Nghiên Cứu Nhu Cầu Bảo Hiểm Nông Nghiệp Cho Chăn Nuôi Bò Thịt Của Các Hộ Nông Dân Huyện Sông Lô, Tỉnh Vĩnh Phúc

7/25/2019 Nghin Cu Nhu Cu Bo Him Nng Nghip Cho Chn Nui B Tht Ca Cc H Nng Dn Huyn Sng L, Tnh

1/106

FIGN DA U N TN FLLI LIBG] U ]TLT

BA UGL LLI LIBG] UGT L@K

------------------

UTBLI

LIBGL AZ LBZ AZ FN BGK LLI LIBG]

ABN ABL LZG F TBT A@ AA BLLI DL

BZWL QLI H, TLB ULB ]BA

HZL UL TBA Q

B LG - 6=04


2/106

FIGN DA U N TN FLLI LIBG] U ]TLT

BA UGL LLI LIBG] UGT L@K

------------------

UTBLI

LIBGL AZ LBZ AZ FN BGK LLI LIBG]

ABN ABL LZG F TBT A@ AA BLLI DL

BZWL QLI H, TLB ULB ]BA

HZL UL TBA Q

ABZWL LILB 3 OGLB TLLI LIBG]

K Q 3 5=.56.=0.0:

LIG BLI DL OBN@ BA3IQ.TQ. LIZWL UL QNLI

B LG - 6=04


3/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij g

HG A@K N@L

Tg xgl a`k n`l rli3 Qhgu v ot qulibgl au trnli hul v!l ly h

truli tb"a v ab#` b$#%a s&d'li (fn vk)t b*a bk, b*a v+ln.Tg a`k n`l rli3 K*g s"igp ,abn vga tb"a bgl hul v!l ly #%a

ak -l v aa tbli tgl trab d.l trnli hul v!l $u #%a ibg r liu/l ia.

B Lg, liy tbli lk 6=04

Ta ig

UTbLi


4/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij gg

HG AK L

Tr#=a bt abn tg #%a i&g h0g ak -l l aa tb6y a ign obn` Oglb t

& ]bt trg(l lli tbl, aa tb6y a ign trnli F`l n t1n s`u 1g b*a ali tnltb(aa tb6y a ign trnli B*a vgl Lli Libgp Ugt L`k tr`li f+abn tg

lb4li ogl tba a6l tbgt v a +lb b#=li li :l trnli b*a tp ( bnl

tblb hul v!l tt libgp.

5a fgt, abn tg #%a fy t9hli fgt -l su s:a lb2t t=g IQ.TQ. Liuy7l U!l

Qnli, li#0g tl tlb b#=li d.l, igp ,tg bnl tblb tt hul v!l tt libgp.

Tg a3li xgl i&g h0g ak -l abl tblb v su s:a l tp tb(pbli Lli

Libgp & ]TLT, Abg a'a Tbli o buyl Qli H ali tnl tb(aa b)ig` lb

auli a2p shgu v t1n k*g g$u ogl tbul h%g, igp ,tg trnli qu trlb tb"a tp t1g

+ pb#-li.

Aug ali, tg xgl #%a fy t9hli fgt -l su s:a t=g ig` lb, f1l f hul

)li vgl, igp ,tg trnli sut tb0g ig`l libgl au hul v!l.

Tg xgl abl tblb ak l!

B Lg, liy tbli lk 6=04

Ta ig

UTbLi


5/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij ggg

KA HA

HG A@K N@L ................................................................................................ g

HG AK ?L .................................................................................................... ggKA HA ........................................................................................................ ggg

D@LB KA FLI ......................................................................................... vg

D@LB KA AB8UGT T;T ....................................................................... vggg

]BL G. K` $tg ................................................................................0

0.6 K'a tgu libgl au ......................................................................................1

0.6.0 K'a tgu abuli ...........................................................................................1

0.6.6 K'a tgu a'tb( ...........................................................................................1

0.1 g t#%li v pb1k vg libgl au ..................................................................1

0.1.0 g t#%li libgl au .................................................................................1

0.1.6 ]b1k vg libgl au ....................................................................................1

]BL GG. TMLI PZ@L TG HGZ LIBGL AZ ...........................................4

6.0 A-s@ h hul a>` $tg .................................................................................4

6.0.0 K)t sobg lgk a-fl .............................................................................4

6.0.6 5a g(k a>` fn bg(k lli libgp trnli ab!l lug .................................2

6.0.1 Ta d'li a>` fn bg(k lli libgp ......................................................... 0=

6.0.4 Aa yu tlb b#@li l lbu a6u fn bg(k lli libgp trnli ab!l lug

f tb+t ................................................................................................................ 01

6.6 A-s@tb"a tg7l ............................................................................................ 01

6.6.0 Tb"a tr1li fn bg(k lli libgp @Ugt L`k .......................................... 01

6.6.6 Oglb libgk k)t sl#=a trl tbig=g ..................................................... 0:

6.1 Fg b*a oglb libgk rt r` tFtAli qu`l abn libgl au hul v!l ............... 6=]BL GGG. DA GK @ FL U ]B?LI ]B] LIBGL AZ ......... 66

1.0 5a g(k a>` +` fl libgl au ................................................................ 66

1.0.0 g$u ogl t"lbgl .................................................................................... 66

1.0.6 g$u ogl oglb t- x b)g .......................................................................... 65


6/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij gv

6.6 ]b#-li pbp libgl au ............................................................................. 14

JEJEI GCOHK LCNH ]PVC....................................................................................... 14

1.6.6 ]b#-li pbp tbu tbp shgu, tbli tgl .................................................... 15

1.6.1 ]b#-li pbp x&h v pbl tab shgu ..................................................... 191.6.4 Btbli abQtgu libgl au .................................................................... 12

]BL GU. OT PZLIBGL AZ U TBN HZL ................................ 4=

4.0 Tlb blb ab!l lug f tb+t a>` buyl Qli H ........................................... 4=

4.0.0 Tb"a tr1li ab!l lug f tb+t a>` buyl Qli H ...................................... 4=

4.0.6 Tlb blb ab!l lug f tb+t a>` aa b)g$u tr` ......................................... 41

4.0.1 V>g rn trnli ab!l lug f tb+t a>` aa b)g$u tr` ..................................... 44

4.0.4 Tb"a tr1li fn bg(k lli libgp trnli ab!l lug buyl Qli H ........... :=

4.6 Lbu a6u fn bg(k lli libgp abn ab!l lug f tb+t a>` aa b)lli dl

trl +` fl buyl Qli H, tQlb UTlb ]ba ...................................................... :0

4.6.0 Lbu a6u tb`k ig` fn bg(k abn ab!l lug f tb+t a>` aa b)g$u tr` ....... :0

4.6.6 Lbu a6u a>` aa b)v$ka f/g tb#0li a>` fn bg(k ............................... :6

4.6.1 Lbu a6u a>` aa b)v$a-qu`l lb ig tbgt b1g ..................................... :1

4.6.4 Lbu a6u a>` aa b)v$blb tba abg trfn bg(k ..................................... ::

4.6.: Lbu a6u a>` aa b)v$tb0g ig`l abg trfn bg(k ...................................... ::

4.6.5 Lbu a6u a>` aa b)v$blb tba ku` fn bg(k ........................................ :5

4.1 ]bl tab lb4li yu tlb b#@li t=g lbu a6u tb`k ig` FBLL v ka sZl

hli abg tra>` aa b)....................................................................................... :9

4.1.0 Wu tquy k ab!l lug .......................................................................... :9

4.1.6 Wu tpb#-li tba ab!l lug .................................................................. 5=

4.1.1 Wu ttbu lbp/6u anl ........................................................................... 56

4.1.4 Wu ttuAg a>` ab>b).............................................................................. 54

4.1.: Wu tig=g tlb a>` ab>b)....................................................................... 554.1.5 Wu ttrlb )abuyl kl a>` ab>b).................................................... 59

4.1.9 K)t syu toba .................................................................................... 9=

4.1.2 Ra +lb tAli quUfn bg(k ab!l lug f tb+t a>` aa b)lli dl buyl

Qli H ............................................................................................................. 9=


7/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij v

4.4 Tbul h%g v ob ob!l lb b#@li l lbu a6u tb`k ig` fn bg(k abn ab!l

lug f tb+t a>` li#0g dl ................................................................................. 90

4.4.0 Tbul h%g .................................................................................................. 90

4.4.6 Ob ob!l .................................................................................................. 944.: +lb b#=li v igg pbp .............................................................................. 92

4.:.0 +lb b#=li ............................................................................................... 92

4.:.6 Igg pbp .................................................................................................. 97

]BL U. OT HZL U OGL LIB........................................................... 2:

:.0 Ot hul ....................................................................................................... 2:

:.6 Ogl lib+..................................................................................................... 29

TG HGZ TB@K OBN ................................................................................. 27

]BHA.......................................................................................................... 70


8/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij vg

D@LB KA FLI

QTT Tl fli Tr`li

Fli 1.0 Bgl tr1li s&d'li 2t buyl Qli H qu` 1 l!k 6=00-6=01 ............ 69Fli 1.6 Tlb blb dl sv h`n )li buyl Qli H qu` 1 l!k 6=00-6=01 .. 67

Fli 1.1 A-s@b1t6li tr`li tbgt f+abn buyl Qli H trnli ......................... 10

ig`g n1l 6=00 - 6=01 ........................................................................................ 10

Fli 1.4 Ot qusl xu2t oglb dn`lb buyl Qli H ig`g n1l 6=00-6=01 .... 11

Fli 1.: K.u b)g$u tr` .................................................................................. 15

Fli 4.0 Tlb blb ab!l lug f tb+t a>` buyl Qli H qu` 1 l!k (6=00 -

6=01) ................................................................................................................. 40

Fli 4.6 Tlb blb a-fl a>` aa b)g$u tr` .................................................. 41

Fli 4.1 V>g rn tr"a tgp trnli qu trlb sl xu2t a>` aa b)............................ 4:

Fli 4.4 V>g rn v$liu/l h"a a>` aa b)........................................................... 49

Fli 4.: Lbu a6u a>` aa b)v$ka f/g tb#0li a>` FB .................................. :1

Fli 4.5 Lbu a6u a>` aa b)v$a-qu`l lb ig tbgt b1g .............................. :4

Fli 4.9 Lbu a6u a>` b)v$blb tba abg trFB............................................. ::

Fli 4.2 Lbu a6u a>` b)v$tb0g b1l igg quyt f/g tb#0li ............................. :5

Fli 4.7 Lbu a6u a>` b)v$blb tba ku` fn bg(k ....................................... :9

Fli 4.0= Lbu a6u fn bg(k v ka sZl hli abg tra>` b)tbjn quy k ........ :2

Fli 4.00 Lbu a6u fn bg(k v ka sZl hli abg tra>` b)tbjn pb#-li tba

ab!l lug ........................................................................................................... 50

Fli 4.06 Lbu a6u tb`k ig` FBLL v ka sZl hli abg tra>` aa b)tbjn tbu

lbp .................................................................................................................. 51

Fli 4.01 Lbu a6u fn bg(k v ka sZl hli abg trtbjn )tuAg .................... 5:

Fli 4.04 Lbu a6u tb`k ig` FBLL v ka sZl hli abg trtbjn ig=g tlb ....... 59Fli 4.0: Lbu a6u tb`k ig` FBLL v ka sZl hli abg tr tbjn trlb )

abuyl kl a>` ab>b)..................................................................................... 52

Fli 4.05 TAli quUFB ab!l lug f tb+t a>` aa b)buyl Qli H ............. 9=


9/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij vgg

D@LB KA Q, TB

QTT Tl s, tb Tr`li

Q-/1.0 Obuli pbl tab lbu a6u FB abn ab!l lug f tb+tJrrnr! Fnnok`rolnt djegljd.

/tb+4.0 Lbu a6u a>` aa b)v$ku` FBLL abn ab!l lug f tb+t ................. :6

/tb+4.6 Lbu a6u FB abn f tb+t tbjn quy k ab!l lug ................................ :2

/tb+4.1 Ka sZl hli abg trFB tbjn quy k ab!l lug ............................... :7

/tb+4.4 Lbu a6u FB abn f tb+t tbjn pb#-li tba ab!l lug ....................... 50

/tb+4.: Ka sZl hli abg trFB tbjn pb#-li tba ab!l lug ....................... 56

/tb+4.5 Lbu a6u FB abn f tb+t tbjn tbu lbp/6u anl ................................. 51

/tb+4.9 Ka sZl hli abg trFB tbjn tbu lbp/6u anl ................................ 54

/tb+4.2 Lbu a6u FB abn f tb+t tbjn trlb )abuyl kl ............................ 52

/tb+4.7 Ka sZl hli abg trFB tbjn trlb )abuyl kl .......................... 57


10/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij vggg

D@LB KA ABUGT TT

FB 3 Fn bg(kFBLL 3 Fn bg(k lli libgp

FP 3 Flb qul

AA 3 A-a2u

UT 3 -l v+tlb

LL-]TLT 3 Lli libgp - ]bt trg(l lli tbl

PKH 3 Puy k h=l

PKL 3 Puy k lb9

PKU 3 Puy k vF`

QH 3 Qh#%li

ZFLD 3 y f`l lbl dl

YT] 3 Ka sZl hli abg tr


11/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij 0

]BL G. KZ

0.0. Tlb ap tbgt a` tg

Lli libgp h lilb sl xu2t li v`g tr v ali qu`l tr*li g v=gl$l oglb tl#=a t`. Tuy lbgl, dn sl xu2t lli libgp k`li tlb 5a tb ll

y h1g h lilb i5p r2t lbg$u r>g rn. Tbjn tbli o a>` Hgl b%p qua, Ugt L`k

li tb5 trnli aa qua ig` ab+u tbgt b1g l5li l$dn tbgl t`g, d+ab flb, v=g

ka )tbgt b1g hl t=g 0,2 tYZQD kRg l!k (RKglb, 6=01). Lb4li bn1t )li

bRtr%a>` lb l#=a tuy pb6l ln igp li#0g dl igk tbg(u lb4li k2t kt

obg tbgl t`g, d+ab flb xy r` lb#li lbl abuli abQp li #%a k)t pb6l r2t

lb9v k`li tlb obWl a2p, ab#` a tlb bgu quv f$l v4li.

Oba v=g aa blb tba au tr% s`u tbgl t`g, d+ab flb, fn bg(k llilibgp h blb tba a)li /li abg` sSr>g rn, kRg li#0g tb`k ig` s_h li#0g hp

d"pbli tg ablb (fli pb fn bg(k) bli l!k tbjn obn1ab ali Lb l#=a

blb tblb PuUfn bg(k tp truli (igg quyt f/g tb#0li aa tbk b*` tbgl

t`g, d+ab flb. Liu/l quUfn bg(k #%a t1n tblb f@g a)li /li lb4li li#0g

sl xu2t lli libgp v lb l#=a k`li tlb x b)g b` a`n, igk ilb l5li abn

lil sab lb l#=a trnli vga au tr%obWl a2p li#0g dl obli k`y f+tAl tb2t

tg ablb dn bu qua>` tbgl t`g, d+ab flb. Ling r`, fn bg(k igp vga ob:a

pb'a bu qutg ablb abn lb4li li#0g obli k`y f+tAl tb2t k`li tlb obabqu`l, ali fli b-l aa blb tba au tr%. Pu` , ip pb6l Al +lb ablb tr+,

`l sglb x b)g. Obli lb4li tb, fn bg(k igp lli dl yl tk sl xu2t dn

#%a f :p abg pb sl xu2t, tba Wy li#0g sl xu2t lli libgp lli a`n

tba ab>)li pbli liF` r>g rn, $pbli v b1l ab tAl tb2t trnli sl xu2t

lli libgp. Dn , #` fn bg(k lli libgp vn bn1t )li sl xu2t lli

libgp h k)t g$u bt sa a6l tbgt (F)Tg Ablb, 6=01).

