h ikst wbbg. Xma
rbobojbrs wmkt tmb qukietebs wbrb1Taiedet rbspa`sbs crao tmb pkrtedepk`ts.@atb>
Zboe`l pkrtedepk`ts ac k`y ac tmb eopartk`t qukietebs jbiaw ec tmby krb `at ob`tea`bl. Vassejib
Zbspa`sbs>
G`aw bkdm atmbr
@at ievb taa ckr crao wmbrb tmb obbte`hs weii jb mbil
Mkvb k rbputktea` car ma`bsty k`l rbiekjeiety
Jb kjib ta kttb`l kii obbte`hs
Kttb`l kii obbte`hs a` teob
Caiiaw kii ruibs
Mkvb k daapbrktevb pbrsa`kiety. Taoba`b wma es g`aw` ta drbktb da`ciedt smauil prajkjiy
`at nae`
Jb kjib ta juy kt ibkst a`b smkrb bkdm wbbg
Jb kjib ta rbpky iak`s a` teob
\mbrb es a`iy a`b obojbr crao tmb skob mausbmail. Et es jbttbr ec obojbrs crao tmb skob
mausbmail nae` leccbrb`t Tkve`hs k`l Iak` Kssadektea`s
;6.Ksg, Labs bvbrya`b cbbi daocartkjib wetm tmb qukietebs1 La yau passbss tmbsbqukietebs1 Ec yau krb `at surb yau dk` jb k haal obojbr, et es AG ta ibkvb tmb hraup
`aw. Et es jbst car bvbrya`b e` tmb Tkve`hs k`l Iak` Kssadektea` ta g`aw wmkt esbxpbdtbl ac tmbo k`l ta jb vbry daooettbl, sa ec tmes labs`t sau`l iegb wmkt yau wk`t
ta la, nust sky sa.
;;.Bxpike` tmkt wb krb hae`h ta rbkl k stary tahbtmbr kjaut k`atmbr Tkve`hs k`l Iak`Kssadektea` iegb yaurs.
;:.Vkss autMk`laut ;Ttary ac Skiib Hrk`lb.@atb>
Ec yau la `at wk`t ta okgb mk`lauts car bvbry pkrtedepk`t ar ec `at bvbrya`b dk` rbkl, tmb` okgb
a`b dapy k`l ksg saoba`b wma es ietbrktb ta stk`l k`l rbkl tmb stary aut iaul ta tmb hraup.
Vast Klkptktea`>
\mb `kob k`l saob da`tb`t dk` jb klkptbl ta tmb duiturki da`tbxt.
;4.Lesduss tmb qubstea`s tahbtmbr> Xmkt mkppb`bl ta tmb obojbrs ac tmb Tkve`hs k`lIak` Kssadektea`1 Maw dauil yau kvael tmes prajibo1
@atb>
Vassejib Zbspa`sbs> \mby iast kii tmber oa`by jbdkusb et wks staib`. \mb oa`by `bbls ta jb sbdurbl
e` k iadgbl da`tke`br. \mb pbrsa` wma gbbps tmb oa`by `bbls ta jb rbiekjib k`l mkvb k sbdurb
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea`| Sbrsea`> Adt-:6;: | Vkhb 8 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
\rke`br Oktbreki8> [ukietebs ac
tmb
Ok`khbob`t
Daooettbb
mausb. \mb dakdm smauil`t dmaasb tmb pbrsa` wma gbbps tmb oa`by, jbdkusb tmb dakdm labs`t
g`aw tmb obojbrs ks wbii ks tmber `behmjars la. \mby wauil mkvb g`aw` ec tmb mausb wks`t skc
b`auhm.
; Jax-gbbpbr, Tbdrbtkry k`l Oa`by Dau`tbrs:6.K`swbr k`y qubstea`s k`l da`dbr`s tmkt obojbrs mkvb kjaut tmb qukietebs k`l
rbspa`sejeietebs ks wbii ks ce`le`h saoba`b e` tmber hraup weiie`h ta cuiceii tmbsb raibs.
:;.Bxpike` tmkt wb krb hae`h ta oavb ta tmb bibdtea`s `aw.::.Ksg obojbrs ta prapasb :-4 dk`lelktbs car tmb pasetea` ac Dmkerpbrsa`.:4.Ks obojbrs prapasb k dk`lelktb, ksg bkdm dk`lelktb ec tmby kddbpt tmb `aoe`ktea`.
tmby la `at kddbpt, tmb` ksg obojbrs ta prapasb klletea`ki dk`lelktbs. Ec tmby la
kddbpt tmb `aoe`ktea`, tmb` ksg tmb dk`lelktb ec tmby tme`g tmby krb kjib ta cuiceii tmb
qukietebs k`l rbspa`sejeietebs ac tmb `aoe`ktbl accedb.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb = ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
:
;) Hevb k` bxkopib. Tkrk, Bred, k`l Lkvb mkvb jbb` `aoe`ktbl ta jb tmb Tbdrbtkry. Tkrk mails krbl dkrl. Bred mails k jiub dkrl, k`l Lkvb mails k ybiiaw dkrl. \bii pkrtedepk`ts tmkt ec tmby wk`t
ta vatb car Tkrk tmby ce`l tmb dk` wetm rbl dkrl k`l put tmber jbk` e` et.
:) Okgb surb bvbrya`b a`iy hbts a`b jbk`, sbbl, ar radg.4) Ksg pkrtedepk`ts ta rboke` quebt lure`h vate`h.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea`| Sbrsea`> Adt-:6;: | Vkhb 5 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Ciep dmkrt k`lokrgbrs
Ciep dmkrt k`l
okrgbrs
bkdm dau`t khke`. K``au`db tmb rbsuits ta tmb hraup.
44.A` k ciep dmkrt, wretb tmb `kob ac bkdm dk`lelktb k`l wretb tmb `uojbr ac vatbs bkdmhat. Xmb` tmb we``br es lbtbroe`bl, derdib tmkt pbrsa`s `kob. \mk`g tmb dk`lelktbsk`l ksg tmbo ta tkgb k sbkt.
\bii pkrtedepk`ts tmkt `arokiiy yau wauil rbpbkt stbps ::44 car bkdm ac tmb `bxt ca
ok`khbob`t daooettbb obojbrs, mawbvbr, e` tmb e`tbrbst ac teob wb krb a`iy hae`
ta tmrauhm tmb wmaib pradbss car tmb Dmkerpbrsa`.
Tky, Xmb` yau la tmes trke`e`h wetm yaur daoou`etebs, yau weii la tmb skob pradbss
car tmb rbst ac tmb ok`khbob`t daooettbb. \mb obojbrs sbibdt caur pbapib ta sbrvb
tmbsb atmbr raibs. Car `aw ibts prbtb`l tmkt yau mkvb kii sbibdtbl k`l vatbl car tmb
caiiawe`h pbapib ta sbrvb a` tmb ok`khbob`t daooettbb.
@atb>;) Okgb surb tmkt tmes es vbry dibkr. \mb dakdm labs `at kppae`t tmb ok`khbob`t daooettbb. \
obojbrs vatb car kii tmb ok`khbob`t daooettbb obojbrs.
:) A`b wky ta sbibdt tmb `bxt caur ok`khbob`t daooettbb obojbrs es ta put kii tmb pkrtedepk``kobs e` k jawi k`l lrkw `kobs kt rk`lao car tmb rbst ac tmb pasetea`s.
Tbdrbtkry
Jax-gbbpbr
Oa`by Dau`tbr ;
Oa`by Dau`tbr :
4 IBKLBZT K@L BIBD\EA@T
@atb>
Kt tmb b`l ac bkdm pkrt ac tmb Teouiktea`, tkgb k jrbkg.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;6 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
\rke`e`h> Bobrhb`dy Cu`l, Tmkrb Vurdmksb k`l Drblet Vaiedebs
Vurpasb ac \rke`e`h>E` tmes trke`e`h, pkrtedepk`ts weii okgb lbdesea`s rbhkrle`h tmb bobrhb`dy cu`l, sbt tmb
bobrhb`dy cu`l da`trejutea` koau`t, k`l sbt ruibs car skve`hs k`l ib`le`h kdtevetebs. \mby weii kisa ibkr`kjaut tmb strudturbl sbkte`h krrk`hbob`ts car jk`g obbte`hs k`l maw et mbips obojbrs ta rbobojbr
jk`ge`h trk`skdtea`s k`l obojbr kjsb`dbs. Vkrtedepk`ts kisa ibkr` kjaut tmb da`tb`ts ac tmb Get k`l maw
bkdm etbo es usbl.
\rke`br Vrbpkrktea`>
;. Vrear ta sbssea` twa, sbt up tmb raao kddarle`h ta tmb sbkte`h krrk`hbob`t dmkrt e`\rke`br Oktbreki 2.:. Rse`h\rke`br Oktbreki =ks k oalbi, drbktb `uojbr dkrls car pkrtedepk`ts (; u`equb `uojbr pbr
pkrtedepk`t).
4. Rse`h tmb iest e`\rke`br Oktbreki 5,jre`h tmb get e` arlbr ta smaw pbapib tmb da`tb`ts k`l wmkt kii tmbetbos krb usbl car.
Khb`lk :
Bobrhb`dy
Cu`l, Tmkrb-
purdmksb k`l
Drblet Vaiedebs
Obbte`h Khb`lk
Bobrhb`dy Cu`l, Tmkrb-purdmksb k`l Drblet Vaiedebs
Vkrtedepk`ts weii ibkr` kjaut tmb strudturbl sbkte`h krrk`hbob`ts car jk`ge`h obbte`hs,
k`l weii okgb lbdesea`s rbhkrle`h tmb bobrhb`dy cu`l, k`l sbt ruibs car skve`hs k`l
ib`le`h kdtevetebs
;. Tbt up tmb raao kddarle`h ta\rke`br Oktbreki 2Tbkte`h Krrk`hbob`t Dmkrt:. Xbidaob bvbrya`b jkdg crao tmb jrbkg.
@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`b
4. Vast\rke`br Oktbreki 3> Khb`lk :Bobrhb`dy Cu`l, Tmkrb-purdmksb k`l DrbletVaiedebs Obbte`h Khb`lk
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;; ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Bkdm obojbr ac tmb Kssbojiy weii jb ksseh`bl k `uojbr, e`diule`h tmb
ok`khbob`t daooettbb obojbrs, k`l bvbrya`b weii tkgb tmber sbkt jksbl a`
tmber `uojbr.
\mb tkjib mks tmb Dksm jax k`l k Ce`bs Jawi e` cra`t ac tmb Dmkerpbrsa` k`l kOa`by-dau`te`h jawi e` cra`t ac tmb Oa`by Dau`tbrs.
\mbrb es k staai e` cra`t ac tmb tkjib car tmb pbrsa` wma es lae`h jk`g
trk`skdtea`s.@atb>
Tbb tmb Lekhrko jbiaw car raao sbt up. \mb lekhrko weii jb klnustbl lbpb`le`h a` tmb
`uojbr ac pbapib e` tmb Kssadektea`, jut tmb ok`khbob`t daooettbb kiwkys sets e` tmb
cra`t wetm tmb Dmkerpbrsa` jbe`h `uojbr ;.
3. Ksg pkrtedepk`ts ta hubss wmy tmes sbkte`h krrk`hbob`t es eopartk`t@atb>
Vassejib Zbspa`sbs> Et kiiaws kii obojbrs ta sbb dibkriy wmkt es mkppb`e`h7 et b`surbs tmkt kii
obojbrs da`ludt jk`g trk`skdtea`s e` arlbr. Et mbips obojbrs rbobojbr wma oessbl obbte`hs
jbdkusb tmby weii rbobojbr ec tmber `behmjars (wma krb kiwkys tmb skob pbapib) wbrb prbsb`t ar
`at, ec tmby krrevbl iktb ar `at, ec tmby skvbl ar `at, ec tmby pkel tmber iak` pkyob`ts, sbrvedb dmkrh
ar ce`bs.
8. E` tmb Cerst Tmkrb Vurdmksb Obbte`h, bkdm obojbr weii jb ksseh`bl k obojbr `uojbk`l ksgbl ta set e` tmes sbkte`h krrk`hbob`t.
