Oak Bay News, March 14, 2014

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Friday, March 14, 2014 www.vicnews.com

Embrace the nightMan on a mission to see strollers after dark

Page A3

NEWS: Patient records faxed to city man in error /A3DRIVEWAY: Cracking the small car conundrum /A10 HOMEFINDER: On the hunt for mortgage deals /A21

OAK BAYNEWS

Playing with the prosChristopher SunNews staff

Oak Bay lawn bowler Jaymee Sidel is seeing if the grass is greener in Asia as she competes there with the Canadian national team this week.

This will be the 22 year old’s first overseas trip as a competitive lawn bowler after being named to the Canadian development team last November. The honour stems from Sidel winning gold in the U25 championships in Fredericton last summer. She is one of three under 25’s on the development team, which is viewed as the final step to making it onto the coveted national team.

“I’ve been invited to play with the pros,” Sidel said. “It’s going to be interesting, I’m

really looking forward to it.”Sidel will compete with the Canadian

team at the Tiger Bowls tournament in Hong Kong on March 16 and 17 and then the China Open in Shenzhen from March 18 to 21. Knowing she is close to becoming a full-fledged, national team member means a lot of pressure to do well and impress.

Don Denton/News staff

Lawn bowler Jaymee Sidel is in China this week to compete with the Canadian national team.

Green light for Clive

PlEASE SEE: Bowler hopeful, Page A5

PlEASE SEE: Rentals welcome, Page A7

Junior bowler takes a chance at national stage

Christopher SunNews staff

Redeveloping the Clive apartment building is a go after Oak Bay council voted six to one in favour of the project after a packed public hearing on Tuesday.

Almost 50 of the 200 in attendance addressed council during the three-

hour public hearing held at Monterey Centre. The vast majority spoke in favour of the project, which will see the current eight-unit, two storey building replaced with a 17-unit, three storey one. A fourth

and final reading is expected next month, ensuring the units are for rentals only, are available to families and that no units are rented to car-owning tenants once all parking stalls are allocated.

Developer Nicole Roberts first proposed redeveloping the Clive in December 2012. The Oak Bay native expected resistance and to negotiate with neighbours, but this particular project has been the most intense for the experienced developer, who has primarily worked in Arizona.

“I expected it would be an uphill battle,” Roberts said. “I grew up in Oak Bay and I believe in investing in it. I do know residents love Oak Bay because many harken back to yesteryears, but this is a needed change to our community.”

John Herbert

A2 • www.vicnews.com Friday, March 14, 2014- OAK BAY NEWS

Well, lookie here.

One minute you have a perfectly good Blue Box recycling program. The next, something new and rather questionable is being put in its place. And they thought they’d get away with it right under your nose, without telling you or asking your opinion.

That’s defi nitely not democracy in action.

The BC Government, elected by us to represent our best interests, has decided to offl oad the costs of recycling to big multi-national corporations. To implement this new plan, they’ve set up an association that doesn’t really seem to hold the environment, local jobs, or the municipalities that run the Blue Box program, close to its heart.

Perhaps that’s why some of our local elected offi cials are using the word “scam” to describe how the new program is being set up. It’s also perhaps why several of BC’s municipalities refuse to jump on board.

That’s gotta tell you something.

Now it’s your turn to let Premier Christy Clark know what you think. Contact her today to say that dismantling an already-working recycling program to replace it with something that few people think will be as good, is a bad idea.

What’s going on here?

Email Christy Clark at [email protected] or call 250-387-1715. For more info, visit RethinkItBC.ca. #RethinkItBC.

This Message is brought to you by:

While you’re not looking, this is what’s happening to BC’s world renowned recycling program.

Christopher SunNews staff

Oak Bay resident Ron Carter sees a lot of interesting things on his evening walks.

First, there is the wildlife, such as a family of deer either feeding or passing by, and there are the owls, looking for their next meal to swoop down upon.

Depending on the night, the glowing moon provides some natural light on the dark streets, or reflects off the ocean if you’re by the water.

There is also another glow Carter and his fellow nighttime walkers often see, but this one has a blueish hue and emanates through windows from most of the homes they walk past. It is that glow coming from either a television or computer screen that prompted him to start Embrace the Night, a monthly nighttime walk during the full moon in Oak Bay.

“We are fortunate that Oak Bay is so walkable,” Carter said. “You can’t find a safer community to stroll in at night.

“After dinner, instead of flopping down in front of the TV or computer screen, it’s good to get out.”

Carter regularly goes for a walk after dinner, either with his wife or friends as he finds it a healthy way

to help digest. It also allows for a little bit of light exercise before bedtime.

“Why sit and talk and have all those distractions around the house when you can get out and be talking” Carter said. “It’s such a pleasant alternative to sitting around and we think we are getting some good benefits out of it.”

The first Embrace the Night walk was held last month on Valentine’s Day, which happened to be a full moon. About 13 people met at the Oak Bay Recreation Centre and went for a one-hour walk around the neighbourhood and

the beach. The walk ended with hot

chocolate and heart-shaped cupcakes provided by the recreation centre.

This month’s walk is this Sunday, March 16 at 7 p.m. Walkers of all ages and abilities are invited to meet at the recreation centre lobby.

To make it festive, wearing green is encouraged as the next day is St. Patrick’s Day. Times for the future walks may change as summer approaches and nightfall comes later.

More information on the walks can be found at oakbaycommunityassociation.org.

[email protected]

Step out and embrace the night

“After dinner, instead of flopping down in front of the TV or computer screen, it’s good to get out.”

- Ron Carter

Oak Bay resident Ron Carter suggests taking an evening stroll instead of flopping down in front of the TV or computer screen.

Christopher Sun/News staff

Hundreds of patient records faxed to local man

Daniel PalmerNews staff

A Victoria man is fed up after receiving at least 200 faxes that contain private patient information to his personal fax machine.

David Mason said medical imaging requests that contain full names, birth dates, phone numbers, addresses, personal health numbers and doctors’ names of patients have been sent in error

to his home for nearly a decade. Two of those documents contained patient information of 111 people, he said.

“Almost all these forms are to do with breast imaging and many of them are time-sensitive,” Mason said.

One digit separates Mason’s fax number from that of a well-used medical imaging clinic in Victoria.

Privacy guidelines established by the College of Physicians and Surgeons of B.C. require physicians’ offices to include a cover sheet with clear instructions to contact the sender if the fax is received in error, said Susan Prins, the college’s communications director.

The college instructs doctors to investigate any privacy breach, contact affected patients in most scenarios and develop long-term safeguards to ensure

breaches don’t reoccur.Mason, a retired B.C.

government records researcher who dealt with Freedom of Information requests daily, said he always follows up with senders but that some medical office staff seem lackadaisical about the

seriousness of the privacy violation.“The proper procedure is that the fax

number is pre-programmed to avoid misdialing,” he said.

Obviously there’s a lot of doctors’ offices

that have not been adhering to this,” he said. “Had this happened in the office where I used to work, there would have been an in-depth investigation.”

When the patient records first began arriving at his home, Mason said he delivered them to the Office of the Information and Privacy Commissioner of B.C. for safe destruction. (Cara McGregor, privacy commissioner spokesperson, was unable to confirm specific case information. She said anyone who continues to receive personal documents in error should notify the privacy commissioner so that a formal investigation can be launched.)

“The only positive aspect of all of this is that the faxes came to me and not to somebody with malicious intent.”

– David Mason

Patient info intended for medical clinic repeatedly sent to home fax machine

PleaSe See: Misdirected faxes destroyed, Page A9

OAK BAY NEWS - Friday, March 14, 2014 www.vicnews.com • A3

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“Being a junior development player makes you push yourself much harder because (national team recruiters) will be watching,” Sidel said. “You want to make an impression, ‘I’m a good lawn bowler, please accept me onto the team.’”

Sidel has been lawn bowling since she was three. She was first introduced to the sport by her older sister, Sherrey Sidel McGowan, who was on the national team from 1998 to 2001.

Sidel said there is a formal application process to make it onto the national team, and thinks she will apply within the next two years.

“I’m going to wait until after Hong Kong (and Shenzhen) and see if my coach encourages me,” Sidel said, explaining that she is also currently in her third year, studying theatre at UVic.

“I am a hopeful national team member,” she said.

[email protected]

Bowler hopefulContinued from Page A1

Garry Oak restoration

Bring your friends, family, clippers, lop-pers and hand-saws to Uplands Park on March 29 to help par-ticipate in an invasive ivy removal event with the Friends of Uplands Park. No experience required training and tools will be provided for those in need.

The event runs from 10 a.m. to 1 p.m., meet at the Beach Drive entrance to Cattle Point. Contact Kevin Webber at 250-

857-7058 or [email protected] for more information.

Birding in Uplands Park

Join Birder Geoffrey Newell of the Friends of Uplands Park in a bird walk from Cattle Point through Uplands Park on March 30 at 9 a.m.

Meet at Cattle Point by the first boat launch.

Contact Margaret Lidkea at 250-595-8084 for more infor-mation.

COMMUNITY NEWSIN BRIEF

Be an Oak Bay News carrier, email [email protected]


VIEWPOINTPenny Sakamoto Group PublisherKevin Laird Editorial DirectorLaura Lavin Editor Oliver Sommer Advertising Director

The Oak Bay News is published every Wednesday and Friday by Black Press Ltd., 818 Broughton S., Victoria, B.C. V8W 1E4. Phone: 250-381-3484. Fax: 250-386-2624. Web: www.vicnews.com

The News is a member of the British Columbia Press Council, a self-regulatory body governing the province’s newspaper industry. The council considers complaints from the public about the conduct of member newspapers. If talking with the editor does not resolve your complaint about coverage or story treatment, contact the B.C. Press Council. Your written concern, with documentation, should be sent to B.C. Press Council, 201 Selby St., Nanaimo, B.C. V9R 2R2. For information, phone 888-687-2213 or go to www.bcpresscouncil.org.

OUR VIEW

Politics isn’t entertainment

Most people, when they read the words “zoning decision” or “bylaw amendment,” will turn the page (don’t do it!) or their eyes will begin to glaze over.

Such is the reality of local politics.And unless there’s a contentious community

issue up for debate, council meetings – no matter where in Canada you live – don’t draw big crowds.

The same goes for the municipal elections we hold every three (soon to be four) years. Turnout for those is pretty abysmal.

In the 2011 civic election, Langford saw some of the lowest numbers in the province, with just 14 per cent of voters casting ballots. Most Greater Victoria municipalities attracted around 25 per cent turnout (Saanich, 25; Victoria, 27), while some, like Oak Bay, North Saanich and Metchosin surpassed the 40 per cent mark.

The idea of politics as a serious democratic process is rapidly fading, replaced by a form of entertainment starring a host of colourful characters whose kooky actions and personal life details become our water-cooler discussions.

We’re fortunate that Greater Victoria politics isn’t usually overshadowed by politicians – the issues still dominate. But it’s evident that not even the issues are enough to draw people on election day.

We have to applaud Victoria Coun. Lisa Helps for trying to change that. This week she launched a new campaign, Vote Pledge 2014, that aims to get voters engaged in municipal politics.

The idea behind her campaign is that people are feeling a major disconnect between them and what politics have become. She wants people to feel not just engaged, but like they can make a difference by having a voice in their community.

We hope people all over the region – no matter your political views – consider how meaningful this campaign can be and the positive impact it can have, just by taking the simple first step of casting a ballot on Nov. 15.

Politics doesn’t exist for our entertainment. Local governments have a lot of power on the issues – yes, zoning and bylaws – that impact your day-to-day life.

Being engaged, even on the most basic level of voting, means you care enough about your community that you are trying to make it a better place. It’s the same reason most people get into municipal politics.

YOUR VIEW

When I visited the Canada Rev-enue Agency’s Tax Services office this week to drop off my 2013 income-tax return, I was appalled to discover that this huge building at the corner of Vancouver Street and Pandora Avenue has been con-verted into what amounts to a giant call centre and citizens can no lon-ger obtain personal service or even enter the building to pick up tax forms and information booklets.

Apparently this change was announced by the federal govern-ment a few months ago as part of one of its notorious omnibus tax bills.

But I missed that under-the-radar “announcement” and I clearly wasn’t the only one who did.

