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Bskotko57Hinkfb/lan F EL OIAF WEOI
BF LN O
l we eao weoe l mf ma la ov" w}l ew wf ufo if bf ln o leo
weoe t |s |l wf l ifa W}o We Boi Moe. Jeak Wf Leoe Oio Eoi.f elOiaf Weoi wo woe eoi go le ma t weca gf {s w}oe jfo wx lk wf/ \ks
wf ufo if bf ln o wf lef oeoe Eaoi Nkf.OEOO$XWOWTO wa fs jfo
ww lea wf eao weoe jek jfo wx lk noe/ T lsf loi b bf ln o wf ww l ll
koe le w}aoi xeoi wo goi wf XIG | 3. Lef oeoe Eaoi Nkf }w oefw woe le
ma ifx wf w}aoi wef ifko wf wel wx wf /
\T0 OI WE EOE K7.WL=.J79
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Bskotko57Hinkfb/lan F EL OIAF WEOI
NL BL
BF LN O///////////////////////////////////////////////////////////////////////////////////////////////////////////////;
BF N S////////////////////////////////////////////////////////////////////////////////////////////////////////////////;
GKOE NL LL W TFW WW
\WW Tfw ww W ; GOTTO Gakoe oiefx tk t oe= OEOO$XWOWTO Oio eoi Ooi oiefx t xew w}fo Ooi weo Tfw
Okn
< LO Lef oeoe7 OEOO Oio eoi Oe ol3 OEWN Oio eoi Weoi Nf4 GO Gakoe oiefx9 \UJG \o usw jfoe gakoe5 GX]] G xeoi }f }a6 WLWG W lel wo goi
\T0 OI WE EOE K7.WL=.J79
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Bskotko57Hinkfb/lan F EL OIAF WEOI
GKOE NL MOI T MFS
GKOE NL MOI
Moi ;/; 0 Wfs le ul oe gakoe oiefx tk t oe Tfw Okn//////////C}}a}0 ]cdc}colc
|as}lc oaw dasog
Moi =/;0 G o lea tkv GOTTO wf LO Eaoi Nkf///C}}a}0 ]cdc}colc |as}lc oaw dasog
Moi =/=0 Wl woi w}oi g o lea tkv f tf GOTTO wf LO Eaoi Nkf.
OEOO$XWOWTO///////////////////////////////////////////////////////C}}a}0 ]cdc}colc |as}lc oaw dasog
Moi =/
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Bskotko57Hinkfb/lan F EL OIAF WEOI
Mfs =/30 Toi {skv to lea tkv GOTTO lk LO Eaoi Nkf.
OEOO$XWOWTO///////////////////////////////////////////////////////C}}a}0 ]cdc}colc |as}lc oaw dasog
\T0 OI WE EOE K7.WL=.J79
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Bskotko57Hinkfb/lan F EL OIAF WEOI
BF N S;/ Woe lx wefw lk wf
GOTTO wo wf t xew w}fo ww l ll {sl ifk w}o we iff oe nw weoexeo ww vs lk oo jfoe w/ Tfw Okn" GOTTO lefn wf w}o 68# | gakoe oiefx
t oi ix oi j ta nl wfs woi w}oi oio |le oe ol" wa loi o tfl
bn" wes oex l oeo t esv oi to s w xew w}fo jfoe w u ef/ W}aoi fs jfo
efo okv" ga ooi |sw t efs {s |o usw jfoe gakoe lk ll GOTTO lek lka"
to w l lk gakoe oiefx lo oefs eo le oo to tkv oio eoi b oiso to
{sko w}oi gakoe oiefx woi loi s w xew w}fo t n }oi eaw oi |o
