National Flood Insurance (NFIP) - An Alternative Approach...

Ocean County, NJ:2010 Population: 576,5672013 Budget: 418,647,5932013 Tax Revenue: 303,182,866(72% Revenue from Taxes)

…. ? FREQUENCY ? …. 1% ?, .25% ?, .14%?

Ocean County

Mapping a 1% Event

Toms River, Ocean County, NJCoastal Inundation Extents:

- Irene- Sandy

(Source: FEMA MOTF)

Sandy HWM – Source FEMA MOTF

Brick Township – Ocean County, NJ

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Brick Township – Ocean County, NJ

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Brick Township – Ocean County, NJ

Sandy HWM – Source FEMA MOTF

Bayville – Ocean County, NJ

FEMA Post Sandy Pre-FIRMs– released 3/28/14

Bayville – Ocean County, NJ

I agree that flood mapping is valuable for construction, zoning, land use restrictions, However the 1% flood line is theoretical – But it can cost homeowners along a coast real money – Money that can essentially evict the average family – Especially for those who are moved into hazard zones – where none existed before – Despite your interpretation of the laws – that homeowner will pay more for flood Insurance in the future, period – and that house will, especially inland homes,Will become unsellable.