During the five minutes or so that I spent reading the notices posted on the locked doors, no fewer than four other people came to the entrance of the building and were shocked to discover they could no longer receive personal help with their tax problems from the staff in the building.

They included an elderly gentle-man who was pushing his wife in a wheelchair. He was, quite under-standably, so angry and upset that he began rapping on the locked doors in frustration.

To add insult to injury, every square inch of the nine glass panels

at the entrance to the building has been carefully covered with opaque paper.

What could possibly be hap-pening on the other side of these locked doors that is so secret that citizens aren’t even being permitted to peek through the glass?

Even if any visitors to the build-ing happen to have X-ray vision they should still be careful since there are two bilingual signs at the entrance warning: “This area is under 24-hour closed-circuit televi-sion surveillance.”

Surely, at the very minimum, a commissionaire could be stationed in the lobby of the building and tax forms and information materi-als could be made available to the public.

Gordon PollardVictoria

Resource jobsinherently short-lived

I am writing in response to two letters that appeared in the Friday, March 7 edition.

The first stated that the Prosper-ity Mine proposal, turned down again on its second proposal, would have created “tens of thousands of secure, high-paying jobs” in the region. Not only are the numbers unproven, but the legacy of the

resource industry in the area points to the opposite.

Resource industry jobs often last only a generation or two at most before depletion, foreign competi-tion and consolidation.

What they leave behind is a much longer legacy of environmen-tal degradation and, in this case, the exclusion and disenfranchisement of First Nations.

The second letter, on Mike Farn-worth’s bid for NDP leadership, makes the claim that he is only “in it” for the money.

If only those who knew they could win entered politics, we would have a one party system. On the other hand, privatization under the Liberals has largely benefited those with connections to the party and its leaders.

Oak Bay voted in a Green MLA in the last election, and the seat has previously been a tight contest between the Liberals and NDP. I’ll wager that there are others in Oak Bay who, like myself, have a very different take on both the issue of the NDP leadership and the Pros-perity Mine.

K. StraussOak Bay

•••Let your voice be heard. Send your

thoughts to [email protected]

Questionof the week? Last Week

we asked you:

Would you get involved in a campaign to increase voter turnout for municipal elections?

Answer online at www.vicnews.com

Do you think Greater Victoria’s economy will improve in 2014? YES 15% NO 49% MAYBE 36%

Service missed at tax office

Roberts expects to start construction in six months and hopes to have the new Clive completed in 15 months.

The original Clive proposal was a 23-unit building with 13 parking stalls and setback variances around the property. The new building will still require those variances, but they have been modified in an effort to lessen its impact on neighbouring properties.

Andrew Moyer has a background in urban planning and is a co-owner of Ottavio Bakery, which is located next to the Clive. He told council he was initially concerned with the impact of the redevelopment to his business, but eventually realized the project will benefit the village.

“Change is scary and we’d be the most affected,” Moyer said. “But change in the long run is a good thing.

“It’s going to be great for the municipality of Oak Bay and good for the avenue and businesses too.”

A number of speakers mentioned the need for modern and decently sized rental units, which are in short supply in the community.

“My wife and I moved out of Oak Bay because we couldn’t find what we wanted,” said Rob Hunter, who owns Devon Properties, a property

management company.“This will help keep families

connected,” said Nicole Smith, who spoke about the difficulty of trying to find a rental unit six years ago when she moved back to Oak Bay. “We need to have a healthy community with different housing options.”

Patrick Skilling was in the minority as he spoke against the project.

“The reason why people chose to live in Oak Bay is because it’s different and guarded of what is built here,” Skilling said. “This (Clive) building is being crammed on a small lot.

“This will be known as Jenson’s folly if this goes forward.”

Coun. John Herbert was the lone councillor to vote against the project.

“It requires too big of a variance, it’s too large and it’s coming on at the wrong moment as the Official Community Plan comes along,” Herbert said, before voting.

However, the rest of council spoke in favour, including Mayor Nils Jenson.

“It’s a good project,” Jenson said, explaining he doesn’t think parking will be a problem and that the new Clive will benefit the village and meet a need for more housing options in the community. “It’s change, it’s important and it’s appropriate for that place.”

[email protected]

Continued from Page A1

Christopher Sun/News staff

Kate and Dave Clarke look at pictures, displaying the current and proposed Clive apartment before the public hearing, Tuesday. The couple was undecided and came to hear their neighbours’ opinions.

Rentals welcome in communityOAK BAY NEWS - Friday, March 14, 2014 www.vicnews.com • A7

VIEWPOINTPenny Sakamoto Group PublisherKevin Laird Editorial DirectorLaura Lavin Editor Oliver Sommer Advertising Director

The Oak Bay News is published every Wednesday and Friday by Black Press Ltd., 818 Broughton S., Victoria, B.C. V8W 1E4. Phone: 250-381-3484. Fax: 250-386-2624. Web: www.vicnews.com

The News is a member of the British Columbia Press Council, a self-regulatory body governing the province’s newspaper industry. The council considers complaints from the public about the conduct of member newspapers. If talking with the editor does not resolve your complaint about coverage or story treatment, contact the B.C. Press Council. Your written concern, with documentation, should be sent to B.C. Press Council, 201 Selby St., Nanaimo, B.C. V9R 2R2. For information, phone 888-687-2213 or go to www.bcpresscouncil.org.

OUR VIEW

Politics isn’t entertainment

Most people, when they read the words “zoning decision” or “bylaw amendment,” will turn the page (don’t do it!) or their eyes will begin to glaze over.

Such is the reality of local politics.And unless there’s a contentious community

issue up for debate, council meetings – no matter where in Canada you live – don’t draw big crowds.

The same goes for the municipal elections we hold every three (soon to be four) years. Turnout for those is pretty abysmal.

In the 2011 civic election, Langford saw some of the lowest numbers in the province, with just 14 per cent of voters casting ballots. Most Greater Victoria municipalities attracted around 25 per cent turnout (Saanich, 25; Victoria, 27), while some, like Oak Bay, North Saanich and Metchosin surpassed the 40 per cent mark.

The idea of politics as a serious democratic process is rapidly fading, replaced by a form of entertainment starring a host of colourful characters whose kooky actions and personal life details become our water-cooler discussions.

We’re fortunate that Greater Victoria politics isn’t usually overshadowed by politicians – the issues still dominate. But it’s evident that not even the issues are enough to draw people on election day.

We have to applaud Victoria Coun. Lisa Helps for trying to change that. This week she launched a new campaign, Vote Pledge 2014, that aims to get voters engaged in municipal politics.

The idea behind her campaign is that people are feeling a major disconnect between them and what politics have become. She wants people to feel not just engaged, but like they can make a difference by having a voice in their community.

We hope people all over the region – no matter your political views – consider how meaningful this campaign can be and the positive impact it can have, just by taking the simple first step of casting a ballot on Nov. 15.

Politics doesn’t exist for our entertainment. Local governments have a lot of power on the issues – yes, zoning and bylaws – that impact your day-to-day life.

Being engaged, even on the most basic level of voting, means you care enough about your community that you are trying to make it a better place. It’s the same reason most people get into municipal politics.

YOUR VIEW

When I visited the Canada Rev-enue Agency’s Tax Services office this week to drop off my 2013 income-tax return, I was appalled to discover that this huge building at the corner of Vancouver Street and Pandora Avenue has been con-verted into what amounts to a giant call centre and citizens can no lon-ger obtain personal service or even enter the building to pick up tax forms and information booklets.

Apparently this change was announced by the federal govern-ment a few months ago as part of one of its notorious omnibus tax bills.

But I missed that under-the-radar “announcement” and I clearly wasn’t the only one who did.

During the five minutes or so that I spent reading the notices posted on the locked doors, no fewer than four other people came to the entrance of the building and were shocked to discover they could no longer receive personal help with their tax problems from the staff in the building.

They included an elderly gentle-man who was pushing his wife in a wheelchair. He was, quite under-standably, so angry and upset that he began rapping on the locked doors in frustration.

To add insult to injury, every square inch of the nine glass panels

at the entrance to the building has been carefully covered with opaque paper.

What could possibly be hap-pening on the other side of these locked doors that is so secret that citizens aren’t even being permitted to peek through the glass?

Even if any visitors to the build-ing happen to have X-ray vision they should still be careful since there are two bilingual signs at the entrance warning: “This area is under 24-hour closed-circuit televi-sion surveillance.”

Surely, at the very minimum, a commissionaire could be stationed in the lobby of the building and tax forms and information materi-als could be made available to the public.

Gordon PollardVictoria

Resource jobsinherently short-lived

I am writing in response to two letters that appeared in the Friday, March 7 edition.

The first stated that the Prosper-ity Mine proposal, turned down again on its second proposal, would have created “tens of thousands of secure, high-paying jobs” in the region. Not only are the numbers unproven, but the legacy of the

resource industry in the area points to the opposite.

Resource industry jobs often last only a generation or two at most before depletion, foreign competi-tion and consolidation.

What they leave behind is a much longer legacy of environmen-tal degradation and, in this case, the exclusion and disenfranchisement of First Nations.

The second letter, on Mike Farn-worth’s bid for NDP leadership, makes the claim that he is only “in it” for the money.

If only those who knew they could win entered politics, we would have a one party system. On the other hand, privatization under the Liberals has largely benefited those with connections to the party and its leaders.

Oak Bay voted in a Green MLA in the last election, and the seat has previously been a tight contest between the Liberals and NDP. I’ll wager that there are others in Oak Bay who, like myself, have a very different take on both the issue of the NDP leadership and the Pros-perity Mine.

K. StraussOak Bay

•••Let your voice be heard. Send your

thoughts to [email protected]

Questionof the week? Last Week

we asked you:

Would you get involved in a campaign to increase voter turnout for municipal elections?

Answer online at www.vicnews.com

Do you think Greater Victoria’s economy will improve in 2014? YES 15% NO 49% MAYBE 36%

Service missed at tax office

UP-COMING LECTURE

Imagining a Beautiful Green Future: Oak Bay 2034with Guy Dauncey

Wednesday, April 16, 2014 ~ 7pmat Windsor Park Pavilion, 2451 Windsor Road

HeritageOak Bay

presents

Wednesday, March 19, 2014 ~ 7pmat Windsor Park Paviilion

2451 WIndsor Road

Donations welcome ~ Refreshments will be served

North Oak Bay, HBC lands, c. 1937 HBCo Archives, Winnipeg, Manitoba

The Role of the

Hudson’s Bay Companyin the

Planning and Development of Oak Bayc. 1928-1970

withDr. Larry McCann

HeritageThe Role of the

Hudson’s Bay Companyin the

Planning and Developmentof Oak Bay.

c. 1928 - 1970

with Dr. Larry McCann

DONATIONS WELCOME ~ REFRESHMENTS WILL BE SERVED

Wednesday, March 19, 2014 ~ 7pmat Windsor Park Pavilion, 2451 Windsor Road


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Like the Oak Bay News on facebook

David Mason holds up a medical record, now with concealed

details, that he received on his

home fax machine.Don Denton/News staff

Mason now destroys the forms when they arrive after notifying the originating medical office, but said doctors need a 21st century method of sharing patient information.

In 2007, the B.C. Ministry of Health launched a 10-year program to do just that by building networked and secure electronic health record systems.

The province has since spent about $258 million on an online lab results database, medical tele-consulting technology and electronic medical record systems used internally by

about 4,300 B.C. physicians, said Kristy Anderson, B.C. Ministry of Health spokesperson.

Anderson said the provincial Health Ministry was unaware of Mason’s case, but in general terms said: “We would encourage the private practices involved to work with their employees to review their processes and provide training to employees to ensure that such incidents didn’t happen again.”

Record-sharing agreements between doctors and imaging clinics are often self-directed, while the College of Physicians and Surgeons of B.C. provides general ethical guidelines. For example,

physicians can use email to send patient information with the patient’s consent, but only when both parties are using encryption technology.

Mason hopes that by going public, doctors will re-evaluate and better enforce their faxing policies, and that the Ministry of Health will create a more secure and standardized e-health record-sharing system.

“The only positive aspect of all of this is that the faxes came to me and not to somebody with malicious intent,” Mason said. “Had this been my own medical information going astray, I would be extremely upset.”