usw jfoe gakoe/ We oeoi tfl wfx lo t | goi to lk ll GOTTO lo ixoefs je jeo" toi nl/ B ga b lea tkv GOTTO weoi wfn o }f }a oefs eo
|a tf ll gakoe oiefx bo/ Eo ok" ll gakoe oiefx ov bf | goi to tkv lek
wel | efs {s/ Leoe t tv" tfl ooi lka lew boi lea tkv f tf GOTTO b
to {sko w}oi wes ew | {sko wn lk es ew ll oio eoi weoi nf t ll
GOTTO/
Usw xew w wel wfo w}o" |ks wef ifko wel wx wf xeoi Ifka gle 3 lk
OEOO$XWOWTO. Lef oeoe Eaoi Nkf wf Ooi lka lew boi lea tkv f tf
gkoe oiefx tk t oe wf oio eoi Ooi oiefx t xew w}fo ooi weo Tfw
Okn. Lef oeoe Eaoi Nkf l wl if bk leo bn wf lea ma la jfo wx
ifk jea lk noe/
=/ Nl le oiefo ls
Nl le oiefo ls lk wf b f |s xeo wle l | b bso t wo goi oio
eoi t wel w}oi eaw oi lea tkv f tf GOTTO wf Oio eoi ooi oiefx t
xew w}fo ooi weo Tfw Okn. Lef oeoe Eaoi Nkf/ W k }k ll iff xex oen
ooi lka lew boi lea tkv Lef oeoe/
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Bskotko57Hinkfb/lan F EL OIAF WEOI
OEOO$XWOWTO. Lef oeoe Eaoi Nkf" w k }k ll iff xex oen ooi lka
lew boi lk eaw oi ov/
Xen tf oiefo ls 0 Oiefo ls eaw oi lea tkv f tf GOTTO wf
OEOO$XWOWTO. Lef oeoe Eaoi Nkf ifkf ao w on =885 o 4!=8;;/
7/ Xeoi xex oiefo ls
wf | goi xeoi xex oiefo ls gsv tw mfo leoi" woi ex . xeo wle"
f lefs. |a |oe ll | bfs wes wex l/
3/ Jw ls lk wf
Oiaf bf n s" jw bso wf l lefk bn < leoi oe |ks0
Leoi F0 L | b bso t lew boi lea tkv f tf GOTTO wf
OEOO$XWOWTO. Lef oeoe Eaoi Nkf
Leoi FF0 Wel w}oi lew boi lea tkv f tf GOTTO wf
OEOO$XWOWTO. Lef oeoe Eaoi Nkf
Leoi FFF0 Iff xex ooi lka lew boi lea tkv f tf GOTTO wf
OEOO$XWOWTO. Lef oeoe Eaoi Nkf
\T0 OI WE EOE K7.WL=.J79 =
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Bskotko57Hinkfb/lan F EL OIAF WEOI
LEOI F
L \ B BSO T LEW BOI LEA TKV F TF GOTTO WF LEF
OEOE EAOI NKF. OEOO$XWOWTO
;/;/ Wn efs t GOTTO
;/;/;/Jef ofn GOTTO
W}aoi oo jfoe w {sl go" ll GOTTO lefn nw w w}oi bo w}aoi woi
| ll gakoe oiefx w}o l ol/ Ll gakoe oiefx ov t koi jeoi oioi
xew w}fo" woi ml jeoi oe tkf w} t t w} w}aoi oo jfoe w w ol/
Jef ul oe {sv n lk nw gakoe oiefx" ll {sl ifk lo l ta ll wfs
le jel oeks ul oe/W}o wel w ll ol lo l le vs ta ekf wfs le l
mo b to |o usw" | boi bka oi weoi usvo xeo mfw GOTTO tf ll
gakoe oiefx bo/ Efo wf Tfw Okn loi koi | goi ekf wfs wel ov xeo baf
gakoe oiefx/ W}aoi ll wef j jel oeks" ll wfs le oe if bf l iff eo jel oeks
xe ex tf woe eoe xew w}fo xeo oe oi wel w}oi lk oo jfoe w/
Loi to | 45;!LX.JWO mko eoe oiv =8!4!;665" k }k jef ofn t
GOTTO b ll gakoe oiefx l | loi oeo gf =88 oif t | to jfoe gakoegf 3 w oi %woi oi oe oiek leoe wel t ll GOTTO oe |ks0 Gakoe oiefx tk t oe b ll l |
