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In Full Life via the Breath of Life Tor’asha • Yah’asha • Mor’asha Inheritance • Legacy • Heredity Sis. SentAsha KeyAma-Joy El(Copyright) (f/k/a SentAsha KeyAma-Joy Williams) Authorized Representative/Beneficiary of the Corporate Trust/Estate: SENTASHA KEYAMA-JOY WILLIAMS MIP (Trademark) c/o P.O. Box 957 • Terrestrial Atlanta, Gerogia [30301] • Continent: North America Fax: 866.323.6925 | Phone: 404.944.2072 | Email: [email protected] Heir Apparent • Aboriginal American • Primogeniture Descendant • In Propria Persona Sui Juris All Universal Laws, The Zodiac Constitution, The Constitution for the United States of America, Laws of the United States and International Treaties, Declarations and Conventions Accepted for Full Value. All Rights Reserved. Without Prejudice. AFFIDAVIT OF TRUTH DISPUTE OF DEBT, DEMAND FOR VALIDATION, DEBT ALREADY DISCHARGED IN BANKRUPTCY IN APRIL 2011 LOAN # WAS DISCHARGED IN BANKRUPTCY IN MAY 2011 OCWEN EXECUTED A MODIFICATION ON A DISCHARGED LOAN OCWEN IS 3 RD PARTY DEBT COLLECTOR / OCWEN HAD NO STANDING TO OFFER A MODIFICATION OCWEN SHALL CEASE IN COLLECTING DEBT / OCWEN’S PMI CLAIMS SHALL NOT BE HONORED OCWEN WAS NEVER THE REAL PARTY IN INTERST/ OCWEN IS NOT THE HOLDER IN DUE COURSE MERS IS NOT A REAL PARTY IN INTEREST / THE MIN FOR THIS LOAN IS NOT ACTIVE IN MERS OCWEN SHALL ZERO OUT LOAN #705794592 AND CEASE FROM COLLECTION PRACTICES Notice to Principal is Notice to Agent. Notice to Agent is Notice to Principal. Sent via Express Mail, Email & Fax September 28, 2013 OCWEN Financial Corporation P.O. Box 24738 / West Palm Beach, Florida 33416-4736 Attn: Bankruptcy Research Department, Customer Service Ronald M Faris, CEO | John V. Britti, CFO (561) 682-8000 ext. | S.P. Ravi, CRO Fax: 407.737.6375 | 407.737.5199 Peace and Good Day All: 1. Ocwen’s principals/agents do not have standing to foreclose on LOAN# 705794592 / MIN# 1001944-6000226540-3. A.) The loan was discharged in Bankruptcy. B.) Ocwen is not the holder in due course. 2. Ocwen’s principals/agents never were real parties in interest thus never had a right to administer a modification. 3. On May 12, 2006, I executed a Promissory Note (negotiable instrument) that was made payable to FREEMONT INVESTMENT AND LOANS.
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Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

May 02, 2018

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Page 1: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

In Full Life via the Breath of Life

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Sis. SentAsha KeyAma-Joy El(Copyright) (f/k/a SentAsha KeyAma-Joy Williams)

Authorized Representative/Beneficiary of the Corporate Trust/Estate: SENTASHA KEYAMA-JOY WILLIAMS MIP (Trademark)

c/o P.O. Box 957 • Terrestrial Atlanta, Gerogia [30301] • Continent: North America

Fax: 866.323.6925 | Phone: 404.944.2072 | Email: [email protected]

Heir Apparent • Aboriginal American • Primogeniture Descendant • In Propria Persona Sui Juris

All Universal Laws, The Zodiac Constitution, The Constitution for the United States of America,

Laws of the United States and International Treaties, Declarations and Conventions Accepted for Full Value.

All Rights Reserved. Without Prejudice.