[email protected]

Misdirected faxes destroyedContinued from Page A1

The Oak Bay News is looking for new carriers, email

[email protected] to find out more.

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POLICE CONSTABLE The Oak Bay Police Board invites applications for Constables with a minimum of 2 (two) years current police experience within the Province of B.C.Submit resume package to the

Chief Constable, Oak Bay Police Dept.,1703 Monterey Ave. Victoria, B.C. V8R 5V6

Closing date: March 28, 2014The Oak Bay Police Dept. is committed to employment equity and encourages applications

from quali� ed women and men including Aboriginal peoples and visible minorities.

www.oakbaypolice.org

Constituency Of� ce:219 - 3930 Shelbourne Street, Victoria, V8P 5P6

Phone: 250 472 8528Fax: 250 472 6163

Email: [email protected]� ce Hours: 10am to 4pm Mon to Fri

www.andrewweavermla .ca

Andrew Weaver MLA

A voice for you on the issues that matter

OAK BAY - GORDON HEAD


Cracking Canada’s small car conundrumGENEVA, Switzerland - Small cars are huge here in Europe, if not in size certainly in numbers.Everywhere you turn, it seems there is either a Ford Fiesta or an Opel Astra (the General Motors subsidiary) about to cross your path. If it is not those examples, there are any number of other similar sized economy cars from the likes of Citroen, VW, and Peugeot buzzing by. Micro cars such as the tiny Smart, with which we are fa-miliar, and even smaller vehicles zip into roadside parking spots where previously only a motor-cycle would park.My two-prong mission at the Geneva Motor Show was to view small cars we might see sometime soon and others we never will see but wish we could! Then ponder whether small cars will ever catch on here in the way they have in Europe.There was something familiar about the first car I encountered in the giant Palexpo show buildings. Ah yes, a European version of the trusty Honda Civic – Canada’s hottest seller in that market segment. I am sure Honda Canada would sell more if they resembled the very hot Type R concept, which is destined to be a racer. Yes, the new North American Civic is sportier than the last generation but the Euro versions always seem that bit sharper in design.Next up was the Mazda Hazumi hatchback, expected successor to the current Mazda2 and

likely to adopt the same numeric moniker. The concept vehicle has an all-new 1.5-litre SKYACTIV-D diesel engine. Citroen no longer sells in North America though periodically we hear rumours of a return by the French manufacturer and its home rivals, Peugeot and Re-nault. Their lines are so different to the often indistinguishable small cars we get. Some of the French creations are positively funky and I found myself gaw-ping at such an example in the new Citroen C4 Cactus. It’s designed to challenge the likes of the Ford Focus and the VW Golf. It uses lightweight materials ex-tensively, including an aluminum hood, which means it sips gas. The rubberized pads along the side would be perfect for people

who regularly have close encounters with garage doorframes!General Motors looks to penetrate the difficult younger buyer marked with its Opel/Vaux-hall Adam. It’s dressed up in interesting colours but it’s what is under the hood that makes it really interesting. It has a variety of bigger engines as options but its smallest engine is a new 1.0-litre, three-cylinder gas engine, mated to a six-speed manual trans-mission, with the pulling power of 1.6-litre power plant. Fuel consumption is expected to be a miserly 4.5 L/100 km (combined city highway). It may show up here in some form but right now GM has more than its fair share of small cars.

So far, I’ve looked at econo cars at the lower end of the market. No point in me offering price details because all Euro cars are substan-tially more expensive than the same examples sold here in Canada.Finally, I cast a close eye over the Audi S1, which is a hot sportback version of the popular A1.It comes with a 228hp 2.0-litre turbocharged gas engine capable of hitting 100 km/h in less than six seconds. I will reveal it will sell for more than $40,000 in the UK. It’s fast, it’s a premium offering and I’ll eat my hat if it shows up here.All of the above have great fuel economy going for them and most are competitively priced. The common keys to their success likely come down to two key factors. Impressive fuel consumption numbers matter because fuel in Europe is substantially more expensive than here. And Europe is crawling with folks going about their daily duties on often far less land and road space.While there is a greater acceptance of smaller vehicles in our cities, people outside urban areas have more ground to cover and so are tempted by larger vehicles, especially as a first family vehicle.And the truth is that the advances in fuel saving technology means there’s not a massive difference between the econo-cars and small family sedans. And perhaps a bigger factor is for “an extra $20 a month, madam, you could have the roominess and utility of this car.” A line heard in most dealerships, most days. And the sales people are not wrong.

[email protected]

drivewayBC.ca | Welcome to the driver’s seat

The Vehicle Sales Authority of BC, CarProof Vehicle History Reports and ICBC are combining forces to help keep car buyers safe. Follow our series on Walt the Curber to learn how much you risk when you buy a used vehicle without proof of its history or condition. The price of buying a car from a curber can turn out to be much higher if you have nowhere to turn. Learn what you can do to protect yourself.

Question of the week:Does fuel consumption play a major role in your car purchase decision? If not, what does?Please explain why you have made that decision. Go to drivewayBC.ca to submit your answer. OF THE WEEK!

?QUESTION

Meet Walt. He lives with his wife and two teenagers in a quiet neighbourhood. He does his part as a member of the community. Walt goes to work every morning, provides for his family and chats with his neighbours. Walt has a secret. He doesn’t rob banks. He’s no Walter White from “Breaking Bad.” But, his love for quick cash and high profi ts drive him to a sideline that makes us all a little less safe and costs some their savings. Walt is a curber.

Buying used? We’re looking out for you. Find out how at WatchoutforWalt.com

Safety Tip:Spring break is a popular time of the year for a getaway. If you’re planning a long drive across the province, remember that winter

tires could still be needed on certain highways. It’s also an ideal time to get a qualifi ed mechanic to check your vehicle’s suspension and steering.

Confessions of a Curber...

‘‘While there is a greater acceptance of smaller vehicles in our cities, people outside urban areas have more ground to cover and so are tempted by larger vehicles.’’Keith Morgan

Visit the 2014 new model photo gallery at drivewayBC.caHonda Civic Type R concept

Citroen C4 Cactus

Vauxhall Adam Mazda Hazumi hatchback

Audi S1

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DrivewayBC.ca

2014 Lexus RX 350 F-SportToyota is known for build-ing high quality cars with fantastic resale value and has grabbed more Canadian Black Book “Best Retained Value” Awards than any other manufacturer. In the Lexus line of cars and SUVs, the best seller by far is the RX 350 mid-sized SUV. Built using parts common to other Lexus and Toyota products, it represents a lot of what Toyota/Lexus is doing right. The engine is powerful but still thrifty enough for most families, the space is generous and the design is elegant. For buyers that are looking for a bit more per-formance from the RX, the F-Sport package adds visual and emotional punch. LooksOver the last several years, Lexus has taken a more aggressive design approach with its latest introduc-tions. The front grille is more dynamic, designed to mimic a spindle used in a fabric loom. This is a tip of the hat to the origins of the Toyota Company as a textile maker. LED marker lights and a deeper chin spoiler frame the more aggressive grille. The larger 19-inch wheels come in a smoked satin finish and the suspension is tweaked for more performance. Around back, all RX 350 models come with a power rear lift gate. One of the reasons the RX is so popular is the aggressive starting price. The base model, with the same engine as this F-Sport, starts at $46,150 making it a very attractive alternative to buying a spendy German SUV. The F-Sport model is

$55,400 but comes almost fully loaded, with only two options available, the intuitive parking assist and heads up display, which brings the price to $58,850InsideThe 2014 RX is a mid-cycle refresh of the model that was introduced in 2010. Unfortunately, Lexus didn’t refresh the inside of the cabin at all, keeping the updates to the exterior and driveline. Not to say that the inside is a disappoint-ment, rather that some things could be tweaked. I’ll start with the positives. The cabin has plenty of room for a family of four with a big back seat and lots of legroom. The materi-als used are of the highest order and the RX put together well. The controller for the communications and navigation system is unique in the industry, mimicking a computer mouse. It feels very natural and the driver rarely needs to take their eyes off the road. The array of buttons and their less than logical layout could do with an update. The F-Sport comes with heated and cooled seats but it took me about five min-utes to locate the switch in the centre armrest. The dial for the tuner is as far away from the driver as it could be and the seating position is very high.DriveAt the heart of all RX 350 models is a very versatile 3.5L V6 engine with 270hp. The F-Sport is made sportier by the inclusion of an eight-speed automatic transmis-sion instead of the regular six-speed unit. By adding two more gears, this new model jumps away from

a stop and pulls very well to highway speeds. Two extra gears make a world of difference, helping to bring the engine to life and improving fuel economy. The suspension has also been modified to include

sport tuned dampers and springs. I could certainly tell this RX is different, in some city conditions, the ride can be very choppy and not what typical Lexus buyers would expect. The upside is that open road driving

is much more sure-footed and dynamic. When the RX is thrown off-centre the top heavy nature of the RX shows its head, the centre of gravity feels much higher than some of the other sporty models in this class.

VerdictThe RX350 is the best seller in the Lexus line for good reason. It offers the same interior space as a mid-sized sedan but sits higher for greater outward visibility, comes standard with all-wheel drive and has a high resale value. The RX 350 F-Sport takes the goodness of the regular RX and makes it a bit more aggressive, especially on acceleration. Potential buy-ers would be well advised to drive both versions to see if you can live with the choppy ride, it really is dramatic. [email protected]

Refreshed RX350 ups the sportiness factor

‘‘The Lexus RX350 F-Sport offers the same interior space … but sits higher for greater outward visibility, comes standard with all-wheel drive and has a high resale value. ’’Zack Spencer

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T o y o t a B C . c a

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Ad No (File name): T005877_7.31x9.64_VIT_wk1

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A12 • www.vicnews.com Friday, March 14, 2014 - OAK BAY NEWS OAK BAY NEWS - Friday, March 14, 2014 www.vicnews.com • A13

250-478-7603

www.galaxymotors.net COLWOOD 250-478-7603 1772 Island Hwy. DL #30897OPEN 7 DAYS A WEEK

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ACE TO BUY A USED VEHICLE

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YEAR

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ACE TO BUY A USED VEHICLE2013

YEAR

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We have 12 LENDERS and 550 VEHICLES to choose from...that means YOU GET the CREDIT

and the VEHICLE you want!

24 Years In Business as the ISLAND'S #1 SOURCE For Automotive Finance

NO PROBLEM, WE CAN HELP. GET APPROVED.

NO PROBLEM, WE CAN HELP. NO PROBLEM, WE CAN HELP. Did you know

we may be able to

BEAT YOUR CURRENT

BANK RATE on your current

vehicle loan?

RATESFROM

3.99%

???Did you know we perform an

INDUSTRY LEADING 155 POINT SAFETY INSPECTION?

???

POINT SAFETY

????? Did you know we were VANCOUVER ISLAND'S #1 PLACE TO BUY A USED VEHICLE for 2013?

????ISLAND'S #1 PLACE TO BUY A USED

Did you know you can

TRADE IN EVEN WHEN YOU STILL

OWE MONEY on your car?

??????

Did you know

Carproof is the

MOST COMPREHENSIVE

REPORT AVAILABLE

and pulls information

from all of Canada

not just BC?

250-478-7603250-478-7603250-478-7603250-478-7603

?250-478-7603

????250-478-7603

?250-478-7603

????250-478-7603

?250-478-7603

???????250-478-7603

?250-478-7603

??????????????????

?????COMPREHENSIVE

REPORT AVAILABLE


??Did you know we provide a CARPROOF REPORT ON EVERY VEHICLE we sell?

250-478-7603

??????????????????????? ????????Did you know

most of the inventory

Galaxy Motors stocks

is still under

FACTORY WARRANTY COVERAGE?

PRICES IN EFFECT UNTIL MARCH 20, 2014

2008 JEEP

Patriot LimitedThis 4wd has new tires and is ready to take you to the

beach all Summer! Stk #D15799A

$17,995(+ $499 Documentation Fee & Tax)

SOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGFOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & EVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGET

2006 MAZDA

RX8This BC only sports car has no accidents! Time for the rear wheel drive you’ve always wanted! Stk #t16013


2011 FORD

Flex LimitedNo accidents + service history! All wheel drive! Haul the family anywhere! Stk #D15478A


2011 MITSUBISHI

Endeavor LSMachined front brakes, no accidents! There are no

limits with this much space + AWD! Stk #D15999


$179 48 MTHSBI-WEEKLY**On approved credit.