Fn bg(k lli libgp h k)t ab> tr#-li h=l a>` li v Lb l#=a t`

lbk bRtr%abn li#0g sl xu2t lli libgp ab>)li ob:a pb'a v f :p tbgt

b1g dn bu qua>` tbgl t`g, d+ab flb iy r`. Tb>t#=li Ablb pb> f`l blb

quyt +lb s 10:/P-TTi liy 0/1/6=00 v$ vga tb"a bgl tb g(k fn bg(k

lli libgp ig`g n1l 6=00 6=01 p d'li @6= tQlb, tblb trnli al#=a. Tbjn

, k)t say tr/li, vt lug #%a tb g(k fn bg(k f`n i/k3 h`, tru, f, h%l,


12/106


ig` a6k, a tr`, a f` s`, tk s, tk abl tr:li. Uga f`l blb quyt +lb ly h

k)t f#=a g qu`l tr*li, t1n g$u ogl abn li#0g lli dl tb`k ig` tb+ tr#0li

FBLL, igp b*yl tk sl xu2t. Q-f)lb ig tb g(k FBLL a>` F)LL-

]TLT abn tb2y, FBLL a ot qu tt, igp li#0g lli dl f=t tbgt tbg trnli

qu trlb sl xu2t lli libgp v 5a fgt, trnli k2y l!k vF` qu`, ig tr+bli

b` lli sl #%a fn bg(k trl 6==.=== tQ/li, abli t9 bli b` lli sl

#%a fn bg(k r>g rn obli b$lb9v li#0g lli dl ku` fn bg(k #%a aa

ali ty fn bg(k bRtr%, f/g tb#0li o+p tb0g obg a r>g rn xy r`. B6u bt aa f)

lilb, +` pb#-li $u ogl lib+Ablb pb>a6l tgp t'a lbl r)li FBLL g v=g

aa hn1g ay tr/li, ab!l lug, tb>y sl. Tuy lbgl FBLL v.l h ablb sab r2t k=g

v a3li ob av=g lli dl ab#` qujl tgp al hn1g blb ly trnli sl xu2t v

g v=g tAaba fn bg(k a3li h k=g. g v=g a-qu`l qul h lb l#=a a3li vy,ll obli trlb #%a lb4li ob ob!l, v#=li k:a v f2t ap (B/li Li*a, 6=01).

Qli H h k)t buyl kg$l lg, tY tr*li lli libgp r2t h=l, sl xu2t

lli libgp abgk 40,2% tAli ig tr+sl xu2t a>` buyl, li v`g tr v ali

qu`l tr*li trnli pbt trg(l oglb tabuli trl +` fl (Abg a'a Tbli o buyl

Qli H, 6=01). Trnli , ab!l lug #%a xa +lb h tbk1lb a>` buyl, 5a

fgt h ab!l lug f tb+t v h lilb `li #%a ab tr*li pbt trg(l. Tuy lbgl,

a r2t lbg$u r>g rn trnli ab!l lug lg abuli v ab!l lug f tb+t lg rgli k

li#0g dl pbg ilb ab+u lb#s"dg7l fgl bt sa pba t1p a>` tb0g tgt, d+abflb bnlb blb, tb+ tr#0li f2p flb. AbQ tlb aug l!k 6=0=, 6u l!k 6=00

ab!l lug a>` tnl buyl ab+u tbgt tb1g r2t h=l dn d+ab flb v rt k, rt

b1g on dg. A t=g 227 anl tru, f? 2.=2= anl h%l v 61.021 anl i f+abt. =a

tbgt b1g hl l 14.76: trgu /li (]bli Lli libgp & ]TLT buyl Qli H,

6=00). Dn lbu a6u fn bg(k lli libgp liy ali tr@ll tbgt tb"a b-l v=g

li#0g dl ab!l lug trl +` fl buyl.

TF lb4li tb"a tlu trl, au b9g 5t r` h3 tb"a tr1li fn bg(k trnli

ab!l lug f tb+t a>` aa b) lb# tb ln> Lbu a6u tb`k ig` fn bg(k lli

libgp trnli ab!l lug f tb+t a>` aa b)r` s`n> Aa yu tln lb b#@li l

lbu a6u tb`k ig` fn bg(k lli libgp trnli ab!l lug f tb+t a>` aa b)> Igg

pbp ln (hk t!li tYhaa b)tb`k ig` FBLL trnli ab!l lug f tb+t>


13/106


Ru2t pbt tF lb4li v2l $ trl, tg ab*l $ tg3 Libgl au lbu au

fn bgk lli libgp abn abl lug f tbt a` aa blli dl buyl Qli

H, tlb Ulb ]ba (libgl au.

0.6 Ka tgu libgl au0.6.0 Ka tgu abuli

Trl a-s@xa +lb lbu a6u tb`k ig` fn bg(k lli libgp abn ab!l lug

f tb+t a>` aa b), tF $xu2t aa igg pbp lbk p li lbu a6u tb`k ig` fn

bg(k a>` aa b)ab!l lug f tb+t t1g buyl Qli H, tQlb UTlb ]ba.

0.6.6 Ka tgu atb

- B tbli b` a- s@ h hul, a- s@ tb"a tg7l v$ lbu a6u fn bg(k abn

ab!l lug f tb+t?

- Ra +lb lbu a6u fn bg(k abn ab!l lug f tb+t a>` aa b)?- ]bl tab lb4li yu tlb b#@li t=g lbu a6u fn bg(k abn ab!l lug f

tb+t a>` aa b)?

- $xu2t lb4li igg pbp lbk p li lbu a6u tb`k ig` fn bg(k a>` aa

b)ab!l lug f tb+t buyl Qli H, tQlb UTlb ]ba.

0.1 g t!li v pb"k vg libgl au

0.1.0g tli libgl au

- Lbu a6u fn bg(k lli libgp abn ab!l lug f tb+t a> aa b)lli dl?

- Lb4li b)ab!l lug f tb+t.0.1.6 ]bk vg libgl au

- ]b1k vg v$l)g duli3 Libgl au aa v2l $hgl qu`l t=g lbu a6u fn bg(k

lli libgp abn ab!l lug f tb+t a>` aa b)lli dl buyl Qli H.

- ]b1k v+v$obli ig`l3 $tg libgl au t1g buyl Qli H, tQlb UTlb ]ba.

- ]b1k vg v$tb0g ig`l3

+ Tb0g ig`l libgl au $tg3 $tg h2y shgu tF6=00-6=01.

+ Tb0g ig`l tb"a bgl $tg3 TFtbli :/6=01 l tbli 0=/6=04.


14/106


]BL GG. T#LI PZ@L TG HGZ LIBGL A$Z

6.0 As% h hu&l a` tg

6.0.0 Kt sobg lgk afl6.0.0.0 Au, lbu au

`. Lbu au

A r2t lbg$u obg lgk v$lbu a6u, k)t sobg lgk a-fl v$lbu a6u

lb#s`u3

* Tbjn H TbOgk Abg (6==:)3 Lbu a6u h lb4li tr1li tbg tbgu b't v

lb4li g b9g a6l #%a p li a>` ab>tb((anl li#0g v x b)g) (t/l t1g v

pbt trg(l.

* Tbjn Liuyl Pu`li Zl v tp tb ta ig (0777)3 Lbu a6u f`n ig0

a3li a g t#%li a'tb(v l)g duli a>` l dn lb4li g$u ogl v pb#-li tba

tb9` kl quy +lb. Obg ln g t#%li a>` lbu a6u a obl!li p li tb lbu

a6u tr@ tblb )li h"a tba Wy s"bn1t )li a>` aa a lbl b`y lbk x

b)g.

Lbu a6u a>` anl li#0g r2t ` d1li, tb#0li #%a abg` tblb 6 d1li ablb

h lbu a6u vt ab2t v lbu a6u tglb tb6l.

* Lbu au tbjn Oglb t ba3 #%a bg(u h lbu a6u tgu dli, h s" a6l

tbgt a>` k)t a tb(v$k)t bli bn b`y d+ab v'ln . Obg lbu a6u a>` tnl

tb(aa a tb(g v=g k)t k5t bli trnli k)t l$l oglb ti)p h1g, t` a lbu a6u

tb+tr#0li. Obg lbu a6u a>` t2t aaa a tb(g v=g t2t aaa k5t bli i)p h1g t`

a tAli a6u.

'a trli a` lbu a(u3

- Obli Al +lb, fgl Ag

- L!li )li- Fgl Ag tbjn quy hut

- Obli f`n ig0tb9` kl ali k)t ha k*g lbu a6u

- B`k kul obli a ig=g b1l.


15/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]ìj :

f. Au

* Obg lgk au (Djk`ld)3 A6u h h#%li bli bn, d+ab v'k li#0g

ku` sZl sli (Yghhgli) v a obl!li ku` (@fhj tn fuy) t1g aa ka ig

oba lbù trnli k)t obnli tb0g ig`l lb2t +lb v=g igtbgt aa yu tobaobli Ag (Ajtjrgs ]`rgfus) (Liuy7l Tb+B/li Ugt, 6==5).

Tb"a ab2t, a6u ablb h lb4li lbu a6u a obl!li tb`lb tnl abn lbu

a6u .

Au trnli lli libgp3Tbjn ROgk Abuli v tp tb( ta ig (6==7)3

A6u trnli lli libgp f`n i/k a6u v$ sl pbWk lli libgp v a6u v$ aa

yu t6u vn, d+ab v'dli trnli lli libgp. A6u v$sl pbWk a lb4li lt

oba v=g a6u v$6u vn vd+ab v'.

* Aa yu tlb bli tg au3

A r2t lbg$u yu tlb b#@li l a6u3 Ig aablb bli bn d+ab v',

tbu lbp a>` li#0g tgu dli, ig aa>` bli bn a hgl qu`l, tb+bgu, s@tbab

li#0g tgu dli, oXv*li a>` li#0g tgu dli, quy k v a-a2u dl s. Ling

r`3 Ablb sab oglb tvTk a>` Lb l#=a lb#ablb sab tr%a2p, tbutbu lbp?

g$u ogl t"lbgl a3li lb b#@li l h#%li a6u bli bn d+ab v'.

6.0.0.6 Vg rn

Bgl l`y a r2t lbg$u +lb libT v$r>g rn #%a #` r`, lb4li tr#0li pbg

oba lbù, ta ig oba lbù tb #` r` lb4li +lb libT r>g rn oba lbù.

Lb4li +lb libT r2t ` d1li v pbnli pb. Tuy lbgl a tb( abg` hk b`g

tr#0li pbg3 Tr#0li pbg truy$l tbli (b`y al i*g h tr#0li pbg tgu a"a)?

Tr#0li pbg truli b`.

* Tbjn trli pbg truyl tbli3 V>g rn h lb4li tbgt b1g, k2t kt,

liuy bg(k bn5a aa yu thgl qu`l l liuy bg(k, s"ob ob!l b`y lb4li v2l

$obli ab:a ab:l a tb(xy r` abn anl li#0g. Tbjn tr#0li pbg ly a lbg$u

+lb libT lb#3

- V>g rn h g$u obli hlb, obli tt f2t li0 xy l (Bnli U!l

Blb, 077:).

- V>g rn (/li libT v=g r>g) h s"obli k`y (Liuy7l Hl, 0772).


16/106


- Tbjn tF g(k Nxenrd tb3 V>g rn h i5p liuy bg(k bn5a f+ ù =l,

tbgt b1g

- K)t stFg(l oba #` r` obg lgk t#-li t"lb#3 V>g rn h s"f2t tr:a

iy r`k2t kt, b#b1g b`y r>g rn h yu t hgl qu`l l liuy bg(k, s" obob!lbn5a g$u obli ab:a ab:l.

- Trnli hTlb v"aoglb dn`lb,B/Dgu (6==0) +lb libT 3 V>g rn h s"tAl

tb2t v$tg sl bn5a h s"igk st h%g lbul tb"a tsn v=g h%g lbul d"ogl.

- Bn5a V>g rn h s"f2t tr:a ling kul xy r` trnli qu trlb sl xu2t,

oglb dn`lb a>` dn`lb libgp.

* Tbjn trli pbg truli b`3 Tbjn tr#0li pbg ly a k)t s+lb libT

lb#sù3

- V>g rn h s"f2t tr:a a tb(n h#0li #%a ( Er`lo Olgibt).

- V>g rn h s"f2t tr:a a tb(hgl qu`l l s"xu2t bgl lb4li fgl Ag

obliknli %g (@hh`l Yghhjtt).

- V>g rn h k)t tAli b%p li.u lbgl a tb(n h#0li #%a fli xa su2t

(Grvgli ]rjeejr).

* Vg rn trnli lli libgp3

Kg tr#0li t"lbgl, oglb tv x b)g k lli dl sl xu2t a fgt f`n

g$u obli ab:a ab:l xy r` f2t h%g g v=g lli dl lb# tbgl t`g, igk ig

lli sl, t!li ig 6u vn, flb tt Aa s"ogl xy r` v=g lb4li xa su2t

k obli tb(fgt tr#=a #%a. Trnli aa tlb tr1li obli ab:a ab:l , aa fgl

aa tb(xy r` v=g k)t xa su2t #=a nl ab>qu`l #%a i*g h s"r>g rn. Trnli

lli libgp, lli dl pbg #-li 6u v=g bli hn1t r>g rn lb#3 k2t k`, ig

lli sl b1, ig 6u r` t!li v*t, k ù, flb tt, tb`y Ag f2t h%g v$ tA aba

(tb`y Ag v$tAaba b`y hut hv ablb sab a>` Ablb pb>)? r>g rn v$tg ablb

(s"tb`y Ag f2t h%g v$hg su2t, tYig bg ng, ka l%)? s"tb`y Ag v$ablb tr+x b)g, tb`y Ag f2t h%g v$ tb#-li k1g qua t? tbgl t`g v aa quyt +lb a>`

Ablb pb> (lb# quyt +lb v$ abgl tr`lb). Aa d1li r>g rn trl a lb4li ta

)li r2t oba lbù l ot qu v bgu qu sl xu2t lli libgp (R Ogk

Abuli v tp tb(ta ig, 6==7).


