NALHFA 0120312 OnsiteProgram2012 · 2018. 4. 14. · 4 | NALHFA 2012 Annual Educational Conference Schedule At-A-Glance Wednesday, April 25 12:30 p.m. – 7:00 p.m. Pre-Conference

conference program

Hosted by the Capital Area Housing Finance Corporation and the Travis County Housing Finance Corporation

naLHfa 2012 annual educational conference

Meeting the Challenge: Creating Opportunities and Developing New Solutions in Affordable HousingApril 25-28, 2012Omni Austin Hotel Downtown | Austin, Texas

Welcome to Austin and the NALHFA 2012 Annual Educational Conference

Dear Colleagues:

Welcome to the NALHFA 2012 Annual Educational Conference—Meeting the Challenge: Creating Opportunities and Developing New Solutions in Affordable Housing.

Known for its casual, playful spirit, Austin is the playground of Texas. Located at the center of the Lone Star State, the city stands as the gateway to the Texas hill country and the highland lakes. As the state capital and home of the University of Texas, Austin plays host to a politically-charged and rich cultural environment. It’s hip, trendy and high-tech.

Despite its cultural wealth and considerable offerings, the Austin region faces many of the same challenges as other cities and regions throughout the country. Since 2005, when NALHFA last held the conference in Austin, the city’s metropolitan area has continued to experience fairly high unemployment, signifi cant population growth, a low homeownership rate and an in-migration of less educated, lower-income, single-parent families.

Austin has one of the higher median home values in the nation at $186,400, with a homeownership rate of 45.1%—more than 20 percent lower than the national average. Rental occupancy rates in Austin have increased to 96 percent in the past fi ve years, raising demand for the production and preservation of affordable rental housing. All of this creates a huge challenge for Austin and the region’s housing agencies.

Housing professionals in Austin have addressed these needs through innovative campaigns such as the City of Austin SMART (Safe, Mixed-Income, Accessible, Reasonably Priced and Transit-Oriented) Housing program. They have also partnered with government leaders, private businesses and citizens. Many of these professionals will share their successes with you during the next few days.

I am pleased to note that a pre-conference workshop, “Creating Partnerships for Tax-Exempt Multifamily Housing Bonds and 4% Tax Credits,” will be offered again this year. This workshop is the result of a partnership between NALHFA and our affi liate member, Novogradac & Company, to help local HFAs discover additional ways to increase their scope of operations and develop new sources of operating revenue while expanding their role in providing needed housing.

I would like to thank our conference hosts, the Capital Area Housing Finance Corporation and the Travis County Housing Finance Corporation, for their contributions toward the success of this year’s conference. I would also like to thank our many sponsors for their support.

Enjoy Austin and the NALHFA conference!

Warmest regards,

Jim Shaw, NALHFA President

NALHFA 2012 Annual Educational Conference | 3

4 | NALHFA 2012 Annual Educational Conference

Schedule At-A-GlanceWednesday, April 2512:30 p.m. – 7:00 p.m. Pre-Conference and Conference Registration – Balcony

1:00 p.m. – 4:00 p.m. Pre-Conference Workshop: Creating Partnerships for Tax-Exempt Multifamily Housing Bonds and 4% Tax Credits (separate registration required) – Ballroom B

4:00 p.m. – 7:00 p.m. Affiliate Forum and Board Meeting – Ballroom A

Thursday, April 268:00 a.m. – 3:30 p.m. Registration – Balcony

9:00 a.m. – 10:00 a.m. Opening General Session – Sponsored by US Bank Home Mortgage, MRBP Division – Longhorn Room

10:15 a.m. – 11:45 a.m. Concurrent Sessions• Making 4% Low-Income Housing Tax Credits More Viable – Bouquets Room• How to Survive an Internal Revenue Service Audit – Ballroom A • Success Stories in Special Needs Housing – Ballroom B

12:00 p.m. – 1:45 p.m. Awards Luncheon and Annual Business Meeting – Longhorn Room• Keynote Address• Presentation of NALHFA Awards of Excellence• Election of Officers and Directors• Legislative Update

1:45 p.m. – 3:15 p.m. Concurrent Sessions • New Developments in Multifamily Finance – Bouquets Room• For Board Members Only – Ballroom A• Case Examples of Affordable Housing Preservation – Ballroom B

