of Co-operatives

Centre for the Studyof Co-operativesA N N U A L R E P O R T 2 0 1 5

w w w. u s a s k s t u d i e s . c o o p

InsideDirector’s Report

Highlights

People at the CentreCentre Advisory Board

Financials

The Strategic Plan 2016

CRS Chair in Co-operative Governance

Two New Centre Fellows

Co-operative Innovation Project

Top Co-op Issues 2016

New Graduate Certificate

New Online Resources

The CASC Conference

CASC Award of Merit 2015

Co-op Case Study Competition 2015

Research at the Centre

The MacPherson Talks

Centre Seminar Series 2015

Student Poster Presentations

Visiting Scholars

Awards for Centre Contract Partners

New Publications

Books for Africa

Summer Interns

Centre Scholars

Conferences and Workshops

Information for Students

The Centre for theStudy of Co-operativeshas been the site of someexciting events over thepast year.

There was the com-pletion of a unique,multi-year, million-dollar

research project that resulted in the launch of abrand-new, independent, western-Canada-wideco-operative development agency: in short, researchchanging the world of co-ops.

There is a new chair in co-operative gover-nance, and a new strategic plan, on the basis ofwhich the Centre aims to revolutionize academicand practical understanding of how co-operativeorganizations work: in other words, ambitiousresearch to change the future of co-operatives.

We welcomed two new Centre Fellows, whowill broaden the base of the Centre’s teaching andresearch capacity.

Working within the Johnson ShoyamaGraduate School of Public Policy, we have devel-oped a new interdisciplinary graduate certi ficatefor in-depth understanding of the social economyand co-operatives. The certificate offers leading-edge knowledge delivered by innovative means topresent and potential co-op leaders.

We launched a new online repository of teach-ing materials about co-operatives.

The Centre initiated the first-ever and firstannual survey of top issues on the minds of co-operative leaders across Canada. We learned sur-prising things and look forward to making this aregular part of the Centre’s engagement with theco-operative sector: practical experience informingresearch.

We sponsored and organized the first annualCo-operative Case Study Competition, educatingthe next generation of young scholars about co-ops.

We shipped 2,300 surplus books from ourlibrary to a fledgling university in Africa, contri -buting to co-operative education abroad.

The Centre is commemorating the enormousco-operative contributions of the late Dr. IanMacPherson through a new lecture series in hishonour. Through The MacPherson Talks, we willbring world co-op thinkers to present their ideas inperson and over the Internet, using our academicconnections to leverage global knowledge for the co-oppublic.

All of these activities were new this past yearand most are intended to become permanent, on-going contributions by the Centre. In short, thiswas an amazing year. We have expanded our roleand our ambitions even as we deal with importanttransitions in our faculty and as we seek new part-nerships with co-operatives.

Our Centre continues to earn recognitionnationally and internationally as one of the world’sleaders in interdisciplinary co-operative knowl-edge. Our researchers won applause and in onecase an award from co-operative meetings thatranged from Ottawa, Red Deer, and Regina toTurkey, Paris, and Spain.

All of these accomplishments have been theresult of many years of work by many people,including notably by the Centre’s director MurrayFulton, who will be returning from sabbaticalshortly. I am glad to have filled in for him this pastyear and to continue to be a part of the Centre’soutstanding successes.

Director’s Report

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Brett Fairbairn

PreambleSince its creation in the early 1980s, the Centrehas created public value by generating knowledgeabout co-operatives for the co-operative sector,government officials, and wider publics. An exter-nal review in 2011 found that the Centre has be-come “an international model for interdisciplinaryteaching, research, and engagement” that hasserved co-operatives well and brought “renown”to its host university. Co-operatives, societal ac-tors, policy makers, and educators come to us fre-quently for knowledge about co-operatives. Ournew challenge is to become the most outstandingcentre of our kind in the world. We are close tothis goal and can achieve it within five years if wefocus our efforts wisely.

Planning Principles• Our audiences are those who seek advanced

knowledge about co-operatives, whether insideor outside the sector, across Canada and fur-ther afield.

• Our research and teaching are centrally aboutthe things we see going on in co-operatives.There are not only things for people to learnabout co-ops, but things to learn from co-ops.

• Our studies encompass a wide or general level:theory applicable to all kinds of co-operatives.Specific projects include a spectrum from con-ceptual or theoretical research through empiri-cal studies, action research, applied studies,and training.

