OUR EQUIPMENT GETS REGULAR CHECKUPS. YOU ......OUR EQUIPMENT GETS REGULAR CHECKUPS. YOU SHOULD TOO. Get a physical between Nov. 1, 2018, and Oct. 31, 2019, to avoid a surcharge on

OUR EQUIPMENT GETS REGULAR CHECKUPS. YOU SHOULD TOO. Get a physical between Nov. 1, 2018, and Oct. 31, 2019, to avoid a surcharge on your 2020 medical premiums.

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NELSON CHANDLER’S

STORY

Nelson, a CMC driver from Lexington, SC, shares his story and the importance of an annual physical.

Check out the Benefits Break at myCMCbenefits.com/nelsonsstory.

CMC CARES ABOUT YOUR HEALTH

Your health affects every aspect of your life. That’s why we offer benefits and programs to help you get and stay healthy. At

CMC, we know maintaining our equipment and facilities is essential to ensure a safe and efficient workplace and business.

Completing an annual physical is your opportunity to ensure your own health and safety. And that’s why we require

employees and spouses on our BCBSTX medical plan to get an annual physical.

Avoid Paying More for Medical InsuranceIf you are enrolled in CMC’s BCBSTX medical plan, getting an annual physical can save you $600 – $1,200.

To pay the standard rates in 2020, you and your covered spouse enrolled in the BCBSTX Medical Plan must get an annual physical between

November 1, 2018, and October 31, 2019, or you will each pay a $50 surcharge per month in 2020.

Schedule Your Appointment TodayIf you haven’t seen your doctor yet, call today — it can take up to six weeks to get

an appointment. Remember, CMC pays 100% of in-network annual physicals! Visit

BCBSTX.com or call 1-877-262-7977 to confirm your doctor is in-network.

In-network annual physicals are covered once in a calendar year rather than a

rolling 12 months. So if, for example, you got your annual physical in September

2018, you can get another one in June 2019.

When you make your appointment, make sure that you schedule your physical

with an in-network doctor so it’s covered at 100% by CMC. Once you get an

in-network physical, your doctor files a claim with BCBSTX, and BCBSTX notifies

CMC that you met the requirement. If your doctor’s office uses a code tied to “Preventive Health,” your visit will count as an

annual physical.

If your doctor sends you to another location to get blood work or other tests, coding is key. You need to verify the facility and services

performed are in-network and are coded as part of the annual physical. If during your visit you and your doctor also talk about a condition or

concern you have that is not part of your annual physical (for example, a sinus infection), that part of the visit may not be covered at 100%.

Your in-network doctor will file your claim with BCBSTX for you.

Confirmation and Reminder PostcardsIn April, CMC will begin mailing “High Five” postcards to employees and spouses

who got their physical and reminder postcards to those who haven’t. It can take

up to two months for your claim to process and CMC to receive notification you

met the requirement.

If it has been more than two months since you got your physical but you haven’t

received a confirmation postcard, it may be time to investigate how your visit was processed. See the Quick Tips section for more information.

Questions?Visit myCMCbenefits.com/wellness or contact Employee Services at 877-262-8050 or [email protected].

HIGH FIVE!

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You completed your annual

physical.

Get a $100 Wellness CreditIf you are enrolled in Critical Illness

or Accident Insurance, Voya offers

an annual $100 wellness credit for

getting a health screening test. Visit

myCMCbenefits.com and check out

the FAQs for more information.

Quick Tips COMPLETE YOUR APPOINTMENT BY OCTOBER 31, 2019

4 Don’t delay! Schedule your appointment today. It can take up to six weeks to get in to see your doctor.

4 Contact BCBSTX online at BCBSTX.com or by calling 1-877-262-7977 to confirm your doctor is in-network or to locate a new one. Note: CMC covers your in-network physical at 100%. Out-of-network annual physicals are not covered but they count toward the requirement.

WHEN SCHEDULING YOUR VISIT

4 If it’s been less than a year since your last in-network annual physical, you can still make an appointment — you are covered for one in-network annual physical per calendar year (not a rolling 12 months).

4 When you make your appointment, be sure to schedule your annual physical exam. Make sure the exam is coded correctly. If your doctor’s office uses a code that is tied to “Preventive Health,” your visit will count as an annual physical.

4 If your doctor sends you to another location to get blood work or other tests done, coding is key. You need to verify the facility and services performed are in-network and are coded as part of the annual physical in order for the charges to be paid at 100%.

CHECK YOUR EXPLANATION OF BENEFITS (EOB) AND KEEP A COPY OF THE ITEMIZED STATEMENT FOR YOUR RECORDS

4 Tracking is claims-driven and coding is key. Check your EOB to make sure your claim was processed correctly to avoid the surcharge. It can take from two to four weeks for a visit to be processed and posted on BCBSTX.com.

4 Go to BCBSTX.com to check your EOB. On your EOB look for the words “Physical History” as the description of services. This is how BCBSTX refers to annual physical exams and seeing it on your EOB will mean your visit was processed and coded correctly.

4 Contact BCBSTX at 1-877-262-7977 if you have questions about your claims.