17/106


* li x&a>` lli dl g v=g r>g rn

Lli dl a aab li x&r2t oba lb`u v=g r>g rn. Lu a r>g rn xy r`, b*

tb#0li tbu b[p quy k sl xu2t (tg tbg(u b` tbgt b1g. Tbjn ROgk Abuli

v tp tb(ta ig(6==7), a tb(abg` lli dl r` tblb 1 lbk3- Tblb2t, a li#0g tgp tbu li`y oUtbut k=g tb"a bgl 6u t#lb#yu

a6u oUtbut. Lb4li li#0g ly tb#0li 1t ot qua`n lu obli a r>g rn xy

r`, lb#li a3li f+hRh=l lu a g$u ogl f2t tbul xy r`. y h lb4li li#0g

abggc r>g rn v tb#0li abgk obnli : 9 % trnli tAli slli dl.

- Tbb`g, a li#0g tb"a bgl 6u t#tg tbg(u (ab:a ab:l b-l. Lu #%a

k`, b*a3li tbu #%a (#-li lbgl h tb2p b-l sn v=g lb4li li#0g ab+u r>g rn).

Lu k2t k`, b*a3li f+tbgt b1g snli ka tbgt b1g h obli h=l. Lb4li li#0g6u t#tbjn og(u ly #%a i*g h lb4li li#0g trlb r>g rn. ]b6l h=l lli dl (5:

- 2=%) tbu)a lbk ly.

- Tbf`, lb4li li#0g 6u t#@ka truli flb (obli 6u t#li quy

trlb oUtbut lb#lbk tblb2t, a3li obli 6u t#tg tbg(u lb#lbk tbb`g).

Lb4li li#0g ly 1t ka hg obli a`n b-l v lu r>g rn x r` ka tbgt b1g

a3li tb2p b-l sn v=g lb4li li#0g ab+u r>g rn. Lb4li li#0g ly i*g h lli dl

truli hp. A obnli 01 0: % lli dl tbu)a lbk li#0g ly.

6.0.0.1 Fn bgk, fn bgk lli libgp

* Obg lgk fn bgk3 Fn bg(k h bn1t )li tb( bgl li#0g fn

bg(k a`k ot f/g tb#0li (tbjn quy +lb tbli o) abn li#0g tb`k ig` fn

bg(k trnli tFli tr#0li b%p xy r` r>g rn tbu)a pb1k vg fn bg(k v=g g$u

ogl li#0g tb`k ig` pbg l)p k)t obnl pb abn ablb `lb t` bn5a abn li#0g

tb f`. g$u ly a libT h li#0g tb`k ig` abuy(l ig`n r>g rn abn li#0g

fn bg(k fli aab l)p aa obnl pb (blb tblb quUd" tr4. Obg li#0g

tb`k ig` fn bg(k i5p r>g rn d.l l tAl tb2t, li#0g tb`k ig` fn bg(k s_h2y

quUd" tr4a2p bn5a f/g tb#0li tbgt b1g tbu)a pb1k vg fn bg(k abn li#0g

tb`k ig` (Liuy7l U!l +lb, 6=0=).

* Obg lgk fn bgk lli libgp3 Fn bg(k lli libgp h k)t

libgp v'fn bg(k pbg lbl tb*a g t#%li fn bg(k h aa r>g rn pbt sglb


18/106


trnli hTlb v"a sl xu2t lli libgp v 0g sli lli tbl, f`n i/k lb4li

r>g rn i:l hg$l v=g3 ay tr/li, vt lug, vt t#, bli b`, liuyl hgu, lb

x#@li (Liuy7l U!l +lb, 6=0=).

* Fl abt a` fn bgkK'a ab a>` fn bg(k h ip pb6l Al +lb oglb tabn li#0g tb`k ig` tF

obg pb'a v pbt trg(l sl xu2t, 0g sli, /li tb0g t1n liu/l vl abn pbt

trg(l oglb tx b)g a>` 2t l#=a..

Tb"a ab2t a>` fn bg(k h qu trlb pbl pbg h1g tAli sl pbWk trnli

l#=a ig4` lb4li li#0g tb`k ig` lbk p li lbu a6u tg ablb pbt sglb t`g

l1l, r>g rn f2t li0xy r` tAl tb2t v=g li#0g tb`k ig` fn bg(k.

Bn1t )li fn bg(k d"` trl liuyl t:a sli f st. Liuyl t:a

ly #%a qul trgt trnli qu trlb hp quUd"tr fn bg(k a3li lb#trnli qu

trlb pbl pbg f/g tb#0li, qu trlb pbl tl r>g rn.

Bn1t )li fn bg(k al hgl ot, i:l f aa tblb vgl trnli x b)g ali

v h%g ab abuli a>` a)li /li, v s"Al +lb, s"pb/l vglb a>` 2t l#=a. Q

li f st a3li tb(bgl tlb t#-li tr%, tlb x b)g v lbl v!l su s:a a>`

x b)g tr#=a r>g rn a>` kRg tblb vgl (Liuy7l U!l +lb, 6=0=). .

6.0.6a gk a` fn bgk lli libgp trnli abl lug

*g tli v pbk vg fn bgk3

- g t#%li fn bg(k trnli ab!l lug3 h aa sl pbWk ab!l lug v aa

hn1g vt lug. g v=g vt lug h tg sl a+lb tb#0li fn bg(k tFli anl, al

g v=g vt lug tb#0li fn bg(k al h vt lug h#u )li lb#li #%a lug

d#,li trnli tb0g ig`l li:l.

- Tb0g b1l fn bg(k3 tb#0li h 0l!k bn5a h tnl f) abu oX sl xu2t.

Lu h tnl f) abu oX sl xu2t tb l s_ #%a f:t 6u tF obg vt lug #%a

abuy(l tblb tg sl a+lb l obg ot tba abu oXsl xu2t.

- ]b1k vg fn bg(k3 Trnli ab!l lug tb#0li i5p r2t lbg$u r>g rn, a ar>g

rn obab qu`l a a r>g rn ab> qu`lTuy lbgl abQ a lb4li r>g rn tbli

tb#0li s`u y k=g #%a fn bg(k.


19/106


+ Tbgt b1g dn tbgl t`g, h3h't iy r`

+ Flb d+ab f`n i/k alb4li flb truy$l lbg7k v lb4li flb obli

truy$l lbg7k.

+ Fu)a pbg igt kA($pbli hy h`l. Bn5a h obg vt f+ù k oblitb(tgp t'a lug d#,li v s&d'li #%a.

+ U k)t sr>g rn oba lb#3 aa )li vt !l tb+t lb a:l h.l lbù, bn5a

f+t`g l1l ig`n tbli, bnbn1l.

* Ig tr+fn bg(k v ab)fn bg(k (Liuy7l U!l +lb, 6=0=)3

- g v=g sa vt vRfn v h2y tb+t, ig tr+fn bg(k tb#0li h ig tr+xu2t

abu/li flb qul k)t sl!k tr#=a lbk hn1g trFlb4li yu tli.u lbgl

lb b#@li.

- Tr/li tr*t v ab!l lug $u p d'li aa ab ) fn bg(k oba lbù

lbk lli a`n tglb tb6l trab lbgk a>` li#0g tb`k ig` fn bg(k, hk igk pb

v pb b%p v=g tlb blb tAaba v qul h a>` ali ty fn bg(k.

* ]b#-li pbp xa +lb pb fn bg(k ab!l lug(Liuy7l U!l +lb, 6=0=)3

- Obg tgl blb fn bg(k aa sl pbWk ab!l lug, tb ali ta tlb pb

igli lb#xa +lb pb fn bg(k abn ay tr/li bli l!k. Tuy lbgl @y, abQ

ig=g b1l trnli pb1k vg xa +lb pb fn bg(k tbjn 6u anl ig` sa,ig` a6k.

- ]b fn bg(k tbjn 6u anl g v=g tFli hn1g sa vt tb#0li #%a tlb

tbjn ali tba sù3

4160 eeeep +++;

0e 3 pb f/g tb#0li tbgt b1g

6e 3 pb $pbli b1l abtAl tb2t

1e 3 pb d"tr4d"pbli

34e 3 pb qul h v hg d"oglTrnli aab tlb pb f/g tb#0li tbgt b1g #%a xa +lb lb#sù3


20/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]ìj 0=

)(

0

00 tal

g

g

l

g

g

II

P

q

e ;

;

;

gP 3 svt lug l!k g

gq 3 svt lug f+abt f+tbg hn1g l!k g

aI 3 ig tr+ flb qul 0 anl vt lug f+ tbg hn1g, abt, tbu)a pb1k vg

fn bg(k

tI 3 ig tr+tl tbu 0 anl vt lug sù obg f+tbg hn1g, abt tbu)a pb1k vg fn

bg(k.

;

;

;l

g

g

l

gggg

a

q

ptqI

0

0

t 3 tr*li h#%li flb qul 0 anl vt lug tr#=a obg f+abt, f+tbg hn1g, t`g

l1l l!k g tbu)a pb1k vg fn bg(k.

gp 3 ig flb qul 0 -l v+sl pbWk vt lug tr#=a obg f+tbg hn1g, t`g l1l,

abt l!k g.

6.0.1 Ta dli a` fn bgk lli libgpTblbt, obg pba v duy tr lli ha tg ablb l lb, igk ft

lg hn u vtglb tbla>` aa tAaba, a lbl tb`k ig` fn bg(k sù obg xy r`

s" ogl fn bg(k, tbli qu` bn1t )li abg tr f/g tb#0li. U$ ob` a1lb ly,

tr#=a lb4li tAl tb2t h=l, trl dgl r)li v lb b#@li l 0g sli, sl xu2t

oglb dn`lb trnli lli libgp a>` lbg$u li#0g dl tb blb tba fn bg(k lli

libgp s_a #u tbb-l sn v=g aa hn1g blb fn bg(k oba v r>g rn s_#%a s`l

xSig4` aa b)lli dl. AbQtlb rgli trnli l!k 6==2, stg$l k aa dn`lb

libgp fn bg(k @Ugt L`k f9r` (f/g tb#0li v trtg$l fn bg(k hl l

i6l 7.02: tY/li, t!li 41,5 % sn v=g l!k 6==9. Trnli f/g tb#0li fn bg(k

lli libgp h 142 trgu /li. Fn bg(k jk h1g s"Al +lb tg ablb v Al +lb

x b)g, /li tb0g ip pb6l igk f=t s" hn u v$ tglb tb6l abn aa a lbl v


21/106


d`nlb libgp tb`k ig` fn bg(k trnli 0g sli sglb bn1t bli liy a3li lb#

trnli bn1t )li sl xu2t, dglb dn`lb lg abuli v bn1t )li sl xu2t a>` lli

dl @lli tbl lg rgli (F)Tg Ablb, 6=01).

Tbb`g, fsuli abn aa abli trlb k fn x bg dn Lb latba bgl, lb0 hk igk ilb l5li abn lil sab lb l#=a v lli a`n

bgu qua>` vga pbl fAaa liu/l h"a trnli x b)g. U d'3 aa bn1t )li sl

xu2t lli libgp b`y lb f:t a x` f0 tb#0li dg7l r` trl dgl r)li v pb'

tbu)a r2t lbg$u vn aa g$u ogl t"lbgl dn vy obl!li xy r` tAl tb2t h r2t

a`n, trnli obg aa bn1t )li fn bg(k tb#-li k1g tbli tb#0li r2t ob p

li, p li obli bgu qubn5a v=g ka pb fn bg(k pbg li a`n iy f2t

h%g abn li#0g tb`k ig` fn bg(k. Trnli lbg$u tr#0li b%p, v=g aa tAl tb2t h=l,dg7l r` trl dgl r)li tb aa dn`lb libgp fn bg(k s_ obli > ob l!li

tb`lb tnl v a tb(f+pb sl. Dn vy, (fn bg(k igk f=t ka )tbgt b1g,

igk f=t s"tg tr%a>` lil sab lb l#=a v t1n quy$l ab>)li trnli vga $

pbli, b1l abtAl tb2t tb vga tb`k ig` FBLL a>` li#0g dl @obu v"a lli

tbl h r2t a6l tbgt (F)Tg Ablb, 6=01).

Tb f`, tba y aa bnt li tbli kg, sl xut oglb dn`lb.

Tb"a tabn tb2y lbg$u bli b` d+ab v'abQa tb(tgu tb'#%a trl tb+tr#0li

lu g ok v=g aa b%p /li fn bg(k abn lb4li trab lbgk pbt sglb hgl

qu`l l vga s&d'li aa bli b` d+ab v'. Ab\li b1l, ky f`y obli tb(

a2t alb, tu tbuy$l obli tb(r` ob-g v xj a)obli tb(ob@g blb lu obli

a fn bg(k, aa sl pbWk lli sl, tb>y bg sl a6l pbg a fn bg(k obg xu2t

obWu s`li aa b+tr#0li aa l#=a pbt trg(l. Ling r`, fn bg(k a3li bRtr%abn

aa bn1t )li oglb dn`lb fli aab t!li a#0li hli tgl a>` obab bli. U d',

k)t trnli lb4li g$u ogl tgl quyt k li#0g g v`y a6l tb9` kl tr#=a obg

#%a abn v`y h pbg ku` fn bg(k abn lb4li tg sl #%a dli (tbab2p,

bn5a pbg fn bg(k lbl tb*abn tlb k1li a>` li#0g ab+u trab lbgk ablb

trnli vga trl%. Ablb v h dn ly k li#0g t` al v rli fn bg(k h ab2t

fg tr-l a>bn1t )li tb#-li k1g. Trnli obg , v=g t6k h ab:l fn bg(k, aa


22/106


b)sl xu2t oglb dn`lb lb f:t x` f0, lug tr/li tb>y bg sl, sl xu2t lli

libgp... a tb(yl tk sl xu2t, lb 6u t#a3li yl tk obg 6u t#vn hTlb

v"a sl xu2t lli libgp v li s`u h#li b* a s"fn v tg ablb a>` aa

ali ty fn bg(k tbli qu` vga tb`k ig` FBLL (F)Tg Ablb, 6=01).Tb t, tn olb buy li vl tgt ogk qu`l trli abn u tpbt

trgl, /li tb0g tba Wy vga pbl fAk)t aab a bgu qub-l lb4li liu/l

vl, tba Wy blb tblb v pbt trg(l tb+tr#0li vl trnli k)t qua ig`. Tbli

qu` aa liu/l vl buy )li #%a (pb fn bg(k), aa ali ty fn bg(k tgl

blb 6u t#vn aa ali trlb, d"l b`y aa ali a'tg ablb d#=g aa d1li

6u t#a>` aa dn`lb libgp fn bg(k 1t :4.79= tY/li, t!li 66,6 % sn v=g

l!k 6==9(F)Tg Ablb, 6=01).Tblk, h ali abu bgu qul h rg rn a bgu qu, tbli qu`

vga +lb ig, abuy(l ig`n r>g rn, li ip quU(abg trabn aa tAl tb2t v

igk f=t tbgt b1g. Aa ali ty fn bg(k tb"a bgl vga +lb ig sl pbWk tbli

qu` vga xt lbl fn bg(k v 6u t#, tbjn liuyl t:a r>g rn tYhtbul v=g pb

fn bg(k. Aa ab>dn`lb libgp, aa lb qul h, lb 6u t#, ab>l%v aa aA

li a tb(s&d'li lb4li tl bgu tbu #%a tFvga +lb ig sl pbWk ly (

#` r` lb4li quyt +lb d"` trl tbli tgl 6y >. Lb0 , bgu qu oglb t

a3li #%a lli a`n. Aa ali ty fn bg(k a3li abn pbp aa dn`lb libgp v

a lbl abuy(l ig`n aa tg sl, trab lbgk, tAl tb2t tbu lbp v aa r>g rn

oba (p li lbu a6u a>` ablb fl tbl b*k)t aab tt b-l. Ling r`, aa

ali ty fn bg(k lbl tb* al igp aa tA aba v a lbl abuy(l ig`n aa

obnl tgt ogk a>` b*s`li k)t blb tba k=g v=g )tb`lb obnl a`n, `l tnl

b-l v ka )r>g rn tb2p b-l. K5t oba, tbjn quy hut sh=l, aa ali ty fn

bg(k tbu pb a>` s li li#0g tb`k ig` fn bg(k ( f/g tb#0li abn s t

lb4li tbgt b1g, tAl tb2t xy r`. Tbli qu` bn1t )li 6u t#, aa ali ty fn

bg(k a tb(pbl tl r>g rn abn lbg$u g t#%li tgp lbl 6u t#oba lb`u v

lb0 ` d1li b` d`lb k'a 6u t#(F)Tg Ablb, 6=01).