• We have a strategy to engage in committed re-lationships with co-op–sector partners; we seekways for our work to have impact on federal,provincial, municipal, Indigenous, and inter-national agencies and governments.

The PlanBased on our principles, the Centre is committedto accomplishing the following prioritised tasks inthe next five years:

1. We will generate new co-operative knowledgein three focal areas and gain national and inter-national recognition for our contributions.

• We will create advanced understanding of theco-operative model: theorising, historicising,and indigenising the co-operative identity,values, and principles.

• We will develop a Centre for the Study of Co-operatives model of co-operative governancethat goes beyond all previous formulations andis applicable to analysis of real-life cases.

• We will extend existing work on measurementof the co-op difference and on the social, eco-nomic, and cultural impact of co-operatives.

2. We will launch an internationally knowncertificate program that will set the standardfor advanced interdisciplinary study of co-operatives.

3. We will support broad co-operative educationat the postsecondary level across Canada andinternationally.

4. Through our research, publications, and out-reach activities, we will hold a mirror to theworld of co-operatives. We will be recognized asa primary source of knowledge and understand-ing about what is going on broadly in the sector.

Key EnablersOur core faculty and staff; our network of contactsand relationships in the co-op sector; our fundingmodel, which enables pursuit of long-term public-service goals; and our proactive program of strate-gic communications activities

Foundational PartnershipsThe Johnson Shoyama Graduate School of PublicPolicy, the University of Saskatchewan, and oursector partners — Saskatchewan Credit Unions,Federated Co-operatives Limited, ConcentraFinancial, The Co-operators, and CHS Inc.

Strategic Plan 2016

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Below is a brief summary of our strategic plan highlighting the planning principles, our intendedactivities, key enablers, and foundational partners. You can read the full version here.

CRS Chair in Co-operative Governance

In fall 2015, Centre Director Murray Fulton wasappointed to the Co-operative Retailing System(CRS) Chair in Co-operative Governance. Fundedby Federated Co-operatives Limited, the $300,000position will extend over a five-year term. The CRSChair will augment Murray’s research focussed onenabling co-ops to operate more effectively andwill help solidify the Centre’s reputation as a globalleader in co-operative research. It also reinforcesthe university’s commitment to making a meaning-ful contribution to economic and social develop-ment within communities.

Two New Centre FellowsWe’re thrilled to announcethe appointment of twonew Centre Fellows — long-time Centre supporter IsobelFindlay from the Departmentof Management and Market-ing at the Edwards School ofBusiness and Eric Micheelsfrom the

Department of BioresourcePolicy, Business, and Eco-nomics in the College ofAgriculture and Bioresources.

Co-operative Innovation Project UpdateThis innovative two-year project funded by Feder-ated Co-operatives Limited (FCL) came to a con-clusion in December 2015. Its goal was to helprural and Aboriginal communities determinewhether the co-op model could be applied as apractical solution to needs identified by the com-munities themselves. CIP team members contacted649 communities in western Canada during thecourse of their work.

The success of the CIP project resulted in a fur-ther five-year, $5 million commitment from FCL,which will provide critical start-up funding for Co-operatives First, a nonprofit organization that willfacilitate a new wave of co-operative developmentin western Canada.

The CIP project was a unique partnership be-tween a research unit and a business organization,a test of whether university-based research couldlead to solutions to real-world problems. The cre-ation of Co-operatives First suggests that it can,and we are proud to have been part of the process.

Top Co-op Issues 2016

In fall 2015, the Centre canvassed Canada’s co-opleaders, including CEOs and managers, boardmembers and academics, on their views about thetop issues currently facing co-operative organiza-tions. Our forty-six key informants were remark-ably consistent in identifying their most pressingconcerns, which we have organized under themesthat include access to capital, governance, membercommitment, youth engagement, and publicawareness of the co-op model.

The poster found here itemizes the top twelvethemes and highlights the top three issues, includ-ing respondents’ suggestions for action.