2008 DODGE

Charger0 to 60 is 4.8 secs! 425hp of mean, blue

Super Bee! This is a must see! Stk #F15938



2007 JEEP

Grand Cherokee SRT-8

This SUV is a ROCKET! 432hp and comfort! Great tires! Machined front and rear rotors! Stk #F15937




2006 FORD

F150 Ext. CabThis 4x4 SuperCab will meet all your needs and no

accidents to boot! Stk #D15553A


2010 NISSAN

Murano SLGreat tires and brakes! B.C. only! The Murano is full of zip and luxury, see why we’re #1! Stk #C16010


$20460 MTHSBI-WEEKLY**On approved credit.

2009 HONDA

Odyssey EX2 new front tires! B.C. only! You don’t have to compromise in a van, power slide doors! Perfect! Stk #F16046

$21,995(+ $499 Documentation Fee & Tax) 2 new front tires! B.C. only! You don’t have to compromise


2009 TOYOTA

Tacoma Acc/CabGreat tires and brakes! No accidents! Backup camera! Aftermarket stereo! You can’t beat a Tacoma! Stk #F16082



One of our lenders guarantees credit approval as long as you have two tax deducted pay-stubs and a valid BC drivers licence.

(** Down payments may vary **)

All payments based on $0 down and include $499 Documentation Fee. 2007 Jeep Grand Cherokee Stk F15937 with a rate of 3.99% total cost to borrow $2995.19, 2008 Dodge Charger SRT-8 Stk F15938 with a rate of 3.99% total cost to borrow $2643.33, 2006 Ford F150 Ex/Cab Stk D15553A with a rate of 6.99% total cost to borrow $2428.44, 2008 Jeep Patriot Limited Stk D15799A with a rate of 4.99% total cost to borrow $2740.53, 2011 Ford Flex Limited Stk D15478A with a rate of 3.99% total cost to borrow $3749.29, 2011 Mitsubishi Endeavor LS Stk D15999 with a rate of 3.99% total cost to borrow $3184.25, 2006 Mazda RX8 Stk T16013 with a rate of 6.99% total cost to borrow $2428.44, 2010 Nissan Murano SL Stk C16010 with a rate of 3.99% total cost to borrow $2526.04, 2009 Honda Odyssey EX Stk F16046 with a rate of 3.99% total cost to borrow $2643.33, 2009 Toyota Tacoma Stk F16082 with a rate of 3.99% total cost to borrow $2174.18

DIVORCE? BANKRUPTCY? BAD CREDIT? NO CREDIT?

A12 • www.vicnews.com Friday, March 14, 2014 - OAK BAY NEWS OAK BAY NEWS - Friday, March 14, 2014 www.vicnews.com • A13

250-478-7603

www.galaxymotors.net COLWOOD 250-478-7603 1772 Island Hwy. DL #30897OPEN 7 DAYS A WEEK

BES

T PL


2010

YEAR

16th

CityVICTORIA NEWS

Bestofthe

Voted

1

2011

YEAR

17th

CityVICTORIA NEWS

Bestofthe

Voted

1

BES

T PL


2012

YEAR

18th

CityVICTORIA NEWS

Bestofthe

Voted

1

BES

T PL

ACE TO BUY A USED VEHICLE2013

YEAR

19th

CityVICTORIA NEWS

Bestofthe

Voted

1

BES

T PL


We have 12 LENDERS and 550 VEHICLES to choose from...that means YOU GET the CREDIT

and the VEHICLE you want!

24 Years In Business as the ISLAND'S #1 SOURCE For Automotive Finance

NO PROBLEM, WE CAN HELP. GET APPROVED.

NO PROBLEM, WE CAN HELP. NO PROBLEM, WE CAN HELP. Did you know

we may be able to

BEAT YOUR CURRENT

BANK RATE on your current

vehicle loan?

RATESFROM

3.99%

???Did you know we perform an

INDUSTRY LEADING 155 POINT SAFETY INSPECTION?

???

POINT SAFETY

????? Did you know we were VANCOUVER ISLAND'S #1 PLACE TO BUY A USED VEHICLE for 2013?

????ISLAND'S #1 PLACE TO BUY A USED

Did you know you can

TRADE IN EVEN WHEN YOU STILL

OWE MONEY on your car?

??????

Did you know

Carproof is the

MOST COMPREHENSIVE

REPORT AVAILABLE


from all of Canada

not just BC?

250-478-7603250-478-7603250-478-7603250-478-7603

?250-478-7603

????250-478-7603

?250-478-7603

????250-478-7603

?250-478-7603

???????250-478-7603

?250-478-7603

??????????????????

?????COMPREHENSIVE

REPORT AVAILABLE


??Did you know we provide a CARPROOF REPORT ON EVERY VEHICLE we sell?

250-478-7603

??????????????????????? ????????Did you know

most of the inventory

Galaxy Motors stocks

is still under

FACTORY WARRANTY COVERAGE?

PRICES IN EFFECT UNTIL MARCH 20, 2014

2008 JEEP

Patriot LimitedThis 4wd has new tires and is ready to take you to the

beach all Summer! Stk #D15799A


SOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGSOMETHINGFOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & FOR EVERYONE & EVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGETEVERY BUDGET

2006 MAZDA

RX8This BC only sports car has no accidents! Time for the rear wheel drive you’ve always wanted! Stk #t16013


2011 FORD

Flex LimitedNo accidents + service history! All wheel drive! Haul the family anywhere! Stk #D15478A


2011 MITSUBISHI

Endeavor LSMachined front brakes, no accidents! There are no

limits with this much space + AWD! Stk #D15999






2008 DODGE

Charger0 to 60 is 4.8 secs! 425hp of mean, blue

Super Bee! This is a must see! Stk #F15938



2007 JEEP

Grand Cherokee SRT-8

This SUV is a ROCKET! 432hp and comfort! Great tires! Machined front and rear rotors! Stk #F15937




2006 FORD

F150 Ext. CabThis 4x4 SuperCab will meet all your needs and no

accidents to boot! Stk #D15553A


2010 NISSAN

Murano SLGreat tires and brakes! B.C. only! The Murano is full of zip and luxury, see why we’re #1! Stk #C16010


$20460 MTHSBI-WEEKLY**On approved credit.

2009 HONDA

Odyssey EX2 new front tires! B.C. only! You don’t have to compromise in a van, power slide doors! Perfect! Stk #F16046

$21,995(+ $499 Documentation Fee & Tax) 2 new front tires! B.C. only! You don’t have to compromise


2009 TOYOTA

Tacoma Acc/CabGreat tires and brakes! No accidents! Backup camera! Aftermarket stereo! You can’t beat a Tacoma! Stk #F16082



One of our lenders guarantees credit approval as long as you have two tax deducted pay-stubs and a valid BC drivers licence.

(** Down payments may vary **)

All payments based on $0 down and include $499 Documentation Fee. 2007 Jeep Grand Cherokee Stk F15937 with a rate of 3.99% total cost to borrow $2995.19, 2008 Dodge Charger SRT-8 Stk F15938 with a rate of 3.99% total cost to borrow $2643.33, 2006 Ford F150 Ex/Cab Stk D15553A with a rate of 6.99% total cost to borrow $2428.44, 2008 Jeep Patriot Limited Stk D15799A with a rate of 4.99% total cost to borrow $2740.53, 2011 Ford Flex Limited Stk D15478A with a rate of 3.99% total cost to borrow $3749.29, 2011 Mitsubishi Endeavor LS Stk D15999 with a rate of 3.99% total cost to borrow $3184.25, 2006 Mazda RX8 Stk T16013 with a rate of 6.99% total cost to borrow $2428.44, 2010 Nissan Murano SL Stk C16010 with a rate of 3.99% total cost to borrow $2526.04, 2009 Honda Odyssey EX Stk F16046 with a rate of 3.99% total cost to borrow $2643.33, 2009 Toyota Tacoma Stk F16082 with a rate of 3.99% total cost to borrow $2174.18

DIVORCE? BANKRUPTCY? BAD CREDIT? NO CREDIT?


GORDON HEAD 3993 Cedar Hill Road 250.721.1125

LANGFORD West Shore Town Centre 250.474.2291 ROYAL OAK 801 Royal Oak Drive 250.727.6561

VICTORIA 2959 Douglas Street 250.361.3152VIEW ROYAL 1519 Admirals Road 250.381.5055

CANADA’S AUTO SERVICE

STORE

eFLYERSign up & Save

Get the latest on our special offersSign up now

www.canadiantire.ca

Prices in effect from Friday, March 14, 2014 to Thursday, March 20, 2014

exp Date

SPECIAL

BEST AUTOMOTIVE

SERVICE &BEST TIRE STORE

2013

YEAR

19th

CityVICTORIA NEWS

Bestofthe

Voted

1

Services Include:• Tire and wheel servicing • Brakes• Steering and suspension service • Cooling system• Driveline and exhaust • A/C maintenance• Full vehicle inspections •Tune-up

**Up to 5L of Quaker State Synthetic oil (Assorted grades). Some vehicles may require more. MotoMaster � lter(up to $5 value) may not � t some vehicles. Additional fees and charges may apply for vehicles who require more oil or different � lter. Eco fees where applicable are extra.

Industry-licensed technicians • Modern Equipment • Coast to Coast Warranty • Premium products you know & the Brands you can trust!

SAVE $10-30 ON LABOUR

We service all makes and models!Appointments are recommended, but not necessary.

Spend* $100 or more on Auto Service Labour SAVE $10Spend* $200 or more on Auto Service Labour SAVE $20Spend* $300 or more on Auto Service Labour SAVE $30

BEST

MANY BRILLIANT MINDS DECIDED MAKING REALLYSAFE CARS WAS A NO-BRAINER.

LEASE/FINANCE24 MOS., AS LOW AS

0.5%**

STARTING FROM

$22,015*OR

CASHINCENTIVE

$1,500†

LEASE/FINANCE24 MOS., AS LOW AS

0.5%**

STARTING FROM

$30,570*OR

CASHINCENTIVE

$2,500†

2014 IMPREZA 2.0i LIMITED PACKAGE (4-DOOR)SHOWN

250-474-2211www.saunders.subarudealer.ca

SAUNDERS SUBARU1784 Island Highway, Colwood

DL#5

032

Meet Timber, Dave’s 5 year old Brown Lab Dave’s Fav car: 2013 BRZ

Pet friendly &the coffee is always on!

2014 OUTBACK

2014 IMPREZA

VISIT YOUR LOCAL SUBARU DEALER FOR INCREDIBLE SPRING SAVINGS. WESTERN.SUBARUDEALER.CA

2014 IMPREZA STANDARD FEATURES:Symmetrical full-time all-wheel drive• 2.0L DOHC, 4-cylinder BOXER engine • 5-speed Manual Transmission with Hill Holder System • Bluetooth® mobile phone connectivity • Power door locks and windows •Heated font seats • Power-adjustable heated door mirrors • Air Conditioning • And more

* Pricing applies to a 2014 Outback 2.5i Convenience (ED1 CP) with MSRP of $30,660 including freight & PDI ($1,650), documentation fees ($395) and air and tire levies ($120). License, insurance, taxes, and registration extra. Model shown is the 2014 Outback 2.5i Limited Package (ED2 LN) with MSRP of $38,460 including freight & PDI ($1,650), documentation fees ($395) and air and tire levies ($120). License, insurance, taxes, and registration extra. Vehicle shown solely for purposes of illustration, and may not be equipped exactly as shown. † $2,500 cash incentive is for cash customers only and is available on all new 2014 Outback models. Cannot be combined with Subaru Canada supported lease/fi nance rates or lease payment offers. **0.5% fi nance rates available on all new 2014 Outback models for a 24-month term. Financing and leasing programs available through Toyota Credit Canada Inc. on approved credit. Dealer order/trade may be necessary. **/ † Offers valid until March 31, 2014. See your local Subaru dealer or www.western.subarudealer.ca for complete details. Ratings are awarded for fi ve crashworthiness tests by the Insurance Institute for Highway Safety (IIHS) (www.iihs.org) – moderate frontal, side impact, rear impact, roof strength, and the new small overlap frontal crash test. To earn a 2014 TOPSAFETY PICK+, vehicles must earn good ratings in the moderate overlap front, side, roof strength and head restraint tests; a good or acceptable rating in the small overlap front test; and a basic, advanced or superior rating for front crash prevention.