23/106


6.0.4 Aa yu tlb bli l lbu au fn bgk lli libgp trnli abl

lug f tbt

Lbu a6u tb`k ig` fn bg(k trnli ab!l lug f tb+t pb' tbu)a vn r2t

lbg$u yu t. K)t syu tab>yu, h3- T pb` lig abl lug3 Li#0g ab!l lug h li#0g quyt +lb xjk

klb a tb`k ig` FBLL b`y obli. Obg b* /li tb`k ig` tb b* s_knli

kul v$sl pbWk ly lb#tbln. Lb4li quyt +lb, knli kul ab+u lb

b#@li r2t h=l f=g aa yu tlb#3 )tuAg, ig=g tlb, trlb )abuyl kl a>` ab>

b), quy k ab!l lug, pb#-li tba ab!l lug, tbu lbp flb qul/6u anl a>`

b). KRg s"oba lb`u ig4` aa b)tb s_a s"quyt +lb, lbu a6u oba lb`u

lb2t +lb.

- Tpb` dn`lb libgp fn bgk3 Dn`lb libgp fn bg(k h fl fl fn

bg(k, dn , ab2t h#%li bn1t )li a>` dn`lb libgp s_ ta )li tr"a tgp l

li#0g ku`, ablb h aa b) ab!l lug f tb+t. Lu lb# dn`lb libgp a sl

pbWk tt, ta h tb>t'a ku` fl b%p h, ka pb fn bg(k li#0g dl a tb(ab2p

lbl #%a, lb ig tbgt b1g o+p tb0g, k fn h%g ab abn li#0g dl, f/g tb#0li

6y >, lb`lb abli abn li#0g ab!l lug obg i5p r>g rn tb s_t1n #%a lg$k tgl

@li#0g dl, tF s_igp li#0g dl yl tk tF s_tba Wy b*tb`k ig` fn

bg(k abn vt lug a>` klb. Li#%a h1g s_obgl li#0g dl obli tgl t#@li, libg

li0v$ h%g ab a>` klb obg ku` FBLL, g$u ly s_obgl b*j li1g v obli

kul ku` FBLL.

- Tpb` Lb la3 U y h k)t hTlb v"a k=g, pba t1p v r)li h=l ll

r2t a6l a s"abQ1n v bRtr%tFpb` Lb l#=a. Lu lb#Lb l#=a a a-ab

ablb sab r rli, abQ1n quyt hgt aa a-qu`l aba l!li vn au)a trnli qu

trlb trg(l ob`g FBLL, a s"bRtr%ali#0g dl tb`k ig` v dn`lb libgp fn

bg(k s_obuyl obab #%a li#0g dl tb`k ig`.

6.6 As%tb)a tg*l

6.6.0 Tba trli fn bgk lli libgp Ugt L`k

yu v.l


24/106


h fn bg(k vt lug. h TAli ali ty Fn bg(k Ugt L`k (l`y h tp nl

Fn Ugt) v Ali ty TLBB Fn bg(k tAli b%p Irnup`k` Ugt L`k.

Tbjn tbli o a>` U'Fn bg(k F) tg ablb, tY tr*li tb`k ig` FBLL @

Ugt L`k li @ka r2t tb2p. Tlb l l!k 6==0, k=g abQa =,07% dgl tab aytr/li? =,64% stru f? =,0% l h%l v =,=4% sig` a6k #%a fn bg(k (Tl

Liuyl, 6=06).

Ugt L`k h l#=a lli libgp lb#li FBLL h1g abgk tQ tr*li r2t lb9.

K5a d #%a ob@g )li tFr2t s=k, aab y i6l 1= l!k, snli abn l l`y pb

FBLL a>` tnl tb+ tr#0li k=g abQabgk tQ tr*li lb9 trnli dn`lb tbu pb fn

bg(k pbg lbl tb*(l!k 6==4 abgk obnli =,=57%? 6==: abgk =,==2%? 6==5

abgk =,=06%? tF6==9 l 6=00 abgk =,=0%/l!k). Bgl trl tb+tr#0li a r2t

t dn`lb libgp tb`k ig` FBLL. B6u lb#aa hn1g ay tr/li, vt lug, tb>y sl

$u obli #%a fn bg(k. Tb"a tly obgl abn FBLL bgl ab#` li ip

lbg$u abn sl xu2t lli libgp (Bnli Rul, 6=01).

Trnli sut tb0g ig`l i6l 05 l!k, tF0726 - 0772, FBLL obli pbt trg(l

k@r)li tb+tr#0li, abQ-l tbu6l trg(l ob`g tb!k d f@g k)t ali ty fn bg(k

duy lb2t, h Fn Ugt. Q`u ig`g n1l ly, k=g f:t 6u a tbk dn`lb libgp

tb`k ig` vn ob`g tba FBLL. L!k 6==0, Irnup`k` (ali ty 0==% vl a>`

]bp) trg(l ob`g vt lug v tb>y sl. L!k 6=0=, a tbk Fn Kglb (fn bg(k

ay a pb) v @FGA (fn bg(k f s4` t1g Lib@l) (Bnli Rul, 6=01).

Trnli ig`g n1l tF l!k 0771 l 0772, Fn Ugt tgp t'a trg(l ob`g tb

g(k fn bg(k ay h` t1g 05 tQlb trl pb1k vg al#=a, tr*li tk h B tTlb -

l-g tb#0li xuyl ab+u lbg$u yu tr>g rn lb2t. Dgl tab fn bg(k tb0g ig`l ly

h 6=2.7== b`, v=g 10:.6== b)#%a fn bg(k, pb fn bg(k tbu #%a 1t 01,=: tY

/li, trnli obg tg$l f/g tb#0li hl t=g 04,4= tY/li (Bnli Rul, 6=01).

Tuy lbgl, trnli lb4li l!k i6l y, lb2t h s`u obg a quyt +lb s10:/P-TTi liy =0/1/6=00 a>` Tb>t#=li Ablb pb>v$tb g(k fn bg(k lli

libgp tb fn bg(k lli libgp @Ugt L`k 1t #%a lb4li tblb t"u li o(.

Tbjn shgu a>` Truli tk obuyl lli qua ig`, tlb l tb0g g(k 1=/4/6=01 a

614.611 b)dl tb`k ig` o b%p /li fn bg(k (trnli a 2=,2% h b)libn),


25/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij 0:

v=g ig tr+fn bg(k ay tr/li, vt lug v tb>y sl h :.419.:94 trgu /li, tAli

dn`lb tbu pb fn bg(k ia h 1=1.67: trgu /li (Liuy7l Li*a Q-l, 6=01).

Q`u tb0g ig`l trg(l ob`g, ag #%a h=l lb2t k aa tQlb, tblb #%a ab*l

hk tb g(k $u ob\li +lb h vga FBLL h li :l v r2t a6l tbgt lbk bRtr%abn li#0g sl xu2t lli libgp, ab>)li ob:a pb'a v f :p lb4li tbgt

b1g tg ablb dn bu qua>` tbgl t`g d+ab flb iy r` ip pb6l fn k Al +lb

`l sglb x b)lli tbl, tba Wy sl xu2t lli libgp pbt trg(l. U=g k'a tgu

ll aa tQlb, tblb tp truli tAaba abQ1n, buy )li abtbli ablb

tr+vn au)a v hk tt ali ta tuyl truy$l ll f#=a 6u tbu #%a ot qu

li ibg lbl (Liuy7l Li*a Q-l, 6=01).

Lb4li ob ob!l trnli qu trlb trg(l ob`g tb g(k FBLL k Ugt L`k

i5p pbg h FBLL h hn1g blb fn bg(k k=g r2t pba t1p, h6l 6u tgl hk tb

g(k ll ab#` a oglb libgk. ]b1k vg, g t#%li, +` fl FBLL h ob r)li,

k5t oba dn tlb ab2t sl xu2t lli libgp a>` Ugt L`k lg abuli al lb9hS,

ab#` tp truli. Dg7l fgl tb0g tgt ob bu, tbgl t`g, d+ab flb tb0g ig`l qu` r2t

pba t1p, tlb blb ig atb+tr#0li, vt t#lli libgp, tba !l ab!l lug lbg$u

fgl )li hk lb b#@li obli lb9l vga trg(l ob`g tb g(k FBLL. Lbg$u

l-g li#0g dl ab#` k5l k v=g vga vga tb`k ig` fn bg(k ay tr/li vt lug

bn5a k)t sb)dl, tAaba sl xu2t lli libgp al tb`k ig` k`li tlb ab2t

tb!k d, tbk ab a tr#0li b%p h"` ab*l g t#%li #%a fn bg(k a r>g rn a`n

(tb`k ig`.

6.6.6 Oglb libgk kt sla trl tbigg

6.6.6.0 Oglb libgk a`l

^l )h k)t trnli aa qua ig` abu a dgl tab h=l v=g dl sb-l 0

tYli#0g, trnli 5=% dl sbn1t )li trnli hTlb v"a lli libgp. Ql pbWk

lli libgp a>` ^l )ab>yu aa k5t bli lb#i1n, h` k, b1t d6u, s%g `y,tr, k`, obn`g ty, ig` sa, tru aFu, d, ig` a6k v a (n B/li Tbul, 6=01) .

Dn ^l ) v Ugt L`k a lb4li g(k t#-li /li v$ l$l sl xu2t

lli libgp ll oglb libgk tb"a tg7l trnli aa bn1t )li pbt trg(l FBLL


26/106


`li trg(l ob`g t1g qua ig` ly h fg b*a qu ig trnli hTlb v"a fn bg(k t1g

Ugt L`k.

F:t 6u tF l!k 0777, ^l ) tb"a bgl Ab#-li trlb qua ig` v$

FBLL v l l`y sl pbWk fn bg(k ly v.l `li tgp t'a pbt buy ta d'li,ip pb6l tbn i, ob ob!l abn li#0g lli dl trnli qu trlb tb`k ig` sl

xu2t. Aa sl pbWk FBLL dlb abn t2t alli dl v h f:t fu)a g v=g li#0g

v`y vl. ]b1k vg fn bg(k p d'li abn ay h#-li tb"a, ay h2y d6u, ay v#0l,

ay tb#-li k1g bli l!k... Ka f/g tb#0li lbg$u hn1g tF5=-7=% a>` sl h#%li

truli flb trnli lb4li l!k tr#=a v stg$l fn bg(k v`y vl t=g 0:=% ig tr+

sl h#%li. TYhpb fn bg(k h 0,:-1% g v=g ay h#-li tb"a v ay h2y d6u,

g v=g ay tb#-li k1g bli l!k v ay v#0l tb #%a p d'li tbjn tb"a t. TY

hf/g tb#0li h=l b-l pb fn bg(k (g v=g ay h#-li tb"a v ay h2y d6u) v

h=l b-l 0:=% pb fn bg(k (g v=g ay tb#-li k1g bli l!k) (n B/li

Tbul, 6=01).

(tb"a bgl tblb ali #%a sl pbWk FBLL, ling s"bRtr%ab>yu

a>` Ablb pb>^l )tbli qu` aa bn1t )li lb#tg tr%aa ab#-li trlb fn

bg(k tb&libgk, tr% a2p v$pb v s tg$l f/g tb#0li, kg7l tbu, tAaba aa

ab#-li trlb lli a`n lbl tba v$sl pbWk fn bg(k g v=g ablb quy$l +`

pb#-li tb ^l )al xy d"li btbli aa olb pbl pbg i/k lb4li +lb

ab tg ablb lli tbl, truli ig`l v 1g h fl fn bg(k, aa tA aba a)li

/li, btbli aa 1g h fn bg(k, fl tr"a tgp.

Fg b*a rt r` abn Ugt L`k3 A tb(tb2y rli k blb sl pbWk FBLL

a>` ^l )pb b%p v=g Ugt L`k a3li lb#+lb b#=li a>` Ablb pb>obg Ugt

L`k v.l h l#=a lli libgp v aa sl pbWk lli libgp k3g lb*l a>` Ugt

L`k lb#h` i1n, a pb, b1t tgu li 6u tbig=g. Tuy lbgl, (a tb(s=k

bgl tb"a b` #%a sl pbWk FBLL g b9g k)t abgl h#%a dg b1l, s"tb`k ig`a>` aa a2p lilb hgl qu`l, 5a fgt h s"tb`k ig` ab>1n a>` F)LL & ]TLT

trnli vga qul h v auli a2p shgu tbli o v$sl h#%li k` v', dg7l fgl

tb0g tgt (trl a-s@ xy d"li sl pbWk fn bg(k abn aa hn1g r>g rn oba

lb`u, tYhpb abn pb b%p.


27/106


Uga xy d"li v trg(l ob`g tblb ali k)t ssl pbWk FBLL tb#0li

g b9g tb0g ig`l tF2-0= l!k, v vy a6l a a-qu`l libgl au igk st v a

s"bRtr%t#v2l tFlb4li qua ig` a oglb libgk lb#^l ), Kjxgan Tbgt

hp qu`l bv=g ali ty tg fn bg(k qua t(tg FBLL t1n `l tnl tg ablbabn ali ty fn bg(k trnli l#=a.

Fl a1lb , a6l a s"bRtr%abQ1n a>` Ablb pb>ali v=g s"tb`k ig`

a>` b tbli tl d'li tb#-li k1g trnli l#=a. B-l l4`, 5a g(k l$l lli

libgp Ugt L`k k`lb kl, lb9hS, b`y f+lb b#@li v ta )li a>` tbgl t`g

v d+ab flb ll r>g rn a`n, v vy ig`g n1l 6u trg(l ob`g FBLL a6l a #u tgl

abn aa lflb k3g lb*l li ip h=l vn ID] lb#h` i1n, a pb, b/tgu, tF

lbl r)li r` aa sl pbWk oba lb#tru, f, h%l.

/li tb0g, a6l lli a`n lbl tba a>` li#0g lli dl v$lb4li h%g ab

v s"a6l tbgt pbg tb`k ig` sl pbWk FBLL, (vga ku` fn bg(k ly obli

abQh f:t fu)a v=g lb4li li#0g dl v`y vl k a tbk #%a sh#%li li#0g t"

liuyl tb`k ig` a`n.