New Chair, New Fellows, Research Updates

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Left to right: Dusty MacDonald, board chair, FederatedCo-operatives Limited (FCL), Murray Fulton, Centre director,and Scott Banda, CEO of FCL

Graduate Certificate and Online Resources

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Graduate Certificate in the Social Economy and Co-operatives

Our new master’s certificate was offered for the first time beginning in September2015 and has generated considerable interest. Not even a year into the program, we’realready developing an innovative new delivery method to make it accessible to morestudents and working professionals across the country and around the world. Thenew blended-delivery model, with both online and in-person courses, will be offeredin September 2016. With classes taught by Centre Fellows, the certificate is offeredthrough our affiliate, the Johnson Shoyama Graduate School of Public Policy. Findmore information about the certificate here.

New Online ResourcesWe have a new web page devoted to online teach-ing resources on co-operatives. Currently there arevideos of seminars, lectures, and special presenta-tions, as well as case studies and Centre booklets,all freely available for downloading. We are work-ing on a case study series and more of these willbecome available as they are completed. The on-line resources page is also under development andwe invite you to watch for new links to a variety ofadditional materials.

Co-operative Case Study CompetitionOn 1–3 June 2015, a talented group ofgraduate students met in Ottawa at theCASC conference to learn more aboutco-ops. This inaugural Co-op CaseStudy Competition, organized by theCentre’s Audra Krueger, attracted ninestudents from across North America.Their task was to assess the situationfacing the co-op under study, analyzethe available information, and craft thebest options for the organization. Thestudents had the additional challengeof presenting their analyses and solu-tions using a modified Three MinuteThesis style. Read more here.

The 2015 CASC Conference

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Participants in the Co-op Case Study Competition held during the 2015 CASCconference. Left to right: Natalie Witschorik (Iowa State University) and SarahAdams Inkoom (South Dakota State University)

CASC Award of MeritBrett was honoured in June 2015 with the CASC Award of Merit, whichrecognizes an individual’s outstanding leadership and contributions to the

field of co-operative studies, their mentorship ofstudents and others in understanding the intricateworkings of co-ops, and their ongoing support ofCASC. Few have done as much as Brett to addressthe real-life challenges faced by co-operators, todocument insights, and to chronicle and nourishthe vibrant growth of the movement. Read morehere.

Co-operatives: Capital Idea(s)!Ottawa was the venue 2–4 June 2015 for the annualconference of the Canadian Association for Studiesin Co-operation (CASC). The Centre, CASC’s ad-ministrative home, was well represented by sixCentre Fellows and staff, four Centre Scholars,four people from the Co-op Innovation Project,and two students, all of whom made presentations,chaired sessions, and/or served on panels.

Nearly seventy presentations on a huge arrayof topics kept participants engaged and challenged.

The event included the usual collaboration witha number of other professional associations, andorganizers also worked with On Co-op, le Conseilquébécois de la coopération et de la mutualité, andCo-operatives and Mutuals Canada to provide aspecial day for practitioners. See the full CASC program here.

New this year was the inaugural Co-op CaseStudy Competition organized by the Centre’sAudra Krueger (see details below). Of special notewas the award to Centre Fellow Brett Fairbairn.

The MacPherson TalksThe MacPherson Talks is anew seminar series at theCentre honouring the lateDr. Ian MacPherson, one ofthe leading lights of the inter-national co-operative move-ment. Historian, educator,author, and passionate co-operator, Ian personified therelationship between Cana-

dian co-operative academics and co-op practition-ers. There will be one talk annually at the Centrefor the Study of Co-operatives, featuring an inter-national co-operative scholar or practitioner whosework reflects the values that Ian held dear. Readmore about Ian here.

Centre Seminar Series 2015March “Laying the Corner-stones for a New NationalCredit Union Trade Association”Marc-André Pigeon,Credit Union Central of Canada

April “How Can Co-opsBecome More Productiveand More Profitable?”Avner Ben-Ner, Center for HumanResources and Labor Studies,University of Minnesota

May “Governance Issues inMultilevel Co-operative Bank Networks”Ivana Catturani, European Research Institute onCo-operative and Social Enterprises

November “On the CuriousCase of Co-operative Capital”Brent Hueth, University of WisconsinCenter for Cooperatives

November “WhenBig Co-ops Fail”Peter Couchman,Plunkett Foundation, UK

Research and Seminars

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Research at the Centre• Problems at Co-op Atlantic• Why Big Co-ops Fail• Co-op and University Partnerships• Governance and Member Engagement at the

Saskatoon Co-operative Association• “Demutualization of Co-ops and Mutuals,”

