Issue #27 October 2014 Our Superior Partners. Thank You! Inside This Issue Returning/New Chamber Members 3 Chamber Board of Directors 3 Employment Opportunities 5 Ambassadors 7 Lift Bridge Construction 9 Fall Golf 11 Portage Health Foundation 13 Business After Hours 14 Eggs & Issues 15 Events Calendar 15 Proud Member of Photo by Chamber staff The Keweenaw Chamber’s bi-annual publication of the Street Map and Business Guide is being updated and redone. The Daily Mining Gazette staff is out selling the advertising space, as well as, working with WUPPDR for the maps and local printers for the publication. Please give them your time and find out why this may be a great advertising venue for your business. This particular piece is the only one of it’s kind for the Houghton and Keweenaw areas and is a very popular map for both our local community as well as visitor to our area. We sincerely appreciate your continued support of the Chamber and our projects. If you should have nay questions or concerns about the map or advertising please call Trina at the Chamber 482.5240 or the Daily Mining Gazette’s Advertising Department at 482.1500.
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Issue #27 October 2014
Our Superior Partners. Thank You!
Inside This Issue
Returning/New Chamber Members 3Chamber Board of Directors 3Employment Opportunities 5Ambassadors 7Lift Bridge Construction 9Fall Golf 11Portage Health Foundation 13 Business After Hours 14Eggs & Issues 15Events Calendar 15
Proud Member of
Photo by Chamber staff
The Keweenaw Chamber’s bi-annual publication of the Street Map and Business Guide is being updated and redone.
The Daily Mining Gazette staff is out selling the advertising space, as well as, working with WUPPDR for the maps and local printers for the publication.
Please give them your time and find out why this may be a great advertising venue for your business.
This particular piece is the only one of it’s kind for the Houghton and Keweenaw areas and is a very popular map for both our local community as well as visitor to our area.
We sincerely appreciate your continued support of the Chamber and our projects.
If you should have nay questions or concerns about the map or advertising please call Trina at the Chamber 482.5240 or the Daily Mining Gazette’s Advertising Department at 482.1500.
Attorney Kevin L. Mackey200 Michigan StreetHancock, MI [email protected]
Copper WorldAnthony Bausano101 5th StreetCalumet, MI 49913906.337.4016 FAX [email protected]
Habanero’s Fresh Mexican KitchenJulie Cortright101 E. Quincy StreetHancock, MI [email protected]
Horst Schmidt, AssociateHubbell, MI
IR Telemerics, Inc.Glen Barna1780 Birch StreetHancock, MI 49930PO Box 70, Houghton, 49931906.482.0012irtelemetrics,[email protected]
Superior Tax AccountingSheila Tormala20017 E. Sharon AvenueHoughton, MI 49931906.523.7013
continued on page 9
4 Keweenaw Chamber of Commerce Newsletter
Keweenaw .org 5
Are you or someone you
know looking for work?
The Daily Mining Gazette, and MI Works are two of the area’s resources for finding employment.
Are you looking for part-time
Employees?
Are you looking for part-time Michigan Tech student help for your local business? If so, please consider advertising your employment opportunities at Michigan Tech through HuskyJOBS, an online job management system. HuskyJOBS is an excellent resource available to all Michigan Tech students. It connects employers with students and allows you to easily post your positions at no cost. For more information, please visit: mtu.edu/career/employers/jobs/community or contact Career Services at [email protected] or 906-487-2313.
We Want Your Input
We are looking for photos, business news, new hires, open positions or any updates about your business to use in our newsletters. If you have photos or stories you’d like to share, send them to [email protected]. Please tell is about the photo or story, including who took the photo, where it was taken, and who wrote the story so we can give proper credit. Thanks!
Your Brochures
Are NeededBring in your brochures to fill the racks.
Visitors and community members and businesses of our area find useful information from your
brochures, and we want Chamber members
represented.
What a great way to increase the visibility of your business!
Thank you to those who have sent in your information.
6 Keweenaw Chamber of Commerce Newsletter
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A Call For Keweenaw Chamber
AMBASSADORS
POSITION DESCRIPTION:An Ambassador will be a reputable professional, actively
engaged in business in the great Keweenaw area, who is
willing to promote and protect the best interest of the
Keweenaw Chamber of Commerce and its members. An
Ambassador will also serve as a liaison for prospective,
new, and existing Chamber members; sharing
opportunities to promote and support their business
initiatives and goals. The Keweenaw Chamber Ambassador
Committee offers many ways to participate that work with
your schedule.
