Office Developers Conference - Financial Services OBAs

• 1.

2. Mike Walker Financial Services Architecture Strategist Microsoft Corporation 3.

• Introduction

• Microsofts Approach to Financial Services

• Addressing Industry Challenges

• Announcing

• Making Microsoft Architectures Real with Partners

• Demo

4.

• London Stock ExchangeTradElect 3000 trades per second; 10ms down from 140ms

• SWIFT-Gold Certified

• Central Bank of Spain-High Value Payments

• CheckFree1000 tps and 24% less TCO

• NasdaqMarket Data Servicehandles5,000 tps at market open

• 70 percent of all new ATMsshipped are Windows-based

• Banco Azteca-64-bit Platform for Banks Core Transactions

• Equifax -move to Windows Datacenter and .NET saved millions

• CitigroupCitiVision Integrates 270 Different Sources of Information for 12,000+ Global Investment Bankers

• SAPCore Banking Benchmark8,279,000 postings to bank accounts per hour

• Nationwide(UK) -Basel II Compliance Solutionwith SQL 2005 consolidating 80 different systems data & storing for 7 years

• Commonwealth Bank of AustraliaCommSeeBranch of the Future Solution

• UniCredit (HVB) 996 node cluster -reduced time to market for structured derivatives cross asset

• Bank of Montreal :18,000 users on .NET Smart Client for Branch (.NET Framework)

• Merrill Lynch :1-800-Merrillis one .NET IVR platform that serves 75m transaction a day

• Bank of Americaautomates customer call center 18,000 agents using MicrosoftCustomer Care Framework (CCF)

• DenizBank Migrates Core Banking Systemto SQLServer 2005 (64 Bit) and .NET

• Interpay(Netherlands)25 TB Payment System

• JPMorganChaseequities trading platform

• AllstateProducer Connectivity networkleverages .NET while helping enablePolicy Managementsolution in record time.

• Barclays Capital Trade and Positioning Systemprocessing 200 trades/sec up to 1000 trades/sec

• Reuters -Reuters Equities Research High Availability for 10 Tbon 64bit

• CitigroupTreasuryVision -Managing Corporate Cash Around the World

5.

• Qualitative shift in our business into more and more mission critical transactional roles

• Focus on Industry Solutions to solve real Business Problems (Industry Priority Solution Scenarios (IPSS))

• Scaling to the enterprise is now a reality with the Microsoft Platform

• People are noticing; Analysts, customers, and partners

• Increasingly influential in Microsofts core technology, marketing and product direction

• Increasing importance of Financial Services Industry partners

6. Enables development of re-usable business services across more than onechannel to provide consistent customer experience Addresses organizationscomplex web of compliance, privacy, regulatory needs, credit management, fraud controls and operational riskStreamline end-to-end process from client prospecting thru ongoing relationship managementEnables all participants in the insurance process to connect with each other including end customerConsolidate and commonize payment processing, financial messaging and archiving operations A strategic approach to renewing core systems in a phased strategic manner.Enabling reduced risk, leverage component based architecture and best of breed partners Focus on improving trade efficiency and effectiveness Branch (Teller & Seller) ATMs Internet Call Center Loan Origination Mobile Customer Knowledge Channel Renewal Risk Management & Compliance Insurance Value Chain Payments Advisor Platforms Core Banking Investment Management Doc Mgmt & Records RetentionBusiness Continuity ManagementRisk Analytics Security and Privacy Management Audit & ControlsChannel Sales & Service Product Development Underwriting Core PolicySystems Claims Processing Payments Services Factory Payments Delivery Channels Clearing and Settlement Treasury and Cash ManagementAdvisor Desktop / Portal Advisory Management Company & Industry Provided Service Lending Systems Credit Decisioning Statement Production Deposit Systems Corporate and Wholesale Banking Client Data File Investment Analytics Investment Services Trade Floor in-a-box Trade Compliance Reinsurance 7. www.fixprotocol.org www.fpml.org www.ifx.org www.swift.com www.twiststandards.org www.nacha.org www.acord.org www.mismo.org www.fstc.org www.lixi.org.au www.rets.org OFX www.OFX.org www.w3c.org www.ieee.org www.ietf.org www.ws-i.org www.oasis-open.org Computing Industry Standards Bodies 8. Channels and Front Office Core Banking Back Office and B2B Call Center ATM Branch Kiosk Internet Treasury Mgmt Commercial Loan Image Archives Check Clearing Payment Networks Correspondent Banking Investors Brokers EFT E-Lending Consumer Mortgage Mobile Payments CRM Check Clearing Deposit Systems Risk Mgmt Lockbox Servicing Corp. Check Capture IVR 9.

• The Enterprise is NOT connected

• People are disconnected from process

• Agility Severely Hindered

• Costs of Products and Services go up

• Can not adjust to the market trends

US Market Forecast - JupiterResearch 2005 Natural Disasters Millions in Loses Customer Confidence has been Impacted FSI Consolidation has Fragmented Systems Mortgage Fraud has more thandoubledf rom436(02) to1,036(07) FBI Financial Crimes and MBA Fraudulent Loans cost Lenders1 Billiona year FBI Financial Crimes 10.

• Use Adapters or Web Services to connect your systems

• Leverage both Technical and Industry Standards

• Connect Human Workflow with Transactional Workflows

• Orchestrate Legacy Assets

External Services Government Third-Party Services Bank to Bank Human Interoperability LOB Systems IntegrationWorkflow Foundation BizTalk Messaging & Workflow MISMO XSD 11.