=. Ksg, Xmkt qubstea`s la yau mkvb1Bobrhb`dy Cu`l
5. Bxpike` tmkt ok`y Tkve`hs k`l Iak` Kssadektea`s drbktb k` bobrhb`dy cu`l. \mbbobrhb`dy cu`l es iegb e`surk`db car hraup obojbrs. Atmbr Tkve`hs k`l Iak`
Kssadektea`s mkvb essubl bobrhb`dy cu`l hrk`ts ta mbip wetm>
Cu`brki bxpb`sbs
Dktkstrapmbs, sudm ks cerb lkokhb ar mausb lkokhb
Iass ac ievbstadg
;6.@arokiiy tmb dmkerpbrsa` weii ckdeietktb k lesdussea` wetm obojbrs, ksge`h ec tmb hrauwauil iegb ta mkvb k` bobrhb`dy cu`l. Ec tmb hraup wauil iegb ta mkvb k` bobrhb`dy
cu`l, ksg tmb hraup ta lbdelb maw oudm tmb bobrhb`dy cu`l da`trejutea` smauil jb
Zboe`l pbapib tmkt tmby weii jb okge`h tmes da`trejutea` kt bkdm wbbgiy obbte`hkjavb tmb smkrbs tmby purdmksb. Kisa ksg wmkt rbksa`s obojbrs dk` rbqubst oa`by
crao tmb Kssadektea` bobrhb`dy cu`l. Hevb pkrtedepk`ts cevb oe`utbs ta lesduss dretb
car tmb bobrhb`dy cu`l.@atb>
;) \mes es k` aptea`ki sbrvedb k`l k hraup oky lbdelb `at ta drbktb k` bobrhb`dy cu`l:) Et smauil jb kccarlkjib car tmb paarbst obojbr ac tmb hraup.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;: ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
;4.Tky, Xmb` yau la tmes wetm yaur daoou`ety, tmb weii oarb tmk` iegbiy jb k ia`hda`vbrsktea`. Hevb obojbrs teob ta tme`g tmrauhm k`l krrevb kt da`sb`sus. Okgb surb
tmkt tmber dretbrek car bobrhb`dy cu`l hrk`ts krb spbdeced. Xmb` tmb dretbrek krb spbdeced,
tmbrb es ibss da`ciedt. Mawbvbr, e` tmb e`tbrbst ac teob, wb krb hae`h ta sky tmkt tmbhraup wk`ts k` bobrhb`dy cu`l, k`l tmb wbbgiy da`trejutea` es .;6 db`ts. Et dk` jb
rbqubstbl car eii`bss ar lbktm ac obojbr, spausb ar dmeil, k`l juse`bss iassbs.
;\mb bobrhb`dy cu`l es gbpt sbpkrktbiy crao tmb Iak` Cu`l, e` ets aw` jkh.
Tmaw pkrtedepk`ts tmb jkh.
\mb bobrhb`dy cu`l es usbl car hrk`ts, `at iak`s.
\mb Da`stetutea`, tmb e`tbr`ki ruibs car tmb hraup tmkt wb weii warg a` e` k iktbr
sbssea`, iests tmb pkyauts car lbktm ac tmb obojbr k`l mes ar mbr rbiktevbs.
Xmb` wb warg a` tmb Da`stetutea`, tmb hraup dk` lbdelb ta okgb pkyob`tscar atmbr typbs ac iassbs ec et wesmbs.
;2.Ksg tmb Tbdrbtkry ta wretb law` tmb bobrhb`dy cu`l da`trejutea` koau`t.Tmkrbs
;3.Tky, @aw wb krb hae`h ta tkig kjaut tmb Iak` Cu`l. Obojbrs skvb e` k Tkve`hs k`lIak` Kssadektea` jy juye`h smkrbs. Kt bkdm obbte`h, bkdm obojbr mks tmb appartu`ety
ta purdmksb jbtwbb` ; ta 2 smkrbs.
;8.Bxpike` tmkt tmb hraup `bbls ta lbdelb maw oudm tmb smkrb smauil jb.\mb koau`t es taa jeh ec tmb paarbst obojbr weii mkvb traujib rbhuikriy skve`hkt ibkst a`b smkrb bkdm obbte`h
\mb koau`t es taa sokii ec obojbrs wetm oarb e`daob cbbi tmkt cevb smkrbs weii
steii jb taa iettib.
;=.Ksg tmb hraup wmkt tmb vkiub ac k smkrb smauil jb. Lesduss. B`daurkhb bvbrya`b tapkrtedepktb e` tmb lesdussea`. Ibt tmb hraup lesduss car k oe`utb ar twa7 tmb` sky,
Hrbkt. Car tmb purpasb ac tmes seouiktea`, ibts prbtb`l tmkt tmb hraup mks da`sb`sus
k`l lbdelbl a` $;.66 ks tmb da`trejutea` koau`t car a`b smkrb.@atb>
Ec yau `atedb tmkt saoba`b es laoe`kte`h tmb da`vbrsktea`, dkii a` saoba`b bisb. Ec yau `atedb tmkt
k pbrsa` `bvbr spbkgs, try ta lrkw tmbo e`ta tmb da`vbrsktea`.
;5.A` k ciep dmkrt wretb law` tmb koau`t car a`b smkrb.:6.Ksg tmb Tbdrbtkry ta wretb law` tmb smkrb koau`t e` k `atbjaag.Ib`le`h ruibs
:;.Bxpike` tmkt wmeib obojbrs dk` skvb bvbry wbbg tmby dk` a`iy jarraw a`db bvbry caur
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;4 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
wbbgs. \mb rbksa`s jarrawe`h es la`b a`iy a`db bvbry caur wbbgs>
gbbps oast obbte`hs smart.
gbbps rbdarl-gbbpe`h seopib (iak`s e` bvbry obbte`h okgb rbdarls vbry
daopiedktbl).kiiaws tmb Iak` Cu`l ta jueil, sa tmkt obojbrs dk` jarraw usbcui koau`ts.
::.Ksg tmb hraup car wmkt purpasbs iak`s weii jb hevb`. Obojbrs smauil `at tkgb autiak`s tmkt tmby dk``at rbpky bkseiy. Hevb pkrtedepk`ts k cbw oe`utbs ta lesduss.
@atb>
;) Vassejib Zbspa`sbs>Khreduiturb, ta stkrt k juse`bss, sdmaai cbbs, mausb rb`avktea`s:) Taob Tkve`hs k`l Iak` Kssadektea`s prearetezb tmb usb ac iak`s, heve`h mehmbr prearety ta
juse`bss-rbiktbl iak`s k`l iawbr prearety ta pbrsa`ki da`suoptea` iak`s.
:4.Bxpike` tmkt tmb koau`t jarrawbl jy k`y obojbr dk``at jb oarb tmk` tmrbb teobstmber skve`hs. \mes es jbst, ta b`surb bvbrya`b mks cker kddbss ta iak`s, k`l tmkt iak`skrb `at taa resgy.
:Bxkopib K> Ibts sky tmkt tmb vkiub ac k smkrb es $;. Ec k obojbr skvbs a`b smkrb
pbr wbbg. \mb` kt tmb b`l ac tmb cerst oa`tm, smb wauil mkvb $< skvbl. Ec smb
wk`tbl ta tkgb aut k iak`, et dauil `at jb car oarb tmk` tmrbb teobs tmb vkiub ac
mbr skve`hs. Maw oudm wauil tmb okxeouo iak` koau`t jb1@atb>
K`swbr> $< x 4 ? $;:.
Bxkopib J> ec k obojbr skvbs cevb smkrbs pbr wbbg. Kt tmb b`l ac tmb cerst oa`tm,
smb wauil mkvb $:6 skvbl ($2 x Maw oudm wauil tmb okxeou
iak` koau`t jb1@atb>
;) K`swbr> $:6 x 4 ? $36:) Xretb tmb bxkopibs a` tmb jakrl. Okgb surb tmes es dibkr ta pkrtedepk`ts jbcarb oave`h a
:2.Ksg tmb hraup maw ia`h obojbrs smauil jb kiiawbl ta tkgb aut iak`s.@atb>
\mb okxeouo iak` lurktea` smauil `at jb oarb tmk` tmrbb oa`tms.
:3.\mb Tbdrbtkry smauil rbdarl tmb caiiawe`h etbos e` mes/mbr `atbjaag>\mb purpasbs ac iak`s
\mb prearetebs ac iak`s
\mb okxeouo iak` tbro
Tbrvedb Dmkrhb
:8.Bxpike` tmkt wmb` obojbrs tkgb aut iak`s tmby mkvb ta pky k sbrvedb dmkrhb bvbry caur wbb
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;< ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
\rke`br Oktbreki
5> \mb Get
\mes es k cbb pkel ta tmb Kssadektea` car jbe`h kjib ta jarraw oa`by, jut tmes oa`by jbia`hs ta
kii tmb obojbrs, sa et b`ls up jkdg e` obojbrs padgbts wmb` tmb Iak` Cu`l es levelbl up k`l
smkrbl aut kt tmb b`l ac tmb dydib.
:=.Bxpike` tmkt tmb oa`tmiy sbrvedb dmkrhb es k pbrdb`tkhb> jksbl a` tmb iak` koau`t
pkel bvbry caur wbbgs
:5.Hevb k` bxkopib>Bxkopib> Okry tkgbs k iak` car $;66. \mb sbrvedb dmkrhb es ;6% k oa`tm. \b` pbrdb`t ac $;66
? $;6. Bvbry caur wbbgs, Okry `bbls ta okgb k iak` pkyob`t k`l pky k sbrvedb dmkrhb cbb ac
;6% ac tmb iak`. Kctbr tmb cerst caur wbbgs, Okry okgbs k pkyob`t. Tmb pkys $:6 car tmb iak`
k`l $;6 car tmb sbrvedb dmkrhb car k tatki ac $46. Tmb `aw mks k iak` jkik`db ac $=6. Ta `bxt
oa`tm, Okry weii awb k sbrvedb dmkrhb ac $=6 x ;6% ? $=.
46.Hevb tmb caiiawe`h huelk`db>K sbrvedb dmkrhb tmkt es vbry iaw oky tbopt obojbrs ta jarraw oarb tmk` tmby dk`
bkseiy rbpky. Car tmes rbksa`, et smauil `at jb ibss tmk` 2%
K sbrvedb dmkrhb wmedm es taa mehm weii lesdaurkhb obojbrs crao jarrawe`h, k`l okgb
tmb Tkve`hs k`l Iak` Kssadektea` ibss usbcui. Car tmes rbksa` et smauil `at oarb tmk`
;6%.
K sbrvedb dmkrhb ac ;6% es bksy ta dkiduiktb.
4;.Xmb` yau la tmes wetm yaur daoou`ety, ksg tmb hraup ta lbdelb maw oudm tmb sbrvedb dmkrhbsmauil jb. Ksg tmb Tbdrbtkry ta wretb tmes law` e` tmb `atbjaag. \a skvb teob e` tmb
seouiktea`, tbii tmb pkrtedepk`ts tmkt tmb sbrvedb dmkrhb weii jb tb` pbrdb`t.
\mb Get
4:.Zbcbr pkrtedepk`ts ta Kppb`lex N e` tmb Zbcbrb`db Huelb ta sbb tmb iest ac etbos e` tmbtaaiget ks wbii ks k predb iest wetm iadki dasts.
Vast Klkptktea`>
\mb Get smauil e`diulb kii tmb etbos iestbl e` tmb dmkrt e`\rke`br Oktbreki 5.\mes iest smauil jb
klkptbl ta e`diulb tmb dast ac etbos e` tmb dau`try.
44.Vuii aut tmb da`tb`ts ac tmb get.4
Bopmksezb tmkt tmes dk` ha quedgiy jbdkusb tmby kirbkly hat k` avbrvebw ac tmb get e` tmb
e`traludtea` sbssea`.
42. Tmaw tmb jkhs. Bxpike` tmkt a`b es car tmb Iak` Cu`l k`l tmb atmbr es car bobrhb`dycu`l oa`by e` arlbr ta gbbp tmbo sbpkrktb.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;2 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
43.Tmaw tmb jawis. Bxpike` tmkt a`b es car ce`bs (wbvb kirbkly stkrtbl use`h tmkt a`b).\mb atmbr a`b es car Oa`by Dau`te`h. Xb weii usb tmkt a`b wmb` wb stkrt skve`h k`l
pkye`h iak`s.
48.Tmaw tmb `atbjaags. \mb `atbjaags krb usbl ta gbbp trkdg ac b`le`h jkik`dbs k`l katmbr eopartk`t `atbs crao obbte`hs. \mb Tbdrbtkry mks kirbkly stkrtbl ta usb mes/mb
`atbjaag.
4=.Tmaw tmb pb`s (leccbrb`t daiars) tmkt tmb Tbdrbtkry weii usb ta wretb e` tmb pkssjaags45.Tmaw tmb pkssjaags. \mbrb es a`b car bkdm obojbr ac tmb Kssadektea`. \mby krb gbpt
e` tmb Dksm jax. \mb obojbrs la `at tkgb tmb pkssjaags maob wetm tmbo, jut tmby
iaag kt tmbo kt bkdm jk`g obbte`h.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;3 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
@atb>
;) Okgb surb tmkt tmes es vbry dibkr. \mb dakdm labs `at kppae`t tmb gby mailbrs.:) A`b wky ta sbibdt tmb gby mailbrs e` tmes seouiktea` es ta put kii tmb pkrtedepk`ts `kobs e` k
jawi k`l lrkw `kobs kt rk`lao car tmb tmrbb pasetea`s.