|o usw" jfoe gakoe l bx" oi j jfoe gakoe weca xex bsw efo eoe" l tooi j jeoi {s ;8 w oi eal | bka oi w}soi moe eoi on jeoi {s
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Bskotko57Hinkfb/lan F EL OIAF WEOI
Lo weca oie oe | 34!=886!O.LX" oie oe t w} ifx xew w}fo GOTTO"
GOTTO l oe oiek oe |ks0 Gakoe oiefx oe tk t oe b l | jfoe gakoe
oi j jfoe gakoe weca {sv oe xex bsw" l lefk weoe mk lx0 |fs oe" oe"
tk weca {sv n woi oiso to %woi oiso to woi oi woi wf |o l ul
oe w}aoi moi lo f j wao lk gakoe oiefx& eal | bka oi moe {so on
%woi oiso to b wfs le s wfo& l we oe |ks0
Moi ;/; 0 Wfs le ul oe gakoe oiefx tk t oe Tfw Okn/
[sv n
Jes tl
Gakoeoiefx |fsoe
Gakoe oiefx oe Gakoe oiefx tk
\ bka oiWoi oisoto \ bka oi Woi oiso to \ bka oi
F/Ooi" bnoiefx twev |o
;8 oif w}usoi
=8 w oiw} usoi
w w}o ;8 oifo =88 oif
w w}o =8 woi o ;88 woi
w w}o =88oif o
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Bskotko57Hinkfb/lan F EL OIAF WEOI
oefs eo le/
. \o xen 0 |o xen lk ll GOTTO oeo lesoi k goi" xeaoi xe" wsv
oefo lew boi lo jn lek x oi l wfs leso {sl w/
. Ooi bl wf leoe 0 tf l fn to mko s wev oo ll GOTTO
weoi ix je jeo t to w}aoi {s w}oe eaw oi |o usw jfoe gakoe lk
noe/ Oeo lesoi" oes ls tkv to b }w bo/ Oeoi ll WLWL to c oif w}aoi
tfl lea tkv t ll GO ov lek wa bx l sv wo" w}aoi jef l oefs GO bf
jeoi x oi l fs jfo tkv to" oew b wf |o n ma
. Ooi bl loe w}koe0 ooi bl loe w}koe lk ll GOTTO Tfw Okn efo
okv lo {s wex |a tf ll GO ol oiaf ga jeoi l s we t to t j wesw
loi oie
;/=/ Eaw oi lea tkv GOTTO lk OEWN
;/=/;/ Eaw oi lea tkv lk OEWN
Wo goi b eaw oi n weca OEWN wek weso jele eoi | goi nw
wf |o % moi wfo" wf |o wel ekv sv wo& tf oisvo wl l eao w} moi ll oiefx t
lea tkv" lefw jes % wf lefw jes&" lea wes wf leoe" ma boe oio eoi t ll
oiefx t jel/Lea tkv b nw w}aoi oeoi eaw oi wo goi lk oio eoi" weoi {sk oio
eoi wel efo fs ek to w}aoi oo jfoe w gf eoe wel xeo xef to wn wef
oeo }f esv oi l w w}aoi u ef x oi oes ls to xel t jfoe gakoe t
f |oi/
* Ll oisvo wl lea tkv lk oio eoi
Eaw oi lea tkv lk OEWN gk w}o nw | oisvo wl oew oe oen n
ma woe ko wao t je ooi |foe bf lk jeao tkv/ Ll oisvo wl ov l l week w}aoi ll {sf oe lk OEOO t ll oio eoi weoi nf/
. Jele eoi xef lkn jw | goi jeao tkv oi weca nl le wek weso
tf oio eoi" weca oi {sf oe lk xex bsw t weca ll {sf oe jel lk oio
eoi lx w}o/
\T0 OI WE EOE K7.WL=.J79 3
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Bskotko57Hinkfb/lan F EL OIAF WEOI
. Jele eoi xef lkn jw eao w} l to t bf w}aoi wef ifko ul oe/
*Xeo baf lea tkv lk OEWN