RESPONSIBILITIES:Recruit and Welcome new business and professionalsParticipate and greet attendees in the Annual Golf Outings, Ribbon Cuttings, Business After Hours, Open Houses, and other eventsDelivery of Renewal Thank you LettersEducate benefits of Chamber of Commerce membershipAttend monthly Ambassador Committee meetingsUnderstand the Chamber membership materialsParticipate in subcommittees:
� Prospect:• Identify new businesses• Deliver Potential Member Packets
� New Member Maintenance:• Develop and maintain relationships as assigned• Deliver New Member Packets and follow-up
� Retention: • Maintain relationships with existing members• Follow-up annually with renewed members
QUALIFICATIONS:Flexible work schedule, In-depth knowledge of the Chamber of Commerce, Willingness to take leadership role, Strong communication skills, Outgoing personality and positive attitude, Ability to work independently
TIME COMMITMENT:A one year minimum time commitment during & for which Personal Commitment form is completed:Attend the majority of the monthly Committee meetingsComplete one orientation training sessionMember and potential member calls are done at the convenience of the AmbassadorRegularly attend Ribbon Cuttings, Business After Hours, and Open Houses
If you are interested in being an Ambassador, please contact Trina at the Chamber office by August 18th. First Event would be September 10th our Annual Fall Golf Outing!Phone: 906.482.5240Email: [email protected]
AMBASSADORSOur current Ambassador Committee has the following members.
• Brian Donnelly, River Valley Bank, Board Liaison, Committee Chair
• Amanda McConnon, Century 21 North Country Agency, Committee Co-Chair.
• Hannah Erickson, Michigan Tech University
• Victor Harrington, Portage Health
• Kevin Store, Portage Health Foundation
• Jay Ringler, Upper Peninsula Power Company
• Barb Foley, County Village Shop
• Jack Eberhard, Book Concern Printers
8 Keweenaw Chamber of Commerce Newsletter
Keweenaw .org 9
Continued from page 3
Welcome Back,
Superior Partners
City of Houghton
Welcome Back,
Community Partners!
Crown CleanersEdward Jones – Robert K. NelsonGitzen CompanyLibrary Restaurant and Brew PubPilgrim River Hills & AcresSayen’s - OPG
The project, set to begin in January 2015, will require numerous closures of the lift bridge. While trying to minimize traffic impacts by scheduling closures at night, these closures may impact public transit, school athletic schedules or other activities. We do not have an exact schedule of closures at this time, but we will release it as soon as it is available.
The Michigan Department of Transportation has sent the Chamber a PDF document to provide some initial information about the upcoming Portage Lake Lift Bridge rehabilitation project. If you would like the document emailed or mailed to you please contact the Chamber. Phone 482.5240 or email: [email protected].
The Individual Shared Responsibility PaymentBeginning in 2014, the individual shared responsibility provision of the Affordable Care Act requires each
individual to:
• Maintain a minimum level of health care coverage – known as minimum essential coverage, or
• Qualify for an exemption, or
• Make an individual shared responsibility payment when filing their federal income tax returns.
Minimum essential coverage generally includes government-sponsored programs, employer-provided health
coverage, and coverage purchased in the individual market, including the Health Insurance
Marketplace. Most people already have health insurance coverage that qualifies as minimum essential
coverage, and therefore will not need to make a payment if they maintain their qualified coverage. However,
for each month that you or a member of your family is without minimum essential coverage and does not
qualify for an exemption, you will need to make an individual shared responsibility payment.
If you and your dependents had minimum essential coverage for each month of 2014, you will check a box
indicating that when you file your 2014 federal income tax return. If you qualify for an exemption, you will
attach a form to your tax return to claim that exemption. If you are required to make the individual shared
responsibility payment, you will calculate your payment and make the payment with your return.
If you choose to make an individual shared responsibility payment instead of maintaining minimum essential
coverage, this means you will not have health insurance coverage to help pay for medical expenses.
In general, the individual shared responsibility payment for 2014 is the greater of:
• One percent of your household income above the income filing threshold for your tax filing status, or
• A flat dollar amount of $95 per adult and $47.50 per child (under age 18) in your family, but no more
than $285 per family.
The individual shared responsibility payment is also capped at the cost of the national average premium for
bronze level health plans available through the Marketplace that would cover everyone in your family who
does not have minimum essential coverage and does not qualify for an exemption – for example, $12,240 for
a family of five. However this maximum fee will only impact the small number of high-income taxpayers who
choose to go without health insurance. The payment amount is based on each individual’s personal
circumstances, and information about figuring the payment can be found on our ‘Calculating the Payment’
page on IRS.gov/aca.