\mb Jax-gbbpbr a` tmb ok`khbob`t daooettbb
K`swbr> Caurtmb Jax gbbpbr, k`l tmb tmrbb Gby Mailbrs
26.Bopmksezb tmkt rbquere`h caur pbapib ta apb` tmb Dksm Jax gbbps tmb obojbrsoa`by k`l rbdarls skcb k`l okgbs surb tmkt trk`skdtea`s dk``at tkgb pikdb prevktbiy
jbtwbb` obbte`hs.
2;.Ksg ec k`ya`b mks k`y qubstea`sB@L AC \ZKE@E@H> BOBZHB@DU CR@L, TMKZB VRZDMKTB K@L DZBLE\ VAIEDEBT
@atb>
Kt tmb b`l ac bkdm pkrt ac tmb seouiktea`, tkgb k jrbkg.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;8 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Lbvbiapob`t ac tmb Da`stetutea`
Vurpasb ac \rke`e`h>E` tmes obbte`h tmb dakdm mbips tmb Kssadektea` u`lbrstk`l tmb eopartk`db ac
bstkjiesme`h e`tbr`ki ruibs. K`kiyze`h skopib sdb`kreas weii sbrvb ta lrkw aut da`diusea`s rbhkrle`h usbcuiruibs car k Tkve`hs k`l Iak` Kssadektea`.
@atb>
Jre`h tmb Da`stetutea` qubstea`s (Kppb`lex L> \mb Da`stetutea )k`l twa dapebs ac tmb skopib Tkve`hs k`l Iak`
Kssadektea` Da`stetutea` \bopiktb. Hevb a`b skopib da`stetutea` ta tmb Tbdrbtkry k`l gbbp a`b car yaursbic k`l yaur
daoou`ety warg pkrt`br.
36 oe`utbs
\rke`br Oktbreki;6> Tdb`kreas
kjaut Hraup
Zuibs
Lbvbiapob`t ac tmb Da`stetutea`
E` tmes obbte`h pkrtedepk`ts ibkr` tmb eopartk`db ac bstkjiesme`h e`tbr`ki ruibs k`l weii
lbvbiap tmb ruibs ta huelb tmber Tkve`hs k`l Iak` Kssadektea` e` tmb caro ac k Da`stetutea
;. Xbidaob bvbrya`b jkdg crao tmb jrbkg.@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`
:. Bxpike` tmkt tmb purpasb ac tmb obbte`h es ta bstkjiesm tmb ruibs car aur Tkve`hs k`lIak` Kssadektea`.
4. Bxpike` tmkt ta mbip tmb hraup tme`g kjaut saob haal ruibs car tmb Kssadektea`, wb krhae`h ta stkrt jy iestb`e`h ta saob sdb`kreas.
Ttarebs kjaut Hraup Zuibs kiaul k`ltmb` lesduss.
2. Zbkl tmb sbda`l stary crao\rke`e`h Oktbreki ;6>Ttarebs kjaut Hraup Zuibs kiaul k`tmb` lesduss.
3. Zbkl tmb tmerl stary crao\rke`e`h Oktbreki ;6>Ttarebs kjaut Hraup Zuibs kiaul k`ltmb` lesduss.
8. Ttrbss tmkt k sbt ac wrettb` ruibs es vetki ta tmb soaatm cu`dtea`e`h ac tmb kssadektea`k`l mbips obojbrs lbki wetm setuktea`s seoeikr ta tmasb e` tmb sdb`kreas. \biipkrtedepk`ts tmkt k wbii-wrettb` da`stetutea` weii mbip prbvb`t k`l rbsaivb lesputbs
koa`h obojbrs wmb` tmby kresb. E`tbr`ki ruibs krb oklb jy tmb kssbojiy. \mb
da`stetutea` tbopiktb kisa e`diulbs saob rbdaoob`lbl ruibs. \mb kssbojiy dk` kisa
kll atmbr ruibs ks `bblbl.
Car bxkopib, ibts iaag kt @uojbr 3 e` tmb Da`stetutea`.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;= ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Mk`laut :>
Tkopib Tkve`hs
k`l Iak`
Kssadektea`
Da`stetutea`\bopiktb
\rke`br Oktbreki
;;> Da`stetutea`
[ubstea` Caro
Ks yau dk` sbb crao tmb jax kjavb. \mb cerst k`l tmerl juiibts mkvb ruibs wetm jik`gs
tmkt tmb Kssbojiy dk` ceii e` wmb` tmb Da`stetutea` es lbvbiapbl. \mb atmbrs krb
rbdaoob`lbl ruibs sa tmkt tmb Tkve`hs k`l Iak` Kssadektea` ru`s soaatmiy.
=. Vkss autMk`laut :> Tkopib Tkve`hs k`l Iak` Kssadektea` Da`stetutea` \bopiktbtabkdm pkrtedepk`t.
@atb>
Ec yau krb use`h tmes wetm yaur daoou`ety obojbrs, `at kii weii jb ietbrktb, sa et oehmt jb oarbkppraprektb ta rbkl tmbo kiaul pae`t jy pae`t use`h\rke`br Oktbreki ;;> Da`stetutea` [ubstea`
Caro
5. Bxpike` ta pkrtedepk`ts tmkt e` tmes trke`e`h wetm tmber daoou`etebs, tmb dakdm weii ibklpkrtedepk`ts tmrauhm k lesdussea` ac tmb Da`stetutea` ie`b jy ie`b. Car talkys
seouiktea`, wb krb hae`h ta lesduss k daupib ac pae`ts, jut tmb` oavb a` ta skvb teob.
;6.Rse`h\rke`br Oktbreki ;;> Da`stetutea` e` [ubstea` Caro,lesduss tmb cerst qubstea` k`lhbt oknarety da`sb`sus a` tmb ruib.
;;.Xmb` tmb hraup rbkdmbs da`sb`sus a` k ruib, ksg tmb Tbdrbtkry ta ceii e` tmbkppraprektb sbdtea` ac tmb Da`stetutea` \bopiktb. Zbpbkt stbps 5 k`l ;6 car tmb `bxtsex qubstea`s.
;:.Hevb pkrtedepk`ts cevb oe`utbs ta rbkl tmrauhm tmb rbst acMk`laut :> Tkopib Tkve`hsk`l Iak` Kssadektea` Da`stetutea` \bopiktb.
;4.Ksg pkrtedepk`ts, Xmkt qubstea`s la yau mkvb1
3. BIBD\EA@ VZADBLRZBT
\mb ok`khbob`t daooettbb es bibdtbl k`l supbrvesbl jy tmb Hb`brki Kssbojiy.
\mb okxeouo `uojbr ac tbros k`y a`b pbrsa` oky sbrvb a` tmb
ok`khbob`t daooettbb krb> QQQQQQQQQQQ
Bibdtea`s oust jb mbil kt tmb jbhe``e`h ac bkdm `bw dydib.
\mb oe`eouo `uojbr ac obojbrs wma oust jb prbsb`t ta mail k` bibdtea`
krb> QQQQQQQQQQQ
\mb bibdtea` pradblurb weii usb k systbo tmkt kiiaws bvbrya`bs vatb ta jb
sbdrbt.
\mb oe`eouo uojbr ac pbapib tmkt oust stk`l car bkdm pasetea` es twa.
K dk`lelktb car bibdtea` ta k past oust jb prapasbl car accedb jy k`atmbr
obojbr.
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21/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb ;5 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
;\mb Da`stetutea` es tmb Tkve`hs k`l Iak` Kssadektea`s uiteoktb kutmarety.
Kii obojbrs oust caiiaw tmb Da`stetutea`.
\mb hraup oust b`cardb tmb Da`stetutea` jy daiibdte`h ce`bs car kii veaiktea`s.
Kt tmb b`l ac tmb jk`g dydib ec tmb hraup lbdelbs ta da`te`ub tmb Kssadektea
tmb` tmby dk` okgb dmk`hbs ta tmb Da`stetutea` ec tmkt es `bblbl.
;8.Zboe`l pbapib tmkt tmby `bbl ta jre`h tmber obojbr `uojbr dkrls ta tmb `bsbssea`.
B@L AC \ZKE@E@H> LBSBIAVOB@\ AC \MB DA@T\E\R\EA@@atb>
Kt tmb b`l ac bkdm pkrt ac tmb Teouiktea`, tkgb k jrbkg.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :6 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Cerst Tmkrb Vurdmksb Obbte`h
Vurpasb ac \rke`e`h>E` tmes obbte`h tmb dakdm mbips tmb Kssadektea` obojbrs ibkr` tmb pradblurb car
da`ludte`h k Tkve`hs obbte`h jy huele`h tmb ok`khbob`t daooettbb tmrauhm k` kdtuki obbte`h stbp-jy-
stbp.
\rke`br Vrbpkrktea`>
;. Lbdelb wmbtmbr yau weii drbktb piky oa`by iegb tmb bxkopib e`\rke`br Oktbreki ;> Vbkdb Judgscar tmbseouiktea` ar mkvb pkrtedepk`ts usb rbki durrb`dy.
:. Ec yau weii usb piky oa`by, sbb\rke`br Oktbreki ;ta dkiduiktb maw ok`y ac bkdm jeii yau `bbl ta okgblbpb`le`h a` tmb `uojbr ac pkrtedepk`ts e` tmb wargsmap. \mes `bbls ta jb lbtbroe`bl prear ta tmb
sbssea` e` arlbr ta mkvb tmb rehmt koau`t ac oa`by car tmb seouiktea`. \mb klvk`tkhb ac use`h rbki oa`by
es tmkt et okgbs tmb seouiktea` sbbo oarb rbki. \mb lesklvk`tkhb es tmkt tmb oa`by oust jb daiibdtbl kt
tmb b`l k`l mapbcuiiy kii jb kddau`tbl car.4. Rse`h\rke`br Oktbreki ;4ks k` bxkopib, lrkw k jik`g pkssjaag pkhb a` k ciep dmkrt.Obojbr `uojbr dkrls.
36 oe`utbs
\rke`br Oktbreki
;:> Jik`g
Cerst smkrb purdmksb obbte`h
Vkrtedepk`ts weii ibkr` tmb pradblurb car k smkrb purdmksb obbte`h
;. Jbcarb yau stkrt tmb seouiktea`, okgb surb tmkt bvbrya`b mks oa`by car tmber cerstskve`hs da`trejutea`. Lbdelb e` klvk`db ec obojbrs weii kii skvb tmb skob koau`t ar ec
saob weii skvb a`b smkrb k`l atmbrs cevb smkrbs. Mk`l aut tmb oa`by car tmber skve`hs
k`l tmber bobrhb`dy cu`l da`trejutea`s.
:. Xbidaob bvbrya`b jkdg crao tmb jrbkg.@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`b
4. Bxpike` tmkt jbcarb wb stkrt tmb seouiktea`, wb krb hae`h ta prkdtedb ceiie`h aut tmbpkssjaags ta jbdaob ckoeiekr wetm tmkt pradbss.
@atb>
\mes es tmb raib ac tmb Tbdrbtkry. Xmb` pkrtedepk`ts rbtur` ta tmber daoou`etebs ta kssest Tkve`hs
k`l Iak` Kssadektea`s tmby oky lbdelb ta mail sbpkrktb trke`e`h obbte`hs wetm ok`khbob`t
daooettbbs ta mbip tmbo hbt ckoeiekr wetm tmb rbdarlgbbpe`h systbo e`diule`h maw ta ceii aut tmbpkssjaags.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :; ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Vkssjaag Davbr
\rke`br Oktbreki
;4> Vkssjaag
Tmkrb Vurdmksb
k`l Xetmlrkwki
Bxkopib
3. Vast a`b jik`g pkssjaag ciep dmkrt a` tmb wkii.8. Bxpike` tmkt yau weii wkig tmbo tmrauhm k` bxkopib ta lboa`strktb maw ta ceii autsmkrb purdmksbs, use`h k stkop k`l okge`h k ie`b ta smaw maw ok`y smkrbs mkvb jbb
purdmksbl bkdm wbbg.
=. \mb smkrb purdmksb es $;. Xretb $; e` tmb Te`hib Tmkrb Skiub ie`b.5. Rsb\rke`br Oktbreki ;4> Bxkopib ;k`l tmb e`caroktea` car Xbbg ; tmrauhm Xbbg
Xbbg ;> Obojbr 2 purdmksbl twa smkrbs. \mb smkrbs krb e`ledktbl jy tmb twa hrky krraws.
\mb jiub ie`b es lrkw` ta b`surb tmkt `a a`b wretbs ar stkops e` tmkt raw.Xbbg :> Obojbr 2 purdmksbs tmrbb smkrbs e`ledktbl jy tmb tmrbb hrky krraws. \mb jiub ie`b
lrkw` tmrauhm tmb caurtm k`l cectm jaxbs ta b`surb tmkt `a a`b wretbs ar stkops e` tmkt raw.