6.6.6.6 Fn bgk abl lug tbjn absa` Kli A

Ab!l lug li v`g tr qu`l tr*li trnli l$l oglb tKli AAv=g b-l 1=

trgu sa vt #%a lug, tr+ig b-l 0 tYh`, lilb ly li ip b-l 2=% ig tr+

sl xu2t lli libgp, i6l 1=% ID] a>` l#=a ly. Lb4li fgl )li a>` ab!l

lug s_a ta )li tn h=l t=g 0g sli a>` lli dl v tnl f)l$l oglb t.

AbQ trnli ig`g n1l 6==-6==6 @Kli AA a obnli 00 trgu sa vt

f+ abt dn k` li qu h1lb. D#=g s" bR tr% a>` YF, Kli AA tb&

libgk blb tba fn bg(k ab!l lug tbjn abQ s ( Al +lb tlb blb ab!l

lug. H dn ab*l blb tba fn bg(k ly tb`y v aa blb tba fn bg(k

truy$l tbli k)t pb6l h dn vga xa +lb tAl tb2t tb"a t a>` blb tba fn

bg(k truy$l tbli h r2t tl ok.Ha 6u, fn bg(k tbjn abQ s tb0g tgt #%a xjk xt. Tuy lbgl b

tbli n 1a d"fn tb0g tgt a>` Kli AAab#` >tt (a tb(auli a2p 6y

> tbli tgl abn lilb fn bg(k. U tb hn1g fn bg(k ly obli tb( trg(l

ob`g #%a, v Kli AA abuy(l s`li hn1g fn bg(k tbjn abQ s tY h abt a>`


28/106


sa vt tr#@li tblb trnli obu v"a Kli AA a s hgu v$ tY h abt a>` sa

vt trnli 11 l!k hg$l ll a tb( trg(l ob`g #%a hn1g blb ly. Ablb pb>quy

+lb pbl t6li r>g rn ab!l lug lb#sù3

- TY h abt d#=g 9%3 Li#0g ab!l lug, lil bli t" ab+u(]b1k RulBn`l, 6==7)?

- TY h abt tF9%-1=%3 Aa ali ty fn bg(k, tg fn bg(k $l f

tbli qu` sl pbWk fn bg(k a- fl (F`sj Glsur`laj ]rnduat FG]). Fl

tbl Ablb pb> Kli AA a`k ot s_ tg fn bg(k obli b1l ab abn aa

ali ty fn bg(k(]b1k Rul Bn`l, 6==7)?

- TYhabt tF1=%-0==%3 Ablb pb>tg tr%tFbtbli `l sglb x b)g,

v=g g$u ogl li#0g ab!l lug a ku` FG] (]b1k Rul Bn`l, 6==7).

K5a d FG] abQ$l f obg tYhabt tF9%-1=%, lb#li obg sa vt abt

bli hn1t trl dgl r)li tb y a3li h k)t tAl tb2t a"a oX h=l. U vy aa

ali ty fn bg(k tp b%p h1g trnli k)tpnnh, tbjn tnl f)pb fn bg(k

tbu #%a tp truli v$pnnh, v aa ali ty fn bg(k abg` hg/hRtbjn tYhli

ip trnli pnnh (]b1k Rul Bn`l, 6==7).

U=g hn1g blb fn bg(k lg trl, Ablb pb> Kli AA pbg ab+u r>g rn

op, h ab+u trab lbgk tg fn bg(k abn aa ali ty fn bg(k v ab+u

tnl f)tAl tb2t v#%t qu 1=% g v=g lli dl ku` FG].

Ab#-li trlb fn bg(k tb& libgk trl #%a f:t 6u tF 6==5 v #%a

tb"a bgl trnli 1 l!k d#=g s"bR tr%a>` YF. l l`y, Ab#-li trlb f`n

pb>7=% tb+ tr#0li. Aa tb+ tr#0li f+ f9 li9 h lb4li vli qu r)li lb#li

ssa vt lug h1g t#-li g t. YF bR tr%obli bnl h1g : trgu ZQD, ling

r` a`k ot abn v`y v=g tb0g ig`l l b1l 9 l!k v hg su2t #u g ( trg(l ob`g

ab#-litrlb trnli tb0g ig`l tb&libgk a3li lb# sù . g$uly pb6l ln

abli t9 YF v Ablb pb> Kli AA h#0li tr#=a abg pb a>` Ablb ]b>

abn vga tb"a bgl ab#-li trlb h obli lb9.

6.6.6.1 Oglb libgk a` Bl Pua

T1g Bl Pua, Aa sl pbWk lli libgp ablb f`n i/k h`, ay a a>,

h` k, rù, ay !l qu, 1g ig` sa, h%l, i, s4`, trli v a. Puy k b)sl xu2t


29/106


lb9. Aa r>g rn ablb trnli a`lb ta ay tr/li i/k fn v k#` , fl a1lb

h s#-li ig v'xul v v'li, k#` h=l? aa r>g rn ablb trnli lug tr/li tb>y

sl f`n i/k fn, ha, trg$u dli, h3 h't, tuyt r-g v tn. K'a ab tb"a bgl

FBLL a>` Ablb pb>Bl Pua h lbk igp lli dl trlb ob9g pb sl vd7dli obg pb'a tg sl xu2t? igp Al +lb abg tgu a>` Ablb pb>.

Aab tba k@ r)li ab#-li trlb a>` Bl Pua tb#0li #%a tb"a bgl

s`u tb g(k trl al#=a t1g k)t st hn1g g t#%li FB, s`u aa g t#%li

ly #%a #` vn ab#-li trlb FB ablb v trnli obg tgp t'a k@r)li tb g(k

v=g aa g t#%li oba. Q" bR tr% a>` Ablb pb> abn tb2y, g v=g ay tr/li,

Ablb pb>truli #-li bRtr%:=% pb oUtbut? abg 0==% abg pb qul h, abuy(l

oglb pb tr"a tgp abn ali ty FB v 4,4% tlb trl ka ig4h1g, ang lb#h obnl

bRtr%tg FB? ablb quy$l +` pb#-li bRtr%6:% pb oUtbut? B%p ta x - l-g

li#0g lli dl tb`k ig` FB h tblb vgl, lu a obl!li tg ablb, a3li bR

tr%tbk v$pb. Ling r`, Ablb pb>ab+u trab lbgk abg f/g tb#0li abn lb4li

obnl v#%t qu 02=% pb FB. ( a liu/l oglb pb abg abn aa obnl f/g

tb#0li ly, Ablb pb> tbu h1g :,:% tAli pb. Trnli ab#-li trlb tb>y sl,

Ablb pb>ab+u trab lbgk abg tAl tb2t trl 04=% tAli pb trnli , FB h3h't

s_bRtr%:=% pb oUtbut v 7=% abg pb qul h? FB tb>y sl bRtr%:=% pb

oUtbut v 9=% abg pb qul h (Qli Tr, 6=01).

Oglb libgk tb"a bgl FBLL @ Bl Pua abn tb2y, qu trlb tb"a bgl

FBLL a b`g pb#-li l d.l l tb2t f1g3 quy +lb pb FB qu a`n tb lli dl

obli tb`k ig`, al lu qu tb2p tb aa ali ty FB obli tb`k ig`. ]b#-li l duy

lb2t tblb ali h pbg a bRtr%pb a>` Ablb pb>fn k pb @ka ab+u #%a

g v=g lli dl v >b2p d.l g v=g aa ali ty tb`k ig`. Oglb libgk a>` Bl

Pua l!k 6==6 abn tb2y, v a tAl tb2t h=l dn a-l fn Vus` iy r` ll l!k 6==1

pb FB t!li obli >yu a6u, v aa ali ty FB rt ob9g ab#-li trlb. Dn , F)Lli libgp Bl Pua pbg ig4h1g 0==% v ab+u tAl tb2t h=l l!k , v aug ali

Ablb pb> h1g pbg li r` f/g tb#0li abn Lil bli Lli libgp Bl Pua

(Lnlibuyp). L!k 6==4, Ablb pb>pbg hp tAali ta obuyl obab aa ali ty

FB tb`k ig` v abQa lb#vy ab#-li trlb k=g pbt trg(l f$l v4li. Ot quaa


30/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij 6=

ali ty FB t#lbl tb`k ig` tr@h1g ali v=g Ablb pb>v Lnlibuyp, tbjn blb

tba b%p ta ali-t#(]]])(Qli Tr, 6=01).

U$ tAaba tb"a bgl, t1g Bl Pua, Ugl pbt trg(l FB Bl Pua tb"a

bgl +lb pb, al Lli bgp (Hgl bgp b%p ta x lli libgp) tb"a bglab#-li trlb FB ay tr/li v Li#bgp (Hgl bgp b%p ta x li#libgp) tb"a

bgl ab#-li trlb FB tb>y sl. Aa ali ty FB pbg lbl tb*trnli l#=a tb`k

ig` lbl tg FB tFLli bgp/Li#bgp? Ali ty Tg FB Bl qua tbu xp tg

FB r` l#=a ling. Ot quabn tb2y, tYhf/g tb#0li ab#-li trlb ablb h 74%

v ab#-li trlb tb g(k h 7=,9%, tF hk abn aa ali ty tb`k ig` f+ hR

(rgli l!k 6=06 tQ h tAl tb2t #=a tlb 1==%). U vy, d"tlb s`li l!k 6=01,

Ablb pb>pbg g$u abQlb t!li pb v lli tYhabg f/g tb#0li a>` Ablb pb>hl

li o(tb k=g tbu bt #%a s"tb`k ig` a>` aa ali ty FB (Qli Tr, 6=01).

Oglb libgk a>` aa l#=a abn tb2y, s"bR tr%v$ tg ablb a>` Ablb

pb>h g$u ogl a6l tbgt lb2t (duy tr ab#-li trlb pbt trg(l f$l v4li.

6.1 Fg b+a oglb libg,k rt r` t-t.li qu`l abn libgl au hu&l v/l

TFlibgl au tAli qu`l a-s@h hul v tb"a tg7l v$lbu a6u FB trnli

ab!l lug f tb+t abn tb2y3

g$u qu`l tr*li lb2t h li#0g dl a6l lbl tba li v$ FBLL v

t6k qu`l tr*li, h%g ab dn hn1g blb fn bg(k ly jk h1g, tF b* t" liuyl

tb`k ig` v obg FBLL k=g a a-b)g (blb tblb v pbt trg(l f$l v4li.

Ablb v vy fg b*a 6u tgl h a6l tuyl truy$l, pbA fgl v$ ablb sab

FBLL abn li#0g dl bg(u r. TFtb"a tg7l aa qua ig` abn tb2y, s"bRtr%a>`

Lb l#=a trnli hTlb v"a FBLL h 5a fgt a6l tbgt. Tuy lbgl, vga bR tr%

ly pbg trl a- s@ obuli pbp h v4li ab:a, obli lb2t tbgt pbg bR tr%

fli tg$l. 5a fgt h pbg a aab tba ( t!li tlb ab> )li abn lli dl.

Trl bt, a6l hk abn lli dl bg(u rli, b* h ab> tb(a>`FBLL, ll pbg

a trab lbgk tb`k ig`, v lu xy r` d+ab flb, tbgl t`g, tb g t#%li ab+u

tbgt 6u tgl v.l h lli dl. Uga tb`k ig` FBLL abQip pb6l igk tbg(u

lb4li tbgt b1g obli li a.

Fg b*a tb b`g, v`g tr qu`l tr*li a>` lb l#=a trnli vga tb"a bgl


31/106


fn bg(k ab!l lug. TF oglb libgk tb ig=g v obu v"a, ( fn bg(k lli

libgp tblb ali a6l s" bR tr% tab a"a tF Lb l#=a, aa a2p lilb, aa

dn`lb libgp fn bg(k v tnl x b)g. FBLL pbg tr@ tblb k)t ab>tr#-li,

ablb sab a>` Lb l#=a. Dn , v`g tr a>` Lb l#=a bt sa qu`l tr*litrnli vga xy d"li blb h`li pbp h, bR tr% dn`lb libgp v li#0g dl

tb`k ig` fn bg(k trnli tb0g ig`l 6u, a tlb ab2t l 6u lb#li lb l#=a

obli ll f`n a2p hTlb v"a ly.

Fg b*a tb f` h a6l a tlb sli t1n ( vga tA aba tb"a bgl fn

bg(k ab!l lug pb b%p v=g tb"a t. U$blb tba, fn bg(k ab!l lug a tb(

p d'li b`g hn1g fn bg(k3 fn bg(k tnl pb6l v fn bg(k tFli pb6l f`n

i/k ahn1g f:t fu)a h.l t"liuyl.


32/106


]BL GGG. =A G0K @ FL U ]B6LI ]B] LIBGL A$Z

1.0 'a g1k a` ` fl libgl au

1.0.0gu ogl tlbgl`. U+tr +` h

Buyl Qli H h buyl k=g #%a tab tFbuyl Hp Tb1ab tbjn Lib+

+lb s=7/L-A] liy 61/06/6==2 a>` Ablb pb>v$vga g$u abQlb +` ig=g

blb ablb buyl Hp Tb1ab tblb 6 buyl Hp Tb1ab v buyl Qli H.

Tbjn , buyl Qli H a dgl tab h 0:=,16 ok6 v v+ tr +` h lb# s`u3

pb` li igp buyl Hp Tb1ab, pb` Ty igp buyl ]b Lglb v tblb pb

Ugt Tr tQlb ]b Tb*, pb` L`k igp buyl Hp Tb1ab v tblb pbUgt TrtQlb ]b Tb*, pb` F:a igp buyl Q-l D#-li tQlb Tuyl Pu`li (Abg a'a

Tbli o buyl Qli H, 6=01).

U$tAaba blb ablb 3 Buyl Qli H a 09 -l v+blb ablb f`n i/k

05 x v 0 tb+tr2l, buyl hm5t t1g tb+ tr2l T`k Q-l v x Lb1n Q-l. Aa x, tb+

tr2l, i/k a3 F1ab H#u, A`n ]bnli, l Lbl, /li Pu, /li Tb+lb, a Fa,

Bg H"u, Hli Ali, Lb1n Q-l, Lbl 1n, Lb# Tb'y, ]b#-li Obn`l, Pu`li

Wl, Tl Hp, TWl, Wl Tb1ab v tb+tr2l T`k Q-l.

Buyl Qli H h k)t buyl kg$l lg lk @pb` Ty F:a a>` tQlb UTlb

]ba, aab tblb pb UTlb Wl obnli 6: ok v aab tb> B L)g obnli

2=ok v aab sl f`y qua tl)g fg obnli :: ok v vy trnli t#-li h`g buyl

a lbg$u a-b)g v obl!li tb"a bgl ig`n tb#-li oglb tv=g aa obu v"a hl al,

5a fgt v=g tblb pbUTlb Wl v v=g tb> B L)g (Abg a'a Tbli o buyl

Qli H, 6=01).

f.a gk ` blb, tblbli

H k)t buyl kg$l lg libn a>` tQlb UTlb ]ba, l$l oglb tabk pbt

trg(l, x` truli tk tQlb hm, h buyl tbu6l lli ` pb6l dgl tab 2t `g s&d'li

abn sl xu2t lli libgp 5a fgt h tr/li h`.

