Page 1
2072 Pus
Mid-Jan, 2016
Banking & Financial Statistics (Monthly) (Provisional)
1562 1586 1616 1653 1699 1772 1762 1792 1815 1822 1844 1872
1276 1295 1329 1330 1337 1361 1358 1371 1395 1395 1402 1440
0
200
400
600
800
1000
1200
1400
1600
1800
2000
Mid Feb Mid Mar Mid Apr Mid May Mid June Mid July Mid Aug Mid Sep Mid Oct Mid Nov Mid Dec Mid Jan
2015 2015 2015 2015 2015 2015 2015 2015 2015 2015 2015 2016
Deposit Credit
Nepal Rastra Bank
Banks & Financial Institution Regulation Department Statistics Division
Page 2
1
2
3
Nepalese Month
Baisakh Mid-May
Jeth Mid-June
Asar Mid-July
Saun Mid-Aug
Bhadau Mid-Sept
Asoj Mid-Oct
Kattik Mid-Nov
Mangsir Mid-Dec
Pus Mid-Jan
Magh Mid-Feb
Fagun Mid-Mar
Chait Mid-Apr
4 Statistics of following Licensed BFIs have been used. Commercial
Banks
Development
Banks
Finance
Companies
Micro
–CreditsTotal
Data available , out of total number 30 73 45 39 187
Total Number of Licensed BFIs* 30 73 47 40 190
* Samjhana Finance Ltd. ("C" class Financial Institution ) is in the process of liquidation
* Himalaya Finance Ltd. ("C" class Financial Institution ) has discontinued sending statistics
5 All the amount in this statistics are in million of rupees.
6
7
Short Names of BFIs are used in notification and their full names have been provided in the last page
(List of Bank & Financial Institutions).
Explanatory Notes
"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed
Banks and Financial Institutions (BFIs).
Blank spaces in the headings and sub-headings indicate the unavailability of data or nil in
transactions or not submitted in prescribed format. The following months of the Gregorian Calendar year are the approximate equivalent of the
months of the Nepalese Calendar Year:
Gregorian Month
Data of NADEP microfinance is not available.
1
Page 3
Contents
Page
1. Explanatory note 1
2. Major financial indicators 2
3. Statement of Assets & Liabilities of Banks & Financial Institutions 3
4. Profit & Loss Account of Banks & Financial Institutions 7
5. Statement of Sector wise, Product wise and Security wise Credit 11
6. Statement of Assets and Liabilities
a. Commercial banks 15
b. Development banks 17
c. Finance companies 22
7. Profit & Loss account
a. Commercial banks 27
b. Development banks 28
c. Finance companies 32
8. Sector- wise, product-wise and security-wise credit
a. Commercial banks 36
b. Development banks 37
c. Finance companies 41
9. Micro-credit development banks
a. Major financial indicators 44
b. Statement of assets and liabilities 44
c. Profit & loss account 44
d. Miscellaneous Information 44
10. List of bank and financial institutions with short name 4511. Districtwise Branch List 47
Page 4
Class "A" Class "B" Class "C" Overall
1 Total Deposit/GDP 72.96 11.61 3.55 88.13
2 Total Credit/GDP 55.34 9.31 3.15 67.79
3 Total Credit/ Total Deposit 75.84 80.16 88.69 76.93
4 Lcy Credit/Lcy Deposit & Core Capital 72.95 70.30 74.72 72.65
5 Fixed Deposit/Total Deposit 27.73 25.36 42.62 28.02
6 Saving Deposit/Total Deposit 40.27 50.84 48.34 41.99
7 Current Deposit/Total Deposit 9.67 2.00 0.11 8.27
8 NPL/ Total Loan 2.37 2.28 12.94 2.85
9 Total LLP/Total Loan 3.25 2.81 13.99 3.68
10 Deprived SectorLoan/Total Loan 5.33 6.38 4.02 5.40
1 Cash & Bank Balance/Total Deposit 12.24 17.69 23.77 13.42
2 Investment in Gov. Security/Total Deposit 15.53 1.49 3.25 13.18
3 Total Liquid Assets/Total Deposit 29.61 33.77 35.16 30.38
1 Core Capital/RWA 10.26 14.44 20.03 11.25
2 Total Capital/RWA 11.89 15.30 20.91 12.74
1 No. of Branches 1806 856 202 2864
2 No. of ATM 1555 231 24 1810
3 No. of Debit Card 3965675 354900 38791 4359366
4 No. of Credit Card 47618 0 0 47618
5 No. of Deposit Accounts 12093683 3098936 563238 15755857
6 No.of Loan 702721 285647 49798 1038166.5
1 Wt. Avg Interest on Deposit 3.32
(a) Saving 2.37
(b) Fixed 6.05
(c) Call 3.12
2 Wt. Avg Interest on Credit 9.28
Negative core capital has been excluded in calculation of Capital Adequacy Ratios
* The Capital Adequacy Ratio of Commercial Banks is as of Kattik, 2072 (2015 Nov) .
D. Other Information
Note:Bank balance includes money at call
Nominal GDP(At Producer's Price) for 2014/15 Rs. 2124650 million(Preliminary Revised)
Major Financial Indicatorsas on Pus End, 2072
A. Credit, Deposit Ratios (%)
B. Liquidity Ratios (%)
C. Capital Adequacy Ratios (%)*
E. Interest Rate(%)
2
Page 5
Statement of Assets and Liabilities of Banks & Financial Institutions (Aggregate)
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
1 CAPITAL FUND 131724.33 145861.43 162992.51 196881.22 196696.93 10.73 11.74 -0.09
a. Paid-up Capital 119506.94 128985.27 140794.10 144050.69 151133.32 7.93 9.16 4.92
b. Statutory Reserves 26038.22 32722.08 37149.85 40589.39 41744.93 25.67 13.53 2.85
c. Retained Earning -22344.20 -27214.24 -27802.05 -5343.29 -12977.79 21.80 2.16 142.88
d. Others Reserves 8523.37 11368.33 12850.60 17584.43 16796.48 33.38 13.04 -4.48
2 BORROWINGS 26999.28 18202.84 21355.96 25513.45 28598.16 -32.58 17.32 12.09
a. NRB 2884.28 2010.04 3291.48 2483.22 1540.51 -30.31 63.75 -37.96
b. "A"Class Licensed Institution 10466.63 5182.01 5504.53 10622.60 11124.17 -50.49 6.22 4.72
c. Foreign Banks and Fin. Ins. 2954.26 4.12 0.00 0.00 0.00 -99.86 -100.00 0.00
d. Other Financial Ins. 2438.25 1306.53 1119.81 1175.26 4701.10 -46.42 -14.29 300.01
e. Bonds and Securities 8255.86 9700.14 11440.14 11232.37 11232.37 17.49 17.94 0.00
3 DEPOSITS 1250061.98 1477832.61 1771946.15 1844443.30 1872355.10 18.22 19.90 1.51
a. Current 111686.53 129108.41 158746.16 156492.17 154875.26 15.60 22.96 -1.03
b. Savings 471215.43 587593.46 714466.16 768154.89 786146.80 24.70 21.59 2.34
c. Fixed 423478.43 453408.61 513283.02 520113.26 524631.99 7.07 13.21 0.87
d. Call Deposits 225704.81 285024.29 363041.66 374880.63 381879.15 26.28 27.37 1.87
e. Others 17976.78 22697.85 22409.16 24802.36 24821.89 26.26 -1.27 0.08
4 Bills Payable 1561.63 1553.13 1729.91 2740.33 2988.32 -0.54 11.38 9.05
5 Other Liabilities 140770.30 169227.44 188093.19 207018.03 199419.39 20.22 11.15 -3.67
1. Loan Loss Provision 42223.77 48932.49 51482.56 52321.58 53068.44 15.89 5.21 1.43
2. Interest Suspense a/c 27920.72 30453.76 31256.97 42429.04 35098.96 9.07 2.64 -17.28
3. Others 70625.81 89841.19 105353.66 112267.40 111251.99 27.21 17.27 -0.90
6 Reconcillation A/c 7290.04 2869.47 280.36 8543.89 5063.25 -60.64 -90.23 -40.74
7 Profit & Loss A/c 26544.74 31566.75 36755.88 10812.04 19866.91 18.92 16.44 83.75
1584952.29 1847113.68 2183153.96 2295952.25 2324988.05 16.54 18.19 1.26
1 LIQUID FUNDS 259224.93 319196.62 353397.28 341211.84 322000.86 23.14 10.71 -5.63
a. Cash Balance 35728.20 41862.07 48642.45 47755.36 46741.48 17.17 16.20 -2.12
Nepalese Notes & Coins 34876.14 41073.72 47305.51 45834.08 45462.65 17.77 15.17 -0.81
Foreign Currency 852.06 788.35 1336.94 1921.28 1278.83 -7.48 69.59 -33.44
b. Bank Balance 173856.67 220546.60 237957.23 229269.32 204571.34 26.86 7.89 -10.77
1. In Nepal Rastra Bank 130802.82 162286.93 165070.53 141786.85 128487.53 24.07 1.72 -9.38
2. "A"Class Licensed Institution 23269.10 34656.48 37838.00 33663.04 35421.34 48.94 9.18 5.22
3. Other Financial Ins. 5673.35 5302.85 6882.80 8533.32 9412.59 -6.53 29.79 10.30
4. In Foreign banks 14111.40 18300.33 28165.90 45286.12 31249.88 29.68 53.91 -30.99
c. Money at Call 49640.06 56787.95 66797.60 64187.15 70688.04 14.40 17.63 10.13
2 INVESTMENTS 151339.99 162544.89 206160.48 246333.27 261015.62 7.40 26.83 5.96
a. Govt.Securities 149700.83 160867.12 182112.29 211275.55 246805.99 7.46 13.21 16.82
b Others 1639.16 1677.78 24048.18 35057.72 14209.63 2.36 1333.34 -59.47
3 SHARE & OTHER INVESTMENT 66725.48 72656.22 85675.60 103521.71 110892.34 8.89 17.92 7.12
4 LOANS & ADVANCES 945698.45 1119260.81 1345671.32 1389614.36 1428763.59 18.35 20.23 2.82
a. Private Sector 915010.01 1084965.27 1230999.56 1349116.37 1386425.37 18.57 13.46 2.77
b. Financial Institutions 21910.20 26247.72 30678.62 35132.90 37424.29 19.80 16.88 6.52
c. Government Organizations 8778.24 8047.82 83993.14 5365.10 4913.92 -8.32 943.68 -8.41
5 BILLS PURCHASED 9007.88 9805.60 14548.03 12067.64 10450.17 8.86 48.36 -13.40
6 LOANS AGT. COLLECTED BILLS 1015.49 737.25 1132.63 669.15 1182.51 -27.40 53.63 76.72
7 FIXED ASSETS 28916.79 30477.72 31732.63 32711.24 32754.26 5.40 4.12 0.13
8 OTHER ASSETS 104448.21 123962.34 135346.49 153007.51 141958.30 18.68 9.18 -7.22
a. Accrued Interests 30638.63 32041.34 32792.14 47175.56 36895.13 4.58 2.34 -21.79
b. Others 73809.58 91920.99 102554.35 105831.95 105063.17 24.54 11.57 -0.73
9 Expenses not Written off 622.02 491.99 392.16 389.52 389.85 -20.90 -20.29 0.09
10 Non Banking Assets 3731.30 4756.96 5250.92 5472.63 5401.65 27.49 10.38 -1.30
11 Reconcillation Account 10394.09 -1032.54 2947.32 9779.85 9489.92 -109.93 -385.44 -2.96
12 Profit & Loss A/c 3827.69 4255.78 899.11 1173.54 688.96 11.18 -78.87 -41.29
1584952.31 1847113.65 2183153.98 2295952.26 2324988.03 16.54 18.19 1.26
Assets
TOTAL
LiabilitiesMid-July
TOTAL
% Change
3
Page 6
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Commercial Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
94660.68 108212.91 122167.95 150054.86 150099.57 14.32 12.90 0.03
79652.07 87454.02 97921.41 104142.05 109377.84 9.80 11.97 5.03
21995.65 27696.23 31063.03 33904.05 34745.85 25.92 12.16 2.48
-14452.96 -16561.92 -17279.67 -2657.00 -7551.13 14.59 4.33 184.20
7465.92 9624.58 10463.18 14665.76 13527.02 28.91 8.71 -7.76
22792.86 15228.20 18419.75 23691.85 27576.56 -33.19 20.96 16.40
2314.28 2010.04 3291.48 2483.22 1540.51 -13.15 63.75 -37.96
7368.77 2601.47 2762.58 8805.88 10107.45 -64.70 6.19 14.78