Confessions of a CurberI was itching to sell another car. I‘d spent my fi rst cash quickly. The new TV looked great in my living room.So I scrounged the dealer lots in my neighbourhood. I found the perfect car at a small dealership not far from my house.Gray with four doors. Everything was still intact, but it was priced low. The dealer gave me the car’s history right away. It had been in three accidents over its lifetime. Nothing too major, but damage was done and repaired.I couldn’t spot the repairs. So, I happily bought it and registered it.I didn’t want my wife and kids to know what I was up to, so I parked it around the block. I knew it would be gone in a few days.This time, I used Kijiji and Craigslist.“Car for sale. Served me well, but wife wants a new car. Accident and damage free. Looking to sell fast, low price. Cash only. Call cell for info.”I got a text message from a woman across town. I told her I’d meet her at a nearby gas station and would throw in a free tank of gas. She was thrilled.When I met her, she told me that she needed a cheap, dependable vehicle to get to her new job. She’d been taking the bus for weeks and was tired of her commute. To my annoyance, she wanted to check the vehicle thoroughly. So I distracted her. I told her I was sad to let “my baby” go, but I

wanted to keep my wife happy. She nodded sympathetically.As she handed me the money, she asked if the vehicle was in any accidents. Now, I’m not a good liar. So I simply said, No. It’s her fault for not asking for a CarProof or ICBC vehicle history report.That seemed to do it. She was pleased and drove away with a smile on her face. As for me, I went home with a fat wallet. A few days later, I got a text:“Got CarProof report. Three accidents?!?!? Need money back now!!!”I panicked. But not for long. I was getting good at this. I just got a new cell number. She didn’t know my name – that old fake ID worked great. And she had no idea where I lived. Finding me would wear her out. I was in the clear. But will I be so lucky next time?*Curber – An individual posing as a private

seller, but selling vehicles for profi t as a business. A curber often misrepresents the history and condition of a vehicle. Curbers offer none of the protections the law provides for purchases from a Vehicle Sales Authority licensed dealer.

“Now, I’m not a good liar. It’s her fault for not asking for a CarProof or ICBC vehicle history report.” d been taking the

bus for weeks and was tired of her commute. To my annoyance, she wanted to check the vehicle thoroughly. So I distracted her. I told her I was sad to let “my baby” go, but I

aler.

C vehicle history report.”

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The diminutive Fiat 500 goes bigThe Fiat 500 is cute, but might not be the most prac-tical as a family vehicle.Sure, it has room for four, a peppy personality but ac-cessing the rear seats isn’t the easiest and the cargo room is minimal.Enter the all-new-for-2014 Fiat 500L: The “L” stands for “large” so those interior volume deficiencies listed with its pint-sized sibling are no more.Dimensionally, the L is 27 inches longer, 6 inches taller in height and in width and there’s an extra 42 per cent when it comes to inside space.But wait, there’s more. Literally. The L comes with two additional doors to allow for easy access to the rear seats. And room for five passengers. It loses a little bit of its pinch-the-cheeks cuteness but its practicality makes up for it.In the driver’s seat, you have an almost unadul-

terated outward visibil-ity. The 500L features a segment-exclusive glass from the A- to D-pillars that provide nearly 360-degree panoramic views.Parking is easy because you can pretty much see out of all four corners. And the 500L – even with its “large” designation – still fits comfortably into urban settings.Driving the 500L, I noticed it doesn’t have quite the same amount of panache as the 500 Turbo. Granted, it’s a heavier vehicle. But to keep some of the fun behind the wheel, Fiat has outfitted it with a 1.4-liter MultiAir Turbo engine that

provides 160 horsepower, 184 lb-ft. of torque.It’s also available with two transmission options. Firstly, there’s a 6-speed manual. Then there’s an available 6−Speed Euro Twin Clutch “automatic.” The latter of the two costs an additional $1,450 and came equipped on my 500L Lounge trim.The Lounge trim comes standard with leather trimmed bucket seats and front heated seats, perfect for those chilly mornings.An upgraded item that was optioned on the L was the Uconnect system with a 6.5-inch screen (the standard is a 5-inch screen) complete with Bluetooth,

Sirius satellite radio and a Beats Premium Audio Sys-tem. If you’re a music lover, this is a great add.Besides, I find that the Uconnect media interface is one of the most intuitive infotainment systems to work with in the industry. Electronic Stability Control (ESC,) Hill Start Assist and

4−Wheel ABS brakes are part of its DNA along with a ParkView rear back−up camera, dual zone climate controls and steering wheel mounted audio controls.When cruising along at highway speeds, road noise is kept to a minimum, which allowed me to enjoy the music.

In corners, the 500L doesn’t have as tight of a setup as the 500, body roll is more evident.The MSRP of the 2014 Fiat 500L Lounge is $25,995. With the options, the price as tested comes to $30,850.Visit fiatcanada.com.

[email protected]

‘‘It loses a little bit of its pinch-the-cheeks cuteness but its practicality makes up for it.’’Alexandra Straub


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With the Vancouver Inter-national Auto Show just around the corner, I thought I would share my list of exciting new SUVs that are

available. 2014 Ford Explorer Sport is a performance version of its popular SUV. The headlights and

taillights are blacked out to give it a sporty appearance. Painted and machined 20-inch wheels allow room for the larger brakes that

help it stop faster and improve performance when towing. The engine is an impressive 3.5 litre, twin turbocharged EcoBoost V6,

producing a whopping 365 horsepower and 350 lb-ft of torque with a six-speed automatic transmission. To say this is quick off the line is an understatement. The Explorer also features a terrain management system that lets you select between sand, snow, mud, or hill descent. – $46,9992014 Jeep Grand Cher-okee Summit equipped with a 3.0L EcoDiesel V6 engine putting out 240 hp and 420 lb-ft of torque with an eight-speed transmission delivers excellent mileage while provide exceptional comfort. Natura-Plus leath-er faced seating, wood trim with copper accents, and a 19 speaker, 825 watt Har-mon/Kardon audio system keep you relaxed and alert. Up to date safety features such as enhanced accident response system, blind spot monitoring system, back up camera, engine immobi-lizer, hill start assist, and all speed traction control are just some of the many features this vehicle has to offer to keep you safe. Excellent value.– Starting at $60,8952014 Jeep Cherokee is a completely redesigned

five passenger SUV that has a front end that will stand out from the crowd. A seven-slotted grille and razor thin headlights make the Jeep unique. The engine is a 2.4L Tigershark Multiair straight four-cylin-der delivering 184 hp and 171 lb-ft of torque mated to a nine-speed automatic transmission. It can tow up to 2000lbs. The trail rated Trailhawk version has an active drive lock 4x4 system with four-low gear and a rear-locking differential. – Sport 4x4 $25,895– TrailHawk $30,8952014 Range Rover Sport is not just another luxury SUV; it is a fully capable off-road vehicle. The engine is a 510 hp, supercharged 5.0 litre V8 that puts out 461 lb-ft of torque at 2500 RPM with a six-speed automatic transmission. This trans-mission features Command Shift that actively responds to your driving habits and road conditions by recon-figuring the shift patterns for optimum driveability in all situations and is mated with a two-speed electron-ically controlled transfer case. Four wheel electronic

traction control, hill descent control, and four corner air suspension with terrain re-sponse not only makes this vehicle maneuver well on the road but can take you on some of the roughest back roads British Columbia has to offer. – $125,5752014 Toyota 4runner is as rugged and bold as they come. Powering this truck is a 4.0 Litre V6 dual valve timing V6 engine that pro-duces an impressive 270 hp and 278 lb-ft of torque. The 4Runner has two rows of seats, with an optional third row. An available sliding rear cargo tray holds up to 200 kg and comes in handy when camping. It is very comfortable to drive and you feel safe driving it.– $37,900 (standard)[email protected]

Five sport utes worth a long look

‘‘The 2014 Toyota 4runner is as rugged and bold as they come. A legend in the off-road community.’’Ian Harwood

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Natalie NorthNews staff

A hodgepodge of musicians mingled backstage at a live taping of Q with Jian Ghomeshi in the run up to the 2009 Juno Awards. Among them Hot Hot Heat and Hawksley Workman, the latter unaware of just how much influence he had on the former and both unable to predict what kind of impact they would have on their futures.

Though there may be some dispute over the origin story behind Mounties (comprised of Workman, Hot Hot Heat’s Steve Bays and Ryan Dahle of Limblifter), this is where the seeds of that history were first sown.

Bays, the Victoria-born Hot Hot Heat frontman had discovered Workman’s (Last Night We Were) The Delicious Wolves at a formative time when he was experimenting with vocals for what would become Hot Hot Heat.

“I tried to convey the importance that record had on my life to him,” Bays says. “He just kept saying, ‘Don’t you feel like you invented a sound with Hot Hot Heat and everybody else stole it and became way more successful?’ He was obsessed with the fact that we weren’t more successful, which I guess was his way of giving a compliment.”

Regardless of whether their kudos were received, a connection was made over their similar sensibilities in the Canadian music industry.

“Most people don’t really talk about that,” says Bays. “It’s all about existentialism, sex drugs and rock and roll. He talked about it like he was going to be doing this for the rest of his life. I liked that he was a behind the scenes guy and a poet and a total weirdo. And he loves to drink wine and so do I.”

Bays, also one half of electronic yacht rock duo Fur Trade, producer and owner of private recording studio, Tugboat Pl., already had plenty

on the go and wasn’t looking for another project. But when their friendship eventually led them to the studio together – with Bays set to produce Workman’s album and Dahle along for the session – their chemistry incited something else entirely. It started with what Bays describes as Workman’s initial “Jon Bonham-esque” beats on the drums during the first moments of their first session.

“I had no idea he was such a crazy drummer. I just started playing along on keys and Ryan started playing along on guitar. Before we knew it, we had started a whole new sound, for us at least. It just felt like a band.”

The majority of their debut record Trash Rock Legacy, released earlier this month, is excerpts from three sessions of jamming and enjoying life, beginning with that one in the summer of 2012.

“Ryan has his airstream in front of the studio, so we were hanging out in there, talking about ridiculous concepts. It just felt like a really artful

experience.” And a refreshing one, to

which Bays attributes the creation of another Hot Hot Heat album, after working with the band since 1999 and tiring of the “rock machine” of dirty clubs and shady promoters, he says. Bays and Workman have since begun directing and producing video (beginning with a music video for The Mohrs) under the production name Antler and Power. With their creative partnership set and the sole live experience with Mounties to date (at last September’s Rifflandia) an extremely positive one, Bays is excited to engage in the machine once more.

“The entire existence of the band just felt like one big rock and roll party that I never expected to have at 35 years old.”

Mounties play an early show (doors at 7 p.m.) at Sugar Nightclub March 20 with Rich Aucoin and JPNS GIRLS. Tickets, $17.50, via Lyle’s Place Ditch Records and ticketweb.ca.

[email protected]

Mounties spark creative awakening

Photo contributed

Mounties perform at Sugar Nightclub March 20.

Victoria writers are among those honoured on the B.C. Book Prize shortlist, announced on Wednesday.

The West Coast Book Prize Society named works by Catherine Greenwood, Robin Stevenson and Michael Layland of Victoria as the best in the province for 2013. Greenwood’s The Lost Letters (Brick Books) made the list for the Dorothy Livesay Poetry Prize. Stevenson’s Record Breaker (Orca Book Publishers) earned a nod for the Sheila A. Egoff Children’s Literature Prize. Layland was recognized in the Bill Duthie Booksellers’ Choice Award category, for the best book in terms of public

appeal, initiative, design, production, and content for his book, The Land of Heart’s Delight: Early Maps and Charts of Vancouver Island (TouchWood Editions). Also shortlisted for the Booksellers’ Choice is Courtenay’s Paula Wild for The Cougar: Beautiful, Wild and Dangerous (Douglas & McIntyre). University of Victoria alumnus Arno Kopecky was also recognized in the Hubert Evans Non-Fiction Prize category for his literary nonfiction novel, The Oil Man and the Sea: Navigating the Northern Gateway (Douglas & McIntyre).