Xbbg 4> Obojbr 2 purdmksbs twa smkrbs e`ledktbl jy tmb twa hrky krraws. \mb jiub ie`b es
lrkw` tmrauhm tmb tmerl, caurtm k`l cectm jaxbs ta b`surb tmkt `a a`b wretbs ar stkops e` tmk
raw.
Xbbg Obojbr 2 dk``at purdmksb k`y smkrbs. E` ckdt, Obojbr 2 `bbls ta wetmlrkwki tmrb
smkrbs. \mb Tbdrbtkry usbs tmb rbl pb` ta lrkw tmrauhm tmrbb ac tmb smkrbs. \mb Tbdrbtkry
lrkws k ie`b tmrauhm tmb b`terb raw e` wbbg caur ta e`ledktb tmkt `a smkrbs wbrb purdmksbl.
;6.Vae`t aut tmkt tmb passejeiety ac sbiie`h smkrbs kiiaws obojbrs ta kddbss tmber skve`hs,jut kiiobojbrs oust u`lbrstk`l tmkt tmby weiiiasb cuturb bkr`e`hs wmb` pracets krb
lestrejutbl. A`db sail, tmb smkrbs dk``atjb rbpikdbl.
;;.Rsb\rke`br Oktbreki ;4> Bxkopib ;ks yau da`te`ub ta lboa`strktb maw ta ceii aut kpkssjaag. Kctbr lae`h wbbgs ;-K`swbr 6Xb nust stkrtbl tmb dydib.
:) Maw ok`y smkrbs wbrb purdmksbl tmes pbreal1@atb>
Me`t> Dau`t tmb tatki `uojbr ac stkops. K`swbr> ::
4) Maw ok`y smkrbs wbrb sail tmes pbreal1
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :: ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Mk`laut 4>
Vkssjaag
Bxbrdesb ;
Tmkrb Vurdmksb
k`l Xetmlrkwki
\rke`br Oktbreki
;
Me`t> Dau`t tmb tatki `uojbr ac stkops drassbl aut. K`swbr> 3
Me`t> tmes es tmb tatki smkrbs purdmksbl oe`us tmb tatki smkrbs sail. K`swbr> ;3
2) Ksg pkrtedepk`ts, Ec tmb jk`g dydib es ia`hbr tmk` tmertbb` wbbgs, wmkt weii jbwrettb` a` sbda`l pkhb ac tmb pkssjaag a` tmb ie`b Ttkrte`h `uojbr ac
smkrbs1@atb>
K`swbr> ;3
;4.Vkss autMk`laut 4> Vkssjaag Bxbrdesb ;Tmkrb Vurdmksb k`l Xetmlrkwki; Vkssjaag Bxbrdesb ;Tmkrb Vurdmksb k`l
Xetmlrkwkie`levelukiiy. Xkig krau`l tmb raao k`swbre`h qubstea`s k`l wktdme`h
pbapibs prahrbss.Hevb pkrtedepk`ts ;6 oe`utbs ta warg.
;2.Xmb` pbapib mkvb ce`esmbl, smaw\rke`br Oktbreki ;
Okgb surb pkrtedepk`ts mkvb jrauhmt tmber `uojbr dkrls.
;=.Xbidaob obojbrs k`l bxpike` tmkt tmes obbte`h weii jb tmb cerst dmk`db tmby mkvb tajuy smkrbs k`l tmkt yau weii huelb tmbo tmrauhm tmb stbps.
;5.Bxpike` tmkt yau krb tmbrb ta suppart tmb ok`khbob`t daooettbb, wmedm es `aw e`dmkrhb ac tmb obbte`h.
:6.\bii tmb hraup tmkt tmb skcbty ac tmb get weii jb tmb rbspa`sejeiety ac tmb jax gbbpbr k`ltmkt (s)mb oust dkrry et ta bvbry obbte`h ac tmb hraup.@atb>
Taob hraups kppae`t saoba`b ta bsdart tmb jax gbbpbr ta k`l crao tmb obbte`hs car bxtrk sbdurety.
:;.Car tmes seouiktea` wb weii quedgiy dmaasb tmrbb gby mailbrs. A`db tmb hraup mkskppae`tbl tmrbb gby-mailbrs, hevb bkdm gby mailbr k gby. Zboe`l pkrtedepk`ts tmkt
wmb` tmby la tmes trke`e`h wetm tmber daoou`ety obojbrs, tmby smauil tkgb tmber teob
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :4 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Mk`laut
Obbte`h
Vradblurbs
\rke`br Oktbreki
=> Obojbr
@uojbr Dkrls
\rke`br Oktbreki
;:> Jik`g
Vkssjaag Davbr
k`l kiiaw tmb obojbrs ta lesduss wma smauil jb tmb gby mailbrs.
::.Bxpike` tmkt e` tmes obbte`h tmby weii kii ibkr` maw ta da`ludt k smkrb-purdmksbobbte`h. Bxpike` khke` tmkt tmb cerst iak` obbte`h weii `at addur car k`atmbr tmrbbwbbgs.
:4.Vkss autMk`laut Obbte`h Vradblurbsta tmb ok`khbob`t daooettbb obojbrs.@atb>
E`ledktb ta pkrtedepk`ts tmkt ec tmby wk`t ta caiiaw kia`h, tmb obbte`h pradblurbs krb iadktbl
Kppb`lex D e` tmb Zbcbrb`db Huelb.
: Jik`g Vkssjaag Davbr.
:2.Bxpike` tmkt e` kii cuturb obbte`hs, tmb jk`g obojbrs weii set e` tmb skob arlbr.Bxpike` tmkt bkdm obojbr es rbspa`sejib car rbobojbre`h wma sets `bxt ta tmbo. \me
mbips tmbo ta bkseiy rbobojbr wma es a` tmb ibct k`l rehmt ac tmbo k`l wmbtmbr tmb
wbrb prbsb`t ar kjsb`t ar iktb ta obbte`hs. \mes weii mbip tmb hraup ta rbobojbr wm
awbs ce`bs, skve`hs k`l iak` rbpkyob`ts. \mes es eopartk`t se`db tmbrb krb cbw rbdarl
gbpt e` tmes systbo. Et rbiebs k iat a` tmb hraups kjeiety ta oboarezb.
:3.\mb dakdm okgbs surb tmkt tmb ok`khbob`t daooettbb caiiaws prapbr pradblurbsk`l gbbps kddurktb rbdarls.
:8.Obojbrs smauil rbdkii tmb koau`t ac tmb bobrhb`dy cu`l da`trejutea` k`l tmbTbdrbtkry weii da`cero tmb koau`t. Bkdm obojbr smauil daob carwkrl wmb` tmber
obojbr `uojbr es dkiibl, k`l okgb k da`trejutea` ta tmb bobrhb`dy cu`l
:=.Kt tmb b`l ac tmb bobrhb`dy cu`l da`trejutea`s, tmb oa`by dau`tbrs dau`t tmb oa`k`l rbpart tmb koau`t ta tmb Tbdrbtkry. \mb Tbdrbtkry smauil vbrecy tmb koau`t k`l
k``au`db tmb b`le`h jkik`db ac tmb bobrhb`dy cu`l.
@atb>\mb tatki car tmb bobrhb`dy cu`l dk` jb wrettb` a` k ciep dmkrt.
:5.\mb Tbdrbtkry smauil tmb` dkii obojbrs up jy tmber obojbr `uojbr. Bkdm obojbrsmauil purdmksb smkrbs.
46.Kt tmb b`l ac tmb Tmkrb Vurdmksbs, tmb oa`by dau`tbrs dau`t tmb oa`by k`l rbparttmb koau`t ta tmb Tbdrbtkry wma smauil vbrecy tmb koau`t k`l k``au`db tmb b`le`h
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :< ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
jkik`db ac tmb Iak` Cu`l.
4;.Kt tmb b`l ac tmb obbte`h, tmb Tbdrbtkry b`tbrs tmb caiiawe`h e` k `atbjaag>@atb>\mb koau`ts b`tbrbl jbiaw krb nust k` bxkopib. Okgb surb tmkt tmb kdtuki koau`ts krb b`tbrbl
jksbl a` tmb seouiktea`
Lktb Dksm e` Iak` Cu`l Jkh Dksm e` Bobrhb`dy Cu`l Jkh
;6/4/;: $46 $;6
4:.\mb Tbdrbtkry smauil rboe`l pkrtedepk`ts tmkt tmby weii `bbl ta oboarezb tmb koau`tse` tmb bobrhb`dy cu`l k`l tmb iak` cu`l car tmb `bxt obbte`h.
44.Da`hrktuiktb bvbrya`b a` tmber cerst suddbsscui smkrb purdmksbs!B@L AC \ZKE@E@H> CEZT\ TKSE@HT OBB\E@H
@atb>
Kt tmb b`l ac bkdm pkrt ac tmb Teouiktea`, tkgb k jrbkg.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :2 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Cerst Iak` Obbte`h
Vurpasb ac \rke`e`h>E` tmes obbte`h tmb dakdm mbips tmb Kssadektea` obojbrs ibkr` tmb pradblurb car
da`ludte`h k iak` lesjursbob`t obbte`h jy huele`h tmb Ok`khbob`t Daooettbb tmrauhm k` kdtuki obbte`hstbp-jy-stbp.
\rke`br Vrbpkrktea`>
;. Dut up\rke`br Oktbreki ;2> Iak` Zbqubst Tdb`krease`ta caur sieps k`l hevb tmbo ta caur obojbrs wetmtmasb obojbr `uojbrs. Okgb surb tmkt a`b ac tmb sdb`kreas labs `at obbt tmb dretbrek ac tmb
Da`stetutea` e` arlbr ta spur k lesdussea` k`l tmb eopartk`db ac rbcbrre`h ta tmb Da`stetutea` ta okgb
tmasb lbdesea`s
:. E` arlbr ta seouiktb k jk`g dydib, jut `at tkgb oa`tms ta la et, dkiduiktb tmb b`le`h jkik`db ac tmbbobrhb`dy cu`l k`l iak` cu`l jy tmb b`l ac wbbg caur use`h\rke`br Oktbreki 4.Tbb\rke`br Oktbreki :k
k` bxkopib ac tmbsb dkiduiktea`s. Uau weii hevb tmes e`caroktea` ta tmb sbdrbtkry ta uplktb mes/mbr rbdarl
36 oe`utbs
\rke`br Oktbreki
;2> Iak`
Zbqubst
Tdb`kreas
\rke`br Oktbreki
;3> Iak`
Lesjursbob`t k`l
Zbpkyob`t
Bxkopib
Mk`laut 2>
Vkssjaag
Bxbrdesb :Iak`
Lesjursbob`t
k`l Zbpkyob`t
\rke`br Oktbreki
;8> Vkssjaag
Cerst Iak` Lesjursbob`t Obbte`h
Vkrtedepk`ts weii ibkr` tmb pradblurb car k iak` lesjursbob`t jk`g obbte`h
;. Xbidaob bvbrya`b jkdg crao tmb jrbkg.@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`
:. Jbcarb tmes sbssea` stkrts, hevb\rke`br Oktbreki ;2> Iak` Zbqubst Tdb`kreasta caurpkrtedepk`ts. \mby weii usb tmbsb lure`h tmb seouiktea`.
4. Bxpike` tmkt jbcarb wb stkrt tmb seouiktea`, wb krb hae`h ta prkdtedb ceiie`h aut tmbpkssjaags ta smaw iak` lesjursbob`ts. \mes es wmkt tmb Tbdrbtkry weii la lure`h tmb
jk`g obbte`h, jut wb kii `bbl ta g`aw maw ta la tmes jbdkusb ks k dakdm yau weii jb
trke`e`h atmbrs.
Iak` Lesjursbob`t k`l Zbpkyob`t Bxkopib.Lboa`strkta` k ciep dmkrt maw ta ceii aut k Iak` Lesjursbob`t k`l Zbpkyob`t. Xkig pkrtedepk`ts
tmrauhm\rke`br Oktbreki ;3> Vkssjaag Vkhbs ; ta Vkssjaag Bxbrdesb :Iak` Lesjursbob`t k`l Zbpkyob`t
3. Ksg pkrtedepk`ts ta daopibtb Bxbrdesb : a`Mk`laut 2.Hevb pkrtedepk`t cevb ta tb`oe`utbs ta daopibtb Mk`laut 2. Xkig krau`l tmb raao ta k`swbr qubstea`s.