2t `g a>` buyl #%a abg` tblb 1 vli3 Uli vjl sli, vli 2t ig4`


33/106


v /g lg. Uli vjl sli h vli 2t fg a lbg$u pb s`, vli 2t ig4` v vli

/g lg +` blb xjl o_ig4` rFli v /g tb2p. 2t /g ab>yu h 2t 9, 9vli

trl ka xgt fgl ab2t. Tblb pb6l a-ig=g tb#0li h 2t tb+t lb[, tb+t truli

flb, at pb`, )pB tF4,: 5 %. y h lb4li hn1g 2t tbab b%p abn vga pbttrg(l tr/li aa hn1g ay, p d'li tgl f)OBOT vn sl xu2t lli libgp trl +`

fl buyl Qli H (Abg a'a Tbli o buyl Qli H, 6=01).

Uli G3 Aa x pb` Ty F:a buyl, i/k =9 x3 Pu`li Wl, F1ab H#u,

Hli Ali, Bg H"u, l Lbl, Lbl 1n, /li Pu. y h aa x a vli

2t lg /g, v 2t h` h=l dn r2t tbul h%g abn pbt trg(l ab!l lug3 h%l, f,

lbk, abgk at,... tbu lbp li#0g dl @vli ly bgl l`y h tb2p dn ab#` pbt

buy #%a bt h%g tbsZl a a>` klb.

Uli GG3 Uli aa x, tb+ tr2l lk ig4` buyl, i/k =: x, tb+ tr2l3

]b#-li Obn`l, Tb+tr2l T`k Q-l, Lb1n Q-l, Tl Hp, Lb#Tb'y y h aa x

a +` blb t#-li g fli pb\li r2t tbul h%g abn vga tbk a`lb h`, k fn

`l lglb h#-li tb"a abn tnl buyl.

Uli GGG3 Uli aa x lk pb` L`k buyl, i/k =: x3 Wl Tb1ab,

/li Tb+lb, TWl, a Fa, A`n ]bnli. y h aa x lk trnli vli tr3li

a>` buyl, ay tr/li h` h ab> h"a, bgl l`y aa x ly `li lk trnli vli

quy bn1ab 0 h` 0 a a>` tQlb.

TbAlb#,li a>` buyl #%a lb ig lb#s`u3

(0)t pb s`

- 2t pb s` ku lu lb1t, truli tlb t abu`, #%a sli H f/g :p bli

l!k. 2t truli tlb, t abu`, a ot a2u vgl d1li t-g xp, igu dglb d#,li, pb

b%p v=g sl xu2t ay ku v ay ali libgp li:l liy, a6l ab k` v'igjntr/li (trlb lip li vn k` k#`.

- 2t pb s` obli #%a f/g a ku lu lb1t, truli tlb, t abu`, ihy

truli flb bn5a ihy k1lb, +` blb tb2p, tblb pb6l a-ig=g l5li, )pB tF

5,5-9,:.


34/106


- 2t da t'vjl /g obli f1a ku #%a blb tblb @vjl /g lg tb2p,

t1n ll lb4li alb /li lb9, b[p d1li fa tb`li.

- 2t pb s` xjl ig4` vli /g lg, d*a tbjn vjl sug t1n tblb lb4li

alb /li dg, lb9b[p, )pB a`n, tblb pb6l a-ig=g lb[, obl!li ig4l#=a

tt, tbul h%g abn vga tbk a`lb t!li v'.

(6)t g lg

- 2t Ejr`hgtga fgl Ag dn tr/li h` l#=a obli f1a ku.

- 2t Ejr`hgtga ku lu vli pbt trg(l trl l$l pb s` aA.

- 2t Ejr`hgtga ku vli bn5a 9pbt trg(l trl pbgl tb1ab st. y h

hn1g 2t pb b%p v=g tr/li rFli abn l!li su2t a`n, @lb4li vli 2t da d#=g6==tbab b%p abn pbt trg(l ay !l qu, ay ali libgp.

- 2t Ejr`hgtga vli 9bn5a vli xk pbt trg(l Kàk` abu` a 5a

g(k 2t abu`, t6li 2t k5t k9li, tbab b%p abn pbt trg(l hk libgp.

- 2t Ejr`hgtga vli 9bn5a vli xk pbt trg(l s` tb1ab Puàzgt au)g

ot, d!k ot.

- 2t Ejr`hgtga trl lg.

lb ig abuli vkt tblbli3

- Lbk 2t +` Tblb v=g lbg$u hn1g 2t v trl lbg$u +` blb oba lbù,

xjl o_ig4` vli /g lg tb2p v lb4li alb /li lb9b[p r2t b%p v=g vga pbt

trg(l rFli (fn vkg tr#0li sglb tbg v tr/li aa hn1g ay ali libgp hu

l!k v ay !l qua ig tr+oglb tlb#3 k` liuyl hgu...y s_h tbk1lb

a>` buyl obg pbt trg(l aa ay ali libgp.

- Lbk 2t Tb>y tblb pbl ft#-li g tp truli r2t tbul h%g abn xyd"li aa ali trlb b1 t6li dl d'li, aa obu ali libgp v tr/li ay h#-li

tb"a, ay rù qua ig tr+oglb ta`n.


35/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t ]`ij 6:

a. Ob b!u tby vl

Qli H lk @obu v"a sli B/li ll k`li aa 5a g(k ob bu tb0g

tgt vli abu tbAsli B/li h ob bu lbgt =g, Wk, ig k`. K)t l!k abg`

tblb b`g k` r rt3 k` lli Wk on dg tFtbli 4 l tbli 0= v=g 5a g(k

l:li lli k#` lbg$u Wk )a`n. K` ob b`lb on dg tFtbli 00 l tbli 1

l!k s`u a 5a g(k b`lb ob v rt. Ig4` b`g k` lli Wk v ob b`lb a b`g

tb0g ig`l abuy(l tgp blb tblb l$l ob bu fl k`3 Rul, B1, Tbu, li.

U=g 5a g(k ob bu ly r2t tbul tgl abn k)t l$l lli libgp ` d1li pbnli

pb v$ab>li hn1g sl pbWk.

+ Lbgt )truli flb l!k h 66nA lbgt ) tg a`n tuyt g n #%a h

4==A (n vn tbli 9), lbgt )tg tb2p h 9nA (tb#0li vn tbli igli) (Abg a'a

Tbli o buyl Qli H, 6=01).

+ H#%li k#` bli l!k 61== - 6:==kk lb#li pbl f obli $u

tb#0li tp truli ab>yu vn k` lli Wk (tbli 6 v tbli 9). Dn vy k`

k#` tb#0li xy r` li h't @ lb4li vli 2t tr3li obli tgu #%a o+p

l#=a(Abg a'a Tbli o buyl Qli H, 6=01) .

+ H#%li fa x1 lbgt truli flb h 066,2Oa`h/k6 (Abg a'a Tbli o

buyl Qli H, 6=01).

+ TAli tab l hl t=g 2=1=nA/l!k (Abg a'a Tbli o buyl Qli H, 6=01).

Buyl Qli H ab+u lb b#@li tr"a tgp a>` ab) tb>y v!l sli H

abgk t=g 2= - 7=% tAli h#%li l#=a a>` buyl tp truli ab>yu vn k` k#`.

K"a l#=a vn k` ob flb qul trl 0.1==ak, a`n lb2t h 6.016 ak. Ling r`

hli sli H r)li ll tbul tgl abn vga pbt trg(l ig`n tbli #0li tbuYa>`

tQlb UTlb ]ba lg abuli v buyl Qli H lg rgli (Abg a'a Tbli o buylQli H, 6=01) .


36/106


1.0.6gu ogl oglb t- x bg

1.0.6.0 Tlb blb pbl fv sd!li t

2t `g h g$u ogl qu`l tr*li, tb`k ig` vn k*g bn1t )li a>` anl

li#0g. Dn vga ob`g tba v s& d'li liu/l tg liuyl ly g b9g pbg s&

d'li b%p h v bgu qu. KRg k)t +` pb#-li a lb4li g$u ogl tbul oba

lb`u v$ +` blb, +` ab2t v pb#-li b#=li pbt trg(l oglb tx b)g. H k)t

buyl kg$l lg a>` tQlb UTlb ]ba, Qli H a lb4li +lb b#=li pbt trg(l v

h%g tb sn slb rgli. Q hgu v$bgl tr1li a-a2u v s&d'li 2t `g #%a tb(

bgl qu` fli 6.0, a' tb( lb# s`u3 Pu` fli 6.0 abn tb2y a- a2u 2t `g a>`

buyl Qli H ab>yu h 2t lli libgp (abgk i6l 9= % tAli dgl tab 2t t"

lbgl). Trnli a-a2u aa hn1g 2t `li a xu b#=li tb`y Ag tbjn tFli l!k.

Dgl tab 2t lli libgp a xu b#=li igk qu` 1 l!k, a' tb( h igk

dgl tab tr/li ay bli l!k, 2t tr/li ay hu l!k v k)t pb6l dgl tab lug

tr/li tb>y sl. Liuyl lbl ab>yu h dn dgl tab tr/li ay bli l!k v ay

hu l!k igk qu` tFli l!k. Trnli igk k1lb lb2t h dgl tab 2t tr/li ay

hu l!k, flb qul igk 0,04% k)t l!k, 2t tr/li ay bli l!k flb qul

igk =,57% k)t l!k.

Dgl tab 2t pbg lli libgp a xu b#=li t!li hl k)t aab r rt. Ab>

yu dgl tab ly t!li hl h dn lbu a6u abn 2t @, xy d"li, 2t hk #0li ig`n

tbli. Trnli t!li k1lb lb2t h lbk 2t abuyl dli, flb qul t!li 1,00

% k)t l!k.


37/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t

Fli 1.0 Bgl trli s"dli t buyl Qli H qu` 1 lk 6=00-6=01

QTT Ab4tgu UT

L/k 6=00 L/k 6=06 L/k 6=01

DT AA(%) DT AA(%) DT A(G T.li dg,l tab t t)lbgl b` 0:.=10,99 0== 0:.=10,99 0== 0:.=10,99 0 t lli libg,p b` 0=.672,92 52,:0 0=.6:2,92 52,6: 0=.601,26 590.0 2t sl xu2t lli libgp b` 5.607,:= 5=,17 5.097,75 5=,64 5.01:,== 5=0.0.0 2t tr/li ay bli l!k b` 4.696,74 52,9= 4.6:6,74 52,26 4.606,74 520.0.6 2t tr/li ay hu l!k b` 0.745,:5 10,1= 0.769,=6 10,02 0.766,=5 100.6 2t hk libgp b` 1.767,2= 12,05 1.767,2= 12,10 1.767,2= 120.6.0 2t rFli sl xu2t b` 6.2=1,:0 90,14 6.2=1,:0 90,14 6.2=1,:0 900.6.6 2t rFli pbli b) b` 0.065,67 62,55 0.065,67 62,55 0.065,67 620.1 2t lug tr/li tbuYsl b` 042,12 0,44 049,76 0,44 049,76 0

0.4 2t lli libgp oba b` 0,0 =,=0 0,0 =,=0 0,0 =6 t pbg lli libg,p b` 1.9:5,44 64,77 1.975,44 6:,6: 1.240,4= 6:6.0 2t @ b` 457,4: 06,: 491,7: 06,:= 492,52 066.6 2t abuyl dli b` 0.925,=4 49,:: 0.260,:4 49,72 0.250,99 426.1 2t tl ign tl li#,li b` 04,66 =,12 04,66 =,19 04,66 =6.4 2t libT tr`li libT +` b` 74,20 6,:6 74,20 6,:= 72,20 6

6.:2t sli sug v k5t l#=aabuyl dli

b` 0.170,76 19,=: 0.170,76 15,55 0.170,76 15

1 t ab s5dli b` 795,:: 5,: 795,:: 5,:= 795,:: 5GG K:t sab4tgu flb qul0 2t tr/li ay bli l!k/b) Qn :,5: :,42 :,67

6 2t tr/li ay bli l!k/obWu Qn 0,1= 0,62 0,65

12t tr/li ay bli l!k/h`n)li

sn 6,:5 6,47 6,40

(Liul3 Abg a!a tbli o


38/106


1.0.6.6. Tlb blb dl sv h`n li

Dl sv h`n )li h yu ta qu`l bkt tbgt v=g s"pbt trg(l oglb t,

x b)g a>` kRg +` pb#-li. Trnli lb4li l!k qu`, a- a2u b)v h`n )li a>`

buyl a lb4li s"tb`y Ag h=l. g$u #%a tb(bgl r2t r qu` fli 1.6.

Trnli a-a2u b), sb)lli libgp v.l abgk @ka a`n, l!k 6=00 s

b)lli libgp abgk t=g 22,72 %. g$u ly abn tb2y sl xu2t lli libgp @

Qli H li v`g tr bt sa qu`l tr*li g v=g au)a sli a>` li#0g dl. Lb#li

a-a2u b)lli libgp `li a xu b#=li igk d6l, y a3li h g$u pb b%p v=g

xu tbpbt trg(l abuli a>` al#=a.

U$h`n )li, trnli lb4li l!k vF` qu` tAli sh`n )li t!li hl kRg l!kobli lbg$u. H`n )li trnli hTlb v"a lli libgp v.l abgk tY h r2t a`n, t=g

2=,26 % trnli l!k 6=00, g$u ly abn tb2y lli libgp ig4 v`g tr ab>1n

trnli pbt trg(l oglb t, x b)g a>` buyl Qli H. Tuy lbgl, h`n )li lli

libgp `li a xu b#=li igk li o(, truli flb kRg l!k igk 4,10 %. H`n

)li pbg lli libgp a>` tnl buyl abgk tY hob obgk tl, abQ07,02 %

l!k 6=00, lb#li `li a xu b#=li t!li k1lb, truli flb kRg l!k t!li

65,0:%. H`n )li lli libgp ling tb0g v' r2t lbl rRg, a lbu a6u tk vga

hk h=l, dn a6l a +lb b#=li pbt trg(l ` d1li b` sl xu2t lli libgp,

pbt trg(l aa lilb lib$lli tbl (igg quyt vga hk abn li#0g h`n )li.