2954.26 4.12 0.00 0.00 0.00 -99.86 -100.00 0.00
1905.41 912.42 925.56 1170.38 4696.23 -52.11 1.44 301.26
8250.14 9700.14 11440.14 11232.37 11232.37 17.58 17.94 0.00
1020830.77 1204463.40 1462896.12 1533672.43 1550151.14 17.99 21.46 1.07
108656.63 125065.83 153598.94 152302.66 149864.66 15.10 22.81 -1.60
358546.88 450524.99 559391.64 611186.87 624222.59 25.65 24.16 2.13
345412.03 365048.50 419883.01 427500.72 429902.22 5.68 15.02 0.56
196045.33 247429.62 313955.92 324601.98 327236.46 26.21 26.89 0.81
12169.90 16394.45 16066.61 18080.20 18925.20 34.71 -2.00 4.67
1549.62 1513.82 1698.32 2705.44 2962.65 -2.31 12.19 9.51
104427.07 127781.31 146984.02 163457.04 159310.29 22.36 15.03 -2.54
25582.29 31622.89 35779.54 37376.64 38154.38 23.61 13.14 2.08
20628.97 21397.75 21287.89 29678.76 24104.38 3.73 -0.51 -18.78
58215.80 74760.68 89916.59 96401.64 97051.52 28.42 20.27 0.67
1927.71 -2495.70 -5325.76 1844.65 -1851.39 -229.46 113.40 -200.36
21060.43 23141.71 27664.37 8456.15 15092.22 9.88 19.54 78.48
1267249.14 1477845.65 1774504.78 1883882.43 1903341.03 16.62 20.07 1.03
185758.20 226401.82 250377.11 242999.63 218269.31 21.88 10.59 -10.18
29908.23 34628.53 40636.96 39759.40 39010.14 15.78 17.35 -1.88
29107.29 33928.61 39384.90 37911.56 37804.88 16.56 16.08 -0.28
800.94 699.91 1252.06 1847.84 1205.26 -12.61 78.89 -34.77
140521.89 177300.62 189230.03 178309.76 150713.31 26.17 6.73 -15.48
120642.29 149910.91 147933.67 124821.32 110660.28 24.26 -1.32 -11.35
5753.34 9153.13 13172.91 8383.35 8994.89 59.09 43.92 7.29
160.35 18.78 125.88 56.79 51.14 -88.29 570.21 -9.93
13965.91 18217.79 27997.56 45048.30 31007.00 30.44 53.68 -31.17
15328.08 14472.67 20510.12 24930.47 28545.86 -5.58 41.72 14.50
146469.06 156830.54 200262.57 240111.79 254808.88 7.07 27.69 6.12
144855.42 155190.33 176214.77 205054.34 240668.26 7.13 13.55 17.37
1613.63 1640.22 24047.80 35057.45 14140.62 1.65 1366.13 -59.66
63457.22 69534.76 81897.82 99753.24 107065.08 9.58 17.78 7.33
748753.66 891629.91 1087486.69 1131595.75 1164772.00 19.08 21.97 2.93
723355.09 860588.35 976374.75 1093541.97 1125693.03 18.97 13.45 2.94
16673.89 23050.77 27231.05 32798.52 34237.51 38.24 18.14 4.39
8724.68 7990.78 83880.89 5255.26 4841.46 -8.41 949.72 -7.87
7438.39 9794.86 14533.93 12057.43 10442.38 31.68 48.38 -13.39
1015.49 737.25 1132.63 669.15 463.63 -27.40 53.63 -30.71
21164.90 22600.03 24479.96 25684.37 25740.46 6.78 8.32 0.22
85601.07 102400.91 113748.89 124410.73 115876.17 19.63 11.08 -6.86
23015.22 22763.51 22293.32 34178.60 25670.14 -1.09 -2.07 -24.89
62585.85 79637.40 91455.57 90232.14 90206.03 27.25 14.84 -0.03
475.18 398.44 318.55 300.80 305.50 -16.15 -20.05 1.56
2037.98 2046.79 2608.84 2852.24 2962.15 0.43 27.46 3.85
4988.80 -6377.24 -2675.08 3098.17 2566.17 -227.83 -58.05 -17.17
89.21 1847.55 332.89 349.14 69.28 1971.02 -81.98 -80.16
1267249.16 1477845.62 1774504.79 1883882.44 1903341.01 16.62 20.07 1.03
Mid-July % Change
4
Page 7
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Development Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
25094.11 27683.64 30296.85 34007.25 33774.47 10.32 9.44 -0.68
23568.92 25606.53 27448.46 26274.97 27439.68 8.65 7.19 4.43
2105.95 2706.17 3608.10 4070.87 4268.06 28.50 33.33 4.84
-1106.59 -1481.47 -1907.59 2108.39 68.90 33.88 28.76 -96.73
525.84 852.40 1147.88 1553.02 1997.83 62.10 34.66 28.64
2753.56 2408.48 2454.26 1394.87 694.87 -12.53 1.90 -50.18
570.00 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
1645.00 2014.38 2260.00 1390.00 690.00 22.45 12.19 -50.36
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
532.84 394.11 194.26 4.87 4.87 -26.04 -50.71 0.00
5.72 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
160249.64 199932.80 237096.19 236991.32 246696.76 24.76 18.59 4.10
2944.14 3964.21 5056.01 4136.09 4925.64 34.65 27.54 19.09
83215.90 105094.40 120779.93 121622.08 125426.43 26.29 14.93 3.13
45134.34 53998.41 62203.55 61160.32 62552.09 19.64 15.20 2.28
28491.56 36345.53 48166.94 49377.30 52990.54 27.57 32.53 7.32
463.70 530.25 889.75 695.53 802.06 14.35 67.80 15.32
8.37 32.71 27.17 33.03 25.38 290.66 -16.92 -23.16
16778.07 20116.85 20670.18 21923.62 19084.59 19.90 2.75 -12.95
5847.74 6860.14 6171.65 5571.64 5548.17 17.31 -10.04 -0.42
2594.60 3117.96 3322.76 5079.26 3636.43 20.17 6.57 -28.41
8335.74 10138.76 11175.78 11272.72 9899.99 21.63 10.23 -12.18
3374.90 3671.63 3800.85 4685.41 4916.78 8.79 3.52 4.94
3251.27 5079.57 6296.30 1976.93 3724.91 56.23 23.95 88.42
211509.94 258925.69 300641.79 301012.44 308917.77 22.42 16.11 2.63
52289.75 68931.29 79794.81 76146.98 79634.89 31.83 15.76 4.58
4833.15 6139.82 6979.21 6929.01 6650.09 27.04 13.67 -4.03
4782.29 6051.74 6894.72 6855.64 6576.58 26.54 13.93 -4.07
50.85 88.07 84.49 73.37 73.51 73.18 -4.07 0.19
19565.36 27923.34 33250.96 35356.32 36993.78 42.72 19.08 4.63
7457.99 9163.59 14008.99 13969.99 15076.82 22.87 52.88 7.92
9507.63 15810.29 15817.63 16160.39 16325.58 66.29 0.05 1.02
2454.26 2866.92 3255.99 4988.12 5348.49 16.81 13.57 7.22
145.49 82.54 168.34 237.82 242.88 -43.27 103.95 2.13
27891.24 34868.13 39564.65 33861.65 35991.02 25.01 13.47 6.29
3118.77 3230.11 3338.45 3561.94 3754.40 3.57 3.35 5.40
3118.24 3229.98 3338.33 3561.94 3685.65 3.58 3.35 3.47
0.54 0.12 0.12 0.00 68.75 -76.93 0.00 0.00
2124.29 1564.99 2037.17 2073.43 2146.09 -26.33 30.17 3.50
131168.99 161799.22 193462.91 191455.10 197745.92 23.35 19.57 3.29
126319.47 160516.87 191447.83 189639.53 195746.16 27.07 19.27 3.22
4809.98 1246.52 1981.58 1792.09 1994.15 -74.08 58.97 11.28
39.54 35.83 33.50 23.49 5.61 -9.38 -6.49 -76.11
1562.24 4.34 7.70 3.82 1.39 -99.72 77.26 -63.63
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4745.85 5259.37 4925.03 4937.63 4928.72 10.82 -6.36 -0.18
10596.49 11379.64 10992.49 15811.94 13652.51 7.39 -3.40 -13.66
2815.95 3316.39 3803.85 5219.93 3845.11 17.77 14.70 -26.34
7780.55 8063.25 7188.64 10592.02 9807.40 3.63 -10.85 -7.41
71.58 43.37 35.13 43.27 41.98 -39.41 -18.99 -2.98
940.33 1539.64 1840.38 1729.31 1573.30 63.73 19.53 -9.02
3375.86 3645.30 3820.15 4670.11 4928.01 7.98 4.80 5.52
1515.77 1528.41 387.56 578.92 510.56 0.83 -74.64 -11.81
211509.94 258925.69 300641.79 301012.44 308917.77 22.42 16.11 2.63
Mid-July % Change
5
Page 8
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Finance Companies
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
11969.53 9964.89 10527.71 12819.12 12822.89 -16.75 5.65 0.03
16285.95 15924.71 15424.23 13633.67 14315.80 -2.22 -3.14 5.00
1936.62 2319.67 2478.72 2614.46 2731.02 19.78 6.86 4.46
-6784.65 -9170.85 -8614.79 -4794.67 -5495.56 35.17 -6.06 14.62
531.61 891.35 1239.54 1365.65 1271.63 67.67 39.06 -6.88
1452.87 566.16 481.95 426.72 326.72 -61.03 -14.87 -23.43
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1452.87 566.16 481.95 426.72 326.72 -61.03 -14.87 -23.43
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
68981.56 73436.41 71953.84 73779.55 75507.20 6.46 -2.02 2.34
85.76 78.38 91.21 53.42 84.96 -8.61 16.38 59.04
29452.65 31974.07 34294.58 35345.94 36497.78 8.56 7.26 3.26
32932.05 34361.69 31196.45 31452.22 32177.67 4.34 -9.21 2.31
1167.92 1249.13 918.79 901.35 1652.15 6.95 -26.45 83.30
5343.18 5773.15 5452.80 6026.63 5094.64 8.05 -5.55 -15.46
3.63 6.60 4.41 1.85 0.29 81.73 -33.11 -84.54
19565.16 21329.27 20438.99 21637.37 21024.52 9.02 -4.17 -2.83
10793.74 10449.46 9531.38 9373.30 9365.89 -3.19 -8.79 -0.08
4697.16 5938.05 6646.32 7671.02 7358.15 26.42 11.93 -4.08
4074.26 4941.75 4261.29 4593.05 4300.47 21.29 -13.77 -6.37
1987.43 1693.55 1805.27 2013.82 1997.85 -14.79 6.60 -0.79
2233.04 3345.47 2795.21 378.96 1049.78 49.82 -16.45 177.02
106193.21 110342.35 108007.39 111057.38 112729.25 3.91 -2.12 1.51
21176.97 23863.52 23225.37 22065.24 24096.66 12.69 -2.67 9.21
986.82 1093.73 1026.28 1066.95 1081.26 10.83 -6.17 1.34
986.56 1093.36 1025.89 1066.88 1081.20 10.83 -6.17 1.34
0.26 0.37 0.39 0.07 0.06 39.63 6.89 -11.27
13769.41 15322.64 15476.25 15603.25 16864.25 11.28 1.00 8.08
2702.54 3212.44 3127.86 2995.54 2750.42 18.87 -2.63 -8.18
8008.13 9693.05 8847.46 9119.29 10100.87 21.04 -8.72 10.76
3058.74 2417.15 3500.93 3488.41 4012.96 -20.98 44.84 15.04
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6420.74 7447.15 6722.84 5395.04 6151.15 15.99 -9.73 14.01
1752.16 2484.24 2559.46 2659.53 2452.34 41.78 3.03 -7.79
1727.17 2446.81 2559.20 2659.27 2452.08 41.67 4.59 -7.79
24.99 37.44 0.26 0.26 0.26 49.83 -99.30 0.00
1143.97 1556.47 1740.61 1695.04 1681.17 36.06 11.83 -0.82
65775.79 65831.69 64721.71 66563.51 66245.67 0.08 -1.69 -0.48
65335.45 63860.05 63176.98 65934.87 64986.18 -2.26 -1.07 -1.44
426.32 1950.43 1465.98 542.29 1192.64 357.50 -24.84 119.93
14.02 21.21 78.74 86.35 66.84 51.22 271.34 -22.59
7.25 6.40 6.40 6.40 6.40 -11.70 0.00 0.00
0.00 0.00 0.00 0.00 718.88 0.00 0.00 0.00
3006.04 2618.31 2327.65 2089.24 2085.08 -12.90 -11.10 -0.20
8250.65 10181.79 10605.10 12784.83 12429.62 23.41 4.16 -2.78
4807.46 5961.44 6694.97 7777.04 7379.89 24.00 12.30 -5.11
3443.18 4220.34 3910.13 5007.80 5049.73 22.57 -7.35 0.84
75.26 50.19 38.48 45.44 42.37 -33.32 -23.32 -6.76
752.98 1170.53 801.69 891.09 866.21 55.45 -31.51 -2.79
2029.43 1699.39 1802.25 2011.58 1995.73 -16.26 6.05 -0.79
2222.71 879.82 178.66 245.48 109.12 -60.42 -79.69 -55.55
106193.21 110342.35 108007.39 111057.38 112729.25 3.91 -2.12 1.51
% ChangeMid-July
6
Page 9
Profit and Loss Statement of Banks & Financial Institutions (Aggregate)
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
1 Interest Expenses 65347.35 68151.35 67271.02 28581.77 34467.76 4.29 -1.29 20.59
1.1 Deposit Liabilities 64029.79 66485.63 65418.33 28031.47 33621.75 3.84 -1.61 19.94