(Canada), completed• “Examining Success Factors for Sustainable

Rural Development through the IntegratedCo-operative Model,” (Africa), completed

• “The Impacts of Credit Unions on Commu -nities,” completed

• “Developing and Sustaining Communities:The Role of Co-operatives,” completed

• Indigenous conceptions of governance and therelationship to co-op organizational models

• Leadership, innovation, and cultural change atFCL and in the co-op retailing system

• social innovation in German renewable-energyco-operatives

• history of the co-op movement in Germany• the governance of federations• leadership and governance in higher education• theory and case studies of governance and

innovation in co-operatives• co-op options for community pastures• Canadian Co-operative Films Check the Centre’s website for in-depth informa-tion about these and other research activities.

New

New

New

New

Marc-André Pigeon

Avner Ben-Ner

Brent Hueth

Peter Couchman

Ian MacPherson

December “Co-operatives andthe Saskatchewan DisabilityStrategy” (the Hartley and MargaretFredeen Scholarship in Co-operativeStudies Seminar)

Victoria Taras, PhD Candidate,Johnson Shoyama Graduate Schoolof Public Policy

Find information about upcoming and formerseminars here.

Student Poster Presentations 2015Our January seminar spot was taken over bystudents in the class Co-operatives in the NewEconomy: Institutions, Governance, and Policy,who prepared posters for an event titled “Analyz-ing Co-op Policy Cases.” The students tackledquestions such as: Are tax incentives for co-opdevelopment good public policy? Was the Co-opDevelopment Initiative a useful policy tool? andShould government legislate governance practicesfor co-ops?

You can see all six posters here.

Visiting ScholarsIvana Catturani, a postdoctoral fellow from theUniversity of Trento in Italy, was with us fromFebruary to May 2015 supported by a fellowship

from the Marie Curie Inter-national Research Staff Ex-change Scheme. Her workat the Centre focussed onCanadian financial co-ops,particularly the Desjardinsmodel in Quebec. Ivanapresented our May seminar.

In mid-September,visiting scholars CarloBorzaga from the University of Trento in Italy andSilvia Sacchetti from the Open University in theUK joined us for a full week of activities, including

a public seminar and recep-tion, a Centre-based pres-entation, and a day-longinvited workshop on gover-nance that included CentreFellows and Scholars, stu-dents, and staff.

Carlo and Silvia alsovisited a number of co-operatives and other social

enterprises as well asattending daily breakfast,lunch, and dinner meetingswith Centre Fellows andScholars.

Carlo presented theinaugural seminar in TheMacPherson Talks, whichhonour the late Dr. IanMacPherson and will be anannual event at the Centre.

Silvia, who conducts research with Carlo atthe European Research Institute on Co-operativeand Social Enterprises, gave a presentation toCentre personnel on the multistakeholder gover-nance model. Sylvia and Carlo’s research fits wellwith some of the work currently being undertakenat the Centre and we have plans for further collab-oration.

Seminars and Visiting Scholars

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Victoria Taras

Victoria Taras (second left) and Eric Neudorf (right) present theirco-op policy case in January 2015

Ivana Catturani

Carlo Borzaga

Sylvia Sacchetti

Awards for Centre Contract PartnersFederated Co-operatives Limited (FCL) retainedtop spot in SaskBusiness magazine’s 2015 list of the100 largest companies in Saskatchewan as well as

being named Business of theYear. The company is in thetop 50 of the Financial Postmagazine’s rankings of the 500largest companies in Canada,

as well as among the Corporate Knights ranking ofthe Best 50 Corporate Citizens in Canada. In addi-tion, FCL was named Fairtrade Retailer of the Yearat the 2015 Canadian Fairtrade Awards, where it alsowon the award for Excellence in Merchandising.

Concentra Financial was once again namedone of Canada’s Best Managed Companies, retain-ing its status as a Platinum Club member.

SaskCentral wasnamed one of thebest med ium-sized

workplace in Canada for 2015 by the Great Place toWork® Institute Canada. It was also honoured asone of Canada’s bestworkplace for womenamong companies ofany size.

The Co-operators has been recognized asamong the top ten on Corporate Knights’ list ofthe Best 50 Corporate Citizens in Canada. It also

earned the 2015J.D. Power Cana-dian Home Insur-ance award in the

Ontario/Atlantic region. And the company hasbeen listed among the 50 Most Socially Respon -sible Corporations in Canada, a list compiled bySustainalytics for Maclean’s magazine.