\

AFFIDAVIT OF TRUTH

DISPUTE OF DEBT, DEMAND FOR VALIDATION,

DEBT ALREADY DISCHARGED IN BANKRUPTCY IN APRIL 2011 LOAN # WAS DISCHARGED IN BANKRUPTCY

IN MAY 2011 OCWEN EXECUTED A MODIFICATION ON A DISCHARGED LOAN

OCWEN IS 3RD

PARTY DEBT COLLECTOR / OCWEN HAD NO STANDING TO OFFER A MODIFICATION

OCWEN SHALL CEASE IN COLLECTING DEBT / OCWEN’S PMI CLAIMS SHALL NOT BE HONORED

OCWEN WAS NEVER THE REAL PARTY IN INTERST/ OCWEN IS NOT THE HOLDER IN DUE COURSE

MERS IS NOT A REAL PARTY IN INTEREST / THE MIN FOR THIS LOAN IS NOT ACTIVE IN MERS

OCWEN SHALL ZERO OUT LOAN #705794592 AND CEASE FROM COLLECTION PRACTICES

Notice to Principal is Notice to Agent. Notice to Agent is Notice to Principal.

Sent via Express Mail,

Email & Fax September 28, 2013

OCWEN Financial Corporation

P.O. Box 24738 / West Palm Beach, Florida 33416-4736

Attn: Bankruptcy Research Department, Customer Service

Ronald M Faris, CEO | John V. Britti, CFO (561) 682-8000 ext. | S.P. Ravi, CRO

Fax: 407.737.6375 | 407.737.5199

Peace and Good Day All:

1. Ocwen’s principals/agents do not have standing to foreclose on LOAN# 705794592 /

MIN# 1001944-6000226540-3. A.) The loan was discharged in Bankruptcy. B.) Ocwen is not the holder in due

course.

2. Ocwen’s principals/agents never were real parties in interest thus never had a right to administer a modification.

3. On May 12, 2006, I executed a Promissory Note (negotiable instrument) that was made payable to

FREEMONT INVESTMENT AND LOANS.

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4. On May 12, 2006 A Security Deed was executed where the beneficiary/nominee was listed as Mortgage

Electronic Registration Systems (MERS). However, the promissory note (negotiable instrument) listed

FREEMONT INVESTMENT AND LOANS as the “The Lender”.

5. IN THE UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF MISSOURI

regarding the Box Case No. 10-20086. An order demanding relief from stay, cited Missouri Court of Appeals take

on Ocwen’s Standing:

“In the case Bellistri v. Ocwen. Missouri Court of Appeals, the borrower executed a promissory note in favor of

lender BNC Mortgage Inc. As here, the deed of trust did not name BNC as the beneficiary, but instead named

Mortgage Electronic Registration System (MERS) solely as BNC’s nominee. The promissory note made no

reference to MERS. The note and deed of trust both required that payments be made to the lender, not MERS.

These facts regarding the loan documents are, for all relevant purposes, identical to those in the case at bar.

Thereafter this loan was securitized and placed into a pooling and service agreement.”

“The Missouri Court of Appeals discussed the law of mortgages in order to determine Ocwen’s interest in the

property. The Court explained:

Generally, a mortgage loan consists of a promissory note and security instrument, usually a mortgage or a deed

of trust, which secures payment on the note by giving the lender the ability to foreclose on the property. Typically,

the same person holds both the note and deed of trust. In the event that the note and the deed of trust are split,

the note, as a practical matter becomes unsecured. The practical effect of splitting the deed of trust from the

promissory note is to make it impossible for the holder of the note to foreclose, unless the holder of the deed of

trust is the agent of the holder of the note. Without the agency relationship, the person holding only the note lacks

the power to foreclose in the event of default. The person holding only the deed of trust will never experience

default because only the holder of the note is entitled to payment of the underlying obligation. The mortgage loan

[becomes] ineffectual when the note holder [does] not also hold the deed of trust.”

Regarding assignments

“When the holder of the promissory note assigns or transfers the note, the deed of trust is also transferred. An

assignment of the deed of trust separate from the note has no “force.” Effectively, the note and the deed of trust

are inseparable, and when the promissory note is transferred, it vests in the transferee “all the interest, rights,

powers and security conferred by the deed of trust upon the beneficiary therein and the payee in the notes.”