Xeo baf lea tkv b tfl |x ux ll jeao lea tkv weca woi oen gk w}o
oeoi wfs wel oew oe" b nw tfl bn lo wefw {so b t | goi to tkv l
efs {s/ Tfl xeo baf lea tkv l l | jeak el b wfo wefw bx {sv w}oe lea
tkv wele ex t ooi lka efs {s {so w} }f }a w}aoi lea tkv/ L }w oefs wfs wel
xeo baf lea tkv oeoi w}o wel w oif wk weoi xeo baf lea tkv weca ll
wfs wel |ks0
. Xeo baf weca wef eo lea tkv/
Lea tkv oio eo0 B jeao lea tkv l wef eo gf ; on" l | goi
m x to | wefs ew to bs oi lk ll gakoe oiefx/
* Lea tkv w}soi eo0 B jeao tkv l wef eo lea tkv w ; on o 3
on/Weoi weoi l ll gakoe oiefx | goi s w nsk |n wf |o l
oe" lf wfo" f nf w}koi wefw m" loi oie" l | tw lew" n }oi |o usw
jfoe gakoe/
* Lea tkv gf eo0 B baf lea tkv l wef eo w}o 3 on t wef eo wf k
l we bo o =8.
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Bskotko57Hinkfb/lan F EL OIAF WEOI
Lea tkv mw oi |o0 b baf eoe lea tkv bfo {sko o tfl nsk |n t
uv goi ll mw oi |o oe oe " w kf" mw oi |o w}aoi ll boe tl loi
oiefx" weoi nf t gle t/
Lea tkv loi oiefx t weoi nf0 b baf lea tkv oio eo m |soi
to bs oi lea ll gakoe oiefx w}aoi ll boe tl loi oiefx" weoi nf t
gle t/
Lea tkv ooi oiefx0 b baf eoe lea tkv w}koi w}f ll lef xe |o usw
oe xeo mo" wesl w} |s" ifoi lv w}oi" wel o ifk |l" bka oi" oefo
bfs"///
Lea tkv wfs goi0 v b ll jeao wo goi lx lea l oeo" e ifk oe
nsk |n eoi ek wfs goi w wfo oe uc ef" oe" w}koi wefw m w}aoi oe
. Xeo baf weca xeoi wel eao w}
* Lea tkv eao w} nw bo0 b lea tkv n jeao tkv | l eao w} gsv
oew nw bo ta wef ifko ul oe w}aoi ex oi wo goi" bf tkv l eao w}
weca wea weso w}aoi ex oi/
Lea tkv w} ix0 b eoe wel lea tkv w}aoi tfl eao w} l wfo eoe
weca oe j" ll jeao ov l we moi oeks eal jeoi ws weca wea weso tl wel efo weca oisvo wl w} go w}aoi |sw wef ifko wel efo ex oi/
* Lea tkv eao w} weca vs ls0 b eoe wel lea tkv n jele eoi l we
eao w} o tkv mw l jef oa/ Baf ov weoi x goi lea oeoi jeao tkv wes
lef" we wo goi/
. Xeo baf weca usw u lea tkv
Lea tkv w}l wfx0 w}l jef lx wfo }k oio eoi l nf bfo e w}l wfx
f tf oif tkv wen oe jele eoi" ucn uw woe eoe oif tkv/ Lea tkv ifo wfx0 b eoe wel oio eoi lea tkv weoi {sk ll w lel u
ef oeoi jeoi w}l wfx lea tkv jele eoi/
. Xeo baf weca f woi lea tkv
* Lea tkv l oeo 0 Efo okv" lea tkv l oeo koi oiv loi l oio eoi le
\T0 OI WE EOE K7.WL=.J79 9
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Bskotko57Hinkfb/lan F EL OIAF WEOI
w}oi t woi w}oi lka/ Nw | baf eoe lea tkv l oeo le vs efo okv b lea tkv nsk
oe" uv" |k lek oe" lea tkv nsk w" lea tkv gs el {sl w/
* Lea tkv gakoe oiefx0 b jeao tkv lefn w w}oi bo w}aoi oio eoi/