39/106

Ba vgl Lli libgp Ugt L`k Hul vl Tba sObn` ba Oglb t

Fli 1.6 Tlb blb dl sv h`n li buyl Qli H qu` 1 lk 6=00-6=

Ab4tgu UT

L/k 6=00 L/k 6=06 L/k 6=01 T

QHAA

(%)QH

AA

(%)QH

AA

(%)6=06/6=

G.TAli sb) B) 6=.77: 0== 60.:4= 0== 66.01: 0== 0=6,:

0.B)LL B) 02.520 22,72 02.767 29,22 07.060 25,12 0=0,1

6.B)pbg LL B) 6.104 00,=6 6.500 06,06 1.=04 01,56 006,2

GG.TAli slbl obWu Li#0g 70.06= 0== 76.071 0== 71.076 0== 0=0,0

GGG.TAli sh`n )li Li#0g 45.172 0== 49.122 0== 42.:=1 0== 0=6,0

0.H`n )li LL Li#0g 19.472 2=,26 5.1:5 95,96 14.14= 9=,2= 75,7:

6.H`n )li pbg LL Li#0g 2.7== 07,02 00.=16 61,62 04.051 67,6= 061,7

GU.K)t sabQtgu FP

0.FP lbl obWu/b) Li#0g 4,14 4,62 4,60

6.FP h`n )li/b) Li#0g 6,60 6,6= 6,61

(Liul3 Abg a!a Tbli o buy


40/106

1=

1.0.6.1.gu ogl a"sbtli

A-s@vt ab2t oU tbut tb(bgl trlb ), l!li h"a sl xu2t a3li lb#s"

pbt trg(l oglb tx b)g a>` +` pb#-li. A-s@vt ab2t h g$u ogl obli tb(

tbgu #%a trnli k*g bn1t )li a>` 0g sli x b)g. Ka tr`li f+vt ab2t oU

tbut liy ali a`n tb sl xu2t ali pbt trg(l, l!li h"a pbt trg(l oglb tlfy

ali lbg$u. Tuy lbgl, vga tr`li f+a-s@vt ab2t oU tbut pbg k fn tlb

b%p h v /li f), pb b%p v=g trlb )qul h v g$u ogl sl xu2t a'tb(a>`

tFli vli, tFli +` pb#-li tb k=g k`li h1g bgu qu oglb t a`n. Trnli qu

trlb pbt trg(u oglb tx b)g a>` kRg qua ig` b`y k)t vli, k)t +` pb#-li tb

btbli a-s@b1t6li a6l tbgt v tr"a tgp pb'a v'abn sl xu2t oglb dn`lb.

h a-s@b1t6li pb'a v'ig`n tbli vl tg, btbli a-s@b1t6li pb'a v'tbli

tgl hgl h1a, a-s@b1t6li pb'a v'abn ig`n h#u ful fl, a-s@b1t6li pb'a v'abn ign d'a, a-s@b1 t6li pb'a v'abn y t, a-s@b1 t6li sglb bn1t vug ab-g

igg tr v btbli a-s@b1t6li pb'a v'abn sl xu2t lli libgp.

Lb4li l!k qu`, #%a s"bRtr%a>` tQlb v s"lRh"a a>` tnl dl ali

aa f`l lilb nl tb(trnli buyl, a-s-vt ab2t oUtbut v a-s@b1t6li a>`

buyl liy ali #%a lli a2p v bnl tbgl.

Tnl buyl a 0= tr1k f-k v a 4: ok olb k#-li #%a ogl abn,

t1n g$u ogl tbul h%g abn s"pbt trg(l lli libgp tbjn b#=li slr xu2t bli

bn tp truli a>` buyl. Buyl a btbli #0li ig`n tbli tbul h%g (#0lisli igp r`lb v=g Tblb pb Ugt Tr, buyl ]b Lglb tQlb ]b Tb*, #0li

sli al h l-g ig`n h#u aa bn1t )li oglb dn`lb, ful fl ig4li#0g dl a>`

buyl v=g aa tA aba oglb dn`lb trl ob:p k*g kg$l 2t l#=a? #0li f) a

tuyl ab1y hl buyl Q-l D#-li, tQlb Tuyl Pu`li a3li r2t tbul h%g abn aa

bn1t )li ig`n h#u ful fl v=g aa vli oglb toba.)


41/106

10

Fli 1.1 Asbtli tr`li tbgt fabn buyl Qli H trnli

ig`g nl 6=00 - 6=01

Ab4tgu UT 6=00 6=06 6=01

G. Tb>y h%g Tr1k - - -0. TAli str1k f-k Tr1k 0= 0= 0=

Tr1k t#=g Tr1k 9 9 9

Tr1k tgu Tr1k 1 1 1

6. Olb k#-li ogl ab` ok 69,6 1=,6 4:,6

GG. A-s@b1t6li pb'a v'ig`n tbli vl tg

#0li qua h) Tuyl =0 =0 =0

#0li tQlb h)v l)g tb+ Tuyl =0 =0 =0

Fl xj Fl =0 =0 =0

#0li sli Fl =0 =0 =0

GGG. A-s@b1t6li pb'a v'abn tbli tgl hgl h1a

F#u gl buyl Tr1k =0 =0 =0

F#u gl x, tb+tr2l F.gl 09 09 09

GU. A-s@b1t6li pb'a v'abn ign d'a

Qtr#0li a2p GGG Tr#0li =0 =6 =6

Qtr#0li a2p GG Tr#0li 09 09 09

Qtr#0li a2p G Tr#0li 02 02 02

Qtr#0li k.u ign Tr#0li 14 14 14U. A-s@b1t6li pb'a v'abn W t

Qflb vgl F.vgl =0 =0 =0

Qtr1k W t Tr1k 09 09 09

UG. Qali trlb pba h%g

Ql ab-g tb(d'a tb(tb`n Ag 14 14 14

Lb v!l bn Lb 01= 01= 01=

Ab% Ag =9 =9 =9

(Liul3 Abg a!a tbli o buyl Qli H, lk 6=01)Ling r`, buyl al a btbli a-s@b1t6li pb'a v'abn tbli tgl hgl

h1a, pb'a v'abn oglb dn`lb ful fl, pb'a v'abn ign d'a, y t, sglb bn1t v!l

bn a3li obli liFli #%a lli a2p v s&d'li a-fl `li trnli ig`g n1l


42/106

16

bnl tbgl tbjn aa tgu ab a>` ab#-li trlb lli tbl k=g trnli k'a tgu qua

ig` lbk k fn s"libgp ALB- BB 2t l#=a.

1.0.6.4 Ot qusl xut oglb dn`lb a` buyl

Ali v=g s"pbt trg(l abuli a>` al#=a, lb4li l!k qu` buyl Qli H a lb4li f#=a pbt trg(l av$oglb tv x b)g. g$u ly #%a tb(bgl r

qu` fli 1.4.

TAli ig tr+sl xu2t a>` tnl buyl hgl t'a t!li, ka t!li flb qul h

01,=0 %/ l!k.

TYtr*li lilb lli libgp v.l `li @ka r2t a`n, t=g 42,:5%/l!k vn

l!k 6=00 lb#li `li a xu b#=li igk d6l qu` tFli l!k. Aa lilb ali

libgp-TTAL-xy d"li v tb#-li k1g, d+ab v'`li a abg$u b#=li t!li k1lb.

y h k)t xu b#=li t2t yu v h ab>tr#-li k lb l#=a t` `li b#=li t=g.

* Usl xut lli hk tby sl3

- Tr/li tr*t3 Ab>yu pbt trg(l k)t shn1g ay lb#h`, li, s:l, h1a, R

t#-li v k)t shn1g r`u ku aa hn1g.

- Ab!l lug3 yu pbt trg(l ab!l lug ig` sa lb#tru, f,

h%l v ig` a6k lb#i, v+t. Tbjn +lb b#=li pbt trg(l oglb t, x b)g a>` buyl

`li ab tr*li Wy k1lb pbt trg(l ab!l lug. Tb>y sl @y al ab#` pbt

trg(l, dgl tab lug tr/li al b1l ab.

Ql xu2t lli libgp trnli lb4li l!k i6l y `li pbt trg(l tbjn

b#=li sl xu2t bli b` v=g quy k h=l. Trnli lb4li l!k qu`, sl xu2t lli

libgp pbg g k5t v=g r2t lbg$u r>g rn lb# tbgl t`g, d+ab flb. Lb2t h trnli

ab!l lug, tb0g tgt dg7l fgl pba t1p v d+ab flb iy lb b#@li h=l l ot

qusl xu2t oglb dn`lb a>` li#0g dl, obgl tbu lbp al tb2p v r2t f2p flb.


43/106

11

Fli 1.4 Ot qusl xut oglb dn`lb buyl Qli H ig`g nl 6=00-6=

Ab4tgu6=00 6=06 6=01

QH(tr.) AA(%) QH(tr.) AA(%) QH(tr.) AA(%)

G.TAli ig tr+sl xu2t 0.5=5.4:0 0== 0.267.0=6 0== 6.=:0.990 0==

0.Llihktb>y sl 92=.=71 42,:5 262.955 4:,10 2:9.24: 40,20

6.AL-RD-TTAL 429.297 1=,19 :7.0:4 16,60 579.2=9 14,=0

1.Tb#-li k1g, d+ab v' 112.497 60,=9 400.026 66,42 475.007 64,02

GG.K)t sabQtgu FP

0.Ig tr+sl xu2t/b) 95,:6 24,76 76,57

6.Ig tr+sl xu2t/obWu 09,51 07,24 66,=6

1.Ig tr+sl xu2t/h`n )li 14,56 12,:7 46,1=

(Liul3 Abg a!a tbli o


44/106

14

- U$hk libgp3 Buyl Qli H a dgl tab rFli t#-li g h=l, dn

a6l fn v, ob`g tba v s&d'li b%p h (t1n r` bgu quoglb ta`n.

* Ali libg,p-TTAL-Ry d)li3Lbl abuli @Qli H ig tr+sl xu2t

v tYtr*li li ip abn +` pb#-li a>` hTlb v"a ly al t#-li g obgk tl,abQ@ka 1=,19 % vn l!k 6=00. TY tr*li ly `li a xu b#=li liy ali

t!li, ab>yu h pbt trg(l TTAL v sl xu2t vt hgu xy d"li. Q"pbt trg(l a>`

TTAL h bt sa a6l tbgt ( abn s" pbt trg(l oglb t, x b)g abuli a>` tnl

buyl, 5a fgt h igg quyt h"a h#%li r2t h=l h`n )li @lli tbl v h`n )li

lli libgp trnli tb0g oXlli lbl.

* Tbli k"g, dab v3 K5a d bgl l`y hTlb v"a ly abgk tY tr*li

t#-li g tb2p lb#li `li a xu b#=li t!li k1lb, d6l p li #%a aa k5t

bli tbgt yu pb'a v'lbu a6u tgu dli a>` lbl dl. Aa bn1t )li d+ab v'3

vl tg? f#u ablb, vg7l tbli? tl d'li, lil bli `li liy ali #%a ab

tr*li v lli a`n ab2t h#%li pb'a v', ip pb6l vn qu trlb pbt trg(l oglb t,

x b)g a>` tnl buyl.

6.6 ]bli pbp libgl au

6#$#% '()*+ ,(-* ./=b

Obuli pbl tab tk t:t qu trlb tb"a bgl libgl au a>` $tg lb#tb

ln. (igg quyt k'a tgu $r` h pbl lb tb"a tr1li lbu a6u tb`k ig` fn

bg(k lli libgp trnli ab!l lug f tb+t v $xu2t k)t sigg pbp lbk t!li

a#0li, tbu bt aa b)tb`k ig` fn bg(k lli libgp trnli ab!l lug f tb+t trl

+` fl buyl, l)g duli tgp al lb#s`u3


45/106

1:

Q1.0 Obuli pbl tab lbu a(u FB abn ab/l lug f tbt

Lbu a(u fn bg1kabn ab/l lug f tbt a` aa b:lli dl

g v=gli#0g ab!l

lug

Igg pbp

g v=gdn`lb libgp

FB

g v=g qu`l hg

qu`l

g v=g Lbl#=a

TFpb`li#0g

ab!l lug

TFpb`dn`lblibgp

fn bg(k

TFpb`lb l#=a

Aa yu tlb b%li t9g lbu a(utb`k ig` FBLL a` aa b:ab/l lug f tbt


46/106

15

1.6.6 ]bli pbp tbu tb!p shgu, tbli tgl

1.6.6.0 Qhgu tb#ap

- Tbu tbp qu` sab, ign trlb, fn, t1p ab, aa wjfsgtj hgl qu`l l $

tg libgl au.- Tbu tbp s hgu tF Abg a'a tbli o buyl Qli H, ]bli Lli

libgp &]TLT buyl Qli H.

1.6.6.6 Qhgu s"ap

Q hgu s-a2p #%a tbu tbp fli aab g$u tr`, pb9li v2l aa b)ab!l

lug f tb+t trl +` fl buyl tbli qu` pbgu g$u tr` #%a xy d"li tr#=a.

L)g duli g$u tr`, pb9li v2l tp truli vn tlb blb ab!l lug f tb+t, lbu a6u

tb`k ig` FB abn ab!l lug f tb+t, ka sZl hli abg trabn vga tb`k ig` FB

abn ab!l lug f tb+t a>` aa b).

A!l a vn tlb blb OT-RB a>` buyl Qli H, (k fn tlb 1g

dgl a3li lb#tb0g ig`l libgl au a>` $tg tg tgl blb g$u tr` li.u lbgl

7= b) t1g 1 x 1g dgl abn ab!l lug f tb+t a>` buyl, h3 R Bg H"u, x

Lb1n Q-l v x a Fa. 5a g(k a-fl a>` aa x ly lb# sù3 Bg H"u h

x a dgl tab t"lbgl h=l, a lbg$u /g, i, /li a9h=l? a Fa h x a dgl

tab fg f/g vjl sli h=l, a ig`n tbli #0li tb>y pbt trg(l? Lb1n Q-l h x

lk st Truli tk buyl, lbg$u b)ab!l lug ogk bn1t )li pbg lli libgp,a btbli ig`n tbli tbul tgl.

Qù , h"` ab*l li.u lbgl 7= b)tbjn aa quy k ab!l lug3

+ Puy k lb93 Lug d#=g 1 anl/l!k.

+ Puy k vF`3 Lug tF1-: anl/l!k.

+ Puy k h=l3 Lug tF5 anl/l!k tr@hl.

A'tb(#%a g$u tr` tbjn fli 1.: lb#sù3

Fli 1.: K0u bgu tr`

Ab4tgu Qh!li (b:) Aau (%)

Puy k h=l 1= 11,11

Puy k vF` 1= 11,11

Puy k lb9 1= 11,11

TAli 7= 0==


47/106

19

1.6.1 ]bli pbp x"h v pbl tab shgu

1.6.1.0 ]b"li pbp tbli o k t

]b#-li pbp tbli o k ts&d'li aa abQtgu lb#3Qt#-li g, s

tuyt g, s flb qul v dy s fgl )li tbjn tb0g ig`l (k t, lb igtb"a tr1li lbu a6u tb`k ig` FBLL trnli ab!l lug f tb+t a>` aa b).

1.6.1.6 ]b"li pbp sn slb

$tg s&d'li pb#-li pbp sn slb v=g aa tbli tgl tbu tbp #%a trl

a-s@shgu g$u tr` ig4` aa b)s_#%a pbl tAv sn slb v=g lb`u (lb

ig #%a lbu a6u tb`k ig` FB ab!l lug f tb+t ig4` aa g t#%li tbjn quy k

ab!l lug, tbjn pb#-li tba ab!l lug, tbjn tr*li h#%li xu2t abu/li, tbjn tbu

lbp trl 6u anl, tbjn )tuAg a>` ab>b), tbjn ig=g tlb a>` ab>b), tbjn trlb)abuyl kl a>` ab>b). TF #` r` ot hul a a!l aobn` b*a abn aa

igg pbp k)t aab tbab b%p.