Example of Payment Calculation
Eduardo and Julia are married and have two children under age 18. No family member has minimum
essential coverage for any month during 2014, and no family member qualifies for an exemption. For 2014,
their household income is $70,000 and their tax return filing threshold amount is $20,300.
• Using the household income formula: Subtract the tax return filing threshold amount for 2014 from
the 2014 household income, then multiply the answer by one percent (0.01). $70,000 - $20,300 =
$49,700
One percent of $49,700 equals $497.00.
• Using the flat dollar amount formula: Add $95 per adult for Eduardo and Julia to $47.50 per child – for
their two children. $95.00 + $95.00 + $47.50 + $47.50 = $285.00
Eduardo and Julia’s shared responsibility payment for the year for 2014 is $497. That’s because the
household income formula amount of $497 is greater than flat dollar formula amount of $285, and it is less
than the $9,792 annual national average premium for bronze level coverage for a family of four in 2014.
More examples can be found on IRS.gov/aca.
More Information:
Find out more about the tax-related provisions of the health care law at IRS.gov/aca.
Find out more about the health care law at HealthCare.gov.
Thank you to all of our EAGLE sponsors!• Keweenaw Brewing Company
• Daily Mining Gazette
• Tadych’s Econo Foods
• Pilgrim River Hills and Acres
• CM Morris Contracting
• The Library Restaurant
Thank you to all of our PAR sponsors!• Michigan Tech Employees Federal Credit Union
• Northern Hardwoods
• Range Bank
• Pat’s / Festival Foods
• Portage Health Foundation
• Superior National Bank
• UPPCo
• Portage Health
• Aspirus Keweenaw
• Finlandia University
• Tervo Agency
• Michigan Tech University
• Wal-Mart
• River Valley Bank
• Pepsi Cola of Houghton
• Tolksdorf Realty
• City of Houghton
• Surplus Outlet
• DP Construction
• U.P. Engineers & Architects
Thank you to all of our SWAG BAG
sponsors!• ALL OF THE EAGLE SPONSORS!
• Finlandia University
• MTU Food Service
• Favorites Custom Apparel
• Downtown Hancock
Thank you to all of our Raffle Prize donors.Portage Lake Golf Course • M&M PowerSports • 41 Lumber of Houghton • Copper Harbor
Lighthouse Tour Boat • Finlandia University • Magnuson Hotel Franklin Square Inn • Applebee’s
Neighborhood Bar & Grill • Aspirus Keweenaw • Culver’s of Houghton • Pat’s / Festival Foods •
Chassell Carpentry & Woodwork, Inc. • Mont Ripley • MTU University Images • Gartner’s Gallery
• MTU SDC • Flowers by Sleeman • Subway of downtown Houghton • Habaneros Fresh Mexican
Keweenaw Peninsula Event Calendar 2014Your source for area Business Events and Community Events0
Eggs and IssuesThursday, October 16
Irish Times Pub
& Restaurant, Laurium
Presenter: CopperDog150
Topic: The CopperDog 150 Board will discuss with us the impact the event has on our area, how it can benefit your business, ways to help out financially or with your time.
902 College Avenue, P.O. Box 336Houghton, MI 49931
Visibility Opportunities
Looking for a way to get your advertising message out to a fresh new crowd? The Chamber newsletter has a circulation of more the 200 local
businesses. We can accept print-ready ads or build an ad for you…just ask for details. Email advertising is also available and reaches 1,800 email
addresses! Newsletter and email advertising gets proven results – let us help you grow your business today!
The deadline is the 20th of the month for the next month’s newsletter. For example, May 20 is the deadline for an ad in the June newsletter. Call us with questions!
SUPPORT BUSINESS: The Chamber supports businesses by providing information and referring inquiries to our local and regional economic development partners such as the Keweenaw Economic Development Alliance, Michigan Small Business Development Center, MTEC SmartZone, Entrepreneur Support Center, or Jutila Business Incubator.
ATTRACT BUSINESS: The Chamber provides information and referrals to people who want to visit or relocate here. If someone inquires about tourism, we coordinate with the Keweenaw Convention and Visitor’s Bureau. When someone is relocating a business or family here, we connect them to the appropriate community resources that meet their needs.
DEVELOP : The Chamber will continue to grow networking and visibility opportunities for small businesses. We will provide opportunities for ribbon cuttings, Eggs and Issues, and After Hours networking events, promotion and advertising opportunities, golf outings, annual membership directory, business referrals, and a monthly newsletter.