8. Xmb` pbapib mkvb ce`esmbl, smaw\rke`br Oktbreki ;8> Vkssjaag Bxbrdesb :K@TXBTMBB\a` k ciep dmkrt ar ks k pawbr pae`t sielb, k`l ksge`h pbapib ta darrbdt tmber
`behmjars warg. Ha krau`l tmb raao k`l mbip ec pbapib krb mkve`h traujib.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :3 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Bxbrdesb :
K@TXBZ TMBB\
Mk`laut
Obbte`h
Vradblurbs
=. Ec bvbrya`b cbbis da`celb`t e` tmber kjeiety ta rbdarl k iak` lesjursbob`t k`lrbpkyob`t, oavb a` ta tmb seouiktea`.
5. E`ledktb tmkt wb krb stkrte`h tmb seouiktea` khke`.;6.Xbidaob obojbrs, k`l sky tmkt tmes obbte`h weii jb tmb cerst dmk`db tmby mkvb ta
jarraw oa`by crao tmb iak` cu`l. Iak`s weii jb lesjursbl a`db tmb bobrhb`dy cu`l
k`l smkrb purdmksb kdtevetebs krb daopibtbl jy bkdm obojbr.
;;.Tky tmkt iak`s weii jb tkgb` k`l rbpkel tmbrbkctbr bvbry caur wbbgs.;:.Bxpike` tmkt tmes es vbry eopartk`t. La `at pbroet k` Kssadektea` ta lesjursb iak`s kt
bvbry obbte`h.\mes es `bdbsskry ta>
Gbbp oast obbte`hs smart
Gbbp rbdarl-gbbpe`h seopib k`l u`lbrstk`lkjib car tmb obojbrs k`l tmb
Tbdrbtkry
Kiiaw tmb Iak` Cu`l ta jueil jbtwbb` iak` obbte`hs@atb>
Kctbr tmb Kssadektea` mks daopibtbl a`b jk`ge`h dydib k`l mks hrkluktbl, tmby dk` rbveset tmes ruib,
k`l oky lbdelb tmkt tmby wk`t ta lesjursb iak`s oarb crbqub`tiy.
;4.Ksg tmb ok`khbob`t daooettbb ta da`ludt tmb obbte`h up ta tmb pae`t ac ksge`hobojbrs ta rbdkii wmkt tmb diase`h jkik`dbs wbrb car tmb bobrhb`dy cu`l k`l tmb
Iak` Cu`l jbcarb tmb Oa`by Dau`tbrs apb` tmb jax k`l dau`t tmb oa`by.
;
\a dkiduiktb tmbsb `bw jbhe``e`h jkik`dbs, rbcbr ta\rke`br Oktbreki 4.
;2. Bxpike` tmkt et es eopartk`t tmkt tmby g`aw maw oudm oa`by es e` tmb iak` cu`l satmkt tmby g`aw maw oudm oa`by tmby mkvb ta okgb iak`s. \mkt es tmb `bxt stbp e` tmbobbte`h.
;3.Bxpike` tmkt e` tmb seouiktea`, wb weii sgep tmb bobrhb`dy cu`l da`trejutea`s k`l smkrbpurdmksb k`l weii ckst carwkrl ta tmb pae`t e` tmb obbte`h wmb` obojbrs dk` okgb
iak` rbqubsts.
;8.Ksg tmb ok`khbob`t daooettbb ta rbcbr ta tmb obbte`h pradblurbs k`l sgep ta tmb
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :8 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
\rke`br Oktbreki
;2> Iak`
Zbqubst
Tdb`kreas
iak` rbqubst stbp. Kt tmes pae`t tmb caur obojbrs wetm sdb`kreas crao\rke`br
Oktbreki ;2> Iak` Zbqubst Tdb`kreassmauil bkdm stk`l up a`b jy a`b k`l piky tmber
raib. \mb Kssbojiy smauil lesduss bkdm rbqubst (rbcbrre`h ta tmb Da`stetutea`) k`l
kppravb ar lb`y bkdm rbqubst.@atb>
A`b rbqubst smauil jb lb`ebl jbdkusb et labs `at da`caro ta tmb Da`stetutea`. Zboe`l hraup maw eopartk
et es ta rbcbr ta tmb Da`stetutea` ta k`swbr qubstea`s.
;=.Kctbr tmb Kssbojiy hrk`ts tmb iak`s, tmb Tbdrbtkry ceiis e` tmb iak` pkhbs e` tmbobojbrs pkssjaags. B`surb tmkt tmb obojbr vbrecebs tmb tbros ac tmb iak` jy seh`e
tmb pkssjaag. Okgb surb tmkt tmb ok`khbob`t daooettbb caiiaws prapbr pradblurb
k`l gbbps kddurktb rbdarls.
;5.Da`hrktuiktb tmb hraup!:6.Ttbp aut ac tmb seouiktea` k`l k`swbr k`y qubstea`s pkrtedepk ts mkl wetm tmb
pradblurb car tmes obbte`h ar tmber raib ks dakdm es e` huele`h tmb pradbss.
B@L AC \ZKE@E@H> CEZT\ IAK@ OBB\E@H@atb>
Kt tmb b`l ac bkdm pkrt ac tmb Teouiktea`, tkgb k jrbkg.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb := ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Cerst Iak` Zbpkyob`t
Vurpasb ac \rke`e`h>E` tmes obbte`h tmb dakdm mbips tmb Kssadektea` obojbrs ibkr` tmb pradblurb carda`ludte`h k iak` rbpkyob`t obbte`h jy huele`h tmb ok`khbob`t daooettbb tmrauhm k` kdtuki obbte`h
stbp-jy-stbp.
\eoe`h ac \rke`e`h>tkgbs pikdb caur wbbgs kctbr tmb Cerst Iak` Obbte`h.
\rke`br Vrbpkrktea`>
:2.E` arlbr ta seouiktb k jk`g dydib, jut `at tkgb oa`tms ta la et, dkiduiktb tmb b`le`h jkik`db ac tmbbobrhb`dy cu`l k`l iak` cu`l jy tmb b`l ac wbbg behmt use`h\rke`br Oktbreki 4.Tbb\rke`br Oktbreki :ks
k` bxkopib ac tmbsb dkiduiktea`s. Uau weii hevb tmes e`caroktea` ta tmb sbdrbtkry ta uplktb mes/mbr rbdarls.
:3.Zbvebw\rke`br Oktbreki ;=> Bobrhb`dy Cu`l Zbqubst Tdb`kreask`l klkpt tmbo. Okgb surb tmkt a`b actmb sdb`kreas labs `at obbt tmb dretbrek ac tmb Da`stetutea` e` arlbr ta spur k lesdussea` k`l tmb
eopartk`db ac rbcbrre`h ta tmb Da`stetutea` ta okgb tmasb lbdesea`s. \mb` dut tmbo aut e`ta caur sieps k`l
hevb tmbo ta tmrbb obojbrs wetm tmasb obojbr `uojbrs.
46 oe`utbs
\rke`br Oktbreki>
;=> Bobrhb`dy
Cu`l Zbqubst
Tdb`kreas
Cerst Iak` Zbpkyob`t Obbte`h
Vkrtedepk`ts weii ibkr` tmb pradblurb car k iak` rbpkyob`t obbte`h
;. Jbcarb tmes sbssea` stkrts, hevb tmb tmrbb obojbrs wetm iak`s tmber sbrvedb dmkrhbpkyob`ts. Okgb surb tmkt tmby usb tmb oa`by tmby mkvb ta okgb tmb rbpkyob`ts
e`ledktbl. Okgb surb tmkt tmby mkvb bxkdt dmk`hb.
:. Jbcarb tmb sbssea` stkrts, hevb\rke`br Oktbreki ;=> Bobrhb`dy Cu`l Zbqubst Tdb`kreasta tmrbb pkrtedepk`ts.
4. Xbidaob bvbrya`b jkdg crao tmb jrbkg.@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`b
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb :5 ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Mk`laut
Obbte`h
Vradblurbs
\rke`br Oktbreki
;=> Bobrhb`dy
Cu`l Zbqubst
Tdb`kreas
\rke`br Oktbreki
;2> Iak`
Zbqubst
Tdb`kreas
2. Ksg tmb sbdrbtkry ta sgep ta Ttbp @a. = e`Mk`laut Obbte`h Vradblurbscarbobrhb`dy cu`l rbqubsts. \mb` tmb tmrbb pkrtedepk`ts wetm bobrhb`dy cu`l rbqubst
sdb`kreas crao\rke`br Oktbreki ;=smauil stk`l up a`b jy a`b k`l okgb tmber rbqub
ta tmb hraup.
3. \mb Kssbojiy smauil da`selbr bkdm rbqubst, k`l rbcbr ta tmber Da`stetutea` talbtbroe`b wmbtmbr ta kppravb ar lb`y tmb rbqubst k`l ta lbdelb a` tmb koau`t ta
lesjursb ta bkdm.@atb>
\mb \rke`br weii `bbl ta pravelb tmb ok`khbob`t daooettbb wetm tmb `bw bobrhb`dy cu`l k`l
iak` cu`l jkik`dbs.
8. Da`te`ub tmb obbte`h kddarle`h ta tmb pradblurbs.=.
Xmb` et es teob car Iak` Zbpkyob`ts, tmb tmrbb obojbrs wetm sdb`kreas crao\rke`bOktbreki ;2> Iak` Zbqubst Tdb`kreassmauil bkdm stk`l up a`b jy a`b k`l okgb tmbe
rbpkyob`ts kddarle`h ta tmb sdb`kreas.
5. Ksg bkdm pkrtedepk`t ta rbkl aut iaul wmkt tmber iak` koau`t wks, k`l maw oudm tmkrb rbpkye`h car iak` pre`depki k`l sbrvedb dmkrhb.
;6.Ttbp aut ac tmb seouiktea` k`l ksg tmb pkrtedepk`ts ta mbip dkiduiktb tmb `bw iak`jkik`db k`l sbrvedb dmkrhb car tmb `bxt oa`tm.
;;.Zbsuob tmb seouiktea`. \mb Tbdrbtkry smauil dkii bkdm obojbr up jy tmber iak``uojbr k`l b`tbr tmb darrbdt e`caroktea` e` tmber pkssjaags.
;:.Okgb surb tmkt tmb ok`khbob`t daooettbb caiiaws prapbr pradblurbs k`l gbbpskddurktb rbdarls.
;4.Da`hrktuiktb tmb hraup!; CEZT\ IAK@ ZBVKUOB@\@atb>
Kt tmb b`l ac bkdm pkrt ac tmb Teouiktea`, tkgb k jrbkg.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 46 ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Tmkrb Aut, Kdtea` Kulet k`l Hrkluktea`
Vurpasb ac \rke`e`h>E` tmes obbte`h tmb dakdm mbips tmb Kssadektea` obojbrs ibkr` maw ta dkiduiktb smkrbaut, k`l maw ta da`ludt tmb smkrb-aut obbte`h jy huele`h tmb ok`khbob`t daooettbb tmrauhm k` kdtuki
obbte`h stbp-jy-stbp. \mb dakdm kisa kssests tmb Kssadektea` ta da`ludt k Tkve`hs k`l Iak` Kssadektea`
Kssbssob`t.
\eoe`h ac \rke`e`h>tkgbs pikdb a` tmb ikst lky ac tmb jk`ge`h dydib.
\rke`br Vrbpkrktea`>
;. Drbktb k ciep dmkrt ac\rke`br Oktbreki :6.:. Okgb dapebs acMk`laut 3car bkdm pkrtedepk`t.4. E` arlbr ta seouiktb k jk`g dydib, jut `at tkgb oa`tms ta la et, dkiduiktb tmb b`le`h jkik`db ac tmbbobrhb`dy cu`l k`l iak` cu`l jy tmb b`l ac wbbg carty use`h\rke`br Oktbreki 4.Tbb\rke`br Oktbreki :ks
k` bxkopib ac tmbsb dkiduiktea`s. Uau weii hevb tmes e`caroktea` ta tmb sbdrbtkry ta uplktb mes/mbr rbdarls.
36 oe`utbs
Mk`laut 3>
Tmkrb Aut
Bxbrdesb
\rke`br Oktbreki
:6> Dmkrt ac
Obojbr Tmkrb
Tmkrb-Aut/Kdtea` Kulet k`l Hrkluktea` Obbte`h
Vkrtedepk`ts weii ibkr` tmb pradblurb car da`ludte`h k smkrb-aut/kdtea` kulet k`l
hrkluktea` obbte`h
;. Xbidaob bvbrya`b jkdg crao tmb jrbkg.@atb>
Okgb surb tmkt tmb teob gbbpbr es caiiawe`h up wetm pbapib wma daob e` iktb ar `bbl ta pky k ce`b
:. Bxpike` tmkt ta prbpkrb car tmb smkrb-aut obbte`h, wb krb hae`h ta ceii aut pkssjaags tasmaw k dydibs wartm ac jk`g trk`skdtea`s car kii tmb obojbrs.