3:30 p.m. – 5:30 p.m. Off-Site Project Bus Tour – Sponsored by the City of Austin Neighborhood Housing and Community Development Department and the Austin Housing Finance Corporation Meet in hotel lobby at 3:15 p.m.; tour will return to hotel.• Austin Resource Center for the Homeless (ARCH)• Commercial Revitalization of East 11th and 12th Streets• Foundation Communities• Mueller Redevelopment

6:00 p.m. – 7:00 p.m. Networking Reception – Balcony

Friday, April 278:00 a.m. – 12:00 p.m. Registration – Balcony

8:30 a.m. – 9:00 a.m. Continental Breakfast – Sponsored by Morgan Keegan – Foyer

9:00 a.m. – 10:00 a.m. General Session – Longhorn Room• Overcoming Challenges in Financing Manufactured Housing to Meet Affordable Housing Needs

10:15 a.m. – 11:45 a.m. Concurrent Sessions • Success Stories from the NIBP Program and a Possible Round 2 – Bouquets Room • Bonds for Beginners (Part 1) – Ballroom A• Sustainable Communities and Transit-Oriented Development – Ballroom B

12:00 p.m. – 1:30 p.m. Lunch (on your own)

1:30 p.m. – 3:00 p.m. Concurrent Sessions • Options for Assisting First-Time Homebuyers – Bouquets Room• Bonds for Beginners (Part 2) – Ballroom A• Borrowing Taxable: A Viable Option? – Ballroom B

3:15 p.m. – 5:00 p.m. Downtown Walking Tour – Sponsored by the City of Austin Economic Growth and Redevelopment Services OfficeMeet in hotel lobby at 3:00 p.m. Tour will end at City Hall for Reception.• Second Street District

5:00 p.m. Buses Leave Hotel for Reception – Meet in hotel lobby at 4:45 p.m.

5:15 p.m. – 6:30 p.m. Reception at Austin City Hall – Co-sponsored by the Capital Area Housing Finance Corporation, Chapman and Cutler and the Bank of Texas – Austin City Hall

6:30 p.m. Buses Return to Hotel

Saturday, April 289:00 a.m. – 12:00 p.m. Affordable Housing Projects Tour – Meet in hotel lobby at 8:45 a.m.


Conference Program

Wednesday, April 25

12:30 p.m. – 7:00 p.m. Pre-Conference and Conference Registration Balcony

1:00 p.m. – 4:00 p.m. Pre-Conference Workshop: Creating Partnerships for Tax-Exempt Multifamily Housing Bonds and 4% Tax CreditsBallroom B Separate registration required.

Presented in partnership with affiliate member Novogradac & Company, this workshop builds on past conference workshops, and explores forming partnerships between local HFAs, developers and investors to develop affordable rental housing through the use of tax-exempt bonds and 4% Low-Income Housing Tax Credits. Hear details on how these partnerships are formed, structured, implemented and evaluated for the benefit of HFAs and the lower income households that they serve.

Moderator: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX

Presenters: Matthew Bissonette, Citi Community Capital, New York, NYGeorge Littlejohn, CPA, Novogradac & Company, Austin, TX

4:00 p.m. – 7:00 p.m. Affiliate Forum and Board MeetingBallroom A

Thursday, April 26

8:00 a.m. – 3:30 p.m.RegistrationBalcony

9:00 a.m. – 10:00 a.m. Opening General Session – Sponsored by US Bank Home Mortgage, MRBP DivisionLonghorn Room

Presiding: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX

Welcome Remarks: Welcome by the Honorable Sarah Eckhardt, County Commissioner and Board Member, Travis County Housing Finance Corporation, Austin, TX

Keynote Speaker: David Crowe, Ph.D, Chief Economist and Senior Vice President, National Association of Home Builders (NAHB), Washington, DC

Dr. Crowe, who spoke at the NALHFA Washington Policy Conference in 2010, is responsible for the NAHB forecast of housing and economic trends, survey research, analysis of the home building industry and consumer preferences, and microeconomic analysis of government policies that affect housing.

Announcement: New for Consumers: Downpayment Locator SM (Nationwide Downpayment Consumer Portal) Rob Chrane, President, Workforce Resource, Atlanta, GA

10:00 a.m. – 10:15 a.m. Break

10:15 a.m. – 11:45 a.m.

Concurrent Sessions Making 4% Low-Income Housing Tax Credits More ViableBouquets Room

Issuers and tax credit purchasers will describe options for local HFAs to structure and sell 4% Low-Income Housing Tax Credits, which help achieve higher capital returns and reduce the amount of subsidies to create and preserve affordable housing. It is recommended that participants also attend the pre-conference workshop.