1.1.1 Saving A/c 21211.31 21763.14 22494.48 9587.86 11606.42 2.60 3.36 21.05
1.1.2 Fixed A/c 33220.30 34583.20 31594.10 14021.52 16535.96 4.10 -8.64 17.93
1.1.2.1 Upto 3 Months Fixed A/c 1471.28 2866.37 1995.01 503.24 549.68 94.82 -30.40 9.23
1.1.2.2 3 to 6 Months fixed A/c 1574.49 1065.31 1043.26 803.02 454.56 -32.34 -2.07 -43.39
1.1.2.3 6 Months to 1 Year Fixed A/c 15584.32 15136.29 14308.11 6435.02 8210.15 -2.87 -5.47 27.59
1.1.2.4 Above 1 Year 14590.21 15515.23 14247.72 6280.23 7321.57 6.34 -8.17 16.58
1.1.3 Call Deposit 9552.50 10108.65 11302.25 4419.50 5476.52 5.82 11.81 23.92
1.1.4 Certificate of Deposits 45.69 30.64 27.50 2.59 2.85 -32.92 -10.26 10.15
1.2 Others 1317.56 1665.72 1852.69 550.30 846.01 26.42 11.22 53.74
2 Commission/Fee Expense 385.30 448.04 509.46 212.39 239.99 16.28 13.71 12.99
3 Employees Expenses 15947.51 18747.82 21218.85 8601.18 10400.27 17.56 13.18 20.92
4 Office Operatiing Expenses 14673.00 15067.83 17624.25 6392.08 7941.50 2.69 16.97 24.24
5 Exchange Fluctuation Loss 30.53 30.99 64.81 2935.91 2685.93 1.51 109.15 -8.51
5.1 Due to Change in Exchange Rates 14.83 16.21 64.83 174.21 174.29 9.34 299.81 0.04
5.2 Due to Foreign Currency Transactions 15.70 14.77 -0.01 2761.70 2511.64 -5.88 -100.09 -9.05
6 Non-Operatiing Expenses 1309.70 143.87 89.80 40.55 46.06 -89.02 -37.58 13.60
7. Provision for Risk 14903.98 14274.84 12781.47 3047.02 4944.03 -4.22 -10.46 62.26
7.1 Loan loss Provision 12280.32 12362.41 11018.41 2637.41 4476.95 0.67 -10.87 69.75
7.1.1 General Loan loss Provision 2998.01 2835.44 4071.38 1090.39 1835.38 -5.42 43.59 68.32
7.1.1.1 Pass Loan Loss Provision 0.00 0.00 3210.53 785.21 1469.29 0.00 0.00 87.12
7.1.1.2 Watch List Provision 0.00 0.00 860.85 305.19 366.09 0.00 0.00 19.96
7.1.2 Special Loan Loss Provision 8865.40 9424.45 6627.48 1406.34 2526.66 6.31 -29.68 79.66
7.1.3 Additional Loan Loss Provision 416.91 102.52 319.54 140.67 114.90 -75.41 211.68 -18.32
7.2. Provision for Non-Banking Assets 1916.95 1498.26 1429.51 321.96 383.64 -21.84 -4.59 19.16
7.3. Provision for Loss on Investment 204.60 40.12 101.98 10.91 13.31 -80.39 154.17 21.96
7.4. Provision for Loss of Other Assets 502.11 374.06 231.58 76.74 70.13 0.00 0.00 -8.61
8 Loan Written Off 942.54 623.54 439.90 146.28 154.41 -33.84 -29.45 5.56
9 Provision for Staff Bonus 2879.03 3452.11 4053.16 1161.50 2299.86 19.91 17.41 98.01
10 Provision for Income Tax 8638.47 10677.75 12158.39 3611.54 7106.01 23.61 13.87 96.76
11 Others 481.92 45.06 495.79 11.17 11.56 -90.65 1000.27 3.49
12 Net Profit 25958.90 29331.59 37039.32 10205.99 19251.68 12.99 26.28 88.63
TOTAL EXPENSES 151498.22 160994.78 173746.23 64947.37 89549.06 6.27 7.92 37.88
Income 1. Interest Income 120744.64 127191.89 134011.48 49011.52 69105.02 5.34 5.36 41.00
1.1. On Loans and Advance 111530.06 119484.79 127175.43 46227.12 65521.89 7.13 6.44 41.74
1.2. On Investment 4109.86 3502.98 2309.29 1209.30 1450.39 -14.77 -34.08 19.94
1.2.1 Government Bonds 3700.66 3049.44 1982.25 1049.81 1256.33 -17.60 -35.00 19.67
1.2.2 Foreign Bonds 22.70 28.74 76.54 35.90 40.27 26.59 166.33 12.18
1.2.3 NRB Bonds 336.67 234.04 160.24 91.01 72.57 -30.48 -31.53 -20.26
1.2.4 Deventure & Bonds 49.84 190.76 90.26 32.58 81.22 282.77 -52.68 149.33
1.3 Agency Balance 1183.87 962.10 716.42 206.08 264.03 -18.73 -25.54 28.12
1.4 On Call Deposit 2528.67 2108.65 2633.89 892.80 1322.08 -16.61 24.91 48.08
1.5 Others 1392.18 1133.37 1176.47 476.22 546.63 -18.59 3.80 14.78
2. Comission & Discount 7162.36 8051.43 8935.14 3374.91 4277.39 12.41 10.98 26.74
2.1 Bills Purchase & Discount 212.27 231.80 248.42 85.05 236.68 9.20 7.17 178.28
2.2 Comission 5444.04 6517.57 7494.65 2842.28 3447.42 19.72 14.99 21.29
2.3 Others 1506.06 1302.07 1192.07 447.58 593.30 -13.54 -8.45 32.56
3 Income From Exchange Fluctuation 3225.60 4168.69 4761.74 4990.64 5449.07 29.24 14.23 9.19
3.1 Due to Change in Exchange Rate 731.73 220.18 983.31 3362.99 3481.34 -69.91 346.60 3.52
3.2 Due to Foreign Currency Trans. 2493.87 3948.52 3778.43 1627.66 1967.73 58.33 -4.31 20.89
4 Other Operating Income 4603.37 5508.69 7326.73 2926.07 3649.61 19.67 33.00 24.73
5 Non Operating Income 2359.48 4041.44 4743.47 452.18 1110.31 71.29 17.37 145.54
6 Provision Written Back 8345.00 8679.68 11842.55 3432.46 5403.41 4.01 36.44 57.42
7 Recovery from Written off Loan 1274.79 806.02 1508.63 151.60 432.04 -36.77 87.17 185.00
8 Income from Extra Ordinary Expenses 434.89 526.32 157.81 40.98 48.14 21.02 -70.02 17.45
9 Net Loss 3348.21 2020.61 458.66 567.01 74.06 -39.65 -77.30 -86.94
TOTAL INCOME 151498.33 160994.77 173746.22 64947.37 89549.05 6.27 7.92 37.88
Mid-July % Change
7
Page 10
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Commercial Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
46386.97 49263.53 49191.03 21036.75 25400.83 6.20 -0.15 20.75
45396.82 47872.14 47732.95 20530.76 24626.07 5.45 -0.29 19.95
13318.11 13593.22 14740.74 6236.27 7556.12 2.07 8.44 21.16
24186.65 26009.72 23632.62 10817.89 12716.67 7.54 -9.14 17.55
1329.07 2734.87 1909.08 461.78 502.18 105.77 -30.20 8.75
1287.26 861.78 890.25 740.05 378.32 -33.05 3.30 -48.88
10714.10 10816.67 10151.63 4839.98 6266.32 0.96 -6.15 29.47
10856.21 11596.41 10681.65 4776.07 5569.85 6.82 -7.89 16.62
7846.59 8238.57 9332.14 3474.03 4350.45 5.00 13.27 25.23
45.47 30.63 27.45 2.57 2.83 -32.64 -10.37 10.08
990.15 1391.40 1458.08 505.99 774.76 40.52 4.79 53.12
377.73 441.61 505.07 211.27 238.76 16.91 14.37 13.01
13238.73 15561.92 17776.14 7148.56 8667.87 17.55 14.23 21.25
10544.25 11195.23 13613.82 5127.71 6286.68 6.17 21.60 22.60
30.04 23.74 63.27 2760.31 2510.32 -20.96 166.46 -9.06
14.41 12.23 63.27 2.00 2.07 -15.13 417.26 3.50
15.63 11.51 0.00 2758.31 2508.25 -26.33 -100.00 -9.07
1254.67 15.61 13.39 4.37 4.97 -98.76 -14.18 13.73
7951.98 8339.38 9962.24 2182.66 3777.14 4.87 19.46 73.05
6870.91 8091.42 9070.71 2023.07 3560.71 17.76 12.10 76.01
2080.28 2084.15 3891.06 818.33 1388.30 0.19 86.70 69.65
0.00 0.00 3163.99 620.92 1123.25 0.00 0.00 80.90
0.00 0.00 727.07 197.41 265.05 0.00 0.00 34.26
4584.12 6007.27 5176.73 1090.04 2064.00 31.05 -13.83 89.35
206.52 0.00 2.92 114.69 108.41 -100.00 0.00 -5.48
824.76 207.96 679.65 155.69 210.38 -74.79 226.82 35.13
92.97 -1.14 40.37 4.55 4.73 -101.23 -3643.82 3.92
163.35 41.14 171.51 -0.65 1.32 0.00 0.00 -304.72
525.54 269.95 103.45 6.61 10.03 -48.63 -61.68 51.73
2381.36 2660.27 3139.60 995.40 1873.78 11.71 18.02 88.24
7136.63 8232.63 9521.99 3133.37 5883.79 15.36 15.66 87.78
479.03 6.14 465.47 11.07 11.46 -98.72 7475.89 3.52
21058.94 21294.17 28386.05 8411.22 15022.94 1.12 33.30 78.61
111365.88 117304.18 132741.51 51029.29 69688.57 5.33 13.16 36.57
90916.84 95849.23 101174.86 37957.91 53057.34 5.43 5.56 39.78
84815.44 91023.28 97566.06 36150.72 50796.86 7.32 7.19 40.51
3834.88 3239.70 2065.62 1140.10 1352.48 -15.52 -36.24 18.63
3459.06 2816.91 1774.19 995.31 1183.18 -18.56 -37.02 18.88
22.70 28.74 76.54 35.90 40.27 26.59 166.33 12.18
317.74 218.55 132.56 80.99 53.94 -31.22 -39.35 -33.40
35.38 175.50 82.33 27.90 75.10 396.02 -53.09 169.18
896.86 714.00 491.44 145.87 178.92 -20.39 -31.17 22.65
585.23 258.09 399.14 232.38 335.02 -55.90 54.65 44.17
784.42 614.16 652.61 288.83 394.06 -21.70 6.26 36.43
6347.13 7252.50 8247.23 3160.11 4004.42 14.26 13.72 26.72
210.85 231.59 247.40 85.05 236.67 9.84 6.82 178.28
5028.62 6022.89 7055.01 2700.31 3271.45 19.77 17.14 21.15
1107.66 998.02 944.82 374.75 496.30 -9.90 -5.33 32.43
3134.60 4118.09 4712.88 4779.31 5233.68 31.38 14.44 9.51
725.00 219.24 980.69 3162.22 3277.59 -69.76 347.31 3.65
2409.60 3898.85 3732.18 1617.09 1956.09 61.80 -4.27 20.96
3015.50 3614.09 5281.25 2193.34 2685.00 19.85 46.13 22.42
1631.73 1241.27 3880.23 271.43 815.65 -23.93 212.60 200.50
4665.37 4031.87 7604.21 2210.07 3481.59 -13.58 88.60 57.53
1172.17 776.54 1445.40 149.18 406.56 -33.75 86.13 172.54
393.34 420.58 64.77 3.73 4.32 6.93 -84.60 15.72
89.21 0.00 330.67 304.22 0.00 -100.00 0.00 -100.00
111365.87 117304.17 132741.51 51029.29 69688.56 5.33 13.16 36.57
Mid-July % Change
8
Page 11
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Development Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
12397.19 13000.57 13157.27 5530.82 6598.71 4.87 1.21 19.31
12161.49 12811.12 12804.81 5493.99 6535.80 5.34 -0.05 18.96
5534.38 5944.44 5804.70 2510.75 2983.32 7.41 -2.35 18.82
5016.64 5071.10 5086.43 2056.54 2466.00 1.09 0.30 19.91
64.12 93.84 59.93 30.32 33.75 46.35 -36.13 11.31
171.54 146.20 116.36 46.62 56.52 -14.77 -20.41 21.22
2882.56 2573.54 2716.01 1080.25 1295.65 -10.72 5.54 19.94
1898.41 2257.51 2194.14 899.35 1080.08 18.92 -2.81 20.10
1610.48 1795.59 1913.68 926.70 1086.48 11.49 6.58 17.24
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
235.69 189.45 352.45 36.83 62.91 -19.62 86.04 70.82
5.04 5.43 3.26 0.62 0.65 7.71 -39.85 5.63
1921.62 2356.60 2640.86 1122.81 1328.20 22.64 12.06 18.29
2670.50 2905.88 3017.24 970.50 1274.63 8.81 3.83 31.34
0.49 7.25 1.55 175.60 175.61 1389.04 -78.64 0.01
0.42 3.98 1.56 172.21 172.22 854.36 -60.83 0.00
0.07 3.26 -0.01 3.39 3.40 4614.50 -100.39 0.17
52.52 110.83 41.67 25.09 26.72 111.03 -62.40 6.50
3989.53 3525.12 1866.82 448.49 755.34 -11.64 -47.04 68.42
3020.91 2554.92 1349.90 326.54 636.13 -15.43 -47.16 94.81
343.74 563.53 154.01 199.12 300.98 63.94 -72.67 51.15
0.00 0.00 27.86 99.58 209.71 0.00 0.00 110.60
0.00 0.00 126.15 99.54 91.27 0.00 0.00 -8.31
2630.48 1934.63 1104.99 125.25 330.38 -26.45 -42.88 163.78
46.69 56.76 90.90 2.17 4.77 21.57 60.14 119.40
535.23 642.02 497.62 118.81 124.88 19.95 -22.49 5.11
103.17 2.81 11.46 2.90 1.05 -97.28 308.19 -63.69