Ll gakoe oiefx jef l oes ls t to weoi wn o oio eoi" mf b oiso
tkv l lef xe ex b t woe ma n lka/ Lea tkv gakoe oiefx weoi l ll
oio eoi lefk weoe oen jele eoi gakoe oiefx bo t oen jele eoi
GOTTO/
;/=/=/ Eaw oi lea tkv GOTTO lk OEWN
Eaw oi lea tkv f tf ll GOTTO lk oio eoi b eaw oi ifka gle t
nw wf |o %wfo eal eoi ek& ifk oio eoi t ll GOTTO" w}aoi oio eoi
lesvo ifka {svo | goi lea ll GOTTO w}aoi nw jeaoi wef ifko ul oe weca
wek weso/ GOTTO l w}le oefn eao w} l il t bf lea oio eoi jef o eo
wekoe wao/
* Tkf w} eaw oi lea tkv lk OEWN f tf GOTTO0
. Lea tkv lk OEWN b joe lsoi lx to le vs lea ll GOTTO efo okv/
. Eaw oi lea tkv lk OEWN ifx ll GOTTO ooi lka ooi bl loe w}koe
w}o we w}oi/ L we of to tkv oio eoi l nw tkf w} {sko w}oi f tfGOTTO" wa l ef ll GOTTO n }oi {sv n |o usw t ooi lka efs {s
jfoe gakoe/
. Eaw oi lea tkv oi tkf w} ifo wfx fs leoe l ls toi" boe we/ Jes
tl GOTTO l ucn oe jes tl wes ew oefs bka oi" ix xeo ta iff {svw
loi o" tfl bn lea u ef/ T tv" jef oio eoi n }oi lea tkv we | wa fs jfo
ifx ll GOTTO n }oi eaw oi |o usw" wes ew l oefs bka oi eo/
;/
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Bskotko57Hinkfb/lan F EL OIAF WEOI
t eao w} l oio eoi l il t bf oi wef eo we l we of lew boi lea tkv
lk oio eoi f tf gakoe oiefx b ww/ To tkv lk oio eoi wa }k efs {s jfoe
w t u ef/
Lew boi lea tkv l uw w}o ll {sko fn jel oeks oe |ks0
. Lew boi lea tkv f tf oio eoi0 nw jeao to lea tkv l laf b l
lew boi jef xen tf" iff eo" nl lea tkv xe ex tf je ooi lk oio eoi"
n ma oisvo wl lea tkv lesoi" eo le wex oew nl }f }a w}aoi |sw {s w}oe
jfoe gakoe/
. Lew boi lea tkv f tf jele eoi0 b to tkv oio eoi l x oi jx
wef" v oes ls lk gakoe oiefx" | to l gakoe oiefx | goi nw lle
oi nl le" efs {s/ Jeao tkv xef l bf |sw" j eo ex b" we wl o ifo"
jeoi bn nw oefs wef ifko lk jele eoi/
. Lew boi lea tkv f tf oo jfoe w0jeao lea tkv lk oio eoi xel t
ww |o usw t bs weoi eoi ek" ix xeo iff {svw loi o tfl bn" woi woe loe
w}koe w}aoi oo jfoe w/
Wel w efo okv lea wev lew boi lea tkv GOTTO wf ll oio eoi weoi
nf lek lka/ T tv" tfl ooi lka lew boi lea tkv wf ll oio eoi weoi nf b}w lo wefw wa fs jfo n }oi lea tkv f tf GOTTO/
;/
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Bskotko57Hinkfb/lan F EL OIAF WEOI
jfoe w u ef/
Je ooi w} o lk gakoe oiefx
Eaw oi lea tkv lk gakoe oiefx b eaw oi bso nkoi woe }f }a lka ga
je ooi w} o lk ll gakoe oiefx" l mfw b GOTTO bso les oe eoi lk }w
oefs vs w jele {sko t le {sko n oio eoi loi oe gakoe oiefx jeoi we
boi w}l l/ Ga " w}aoi {s w}oe wel efo {sf w}oe lea tkv" {svw oe lx
