CSR Activites -Pg 5 Customer Success Stories -Pg 4 Centrum Microcredit's 3 Year Anniversary Newsletter Celebration &Events -Pg 6 3 Customers Employees Leadership Team CML Completed 3 successful years of business on the 1st of December. We at CML took a trip down memory Lane, reminised on our exciting , rewarding, uncertain and highly challenging journey! This 3-Year Anniversary we wanted to thank the 3 pillars on which CML stands: 1. 2. 3. without whom none of this would be possible! Letter from the CEO & FC's Desk- Pg 2 In This Issue cont'd 01 DECEMBER,2020 Centrum Microcredit turns Click here to view our 3 Year Anniversary video: https://www.youtube.com/watch?v=nceCdRoUQpA&t=97s
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CSR Activites-Pg 5
Customer Success Stories -Pg 4
SAMVAADCentrum Microcredit's 3 Year Anniversary Newsletter
Celebration &Events -Pg 6
3
CustomersEmployees
Leadership Team
CML Completed 3 successful years of businesson the 1st of December.
We at CML took a trip down memory Lane,reminised on our exciting , rewarding, uncertain
and highly challenging journey!This 3-Year Anniversary we wanted to thank the
3 pillars on which CML stands:1.2.3.
without whom none of this would be possible!
Letter from the CEO &FC's Desk- Pg 2
In This Issue
cont'd 01
DECEMBER,2020
Centrum Microcredit turns
Click here to view our 3 Year Anniversary video:https://www.youtube.com/watch?v=nceCdRoUQpA&t=97s
Hi Team,I hope all of you reading this are safe and healthy and so are your loved ones.3 years and what a journey for all of us (inspite of the last 8 months of COVID)
In today’s ever changing environment, the role of the finance function is notonly restricted to the traditional book keeping, number crunching andfinancial reporting, but also spans across a larger spectrum of responsibilities.Within the ambit, fall, financial planning, leading the organization throughfinance automation and acting as a business partner by being more strategicand less transactional. The finance function at CML lays a strong emphasis on managing risks, ensuring the integrity andaccuracy of the company’s financial statements and stands as a robust decision support system forthe Management, thereby, driving the overall growth and performance of the company. We at CML focus on turning financial numbers into something meaningful. We derive insightsand deliver timely and accurate information to all the stakeholders. The integrity, flexibility andspeed of the information delivered, enables the management and staff to more effectively managethe business. I am also happy to share with you all that w.e.f. 1 April 2019, CML has successfully moved to thenew Ind AS (Indian Accounting Standards). With this move, our financial statements are in linewith the Internationally accepted and recognised financial reporting standards. This increases thecomparability and use of our financial statements for our various stakeholders globally. We at CML are constantly in the pursuit of gaining relevant knowledge and information related tothe finance and regulatory environments and keep abreast with the same.Wishing you all and your loved ones a Merry Christmas, and a Happy, Prosperous and Safe NewYear,2021 in advance. :)“The secret of change is to focus all of your energy, not on fighting the old, but on building the new!” – Socrates
A heartfelt thank you to:Our customers - to serve them is the reason we exist; our raison d'etre.Our employees - who define what we are todayOur leadership team - whose passion and integrity is the key in this journeyOur investor - The Centrum Group, it’s leadership and their faith in us.Our lenders and partners - whose trust and support has been instrumentalAll our other stakeholders; RBI, MFIN, Sa-dhan, the local, state and central governments, the civilsociety, vendors, technology partners, who create an enabling environment for financial inclusion.Personally, it has been very satisfying to conceptualise strategize, acquire, expand and build CML towhat it is today. I couldn't have done it without the support and blessings of a lot of our staff and manyother people.The journey ahead is exciting and rewarding but also uncertain and challenging. But we are on ourway to achieve our Mission to positively impact 3 million low income households by 2025, acrossIndia and by being Technology-driven and sustainable institution, creating value for all stakeholdersand by living our values of Trust, Integrity, Innovation and Long term relationships. CML is fit for growth and ready for the future! We aim to create a better future for our customers,employees and the company!Wishing you and your loved one’s lots of happiness and good health as we step into the New Year.
Dhinkanal Branch, Orissa. (Special mention to Sunesh Pradhan and Team)
Best Unit Manager:
Guruprasad Jaiswal, Maharashtra
Best Area Manager:
Biswanath Mandal, West Bengal
Best Risk Compliance:
Tushar Holey (Audit Manager)
Best Employee - Corporate Support Function
Sonal Jha, Mumbai,
Best Employee - Business Support Function
Manisha Jadhav, Kalwa, Maharashtra
CML Superstars!!
Most Improved Performer:
1 1
Driving Success Awards:
Social Contributor Award:
Growth Driver Award:
Rajendra Baishwade Gaurang Tawde, Mumbai,
Sumit Gumaste, Gujarat
CML Gold Awards
Employee of the Year
Devendra Pratap Singh
Living the Values Award:
Jayapradha Pradhan
Exemplary Leadership Award:
Ritesh Prajapati, Mumbai, Maharashtr
For any Ideas/Feedback Please Contact Erica George [email protected]
“I joined Centrum from Altura in 2019. I work as a LoanOfficer in Chhattisgarh and I am constantly learning newthings both professionally and personally that help me givemy best. With each passing day, I come across newopportunities where I am challenged and I can put my bestfoot forward. I am grateful to be given an opportunity towork in a multicultural organisation such as Centrum and Ilook forward to a long term association with them.”
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Employee Speaks:
Gaurishankar Jaiswal
Loan Officer- Chhattisgarh,India
CML wishes you all A Merry Christmas and a Happy NewYear in Advance!