Finally, CHS Inc. ranked 25 among the top150 best workplaces in Minnesota by Workplace-Dynamics.

New PublicationsCo-operatives for SustainableCommunities: Tools to Meas-ure Co-operative Impact andPerformance (co-publishedwith Co-operatives andMutuals Canada) exploresfive interconnected themesrelated to co-operative re-porting practices and com-munity impact.

What went wrong at Co-op Atlantic? Governanceas a Determinant of Success and Failure: What Other

Co-ops Can Learn fromCo-op Atlantic looks at thegovernance choices andbehaviours that led to thefailure of this once-strongorganization.

When Big Co-ops Failexamines some catastrophicfailures of large-scale co-op-eratives around the world

and identifies five factors that can dramatically in-crease the chance of survival for individual co-ops.

The Fifth Co-operativePrinciple: Mapping theCo-operative Educa-tional Initiatives ofCanadian Co-operativesexplores the applica-tion of the fifth co-operative principle —education, trainingand information —within Canadianco-ops.

Find easy access to all Centre publications here.

Sponsor Awards / New Publications

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Books for AfricaWhen the Centre’s library moved to Special Col-lections at the university’s main library, we endedup with a lot of duplicate materials — 68 boxesfilled with 2,300 books, to be exact. Coincidentally,we were involved at the same time in a large proj-ect on rural co-op development with a fledglinguniversity in Africa — Moshi Co-operative Uni-versity, located at the foot of Mount Kilimanjaroin Tanzania. Moshi’s library resources were limitedand our duplicate materials were a perfect fit. Sowe shipped 1140 kg — 2.5 tons — of books to Tan-zania, delighted to be in the position to make thiscontribution to co-operative education abroad.

Summer InternsThe Centre was fortunate tohave secured the researchskills of Mitacs studentsApoorva Gupta and MarianaLopez-Gomez from May toAugust 2015. Apoorva, fromChandigarh, India, is workingon an MA in developmentstudies at the Indian Institute

of Technology–Madras inIndia, while Mariana, fromGuadalajara, Mexico, is work-ing on an undergraduatedegree in international rela-tions at the University ofGuadalajara.

Mitacs is a national, not-for-profit organization thatsupports innovative researchand training programs across Canada, workingclosely with partners in industry, academia, andgovernment.

Centre ScholarsCSC Scholars are associates who are actively in-volved in teaching, theoretical or applied research,and/or outreach education concerning co-opera-tives. Meet our Centre Scholars here.

Conferences and WorkshopsCentre personnel took part in more than fortyconferences and workshops during 2015. Findmore information here, as well as details aboutupcoming events.

Information for StudentsCheck out the Student Portal on the home page ofour website for information about scholarships andbursaries, co-operative courses and programs, andother resources.

A Few Final Notes

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Dr. Esther Towo, foreground, a member of the research team onthe “Sustainable Rural Development through the Integrated Co-operative Model” project. The photo also includes members of anevaluation team from the Tanzania University Commission, whoalso appreciated the donation of books.

Apoorva Gupta

Marianna Lopez-Gomez

People at the Centre

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Left to right, top to bottom: Brett Fairbairn, acting director, professor, Johnson Shoyama Graduate School of Public Policy(JSGS); Murray Fulton, director (on sabbatical leave), professor, JSGS; Lou Hammond Ketilson, adjunct professor, JSGS;Michael Gertler, associate professor, College of Arts and Science; Dionne Pohler, assistant professor, JSGS; Isobel Findlay,professor, Edwards School of Business; Eric Micheels; associate professor, College of Agriculture and Bioresources; NoraRussell, publications and communications officer; Audra Krueger, research, education, and liaison officer; Patty Scheidl,office manager; Karen Neufeldt, clerical assistant; Darcy Overland, research manager, Co-operative Innovation Project (CIP);Wu Haotao, data analyst, CIP; Merle Massie, research officer, CIP; Kyle White, community engagement officer, CIP. Missing:Duy Huang, IT specialist.