330.22 325.37 7.84 0.23 -6.72 0.00 0.00 -2970.21
349.24 165.54 225.49 131.24 136.11 -52.60 36.22 3.71
332.34 569.23 704.19 146.67 347.84 71.28 23.71 137.15
1008.99 1810.11 2043.98 419.99 993.10 79.40 12.92 136.46
0.18 36.78 20.53 0.12 0.12 20106.10 -44.18 0.00
2848.11 4691.95 5925.13 1445.94 3223.16 64.74 26.28 122.91
25575.76 29185.27 29648.00 10417.87 14860.19 14.11 1.59 42.64
19976.69 22130.34 24453.29 8363.21 12043.95 10.78 10.50 44.01
17902.49 20111.26 22110.85 7739.95 11123.28 12.34 9.94 43.71
152.17 152.46 134.58 33.00 44.18 0.20 -11.73 33.86
138.40 137.26 121.98 25.31 33.28 -0.82 -11.14 31.50
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.72 6.77 10.90 5.18 7.38 43.40 60.88 42.46
9.05 8.42 1.71 2.51 3.51 -6.87 -79.75 39.92
184.86 168.42 137.10 45.07 59.80 -8.89 -18.59 32.67
1355.93 1401.86 1688.66 497.72 733.69 3.39 20.46 47.41
381.25 296.34 382.10 47.47 83.01 -22.27 28.94 74.88
662.53 616.60 585.87 189.17 238.89 -6.93 -4.98 26.28
1.42 0.20 1.02 0.00 0.00 -85.81 409.97 8.24
345.01 401.50 390.41 132.61 164.22 16.37 -2.76 23.84
316.10 214.90 194.44 56.55 74.66 -32.02 -9.52 32.02
89.37 50.60 48.86 211.33 215.39 -43.38 -3.43 1.92
5.10 0.94 2.62 200.77 203.75 -81.66 179.65 1.49
84.27 49.67 46.25 10.56 11.64 -41.06 -6.88 10.18
1101.70 1372.85 1552.34 566.20 748.66 24.61 13.07 32.22
539.65 2135.56 402.44 80.51 139.63 295.73 -81.16 73.44
1872.67 1658.69 2531.66 934.05 1435.08 -11.43 52.63 53.64
86.24 10.34 21.45 0.01 0.01 -88.01 107.40 0.00
37.31 69.49 35.69 24.28 29.43 86.24 -48.64 21.20
1209.71 1140.79 16.40 49.12 9.15 -5.70 -98.56 -81.37
25575.88 29185.27 29648.00 10417.87 14860.19 14.11 1.59 42.64
% ChangeMid-July
9
Page 12
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Finance Companies
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
6563.19 5887.25 4922.73 2014.20 2468.22 -10.30 -16.38 22.54
6471.47 5802.37 4880.57 2006.72 2459.88 -10.34 -15.89 22.58
2358.82 2225.47 1949.03 840.84 1066.98 -5.65 -12.42 26.89
4017.01 3502.38 2875.05 1147.09 1353.29 -12.81 -17.91 17.98
78.09 37.66 26.00 11.14 13.75 -51.78 -30.95 23.44
115.68 57.33 36.65 16.35 19.72 -50.44 -36.08 20.62
1987.66 1746.08 1440.47 514.79 648.18 -12.15 -17.50 25.91
1835.58 1661.31 1371.93 604.81 671.64 -9.49 -17.42 11.05
95.43 74.49 56.44 18.77 39.59 -21.94 -24.24 110.96
0.22 0.02 0.05 0.02 0.02 -91.20 170.55 20.98
91.72 84.88 42.16 7.48 8.33 -7.46 -50.33 11.45
2.53 1.00 1.13 0.50 0.57 -60.40 12.23 13.57
787.16 829.30 801.85 329.82 404.20 5.35 -3.31 22.55
1458.25 966.71 993.19 293.87 380.19 -33.71 2.74 29.37
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.51 17.43 34.74 11.09 14.37 594.51 99.32 29.64
2962.47 2410.35 952.41 415.87 411.54 -18.64 -60.49 -1.04
2388.50 1716.07 597.80 287.80 280.10 -28.15 -65.16 -2.67
573.99 187.76 26.31 72.94 146.09 -67.29 -85.99 100.30
0.00 0.00 18.68 64.71 136.32 0.00 0.00 110.67
0.00 0.00 7.63 8.23 9.77 0.00 0.00 18.75
1650.81 1482.55 345.76 191.05 132.29 -10.19 -76.68 -30.76
163.70 45.76 225.73 23.80 1.72 -72.05 393.30 -92.78
556.97 648.27 252.23 47.47 48.39 16.39 -61.09 1.94
8.46 38.45 50.14 3.46 7.53 354.73 30.40 117.66
8.54 7.55 52.23 77.15 75.53 0.00 0.00 -2.10
67.76 188.06 110.96 8.43 8.28 177.56 -41.00 -1.81
165.33 222.60 209.37 19.43 78.24 34.64 -5.94 302.78
492.85 635.01 592.41 58.18 229.12 28.85 -6.71 293.79
2.71 2.14 9.80 -0.01 -0.01 -20.93 357.41 0.00
2051.85 3345.47 2728.14 348.83 1005.57 63.05 -18.45 188.27
14556.59 14505.33 11356.71 3500.20 5000.30 -0.35 -21.71 42.86
9851.11 9212.31 8383.33 2690.40 4003.72 -6.48 -9.00 48.82
8812.13 8350.25 7498.52 2336.44 3601.76 -5.24 -10.20 54.16
122.82 110.82 109.09 36.20 53.73 -9.77 -1.56 48.44
103.20 95.26 86.08 29.19 39.87 -7.69 -9.64 36.59
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14.21 8.72 16.78 4.84 11.25 -38.63 92.50 132.38
5.41 6.84 6.23 2.17 2.61 26.42 -8.96 20.52
102.16 79.67 87.87 15.13 25.30 -22.01 10.30 67.19
587.50 448.70 546.09 162.71 253.37 -23.63 21.71 55.72
226.51 222.87 141.75 139.92 69.56 -1.60 -36.40 -50.28
152.70 182.33 102.04 25.63 34.08 19.40 -44.04 32.98
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
70.40 93.18 49.23 9.35 11.75 32.35 -47.17 25.58
82.30 89.15 52.81 16.28 22.34 8.33 -40.77 37.22
1.64 0.00 0.00 0.00 0.00 -99.95 -10.24 0.00
1.64 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 -10.24 0.00
486.17 521.75 493.14 166.52 215.96 7.32 -5.48 29.69
188.09 664.61 460.80 100.25 155.03 253.34 -30.67 54.64
1806.96 2989.11 1706.69 288.34 486.74 65.42 -42.90 68.81
16.38 19.14 41.78 2.41 25.48 16.88 118.26 954.97
4.25 36.25 57.35 12.97 14.38 753.72 58.18 10.92
2049.29 879.82 111.60 213.67 64.91 -57.07 -87.32 -69.62
14556.59 14505.33 11356.71 3500.20 5000.30 -0.35 -21.71 42.86
Mid-July % Change
10
Page 13
Statement of Loans and Advances of Banks & Financial Institutions (Aggregate)
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
Sectorwise 1 2 3 4 5 2/1 3/2 5/4
Agricultural and Forest Related 39147.82 48152.08 61783.87 63925.07 64873.78 23.00 28.31 1.48
Fishery Related 657.80 2747.06 3355.59 1610.34 1622.30 317.62 22.15 0.74
Mining Related 3897.30 3580.05 3525.74 3702.09 3807.39 -8.14 -1.52 2.84
Agriculture, Forestry & Bevarage Production Related 190575.19 222489.70 255534.57 256856.65 269262.60 16.75 14.85 4.83
Construction 96067.34 118632.87 152480.40 157410.08 159080.29 23.49 28.53 1.06
Electricity,Gas and Water 20694.25 25606.61 34540.43 38472.83 39454.59 23.74 34.89 2.55
Metal Products, Machinary & Electronic Equipment & Assemblage 13050.42 13994.97 16208.31 16863.59 16723.83 7.24 15.82 -0.83
Transport, Communication and Public Utilities 41298.89 43707.55 48451.67 51135.74 52578.61 5.83 10.85 2.82
Wholesaler & Retailer 198319.29 243966.15 297286.58 301364.09 310652.74 23.02 21.86 3.08
Finance, Insurance and Real Estate 84683.50 90353.77 107293.66 112120.17 117411.15 6.70 18.75 4.72
Hotel or Restaurant 25087.38 32909.63 44028.90 47308.35 48276.04 31.18 33.79 2.05
Other Services 46718.82 54154.23 63957.60 64446.19 65115.68 15.92 18.10 1.04
Consumption Loans 69436.96 87003.21 101450.14 99707.67 102064.37 25.30 16.61 2.36
Local Government 1255.49 1182.73 1714.14 1702.18 1701.67 -5.80 44.93 -0.03
Others 124829.52 141309.64 169740.36 185726.10 187771.23 13.20 20.12 1.10
TOTAL 955719.96 1129803.67 1361351.97 1402351.16 1440396.27 18.21 20.49 2.71
Productwise Term Loan 136442.95 173069.81 223149.61 233395.03 234442.36 26.84 28.94 0.45
Overdraft 184614.72 211367.58 245994.73 248974.68 259151.79 14.49 16.38 4.09
Trust Receipt Loan / Import Loan 41471.44 48161.32 55141.88 51203.03 47759.56 16.13 14.49 -6.73
Demand & Other Working Capital Loan 220401.50 250607.47 293603.14 308036.35 326978.44 13.70 17.16 6.15
Residential Personal Home Loan (Up to Rs. 1 Crore) 66210.53 89484.87 118861.54 123681.62 125246.89 35.15 32.83 1.27
Real Estate Loan 86062.16 82482.16 85678.07 91307.69 93694.09 -4.16 3.87 2.61
Margin Nature Loan 12935.41 20031.63 24084.77 26746.84 27595.12 54.86 20.23 3.17
Hire Purchase Loan 53933.61 63653.90 80966.96 83739.19 85060.67 18.02 27.20 1.58
Deprived Sector Loan 39549.07 50576.56 63889.82 66654.26 70867.07 27.88 26.32 6.32
Bills Purchased 8024.25 10045.08 13511.29 13472.09 11709.91 25.18 34.51 -13.08
Other Product 106074.30 130323.28 156470.18 155140.37 157890.35 22.86 20.06 1.77
Total 955719.96 1129803.66 1361351.98 1402351.15 1440396.26 18.21 20.49 2.71
Collateral wiseGold and Silver 28785.76 31102.67 31374.67 28175.24 29178.56 8.05 0.87 3.56
Government Securities 3004.07 992.12 784.73 882.93 875.68 -66.97 -20.90 -0.82
Non Governmental Securities 8218.97 14092.14 18776.93 20877.86 21806.57 71.46 33.24 4.45
Fixed Deposit Receipts 11671.47 10774.58 9824.90 9875.68 9904.12 -7.68 -8.81 0.29
Own 10995.52 9893.47 8925.88 8646.53 8736.48 -10.02 -9.78 1.04
Other Licences Institutions 675.95 881.11 899.02 1229.15 1167.63 30.35 2.03 -5.00
Collateral of Properties 820463.46 936410.77 1131830.49 1170237.28 1199797.48 14.13 20.87 2.53
Fixed Assets 681424.84 785804.82 957231.98 995104.59 1019059.46 15.32 21.82 2.41
Current Assets 139038.62 150605.95 174598.50 175132.69 180738.02 8.32 15.93 3.20
Against security of Bill 7710.77 11927.48 13969.01 13669.11 12935.80 54.69 17.12 -5.36
Domestic Bills 1010.89 2817.51 3532.80 4036.26 4236.67 178.72 25.39 4.97
Foreign Bills 6699.89 9109.97 10436.21 9632.85 8699.14 35.97 14.56 -9.69
Against Guarantee 21747.59 29975.14 40479.05 40977.25 43014.24 37.83 35.04 4.97
Government Guarantee 3394.30 2155.95 2385.24 2310.89 2346.78 -36.48 10.64 1.55
Institutional Guarantee 13009.84 20737.62 27833.31 25976.99 28464.89 59.40 34.22 9.58
Personal Guarantee 959.91 2001.69 2350.72 3367.11 3180.30 108.53 17.44 -5.55
Collective Guarantee 1364.92 2167.66 3581.03 4693.63 3900.53 58.81 65.20 -16.90
International Rated Foreign Bank's Guarantee 115.10 192.25 93.08 952.95 1617.77 67.03 -51.58 69.76
Other Guarantee 2903.51 2706.26 4235.68 3675.67 3503.97 -6.79 56.51 -4.67
Credit Card 373.59 410.98 427.58 534.39 539.16 10.01 4.04 0.89
Others 53744.25 94117.78 113884.53 117121.41 122344.66 75.12 21.00 4.46
Total 955719.94 1129803.67 1361351.89 1402351.15 1440396.27 18.21 20.49 2.71
Mid-July % Change
11
Page 14
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Commercial Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
31030.97 37810.81 47818.18 49131.40 49496.62 21.85 26.47 0.74
500.33 2491.48 2888.07 1157.30 1161.65 397.97 15.92 0.38
3487.15 3258.97 3064.11 3246.24 3298.41 -6.54 -5.98 1.61
176661.91 207142.86 239722.81 241640.07 253537.88 17.25 15.73 4.92
71712.79 88914.98 115175.72 119802.48 120900.65 23.99 29.53 0.92
18386.51 21784.34 29412.29 35044.11 35795.71 18.48 35.02 2.14
