payment gateway service
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payment gateway service
✓ "EVP International" – e- money institution, established in 2004 in Lithuania.
✓ 80 employees are working at the company.
✓ We cooperate with more than 70 banks all over the world.
✓ Paysera services are provided in 184 countries.
✓ We provide services to more than 9 000 legal and 250 000 natural persons.
✓ More than 5 000 active projects are registered in Paysera system.
✓ The total amount of transfers to e-shops via Paysera system exceeds 51 m EUR a month.
FACTS ABOUT PAYSERA
✓ „EVP International“ is supervised by the Bank of Lithuania.
✓ In 2012, the Bank of Lithuania issued the e-money license to EVP. It provides the company with the right to perform activities related to the issuance of e-money and provision of payment services in Lithuania and all over EU.
✓ We are trusted by 90% of e-shops and public institutions in Lithuania.
SAFETY
WE ARE TRUSTED
We are recommended by 99 % clients*
*according to the survey data
We offer
COLLECTION OF PAYMENTS
✓ Paysera system of payment collection is the leader in the Baltic States.
✓ Lithuanian and foreign banks in one place.
✓ One agreement, one integration - payments are collected from 19 banks around the Baltic states.
✓ Direct links to 98% banks in Lithuania, Latvia and Estonia (SEB, Swedbank, Nordea, Danske Bank and other).
✓ Local payments are performed via banks, by payment cards or in cash in kiosks, partner terminals (points of sale).
How does it work?
PAYMENT PROCESS VIA EYES OF THE BUYER AND THE SELLER
PAYMENT METHODS IN E-SHOPS
✓ The buyer visits the e-shop and selects goods, which s/he can see in his/her shopping cart.
✓ After the goods are selected, payment methods are displayed on the merchant website.
✓ In order to pay for the goods, the buyer select a payment method in the payment window.
CHOICE OF A PAYMENT METHOD
White label solution
✓ In case of choosing payment via bank, the buyer is redirected to the
bank website where s/he logs in with his/her data as usual.
CHOICE OF A PAYMENT METHOD
White label solution
✓ Payment details are displayed to the buyer and s/he clicks on the continue button.
✓ The information is filled in automatically with no possibility to make any changes.
✓ Payment is confirmed by entering a security code from the PIN card.
✓ After performing the payment, the buyer is redirected back to the e-shop of the seller and receives a confirmation letter via e-mail.
Paysera payment window selection
CHOICE OF A PAYMENT METHOD
CHOICE OF A PAYMENT METHOD
Paysera e-wallet payment method
✓ When choosing Paysera e-wallet payment method, the buyer enters his/her data, logs in and pays for the order. After confirmingthe order, s/he is redirected back to the merchant website.
CHOICE OF A PAYMENT METHOD
Paysera e-wallet payment method
✓ The buyer enters his/her data, logs in, and pays for the order.
After successful payment, the buyer is
redirected back to the e-shop of the seller and
receives a confirmation letter via e-mail.
CHOICE OF A PAYMENT METHOD
Paysera e-wallet payment method
✓If the buyer does not have a Paysera account, s/he is redirected to the registration window on Paysera website. After the buyer registers, the payment is executed.
✓Paysera also provides a possibility to pay via Paysera mobile application by scanning a QR code.
NOTE:
No additional fees when paying via Paysera.
The buyer receives up to 1% back from the
amount of the purchase.
ACCOUNT STATEMENTS
✓ A detailed information on executed operations and received payments is provided on the account of the seller.
✓ The list of payments provides a possibility to filter operations online by the following criteria:
payment method, order number, payment date, payable amount and currency and payment purpose.
FUNDS TRANSFER
Funds received from the payment collection service can be easily transferred to another bank account.
How to start?
ACCOUNT OPENING
✓ Account can be opened online at www.paysera.com. It is free
of charge.
✓ Click on the "Business account" and fill in the registration
form.
✓ Data has to be correct - it is used for identification and
protection of the account.
✓ Business account can only be opened by the head of the
company.
✓ When opening a business account, it is obligatory to perform
identification of the head of the company and submit official
data from the register of legal entities.
✓ To manage the account, it is enough to have a mobile device
and Internet connection.
✓ The account opened online does not differ from the account
opened physically at a bank branch.
PROJECT MANAGEMENT
✓ In order to start collecting payments, this service has to be
ordered on the account, in the settings sections, by choosing
"Company account".
✓ Having ordered the service of payment collection via the Internet,
the project is registered in the system and activated.
✓ After the project is registered in the system and activated, you
can start to collect payments.
PROJECT MANAGEMENT
✓ Paysera system provides all information
about executed activity and its area.
✓ User interface is available in English, Russian,
Latvian, Lithuanian and Polish languages.
NOTE:
Information on the activity executed online
is obligatory due to audits of the bank
with the aim to avoid possible fraud or money laundering.
Technical integration
✓ Fast integration to your website. It will take less than half an hour
and you will be ready to collect payments.
✓ In order to ease technical integration to the e-shop, we have
developed a lot of different free plugins for various popular
content management systems (CMS).
✓ Download a CMS plugin for free here
✓ If you encounter any difficulties, at Paysera developers website
you can find instructions and other useful information.
Cooperation with international banks and payment systems - no
integration of separate banks and systems is needed.
TECHNICAL INTEGRATION
HOW DOES PAYSERA WORK?
Data array described in the specification is transferred to Paysera system and your website visitor is provided with the list of available payment methods. If you want to find out what type of data has to be transferred from your system and what type of data is to be returned by Paysera, see chapter “Detailed Specification”.
If the user refuses to pay, s/he will be returned to the cancelurl address specified by you.
If there are errors in the transferred data array, they will be reported at the specified callback address, by respectively indicating status and error parameters. In such case, an error page will be displayed to your website visitor. Possible error parameter values can be viewed in chapter “Detailed Specification”.
Your website visitor will be directed to the selected payment system.
Having made a payment, the visitor will be redirected to Paysera.
When returning from the payment system, the visitor will be automatically redirected to accepturl address specified by you.
Paysera system will be informed after the payment system fully executes the payment.
Having received information about the executed payment, Paysera will address your website at the specified callbackurl address and transfer all the information on the payment.
BENEFITS OF PAYSERA
Registration and account administration - free of charge.
A possibility to collect payments at points of sale, via the Internet and by SMS messages.
Payments can be collected via different channels at once: in cash, by credit and debit cards, and via bank transfers with the help of the bank link service.
All payments are credited to one Paysera account: it facilitates the accounting and administration process.
Money from Paysera account to any other account can be transferred in less than half an hour.
Payments are processed in real time: information on payments reaches the recipient in a few seconds.
The seller is charged with the commission fee only in case of a successful transaction.
Paysera allows payment via the Internet by one centralized interface (API).
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