The winners in seven categories will be announced

at the Lieutenant Governor’s BC Book Prizes Gala on May 3 at the Renaissance Vancouver Harbourside Hotel.

These nominees – who collectively will receive $14,000 in cash prizes – will be celebrated at a free public event, the details of which have yet to be released.

Information will be posted to bcbookprizes.ca, along with list of the as-yet unnamed nominees for the 2014 Lieutenant Governor’s Award for Literary Excellence and dates for a short-listed authors reading tour throughout various public venues in B.C. during the month of April.

[email protected]

Local authors among B.C.’s best

Local news.Local shopping.Your local paper.

Read the Oak Bay News

A18 • www.vicnews.com Friday, March 14, 2014 - OAK BAY NEWSA18 www.oakbaynews.com Fri, Mar 14, 2014, Oak Bay News

A tragic accident when he was an infant could easily have ended An-drew's life before it had properly begun, but the courage and determina-tion which enabled him to survive became his lifelong hallmark. Andrew led a life of phenomenal variety and colour - sports-man, soldier, adventurer, artist - travelling over much of the globe. He was a keen boxer and rugby player while at school, after which he enlisted in the Green How-ards regiment, winning a battlefield commission while in action in Malaya. He had a keen sense of justice, taking pride in using his physical prowess to protect others, whether smaller kids from play-ground bullies, or peasant farmers from terrorists during his army career. Next came a spell on a schooner in the South Pacific trading among the remoter islands of the South Pacific. He ended up in Australia where he worked in the outback, occasionally indulging his passion for ocean yacht racing. Intending to return even-tually to Britain, his birthplace, he travelled east-wards to the USA then hitchhiked to Canada. He didn't reach his destination, settling instead on Saltspring Island where he lived on a fishing boat, transformed into a home and sculpture studio. He produced a range of breathtaking wood sculptures and architectural works which com-bined functionality with beauty. Rory, his devoted dog, shared his life for twenty years. Andrew's life was a poem of passion, a picture painted in vivid colours. You did the best you could with this life Andrew, our blessings for the next. Thanks to staff at Fairfield Pavilion, Glengarry Hospital for their kindness and compassion.Condolences and contact re memorial gathering to: [email protected]

Andrew White1938 – 2014

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EDUCATION/TRADE SCHOOLS

INTERIOR HEAVY EQUIP-MENT OPERATOR SCHOOL.NO Simulators. In-the-seat training. Real world tasks.Weekly start dates. Job board! Funding options.SignUp online! iheschool.com 1-866-399-3853

HELP WANTED

MANAGEMENT and HAIR STYLIST positions available. Full time/part time for First Choice Hair Cutters in their Victoria location. Must have

hairstyling qualifi cations. Guaranteed $11/hr, benefi ts,

vacation pay, 25% profi t sharing, paid overtime, paid birthday,advanced training and annual advancement

opportunities For an interview call

866-472-4339

TRADES, TECHNICAL

AUTOMOTIVE Technician needed immediately in Vernon BC. We are a busy independent shop doing all types of diagnosing, maintenance and repairs. Wages are $25/hr but negotiable. We are located in the desirable North [email protected] 250-545-3378

VOLUNTEERS

ESQUIMALT EMERGENCYsocial services is looking for new volunteers join them in training and preparing for times of emergencies and dis-asters. Group meets one Mon-day a month. Training is pro-vided. Call Volunteer Victoria at 250-386-2269.

MS SOCIETY of Canada is looking for someone to help set up and take down point of interest stops along the Cow-ichan Valley Grape Escape bike route. Must be available for at least one committee meeting prior to event and the mornings and afternoons of July 5th, and 6th 2014. Call Volunteer Victoria at 250-386-2269.

PARKS CANADA is looking for volunteers to help remove invasive species from our re-gion and assist in the native plant nursery in order to help protect our natural heritage, and over 100 rare and endan-gered plant species. Call Vol-unteer Victoria at 250-386-2269.

PERSONAL SERVICES

MIND BODY & SPIRIT

KRIPALU MASSAGE, Reiki, Acupressure, Chair Massage. I have relaxed clients that have been with me for 5-12 years. See testimonials on website. Women only. Call 250-514-6223 or visit online at: www.andreakober.com

HOLISTIC HEALTH

Trager® Bodywork allows you to move more freely with less pain and

tension. You’ll feel deeply relaxed & have greater mental clarity.

Rae BilashCertifi ed Trager Practitioner

call for appointment 250-380-8733

www.raebilash.ca* Also Hot Stone Massage

PERSONAL SERVICES

FINANCIAL SERVICES

GET BACK ON TRACK! Bad credit? Bills? Unemployed? Need Money? We Lend! If you own your own home - you qualify. Pioneer Acceptance Corp. Member BBB.

1-877-987-1420 www.pioneerwest.com

PHOTOGRAPHY/VIDEO

RETOUCH, RESTORE, Edit Photos. Home Movies to DVD. Also, Portraiture, Baby, Family + Maternity. 250-475-3332. www.cwpics.com

MERCHANDISE FOR SALE

FREE ITEMS

FREE: CEMENT table and bench. In good cond. You must pick up. (250)474-2748.

FREE: child’s life jacket, mir-rored shower door, Xmas & Halloween decorations, patio swing, wicker chair, older stereos (some in need of re-pair), wood paneling, old high-chair, plant food, lime, gulf, art edsle, offi ce paper shedder, old wooden table + wooden stand, professional massage for chair, wood stains, fl ower plant pots, new window blind, thermos, headphones for TV and 1 puzzle. (250)386-3025.

FRIENDLY FRANK

BLACK & DECKER food pro-cessor, new, $10. Call(250)652-4621.

CLAVINOVA PIANO bench, $99. Call (250)652-0549. 6:30pm to 8pm only.

(MAD) DOLL $20., emergency refl ectors $20., old Boccie balls $20. (778)265-1615.

FUEL/FIREWOOD

ARBUTUS, CYPRESS, fi r, hardwoods. Seasoned. Call 250-661-7391.

FURNITURE

BEDROOM SUITE. Beautiful dark oak wood: bed frame, dresser with mirror, second dresser, 2 night stands. $2000 obo. Chuck or Su-sanne: 250-881-8833. Seeusedvictoria.com ad# 21580893

MISCELLANEOUS FOR SALE

HOT TUB (SPA) COVERS. Best price. Best quality. All shapes & colours available. 1-866-652-6837 www.thecoverguy.com/newspaper?

MERCHANDISE FOR SALE

MISCELLANEOUS FOR SALE

NEWSPRINT ROLLENDS- $2-$10. Fridays only, 8:30amto 4:30pm. #200-770 Enter-prise Cres, Victoria. Gold-stream Press Division.

MISCELLANEOUS WANTED

ANTIQUES, BOOKS, col-lectibles, furniture, china, jew-elry. Estates/private librariespurchased. Galleon Books &Antiques, 250-655-0700

PAY cash for jewelry, any amount, any condition, Cos-tume, gold, silver, rhinestones,glass beads, broken chains,watches, coins/tokens. Heidi,250-858-9511

REAL ESTATE

FOR SALE BY OWNER

BEAUTIFUL WATERVIEWhouse, approx 3500 sq.ft. levelentry, 2 fl oors w/self-contained1-bdrm in-law suite in soughtafter area in Gordon Head. Lrgliving rm, 4 bdrms, 3 fi replac-es, formal dining rm, family rm,large rec room, lrg dbl garage,4 full baths. $829,000. 4453Houlihan Court. Open HouseSat & Sun 1-4. (250)744-7129.

REAL ESTATE SERVICES

DISTRESS SALESBANK

FORECLOSURESFIXER UPPERS

Free List with Pictures& Addresses at:

www.JimParsons.comJim Parsons

1% Realty250-508-0739

✫✫ BUYING? ✫✫I give you $2000 cash. If the sale price is over $700,000 you receive $4000.

✫✫ SELLING? ✫✫I charge far less commis-sion. For example only $6,900 on a $600,000 sale. A full commission realtor would cost you $21,000 at 6 and 3.

Call me now at250-508-0739 or visit

www.jimparsons.comJim Parsons,

Onepercent Realty VI

RENTALS

APARTMENT/CONDO

UNDER NEWMANAGEMENT

Bright lg Bach 1,2,3 br. UnitsFully reno

5 min drive to DT Victoria Full time on site manager

Move in today250-588-9799

Your community. Your classifieds.

250.388.3535

fax 250.388-0202 email [email protected]

SOOKENEWSMIRROR

$2997plus tax

SELL YOUR STUFF!Private Party Merchandise Ad1" PHOTO + 5 LINES (99¢ extra lines) Runs till it sells, up to 8 weeks!

Choose any:Black Press Community Newspapers!

Add any other Greater Victoria paper for only $9.99 each +tax

3BONUS!We will upload your ad to

Ask us for more info.FREE!

FAMILY ANNOUNCEMENTSFAMILY ANNOUNCEMENTS

Your Community, Your Classifi eds. Call 250-388-3535

OAK BAY NEWS - Friday, March 14, 2014 www.vicnews.com • A19Oak Bay News Fri, Mar 14, 2014 www.oakbaynews.com A19 RENTALS

APARTMENT/CONDO

FRASER TOLMIEAPARTMENTS

1701 Cedar Hill X Road (at Shelbourne St)

Deluxe 1 & 2 bdrm suitesBeautiful grounds with resort

style amenitiesINQUIRE TODAY: 250.477.6323 or

[email protected]

www.frasertolmie.caProudly Managed By

Bentall Kennedy Residential Services

TILLICUM: NEAR mall. Bright 1 bdrm, 3rd fl r, 55+ bldg. Appl’s, coin laundry, balcony, rec rm, $720 incld’s heat. N/S, 1 pet ok. Call (250)245-5707.

DUPLEXES/4PLEXES

ESQUIMALT- 2bdrm, 1 level, in suite W/D, 4 appls, oak fl rs, deck, near ocean schools, bus. $985. 250-216-2991.

HOMES FOR RENT

VIC WEST- Avail now or April 1st. Bright, sunny, 3 bdrm, near ocean, sunroom, newly reno’d bath, W/D. 5 appls., NS/NP. Refs req’d 1 yr lease. $1650+ utils. 250-383-8800.

RECREATION

RV RESORT ON THE LAKE

Spots available at Great Rates. Daily, weekly,

monthly. Pool, Hot tub, exercise room, laundry, putting green, hiking,

fi shing, Pickle Ball Court. Free coffee in one of the best clubhouses on the island. Nanaimo area.

www.resortonthelake.com250-754-1975 or

[email protected]

RENTALS

SHARED ACCOMMODATION

VICTORIA HOUSING. $475- $575. neg. Students, disability, working. 778-977-8288.

SUITES, LOWER

GLANFORD- 1 bdrm, lrg living rm+ kitchen. W/D. $750 inclds utils. N/P. (778)350-2446.

MARIGOLD: 1 bdrm, shared W/D, quiet. NS/NP. $850 utils incld’d. Call 250-727-6217.

NORTH NANAIMO: 1bdrm private suite. New fl oors

and paint. Shared laundry. Secure, covered parking. FREE hydro, cable & wifi .

N/S, No Partiers. $750/mo. 250-756-9746

QUADRA/ MacKENZIE: 2 bdrm, 2 bath bsmnt. $950. + utils. small storage, street prkg Avail now. 250-516-5556.

SAANICHTON- 1 bdrm bsmt suite. Avail now. NS/NP. $850 inclds utils. (250)652-1730.

SUITES, UPPER

ROCKLAND- lrg 2 bdrm, 2 bath, lving/dining/eating area in kitchen, new carpets, deck,etc.$1355.(250)216-2991

TOWNHOUSES

LAVENDER CO-OP is accept-ing applications for a quiet, bright 2 bdrm townhouse, W/D hookup, inside/outside stor-age, backyard. $912/mo. Share purchase $2500. Gross income $42,000 +. Applica-tions available in the glass case outside the Community Hall at 10A-620 Judah St.