6. In the case of loan# 705794592, the Deed of Trust and the Note have been taken into 2 different paths. The deed

of trust was never transferred. The note was however pooled, sold and transferred LOAN# 705794592 / MIN#

1001944-6000226540-3 of $143,920 was combined with other loans and mortgages and this pool of loans and

mortgages is valued at approximately $638,832,000.

7. Per George v. Surkamp, 76 S.W.2d 368, 371 (Mo. 1934. An assignment of the deed of trust separate from the

note has no “force.”

8. The cut-off date for MIN# 1001944-6000226540-3 was November 1, 2006 and the closing date was December

12, 2006. This designates the timing for the initiation and completion of the securitization of the note. Since the

note had been securitized by December 12, 2006, there is no way that one would be able to transfer or assign the

note after December 12th because the note had already been securitized.

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9. On April 7, 2011, Loan# 705794592 serviced by Barclay’s Homeq was discharged via a Chapter 7

Bankruptcy, Case No. 10-60992-jb in the United States Bankruptcy Court North District of Georgia.

10. For evidence of the discharge of the loan see Exhibit A & B.

11. On April 28, 2013 agents of OCWEN facilitated a modification of this loan #705794592 although it was

discharged on April 7, 2011 via a Chapter 7 Bankruptcy.

12. Ocwen’s principals/agents knowingly administered a modification on loan #705794592 as if they were the Real

Party in Interest and the Holder in Due Course.

13. For the past 3 years Ocwen’s principals/agents have been collecting United States Dollars (Federal Reserve

Notes) from me as if they were the Real Party in Interest and the Holder in Due Course.

14. Per the Security Deed the MER’s Mortgage Identification Number for this loan is 1001944-6000226540-3.

See Exhibit C.

15. The MER’s Mortgage Identification Number 1001944-6000226540-3 is Inactive in the MERS Service ID

database system. See Exhibit C

16. An inactive status in MERS means that the either the note has been assigned to a non MERSCORP member or

that the loan is non-existent (i.e. foreclosed or discharged).

17. OCWEN has already documented for the record that the ‘Assignment is Lost’ which means that they do not

have proof of an assignment. In their own documented words ‘A good faith effort has been made in accordance

with our procedure for locating the lost assignment’ See Exhibit D.

18. Ocwen’s agents: Joe Simmons, Noemi Morales, Leticis N. Arias, Christopher Kelley, and Debra Spruill signed

and bared witness to an Affidavit of lost assignment on April 26, 2013 which shows that Ocwen does not have the

assignment and could not find the assignment. Thus, Ocwen has no prima facie evidence of being a real party of

interest in this loan and as a result has no right to enforce the instrument. See Exhibit D

19. This Affidavit of Lost Assignment that the agents of Ocwen submitted was not signed under the penalty of perjury

thus, it is not a lawful affidavit. See Exhibit D

20. Per UCC 3-309 ENFORCEMENT OF LOST, DESTROYED, OR STOLEN INSTRUMENT.

(a) A person not in possession of an instrument is entitled to enforce the instrument if:

(1) the person seeking to enforce the instrument

(A) was entitled to enforce it the instrument when loss of possession occurred, or

(B) has directly or indirectly acquired ownership of the instrument from a person who was entitled to enforce

the instrument when loss of possession occurred;

(2) the loss of possession was not the result of a transfer by the person or a lawful seizure; and

(3)(a) the person cannot reasonably obtain possession of the instrument because the instrument was destroyed,

its whereabouts cannot be determined, or it is in the wrongful possession of an unknown person or a person that

cannot be found or is not amenable to service of process.

(b) A person seeking enforcement of an instrument under subsection (a) must prove the terms of the instrument

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and the person's right to enforce the instrument. If that proof is made, Section 3-308 applies to the case as if the

person seeking enforcement had produced the instrument. The court may not enter judgment in favor of the

person seeking enforcement unless it finds that the person required to pay the instrument is adequately protected

against loss that might occur by reason of a claim by another person to enforce the instrument. Adequate

protection may be provided by any reasonable means

21. OCWEN Servicing is acting as a rightful collector and has been collecting payments from me since

April 28, 2010.