to s w ta nw g o oa " oio eoi xef wfo eoe wen oe wew j gakoe
oiefx" oe if oi je ooi w} o lk GO l lea tkv" w nf {svw oe l
oo lea gakoe oiefx tkv to ekv jeoi/
* Ll le wfs oe boi
Le wfs g o lea tkv GOTTO
G o lea tkv GOTTO
W w}oi g o lea tkv > ..................................... u ;88#
GOTTO Woi g o lea tkv
Le wfs ov lea wev {sf n o lea tkv lk gakoe oiefx w}aoi woi g o lea
tkv lk wao oio eoi/ W w}oi g o lea tkv f tf gakoe oiefx lka ekv wex lea
wev eaw oi lea tkv f tf gakoe oiefx w jw {s ww ekv lek ww/ Le wfs wl woi w}oi lea tkv GOTTO
G o lea tkv GOTTO on |ks
Wl woi w}oi lea tkv > .............................................. u ;88#
GOTTO G o lea tkv GOTTO on w}l
Le wfs ov xeo oe nl woi w}oi eaw oi lea tkv f tf GOTTO
lk oio eoi/ Wl woi w}oi lea tkv on |ks lka ekv wex eo on w}l lea
wev {sf n wo goi lk oio eoi woi ekv ifn" oio eoi l wa }k l sv wo ftf gakoe oiefx ekv jeoi/
Le wfs w b o {s eo f tf lea tkv GOTTO
G o {s eo GOTTO
W b o {s eo f tf > ......................................... u ;88#
\T0 OI WE EOE K7.WL=.J79 ;8
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Bskotko57Hinkfb/lan F EL OIAF WEOI
GOTTO Woi g o lea tkv GOTTO
Le wfs o {s eo b le wfs {sko w}oi oe if lew boi lea tkv lk
oio eoi" o lea mfw oeoi }f }a lea tkv n oio eoi l we ix xef/ oeo ta
w b o {s eo l we oe if l nw xeo lew boi lea tkv lk oio eoi/
Os le wfs ov lka we oio eoi | m oe if b l lew boi lea tkv wex t
oil bf/
Le wfs o us t w}le bx g xeoi }f }a f tf ll jeao o us/
O us b ll jeao o wesl ll oen
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Bskotko57Hinkfb/lan F EL OIAF WEOI
gakoe oiefx jef {svw oe lx wo goi lea gakoe oiefx/ Os gakoe oiefx jeoi
w} l o" oio eoi l {svo xew nf wf |o n ma wes o/ Le wfs ov xeo
oe nl ko wao lk no tkv/
Le wfs toi {skv to lea tkv GOTTO
Gakoe | wes o lea tkv GOTTO
Toi {skv to lea tkv > ........................................... u ;88#
GOTTO G o lea tkv GOTTO
Le wfs toi {skv to lea tkv GOTTO we efo wl bso lesvo to lea tkv
f tf GOTTO lk oio eoi/ Toi {skv to loi lka" to l bso lesvo loi
oekoe" oio eoi l je ooi x oi oiv loi oefs t jx wef oes ls to lea ll
gakoe oiefx l oes ls tkv to/ Le wfs ov lo lea mfw gakoe oiefx | goi to
l efs {s t lew boi lea tkv lk oio eoi l ww ekv jeoi/
;/
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
17/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
oi jfoe gakoe of lesoi t l mfw w}aoi eaw oi oio eoi we lew boi oeo
| bf loi {sko w}oi eo/Oiefx t oio eoi oiv loi xew w}fo f ef lew boi