Moderator: Jay Jensen, Former NALHFA President and NALHFA Conference Planning Committee Chair, Shelter Corporation, Minnetonka, MN

Presenters: Casey Bump, Bonner Carrington, Austin, TXMark Ragsdale, PNC Multifamily Capital, San Francisco, CADavid Saling, J P Morgan Chase, Austin, TXBill Traylor, Richman Housing Resources, New York, NY


Conference Program

How to Survive an Internal Revenue Service AuditBallroom A

In recent years, the IRS has stepped up its audits of tax-exempt bond-funded multifamily projects. Hear from issuers and experienced bond counsel on how to avoid the pitfalls that might trigger a bruising audit.

Moderator: Vivian Benjamin, NALHFA Board Member, Montgomery County Housing Opportunities Commission, Bethesda, MD

Presenters: Jeff Berry, Esq., Chapman and Cutler, Chicago, ILMitch Bragin, Esq., Kutak Rock, Washington, DCArthur Mallard, Invest Atlanta: Atlanta’s Development Authority, Atlanta, GA

Success Stories in Special Needs HousingBallroom B

Local HFAs are often called upon to finance housing for those with special needs—elderly persons, disabled persons and the homeless—all with requirements for housing and services. This session will explore several examples of programs that provide assistance to those with special needs, allowing them to live independently. New statutory changes initiated by the Frank Melville Supportive Housing Investment Act of 2010 provide incentives to leverage other sources of capital (Low-Income Housing Tax Credits, HOME funds and tax-exempt bond financing) with HUD Section 811 funding, which expands the supply of permanent supportive housing.

Moderator: Jean Langendorf, Easter Seals, Austin, TX

Presenters: Mandy De Mayo, De Mayo Associates, Austin, TXLucy Wood, University of Texas School of Law, William Wayne Justice Center for Public Interest Law, Austin, TX

11:45 a.m. – 12:00 p.m. Break

12:00 p.m. – 1:45 p.m. Awards Luncheon and Annual Business MeetingLonghorn Room

Presiding: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX

Keynote Speaker: Gretchen Marchand, Director, Multifamily Insurance Programs, U.S. Department of Housing and Urban Development, San Antonio, TX

Presentation of NALHFA Awards of Excellence

Election of Officers and Directors

Legislative Update: John Murphy, NALHFA Executive Director, Washington, DC

1:45 p.m. – 3:15 p.m.

Concurrent Sessions New Developments in Multifamily FinanceBouquets Room

The world of affordable multifamily finance is constantly changing. This session will explore current developments, including a new way to cash collateralize bond transactions as a measure to access tax credit equity, Standard and Poor’s-rated HAP contract transactions for Section 8 projects and private placements of tax-exempt bond-financed transactions for Community Reinvestment Act credit.

Moderator: Tom Cummings, NALHFA Board Member, Urban Redevelopment Authority of Pittsburgh, Pittsburgh, PA

Presenters: Matthew Bissonette, Citi Community Capital, New York, NYRichard Eichner, Esq., Eichner & Norris, Washington, DCJohn Rucker, Merchant Capital, Montgomery, AL

Thursday, April 26 (continued)

Helping to Provide Affordable Housing Across the Country

Atlanta • Chicago • Denver • Des Moines * Fayetteville • Irvine • Kansas City Little Rock • Los Angeles • Minneapolis • Oklahoma City • OmahaPhiladelphia • Richmond • Scottsdale • Washington • Wichita

www.KutakRock.com


Conference Program

For Board Members OnlyBallroom A

For board members only, this session will feature a facilitated roundtable discussion on such topics as best practices for board orientation, fiduciary responsibilities, political accountability and how to hire the right bond team.

Facilitator: Kathy Aho, Springsted Inc., St. Paul, MN

Presenters: Barbara Portwood, Leonard, Street and Deinard, Minneapolis, MNMark Ulfers, Former NALHFA President and Current Board Member, Dakota County Community Development, Eagan, MN

Case Examples of Affordable Housing PreservationBallroom B

Preservation of affordable housing is often a more cost-effective approach over new construction for expanding the stock of this housing. Presenters will detail the methods used to finance housing preservation.