4. Bxpike` tmkt bkdm ac tmb pkrtedepk`ts es hae`h ta tkgb k pkssjaag k`l ceii aut smkrbpurdmksbs, k`l iak` trk`skdtea`s. Zbobojbr tmkt e` k` kdtuki jk`g, e`leveluki
obojbrs wauil @A\ceii aut tmber aw` pkssjaags. \mes es vbry eopartk`t. A`iy tmb
Tbdrbtkry dk` ceii aut pkssjaags. Jut wb krb lae`h tmes e` arlbr ta da`te`ub tmb
seouiktea`.
Tmkrb-Aut Bxbrdesb,k`l ksg pkrtedepk`ts ta ceii aut tmb pkssjaag jksbl a`tmb e`caroktea` e` tmb Mk`laut. Hevb pkrtedepk`ts :6 oe`utbs ta ceii e` tmber pkssjaag.
3. Xmeib pkrtedepk`ts krb warge`h, past\rke`br Oktbreki :6> Dmkrt ac Obojbr TmkrbVurdmksbs.
8. Xmb` pbapib mkvb ce`esmbl, ha krau`l k`l dmbdg bvbrya`bs warg.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 4; ac
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
Vurdmksb
Mk`laut
Obbte`h
Vradblurbs
\rke`br Oktbreki
:6> Dmkrt ac
Obojbr Tmkrb
Vurdmksb
=. E`vetb pkrtedepk`ts ta wretb tmb tatki `uojbr ac smkrbs purdmksbl jy tmb obojbrwmasb pkssjaag tmby nust ceiibl aut a`\rke`br Oktbreki :6.
5. Bxpike` tmkt e` tmb Tmkrb-Aut obbte`h, obojbrs la `at okgb bobrhb`dy cu`l k`lIak` Cu`l da`trejutea`s. Obojbrs `bbl ta okgb Iak` Zbpkyob`ts. Zboe`l
pkrtedepk`ts tmkt kii iak`s `bbl ta jb rbpkel jy tmes obbte`h.
;6.Da`te`ub tmb obbte`h kddarle`h taMk`laut Obbte`h VradblurbsTtbps :; ta 4; k`Ttbps
Car tmb ikst obbte`h, obojbrs la `at da`trejutb bobrhb`dy cu`l ar Iak` Cu`l da`trejutea`s, ju
tmby oky mkvb iak` rbpkyob`ts ta okgb. Car tmb purpasb ac tmes obbte`h, wb kssuob tmkt tmb
iak`s wbrb kii rbpkel.
Car tmb seouiktea` tmb trke`br dk` pravelb tmb e`caroktea` a` b`le`h jkik`dbs car tmb Bobrhb`dy
Cu`l k`l Iak` Cu`l ta tmb Oa`by Dau`tbrs sa tmkt tmby dk` k``au`db tmb tatkis Wtmes weii `at tkge`ta kddau`t k`y ce`bs tmkt mkvb jbb` daiibdtbl_
;;.Xmb` yau hbt taMk`laut Obbte`h Vradblurbs Ttbp 2
K`swbr>\mes weii lbpb`l a` tmb `uojbr ac pkrtedepk`ts e` tmb seouiktea` k`l tmb `uojbr ac smkr
bkdm purdmksbl.
;
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 4: ac =:
Vmksb / \eob /
OktbrekisE`strudtea`ki Tbqub`db
;5.Bxpike` tmkt tmb Tbdrbtkry wauil dkiduiktb tmb `bw vkiub ac smkrbs k`l dkiduiktb tmbkoau`t ta jb smkrbl aut ta bkdm pkrtedepk`t lure`h tmb b`l ac dydib obbte`h. Ksg
pkrtedepk`ts ta da`selbr tmb pkssjaag tmby mbipbl daopibtb, k`l vbrecy maw oudmoa`by tmkt obojbr smauil hbt kt tmb b`l ac tmes dydib.
:6.\mb sbdrbtkry lboa`strktbs putte`h tmb darrbdt koau`t ac oa`by e`ta a`b pkssjaagk`l dk`dbis tmb pkssjaag. K`l dkiis tmb obojbr ta tmb cra`t ac tmb raao ta hbt tmber
dk`dbibl pkssjaag k`l vbrecy tmkt tmb oa`by es darrbdt.
:;.Bxpike` tmkt e` k` kdtuki smkrb aut obbte`h, bkdm obojbr wauil rbdbevb tmberdk`dbibl pkssjaag k`l tmber smkrb-aut partea`.
::.Bxpike` tmkt kctbr kii pkssjaags krb dk`dbiibl k`l bkdm pkrtedepk`t es hevb` tmber smkrb-aut partea`, tmb obojbrs lbdelb wmbtmbr ar `at ta da`te`ub tmber Kssadektea`.
:4.\mb ok`khbob`t daooettbb smauil da`te`ub tmb obbte`h jy caiiawe`hMk`laut Obbte`h Vradblurbs Ttbps 36-33.Obojbrs lrap aut k`l `bw a`bs krb kllbl.
:
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 44 ac
Mk`laut ;> Ttary ac Skiib Hrk`lb
E` tmb daoou`ety ac Skiib Hrk`lb, tmb obojbrs lbdelbl ta caro k Tkve`hs k`l Iak` Kssadektea`. Ttkrte`h wet
tmb cerst obbte`h, tmb dakdm daiibdtbl tmb oa`by, k`l hkvb et ta tmb oast rbspa`sejib pbrsa` e` tmb hraup.\mkt pbrsa` taag tmb oa`by k`l wb`t jkdg ta mbr mausb wmbrb smb mel et u`lbr mbr dkje`bt. Mbr sa` mkl
ajsbrvbl tmes, k`l wketbl car mbr ta ibkvb, tmb` taag tmb oa`by k`l spb`t et.
\mb dakdm wks k iettib iktb ta tmb `bxt obbte`h. Xmb` tmb obojbrs krrevbl, tmby put tmber skve`hs a` tmb
tkjib. Taob wbrb e` k murry sa tmby ibct. Xmb` et wks teob ta kll up tmb oa`by, `a a`b wratb law` tmb tatk
jut bvbryjaly skel tmkt tmby mkl jrauhmt kii ac tmber skve`hs.
Xmkt mkppb`bl ta tmb obojbrs ac tmb Tkve`hs k`l Iak` Kssadektea`1
Maw dauil yau kvael tmes prajibo1:
Lesduss
:Vrahrkok lb Kmarra y DrbletaOk`uki lb \rkjkna, Vreobrk Bledea`, :663, Vbkdb Darps Bduklar, p.;3
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 4< ac =:
Mk`laut :> Da`stetutea` \bopiktb
Havbr`k`db ac tmb Kssadektea`
;. JKTED E@CAZOK\EA@ AC \MB KTTADEK\EA@
@kob ac tmb Kssadektea`> QQQQQQQQQQQQQQQQQ
Kllrbss> QQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
Lktb ac carobl> QQQQQQQQQQQ
Lktb ac accedeki rbhestrktea`> QQQQQQQQQQQQQQQ
:. AJNBD\ESB AC \MB KTTADEK\EA@
\mb purpasb ac tmb Kssadektea` es ta jb k` e`lbpb`lb`t, pracetkjib pravelbr ac ce`k`deki sbrvedbs car tmb
obojbrs
\mb sbrvedbs tmb Kssadektea` pravelbs ta ets obojbrs e` arlbr ta kdmebvb tmes ajnbdtevb krb>
4. ZBIK\EA@TMEV \A B]\BZ@KI TARZDBT AC CE@K@DEKI TBZSEDBT
\mb Kssadektea` weii `at jarraw crao ce`k`deki e`stetutea`s lure`h tmb cerst dydib ac skve`hs k`l ib`le`h.
Ec et dmaasbs ta la sa e` sujsbqub`t dydibs et weii caiiaw tmbsb pre`depibs>
a \mb Kssadektea` oust jb tmb jarrawbr k`l at e`leveluki obojbrsa \mb Kssadektea` weii `at kiiaw tmb ib`lbr kddbss ta e`caroktea` a` e`leveluki iak`sa Obojbrs skve`hs dk``at jb usbl ks daiiktbrki car k` bxtbr`ki iak`a K`y jarrawe`h jy tmb Kssadektea` oust `at bxdbbl tmb tatki vkiub ac kii obojbrs pkel up
smkrbs
QQQQQQQQ
Hb`lbr> QQQQQQQQQQQQQ
Zbselb`db> QQQQQQQQQQQ
Atmbr> QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
2. DAOVATE\EA@ AC \MB OK@KHBOB@\ DAOOE\\BB
\mb ok`khbob`t daooettbb es e` dmkrhb ac TKSE@HT K@L IAK@ KTTADEK\EA@ apbrktea`s. \mb ok`khbob`t
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 42 ac
daooettbb da`sests ac>
Dmkerpbrsa`
Tbdrbtkry
Jax gbbpbr
Oa`by Dau`tbr ;
Oa`by Dau`tbr :
3. BIBD\EA@ VZADBLRZBT
\mb ok`khbob`t daooettbb es bibdtbl k`l supbrvesbl jy tmb Hb`brki Kssbojiy.
\mb okxeouo `uojbr ac da`sbdutevb tbros k`y a`b pbrsa` oky sbrvb a` tmb ok`khbob`t daooettb
krb> QQQQQQQQQQQ
Bibdtea`s oust jb mbil kt tmb jbhe``e`h ac bkdm `bw dydib.
\mb oe`eouo `uojbr ac obojbrs wma oust jb prbsb`t ta mail k` bibdtea` krb> QQ
\mb bibdtea` pradblurb weii usb k systbo tmkt kiiaws bvbrya`bs vatb ta jb sbdrbt.
\mb oe`eouo uojbr ac pbapib tmkt oust stk`l car bkdm pasetea` e` tmb ok`khbob t daooettbb es twaK dk`lelktb car bibdtea` ta k past oust jb `aoe`ktbl car accedb jy k`atmbr obojbr.
8. ZBOASKI AC ACCEDBZT CZAO \MBEZ VATE\EA@ JB\XBB@ BIBD\EA@T
K`y obojbr ac tmb Hb`brki Kssbojiy dk` dkii car k vatb ac `a da`celb`db e` k obojbr ac tm
ok`khbob`t daooettbb. Ec k oknarety ac tmb obojbrs lbdelb tmkt tmb pbrsa` smauil jb rboavbl crao tm
ok`khbob`t daooettbb, tmb obojbr oust stbp law` k`l k`atmbr obojbr jb bibdtbl ta tmb sko
pasetea`.
=. OBB\E@HT\mb Kssadektea` weii obbt a` QQQQQQQQQQQQQQQQQ kt QQQQQQQQQQQQQ adiadg.
\mb Kssadektea` weii obbt e` tmb caiiawe`h iadktea`> QQQQQQQQQQQQQQQQQQQQQQ
\a daiibdt skve`hs tmb Kssadektea` weii obbt bvbry QQQQQQQQQQQQQ
\a lesjursb iak`s tmb Kssadektea` weii obbt bvbry QQQQQQQQQQ
\mb dydib ac obbte`hs weii da`te`ub car k okxeouo ac QQQ wbbgs. Kt tmb b`l ac tmb dydib, tmb Kssadektea
weii smkrb aut ets kssbts.
5. TKSE@HT
\mb vkiub ac k smkrb weii jb> QQQQQQQQQQQQ
Bkdm obojbr oky dmaasb ta purdmksb ;2 smkrbs e` bkdm obbte`h
Kt tmb jbhe``e`h ac tmb `bxt jk`g dydib, tmb obojbrs dk` lbdelb ta bkdm da`trejutb k a`b-teob iuop
suo koau`t. Bkdm obojbr smauil da`trejutb tmb skob koau`t.
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38/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 43 ac =:
;6. IB@LE@H
\masb biehejib ta jarraw krb> QQQQQQQQQQQQQQQQQQQ
\mb okxeouo koau`t tmkt k`ya`b dk` jarraw es tmrbb teobs tmb vkiub ac mes ar mbr smkrbs
\mb okxeouo ib`htm ac iak` tbro es :< wbbgs, jut a`iy ;: wbbgs lure`h tmb cerst dydib
\mb sbrvedb dmkrhb rktb ta jb dmkrhbl bvbry caur wbbgs (oa`tm) es> QQQ%
\mb mehmbst prearety car iak`s weii jb hevb` car> QQQQQQQQQQQQQQQQQQQQQQQQQQQQ
\mb sbda`l mehmbst prearety car iak`s weii jb hevb` car> QQQQQQQQQQQQQQQQQQQQQQ
\mb tmerl mehmbst prearety car iak`s weii jb hevb` car> QQQQQQQQQQQQQQQQQQQQQQQQQ
K iak` tmkt es at rbpkel weii jb da`selbrbl u`daiibdtejib kctbr> QQQ oessbl rbpkyob`ts
Xmb` k obojbr labs `at rbpky k iak` tmb caiiawe`h pre`depib weii kppiy>
QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ
Ec k obojbr lebs mes/mbr iak` `bbl `at jb rbpkel.
