NSLDS UPDATE

NSLDS UPDATE

Eric HardyU.S. Department of Education

NSLDS Update

• 150% Direct Subsidized Loan Limit• NSLDS Reports Update• Enrollment Reporting Update• Repayment Plan Reporting• Additional Topics

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150% Direct Subsidized Loan Limit

150% Direct Subsidized Loan Limit• Electronic Announcement #1 - Interim Final

Regulations Published was posted on the Information for Financial Aid Professionals (IFAP) Website on May 16, 2013

• Department of Education sessions scheduled to take place at the NASFAA Conference: – “Limiting Direct Loan Borrowing to 150% of Program

Length”• 07/15/2013 03:05 PM - 04:20 PM (Pinyon Ballroom 4)• 07/16/2013 10:35 AM - 11:50 AM (Pinyon Ballroom 4)

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150% Direct Subsidized Loan LimitLimiting Direct Loan Borrowing to 150% of Program Length will be implemented on NSLDS in several phases:

– Identifying First-Time Borrowers– Tracking Subsidized Usage Periods for First-Time

borrowers– Calculating Maximum Eligibility Periods– Determining Loss of Subsidy

Implementation dates of phases will overlap

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150% - Tracking First-Time BorrowersPhase 1 (July 2013)COD will identify First-Time Borrowers• Subsidized Usage Limit Applies (SULA) Flag is

reported to NSLDS from Federal Loan Servicers

• New Loan Type is reported from Federal Loan Servicers– “D0” for Direct Stafford Subsidized (SULA Eligible)

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150% - Tracking First-Time BorrowersPhase 1 (July 2013)• New “D0” Loan Type displays on:

– NSLDS Websites– NSLDS Reports– Financial Aid History (FAH)– Transfer Student Monitoring (TSM)

• New “D0” Loan Type displays as “D1” on– Prescreening and Postscreening– Institutional Student Information Record (ISIR)

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150% - Tracking First-Time Borrowers

Phase 1 (July 2013)• School Portfolio Report (SCHPR1) updated to

include:– New loan type of “D0” in the list of loan types

identifying Direct Loans– Borrower-level SULA Flag indicator on loans (‘Y’, ‘N’

or blank)• Updated record layout will be posted to IFAP in

July 2013

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150% - Tracking First-Time Borrowers

Phase 1 (January 2014)• SULA flag will display on the NSLDSFAP Website• SULA flag will be included on:

– Financial Aid History (FAH)– Transfer Student Monitoring (TSM)– 2014-2015 Prescreening and Postscreening– 2014-2015 Institutional Student Information Record

(ISIR)• A Postscreening Reason Code 25 will be added for

changes to a SULA status for 2014-2015

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150% - Tracking First-Time Borrowers

Phase 1 (January 2014)• “D0” Loan Type will be included on:

– 2014-2015 Prescreening and Postscreening– 2014-2015 Institutional Student Information Record

(ISIR)• A new Direct Consolidation Subsidized for SULA

eligible loans will be created but will not be used immediately

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150% - Tracking Subsidized Usage Periods (SUP)

Phase 2 (tentative March 2014)• COD will calculate the Subsidized Usage

Periods (SUP) for each loan and send to NSLDS– NSLDS will display the SUP on the NSLDS websites– NSLDS will include the SUP in TSM, FAH and NSLDS

Reports– NSLDS will send the borrower-level SUP to CPS for

inclusion on the 2014-2015 ISIR

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150% - Calculating Maximum Eligibility Period (MEP)

Phase 3 (tentative March 2014)• NSLDS will compare the Maximum Eligibility

Period (MEP) calculated by COD for to Program-Level Enrollment Reporting from Schools– Enrollment Reporting changes will be required

• NSLDS will determine if a new MEP should be calculated based on the Enrollment Reporting

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150% - Calculating Maximum Eligibility Period (MEP)

Phase 3 (tentative March 2014)• When reporting enrollment information to NSLDS, school must

include for program in which the borrower is enrolled:• CIP Code• Credential Level• Length of program in years, months, or weeks• If applicable, indication that program is preparatory coursework

or teacher certification coursework for which school does not award an academic credential.