Moderator: Ernestine Garey, NALHFA Vice President, Invest Atlanta: Atlanta’s Development Authority, Atlanta, GA

Presenters: Tim Irvine, Texas Department of Housing and Community Affairs, Austin, TXAseem Nigam, Department of Housing and Community Development, Fairfax County, Fairfax, VAJennifer Rodriguez, Capstone Real Estate Services, Inc., Austin, TXDeborah VanAmerongen, Nixon Peabody, New York, NY

3:15 p.m. – 3:30 p.m. Break

3:30 p.m. – 5:30 p.m. Off-Site Project Bus Tour – Sponsored by the City of Austin Neighborhood Housing and Community Development Department and the Austin Housing Finance Corporation

Meet in hotel lobby at 3:15 p.m.; tour will return to hotel. Space is limited. Be sure to sign up before the start of the tour at the Registration desk, located on the Balcony.

Austin Resource Center for the Homeless (ARCH)The ARCH, which opened in 2004 and is operated by Front Steps, is a multipurpose facility designed to meet the needs of many segments of the homeless population. It includes a 100-bed shelter for men, a day resource center and a health clinic.

Commercial Revitalization of East 11th and 12th StreetsUsing a combination of federal, local and private resources, this commercial revitalization program has contributed to an improved, sustained and culturally rich area. The businesses currently located in the area have created 40 new low- and moderate-income jobs, provided services and improved the quality of life for the community.

Foundation CommunitiesFoundation Communities M Station Apartments is a new affordable rental housing community, located near the MLK train station. M Station includes 150 apartment homes and a 16,000-square foot childcare center. In addition, it incorporates numerous green practices and has achieved an LEED Platinum rating. 10 percent of the apartments are designated as supportive housing for high-need families, and 10 percent are market rate.

Mueller RedevelopmentWildflower Terrace is the newest addition to Mueller Redevelopment, an award-winning redevelopment of Austin’s former 700-acre Robert B. Mueller Airport. Completed in March 2012, Wildflower Terrace is a 201-unit mixed-income, mixed-use development designed specifically for an aging 55+ population. Financed through the 9 percent Low-Income Housing Tax Credit program, the development offers affordable one and two bedroom apartments to persons with incomes at 30 percent, 50 percent and 60 percent of the area’s median income.

6:00 p.m. – 7:00 p.m. Networking ReceptionBalcony

Thursday, April 26 (continued)

Concurrent Sessions (continued)

BUILDING SOMETHING

EVEN GREATER. TOGETHER.

BUILDING SOMETHING

EVEN GREATER. TOGETHER.

©2012 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC ©2012 Morgan Keegan & Company, Inc., member FINRA/SIPC, is a subsidiary of Raymond James Financial, Inc.

Raymond James® is a registered trademark of Raymond James Financial, Inc. 12-PF-0065 DS/SFS 3/12

A PROUD SPONSOR OF THE 2012 NATIONAL ASSOCIATION OF

LOCAL HOUSING FINANCE AGENCIES (NALHFA) ANNUAL CONFERENCE

After a combined 60 years of building two of the leading single family and

multifamily housing finance platforms in the nation, Raymond James and Morgan

Keegan are coming together as one firm with one goal: to better serve you.

As one of the largest and most innovative housing groups in the country, Raymond

James | Morgan Keegan is committed to delivering customized, comprehensive

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we have the capabilities you’re looking for.

Raymond James | Morgan Keegan is your trusted partner in affordable housing.

Please contact any of our team members to see how we can help you build

something great. Together.


Conference Program

Friday, April 27

8:00 a.m. – 12:00 p.m. RegistrationBalcony

8:30 a.m. – 9:00 a.m.Continental Breakfast – Sponsored by Morgan KeeganFoyer

9:00 a.m. – 10:00 a.m.

General Session Overcoming Challenges in Financing Manufactured Housing to Meet Affordable Housing Needs

Longhorn Room

Improvements in regulation, financing and design have not led to a significant change in the image of manufactured housing. Several communities, non-profit agencies and developers have used manufactured housing as a flexible way of creating in-fill developments while providing cost-effective and energy-efficient affordable housing. However, financing manufactured housing creates challenges. Presenters will discuss these challenges and provide recommendations for changes in federal policy that would assist the Government-Sponsored Enterprises, Freddie Mac and Fannie Mae, in carrying out their manufactured housing “duty to serve” responsibility.

Presiding: Ernestine Garey, NALHFA Vice President, Invest Atlanta: Atlanta’s Development Authority, Atlanta, GA

Moderator: Gary Bachman, Board Member, City of Tucson Industrial Development Authority, Tucson, AZ

Presenters: Richard Appleton, Director, Affordable Lending, Freddie Mac, McLean, VAHoward Banker, Executive Director, Fair Mortgage Collaborative, New York, NYRick Haughey, Director of Affordable Housing Initiatives, Corporation for Enterprise Development, Washington, DC

10:15 a.m. – 11:45 a.m.