• Protecting Data at RestOne Version of the Truth

• Identity Management

• Collaboration Security

• Integration and Security

3. Loan Approval Form Sent 4. Return Signed Master Loan Flow (MLF) Activate Loan Active Loan Save Lock Services Underwriting Close Underwriter (UW)Information Rights Mgmt LOS System LOB 1. Underwriter Rules Fired 2. MLF Starts UW Workflow SharePoint 2007 Workflow Forms Services Excel Services Data Services ECM Services Security Services Storage Services Portfolio Management Project Management Enterprise Search SharePoint 2007 Portal Framework Workflow Foundation Rights Management Services Document Libraries WSS 3.0 12.

• Leverage Existing Productivity Tools

• Integrate Workflow Foundation into existing Transactional Systems

• Surface Information from Business Data Catalog to expose Service Oriented Architectures

• Extend existing Web or Smart Clients to use MOSS Application Services

Document Library Farm-LevelWorkflow Association Table Workflow Collections Rate Alerts Persist to Database LOB Integration 13. ECM Integration Enterprise Search Business Data Catalog Role-Based Web Service Integration ECM Integration 14.

• Scalable Service Oriented Architectures

• Introducing new development methods

• Building Partner Ecosystem for FS

• Using MS Expertise with Industry Standards

• Built with User Experience in mind

• Addresses Real World Challenges

Presentation Layer Web Based PortalExtensible UI Application Services Layer Office Clients Business Rules Engine Centralized Business Rules Orchestration Layer SQL Server 2005 3rd Party External Mortgage Providers Lending Message Bus State full Web Services Stateless Web Services Business Process Management Data Services Layer 15.

• Loan Origination Systems Reference Architecture

• Banking Integration Factory

• Insurance WS-* Interoperability

• Financial Services Customer Care Framework

• Insurance Value Chain

• ATM Reference Architecture

• Bank Infrastructure Optimization Solution (BIOS)

16. Financial Services OBA Component Library 17. ApplicationServicesLayer ProductivityLayerPresentationLayerERP/LOBSystems BDC Application Definitions & Web Services Business Intelligence (BI Models, Office Data Connections, BI Data Views/Reports, Business Formulas) BPM(WF Activities, WF Workflows, BizTalk Orchestrations)UnstructuredContentType Definitions &IM Policies VSTO Add-ins (App level, Document Templates, Outlook) SharePoint Web Parts Doc Lib/List Templates (field types and site columns) SharePointSite/PageTemplates InfoPathForm Templates Business Alerts andNotifications Search (Content Sources, Search Scopes, Managed Properties) Content Targeting (SP User Groups,Profiles, Audiences) ERP/LOB System Integration Services Microsoft Dynamics ERP SAP Siebel CustomLOB 18.

• Banking

• • Consumer Mortgage Lending

• • Broker Commissions

• • Online Banking

• • IFX BDC Components

• Insurance

• • Insurance Claims Processing

• • Insurance Rating and Quoting

• • Life and Annuity

• Capital Markets

• • Structured Derivatives Management (Coming Soon)

• • Risk Management (Coming Soon)

• Document Generation Framework OBA

• Work Queue Framework OBA

Build Approximately 90 OBA Components 19. Presentation Layer Extensible UI Web-Based Portal Office Clients Business Rules Engine Orchestration Layer Business Process Management Centralized Business Rules Data Services Layer SQL Server 2005 Third-Party External Mortgage Providers Lending Message Bus Application Services Layer Unified Communications and Collaboration Business Intelligence Enterprise Content Management Workflow Search Business Data Catalog Extensible UI Open XML File Formats Website and Security Framework 20. Dataract and e5 Workflow 21.

• Application Configuration Framework for creating end-to-end process management solutions

• Key components:SLA driven work delivery; Real-time resource allocation

• Integrates existing environment: Developed on SharePoint and Windows Workflow Foundation

• Enhancing Search, Forms, Portals, Unified Messaging, Office, Mobile 6

e5 Workflow provides a framework that fosters rapidprocess driven application development 22. Presentation Layer Extensible UI Web-Based Portal Office Clients Business Rules Engine Orchestration Layer Business Process Management Centralized Business Rules Data Services Layer SQL Server 2008 Third-Party External Mortgage Providers Lending Message Bus Application Services Layer Unified Collaboration Business Intelligence Enterprise Content Management Workflow Search Business Data Catalog Extensible UI Open XML File Formats Website and Security Framework Custom Developed 23. Business Intelligence Collaboration Search Portal Business Forms Content Management e5 BI spans workflow and value metrics e5 links to Policies and Procedures e5 extends the user interface with Forms Server e5 process management spans collaborative and transactional workflows e5 Enterprise search across all workflows, communications and transactions e5 internetportals for members and advisorsPlatform Services 24. Loan Origination RAP in Action Craig van Zeyl CEO Dataract 25.

• Incorporate Standards into every process artifact and interface.

• Manage SOA exceptionsvia optimized human interactions.

• Combine SOA and unstructured data in asingle process

• Leverage your existing software and data assets

• Key Microsoft investments BizTalk, WinWF, WCF,Open XML

e5 Workflow brings IT and Business together to build automated and human facing business processes. 26.

• Read the Guidance on MSDN

• See what the Analysts have to say.

• Download the Financial Services OBA Component Library

• • Try in your own environments

• • Get the business involved!

• Come to see Dataract Chalk Talks

• • Leveraging the OBA Stack in Enterprise Processes

• • Delivering Transactional Business Processes

• Visit Dataract site:

• • http://www.dataract.com

http://msdn.microsoft.com/FinServArch 27. 28. 2008 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation.Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation.MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION.