MVFCU Share Draft Accounts It’s free! MVFCU Share Draft accounts are free of a monthly maintenance fee. There are no minimum balances to keep, no other services to sign up for and just a $25 minimum deposit to open. It’s economical The MVFCU Share Draft account is extremely economical to maintain. There are no monthly statement fees, per check charges, deposit fees, in- person withdrawal fees or any other hidden “transaction” fees. All exception fees (e.g., NSF, stop payment, etc.) are very reasonable and competitive. It pays dividends Dividends are paid on $2,000 balances or more. Dividends on the Share Draft account are compounded monthly, calculated on the daily balance and are paid monthly. It’s safe Your MVFCU Share Draft account is federally insured up to $250,000 by the National Credit Union Administration, an agency of the federal government. MVFCU offers the convenience of checking with the benefits of a savings account. Members can pay bills, make purchases and receive dividends on their daily account balances. It’s flexible Your Share Draft account offers you optional overdraft protection. You can select to have overdraft protection from your Share Savings, Money Market Account, Line of Credit or different accounts that you hold at MVFCU. A fee per transfer per day is charged when an overdraft transfer is made, see the MVFCU fee schedule for details. Overdraft protection transfers are made with available funds from the accounts you have selected to have overdraft protection with. It’s convenient Your Share Draft account becomes a powerful financial tool when combined with the following enhancements available from MVFCU: • Visa Checkcard • Direct Deposit • Online Bill Pay • MVFCUonline • eStatements • Overdraft protection from your Share Savings or Line of Credit For more information, please call 907-745-4891 or 907-694-4891. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.