TRANSPORTATION

AUTO ACCESSORIES/PARTS

AUTO FINANCING

TRANSPORTATION

AUTO FINANCING

AUTO SERVICES

$$$ TOP CA$H PAID $$$. For ALL unwanted Vehicles, any condition. Call (250)885-1427.

TRANSPORTATION

CARS

1982 GRAND Prix LJ, only 29 original km on car, 350 4 bolt Vette motor and 350 Turbo trans installed in 1985. Seals done in 2008. A.C. works, New head liner 2014, a true time piece. $5,900 obo. Must Sell. Call Terry 250-478-1426.

1990 CHEVROLET Cavalier Z 24, 3.1 Litre. Only 70,000 km on rebuilt motor. Newer Luc High Performance clutch, 5- sp trans, near new Yokohama tires. Red, sun roof, mint interi-or, power doors/windows (new motors and regulators). Pio-neer stereo w/iPod adapter, Pioneer 6x9 3 way speakers. Same owner since 1990, have all receipts. $2500. Chris, 250-595-0370 leave message.

HOME/BUSINESS SERVICES

ACCOUNTING/TAX/BOOKKEEPING

ACCOUNTINGVida Samimi

Certifi ed General Accountant/ CPA

Bookkeeping, Payroll, HST.

Set up & Training. E-FileTAX

250-477-4601

ELECTRICAL

(250)217-3090.ELECTRICIAN Lic. #3003. 30yrs exp. Renos, Knob & Tube Replacement. Sr.Disc.No job too big or small

250-361-6193 Quality Electric Reno’s, res & comm. No job too small. Lic# 22779.

AT&T ELECTRIC. Renova-tions. Residential & Commer-cial. Knob & tube replacement. #26125. (250)744-4550.

KENDRA’S ELECTRICAL Co. #86952. No Job too Small. Kendra, 250-415-7991.

FENCING

ALL TYPES of fencing, re-pairs. Reliable, on-time. Free estimates. Call 250-888-8637.

FLOOR REFINISHING/INSTALLATIONS

WILDWOOD FLOORS Custom Hardwood Installation.

Dust controlled refi nishing. Call Keith 250-884-6688


FURNITURE REFINISHING

FURNITURE REFINISHING. Specializing in small items, end-tables, coffee tables, chairs. Free pick-up & deliv-ery. References available. 250-475-1462.

GARDENING

20% OFF! Pruning, Hedge Trim, Soil/Mulch Del (2 cu yds) Clean-ups. (250)479-6495.

(250)208-8535 WOODCHUCK Yard & garden overgrown? Lawns have weeds & moss? Aerating ($75 special), pwr raking. Blackberry/ivy removal.

250-479-7950FREE ESTIMATES

• Lawn Maintenance• Landscaping• Hedge Trimming• Tree Pruning• Yard Cleanups• Gardening/Weeding • Aeration, Odd JobsNO SURPRISES NO MESS

www.hollandave.ca

DPM SERVICES- lawn & gar-den, seasonal pruning, clean ups, landscape, power wash, etc. 15yrs exp. (250)883-8141

MIKE’S LAWN and Garden. Clean-ups, Pruning & More. Senior’s discount. Free esti-mates. Mike 250-216-7502.


GARDENING

SHADY TREEMaintenance, Clean-UpsPruning, Landscaping Pwr Washing, Irrigation

30 Years Experience Best prices Guaranteed

[email protected]

GUTTERS & DOWNSPOUTS

ABBA EXTERIORS Gutter cleaning & repairs. Seniors discounts. WCB, Insured. Free estimates. (778)433-9275.

(250)889-5794. DIAMOND Dave- window, gutter cleaning, roof-de-moss, gutter guards, power washing. Free est.

HAULING AND SALVAGE

$20 & Up Garbage & Garden waste removal. Senior Disc. Free estimates. 250-812-2279.

FAMILY MAN Hauling. Call Chris for all your hauling needs. 250-920-8463.


HAULING AND SALVAGE

CLEAN-UP SPECIAL. You load bins, size 12 yard $100 plus dump fee or we do it all. Call 250-361-6164.

GARY’S HAULING. One call does it all. Small demos & yard clean-up. Vehicle & metal recycling. Call (778)966-1413.

JUNK BOX- We Do All The Loading

JUNK REMOVAL 7 days / wk.Fast Service, Best Prices!! Free quotes. (250)857-JUNK.

PARRY’S HAULING We haul it all - FREE estimates. Call Shawn 250-812-7774

PETE’S HAUL A DAY- Junk removal. Airforce guy. Call 250-881-1221.

SAVE-A-LOT HAULING Furniture, appliance, garden waste, we take it all! Always lowest rate, senior discount. Brad 250-217-9578.

HOME IMPROVEMENTS

ARAM RENO’S Basement, bathrooms, additions Free est. WCB/Insured 250-880-0525

COMPLETE HOME Repairs. Suites, Renos, Carpentry, Dry-wall, Painting. Licensed and insured. Darren 250-217-8131.

JACK NASH, serving Victoria over 30 yrs. I do it all! Free es-timates WCB. 250-881-3886.


LANDSCAPING

250-216-9476 ACCEPTING new contracts; landscape and carpentry. BBB/Insured. Res /Comm. www.ftguland.com

MASONRY & BRICKWORK

CBS MASONRY BBB. WCB. Chimneys, Fireplaces, Flag-stone Rock, Concrete Pavers, Natural & Veneered Stone. Replace, Rebuild, Renew! “Quality is our Guarantee”. Free Competitive Estimates. (250)294-9942/(250)589-9942. www.cbsmasonry.com

& MOVING STORAGE

DONE RIGHT MOVING $70/hr. Senior Discount. Free Est’s. No travel time before or after. BBB accredited. Call Tyler at 250-418-1747.

PAINTING

A PROFESSIONAL Woman painter. Karen Bales Painting & Wall coverings. Over 25yrs exp. Free est. 250-514-5220.

SAFEWAY PAINTING

High quality, Organized. Interior/Exterior

Residential/Commercial Jeff, 250-472-6660 Cell 250-889-7715

Member BBB

STACYANN SCHIFFNER Painting & Colour Design. WCB + Ins. Professional Guar-antee. Free est.250-213-1054.


PAINTING

PLUMBING

EXPERIENCED JOURNEY-MAN Plumber. Renos, New Construction & Service. Fair rates. Insured. Reliable, friendly. Great references. Call Mike at KNA (250)880-0104.

FELIX PLUMBING. Over 35 years experience. Reasonable rates. Call 250-514-2376.

FREE ESTIMATES. Rea-sonable. Reliable. No job too small. Call 250-388-5544.

LICENSED. QUALITY work guaranteed, great rates, WCB. Free est’s. Seniors discount on labour. Norm (250)413-7021.

PLASTERING

PATCHES,Drywall, skimming, match the textures, coves, fi re-places. Bob, 250-516-5178.

PRESSURE WASHING

DRIVEWAYS, WALKWAYS, Decks, etc. Reasonable rates. 250-744-8588, Norm.


ROOFING & SKYLIGHTS

RUPE’S ROOFING: Torch onshingles or metal. Fully in-sured. References; ticketedroofers. Call Rupe 250-415-7130 or Mike 1-250-533-9410.

STUCCO/SIDING

PATCHES, ADDITIONS, re-stucco, renos, chimney, water-proofi ng. Bob, 250-516-5178.

TILING

SHAWN THE Tile Guy- Res/ Comm/ Custom/ Renos. Freeest. Call 250-686-6046.

TREE SERVICES

BUDDY’S TREE SERVICES-Trimming, pruning, chipping,removals, hedges, lawn care,Insured. Keith, (250)474-3697.

UPHOLSTERY

UPHOLSTERER NEEDS work. Your fabric or mine.250-480-7937.

WINDOW CLEANING

DAVE’S WINDOW Cleaning.Windows, Gutters, Sweeping,Roofs, Roof Demossing, Pres-sure Washing. 250-361-6190.

SERVICE DIRECTORYwww.bcclassified.com 250.388.3535

BUYING - RENTING- SELLING

250.388.3535

CONNECTING BUYERS AND SELLERS

www.bcclassifi ed.com

SELL IT FAST WITH CLASSIFIEDS!

250.388.3535

fi l here please

ALL YOU NEED IN PRINT AND ONLINE

www.bcclassifi ed.com

Today’s

Solu

tion

Sudoku

Remember no number can occur more than once in any row, column or box.

To solve a Sudoku puzzle,every number 1 to 9must appear in:• Each of the nine vertical columns• Each of the nine horizontal rows• Each of the nine 3 x 3 boxes


OPEN HOUSES | MAR. 14 TO MAR. 19, 2014 more details in Real Estate Victoria, available FREE on news stands now

Select your home.Select your mortgage.

Oak Bay 250-370-7601Westshore 250-391-2933

Victoria 250-483-1360Sidney 250-655-0632

www.vericoselect.comChatterton Way 250-479-0688

VICTORIA406-1615 Belcher, $179,900Saturday 2-4Sutton Group West Coast RealtyShelly Reed, 250-213-7444

1769 Haultain St, $629,999Saturday 2-4Pemberton Holmes LtdArran McLellan, 250-884-3980

1910 Moss Park Gdns, $784,900Saturday 1-3Re/Max CamosunBrad Gregory, 250-744-3301

108-545 Manchester Rd, $165,000Saturday 2-4Sutton Group West Coast RealtyJune Wing, 250-479-3333

202-1425 Fort St, $299,000Sunday 2-4Royal LePage Coast Capital RealtyMaggie Thompson, 250-889-5955

733A Humboldt (200 Douglas)Saturday, Sunday & Monday 1-4Macdonald Realty Helene Roy, 250 883-2715

1936 Richardson St, $585,000Sunday 2-4Royal LePage Coast Capital RealtyVelma Sproul, 250-213-2858

303-1204 Fair� eld,$450,000Sunday 1-3Coldwell Banker Slegg RealtyBruce Scott, 250-888-0080

606 Speed Ave, $245,000Saturday & Sunday 1-3Royal LePage Coast Capital RealtyScott Munro, 250 477-5353

2529 Shelbourne St, $459,900Sunday 2-4Sutton Group West Coast RealtyShelly Reed, 250-213-7444

403-2527 Quadra, $259,900Saturday 2:30-4One Percent RealtyGuy Effler, 250-812-4910

2650 Belmont, $559,900Saturday 2-4DFH Real Estate Ltd.Deidra Junghans, 250-474-6003

1741 Patly Pl, $1,088,100Saturday 2-4Newport RealtyJulie Rust, 250-385-2033

101-119 Ladysmith, $429,000Saturday 1-3Royal LePage Coast Capital RealtyCheryl Bejcar, 250-592-4422

803-250 Douglas St.Sunday 11-1DFH Real Estate LtdLynnell Davidge, 250-896-1852

510-165 Kimta Rd, $379,999Saturday 1-2:30Fair Realty Ltd.Sean Thomas, 250 896-5478

1102-835 View St,$289,500Saturday 2-4DFH Real Estate Ltd.Peter Crichton, 250-889-4000

204-1012 Collinson, $239,900Saturday 2-4Royal LePage Coast Capital RealtyRick Humphries, 250-889-2310

VIEW ROYAL26-1498 Admirals Rd, $139,900Saturday 2-4Pemberton Holmes Ltd.Eileen Jespersen, 250-686-482035-1309 Craig� ower, $129,000Sunday 2-4RE/MAX CamosunDoreen Halstenson, 250-744-3301

ESQUIMALT611 Lampson St, $549,000Saturday 1-3Royal LePage Coast Capital RealtyCheri Crause, 250-592-4422

SAANICH EAST5153 Santa Clara, $769,000Saturday 2-4Re/Max CamosunLynne Sager, 250 744-3301982 Mckenzie Ave, $299,900Saturday & Sunday 1-4Royal LePage Coast Capital RealtyJames Liu, 250 477-5353310-3460 Quadra, $199,900Saturday & Sunday 2-4Pemberton Holmes LtdJim Reslein 250 384-8124970 Tolmie Ave, $409,900Sunday 1-3Royal LePage Coast Capital RealtyJeannie Lau, 250-477-5353