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150% - Calculating Maximum Eligibility Period (MEP)

Phase 3 (tentative March 2014)• NSLDS will display the MEP on the NSLDS

websites• NSLDS will include the MEP in TSM, FAH and

NSLDS Reports• NSLDS will not send the MEP to CPS for

inclusion on the 2014-2015 ISIR

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150% - Loss of Interest SubsidyPhase 4 (tentative March 2014)• NSLDS will determine if Loss of Interest Subsidy should occur on

a borrower’s loan based on the borrower’s MEP and total SUP• NSLDS will update the following:

– NSLDS will display the Loss of Interest Benefits on the NSLDS Websites– NSLDS will include the Loss of Interest Subsidy in TSM, FAH and NSLDS

Reports– NSLDS will send the Loss of Interest Subsidy to CPS for inclusion on

the 2014-2015 ISIR– NSLDS will send the Loss of Interest Subsidy to the Federal Loan

Servicers

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Reports Update

School Portfolio Report• Report includes borrowers from the school

code of the requesting FSA User ID• Provides Direct and FFEL loan data including:

– Consolidation loans and its underlying loans– Loan amount and current balances– Loan servicing data such as delinquency date, loan

status, and repayment plan

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School Portfolio Report• The School Portfolio Report can also be set up to be

sent automatically• The frequency of the report can be:

– Bi-Weekly– Monthly– Quarterly

• The scheduled School Portfolio Report will provide data three years back and three years forward from the current fiscal year for a total of six years of data

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• Provided as an extract file via SAIG– In Fixed-width format, delivered in message class

SCHRPFOP – In Comma Separated Value (CSV) format, delivered

in message class SCHRPCOP • If a school has merged, the loans associated with the

previous OPEID will be included in the new or existing OPEID’s report output

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School Portfolio Report

• Enhancements to the report– November 2012

• Includes the most recent information on:– Repayment – Deferment– Forbearance

– February 2013• Includes Repayment Plan Types

• Layouts available on the NSLDS Record Layouts section on the IFAP Website

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School Portfolio Report

Borrower Demographic Report• New Report available in February 2013• Report includes borrowers from the school code of

the requesting FSA User ID• Provides demographic data as reported to NSLDS by

any source• Includes:

– Borrower Identifiers– Address– Phone number– E-mail address

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Borrower Demographic Report• Provided as an extract file via SAIG

– In fixed-width format, delivered in message class DEMOFWOP

– In comma separated value (CSV) format, delivered in message class DEMOCDOP

• Sent to the TG mailbox associated with the FSA User ID that requested the report

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Borrower Demographic Report• Can be used in conjunction with the School

Portfolio Report (SCHPR1)• Layouts available on the NSLDS Record Layouts

section of the Information for Financial Aid Professionals (IFAP) Website

• See NSLDS Newsletter #42 for additional details

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Median Borrowing BackupDetail Report

• Median Borrowing is used on the College Scorecard metrics

• Report provides the student and loan information used in the calculation

• Report sent to the TG mailbox associated with the FSA User ID that requested the report

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• Provided as an extract file via SAIG• In fixed-width format only• Delivered in message class SCMBDROP

• Layouts available on the NSLDS Record Layouts section on the IFAP Website

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Median Borrowing BackupDetail Report

• Allows the school to monitor its certified enrollment data to help ensure compliance with Enrollment Reporting requirements

• Provides student specific enrollment certification data

• Includes date when data was applied to the NSLDS database

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Enrollment Reporting Certification Report

Attribute DescriptionDays Since Certified Based on extract date, the elapsed number of

days since the last certification date of the student’s enrollment record.

Days Since Certification Applied

Based on extract date, the elapsed number of days since the last certification date of the student’s enrollment was applied.

• Contains last certified record as well as dates applied to NSLDS

• Extract has calculated number of days since certification was reported/applied to NSLDS

Enrollment Reporting Certification Report

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• Provided as an extract file in fixed-width format only

• Delivered in message class AHSLDEOP to the TG mailbox associated with the FSA User ID that requested the report

• Layouts available on the NSLDS Record Layouts section on the IFAP Website

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Enrollment Reporting Certification Report

New Reports for 2013• College Scorecard Debt-to-Earnings

– Addition to the School Scorecard– Fall Implementation

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Enrollment Reporting Update

Importance of Enrollment Reporting• Critical for administration of Title IV Loan

Programs• Ensures students’ rights are protected• Essential for

– Proper servicing of loan throughout the life cycle of the loan

– Preventing defaults– School cohort management

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• NSLDS places students on a roster based on reporting of federal aid