oeo | oiv loi lka/ Tfl wsvo goi oeo tfo l a l ww" iff lesvo no
oiefx t | ifx xeoi leoi wf k |kf xen w}aoi {s w}oe jfoe gakoe/
. Loi wl jfn w}k" jfn |w of m
v b loi wl n mw l nw oio eoi oa loi xef wfo eoe weoi usvo
oen ooi lka lew boi t efs {s jfoe gakoe" x oi ll vs ls" nl wfs
}k/
;/
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
18/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
. Leoe |le jfoe w t n lk oe ol
Ll leoe |le jfoe w t n l tkf w} {sko w}oi f tf oo jfoe w of lesoi
t eaw oi lk ll oio eoi" gakoe oiefx |o usw of }foi/ T tv ll le
w}oi" leoe |le lk oe ol lo xef oi o wel v |o usw jfoe gakoe
xew w}fo" b fs jfo lo wefw w l lew boi t efs {s lk ll jeao lea
tkv oio eoi/
. Ll vs w wefo wkf
Les j |o usw jfoe gakoe lk gakoe oiefx oefs jef nkoi woe wef t/ W}aoi
ll weoe xeo jfoe w oe ol we gakoe oiefx w}aoi ll oioe ooi. bn. oi
oiefx lefn nw w b jeoi oe" ll gakoe oiefx ov les oe eoi }w bo lk vs
w wefo wkf0 b bw" nk ma" eo eo Wefo wkf bn lea ll eaw oi |o usw jfoe
gakoe lk gakoe oiefx m ifo ao" oefs jef iv es {s }w us go o je ooi
eao w} ll jeao o b je jeo eal jeoi we w} l go o lew boi ll
jeao tkv ifn |w/
\T0 OI WE EOE K7.WL=.J79 ;7
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
19/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
LEOI FF
WEL W]OI LEW BOI LEA TKV F TF GOTTO WF LEF
OEOE EAOI NKF. OEOO$XWOWTO
=/;/Iff wefs lesoi t lef oeoe Eaoi Nkf. OEOO$XWOWTO
=/;/;/ Ble | eoe weoe lef oeoe Eaoi Nkf
Wfo weo lk Oio eoi Ooi oiefx t Xew w}fo ooi weo oiv okv b Oio
eoi Xew w}fo Ooi oiefx Tfw Okn l weoe bx oiv =4!
;7!;;!;668" Le wle Ef oi M w}oi %okv b We woi Leoe xe& j [svw oe
| 788!LW weoe bx Oio eoi Ooi oiefx Tfw Okn wekv we Oio eoi Xew w}fo
Ooi oiefx Tfw Okn/ Oio eoi Ooi oiefx b Oio eoi weoi nf k ooi" eaw
oi le vs w}o boe tl ooi oiefx" ooi weo" b nw xex oeo" ele wao jfoe w
l bx" w le" w les w}le oefn t eaw oi lk noe w}l xex bsw/
Oiv ;3!;;!;664" l We woi Leoe xe v {svo" Weoi l Oio eoi
Oe ol Tfw Okn j [svw oe | =58![.OEOO f wo Oio eoi Ooi oiefx
Tfw Okn weoe Oio eoi Ooi oiefx t xew w}fo Ooi weo Tfw Okn/
N eoe w lel lk Oio eoi ooi oiefx t xew w}fo ooi weo mka in0W} | leoe" e weoi ll lef oeoe lx ;" ll lef oeoe lx = w}l wesl lef oeoe lx
; t e weoi ll xeoi ifka gle/
Oio eoi Ooi oiefx t Xew w}fo ooi weo lef oeoe Eaoi Nkf" l w} |
wf 5
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
20/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
=/;/=/ L ls w lel lk Oio eoi
Oio eoi ooi oiefx t xew w}fo ooi weo lef oeoe Eaoi Nkf b nw lef
oeoe lx =" wl b nw o t w}l wesl Oio eoi ooi oiefxQmka in ll lef