10044.44 10887.77 12402.24 13706.69 13552.16 8.40 13.91 -1.13
24431.32 25221.64 26254.45 29987.84 30879.72 3.23 4.09 2.97
161588.16 205667.15 256252.52 261275.78 269665.76 27.28 24.60 3.21
66141.44 72768.84 89220.30 94325.00 99084.81 10.02 22.61 5.05
18753.75 24846.43 35337.97 37616.83 38324.81 32.49 42.23 1.88
38101.27 43987.36 53099.98 53341.62 53782.92 15.45 20.72 0.83
53754.45 68227.23 80339.71 80579.89 82584.88 26.92 17.75 2.49
1176.32 1096.16 1621.81 1625.81 1625.32 -6.81 47.95 -0.03
81436.73 88042.57 110543.10 121841.26 121986.71 8.11 25.56 0.12
757207.54 902162.01 1103153.25 1144322.33 1175678.01 19.14 22.28 2.74
112480.40 142965.53 187297.61 195052.33 194518.81 27.10 31.01 -0.27
150298.94 170872.66 200106.73 203540.28 211617.81 13.69 17.11 3.97
41470.26 48161.32 55141.88 51203.03 47759.56 16.13 14.49 -6.73
185398.02 216015.90 260320.80 275311.69 294241.06 16.51 20.51 6.88
47256.27 64673.30 87842.96 92904.30 93654.35 36.86 35.83 0.81
63044.62 60467.66 63879.59 69079.04 70954.33 -4.09 5.64 2.71
7440.61 11988.14 16360.29 18554.79 19252.20 61.12 36.47 3.76
34094.00 41023.45 54406.77 57613.00 58785.35 20.32 32.62 2.03
32445.25 40962.32 51515.94 53664.50 57235.39 0.00 0.00 6.65
7997.56 10034.34 13497.19 13461.17 11702.12 25.47 34.51 -13.07
75281.64 94997.38 112783.49 113938.18 115957.03 26.19 18.72 1.77
757207.55 902162.00 1103153.26 1144322.33 1175678.01 19.14 22.28 2.74
25038.53 27088.37 26813.12 24360.37 25274.42 8.19 -1.02 3.75
2974.77 968.71 751.68 837.16 830.86 -67.44 -22.40 -0.75
4925.55 8973.82 13183.16 14793.28 15587.38 82.19 46.91 5.37
8102.32 7359.78 6561.88 7200.61 7139.24 -9.16 -10.84 -0.85
7428.97 6478.67 5662.90 5971.47 5971.61 -12.79 -12.59 0.00
673.35 881.11 898.97 1229.15 1167.63 30.85 2.03 -5.00
642544.50 733614.96 900985.02 940170.92 963454.01 14.17 22.81 2.48
504299.03 583662.27 726933.32 765262.83 782948.39 15.74 24.55 2.31
138245.47 149952.69 174051.71 174908.08 180505.62 8.47 16.07 3.20
7675.08 11923.28 13672.66 13224.32 12506.53 55.35 14.67 -5.43
976.93 2813.31 3236.45 3591.47 3807.39 187.97 15.04 6.01
6698.14 9109.97 10436.21 9632.85 8699.14 36.01 14.56 -9.69
18424.77 25697.50 34298.71 33852.30 35848.16 39.47 33.47 5.90
3230.85 1975.30 2208.28 2151.78 2186.96 -38.86 11.79 1.64
11547.20 18972.97 24969.73 23106.72 25413.44 64.31 31.61 9.98
645.28 1684.14 2069.26 2492.42 2329.08 160.99 22.87 -6.55
204.05 404.05 951.02 1718.28 1031.04 98.01 135.37 -40.00
104.10 117.47 93.08 952.95 1617.77 12.84 -20.76 69.76
2693.29 2529.85 4007.34 3430.14 3269.87 -6.07 58.40 -4.67
373.59 410.98 427.58 534.39 539.16 10.01 4.04 0.89
47148.40 86124.60 106459.44 109348.98 114498.25 82.67 23.61 4.71
757207.52 902162.02 1103153.26 1144322.33 1175678.02 19.14 22.28 2.74
Mid-July % Change
12
Page 15
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Development Banks
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
6233.37 8423.26 12002.65 12751.51 13301.66 35.13 42.49 4.31
129.14 214.77 404.87 388.63 401.98 66.31 88.51 3.44
267.11 275.24 390.09 369.78 416.01 3.04 41.73 12.50
9194.30 10699.48 12179.35 11741.90 12183.19 16.37 13.83 3.76
15248.53 19507.92 26554.42 26664.41 27237.83 27.93 36.12 2.15
2092.11 3617.75 4933.46 3158.18 3392.57 72.92 36.37 7.42
2138.61 2385.15 2976.90 2333.33 2373.95 11.53 24.81 1.74
11223.12 12897.59 15099.18 13857.53 14333.10 14.92 17.07 3.43
27070.92 29633.88 32542.18 31748.17 32541.25 9.47 9.81 2.50
12589.36 12797.65 13368.46 12829.74 13389.60 1.65 4.46 4.36
4735.00 6278.73 7231.42 7995.42 8199.51 32.60 15.17 2.55
6294.93 7909.36 8661.91 8869.81 9096.92 25.65 9.51 2.56
9767.01 12728.61 15563.89 13970.23 14390.90 30.32 22.27 3.01
31.05 38.04 32.34 35.56 35.54 22.49 -14.98 -0.06
25714.82 34396.15 41529.50 44744.70 46453.30 33.76 20.74 3.82
132729.38 161803.56 193470.61 191458.92 197747.31 21.90 19.57 3.28
15064.74 21437.34 27992.73 29946.25 31203.25 42.30 30.58 4.20
34315.79 40494.92 45887.99 45434.39 47533.98 18.01 13.32 4.62
1.18 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
18697.09 19857.01 20503.15 20646.80 20722.23 6.20 3.25 0.37
12309.08 16820.26 22476.27 22000.70 22810.53 36.65 33.63 3.68
12864.26 12773.90 13116.83 13138.01 13679.13 -0.70 2.68 4.12
2709.85 4112.98 3831.26 4344.73 4455.83 51.78 -6.85 2.56
13300.38 15906.14 18970.95 18337.93 18494.66 19.59 19.27 0.85
5212.97 7564.63 10198.29 10620.67 11155.33 0.00 0.00 5.03
19.45 4.34 7.70 4.52 1.39 -77.66 77.26 -69.27
18234.59 22832.03 30485.43 26984.91 27690.98 25.21 33.52 2.62
132729.37 161803.56 193470.61 191458.92 197747.31 21.90 19.57 3.28
3363.91 3680.33 4111.82 3384.05 3475.57 9.41 11.72 2.70
21.40 5.85 12.34 26.00 26.00 -72.67 110.90 0.00
2018.23 3181.68 3330.32 4117.54 4218.76 57.65 4.67 2.46
1635.28 1709.14 2014.24 1679.15 1822.59 4.52 17.85 8.54
1635.28 1709.14 2014.20 1679.15 1822.59 4.52 17.85 8.54
0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00
121886.57 147209.51 177855.55 175732.74 181581.30 20.78 20.82 3.33
121492.70 146794.10 177513.72 175724.32 181567.48 20.83 20.93 3.33
393.88 415.41 341.83 8.42 13.82 5.47 -17.71 64.02
21.13 4.20 15.30 12.06 9.94 -80.12 264.19 -17.56
19.39 4.20 15.30 12.06 9.94 -78.34 264.19 -17.56
1.74 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
2622.99 3621.07 5424.35 5835.42 5836.81 38.05 49.80 0.02
97.04 112.75 112.07 96.18 98.66 16.18 -0.60 2.58
1139.82 1492.52 2552.54 2476.30 2612.23 30.94 71.02 5.49
205.86 200.91 155.40 319.18 287.88 -2.41 -22.65 -9.81
1145.92 1737.70 2602.75 2941.52 2835.80 51.64 49.78 -3.59
11.00 74.78 0.00 0.00 0.00 579.83 -100.00 0.00
23.34 2.41 1.59 2.24 2.24 -89.67 -33.93 -0.08
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1159.86 2391.77 706.70 671.96 776.33 106.21 -70.45 15.53
132729.37 161803.56 193470.61 191458.92 197747.31 21.90 19.57 3.28
Mid-July % Change
13
Page 16
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Finance Companies
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
1883.48 1918.01 1963.05 2042.16 2075.49 1.83 2.35 1.63
28.33 40.81 62.64 64.41 58.67 44.04 53.49 -8.92
143.05 45.84 71.55 86.06 92.97 -67.96 56.09 8.02
4718.98 4647.36 3632.41 3474.68 3541.53 -1.52 -21.84 1.92
9106.02 10209.97 10750.27 10943.19 10941.82 12.12 5.29 -0.01
215.63 204.52 194.69 270.53 266.32 -5.15 -4.81 -1.56
867.37 722.06 829.16 823.57 797.72 -16.75 14.83 -3.14
5644.44 5588.33 7098.04 7290.37 7365.79 -0.99 27.02 1.03
9660.22 8665.13 8491.89 8340.14 8445.73 -10.30 -2.00 1.27
5952.69 4787.27 4704.90 4965.43 4936.74 -19.58 -1.72 -0.58
1598.63 1784.46 1459.52 1696.11 1751.72 11.62 -18.21 3.28
2322.62 2257.51 2195.70 2234.76 2235.84 -2.80 -2.74 0.05
5915.50 6047.38 5546.54 5157.55 5088.58 2.23 -8.28 -1.34
48.11 48.53 59.99 40.81 40.81 0.87 23.63 0.00
17677.97 18870.91 17667.77 19140.14 19331.22 6.75 -6.38 1.00
65783.04 65838.09 64728.11 66569.91 66970.95 0.08 -1.69 0.60
8897.82 8666.94 7859.26 8396.45 8720.31 -2.59 -9.32 3.86
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16306.39 14734.55 12779.18 12077.85 12015.15 -9.64 -13.27 -0.52
6645.18 7991.30 8542.32 8776.62 8782.01 20.26 6.90 0.06
10153.28 9240.60 8681.64 9090.64 9060.63 -8.99 -6.05 -0.33
2784.96 3930.51 3893.22 3847.32 3887.09 41.13 -0.95 1.03
6539.24 6724.31 7589.24 7788.26 7780.67 2.83 12.86 -0.10
1890.85 2049.60 2175.58 2369.09 2476.35 0.00 0.00 4.53
7.25 6.40 6.40 6.40 6.40 -11.70 0.00 0.00
12558.07 12493.87 13201.26 14217.28 14242.34 -0.51 5.66 0.18
65783.04 65838.09 64728.11 66569.91 66970.95 0.08 -1.69 0.60
383.32 333.97 449.73 430.82 428.58 -12.87 34.66 -0.52
7.91 17.56 20.72 19.77 18.82 122.07 17.98 -4.81
1275.19 1936.64 2263.45 1967.04 2000.43 51.87 16.88 1.70
1933.87 1705.66 1248.78 995.92 942.28 -11.80 -26.79 -5.39
1931.27 1705.66 1248.78 995.92 942.28 -11.68 -26.79 -5.39
2.60 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
56032.38 55586.29 52989.91 54333.62 54762.17 -0.80 -4.67 0.79
55633.11 55348.44 52784.94 54117.44 54543.59 -0.51 -4.63 0.79
399.27 237.85 204.97 216.18 218.58 -40.43 -13.82 1.11
14.57 0.00 281.05 432.73 419.34 -100.00 0.00 -3.10
14.57 0.00 281.05 432.73 419.34 -100.00 0.00 -3.10
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
699.83 656.57 755.99 1289.54 1329.26 -6.18 15.14 3.08
66.41 67.90 64.90 62.93 61.16 2.24 -4.42 -2.82
322.82 272.12 311.04 393.97 439.22 -15.70 14.30 11.49
108.77 116.64 126.05 555.52 563.34 7.23 8.07 1.41
14.95 25.91 27.25 33.83 33.69 73.30 5.20 -0.43
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
186.87 174.00 226.74 243.29 231.86 -6.89 30.31 -4.70
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5435.98 5601.40 6718.39 7100.47 7070.08 3.04 19.94 -0.43
65783.04 65838.09 64728.01 66569.91 66970.95 0.08 -1.69 0.60
Mid-July % Change
14
Page 17
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
Liabilities1 CAPITAL FUND 3474.72 6675.77 9485.59 9806.95 6290.88 6896.00 5689.37 4892.22 6890.38 3857.64 2961.07 5550.64 2890.54
a. Paid-up Capital 6465.00 8588.97 4754.95 6345.70 2248.16 4499.15 3058.06 3037.13 2742.60 2120.21 2028.60 2658.28 2000.83
b. Calls in Advance
c. Proposed Bonus Share 2.08 551.26 300.12
d. General Reserves 1964.10 4452.04 3503.50 2695.65 2381.02 1986.17 1123.78 1585.73 1940.60 948.06 596.82 1054.56 542.81
e. Share Premium 2.76 0.07 11.85 79.16 18.56 0.08 67.84
f. Retained Earning -5802.98 -6252.31 674.73 50.04 1300.05 115.00 722.29 134.45 1039.26 27.18 326.57 636.22 4.42
845.84 -112.93 552.34 703.71 361.64 295.69 706.08 132.83 1149.36 210.93 9.00 1133.74 42.36
2 BORROWINGS 944.40 300.00 2333.55 600.00 4168.86 1068.85 1043.00 1900.00
a. NRB 43.00
b. Interbank Borrowing 644.40 783.55 1400.00
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins. 300.00 3168.86