22. OCWEN did not fund this deal.

23. OCWEN has been collecting on a mortgage that has been discharged.

24. Per the Chapter 7 Bankruptcy Laws regarding Collection of Discharged Debts Prohibited,

‘The discharge prohibits any attempt to collect from the debtor a debt that has been discharged. For example, a

creditor is not permitted to contact a debtor by mail, phone, or otherwise, to file or continue a lawsuit, to attach

wages or other property, or to take any other action to collect a discharged debt from the debtor. [In a case

involving community property: There are also special rules that protect certain community property owned by the

debtor's spouse, even if that spouse did not file a bankruptcy case.] A creditor who violates this order can be

required to pay damages and attorney's fees to the debtor.

25. Since SentAsha’s indorsement of the negotiable instrument which gave LIFE to the note, all insurance claims for

recoupment of the mortgage serve is an act of ERROR. All PMI Insurance claims shall be denied.

For the record, OCWEN and or DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE

POOLING AND SERVICING AGREEMENT DATED AS OF NOVEMBER 1, 2006 SECURITIZED ASSET BACKED

RECEIVABLE LLC TRUST 2006-FR4 did not fund the origination of this deal.

26. The first line of the May 12, 2006 promissory note states:

1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U.S. $

143,920.00 (this amount is called "Principal"), plus interest, to the order of the Lender. The Lender is FREMONT

INVESTMENT & LOAN

27. In return for a loan that I have received? It is obvious that full disclosure was not provided during execution of

this promissory note (negotiable instrument). For the akasha record, I didn’t receive a negotiable instrument

FREEMONT INVESTMENT AND LOANS that was made payable to me. If there was a loan made out to me, I

sure enough didn’t get the check or the memo. Where’s the check that listed me as the Payee?

28. The second paragraph of the May 12, 2006 promissory note states:

I will make all payments under this Note in the form of cash, check or money order. I understand that the Lender

may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive

payments under this Note is called the "Note Holder"

Per Black’s Law Dictionary 4th

Edition:

Note – A unilateral instrument containing an express and absolute promise of signer to pay to a specified person or

order, or bearer, a definite sum of money at a specified time.

Holder – The holder of a bill of exchange, promissory note, or check is the person who has legally acquired possession

of the same, by endorsement or delivery, and who is entitled to receive payment of the instrument. Crocker-Woolworth

national Bank vs. Nevada Bank, 139 Cal. 564, 73 P. 456, 63 L.R.A. 245, 96 Am. St. Rep 169

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Holder in Due Course – A holder who has taken a bill of exchange (check or note) complete and regular on the face of

it, under the following conditions, namely: (a) That he became the holder of it before it was overdue, and without notice

that it had been previously dishonored, if such was the fact. (b) That he took the bill (check or note) in good faith and for

value, and that at the time it was negotiated to him he had no notice of any defect in the title of the person who

negotiated it. Uniform Negotiable Instrument Act Section 52.

29. The promissory note that I executed on May 12, 2006 shows that:

a. The Payee/Indorsee = FREEMONT INVESTOMENT AND LOANS

b. The Payor/Payer who Indorsed the promissory note (Negotiable Instrument) = SentAsha KeyAma-Joy

Williams the authorized representative for: SENTASHA KEYAMA-JOY WILLIAMS

c. The Indorser who signed the back of the promissory note = FREEMONT INVEMENT & LOANS, Vice President

Michael Koch. Who made the promissory note (negotiable Instrument) payable to the order of

Sutton Funding LLC (without recourse)

d. Sutton Funding LLC then made the promissory note (negotiable instrument) payable to the order of DEUTSCHE

BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE POOLING AND SERVICING AGREEMENT

DATED AS OF NOVEMBER 1, 2006 SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST 2006-FR4 which

is where the securitization occurred. The official close out date on this negotiable instrument was on December 12,

2006.