;;. BOBZHB@DU CR@L
\mb da`trejutea` ta tmb bobrhb`dy cu`l weii jb> QQQQQQQQQ
\mb bobrhb`dy cu`l da`trejutea` weii jb pkel kt bvbry obbte`h
\mb jb`bcets car tmb lbktm ac k spausb weii jb> QQQQQQQ
\mb jb`bcets car tmb lbktm ac k dmeil weii jb> QQQQQQQQQQQQ
\mb jb`bcets car tmb lbktm ac k pkrb`t weii jb> QQQQQQQQQQQ
\mb jb`bcet ta k obojbr wmasb mausb ar wargpikdb es lbstraybl weii jb> QQQQQQQ
\mb jb`bcet car tmb wblle`h ac k obojbr ar k obojbrs dmeilweii jb> QQQQQQQQQQQQQ QQQQQ
\mb jb`bcet car tmb jertm ta k obojbr weii jb> QQQQQQQ\mb jb`bcet car k` arpmk`s suppart weii jb>QQQQQQQQ
7/27/2019 Peace Corps Savings And Loan Association
39/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 48 ac
;:. CE@BT
\mb caiiawe`h tkjib iests tmb ce`bs tmkt dk` jb dmkrhbl car accb`sbs daooettbl jy obojbrs.
;4. OBOJBZT IBKSE@H \MB KTTADEK\EA@4
Ec k obojbr ibkvbs tmb Kssadektea`, tmb Kssadektea` weii dkiduiktb maw oudm mb ar smb es pkel use`h tmb
caiiawe`h pre`depib>
Ec k pbrsa` es bxpbiibl crao tmb Kssadektea`, tmb Kssadektea` weii dkiduiktb maw oudm mb ar smb es pkel
use`h tmb caiiawe`h pre`depib>
;
;2. LBK\M AC K OBOJBZ
4Klkptbl crao STIK Vrahrkoob Huelb, Cebil Apbrktea`s Ok`uki, Sbrsea` 4.;, @avbojbr ;, :668, pp.
7/27/2019 Peace Corps Savings And Loan Association
40/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 4= ac =:
Ec k obojbr lebs tmb Kssadektea` weii dkiduiktb maw oudm oa`by smauil jb hevb` ta tmber mbers use`h tmb
caiiawe`h pre`depib>
;3. KOB@LOB@\T \A \MB DA@T\E\R\EA@
:/4 ac tmb obojbrs oust khrbb jbcarb tmb da`stetutea` dk` jb dmk`hbl
K`ya`b dk` prapasb k` kob`lob`t ta tmb da`stetutea`
\mb da`stetutea` es seh`bl jy ets obojbrs
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
@kob>QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ Teh`kturb> QQQQQQQQQQQQQQQQQQQQQQQQQQ
7/27/2019 Peace Corps Savings And Loan Association
41/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 45 ac
Mk`laut 4> Vkssjaag Bxbrdesb ; Tmkrb Vurdmksb & Xetmlrkwk
Uau krb tmb Tbdrbtkry ac tmb Vbkdb Jk`g. Mbip Obojbr #;;, \e`k Toetm, ta ceii aut mbr pkssjaag.
;. Ceii aut tmb cra`t davbr:. \e`k mkl tmb caiiawe`h smkrb purdmksb k`l wetmlrkwki trk`skdtea`s. \mb Tmkrb Skiub es $;. Mbip \e`k jy
ceiie`h aut mbr pkssjaag>
Xbbg ;> Vurdmksbl ; Tmkrb
Xbbg :> Vurdmksbl : Tmkrbs
Xbbg 4> Vurdmksbl 4 Tmkrbs
Xbbg Vurdmksbl 4 Tmkrbs
Xbbg 2> Vurdmksbl : Tmkrbs
Xbbg 3> Vurdmksbl ; Tmkrb
Xbbg 8> Xetmlrbw 4 Tmkrbs
Xbbg => Vurdmksbl : TmkrbsXbbg 5> Vurdmksbl 4 Tmkrbs
Xbbg ;6> Vurdmksbl 2 Tmkrbs
Xbbg ;;> Vurdmksbl : Tmkrbs
Xbbg ;:> Vurdmksbl 4 Tmkrbs
Xbbg ;4> Vurdmksbl ; Tmkrb
Jik`g Vkssjaag Davbr Jik`g Tkve`hs Vkhb
7/27/2019 Peace Corps Savings And Loan Association
42/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
43/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
44/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
45/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb Vkssjaag Bxbrdesb :Iak` Lesjursbob`t k`l
Zbpkyob`t
Uau krb tmb Tbdrbtkry ac tmb Vbkdb Jk`g. Obojbr #:6Lkveles tkge`h k iak` car $;66 car tmrbb oa`tms
wetm k sbrvedb dmkrhb ac ;6%.
;. Ceii aut tmb pkssjaag smawe`h tmb iak` koau`t, tmb sbrvedb dmkrhb k`l tmkt et weii jb car tmrbb oa`tm:. Kt tmb iak` rbpkyob`t obbte`h, Lkvel okgbs k pkyob`t ac $36. Ceii aut tmb pkssjaag ta smaw tmb iak
koau`t jkik`db rboke`e`h k`l dkiduiktb tmb `bw sbrvedb dmkrhb lub.
4. Kt tmb `bxt rbpkyob`t obbte`h, Lkvel pkys $2. Dkiduiktb tmb `bw iak` koau`t k`l sbrvedb dmkrhb lu
7/27/2019 Peace Corps Savings And Loan Association
46/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb Tmkrb Aut Bxbrdesb
;. Zbdarle`h Tmkrb purdmksbsUau krb tmb Tbdrbtkry ac tmes Tkve`hs k`l Iak` Kssadektea`. \mes obojbr mks jbb` okge`h wbbgiy
purdmksbs ac smkrbs. Ceii e` tmb pkssjaag smawe`h smkrbs purdmksbl bkdm wbbg car tmb b`terb
\mb trke`br smauil tbii yau tmb `uojbr ac smkrbs yau purdmksbl bkdm wbbg. E c tmes obojbr mks jbb` purdmkse`h ;
smkrb pbr wbbg, b`tbr ; smkrb purdmksb bkdm wbbg. Ec tmes obojbr mks jbb` purdmkse`h 2 smkrbs bkdm wbbg, b`tbr
2 smkrb purdmksbs bkdm wbbg.
:. Zbdarle`h Iak` k`l Iak` k`l Tbrvedb Dmkrhb Zbpkyob`tUau krb tmb Tbdrbtkry ac tmes Tkve`hs k`l Iak` Kssadektea`. \mes obojbr taag k iak` car $;66. Kt tmb
b`l ac a`b oa`tm tmb obojbr pkel tmb $;66 k`l tmb sbrvedb dmkrhb ac ;6%. Ceii e` tmb iak` partea` actmb pkssjaag ta smaw tmb iak` rbpkyob`t e` cuii.
Xmb` yau mkvb ce`esmbl b`tbre`h tmb iak` e`caroktea` e` tmb pkssjaag, tur` ta yaur `behmjar (wma es
tmb obojbr) ta seh` bkdm teob mb/smb oklb k sbrvedb dmkrhb pkyob`t k`l tmb ce`ki iak` pkyob`t.
4. Dmbdg Uaur XargXmb` yau mkvb ce`esmbl ceiie`h aut tmb pkssjaag, bxdmk`hb et wetm yaur `behmjar ta drass dmbdg yaur
warg.
7/27/2019 Peace Corps Savings And Loan Association
47/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb Vbkdb Judgs
Durrb`dy e` .;6 (db`ts) ;s, 2s, ;6s, k`l ;66s. Okgb surb ta pre`t tmb lb`aoe`ktea`s a` leccbrb`t daiar pkpbr.
7/27/2019 Peace Corps Savings And Loan Association
48/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
49/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
50/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
51/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb
7/27/2019 Peace Corps Savings And Loan Association
52/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 26 ac =:
\rke`br Oktbreki :> E`strudtea`s car Oa`by Dkiduiktea`s
Oa`by Dkiduiktea` car Teouiktea`
\mes seouiktea` es k` appartu`ety car pkrtedepk`ts ta bxpbreb`db wmkt et es iegb ta ru` k Tkve`hs k`l Iak`
Kssadektea` jy tmbosbivbs. Et da`lb`sbs Vre`t :6 tb` db`t pebdbs (a`b ;6 db`t pebdbcar bkdm pkrtedepk`t)
Tmkrb Vurdmksb Da`trejutea`s
\a dkiduiktb tmb oa`by bkdm pkrtedepk`t weii `bbl car tmb Tmkrb Vurdmksb
;. Ouitepiy tmb `uojbr ac pkrtedepk`ts purdmkse`h a`b smkrb k`l cevb smkrbs jy tmb tatki `uojbr acsmkrbs. \mb` ouitepiy tmb tatki `uojbr ac smkrbs jy tmb tatki vkiub ac smkrbs.
Bxkopib> ;6 pkrtedepk`ts juy a`b smkrb bkdm. Bkdm smkrb mks k vkiub ac $;. ;6 x ; smkrb ? ;6 smkrbs x
$; ? $;6 (\atki Skiub ac Tmkrbs). ;6 pkrtedepk`ts juy 2 smkrbs bkdm. ;6 x 2 ? 26 (tatki # ac smkrbs) x $; ?
$26 (\atki Skiub ac Tmkrbs)
:. Vre`t $; car bkdm pkrtedepk`t purdmkse`h a`b smkrb k`l $2 (ar cevb $; `atbs) car bkdm pkrtedepk`tpurdmkse`h cevb smkrbs.
7/27/2019 Peace Corps Savings And Loan Association
53/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 2; ac
Cerst Iak` Lesjursbob`t Obbte`h
Car tmes obbte`h tmb trke`br `bbls ta jb kjib ta tbii tmb pkrtedepk`ts wmkt tmb `bw jkik`db wauil jb car tmbBobrhb`dy Cu`l k`l tmb Iak` Cu`l e` wbbg = (e`diule`h wbbg = da`trejutea`s)
\a dkiduiktb tmb wbbg = Bobrhb`dy Cu`l jkik`db
;. Ouitepiy tmb tatki `uojbr ac pkrtedepk`ts jy tmb Bobrhb`dy Cu`l da`trejutea` jy tmb `uojbr acwbbgs.
Bxkopib> :6 pkrtedepk ts bkdm da`trejutb tb` db`ts bkdm car behmt wbbgs. :6 x .;6 x = ? $;3
\a dkiduiktb tmb wbbg = Iak` Cu`l jkik`db
;. Ouitepiy tmb `uojbr ac pkrtedepk`ts purdmkse`h a`b smkrb k`l cevb smkrbs jy tmb tatki `uojbr acsmkrbs. \mb` ouitepiy tmb tatki `uojbr ac smkrbs jy tmb tatki vkiub ac smkrbs.
Bxkopib> ;6 pkrtedepk`ts juy a`b smkrb vkiubl kt $; car = wbbgs. ;6 x ; x $; x = ? $=6. ;6 pkrtedepk`
juy 2 smkrbs vkiubl kt $; bkdm car = wbbgs. ;6 x 2 x $; x = ? $
7/27/2019 Peace Corps Savings And Loan Association
54/84
Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 2: ac =:
Cerst Iak` Zbpkyob`t Obbte`h
\mrbb pkrtedepk`ts weii taag iak`s k`l weii `bbl ta pky jkdg tmber iak` k`l k sbrvedb dmkrhb lure`h tmb Cerst
Iak` Zbpkyob`t Obbte`h. Car tmkt obbte`h, tmb trke`br weii `bbl ta dkiduiktb tmb sbrvedb dmkrhb koau`t tmkt
tmasb tmrbb pkrtedepk`ts weii `bbl car tmb seouiktea`. \mby weii `at `bbl tmb oa`by car tmber iak`s, se`db tmkt
weii daob lerbdtiy crao tmb Iak` Cu`l - hb`brktbl jy tmb Kssadektea`s skve`hs.
\a dkiduiktb tmb iak` sbrvedb dmkrhbs `bblbl
;. Ouitepiy tmb iak` koau`t jy ;6% car bkdm iak`. \mb` kll tmbo tahbtmbrBxkopib> tmrbb obojbrs tkgb iak`s car $;66, $=6, k`l $26. $;66 x .;6 + $=6 x .;6 + $26 x .;6 ? $;6 +
$= + $2 ? $:4.
4. Vre`t oa`by car bkdm pkrtedepk`t pkye`h jkdg k iak`. Okgb surb tmkt bkdm a`b mks bxkdt dmk`hb.
Tmkrb Aut
Ce`kiiy, kt tmb b`l ac tmb
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 24 ac
;. Ouitepiy tmb tatki `uojbr ac pkrtedepk`ts jy tmb Bobrhb`dy Cu`l da`trejutea` jy tmb `uojbr acwbbgs. \mb` sujtrkdt k`y hrk`ts oklb crao tmb Bobrhb`dy Cu`l.