• COD disbursement records now require the “Enrollment School Code”

• It is important that schools add financial aid recipients to their rosters if the students are not listed

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Report Students Where They Attend

Report Students Where They Attend• Students should be reported at two locations of

the same 6-digit OPEID ONLY IF the student is actually attending both

• If the student is not enrolled at both locations, report the correct location for the student

• If a student appears on a roster of an incorrect location, use the “Move to” functionality to report the correct location for the student

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“Move To” Location Functionality• The location field

– Last 2-digits of the 8-digit OPEID – Has been added in both batch and online

• Schools that share the same 6-digit OPEID and Administrator can “move” a student to the roster of the location where s/he attends– Helpful for students misreported at a location– Helpful for transfers between locations

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• Batch File– Field is “Move to School Branch Code”

• Online– Field on Enrollment Maintenance is “Loc”

(Location)

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“Move To” Location Functionality

• When certifying a change, provide the enrollment data for the “new” location– Enrollment status at new location– Enrollment status effective date

• For transfers, provide the effective date at the new location

• For correction of location, provide the date the student began this current enrollment status for that location

– Anticipated Completion Date

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“Move To” Location Functionality

– When “Move To” is used, NSLDS performs the action of stopping enrollment at one location and beginning it at another

– Currently a “Withdrawn” record is applied to the old location

– In June, NSLDS will use the status of “Moved” instead of “Withdrawn”

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“Move To” Location Functionality

This summer, NSLDS will store and display the status of “Moved” online instead of “Withdrawn”

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“Move To” Location Functionality

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Enrollment Reporting Preferences

Reporting Preference UpdateSelect roster format, file type, and sort order

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Enrollment SAIG Message Classes• For Enhanced Fixed-length format

– EFRFLEOP - Roster File from NSLDS – EFSFLEIN - Completed Submittal File or Error Correction File

returned to NSLDS• For Comma Separated Value (CSV) format

– EFRCDEOP - Roster File from NSLDS – EFSCDEIN - Completed Submittal File or Error Correction File

returned to NSLDS• For XML format

– EFRXMLOP - Roster File from NSLDS – EFSXMLIN - Completed Submittal File or Error Correction File

returned to NSLDS

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Additional Enrollment Reporting Notes

• The SSCR Release 3.0 software has been removed as it is not compatible with new formats

• An alternative is the new enrollment spreadsheet submittal process– Uses spreadsheet for online upload– Can use file sent from NSLDS in CSV – File is not returned through SAIG

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Enrollment Spreadsheet Submittal• Format created to allow direct upload to

NSLDSFAP Website• Designed to help schools that used the SSCR

Release 3.0 software and those that use online to update all students

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Enrollment Spreadsheet Submittal• Enrollment Spreadsheet Submittal Instructions posted

to the "Software and Associated Documents" section of the Federal Student Aid Download (FSAdownload) Web site

• It includes:– Enrollment Spreadsheet Submittal Instruction Guide– Enrollment Spreadsheet Submittal Format

• Instructions are also in the NSLDS Enrollment Reporting Guide Section 3.11

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Enrollment Push to Roster• A school can use the “Enrollment Push to

Roster” feature when:– A student belongs on a roster for which you

cannot report– You have no administrative rights for that location– The student transferred to a school for which you

do not report

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Enrollment Push to RosterEnter the 8-digit OPEID and click submit for the student to be added to the school’s next roster

Enter School Code

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Relevant Enrollment Reporting Communications

• DCL GEN-12-06, March 30, 2012• EA - Upcoming

Enhancements to NSLDS to Accommodate Enrollment Reporting Process Changes, April 6, 2012, includes links to NSLDS Record Layouts

• Newsletter 39 & 40: NSLDS Enrollment Reporting Enhancements, July 6, 2012

• NSLDS Enrollment Reporting Guide, January 11, 2013• NSLDS Enrollment Submittal Format and Instructions,

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Repayment Plan Reporting

Repayment Plan Reporting • As of February 2013, new repayment plans are

being accepted and displayed on NSLDS• Repayment Plan Type codes are only reported

to NSLDS by the Department’s Federal Loan Servicers (ED Servicers)

• Federal Loan Servicers report on Direct Loans and FFEL Loans that are owned by the Department

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Repayment Plan Reporting • The new repayment plans were added to