DEMAND FOR VALIDATION OF DEBT, DEMAND FOR PROOF OF AGENCY AND STANDING

On April 25, 2013, I sent OCWEN’s Attorney, John Young with WEISSMAN NOWACK CURRY & WILCO, P.C.

a Writ of Discovery that demanded validation of the debt connected to LOAN# 705794592. There were 17 request points that

contained a multitude of queries. To date, September 25, 2013 the principals and agents of Ocwen alongside with their

attorney, John Young have only fulfilled 75% of the 17 requested points.

Pursuant to the Federal Rules of Civil Procedure Title V Rule 26. Duty to Disclose; General Provisions Governing Discovery,

Rule 36 Special Admissions and the Fair Debt Collection and Practices Act 15 USC §1692g (b) – Validation of Debts, I am

demanding for you all to fulfill the remaining 25% of the original 17 requested points and a new set of additional

points:

30. Provide evidence of the location and registrants of the security and all security issuance documents.

31. Where’s the Check? The check that FREEMONT issued that was made payable to SENTASHA KEYAMA-JOY

WILLIAMS. Provide evidence that there were funds paid to me. Again the first sentence of the promissory notes reads:

‘In return for a loan that I have received’. Where’s the Check? ETF? ACH? Etc. Records are required.

32. Provide evidence that either, SUTTON FUNDING LLC, DEUTSCHE BANK NATIONAL TRUST COMPANY,

SECURITIZED ASSET BACKED RECEIVABLE LLC, SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST,

MERS, HomEq or Ocwen issued a negotiable instrument where SentAsha KeyAma-Joy Williams was listed as the

Payee.

33. Provide the original Pooling and Servicing Agreement (Including actual indorsements of the PSA) and the contact

information name, mailing address, phone, fax, email for the primary contacts for the natural persons: principals and/or

agents of DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE POOLING AND SERVICING

AGREEMENT DATED AS OF NOVEMBER 1, 2006 SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST 2006-FR4.

34. Provide a copy of all PMI insurance claims. Front and back of all claims along with the name of the PMI Insurance

carrier and the contact information (phone, mailing address, fax, email address) for the lead principal and agents.

35. Provide proof that the principals and agents of WEISSMAN NOWACK CURRY & WILCO, P.C., OCWEN , DEUTSCHE

BANK NATIONAL TRUST COMPANY, SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST

have a license to handle securities.

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36. Per Fed. R. Civ. P. 17, and Rule 17(a)(1) “An action must be prosecuted in the name of the real party in interest.”

Provide evidence that WEISSMAN NOWACK CURRY & WILCO, P.C., OCWEN , DEUTSCHE BANK NATIONAL

TRUST COMPANY, SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST are the real parties in interest that

have legal standing to allege anything or enforce any type of borrower's allegations. If you all are claiming to be the

agent of the real lender (real party in interest) then show proof that such agency existed at the time of the loan closing.

37. Per Wahl v. Braun, 980 S.W.2d 322 (Mo. App. E.D. 1998). Lack of standing cannot be waived and may be considered

by the court sua sponte.

38. Produce proof that I, SentAsha indorsed an authority agreement making WEISSMAN NOWACK CURRY & WILCO,

P.C/ John Young the Attroney-In-Fact for Me.

39. Provide proof of John Young’s BAR membership.

40. Provide the names and contact information for all parties (attorneys, notaries, et allii) of WEISSMAN NOWACK CURRY

& WILCO, P.C that facilitated the closing on May 12, 2006.

41. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce all Bookkeeping Journal

Entries associated with the Loan bearing the Account Number 705794592 and given to SENTASHA KEYAMA-JOY

WILLIAMS. Include the complete names, the addresses, the locations, and the business contacts of all the acting

Trustee(s) and / or the Surety Holders.

42. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce evidence of the

‘Insurance Policy’ that was put in place on or against SENTASHA KEYAMA-JOY WILLIAMS “Borrower’s” ‘Promissory

Note’ and associated with the Loan.

43. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce all ‘Call Reports’ and any

other related ‘Notes’ or instruments made or constructed for the entire RP period covering the Loan.

44. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce evidence of the

original ‘Deposit Slip’ issued for the Deposit of SENTASHA KEYAMA-JOY WILLIAMS “Borrower’s”

‘Promissory Note’ associated with the Loan.

45. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce the ‘Original Order’

authorizing the withdrawal of Funds from the Borrower’s ‘Promissory Note’ Deposit Account.

46. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce the ‘Account Number’

and source from which the money came to ‘Fund’ the original ‘Check’ given to the ‘Borrower’.

47. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce ‘Verification’ evidence,

and proof that SENTASHA KEYAMA-JOY WILLIAMS “Borrower’s” ‘Promissory Note’ was a ‘Gift’ to the ‘Lender’ from

SENTASHA KEYAMA-JOY WILLIAMS, Borrower; and that the same was disclosed to the Borrower (SENTASHA

KEYAMA-JOY WILLIAMS).

48. Ocwen, Deutsche Bank National Trust et alii or its Assigns are hereby ‘Requested’ to produce the full and complete ‘Names’

and the ‘Addresses’ of the ‘Lender’s CPA and ‘Auditor’ or any other holder or record - keeper for the entire period covering the

Execution of the Mortgage or Loan.

49. Provide evidence that the holder of the deed of trust is the agent of the holder of the note.

50. Provide evidence that MERS is the original holder of the promissory note or that the principals/agents of

FREEMONT INVESTMENT AND LOANS gave MERS the authority to transfer the note.

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51. Provide copies of the following:

1) Form S3 registration statement 2) Form 424(b)(5) prospectus (for the SBC)[;]

3) Form FR 2046 balance sheets[;] 4) Form FR 2049 balance sheets[;]

5) Form FR 2099s balance sheets

All of which are subject to disclosure under the privacy act, Title 5 USC 552(b)(4).

52. Provide a copy of the 1099 OID for this loan and fill out the enclosed W-9.

53. Stipulate via an affidavit that is signed under the penalty of perjury that Ocwen (principals/agents) are in-fact the Creditor in

this loan/security instrument that is the Real Party in Interest and that a note can be transferred and assigned to another party

after it has been securitized.

54. Stipulate via affidavit of truth that the closing attorney, WEISSMAN NOWACK CURRY & WILCO, did not receive any funds

(money) from FREEMONT INVESTMENT and LOANS that pertained to the loan proceeds outside of the pertinent closing

costs.

55. Stipulate via an affidavit of truth that the Allonge that transferred the promissory note (negotiable instrument) from Secured

Funding LLC to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE POOLING AND SERVICING

AGREEMENT DATED AS OF NOVEMBER 1, 2006 SECURITIZED ASSET BACKED RECEIVABLE LLC TRUST 2006-FR4

was not robo-signed.

56. Provide a copy of All Assignment and Assumption Agreement that have been created since the commencement of this loan to

date.

57. Provide a copy of the chain of securitization for LOAN# 705794592 / MIN# 1001944-6000226540-3.

58. Provide a copy of the corporate charters for OCWEN, WEISSMAN NOWACK CURRY & WILCO & ALTISOURCE.

59. Who has lawful possession of the securities? Names and titles of the investors, principals and agents (natural persons).

Produce the prospectus and the detailed earnings report for this note that has been securitized?

60. Per my public constructive notice that is filed on the Public Records of the Superior Court of Fulton County,

LIBER# 2013-243863-MISC-NR-BOOK-MS-24-Page 436-438 use or publishing of the trademark, SENTASHA KEYAMA-

JOY WILLIAMS without my written/verbal consent is a violation that creates a self-executing agreement where the violator(s)

agree to compensate me for such ill-will.

61. Who placed the order to print my trademark, SENTASHA KEYAMA-JOY WILLIAMS inside of the Daily Report Newspaper?

Names, titles, and contact numbers for the principals and agents (natural persons) along with the name of the corporate entity.

Do provide a copy of the order entry form that was submitted in June 2013. As a result of that order my trademark was

published in the newspaper without my consent.

Refusal to provide the aforementioned shall be deemed as a violation of

15 USC §1692g (b), the Uniform Commercial Code, laws of Discovery, The Truth & Lending Act,

and the Real Estate Settlement and Procedures Act

Validation of Ocwen’s alleged claims and data within the letter is required within 5 business days.

