Neil J. Rubenstein San Francisco, California Shareholder P (415) 227-3559 F (415) 227-3618 [email protected] Neil J. Rubenstein is a Shareholder in the firm’s Bank and Finance and Real Estate Prac�ce Groups in the San Francisco office. Mr. Rubenstein represents financial ins�tu�ons, private investors and loan servicers in a wide variety of financing transac�ons, including the purchase and sale of loan por�olios, securi�za�ons, nego�a�on and documenta�on of loan transac�ons, problem loan workouts, le�er of credit ma�ers and bank opera�on issues. He also has substan�al bankruptcy, li�ga�on and appellate experience in creditors' rights, bank opera�ons, and lender liability ma�ers. Mr. Rubenstein is the 2013 recipient of the California Bankers Associa�on’s Robert Frandzel award for superior and noteworthy legal assistance by an outside counsel to the California banking industry. He is a member of CBA’s Legal Affairs Commi�ee and has wri�en and lectured extensively on issues of interest to the financial services industry. He has also tes�fied on mul�ple occasions before California legisla�ve commi�ees on bills affec�ng banks and other lenders. He was conference chair of CBA’s 2013 Bank Counsel Seminar. Mr. Rubenstein is also a member of the Financial Ins�tu�ons Commi�ee of the Business Law Sec�on of the State Bar of California and past chair of its Commercial Lending Subcommi�ee. He is AV Preeminent rated by Mar�ndale Hubbell. Mr. Rubenstein was president of the Board of Directors of the Alameda Food Bank from 2007-2012. He currently serves as a member of the Board of Directors of the Altarena Playhouse, in Alameda, California. Recent Publica�ons and Presenta�ons � Panelist, “California Legisla�ve and Law Update,” California Bankers Associa�on’s 36th Annual Regulatory Compliance Conference, October 8, 2014, Carlsbad, CA � “California Amends Uniform Commercial Code Ar�cle 9 Regarding Name of Individual Debtor on Financing Statements,” CBA Regulatory Compliance Bulle�n, September 22, 2014, United Corporate Services, Inc., September 22, 2014; Buchalter Nemer Lender Alert, September 2014 � “California Legislature to Consider Amendments to UCC Article 9 Regarding Name of Individual Debtor,” State Bar of California Business Law News, Issue 2, 2014 � “California Amends An�-Deficiency Law,” Buchalter Nemer Lender Alert, December 2013 � “Recent Developments in Commercial Lending,” CBA Annual Conven�on of Bank Officers and Directors and Bank Counsel Seminar, Hun�ngton Beach, CA, May 2-4, 2013 � “California Homeowner’s Bill of Rights and Related Issues,” CBA Regulatory Compliance Conference, October 2-5, 2012, San Diego, CA � Co-Author, "California Enacts “Homeowner’s Bill of Rights,” a Foreclosure Reform 2.0 Legisla�ve Package (2012)," Buchalter Nemer Client Alert, July 2012 � “California’s Revised Mechanics Lien Law: Changes in Rights and Obliga�ons of Construc�on Lenders,” Buchalter Nemer Client Alert, July 2012 � “California Enacts A�orney General’s ‘Homeowner’s Bill of Rights,’” CBA Regulatory Compliance Bulle�n, July 16, 2012