Concurrent Sessions Success Stories from the NIBP Program and a Possible Round 2Bouquets Room

The Treasury and Government-Sponsored Enterprises’ New Issue Bond Purchase Program was a huge success for local HFAs. This session will provide examples of that success and the latest updates on prospects for a second round.

Moderator: Allison Ladd, District of Columbia Housing Finance Agency, Washington, DC

Presenters: Adrian Duran, El Paso Housing Finance Corporation, El Paso, TXMarc Jahr, NALHFA Secretary, New York City Housing Development Corporation, New York, NYGene Slater, CSG Advisors, San Francisco, CA

Bonds for Beginners (Part 1)Ballroom A

Those new to the process or in need of a refresher course should attend this session, which presents an overview of the basics: the types of bonds, measuring price, interest and yield, and how an agency issues bonds. Come prepared to work in groups, get answers to your questions and have fun!

Instructor: Mtumishi St. Julien, The Finance Authority of New Orleans, New Orleans, LA

Sustainable Communities and Transit-Oriented DevelopmentBallroom B

The development of rental housing in close proximity to mass transit is an integral part of the sustainability approach to redevelopment. This session will discuss the federal “Sustainable Communities” initiative. Hear several success stories of local agencies and a developer that have developed affordable housing near mass transit.

Moderator: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX

Presenters: Betsy Spencer, City of Austin Neighborhood Housing and Community Development Department, Austin, TXTommy Tucker, Catellus Development Corporation, Austin, TXBetty Voights, Capital Area Council of Governments, Austin, TX

Leadership in U.S. Housing Finance.

RBC Capital Markets’ Housing Group provides a complete range of housing fi nance solutions to meet the specifi c single family and multifamily needs of HFAs, investors and the affordable housing community. We have one of the fastest growing HFA platforms nationwide with coverage of 19 states, and our tax credit equity team manages $4.0 billion of equity in over 600 affordable housing developments nationwide.

Take Confi dence in Our Approach

This advertisement is for informational purposes only. RBC Capital Markets is a registered trademark of Royal Bank of Canada. RBC Capital Markets is the global brand name for the capital markets business of Royal Bank of Canada and its affi liates, including RBC Capital Markets, LLC (member FINRA, NYSE and SIPC); RBC Dominion Securities Inc. (member IIROC and CIPF) and RBC Europe Limited (authorized and regulated by FSA). ® Registered trademark of Royal Bank of Canada. Used under license. © Copyright 2012. All rights reserved.

rbccm.com/housingfi nancegroup

Booker Creek St. Petersburg, Florida

Sean Cullen Director 212.618.5641 [email protected]

Michael Baumrin Managing Director 212.618.5644 [email protected]

Helen Feinberg Managing Director 727.895.8892 [email protected]

Frank Fallon Managing Director 612.371.7888 [email protected]


Conference Program

12:00 p.m. – 1:30 p.m. Lunch (on your own)

1:30 p.m. – 3:00 p.m.

Concurrent Sessions Options for Assisting First-Time HomebuyersBouquets Room

Beyond tax-exempt Mortgage Revenue Bonds (MRBs), there are other options to assist first-time homebuyers. This session will discuss these alternatives, including using mortgage Credit Certificates as an alternative to MRBs. The TBA-MBS program is an alternative option that will be explored.

Moderator: Larry Englande, George K. Baum, Denver, CO

Presenters: Steve Harris, Harris Housing Advisors, Houston, TX Gene Slater, CSG Advisors, San Francisco, CA Chris Spelbring, Morgan Keegan, Richmond, VA

Bonds for Beginners (Part 2)Ballroom A

This session builds on the basic concepts covered in Part 1 and allows you to further your understanding of credit enhancement, cash flow analysis, the role of rating agencies and disclosure. Participants will continue to work in small groups.

Instructor: Mtumishi St. Julien, The Finance Authority of New Orleans, New Orleans, LA

Borrowing Taxable: A Viable Option?Ballroom B

Local HFAs have traditionally issued tax-exempt bonds to finance affordable housing. However, with conventional interest rates at historic lows, using taxable bonds could be an option that agencies should explore.

Moderator: Frank Fallon, RBC Capital Markets, Minneapolis, MN

Presenters: Dave Danenfelzer, Texas State Affordable Housing Corporation, Austin, TXRuth Moreira, New York City Housing Development Corporation, New York, NY

3:15 p.m. – 5:00 p.m. Downtown Walking Tour – Sponsored by the City of Austin Economic Growth and Redevelopment Services Office

Meet in hotel lobby at 3:00 p.m. Be sure to sign up before the start of the tour at the Registration desk, located on the Balcony. Tour will end at City Hall for Reception.