Centre Advisory Board 2015

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Left to right, top to bottom: Glen Tully, board chair, former board chair, Federated Co-operatives Limited; Glenn Bohay,The Co-operators Group; Corina Farbacher, Concentra Financial; Laverne Goodsman, SaskCentral; Brent Hueth, director,University of Wisconsin Center for Cooperatives; William Nelson, president, CHS Foundation, CHS Inc.; Marc-André Pigeon,Credit Union Central of Canada; Brad Schultz, Federated Co-operatives Limited; Toddi Steelman, executive director,School of Environment and Sustainability, U of S; and Martine Vezina, HEC Montreal.

Financials

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Statement of Revenues, Expenditures, and Fund Balance for the Year Ended 30 June 2015

2014–15 2014–15 2013–14 Budget Actual ActualRevenuesCo-op Sector Contribution $348,371 $355,163.50 $378,416.00University of Saskatchewan Contribution 348,371 348,725.13 550,948.84Government of Saskatchewan Contribution 0 0 0Office Space — in-Kind 26,561 26,561.00 26,561.00Publications 1,500 860.45 307.61Visiting Scholars & Special Projects Funds 0 0 70,000.00Budgeted Transfer from Reserve Fund 70,000 0 0Miscellaneous Revenue 1,000 18,770.00 0Overhead Revenue 0 1,988.40 -293.67Transfer from CHS Project 80,000 80,000.00 80,000.00Total $875,803 $832,068.48 $1,105,939.78

ExpendituresSalaries

Academic in-Kind $237,086 $237,086.00 $449,776.00Support Staff Salary and Benefits 376,458 383,579.75 403,613.25Sessional Lecturer Support 0 0 14,300.00Director Salary & Benefits 5,000 5,094.44 82,209.23New BPBE Faculty Position 70,000 70,000.00 70,000.00

Transfer to JSGS 100,000 100,000.00 0Visiting Scholars & Special Projects Fund 0 0 3,878.26Material & Supplies 2,000 1,406.75 1,736.34Printing 5,000 2,798.10 1,195.82Postage, Courier 1,500 1,224.87 485.55Telephone 2,000 333.60 1,299.72Public Relations 8,500 9,692.54 8,240.89Travel 17,500 19,637.79 15,769.73Library Acquisitions 0 0 1,876.42Equipment & Maintenance 0 0 6,352.50IT Support 15,000 8,505.00 0Miscellaneous 2,624 2,859.47 1,485.98Research 3,575 12,157.63 8,874.94Dues & Memberships 3,000 2,394.72 2,818.97Office Space 26,561 26,561.00 26,561.00Interfund Transfer 0 0 70,000.00Total $875,804 $883,331.66 $1,170,474.60

Excess of Revenues over Expenditures $-1 -51,263.18 -64,534.82Fund Balance, Beginning of Year 208,545.89 273,080.71Fund Balance, End of Year $157,282.71 $208,545.89

Balance Sheet for Year Ended 30 June 2015

Assets 2015 2014Cash $149,911.44 $217,616.65Accounts Receivable 15,885.77 73,328.52Total $165,797.21 $290,945.17

Liabilities and Fund BalanceAccounts Payable $8,514.50 $82,399.28Fund Balance 157,282.71 208,545.89Total $165,797.21 $290,945.17

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The Centre for the Study of Co-operatives is an interdisciplinaryteaching and research unit located on the University of Saskatchewan campus in Saskatoon.Our contract partners in the co-operative sector include:

• Saskatchewan Credit Unions• Federated Co-operatives Limited• Concentra Financial• The Co-operators• CHS Inc.

The Centre is also supported by the University of Saskatchewan and is formally affiliatedwith the Johnson Shoyama Graduate School of Public Policy. The university not only housesour offices but provides in-kind contributions from a number of departments and units as wellas financial assistance with operations and nonsalary expenditures. We acknowledge with gratitudethe ongoing support of all our partner organizations.

The Centre’s objectives are• to develop and offer university courses that provide an understanding of

co-operative theory, principles, development, structures, and legislation• to undertake original research into co-operatives• to publish co-operative research by Centre staff and other researchers

© 2016 Centre for the Study of Co-operatives

Writing, editing, and layout by Nora RussellThis report covers the 2015 calendar year and the 2014–15 fiscal year; it was prepared in the second quarter of 2016.

Centre for the Study of Co-operatives101 Diefenbaker PlaceUniversity of SaskatchewanSaskatoon SK Canada S7N 5B8Phone: 306–966–8509 / Fax: 306–966–8517E-mail: [email protected]: http://www.usaskstudies.coop