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If you all wish to waive this disclosure and discovery process, then it will be fair plumb and square to release all

claims, liens and cease all existing/future controversy and honor the facts of this matter; acknowledge that this loan

has been discharged and that Ocwen is not the true party in interest and that Ocwen never lent I, SentAsha anything.

In accepting this offer, one of your principals and/ or leading agents shall write a letter stating that this there is a zero

balance and that you all acknowledge that this loan has been discharged in bankruptcy and that Ocwen had no

standing to administer a modification and apologizes for such error. Also all pertinent documentation in regards the

release of all liens shall be provided as well. The letter and documentation can be sent to my attention via USPS

express/certified mail and faxed to:

Sis. SentAsha KeyAma-Joy El (f/k/a SentAsha KeyAma-Joy Williams)

IN RE: SENTASHA KEYAMA JOY WILLIAMS (Trademark)

P.O. BOX 957

Terrain: Atlanta, Georgia [30301]

Continent: North America

Fax: 866.323.6925

Affiant Closing Statement and Exhibits to Follow

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______________________________ _______________________________________________________

In Full Life via the Breath of Lfie; All Rights Reserved. Without Prejudice.

SentAsha KeyAma-Joy El (f/k/a SentAsha KeyAma-Joy Williams),In Propria Persona Sui Juris

Authorized Representative and Beneficiary for the Corporate Trust/Estate: SENTASHA KEYAMA-JOY WILLIAMSMIP (Trademark)

c/o Post Office Box 957 • Terrain: Atlanta, Georgia Terrain [30301] • Continent: North America

Phone: 404.944.2072 • [email protected] • Fax: 866.323.6925

I Am:

Hibu (Love), Haqq (Truth), Salaam (Peace), Hurryatun (Freedom), Adl (Justice)

Tor’asha (Inheritance), Yah’asha (Legacy), Mor’asha (Heredity)

Page 10: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

Page 10 of 15

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

EXHIBIT A: DISCHARGE ORDER

Page 11: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

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Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

EXHIBIT B: Mortgage Discharged

EXHIBIT

EXHIBIT: 1st Mortgage

Proof that the

loan has been

discharged.

Page 12: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

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Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

EXHIBIT C: Mortgage is Inactive In MERS

Page 13: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

Page 13 of 15

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

EXHIBIT D: Page 1 -Affidavit of Lost Assignment

Page 14: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

Page 14 of 15

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

EXHIBIT D: Page 2 - Affidavit of Lost Assignment

Page 15: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

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Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

ACKNOWLEDGED

NO AMOUNT DUE

DISCHARGED IN

BANKRUPTCY

Case# 10-60992-jb

Ocwen: Should’ve Never Been Collecting

Payments or Administering Modifications.

Ocwen: NOT the Holder in Due Course.

Ocwen: NOT the Real Party in Interest

Ocwen: Has NO Standing

Ocwen: NOT a winner in the case

Bellistri v. Ocwen

Why? Ocwen Couldn’t Prove that they

are the Holder in Due Course and couldn’t

prove that they have standing and could not

prove that they are the real party in interest.

Page 16: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

Page 16 of 15

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth

ACKNOWLEDGED

NO AMOUNT DUE

DISCHARGED IN

BANKRUPTCY

Case # 10-60992-jb

Ocwen: Should’ve Never Been Collecting Payments or

Administering Modifications.

Ocwen: NOT the Holder in Due Course.

Ocwen: NOT the Real Party in Interest

Ocwen: Has NO Standing

Ocwen: NOT a winner in the case Bellistri v. Ocwen

Why? Ocwen Couldn’t Prove that they

are the Holder in Due Course and couldn’t prove that they

have standing and could not prove that they are the

real party in interest.

Page 17: Notice to Principal is Notice to Agent. Notice to Agent is ... · Mortgage Electronic Registration System (MERS) ... This Affidavit of Lost Assignment that the agents of Ocwen submitted

Page 17 of 15

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

Affidavit of Truth