Second Street DistrictWalk this six-block infill redevelopment project which links two important civic destinations—the new City Hall and the Convention Center Complex—along a key stretch of shops and pedestrian walkways.

5:00 p.m.Buses Leave Hotel for Reception Meet in hotel lobby at 4:45 p.m.

5:15 p.m. – 6:30 p.m. Reception at Austin City Hall – Co-sponsored by the Capital Area Housing Finance Corporation, Chapman and Cutler and the Bank of TexasAustin City Hall

Be sure to bring your NALHFA conference identification badge for admittance to the reception.

Join the Honorable Lee Leffingwell, Mayor of Austin; members of the city council; senior city staff; and the Travis County Commissioners Court for a reception on the plaza overlooking Lady Bird Lake.

Buses will return to the hotel starting at 6:30 p.m.

Saturday, April 28

9:00 a.m. – 12:00 p.m.Affordable Housing Projects TourMeet in hotel lobby at 8:45 a.m.Space is limited. Be sure to sign up before the start of the tour at the Registration desk, located on the Balcony.

Attendees will see and tour affordable housing projects in the jurisdictions of the Capital Area Housing Finance Corporation and the Travis County Housing Finance Corporation.

Friday, April 27 (continued)

Plan now to attend the NALHFA 2013 Annual Educational Conference. Be sure to visit the NALHFA website at www.nalhfa.org for updates.

NALHFA 2013 Annual Educational Conferenceapril 4-6, 2013InterContinental New Orleans Hotel | New Orleans, Louisiana


Omni Austin Hotel Downtown


Sponsors

Sponsorship Opportunities for 2013NALHFA depends on the generous support of its sponsors to offer the highest quality programs and amenities. At the same time, sponsorship serves as a way to reach out to fellow partners and potential clients in the field. To become a sponsor, please visit www.nalhfa.org to download the sponsorship opportunities packet, or contact Ryan Abell, NALHFA Sponsorship Sales, at (202) 367-2332 or email [email protected].

US Bank Home Mortgage, MRBP Divisionwww.usbank.com

Gold Sponsor

Bronze Sponsors

Raymond James | Morgan Keeganwww.morgankeegan.com

RBC Capital Marketswww.rbccm.com

Bank of Texaswww.bankoftexas.com

Capital Area Housing Finance Corporation

www.cahfc.org

Chapman and Cutlerwww.chapman.com/home

Friday Reception Sponsors

Travis County Housing Finance Corporationwww.co.travis.tx.us/housing_finance

BNY Mellon Corporate Trustwww.bnymellon.com/corporatetrust

eHousingPluswww.ehousingplus.com

Southeast Texas Housing Finance Corporationwww.sethfc.com

Houston Housing Finance Corporationwww.houstonhfc.com

General Sponsors

City of Austinwww.austintexas.gov

Tour Sponsor

HostsExhibitors

BNY Mellon Corporate Trustwww.bnymellon.com/corporatetrust

Capstone www.capstone.com

Housing Compliance Solutions www.housingcompliance.org

US Bank Home Mortgage, MRBP Divisionwww.usbank.com

Capital Area Housing Finance Corporationwww.cahfc.org


Notes


Notes


Notes

Member FINRA www.finra.org www.sipc.org

Committed to Local HFAs and Affordable Housing

A different way.A better way.

Larry Englande [email protected] • Marc Krasner [email protected] • Marc Paskulin [email protected]

C. Scott Riffle [email protected] • Beth Siville [email protected] • Jim Stretz [email protected]

Keith Tully [email protected] • Guy Yandel [email protected]

800.722.1670 • www.gkbaum.com/housing

Visit usbank.com to learn more about U.S. Bank products and services. Mortgage products offered by U.S. Bank National Association, Member FDIC.

Sheryl [email protected]

Scott [email protected]

James [email protected]

For information on our Mortgage Revenue Bond Program Division, contact today.

MRBP - NALHFA Spring Conference 2012 Ad copy 2.pdf 4/4/2012 5:16:13 PM

NALHFA 0120312 OnsiteProgram2012 · 2018. 4. 14. · 4 | NALHFA 2012 Annual Educational Conference Schedule At-A-Glance Wednesday, April 25 12:30 p.m. – 7:00 p.m. Pre-Conference

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