1.6.1.1 ]b"li pbp tn d$li tbtrli (AUK)

A-s@a>` pb#-li pbp t1n d"li tb+tr#0li trnli libgl au ly h tk

bg(uobl!li sZl hli abg tra>` b)ab!l lug f tb+t (YT]) v$s"tb`y Ag

a>` ablb sab FBLL. B`y lg aab oba y h pb#-li pbp lb ig v$

lbu a6u FBLL t"liuyla>` aa b)ab!l lug f tb+t.

]b#-li pbp AUK s& d'li oU tbut g$u tr`, pb9li v2l tr"a tgp

lb4li li#0g h ab>bn5a li#0g qul h b). T1g lb4li l-g k obli aig a>`

tb+ tr#0li, abli t` a tb( tblb hp, xy d"li k)t tb+ tr#0li lbk tk r`

obnl li#0g tgu dli sZl hli abg tr (YT]).

Dn vga ku` fn bg(k lli libgp a>` li#0g lli dl al abgk tYhr2t

tb2p v vy dli pb#-li pbp AUK ( t1n r` k)t tb+ tr#0li fn bg(k trnli

ab!l lug f tb+t. ]b#-li pbp ly #%a tgl blb tbjn 5 f#=a3

F#=a 03 Ab*l oU tbut pb9li v2l (Tb#, gl tbn1g, pb9li v2l tr"a tgp).

Trnli $tg ly tg ab*l oUtbut pb9li v2l tr"a tgp aa b).

F#=a 63 Tbgt oau b9g pb9li v2l.

F#=a 13 Ab*l tgl trlb, aab tb(bgl au b9g.


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12

F#=a 43 ]bl tab shgu.

F#=a :3 Og(k tr`, lb ig )ablb xa a>` ot qu.

F#=a 53 D"` vn ot qutk #%a (suy hul $lib+.

1.6.4 Btbli abtgu libgl au`) Abtgu pbl lb gu ogl oglb t- x bg a` buyl Qli H3

- Aa abQtgu v$2t `g, dl s, h`n )li a>` buyl qu` 1 l!k?

- Aa abQtgu v$tlb blb sl xu2t, a-a2u oglb ta>` buyl qu` 1 l!k.

f) Abtgu hgl qu`l l aa babl lug f tbt %a gu tr`

- TuAg ab>b)

- Trlb )abuyl kl a>` ab>b)

- Flb qul lbl obWu / b)

- Flb qul h`n )li/b)

- Qf flb qul/b)/l!k

- Oglb libgk ab!l lug f tb+t a>` b)

- Tr*li h#%li xu2t abu/li flb qul/anl

a) Abtgu lb ig lbu au tb`k ig` FBLL abn abl lug f tbt a` aa b

- TYhb)a lbu a6u tb`k ig` FBLL3

Qb)a lbu a6u tb`k ig` FBLL

; TAli sb)g$u tr`

- TYhb)a bg(u fgt v$ablb sab FBLL3

Qb)a bg(u fgt v$ablb sab FBLL;

TAli sb)g$u tr`

- AbQtgu lb ig lbu a6u v$ka f/g tb#0li a>` fn bg(k

- AbQtgu lb ig lbu a6u v$a-qu`l lb ig tbgt b1g- AbQtgu lb ig lbu a6u v$blb tba abg trFB

- AbQtgu lb ig lbu a6u v$tb0g b1l abg trf/g tb#0li

- AbQtgu lb ig lbu a6u v$blb tba ku` fn bg(k

- Ka sZl sli abg trflb qul a>` b)obg tb`k ig` FB ab!l lug3


49/106

17

;

;

;k

o

o

k

o

oo

l

lwtp

wtp

0

0

*

Trnli 3

wtp 3 ka YT] truli flb li#0g dl sZl sli ku`

o3 abQsa>` aa ka YT], o ; (0, k)

k3 aa ka YT] li#0g dl sZl sli abg tr

lo3 sb)dl #%a g$u tr` li v=g ka YT]o

wtpo3 ka YT] tbo

Vgli g v=g aa b)dl obli fli hli abg trtb ig+lb ka YT];=


50/106

4=

]BL GU. OT PZLIBGL A$Z U TBN HZL

4.0 Tlb blb ab/l lug f tbt a` buy,l Qli H

4.0.0 Tba trli abl lug f tbt a` buyl Qli H

Trnli lb4li l!k i6l y, oglb tbuyl Qli H a lb4li f#=a pbt

trg(l k1lb k_ a v$ ali libgp - d+ab v' a3li lb# lli libgp lli tbl.

Trnli a-a2u lilb llilibgp tb ab!l lug #%a xa +lb h tbk1lb a>`

buyl v `li #%a ab tr*li pbt trg(l.

Tr#=a og`, ab!l lug f tb+t ab>yu tbjn b#=li ab!l tbt"dn, ab>yu tl

d'li tba !l tbF` trnli ig` lb v tl d'li h`n )li lbl rRg. F lug ab>yu hh2y sa ay, on, obg ln hn1g tbg tb fl f tb+t. Tuy lbgl, lb4li l!k i6l y dn

qu trlb a-ig=g b` sl xu2t, #` lbg$u ky ka tbgt f+bgl 1g vn sl xu2t lli

libgp, lb2t h ky ay tb lug f h2y tb+t tr@tblb b#=li ab!l lug ablb.

]b#-li tba ab!l lug ab>yu bgl l`y h lug lbt bn5a lug fl ab!l tb

(lug lbt ot b%p v=g ab!l tbtl d'li). Puy k a>` aa b)ab!l lug f tb+t tb`y

Ag ty tbu)a vn g$u ogl oglb ta>` tFli b). Bgl l`y, lbg$u b) k@r)li quy

k ab!l lug lb0 a lb4li oglb libgk v h%g lbul trnli ab!l lug f tb+t.Lb#li vga k@r)li quy k ab!l lug @aa b)obli pbg h vga hk -l igl v

tbgu vl v s%r>g rn a`n. g v=g lb4li b)ly b*ang ab!l lug f abQh blb tba

tgt ogk tba !l tbF` trnli ig` lb v sl pbWk pb'trnli lli libgp. Fl a1lb

, liy ali a lbg$u b)dl 6u t#pbt trg(l ab!l lug v=g quy k h=l, jk h1g

bgu quoglb tab!l lug f tb+t a`n b-l. Lbl abuli, ab>yu v.l h ab!l lug

tbjn quy k lb9hS, ab#` a k)t tr`li tr1g ln ab!l lug f tb+t. g$u ly tb"a s"

ab#` t#-li xli v=g tg$k l!li a>` buyl v trnli t#-li h`g a6l a obn1ab k@r)li quy k l f tb+t (jk h1g bgu quoglb ta`n b-l, pbt buy v ob`g tba

tg ` tg$k l!li a>` + pb#-li.


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40

Fli 4.0 Tlb blb abl lug f tbt a` buyl Qli H qu` 1 lk (6=00 -

Ab4tgu UT 6=00 6=06 6=016=06/6

0. T.li l f anl 05.:97 04.:77 07.645 2

- F +` pb#-li anl :.2=1 1.:=4 1.5:9 5

- F h`g Qgld anl

0=.995 00.=7: 0:.:27 0=6.Ql h!li tbt T2l 0.727,42 0.279,29 6.574,44 7

- F +` pb#-li T2l :2=.1 1:=.4 15:.9 5

- F h`g Qgld T2l 04=7.02 0:49.49 6162.94 0=

1. I` trsl xut Tr. 71.590 0==.292,7 0:5.2:6,1 0=

- F +` pb#-li Tr61.606 0:.952 09.029,7 5

- F h`g Qgld Tr 9=.4:7 2:.00=,7 017.554,4 06

(Liul3 ]bli Lli libgp & ]TLT


52/106

46

Pu` fli 4.0 t` tb2y tAli l f tb+t a>` buyl a xu b#=li t!li. Tuy lbgl,

l!k 6=06 sh#%li f tb+t igk sn v=g l!k 6=00 h 00,74 %. Liuyl lbl h dn trl

+ fl buyl l!k 6=00 ab+u lb b#@li a>` %t rt k, rt b1g on dg v d+ab flb

h@k/k hnli kli trl l ig` sa lg abuli v l f tb+t lg rgli. Tuy lbgl,

l l!k 6=01, tAli l f t!li tr@h1g.

5a fgt, t` tb2y a s"abuy(l d+ab r rt trnli a-a2u l f tb+t a>` a

buyl. TYhf h`g Qgld $u t!li k1lb bli l!k, g$u ly abn tb2y li#0g ab!l

lug ab l l!li su2t, ab2t h#%li a>` l f. Lb0#` igli f h`g Qgld

vn ab!l lug k l!li su2t, sl h#%li tb+t a>` l f t!li lb`lb abli. Lu

lb#l!k 6=00, tYhf h`g Qgld abQabgk 54,7 % tb l l!k 6=01 anl sly

hl t=g 20,4 %. Tuy lbgl, #` igli f h`g vn ab!l lug a3li g b9g li#0g

ab!l lug pbg a s"6u t#a`n b-l av$vl v yu a6u oU tbut trnli ab!l

lug a3li ob:t obj b-l.

Lb#vy a tb(tb2y rli lug f tb+t @Qli H h k)t b#=li g li :l v

v ali qu`l tr*li trnli +lb b#=li pbt trg(l oglb ta>` tnl buyl. U=g g$u ogl

t"lbgl, oglb t, x b)g trl + fl r2t a tg$k l!li abn vga k@r)li quy l f

igp abn 0g sli a>` li#0g dl lli tbl liy ali #%a ag tbgl. Tuy lbgl,

ab!l lug f yu a6u vl h=l v lu xy r` r>g rn tb tbgt b1g s_r2t a`n. Dn , (

pbt trg(l l f k)t aab f$l v4li, k`li h1g bgu quoglb ta`n tb a6l pbg a

lb4li fgl pbp tbab b%p (ob:a pb'a lb4li ob ob!l ly.


53/106

41

4.0.6 Tlb blb abl lug f tbt a` aa bgu tr`

Fli 4.6 Tlb blb afl a` aa bgu tr`

Ab4tgu UT FPPuy k (anl/l/k)

81 1-: ` b) L!k 2,2 9,5 7,7 2,9

2.Tr*li h#%li xu2t abu/li FP/anl Oi 69:,5 64:,1 629,= 674,:

(Liul3 Tli b%p tpbgu gu tr` aa b, lk 6=01)(pbl lb tlb blb abuli a>` aa b)ab!l lug f tb+t tg tgl blb

g$u tr`lb4li tbli tgl a-fl, #%a tb(bgl r qu` fli 4.6.

Pu` g$u tr` tlb blb ab!l lug f tb+t a>` aa b) trl +` fl buyl

Qli H abn tb2y3 tlb blb ab!l lug f tb+t a>` aa b)`li ig` t!li k1lb

k_, aa b)ab!l lug f tb+t liy ali lbg$u, aa b)ab!l lug f tb+t a quyk h=l a3li liy ali t!li lbk p li lbu a6u tb+tr#0li v$tb+t f h=l lb#

bgl l`y.

TuAg truli flb a>` aa ab>b)h 41,5 tuAg, ig4` aa quy k oba lb`u

obli a s"ablb hab lbg$u v$tuAg a>` ab>b).


54/106

44

Ig=g tlb a>` aa ab>b)ab>yu h l`k, trnli s7= b) tb a t=g 52 ab>

b) h l`k (abgk 9:,5 %). g$u ly abn tb2y rli l`k ig=g v.l h tr'a)t ig`

lb v h li#0g #` r` lb4li quyt +lb qu`l tr*li.

Trlb )abuyl kl a>` aa ab>b)lbl abuli ab#` a`n. A t=g 51 trltAli s7= b)(abgk 9= %) ab#` qu` n t1n, ta h abQb*a bt a2p 6 bn5a a2p 1.

Qb)a trlb )tFtruli a2p tr@hl abQabQabgk 1= %, 5a fgt trlb )tF1g

b*a tr@hl r2t t. g$u ly abn tb2y trlb )a>` li#0g dl al t#-li g tb2p.

Flb qul h`n )li trnli kRg lbk b) a s" oba fgt. Q h`n )li @

lb4lib)ab!l lug quy k lb9b-l 1 anl h 6,: h`n )li/b), b)ab!l lug v=g

quy k 1-: anl h 6,9 h`n )li/b), al b)ab!l lug v=g quy k g rn

tb obli tbgt b1g lbg$u k obg a h%g lbul tb tbu #%a a3li obli t. U=g

lb4li b) ab!l lug quy k lb9 dn t a oglb libgk ab!l lug ll b* ab#`

dk 6u t#lbg$u, abQab!l lug t ( tab huUoglb libgk v k)t pb6l h dn

tbgu vl 6u t#.

Puy k ab!l lug a>` aa b)lbl abuli al lb9 hS, flb qul h 4,6

anl/l!k. U=g aa b)ab!l lug quy k lb9abQh 0,9 anl/l!k? aa b)ab!l lug

quy k vF` h 1,7 anl/l!k v aa b)ab!l lug quy k h=l h 5,7 anl/l!k.

4.0.1 Vg rn trnli abl lug f tbt a` aa bgu tr`

Trnli qu trlb ab!l lug, aa b)i5p obli t lb4li r>g rn. Lb4li r>g

rn @aa lbk b)a3li oba lb`u. Ab!l lug f tb+t trl +` fl buyl Qli H

i5p pbg 6 hn1g r>g rn ablb h r>g rn tr"a tgp trnli qu trlb sl xu2t, r>g rn igl

tgp (r>g rn liu/l h"a).4.0.1.0 Vg rn tr$a tgp trnli qu trlb sl xut3

Trnli qu trlb lug f tb+t, aa b)i5p pbg k)t sr>g rn tr"a tgp trnli

qu trlb sl xu2t lb#r>g rn v$d+ab flb, r>g rn v$tbgl t`g b`y r>g rn v$igli.

g$u ly #%a tb(bgl qu` fli 4.1 lb#s`u3


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4:

Fli 4.1 Vg rn tra tgp trnli qu trlb sl xut a` aa b

Puy k Qh!li (b:)

Vg rn tr)a tgp trnli qu trlb sl xut

Dab f,lb Tbgl t`g Igli

QH(b:)

AA(%)

QH(b:)

AA(%)

QH(b:)

AA(%)

PKL 1= 9 61 2 65,9 2 65,9

PKU 1= 7 1= 00 15,9 : 05,9

PKH 1= 01 41,1 06 4=,= 4 01,1

T.li 7= 67 16,6 10 14,4 09 02,7

(Liul3 Tli b%p tpbgu gu tr` aa b, lk 6=01)

- Vg rn vdab flb3

D+ab flb hul h k)t r>g rn iy lb b#@li r2t h=l l bgu qu ab!l

lug. Obg d+ab flb xy r`, li#0g ab!l lug obli lb4li pbg t!li abg pb tb y

k al hk igk v$ sl h#%li v ob ob!l v$6u

Nghiên Cứu Nhu Cầu Bảo Hiểm Nông Nghiệp Cho Chăn Nuôi Bò Thịt Của Các Hộ Nông Dân Huyện Sông Lô, Tỉnh Vĩnh Phúc

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