NEA Smart Money links to a Federally Insured Account and conservative bond Exchange Traded Funds. • NEA Smart Money Account transforms securities into cash so they can be used for everyday payment transactions anywhere Visa is accepted. • Members may earn substantially more on cash deposits. • Deposits placed in conservative bond funds have substantially outperformed traditional checking and savings accounts over the last 10 years. NEA Smart Money Account Providing Members with a Unique Combination of Saving and Investing as Compared to Traditional Checking & Savings Accounts Get the NEA Smart Money Account app today! To learn more, go to: neamb.com/smartmoney Available on the App Store and Google Play Store Unlimited transactions No credit checks No monthly fees No over-limit fees Investment advisory services offered through Investment Cards RIA, LLC. The firm is registered as an investment advisor and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. Not all deposit options are FDIC Insured. There is no guarantee that any investment will achieve its objectives, generate positive returns, or avoid losses. The App Store® and Apple logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.