oeoe l oe ol ux eoi gakoe oiefx eoi = t ll lef oeoe lek l ux
eoi" l ll lef oeoe eaw oi eo le xe wesl t ll xeoi ifka gle w}l wesl/
L ls w lel m nv" {so b fs eoe lk lef oeoe Eaoi Nkf mka in0
Mko ifn l
*Mo gf in 9 xeoi lesvo no oiefx t
. Xeoi J eale. Jfoe gakoe0 lef w}le oefn t lefo bl jele eoi"
lefo bl esv oi to" iff xex xew w}fo to t {so b }f }a w}aoi boe tl oiso
to/
. Xeoi J wao t Oio {s0B xeoi w lel loi wl ele wao j wao ll
oiefx t jfoe w xew |foe wf Lef oeoe weca oi bsw j wao" ll to mo eoi go
lk M Wf leoe" Oio eoi Oe ol t OEOa$XWOW Tfw Okn/
.Xeoi Eoe leoe t Oeo |0B xeoi wel efo oefn t w lel m nv
eoe leoe" oeo | t loi wl {so w} to xeoi xel t eaw oi jfoe gakoe wf
Lef oeoe/.Xeoi Jfn w}k" jfn |aw of m0 B xeoi w lel wel efo jfn w}k" jfn
|aw weca loi" leoi w}oe loi wl jfn w}k lk Oio eoi t j eale lk o
t oen n ma ko wao w}aoi eaw oi jfoe gakoe/
. Xeoi Wekoe wao {sl w0 B xeoi wel efo ll oefn t bfo {sko o
wekoe wao {sl w lea jele eoi oe0 wekoe wao usw oex jes" nsk mo |l" oe
wes \l" xew eoe |l"//
.Xeoi Gle t t Nk}jcwfoi0 Xeoi ov l lel ooi b s nf wefw bx {skoe jele eoi" gsv w} t jeoi oioi n }oi nf {sko e f tf jele eoi w}o ww
l ll nw eaw oi" ww l ll |o xen oio eoi oen w l nl wfs xew w}fo
jfoe gakoe nw lle ko wao" efs {s t woi we xeo lk Lef oeoe
\T0 OI WE EOE K7.WL=.J79 ;4
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
21/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
.Xeoi fo wao0 Wel efo loi wl w}fo jekf oi goi t loi oie weoi
wfo xel t ww lea eaw oi oiefx t lk Lef oeoe
=/;/
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
22/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
Le wfs w w}oi g o lea tkv GOTTO w}aoi woi g o b le wfs lea mfw {sv
n wo goi lk gakoe oiefx w}aoi woi g o wo goi oio eoi/ Ga " w ll |
bfs wes wex l l we oeo wev us eoi woi go lk w w}oi g o GOTTO
w}aoi oeoi on io v/ fs ov xeo oa we efo eaw oi wo goi f tf
GOTTO lk lef oeoe l ml xew w}fo je ww" l oeoi {sko wn o lea tkv
f tf GOTTO
/Moi =/=0 Wl woi w}oi g o lea tkv f tf GOTTO wf LO Eaoi Nkf.
OEOO$XWOWTO
o t 0 #
Le wfs On =885 On =886 On =8;8Wl woi w}oi g o lea
tkv lesoi
=
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
23/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
o t 0 w oi
Le wfs On =885 On =886 On =8;8Woi g o lea tkv GOTTO =59/
8/2/2019 Nng cao cht lng cho vay i vi danh nghip va v nh ti ngn hng Nng nghip v pht trin nng thn
24/43
Bskotko57Hinkfb/lan F EL OIAF WEOI
Mfs =/;0 L ls g o lea tkv GOTTO wf LO weca j eo o
o t0 w oi
=47/94;
7;3/645
38;/=86
==/483=;/535 =8/;9