e. Bonds and Securities 300.00 1550.00 600.00 1000.00 1068.85 1000.00 500.00
3 DEPOSITS 80220.82 128423.61 108372.49 98081.28 57880.09 81137.76 58359.80 35580.89 76045.77 41811.01 26635.65 58318.11 20852.79
a. Current 15836.15 26440.32 15608.50 13907.37 16141.64 7925.62 4817.47 1778.50 6145.70 3743.68 939.37 2224.20 622.08
Domestic 15655.68 26356.95 10874.23 8959.08 9127.36 6180.76 4505.74 1554.96 5915.26 3479.04 903.27 2122.24 602.74
Foreign 180.47 83.37 4734.26 4948.29 7014.27 1744.86 311.72 223.54 230.44 264.64 36.10 101.96 19.34
b. Savings 48868.43 76147.17 49854.91 36090.10 24658.51 42924.10 23637.94 10566.72 35084.44 13355.29 8930.71 16890.86 5081.73
Domestic 48853.01 76098.03 46183.13 34992.91 21218.06 41625.76 23449.81 10528.82 34945.34 13080.03 8588.66 16828.98 5019.03
Foreign 15.42 49.14 3671.78 1097.19 3440.45 1298.34 188.14 37.89 139.09 275.26 342.05 61.87 62.70
c. Fixed 11822.63 14051.70 9570.36 21114.43 3197.75 8668.11 22354.72 14470.96 18996.07 16335.03 8576.07 21068.12 9740.27
Domestic 11736.95 14049.40 8762.71 21003.58 2915.89 7522.69 16117.25 13975.72 14694.69 16174.66 8350.32 19797.05 9740.27
Foreign 85.68 2.30 807.65 110.85 281.86 1145.41 6237.47 495.24 4301.38 160.37 225.75 1271.07
d. Call Deposits 2912.53 10385.75 31411.32 25599.67 13182.66 20324.09 6947.36 8131.23 14757.41 7861.38 7932.64 17744.72 5142.58
Domestic 2912.53 10207.96 17930.29 21822.47 2897.42 14871.61 3927.31 8083.10 11275.15 7474.05 7919.80 16542.87 5086.69
Foreign 177.79 13481.03 3777.19 10285.25 5452.48 3020.05 48.13 3482.26 387.33 12.84 1201.85 55.89
e. Others 781.09 1398.67 1927.41 1369.71 699.53 1295.85 602.30 633.48 1062.15 515.64 256.86 390.22 266.13
Domestic 780.09 1398.67 1873.31 1224.57 540.47 1088.65 475.18 633.24 1056.54 286.47 255.85 390.22 266.13
Foreign 1.00 54.10 145.15 159.06 207.21 127.12 0.24 5.61 229.17 1.01
4 Bills Payable 68.49 19.26 372.94 0.72 209.88 138.25 183.59 49.77 1261.53 44.13 6.67 104.42 11.64
5 Other Liabilities 12729.90 23515.34 12137.06 8844.89 2961.83 4541.22 2588.64 3589.47 8877.00 2848.86 2773.00 3167.51 938.86
1. Sundry Creditors 4131.14 4462.32 4155.67 834.05 476.58 183.47 308.49 177.86 520.94 190.31 724.43 567.73 26.88
2. Loan Loss Provision 2369.77 4055.45 1540.14 1537.08 329.63 1988.47 495.04 552.39 860.41 1523.62 503.37 1153.06 334.74
3. Interest Suspense a/c 4271.60 10177.29 471.50 413.03 140.54 482.54 79.88 301.37 249.47 204.46 264.34 286.78 48.73
4. Others 1957.39 4820.28 5969.75 6060.74 2015.07 1886.74 1705.22 2557.84 7246.18 930.48 1280.87 1159.94 528.51
6 Reconcillation A/c -1867.87 0.16 3.07 1.31 0.45 6.99 1.97
7 Profit & Loss A/c 1048.19 973.69 1410.95 1078.18 612.01 802.22 623.93 546.27 750.36 329.19 224.62 411.00 168.24
95674.25 160552.07 132079.03 120145.73 67954.69 94118.53 71615.49 44659.06 94900.88 49933.84 32601.00 69451.68 24864.04
Assets1 LIQUID FUNDS 9263.97 15862.84 12359.09 12552.34 22746.43 9624.41 5749.70 4895.08 15965.03 5071.73 3513.83 7670.37 3280.52
a. Cash Balance 3249.90 4128.30 1563.80 1970.22 648.94 1090.41 2093.40 1014.15 2206.86 836.27 556.33 809.30 422.98
Nepalese Notes & Coins 3213.47 4099.64 1444.14 1787.87 588.00 951.39 2065.10 995.11 2175.82 812.80 544.86 784.40 414.97
Foreign Currency 36.43 28.66 119.66 182.36 60.93 139.02 28.29 19.05 31.04 23.47 11.47 24.90 8.01
b. Bank Balance 6014.07 8839.74 9160.53 10582.11 7841.48 7122.34 3656.30 3880.93 12758.16 3650.31 2553.76 6861.07 2707.53
1. In Nepal Rastra Bank 5380.27 7562.57 4023.92 6846.03 6643.47 4376.68 2239.22 3381.81 11148.11 2657.64 2189.96 3842.43 2105.49
Domestic Currency 5357.23 7553.18 3859.91 6637.69 6606.52 4252.37 2222.45 3343.35 11125.62 2621.61 2160.13 3809.39 2100.05
Foreign Currency 23.03 9.39 164.01 208.34 36.96 124.31 16.78 38.46 22.50 36.03 29.82 33.05 5.44
2. "A"Class Licensed Institution 285.03 688.58 91.05 238.88 425.13 152.39 478.87 254.90 512.00 237.53 145.42 277.78 38.28
Domestic Currency 285.03 664.46 91.05 188.64 425.13 152.39 478.87 254.90 510.31 235.11 141.10 277.73 37.83
Foreign Currency 24.12 50.24 1.69 2.42 4.32 0.05 0.45
3. Other Financial Ins. 0.52
4. In Foreign Banks 348.77 588.59 5045.56 3497.20 772.87 2593.26 938.21 243.70 1098.05 755.14 218.38 2740.86 563.77
c. Money at Call 2894.80 1634.76 14256.02 1411.67 1000.00 585.14 403.74 150.00
Domestic Currency 2600.00 1400.00 400.01 150.00
Foreign Currency 294.80 1634.76 14256.02 11.67 1000.00 185.13 403.74
2 INVESTMENT IN SECURITIES 16610.34 44734.11 25152.59 12141.42 5701.86 13460.13 11535.25 4548.84 13170.60 9767.59 3713.19 10238.47 1608.90
a. Govt.Securities 16610.34 44734.11 24883.95 12141.42 5701.86 13238.98 11535.25 4548.84 13170.60 6080.09 3713.19 10039.62 1258.90
b. NRB Bond 3687.50 350.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents 268.64 221.15 198.85
3 SHARE & OTHER INVESTMENT 803.66 737.56 17616.58 10130.15 11388.77 8207.96 9267.31 1876.62 7316.23 817.51 642.01 1755.29 520.07
a. Interbank Lending 300.00 630.00
b. Non Residents 267.75 535.82 17196.16 8514.90 8047.50 9219.38 1811.59 7252.88 661.90 1324.72 483.30
c. Others 235.91 201.74 420.43 1615.25 11388.77 160.46 47.93 65.04 63.35 155.62 12.01 430.56 36.77
4 LOANS & ADVANCES 55119.99 77136.66 64927.71 76870.75 26093.56 56801.30 41920.98 28674.10 54975.77 31302.58 21561.06 46627.78 18486.36
a. Private Sector 55119.99 73327.83 62049.53 74981.13 24733.88 53721.93 39816.37 27187.53 50369.51 28925.06 21364.24 46480.28 16249.99
b. Financial Institutions 2639.04 2878.19 1786.16 1359.68 3079.37 2104.61 1321.80 2711.89 2308.41 124.98 2236.36
c. Government Organizations 1169.79 103.46 164.77 1894.37 69.12 71.84 147.50
5 BILL PURCHASED 11.93 57.77 18.99 611.92 8.84 2195.77 392.25 497.05 64.43 983.89 165.45 689.47
a. Domestic Bills Purchased 7.06 39.38 1.32 156.82 0.07 36.34 337.11 55.47 6.47 1.44
b. Foreign Bills Purchased 3.79 18.39 17.66 438.76 8.77 2159.43 4.08 159.94 8.95 19.08 688.03
c. Import Bills & Imports 1.07 16.35 388.17 983.89 139.89
6 LOANS AGAINST COLLECTED BILLS 63.46
a. Against Domestic Bills 63.46
b. Against Foreign Bills
7 FIXED ASSETS 423.87 1318.73 787.32 1083.96 420.69 1298.33 1406.17 194.66 681.63 1183.60 808.08 559.07 417.26
8 OTHER ASSETS 12119.04 19774.24 11153.29 6742.34 1583.33 2040.65 1343.32 3850.45 2727.20 806.65 1568.11 1620.30 518.31
a. Accrued Interest: 4323.49 10347.26 961.42 569.81 173.72 565.34 146.00 340.81 283.05 237.75 278.21 336.63 48.73
Financial Institutions 9517.30 191.64 497.70 83.14 73.93 175.32 145.33 157.38 264.63 177.40 34.84
Government Enterprises 65.33 38.23 4.80 22.87 18.54 4.60 25.38 27.07 13.58 29.15
Private Sector 4323.49 764.63 769.78 33.89 85.77 542.46 53.54 160.90 112.34 53.30 130.09 13.89
b. Staff Loans / Adv. 1665.61 4025.46 1638.56 214.98 281.14 823.99 519.43 602.12 1455.39 284.75 400.78 287.91 56.59
c. Sundry Debtors 1681.32 289.52 2660.71 510.07 149.30 185.81 446.29 99.92 115.45 633.30 698.49 147.43
d. Cash In Transit 429.48
e. Others 4448.61 4682.52 5892.60 5447.48 979.17 651.32 492.08 2461.24 888.84 168.70 255.83 297.27 265.56
9 Expenses not Written off 14.99 11.22 128.96 0.51 2.45 4.61
10 Non Banking Assets 175.60 83.65 12.85 361.03 122.24 0.28 560.90 288.49 27.90
11 Reconcillation Account 1130.88 846.51 68.38 0.10
12 Profit & Loss A/c
95674.25 160552.07 132079.03 120145.73 67954.69 94118.53 71615.49 44659.06 94900.88 49933.84 32601.00 69451.68 24864.04TOTAL ASSETS
15
Page 18
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Glo
bal
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
4347.44 3360.54 4369.18 3765.69 14834.95 7323.49 3739.88 4332.31 3651.62 503.13 5770.38 3734.79 2357.58 3074.88
3303.84 2431.68 3039.23 2437.42 9860.80 6164.27 3065.23 3705.26 2460.32 2000.00 4154.56 3208.89 2060.00 2870.56
3.33 231.41 61.54
533.42 0.53 528.97 332.43
424.04 467.41 563.48 684.96 3688.10 711.33 479.80 580.38 294.76 175.20 784.61 255.84 100.63 185.08
74.00 2.97 88.02 10.15 3.41
3.59 26.27 273.77 2.40 796.95 42.58 125.20 11.95 3.28 -2496.81 354.24 166.71 151.11 5.38
79.22 435.18 418.18 640.91 489.09 405.32 66.67 34.72 44.86 824.74 134.39 38.41 45.84 13.86
500.00 350.00 400.00 1410.26 2461.85 2914.67 1048.36 304.51 1100.00 838.37 47.45 34.62 1789.76
12.00 54.74 53.72 29.00
500.00 350.00 177.35 2460.96 519.36 1100.00 47.45 34.62 1789.76
17.39 567.11 304.51 338.37
400.00 1203.52 1840.00 400.00 500.00 500.00
44542.81 34531.23 41107.49 48638.23 82540.98 63825.25 40034.67 42306.18 37224.58 6438.00 52488.33 47981.89 23137.75 23527.23
1519.92 1392.44 2409.94 2950.34 9868.02 3082.74 1060.56 1142.02 1349.04 371.93 2412.63 1149.63 809.86 726.93
1494.30 1344.50 2000.64 2784.65 9861.96 2932.19 907.35 1128.63 1263.93 359.04 1963.04 1119.66 788.45 701.49
25.62 47.94 409.29 165.69 6.06 150.55 153.21 13.38 85.12 12.89 449.59 29.97 21.42 25.44
19343.58 8790.59 9414.03 14290.00 35599.84 29275.00 8384.22 6588.29 12400.78 2393.56 17300.14 26734.31 5686.20 7577.27
19308.37 8660.26 9237.89 14198.81 35599.69 27495.78 8305.77 6553.57 12354.18 2380.26 17103.64 26712.76 5673.84 7486.52
35.21 130.33 176.13 91.20 0.15 1779.23 78.45 34.73 46.61 13.30 196.49 21.54 12.36 90.75
12697.26 15977.38 14534.63 14937.30 32816.19 17877.17 19484.30 18431.63 18000.47 1339.73 17615.61 9770.47 10884.89 9054.97
12697.26 15225.58 13250.14 14547.08 32816.19 17377.46 19259.64 18431.63 17261.13 1338.65 17298.45 9086.81 10669.79 8286.81
751.80 1284.49 390.22 499.71 224.66 739.34 1.07 317.16 683.66 215.10 768.16
10734.09 8156.99 13663.95 16019.61 3550.11 13034.41 10898.40 15681.72 5073.10 2220.23 13117.34 10023.48 5630.28 6011.07
9137.75 7621.39 12030.91 15801.41 3550.11 12806.74 10882.16 15636.37 4967.57 2057.98 11415.20 9982.96 5630.28 5977.85
