National Landscape: Where Have We Been, and Where Are We Headed? Jessica Kendall, MPH Director of the Enrollment Assister Network Kara Nester, MPH Field Associate
Dec 28, 2015
National Landscape: Where Have We Been, and Where Are We Headed?
Jessica Kendall, MPHDirector of the Enrollment Assister Network
Kara Nester, MPHField Associate
FamiliesUSA.org
Federal Landscape
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Medicaid Expansion
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AlaskaHawaii
As of March 23, 2015
Federally-facilitated
marketplace
Federally-supported state-
based marketplace
State partnership marketplace
State-based marketplace
M Medicaid Expansion
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
MM
M
M
M
M
DC:M
State Health Insurance Marketplaces & Medicaid Expansion
FamiliesUSA.org
King vs Burwell – How Does It Impact You?
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There is no immediate threat to consumer tax
credits until a Court ruling in June. They should proceed as
normal.
Even if the Court rules against the ACA,
consumers will not have to pay back any
previous tax credits.
An Urban Institute Study showed 8.2
million people would be uninsured and
premiums would increase by 35%.
The ACA was intended to provide affordable health coverage for consumers is every state, not just a few.
King vs Burwell – How Does It Impact You?
If you want to protect the law, share stories!
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YAY, Bipartisanship!!
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Extension of CHIP funding for 2 years under current law
• Authorization of express lane eligibility (ELE) through FFY 2017• 23 percentage-point increase to the federal CHIP match, which begins October 1, 2015 (FFY 2016)
Funding for community health centers
• 2 year extension
Permanently authorize Transitional Medical Assistance
President Obama signs HR 2 into law
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Enrollment Overview
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LATEST ENROLLMENT: Almost 23 Million!
Families 10.USA
2013
11.7 Million11.2 Million
Total Enrollment
QHP
Medicaid
QHP Enrollment numbers as of February 22, 2015 (http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf)Medicaid Enrollment numbers as of January, 2015 (http://medicaid.gov/medicaid-chip-program-information/program-information/downloads/medicaid-and-chip-january-2015-application-eligibility-and-enrollment-data.pdf)
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A Closer Look at Indiana
Medicaid Enrollment numbers, including renewals, as of January 2015, since October 2013, (http://www.medicaid.gov/medicaid-chip-program-information/program-information/downloads/medicaid-and-chip-january-2015-application-eligibility-and-enrollment-data.pdf).QHP enrollment data as of February 22, 2015 (http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf).
277,329 Hoosiers enrolled in Medicaid
and CHIP
219,185 Hoosiers enrolled in plans
through the Marketplace
87% of enrollees received financial
help
Average reduction in premiums = 73%
60% of total enrollment is
children
7% increase in enrollment
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Success in Indiana
11%
Source: Gallup’s uninsured estimates from February 25, 2015 (http://www.gallup.com/poll/181664/arkansas-kentucky-improvement-uninsured-rates.aspx)
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Enrollment
Indiana Wisconsin Missouri Maryland Tennessee0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000Enrolled
Uninsured*
Combined QHP enrollment as of February 22 (http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf) and Medicaid enrollment as of January 2014 (http://medicaid.gov/medicaid-chip-program-information/program-information/downloads/medicaid-and-chip-january-2015-application-eligibility-and-enrollment-data.pdf) *Estimates before OE1 from the Centers for Medicare and Medicaid Services Analysis of 2011 American Community Survey (https://data.cms.gov/dataset/The-Number-of-Estimated-Eligible-Uninsured-People-/pc88-ec56)
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Enrollment Timeline
Families USA2013
February 15th 2015 OPEN ENROLLMENT CLOSED
• Medicaid and CHIP enrollment OPEN ALL YEAR
Special enrollment periods for people with certain life changes
• February 15th -November 1st
November 1st 2015- January 31st 2016
• Next open enrollment period
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Reaching the SEP Population
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Debrief
Medicaid and CHIP enrollment
Special Enrollment periods
Outreach and education
Appeals
Help consumers navigate system
Continuing building relationships
Post-Open Enrollment: Now What?
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Special Enrollment Periods (SEPs)
• Tax season• Lose minimum essential
coverage• In non-expansion states:
becoming newly eligible for marketplace coverage
• Marriage• Birth, adoption, placement
for adoption, or gaining a dependent due to child support or court order
• Move to a new QHP service area (including leaving incarceration)
• Losing a hardship exemption
• For those already enrolled: change in eligibility for cost sharing reductions or premium tax credits
• Gain lawful immigration status or citizenship
• Enrollment error or misconduct by the marketplace
• QHP violated its contract• Plan no longer offered• Other “exceptional
circumstances” as determined by the Marketplace
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State Example: Florida
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State Example: Utah
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Where and how do you find people who…?
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• Where do you find people who are getting, or just got married?
• Faith organizations, county offices, wedding venues, bridal shops
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• How do you find people who lost their job or changed jobs?
• Employment offices, seasonal workers, job training programs
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• Where or how do you find people who had a baby or adopted a child?
• Baby stores, mom blogs, hospitals, adoption agencies
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• Where or how do you find people who’s immigration status just changed?
• Immigrant related groups, immigration lawyers
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• Where or how do you find people just lost their health insurance? Turned 26?
• Social service agencies, community colleges, providers
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• Where or how do you find people who are going back and forth between Medicaid and the Marketplace?
• Your clients?! WIC offices, social service agencies, businesses
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SEP
Lost coverage
Lost job
Birth, adoption, placement for adoption
Marriage
Taxes
Citizenship
Move
Turn 26
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Reaching the Medicaid population
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State Example: Michigan
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Connecting Community Resources
Where are your touch points?
What are your clients needs?
How can you tap into your existing network?
How can you target people who will also use your services?
1201 New York Avenue, NW, Suite 1100Washington, DC 20005
main 202-628-3030 / fax 202-347-2417
Questions?
Jessica Kendall Kara [email protected] [email protected]
http://familiesusa.org/initiatives/enrollment-assister-resource-centerhttp://familiesusa.org/health-action-network