203-3252 Glasgow, $194,900Saturday 1-3, Fair RealtyKevin Ramsay, 250-217-5091

2490 Cadboro Heights Ln. $1,288,000Saturday 2-4Re/Max CamosunEd G Sing, 250-744-3301

4210 Quadra, $569,900Sunday 12-2Smartmove Realty IncLinda Clark, 250 380-6683

4516 Eva Ave, $649,900Sunday 1-3Royal LePage Coast Capital RealtyCheryl Bejcar, 250-592-4422

307-1514 Church Ave.Sunday 2-4Sutton Group West Coast RealtyJune Wing, 250-479-3333

Midtown Park, $299,888Wednesday thru Sunday 12-4RE/MAX AllianceRon Neal, 250-386-8181

313-3277 Glasgow Ave, $214,999Sunday 11-1Pemberton Holmes Ltd.Arran McLellan, 250-884-3980

4237 Denrob Pl, $579,999Saturday 11-1Pemberton HolmesArran McLellan, 250-884-3980

SAANICH WEST4010 Willowbrook Pl, $509,000Saturday 11:30-1:30Re/Max CamosunPeter Gray, 250-744-3301

3795 Burnside Pl, $549,900Sunday 11-1DFH Real Estate Ltd.Jenn Raappana, 250-590-3921

631 Cowper St, $499,900Sunday 1-3Pemberton HolmesPaul Whitney, 250-889-2883

308-4536 Viewmont, $299,980Sunday 2-4Macdonald RealtyJane Logan, 250-920-6868

764 Daffodil Ave, $574,900Saturday & Sunday 2-4One Percent RealtyJim Parsons, 250-220-8600

564 Normandy, $449,900Saturday 12-1:30One Percent RealtyGuy Effler, 250-812-4910

560 Margaret, $535,000Saturday 11-1DFH Real Estate Ltd.Deidra Junghans, 250-474-6003

4124 Santa Anita, $525,000Saturday 2-4Pemberton HolmesRick Couvelier, 250-477-0921

2-3957 South Valley, $589,900Saturday 1-3 DFH Real Estate Ltd.Frank Chan, 250-477-7291

SAANICH PENINSULA408-1240 Verdier Ave, $319,000Sunday 2-4DFH Real Estate Ltd.Robin Lewis, 250-656-0131

2248 Cooperidge Dr, $549,500Sunday 2-4DFH Real Estate Ltd.Mike Fowles, 250-477-7291

3150-2600 Ferguson, $245,000Sunday 2-4Pemberton HolmesRick Couvelier, 250-477-0921

2321 Island View Rd, $412,000Thursday to Sunday 1-3Re/Max CamosunCraig Walters, 250-655-0608

202-2779 Stautw Rd, $129,000Saturday 11-1Pemberton Holmes Ltd.Eileen Jespersen, 250-686-4820

2427 Amelia Ave, $529,900Sunday 2-4Royal LePage Coast Capital RealtyMike McCulloch, 250-592-4422

8880 Park Paci� c Terr, $1,199,000Saturday 1-3Re/Max CamosunCraig Walters, 250-655-0608

10500 McDonald Park, $585,000Saturday & Sunday 1-3Pemberton HolmesNicole Burgess, 250 384-8124

WEST SHOREA-3153 Metchosin Rd, $319,000Sunday 2-4Re/Max CamosunDeborah Coburn, 250-812-5333

211-1325Bear Mountain PkwySunday 2-4DFH Real Estate Ltd.Jandy Gruhn, 250-514-9419

1136 Timber View, $774,900Saturday 2-4Re/Max CamosunBrad Maclaren, 250-727-5448

887 Wild Ridge Way, $399,900Saturday 2:30-4SmartMove Real EstateGary Brown, 250-380-6683

2252 Players Dr,$799,000Saturday 2-4Re/Max CamosunEd Sing, 250-744-3301

3250 Willshire DrSaturday 1-3Royal LePage Coast Capital RealtyPatricia Gatey 250-592-4422

2075 Hedgestone, $799,000Sunday 2-4Re/Max CamosunBrad Maclaren, 250-727-5448

758 Egret Cl,$679,900Saturday & Sunday 2-4DFH Real Estate Ltd.Ron Bahrey, 250-477-7291

2557 Sewlyn Rd, $349,900Saturday 12:30-2SmartMove Real EstateGary Brown, 250-380-6683

2655 Sooke RdThursday thru Monday 1-4Re/Max CamosunBrad Gregory, 250 744-3301

419 Pelican, $769,900Sunday 1-3Re/Max CamosunBrad Gregory, 250-744-3301

978 Tayberry Terr,$389,900Sunday 1-3Royal LePage Coast Capital RealtyGoran Tambic, 250-592-4422

128-710 Massie Dr, $339,800Saturday 2-4Re/Max CamosunDale Sheppard, 250-478-9600

3379 Vision Way,$324,900Thursday 4-6,Saturday & Sunday 1-3DFH Real Estate Ltd.Mike Hartshorne, 250-590-3921

SOOKE2522 Townsend,$424,900Saturday 2-4Fair RealtyKevin Ramsay, 250-217-5091

UP ISLAND822 Wingsong,$509,000Sunday 2-4RE/MAX CamosunDoreen Halstenson, 250-744-3301

2960 Phillips,$384,900Sunday 1-3Re/Max CamosunJudy Campbell, 250 744-3301

OAK BAY

Artsee Eyewear 2265 Oak Bay Avenue

Athlone Travel104-2187 Oak Bay Avenue

Bath Bark & Beyond2041 Oak Bay Avenue

Boorman’s2045 Cadboro Bay Road

Carlton House of Oak Bay2080 Oak Bay Avenue

Morgan’s Fabrics2070 Cadboro Bay Road

Oak Bay Beach Hotel1175 Beach Drive

Oak Bay Hearing1932 Oak Bay Avenue

Oak Bay Optometry2067 Cadboro Bay Road

Oak Bay Pharmasave2200 Oak Bay Avenue

Oak Bay Recreation1975 Bee Street

Oak Bay Senior Care209-2250 Oak Bay Avenue

Oak Bay Volunteer Services2167 Oak Bay Avenue

Penny Farthing 2228 Oak Bay Avenue

RBC Wealth Management2255 Oak Bay Avenue

Red Art Gallery2033 Oak Bay Avenue

Science Works1889 Oak Bay Avenue

Valentus Clinics103-1625 Oak Bay Avenue

White Heather Tea Room1885 Oak Bay Avenue

Zebra Group1161 Newport Avenue

VICTORIAArt Gallery of Greater Victoria1040 Moss Street

Campus Honda506 Finlayson Street

Expedia Cruiseship centers170-911 Yates Street

Foul Bay Physiotherapy220-1964 Fort Street

Graham KIA 2620 Government Street

Jason Binab755 Humboldt Street

is IN!

SPRING 2014

INS IDE › P eo P l e › T RAV e l › Fo o D › H I STo RY › A RTS

oAk bAY lIVING

Behindthe musicOak Bay’s famOus

cOmpOser, tOBin stOkes

art loversmariOn evamy and

BOBB HamiltOn

rebirthgiving new life

tO an estevan

cHaracter HOme

TweedG

Tweed Jordy Harris 1286 Fairfi eld Road

Julie Rust 1286 Fairfi eld Road

Paul Holmes, Holmes Wealth Management1803 Douglas Street

Westcoast Brewshop155 Langford Street

SAANICH

Campus Acura3347 Oak Street

Cassie Kangas3914 Shelbourne Street

Matticks Farms5325 Cordova Bay Road

M&M Meats3637 Shelbourne Street

Pepper’s3829 Cadboro Bay Road

Wild Birds Unlimited3631 Shelbourne Street

WESTSHORE Windsor Plywood888 Van Isle Way

LOOK FOR your copy delivered with the Oak Bay News & online in the eEditions at vicnews.com

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JEFF BISHOPREAL ESTATEKNOWLEDGE

A Personal Real Estate Corporation

A24 • www.vicnews.com Friday, March 14, 2014 - GOLDSTREAM NEWS GAZETTE

Don DescoteauNews staff

When it comes to shop-ping for a mortgage, low interest rates aren’t the only thing home buyers are look-ing for.

With banks, credit unions and independent lenders all offering various ways to finance a home purchase, prospective buyers must also determine who they’ll work with to find the mort-gage deal that fits them best.

Not everyone is comfort-able negotiating directly with their potential finan-cier, even if they’ve dealt in past with their chartered bank, credit union or private lender.

In such cases, homebuy-ers often use the services of a mortgage broker as a way to avoid the stress that can come with dealing with an institution that may not be able or willing to work within your financial capa-bilities.

“It can help having some-body who’s a bit more invested in the deal and who does these sorts of things on a regular basis,” says Realtor Tim Ayres, president of the Victoria Real Estate Board.

Mortgage broker Lori Len-aghan says one thing bro-kers can offer that financial institutions can’t always guarantee is the lowest rates, since they shop the

client’s financial situation around to various lenders to find the best fit.

“People will move from one bank to another for a quarter per cent,” she says of the search period.

Since they are working in the customer’s best interest, a broker tends to have more flexibility than large insti-tutions that are bound to corporate policy, she adds. That means the client can avoid the hassle of pitting their home financial institu-tion against another to get the best rates and terms.

That flexibility can come into play in refinancing situ-ations as well. Some lend-ers will extend a borrower’s amortization period to 35 years of they meet certain criteria, where others are limited to 30 years, she says.

In terms of interest, home-buyers are blessed with continued low rates. Vari-able rate mortgages, which fluctuate with the prime rate, are still a good bet, Len-aghan says, although more conservative people still go with a fixed rate. Even those are hovering just over three per cent for a five-year term.

For people who would rather approach their finan-cial institution directly, there are some choices on the market.

Ryan McKinley, senior mortgage development manager with Vancity, says

the issue of affordability in the Greater Victoria market has prompted it to get cre-ative with how it helps buy-ers finance their homes.

One option allows its members to work with friends, family, roommates and others to combine their resources and purchase a property together.

“This is a great option for parents who may not want to gift their children a down payment, but would rather invest with them and give them a hand up,” he says.

The idea of working with a mortgage specialist in advance and talking about your future plans is always

a good idea, McKinley adds.“Even if they’re not plan-

ning to purchase for some time, at the very least we can provide a road map so they’re able to achieve home ownership in the future.”

Lenaghan says people are very educated about shop-ping for mortgages these days.

“Realtors are very good at getting people in ahead of time so there’s no sur-prises,” she says.

“Once they’re here, we can educate them about what their options are if they don’t qualify. We really work with the client over the long term.”

Q: WHAT ARE SOME POINTS TO CONSIDER ABOUT

MORTGAGES?

HomeFinderFind a place to call home

BUYING TIP |Secure mortgage pre-approval before getting serious about home shopping

Stay loyal or let broker find your best deal?Consider a smaller mortgage, rather

than the maximum you can afford – Taking a smaller mortgage can

help you comfortably deal with unexpected changes to your monthly budgetEvaluate the impact

of an increasing interest rate on your

payments – For a mortgage of $250,000 at 5%, a jump of 2%

would increase monthly payments by about $300 Plan to be mortgage-

free faster – Make weekly or biweekly

payments, lump sum payments to your

mortgage principal or increase your regular

payment amountAsk for help if you

have trouble making mortgage payments– If unforeseen � nancial

circumstances impact your ability to make regular payments, seek help

sooner than later

Do you have a house-hunting story you’d

like to share with us? Email ddescoteau@

vicnews.com

To advertise in Home� nder, contact Oliver Sommer at: osommer@black

press.ca

» 192/483

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NET UNCONDITIONAL SALES, MONTH TO DATE/MARCH 2013

NEW LISTINGS MONTH TO DATE/MARCH 2013

TOTAL ACTIVE RESIDENTIAL LISTINGS MONTH TO DATE/TOTAL TO THIS DATE 2013

GREATER VICTORIA MARKET UPDATE »AS OF MARCH 12/14

COURTESY VICTORIAREAL ESTATE BOARD

Go with what feels like best fit for you when mortgage shopping

– Courtesy Canada Mortgage and Housing Corporation

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Oak Bay News, March 14, 2014

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