1596.34 535.60 1633.04 218.20 227.68 16.24 45.35 105.53 162.25 1702.14 40.52 33.22
247.96 213.83 1084.94 440.97 706.83 555.93 207.19 462.52 401.18 112.55 2042.61 304.00 126.52 156.99
228.25 213.83 1062.46 440.97 703.98 550.81 194.39 462.52 401.18 110.46 1229.47 304.00 126.52 156.99
19.71 22.49 2.85 5.12 12.80 2.09 813.14
3.55 25.20 20.00 58.44 110.60 23.35 1.26 27.01 8.71 129.94 25.88
3900.02 2964.37 3874.10 4761.13 24368.69 3974.55 2112.47 2938.51 2479.67 4582.63 2579.95 3965.25 1017.59 1761.62
1486.91 951.70 1130.03 1568.95 6348.89 1119.16 6.88 72.99 17.20 22.34 443.39 13.65 6.86
517.48 899.83 638.67 830.96 6045.40 1227.91 930.80 826.88 974.32 2896.35 1303.72 1711.91 383.62 407.54
171.77 250.37 122.38 204.74 2210.18 252.22 206.72 264.66 326.36 1218.95 264.60 584.00 65.43 132.38
1723.87 862.46 1983.01 2156.48 9764.22 1375.26 968.07 1773.99 1161.79 467.32 989.30 1225.95 554.89 1214.84
2.53
392.23 247.09 276.73 488.39 387.53 762.72 418.48 469.22 369.96 149.14 661.72 418.76 129.19 223.51
53686.05 41478.43 50047.50 59063.70 124594.00 78800.69 47412.29 50156.82 44053.69 12774.15 62365.77 56159.39 26806.67 30402.88
6239.73 3676.74 4288.08 4660.62 13502.36 6276.93 4452.65 5774.05 4191.29 1225.30 9724.75 9552.41 3587.08 4237.44
1753.58 687.03 753.07 1011.01 3185.88 1378.73 1393.53 1025.37 833.84 589.43 1196.40 1753.77 567.56 494.73
1674.24 668.34 736.83 969.24 3180.65 1344.70 1348.81 995.48 819.45 530.88 1175.43 1701.66 557.90 481.48
79.35 18.69 16.24 41.77 5.23 34.03 44.71 29.89 14.39 58.55 20.98 52.11 9.67 13.25
4486.14 2624.74 3535.01 3512.26 10165.26 4898.21 3059.13 3900.46 3357.45 635.87 7655.59 5928.64 3019.52 1777.46
3009.23 2078.16 2425.82 3247.95 6959.69 3824.30 1890.29 3361.69 2467.35 438.04 5946.50 4632.96 1974.49 1216.92
2988.37 2064.84 2401.02 3237.15 6593.36 3777.21 1880.86 3355.91 2420.36 435.19 3824.50 4615.22 1946.23 1207.17
20.86 13.33 24.80 10.81 366.33 47.10 9.43 5.78 46.98 2.85 2122.00 17.74 28.26 9.75
493.08 90.04 149.06 61.09 1426.39 377.96 289.73 58.80 78.68 38.79 536.01 798.47 147.11 90.73
449.89 74.02 141.77 60.73 1422.37 369.82 285.88 55.43 78.52 33.34 474.95 798.44 147.11 88.46
43.19 16.02 7.29 0.36 4.02 8.14 3.85 3.37 0.16 5.45 61.07 0.03 2.26
13.09 9.85 6.36 20.79 0.54
970.74 456.54 960.13 203.21 1779.19 686.09 879.11 479.96 811.42 159.03 1166.71 476.42 897.37 469.82
364.96 137.35 151.21 848.22 872.75 1870.00 1965.24
150.00 30.00 848.22 1870.00 300.00
214.96 107.35 151.21 872.75 1665.24
4275.30 3387.17 4540.40 7253.00 11611.95 5817.19 5352.60 6110.79 4873.18 250.00 4363.92 7587.44 2861.08 2376.21
3275.30 3387.17 4540.40 7253.00 11611.95 4127.19 5352.60 6110.79 4873.18 250.00 2563.92 7587.44 1611.08 1226.21
1000.00 1690.00 1800.00 1250.00 1150.00
1374.03 4375.92 3200.31 1437.40 3849.67 8674.01 1800.63 1073.15 1820.86 19.13 1867.75 1323.77 913.65 759.91
1349.16 2697.02 1548.01 4467.42 206.66 47.67
1653.96 2583.57 661.38 1782.30 1481.27 1019.83 110.14 268.50
24.87 24.94 616.73 776.02 2301.65 4206.59 1800.63 866.49 38.56 19.13 338.81 303.95 803.51 491.41
36641.06 27495.95 32083.35 40604.32 73624.43 53908.65 33518.69 34785.42 31058.82 8340.54 43442.12 31651.75 18402.55 20870.61
35368.93 26802.19 31715.16 40604.32 73612.43 53908.65 32213.11 32561.08 30095.31 7854.27 41974.06 31651.75 18300.74 20246.12
1247.82 693.76 368.19 12.00 1286.78 1778.14 963.52 396.50 1468.06 90.71 624.49
24.31 18.80 446.20 89.77 11.10
748.36 10.02 1330.18 527.25 1076.33 37.83 160.04 21.65 0.56 626.00 143.90 0.84
0.03 0.50 15.37 56.94 37.83 139.15 626.00 143.90
748.33 9.52 470.31 1076.33 20.90 21.65 0.56 0.84
1314.81
98.65
98.65
672.78 714.95 889.78 909.50 1237.16 1362.28 1351.80 639.88 669.65 703.76 1282.41 2227.16 449.68 474.90
3409.66 1536.63 3582.32 3671.60 20109.89 1564.05 898.09 1563.15 1318.71 2184.15 944.04 3539.07 492.32 1629.46
188.49 270.90 158.89 223.11 2210.18 308.45 227.33 274.28 365.49 1219.98 286.23 609.88 71.76 155.95
170.52 189.35 73.28 107.72 132.37 228.28 266.09 1026.10 177.65 355.25 64.48 95.11
12.94 15.14 11.59 24.67 16.04 7.48 7.56 0.82 12.51 23.00 6.29 9.98
5.03 66.41 74.03 115.40 2210.18 283.78 78.92 38.51 91.84 193.06 96.07 231.64 0.99 50.86
398.56 230.19 193.96 478.79 3988.04 329.67 241.97 51.29 188.78 19.57 222.86 458.31 300.41 224.02
1298.27 13.88 1858.26 1423.38 11430.78 444.49 19.47 7.39 510.09 33.32 34.65 1595.29 30.50 5.93
4.00 14.43
1524.34 1017.66 1371.21 1546.31 2466.46 481.43 409.32 1230.19 254.36 911.27 400.29 875.59 89.64 1243.57
128.41 10.96 0.79
196.71 211.77 133.08 142.75 121.26 50.33 99.39 39.76 114.78 133.09 0.81 54.36
0.00 0.00 515.78 0.14
69.28
53686.05 41478.43 50047.50 59063.70 124594.00 78800.69 47412.29 50156.82 44053.69 12774.15 62365.77 56159.39 26806.67 30402.88
16
Page 19
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
Triv
eni
Sup
rim
Suve
kch
ha
3288.10 2853.12 3430.69 3059.09 391.57 822.55 1016.65 -102.88 535.62 316.01 145.51 938.45 1023.35 221.17
2887.85 2120.00 3060.29 415.82 242.55 715.95 1386.23 55.57 370.17 257.88 100.00 820.02 811.62 150.26
439.72 6.12 20.00 0.63 6.67
194.93 70.69 10.05 121.74
177.55 32.49 365.33 745.77 52.92 79.54 150.97 17.52 64.87 56.73 10.66 103.82 74.41 24.83
1.08 0.54 2.11 0.96
4.15 1.84 1.32 1790.35 2.47 -684.51 -201.89 86.78 1.40 11.85 0.05 0.28 35.59
22.54 259.05 3.75 107.15 25.42 24.59 163.96 9.76 13.26 0.01 3.00 13.94 13.18 2.87
300.00 1718.06
1348.06
300.00
370.00
26931.67 24078.51 39096.26 1605.49 3583.91 8086.65 8768.18 318.50 3975.47 2466.74 1583.73 8263.86 6225.42 2089.77
598.64 1265.08 1624.35 30.01 152.36 222.01 214.97 17.73 84.06 8.06 142.23 99.02 52.73
569.74 1164.65 1588.74 30.01 152.36 221.74 209.09 17.73 84.06 8.06 142.23 99.02 52.73
28.90 100.43 35.61 0.27 5.88 0.00
5177.14 7449.22 15727.53 438.17 2521.04 4407.68 3079.80 167.61 2317.49 1964.28 978.96 3576.81 2254.32 960.52
5147.00 7430.97 15510.59 438.17 2521.04 4407.68 3079.78 167.61 2317.49 1964.28 978.96 3576.81 2254.32 960.52
30.13 18.25 216.95 0.02
15609.74 11390.67 9513.60 1050.01 310.28 1430.61 2933.91 150.73 1178.21 338.70 299.70 2049.58 1410.41 630.32
15502.34 11390.67 8792.94 1050.01 310.28 1430.61 2933.91 150.73 1178.21 338.70 299.70 2049.58 1410.41 630.32
107.40 720.65
5283.19 3815.91 11989.26 87.31 592.05 2020.90 2537.63 455.54 79.71 292.69 2491.19 2459.98 446.21
4931.11 3780.49 10978.51 87.31 592.05 2020.90 2212.85 455.54 79.71 292.69 2491.19 2459.98 446.21
352.08 35.42 1010.75 324.78
262.97 157.63 241.52 8.18 5.46 1.87 0.16 6.51 4.33 4.04 1.69
262.97 157.63 241.52 8.18 5.46 1.87 6.51 4.33 4.04 1.69
0.16
45.72 11.72 11.26
1747.18 1216.14 1552.85 1793.41 168.75 519.10 1557.88 360.63 182.01 105.29 62.44 354.40 328.49 86.43
3.72 30.40 4.43 51.39 44.08 22.83 47.41 5.33 1.34 2.90 14.06 7.62 16.78
645.84 291.72 378.28 357.94 62.60 208.76 485.22 171.45 52.27 19.66 24.76 153.22 69.16 27.78
318.14 39.26 80.69 523.39 18.22 133.56 195.84 110.72 6.70 31.30 22.07 70.98 43.02 12.73
779.48 854.75 1089.46 860.70 87.93 132.71 853.99 31.05 117.71 52.99 12.71 116.14 208.68 29.14
-1.30 114.47
156.34 154.33 408.03 69.96 49.85 144.87 160.46 25.61 16.63 1.69 55.42 123.55 7.82
32469.02 28313.81 46205.89 6526.65 4194.09 9573.17 11514.44 690.72 4718.71 2904.68 1793.37 9612.13 7700.80 2405.19
3078.03 2958.12 2288.42 2888.47 1191.33 1969.78 2936.56 128.64 1594.00 946.09 780.34 2709.99 2520.21 834.50
604.86 579.04 611.42 16.98 115.31 159.76 206.02 2.76 136.48 20.72 138.54 190.95 151.28 88.11
597.19 567.57 577.46 16.98 115.17 159.71 205.10 2.76 136.48 20.72 138.54 190.95 147.10 88.11
7.68 11.47 33.97 0.14 0.04 0.92 4.18
2473.17 2379.08 1676.99 2871.49 317.41 913.40 2730.54 125.88 334.70 146.40 118.61 1022.03 1688.87 746.39
1604.13 1844.43 1340.71 117.22 189.90 867.57 1176.98 0.47 171.95 138.01 118.61 896.29 297.17 30.90
1581.98 1818.31 1309.12 117.22 189.90 867.57 1176.98 0.47 171.95 138.01 118.61 896.29 296.94 30.90
22.14 26.12 31.60 0.24
268.84 184.72 79.53 2754.28 127.51 45.83 1262.17 17.58 161.37 8.21 112.04 1391.70 398.91
266.70 181.10 76.30 2754.28 127.51 45.77 1236.19 17.58 161.37 8.21 112.04 1391.70 398.91
2.15 3.62 3.23 0.06 25.99
287.95 107.83 1.38 0.18 13.69 316.58
600.20 349.93 256.75 3.43
758.61 896.62 1122.82 778.97 523.20 1497.00 680.05
758.61 890.18 1122.82 778.97 523.20 1497.00 680.05
6.44
3523.30 2579.28 5662.75 40.00 204.86 527.50 51.70
3523.30 579.28 5138.28 40.00 204.86 527.50 51.70
2000.00
524.47
679.70 352.86 2462.61 168.77 6.61 75.00 42.56 14.22 14.49 20.85 3.00 25.91 7.59 16.04
29.74
601.53 322.20 2226.33
78.17 0.92 236.28 168.77 6.61 75.00 42.56 14.22 14.49 20.85 3.00 25.91 7.59 16.04
23342.26 20833.86 33669.01 2426.38 2809.17 6710.53 7098.60 191.65 2981.73 1802.31 816.28 5815.86 4696.76 1432.11
21907.92 19756.86 32792.86 2426.38 2809.17 6710.53 6975.44 191.65 2981.73 1802.31 816.28 5807.39 4696.76 1432.11
812.28 1076.99 867.78 121.61 8.47
622.05 8.37 1.54
51.52 10.14 1.00
51.52 1.00
10.14
301.53
301.53
500.13 443.97 627.32 119.54 37.73 283.40 228.86 4.97 47.18 57.78 36.95 205.76 76.63 46.26
986.44 1103.59 1495.77 883.48 148.61 317.25 745.33 236.73 76.42 77.65 156.81 307.88 284.29 74.64
325.95 46.18 114.86 523.39 18.22 142.27 216.51 112.85 6.70 31.30 22.07 77.24 51.03 12.73
253.67 39.26 32.81 523.39 10.66 18.86 18.01
6.34 2.01 18.21 0.00 0.05
65.94 4.91 63.84 18.22 142.27 216.51 102.19 6.70 31.30 22.07 58.38 32.97 12.73
118.91 219.35 171.45 20.73 46.55 52.03 49.67 2.15 23.47 4.12 85.52 56.01 31.06 8.70
7.17 365.16 0.20 114.00 47.20 66.81 111.76 3.80 14.47 33.73 112.24 11.76 41.58
10.00 0.26
534.40 472.90 1209.26 225.36 83.84 75.75 412.34 9.96 32.45 27.49 15.49 62.39 190.44 11.64