NSLDS to: – Expanded on the existing Income-Driven plans

(Income Based, Income Contingent and Pay As You Earn)

– Added the Alternative Repayment Plans available for Direct Loans

• These additions allow the ED Servicers to report the repayment plans at a detailed level

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Repayment Plan Types Available repayment plan types on NSLDS, with the new additions highlighted

Code Repayment Plan TypeC1 Income Contingent Repayment– Formula AmountC2 Income Contingent Repayment– Capped AmountC3 Income Contingent Repayment CG Consolidation Graduated RepaymentCS Consolidation Standard RepaymentEF Extended Fixed RepaymentEG Extended Graduated RepaymentFE Fixed Payment, Extended Term RepaymentFF Fixed Payment, Fixed Term RepaymentGR Graduated RepaymentI3 Income Based Repayment (Future Use)IB Income-Based Repayment – Financial HardshipIC Income Contingent RepaymentIL Income Based Repayment– No Financial HardshipIS Income Sensitive Repayment J1 Alternative Fixed Payment Repayment J2 Alternative Fixed Term Repayment J3 Alternative Graduated Payment Repayment J4 Alternative Negative Amortization Repayment PA Pay as You Earn RepaymentSF Standard RepaymentSG Graduated 10-Year RepaymentSP Special Plan/Secretary's Option Repayment

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New Repayment Plan Types • The repayment plan types are included:

– On the NSLDSFAP Website on the Loan Detail pages

– In the School Portfolio Report (SCHPR1)– In the Delinquency Report (DELQ01)

• This summer the repayment plan type of P1 (Pay As You Earn – No Financial Hardship) will be added to NSLDS

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Recent Student Eligibility Changes

Identifying Federally Serviced Loans• Direct Loans and FFEL Loans that are owned by

the Department are reported to NSLDS by the Federal Loan Servicers

• The ED Servicer name on NSLDS begins with ‘DEPT OF ED/’, followed by the specific servicer’s name

• Loans not serviced by an ED Servicer will have a Guaranty Agency and Servicer (or Lender) displayed

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Identifying Federally Serviced Loans

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Aggregate Calculations• New as of January 2013

– Excluding capitalized interest from Outstanding Principal Balances (OPB) for open, non-consolidation loans

– Enhanced the linking logic for underlying loans of Direct Unsubsidized Consolidation Loans (D5) and Direct Subsidized Consolidation Loans (D6)

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Capitalized Interest• Capitalized Interest is only reported to NSLDS

by the ED Servicers for Direct Loans and FFEL Loans that are owned by the Department

• NSLDS modified the display of the Capitalized Interest Flag and mouse-over text on the NSLDSFAP Loan History Web page– Amounts are found on the Loan Detail Web page

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Additional Topics• NSLDS Student Access Web Site Changes• DMCS Reporting• TEACH Grant Servicer• Disability Processing Contact

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NSLDS Student Access Web Site Changes• Virtual Keyboard for entering 4-digit PIN

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• Online loan exit counseling has moved from NSLDS to www.studentloans.gov– Link from NSLDS Student Access takes student to

www.studentloans.gov for counseling session– Upon completion of exit counseling session, the

data is provided to NSLDS. Schools can continue to view completion information and receive reports

NSLDS Student Access Web Site Changes

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DMCS Reporting• DMCS is now reporting to NSLDS

– NSLDS fixed incorrect school codes reported by DMCS

– NSLDS reversed reporting of incorrect opened or closed loan statuses

– NSLDS and ED are monitoring data files and requesting changes before loading data to NSLDS

– Contact the DMCS Help Desk at 1-800-621-3115

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TEACH Grant Servicer• As of July 22, 2013, FedLoan Servicing (PHEAA)

will be responsible for servicing TEACH Grants for the Department

• FedLoan Servicing (PHEAA) will be responsible for reporting TEACH Grant data to NSLDS

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Disability Processing Contact• As schools that service Perkins Loans are

required to create “Disability Contact” on the NSLDS Org Contact Page

• Any user with access to NSLDS associated with your OPEID are permitted to update the Org Contacts

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Disability Processing Contact

New Contact

Type

Disability Processing Contact

NSLDS Contact InformationCustomer Support Center:• Phone: 800-999-8219• Toll: 785-838-2141 • Fax: 785-838-2154• Web: www.nsldsfap.ed.gov • E-mail: [email protected]

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