Bxkopib> :6 pkrtedepk`ts bkdm da`trejutb tb` db`ts bkdm car
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 2< ac =:
Rsb rau`l `uojbrs car iak`s
Rsb ;6% car sbrvedb dmkrhb se`db et es bksebr ta dkiduiktb.
Car tmb purpasbs ac tmb seouiktea`, bsteoktb tmkt bvbrya`b tmkt tkgbs k a`b oa`tm iak` lure`h tmb
dydib, tkgbs et car a`b oa`tm, k`l pkys et jkdg a` teob. \mb tmrbb obojbrs wma taag k iak` lure`h tmb
Iak` Lesjursbob`t obbte`h weii bkdm tkgb k sbda`l $;66 iak`.
Teouiktea` Jk`gbr\mb seouiktea` weii `bbl k jk`gbr ta mk`l aut oa`by ta tmb pkrtedepk`ts lure`h tmb seouiktea`.
Rsb tmb Teouiktea` Dkiduiktea`s \kjib ta lbtbroe`b tmb tatki koau`t ac oa`by rbquerbl car tmb seouiktea`
k`l tmb lb`aoe`ktea`s rbquerbl. \mb \kjib weii e`ledktb tmb koau`ts `bblbl car bkdm rau`l ac tmb
seouiktea`.
E`leveluki Tkve`hs k`l Bobrhb`dy Cu`l Da`trejutea`s
Essub seouiktea` oa`by e` bxkdt dmk`hb ta bkdm pkrtedepk`t.
E`leveluki Iak` Tbrvedb Dmkrhbs
Car iak` sbrvedb dmkrhbs car tmb tmrbb e`leveluki iak`s, ksg tmb obojbrs wetm iak`s ta veset tmb jk`g tbiibr prear
ta tmb Iak` Zbpkyob`t Zau`l ta rbdbevb tmber sbrvedb dmkrhb koau`t.
7/27/2019 Peace Corps Savings And Loan Association
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 22 ac
\rke`br Oktbreki 4> Jik`gOa`by Dkiduiktea`s \kjibs
Cerst Tmkrb Vurdmksb Obbte`hBobrhb`dy Cu`l
Da`trejutea`
# ac
obojbrs
# ac
wbbgs
\atki # ac
da`trejutea`s
\atki
Da`trejutea`
$
Tmkrb Vurdmksb # ac
obojbrs
# ac
wbbgs
\atki # ac
smkrbs
\atki Skiub ac
Tmkrbs
Vurdmksb ; smkrb ; $
Vurdmksb 2 smkrbs ; $
\atkis
\atki Bobrhb`dy Cu`l Da`trejutea` ta lktb $:
\atki Tmkrb Vurdmksb ta lktb $36
Cerst Iak` Lesjursbob`t Obbte`hBobrhb`dy Cu`l
Da`trejutea`
# ac
obojbrs
# ac
wbbgs
\atki # ac
da`trejutea`s
\atki
Da`trejutea`
< $
Tmkrb Vurdmksb # ac
obojbrs
# ac
wbbgs
\atki # ac
smkrbs
\atki Skiub ac
Tmkrbs
Vurdmksb ; smkrb < $
Vurdmksb 2 smkrbs < $
\atki Tmkrb Vurdmksb $
\atkis
\atki Bobrhb`dy Cu`l Da`trejutea` ta lktb $
\atki Tmkrb Vurdmksb ta lktb $
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 23 ac =:
Cerst Iak` Zbpkyob`t Obbte`hBobrhb`dy Cu`l
Da`trejutea`
# ac
obojbrs
# ac
wbbgs
\atki # ac
da`trejutea`s
\atki
Da`trejutea`
= $
Tmkrb Vurdmksb # ac
obojbrs
# ac
wbbgs
\atki # ac
smkrbs
\atki Skiub ac
Tmkrbs
Vurdmksb ; smkrb = $
Vurdmksb 2 smkrbs = $
\atki Tmkrb Vurdmksb $
Iak` Tbrvedb
Dmkrhb Vkyob`t
Iak`
Koau`t
Tbrvedb
Dmkrhb
Zktb
Tbrvedb Dmkrhb
Koau`t
\atki
Iak` ; $ .;6 $ $
Iak` : $ .;6 $
Iak` 4 $ .;6 $\atkis
\atki Bobrhb`dy Cu`l Da`trejutea` ta lktb $
\atki Tmkrb Vurdmksb ta lktb $
\atki Iak` Tbrvedb Dmkrhb Vkyob`t ta lktb $
Cerst Iak` Zbpkyob`t Obbte`hBobrhb`dy Cu`l
Da`trejutea`
# ac
obojbrs
# ac
wbbgs
\atki # ac
da`trejutea`s
\atki
Da`trejutea`
= $Tmkrb Vurdmksb # ac
obojbrs
# ac
wbbgs
\atki # ac
smkrbs
\atki Skiub ac
Tmkrbs
Vurdmksb ; smkrb = $
Vurdmksb 2 smkrbs = $
\atki Tmkrb Vurdmksb $
Iak` Tbrvedb
Dmkrhb Vkyob`t
Iak`
Koau`t
Tbrvedb
Dmkrhb
Zktb
Tbrvedb Dmkrhb
Koau`t
\atki
Iak` ; $ .;6 $ $Iak` : $ .;6 $
Iak` 4 $ .;6 $
\atkis
\atki Bobrhb`dy Cu`l Da`trejutea` ta lktb $
\atki Tmkrb Vurdmksb ta lktb $
\atki Iak` Tbrvedb Dmkrhb Vkyob`t ta lktb $
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 28 ac
Tmkrb-aut Obbte`hBobrhb`dy Cu`l
Da`trejutea`
# ac
obojbrs
# ac
wbbgs
\atki # ac
da`trejutea`s
\atki
Da`trejutea`
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 2= ac =:
\rke`br Oktbreki Lb`aoe`ktea`s Dmkrt
Cerst Tmkrb Vurdmksb Obbte`h .;6 ;s 2s ;6s ;66sVurdmksb ; smkrb
Vurdmksb 2 smkrbs
Bobrhb`dy Cu`l Da`trejutea`
\atki @bblbl
Cerst Iak` Zbpkyob`t
Iak` Tbrvedb Dmkrhb
\atki @bblbl
Tmkrb Aut
\atki @bblbl
Hrk`l \atki @bblbl
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 25 ac
\rke`br Oktbreki 2> Tbkte`h Krrk`hbob`t Dmkrt2
2Klkptbl crao STIK Cebil Accedbr Huelb, Sbrsea` ;.6
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 36 ac =:
\rke`br Oktbreki 3> \rke`e`h Obbte`h Khb`lks
Khb`lk ;>
Khb`lk :>
Ibklbrsmep k`l Bibdtea`s Khb`lk
Zbvebw qukietebs ac k obojbr
Ttary/Lesdussea`
Bxpik`ktea` ac tmb Ok`khbob`t
Daooettbb Accedbs
Bibdtea` ac tmb Ok`khbob`t
Daooettbb
Bobrhb`dy Cu`l, Tmkrb-purdmksb k`l
Drblet Vaiedebs Khb`lk
Tbkte`h krrk`hbob`t car obbte`hs
Bobrhb`dy Cu`l
Zuibs car skve`h wetm smkrb purdmksb
Zuibs car iak`s
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 3; ac
\rke`br Oktbreki 8> [ukietebs ac tmb Ok`khbob`t Daooettbb
\kjib> [ukietebs k`l rbspa`sejeietebs ac tmb Dmkerpbrsa`
[ukietebs Zbspa`sejeietebs
K ibklbr
ZbspbdtblDa`celb`t k`l dkio wmb` spbkge`h e` cra`t ac
atmbrs
\rbkts bvbrya`b bqukiiy
Iestb`s ta atmbrs k`l ksgs car ape`ea`s
ma`bst
Arhk`ezbl
Kiwkys a` teob
Dkiis tmb obbte`h ta arlbr k`l drbktbs k`l
k``au`dbs tmb khb`lk
Kdts ks ibklbr ac tmb hraup
Ibkls lesdussea`s
Hukrk`tbbs rbspbdt car tmb Da`stetutea`
B`surbs lboadrkted lbdesea` okge`h pradbssb
Ce`ls saiutea`s e` dksb ac da`ciedts jbtwbb`
obojbrs
Zbprbsb`ts tmb Tkve`hs k`l Iak` Kssadektea`
ta autselbrs k`l a`-obojbrs 3
Ksgs car kppiedktea`s car tmb bobrhb`dy cu`l
k`l ksgs tmb rbst ac tmb obojbrs ta rbspa`l
\kjib> [ukietebs k`l rbspa`sejeietebs ac tmb Tbdrbtkry
[ukietebs Zbspa`sejeietebs
Haal wetm uojbrs
Xretbs `bktiy
Kttb`tea` ta lbtkei
Ma`bst k`l rbiekjib
Kiwkys a` teob
Kvkeikjib car trke`e`h
Xeiie`h ta warg bxtrk maurs ta trke` wetm tmb
dakdm ec `bblbl
Oust jb kjib ta rbkl k`l wretb
B`surbs tmkt kii trk`skdtea`s car tmb
bobrhb`dy cu`l, Tmkrb-purdmksb k`l ib`le`h
tkgb pikdb kddarle`h ta pradblurb, k`l tmkt k
ruibs krb caiiawbl
Okgbs kii pkssjaag b`trebs car smkrbs k`l
iak`s
Zbkls tmb bobrhb`dy cu`l k`l Iak` Cu`l
dksm jkik`dbs aut iaul kt bvbry obbte`h
\kgbs `atbs kjaut kii lbdesea`s oklb jy tmb
hraup e` tmb obbte`h
\kjib> [ukietebs k`l rbspa`sejeietebs ac tmb Jax-gbbpbr
[ukietebs Zbspa`sejeietebs
\rustwartmy
Crao k mausbmail tmkt mks k haal rbputktea`
Gbbps tmb dksm jax e` k skcb pikdb jbtwbb`
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 3: ac =:
(`a a`b e` tmkt mausbmail smauil jb
da`selbrbl u`rbiekjib)
Ievbs e` k mausb wetm haal sbdurety
Kiwkys a` teob
obbte`hs
B`surbs tmkt (s)mb es kddaopk`ebl ta/crao
obbte`hs ks bdbsskry
Jre`hs tmb jax ta tmb obbte`hs a` teob
\kjib> [ukietebs k`l rbspa`sejeietebs ac tmb Oa`by Dau`tbrs
[ukietebs Zbspa`sejeietebs
Kjib ta dau`t quedgiy k`l kddurktbiy
\rustwartmy
Dkio k`l arhk`ezbl
Kiwkys a` teob
Dau`ts tmb oa`by kt tmb jbhe``e`h k`l b`l ac tmb
jk`g apbrktea`s
Zbdbevbs kii oa`by
E`caros tmb Tbdrbtkry ac tmb darrbdt koau`t ta jb
rbdarlbl e` tmb pkssjaag
Dau`ts kii koau`ts pkel ta, ar tkgb` crao tmb Tkve`hs
k`l Iak` Kssadektea`
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 34 ac =:
\rke`br Oktbreki => Obojbr @uojbr Dkrls
; : 4
< 2 3
8 = 5
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 3< ac =:
;6 ;; ;:
;4 ;< ;2
;3 ;8 ;=
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 32 ac =:
;5 :6 :;
:: :4 : EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 33 ac =:
\rke`br Oktbreki 5> \mb Get
\mb taaiget e`diulbs kii tmb bquepob`t k Tkve`hs k`l Iak` Kssadektea` `bbls ta apbrktbVast Klkptktea`>
Klkpt tmb Iadki Durrb`dy daiuo` wetm dasts e` tmb iadki durrb`dy.
Etbo Xmkt ta usb / Maw ta hbt et Kppraxeoktb Dast
Iadki
Durrb`dy
RTL $
Dksm jax K obtki ar waalb` jax tmkt es iadgkjib e` tmrbb
pikdbs k`l ikrhb b`auhm ta cet k `atbjaag k`l
tmb rbst ac tmb get. Et labs `at mkvb ta jb
daopiedktbl jut smauil jb wbii-oklb k`l
sbdurb.
;2666 $46.66
@atbjaags jaagstarb ar stktea`kry starb :66 $6.
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Tkve`hs-ibl Oedrace`k`db> EDB @a. O6658Tkve`hs k`l Iak` Kssadektea` Teouiktea` | Sbrsea`> Adt-:6;: | Vkhb 38 ac =:
\rke`br Oktbreki ;6> Ttarebs kjaut Hraup Zuibs
Ce