2.60 10.01 1.65
1.72 29.39 0.64 11.36 462.53 4.88 19.24 53.62
4.39 0.00 114.47
0.06
32469.02 28313.81 46205.89 6526.65 4194.09 9573.17 11514.44 690.72 4718.71 2904.68 1793.37 9612.13 7700.80 2405.19
17
Page 20
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Exce
l
Bir
atla
xmi
We
ster
n
Soci
ety
Ara
nik
o
Dev
a
Mit
eri
Tin
au
Mu
ktin
ath
1031.13 -377.80 512.03 1040.51 1197.84 332.03 500.10 180.90 799.76 304.43 1023.16 254.13 265.74 972.49
736.00 198.25 432.96 827.53 1056.20 202.50 340.29 156.96 897.93 234.39 818.09 211.27 218.48 838.43
0.82 17.44 23.80
153.46 113.37 52.65 85.07
138.71 168.46 76.41 93.96 138.00 55.90 67.77 20.98 118.47 21.69 52.27 37.16 22.91 126.48
2.38 0.28 0.38 1.79
1.21 -762.63 2.38 0.42 0.17 3.54 4.26 2.96 -220.30 48.23 141.95 3.99 0.56 3.06
1.76 14.92 5.23 3.09 2.71 3.66 0.12 9.05 1.70 4.51
4.13
4.13
9133.06 670.54 5032.07 5205.83 6880.37 3175.26 4627.29 1856.21 6358.25 1827.00 6975.89 1906.10 2803.85 9235.77
129.18 75.12 66.81 42.42 45.48 58.82 93.54 27.17 99.11 63.95 514.87 48.81 73.42 116.57
129.18 75.12 66.81 42.42 45.48 58.82 93.54 27.17 99.11 63.95 514.81 48.81 73.42 116.57
0.06
4871.63 67.78 2314.93 1797.23 2599.42 2055.29 2828.41 1170.01 2997.70 1041.32 4638.88 926.70 1581.55 5833.69
4871.63 67.75 2314.93 1797.23 2599.42 2055.29 2828.41 1170.01 2997.70 1041.32 4637.52 926.70 1581.55 5833.69
0.03 1.36
1601.18 2.18 1177.78 1796.97 1987.98 238.50 1160.61 397.82 1594.54 487.16 1127.71 649.84 745.56 2056.10
1601.18 2.18 1177.78 1796.97 1987.98 238.50 1160.61 397.82 1594.54 487.16 1126.64 649.84 745.56 2056.10
1.07
2520.61 522.38 1469.36 1566.40 2244.29 821.85 539.87 261.06 1630.20 234.57 672.27 280.76 367.74 1226.34
2520.61 522.35 1469.36 1566.40 2244.29 821.85 539.87 261.06 1630.20 234.57 672.27 280.76 367.74 1226.34
0.02
10.47 3.09 3.20 2.81 3.19 0.81 4.86 0.15 36.68 22.16 35.58 3.08
10.47 3.09 3.20 2.81 3.19 0.81 4.86 0.15 36.68 22.16 35.58 3.08
5.84 0.31 1.41
424.28 1473.76 150.31 348.15 557.69 132.58 159.00 31.74 1122.75 96.10 451.51 71.61 101.34 499.79
130.58 2.99 2.77 0.32 0.02 2.87 9.33 1.74 6.89 11.67 4.38 5.88 2.12 1.14
92.30 564.95 44.28 100.48 140.41 48.56 35.42 18.30 223.33 30.05 224.91 19.34 22.33 89.75
55.70 501.98 12.95 38.72 102.28 11.02 8.93 120.75 19.81 79.11 11.63 4.37 49.25
145.71 403.84 90.32 208.62 314.99 70.14 105.32 11.70 771.78 34.55 143.11 34.77 72.51 359.65
0.04 1.01 4.26 0.28 0.97 592.48 0.00
94.13 256.66 57.60 55.59 80.12 40.06 40.67 13.68 101.47 20.34 54.58 39.72 25.61 159.02
10688.45 2023.16 5752.05 6650.07 8716.02 3680.95 5327.06 2086.79 8382.82 2247.87 8507.51 2864.05 3196.54 10871.21
3134.36 152.18 1472.49 1758.66 1955.39 1095.61 2274.13 791.19 1733.08 709.54 2557.67 474.67 909.98 2632.16
205.39 3.99 147.61 123.25 118.77 222.13 105.37 58.25 254.39 71.23 287.73 34.51 71.03 258.00
200.83 3.99 147.28 123.23 118.70 222.13 105.34 58.25 254.09 70.93 284.79 34.51 71.03 258.00
4.56 0.33 0.02 0.07 0.03 0.29 0.30 2.94 0.00
2928.97 0.44 1324.88 341.55 486.28 308.47 272.55 98.50 1478.70 130.12 659.63 107.30 777.31 748.96
531.30 0.44 257.00 338.36 399.37 30.66 270.47 5.04 310.82 107.27 609.67 14.30 107.00 748.96
531.30 0.08 257.00 338.09 399.37 30.66 270.47 5.04 310.82 107.27 608.60 14.30 107.00 748.96
0.36 0.26 1.08
1785.82 880.75 3.20 85.74 276.97 2.06 93.47 1008.57 22.30 47.22 93.00 429.64
1785.82 880.75 3.20 85.74 276.97 2.06 93.47 1004.59 22.30 47.16 93.00 429.64
3.98 0.06
435.27 187.13 1.17 0.84 0.02 159.30 0.55 2.74 240.67
176.58
147.75 1293.85 1350.33 565.01 1896.21 634.44 508.19 1610.31 332.86 61.64 1625.19
147.40 1293.80 1350.33 565.01 1896.21 634.44 508.19 1599.21 332.86 61.64 1625.19
0.35 0.06 11.10
175.00 80.00 150.00 20.00 50.00 59.91 75.00
175.00 80.00 150.00 20.00 50.00 59.91 75.00
35.46 15.92 3.04 70.58 149.53 8.28 6.33 0.50 24.14 13.68 148.05 5.47 13.68 97.85
0.09
35.46 15.92 3.04 70.58 149.53 8.28 6.33 0.50 24.14 13.68 147.97 5.47 13.68 97.85
6911.87 735.25 4056.08 4233.35 5721.89 2441.31 2822.92 1168.52 5230.89 1376.07 5258.11 1719.68 2076.06 7863.99
6911.87 735.25 4056.08 4233.35 5721.89 2441.31 2822.92 1168.52 5059.25 1376.07 5123.12 1719.68 2047.06 7863.99
171.65 134.99 29.00
0.39
0.39
105.81 98.35 140.43 121.59 156.70 44.10 73.76 50.86 250.36 50.82 181.60 20.76 33.29 109.07
325.94 715.48 80.02 327.05 435.53 91.62 124.60 75.72 1060.41 97.33 286.32 50.98 85.34 168.13
66.17 501.98 12.95 55.19 125.97 10.81 8.93 127.63 19.81 115.98 11.63 4.37 49.25
442.94 47.46 6.58 4.04 120.75 1.87 0.20 1.70
0.83 0.15 0.90 0.14 16.25
65.34 59.04 12.95 7.58 125.07 4.23 4.89 6.74 19.81 99.73 9.76 4.17 47.55
69.70 12.62 12.73 24.83 39.20 25.49 55.99 41.33 45.73 5.43 12.72 9.95 10.33 16.02
22.91 8.49 23.41 3.27 24.65 21.23 12.87 717.33 30.04 49.41 50.81 9.96
0.00
167.16 192.40 30.93 247.02 267.09 30.67 38.44 21.52 169.72 42.05 108.20 29.40 19.83 92.89
0.16 0.03 15.86 3.20
305.87 58.65 146.65 2.17 33.54
0.10 0.20 0.17 3.15 0.42 592.48
10688.45 2023.16 5752.05 6650.07 8716.02 3680.95 5327.06 2086.79 8382.82 2247.87 8507.51 2864.05 3196.54 10871.21
18
Page 21
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Sew
a
Kan
kai
Mah
akal
i
Ace
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
Few
aDB
Kab
eli
526.30 141.80 164.87 1163.32 138.00 265.33 391.15 194.81 666.95 979.16 701.17 1180.36 77.52
360.64 125.00 127.20 1000.40 100.00 220.00 332.80 118.00 679.90 853.20 558.28 816.22 52.93
0.25
21.05 20.35 24.13
37.68 14.23 7.50 142.93 9.61 23.55 28.57 15.32 43.21 102.69 89.37 138.16 4.88
8.68 0.03 2.08 0.11 15.79 16.26 5.73 0.71
117.77 1.87 27.58 4.82 7.24 -0.14 5.15 60.49 -123.80 1.85 36.07 218.75 18.23
1.52 0.67 0.50 15.18 0.10 1.57 0.50 1.00 67.54 5.63 1.20 1.50 0.53
690.00
690.00
4362.84 1221.26 753.32 7107.72 1327.35 1781.36 1677.38 1247.44 5853.93 7250.11 5332.51 10530.15 546.57
89.92 18.29 190.99 9.90 29.05 13.96 49.23 225.05 147.58 41.19 119.08 14.51
89.92 18.29 188.03 9.90 29.05 13.96 49.23 224.68 147.58 41.19 119.08 14.51
2.95 0.37
2165.85 586.35 610.07 3620.07 504.95 764.87 525.84 703.07 3094.45 4081.71 3022.60 4158.19 399.76
2165.85 586.35 610.07 3612.89 504.95 764.87 525.84 703.07 3091.18 4081.71 3022.60 4158.19 399.76
7.17 3.27
887.51 253.28 143.25 1991.59 428.18 593.66 594.41 198.77 1727.58 1579.47 1662.19 3722.43 94.59
887.51 253.28 1991.59 428.18 593.66 594.41 198.77 1727.58 1579.47 1662.19 3722.43 94.59
143.25
1217.96 363.26 1293.00 372.97 393.57 543.17 295.47 803.99 1441.36 600.28 2530.45 37.72
1217.96 363.26 1293.00 372.97 393.57 543.17 295.47 803.99 1441.36 600.28 2530.45 37.72
1.61 0.08 12.08 11.35 0.22 0.90 2.86 6.24
1.61 0.08 12.08 11.35 0.22 0.90 2.86 6.24
0.31
141.35 24.46 30.16 729.78 17.45 52.73 102.45 75.95 536.35 279.31 262.90 537.24 17.05
4.88 0.95 4.22 1.95 0.70 2.11 1.75 3.58 29.15 27.44 0.57 30.32 1.94
42.48 13.53 13.64 208.22 10.14 22.58 26.83 34.69 192.01 80.67 60.18 151.43 7.43
12.13 2.99 3.24 96.95 1.40 9.03 24.47 16.60 47.35 25.83 37.03 62.35 1.29
81.86 6.98 9.06 422.65 5.21 19.00 49.40 21.10 267.85 145.37 165.12 293.13 6.40
4.00 0.00 6.12 2620.12 1364.53 0.00
40.85 18.67 6.95 94.70 10.28 11.25 9.38 14.48 631.05 89.91 63.33 110.28 9.26
5071.34 1406.18 959.29 9785.53 1493.08 2110.68 2180.36 1538.81 10308.40 9963.02 6360.23 12358.01 650.40
1158.17 446.64 314.71 2051.59 506.67 693.58 597.38 427.76 1642.36 1910.68 1343.02 2956.56 130.71
148.59 67.67 14.29 99.49 29.85 45.11 59.43 59.39 150.06 195.68 156.74 312.98 11.55
148.57 67.67 14.29 97.05 29.85 45.11 59.43 59.23 137.70 195.68 156.69 312.98 11.55
0.03 2.44 0.16 12.36 0.05
1009.57 71.63 300.42 400.83 476.83 622.08 97.76 70.47 1492.30 507.09 1030.67 548.52 35.02
233.78 11.57 13.12 369.32 68.11 67.22 72.75 8.18 290.93 507.09 314.59 535.69 6.71
233.78 11.57 13.12 366.90 68.11 67.22 72.75 8.18 290.36 507.09 314.59 535.69 6.71
2.42 0.57
516.08 60.05 134.27 7.73 249.11 219.72 24.93 62.29 967.35 545.71 0.83 28.31
516.08 60.05 134.27 3.42 249.11 219.72 24.93 62.29 963.58 545.71 0.83 28.31
4.31 3.77
259.71 0.01 153.03 0.01 159.61 335.14 0.08 0.00 228.65 170.38 12.00
23.77 5.38
307.34 1551.27 26.39 440.19 297.91 1207.91 155.61 2095.07 84.14
307.34 1550.47 26.39 440.19 297.91 1207.91 155.61 2095.07 84.14
0.80
20.00 2.00 337.72 60.00 119.97 30.00 138.65 93.75
20.00 2.00 337.72 60.00 119.97 30.00 138.65 25.00
68.75
38.01 0.10 0.61 197.63 1.67 0.20 0.50 0.71 55.84 59.98 43.18 34.65
38.01 0.10 0.61 197.63 1.67 0.20 0.50 0.71 55.84 59.98 43.18 34.65
3668.25 922.52 595.40 6418.60 928.08 1363.92 1395.49 1019.12 4781.53 6323.98 4507.16 8835.52 490.93
3668.25 922.52 595.40 6230.93 928.08 1363.92 1394.73 1019.12 4585.98 6323.98 4503.09 8835.52 490.93
187.67 0.76 195.55
4.07
45.40 22.50 5.24 100.93 19.46 21.75 33.45 14.07 155.60 80.62 108.88 150.66 14.22
141.30 14.42 41.33 667.16 37.12 31.22 86.71 77.14 388.18 193.23 219.34 286.19 14.54
12.13 2.99 3.24 108.14 1.40 9.03 24.82 16.58 52.39 25.83 43.00 70.89 1.29
6.18 62.48 6.95 20.42 10.45
1.07 0.10 0.20 0.40
5.94 2.99 3.24 44.59 1.40 9.03 17.77 16.58 31.76 25.83 32.15 70.89 1.29
28.73 1.87 6.06 71.47 10.26 9.31 19.43 0.45 22.07 47.23 19.78 36.41 7.16
42.42 0.09 19.87 115.88 23.89 0.09 30.67 32.22 9.40 79.55 0.19 110.47 0.93
58.02 9.48 12.16 371.67 1.57 12.79 11.80 27.89 304.32 40.63 156.38 68.42 5.17
0.22 0.08 0.22
11.90 6.62 54.16 0.67
0.00 2636.69 1364.53 0.01
474.08
5071.34 1406.18 959.29 9785.53 1493.08 2110.68 2180.36 1538.81 10308.40 9963.02 6360.23 12358.01 650.40
19
Page 22
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Kam
ana
Co
rpo
rate
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
Shin
e
Pac
ific
IDB
L
Kan
chan
Mat
rib
hu
mi
Inn
ova
tive
398.02 22.62 225.96 1005.43 68.21 132.35 59.28 925.65 125.84 845.86 189.89 61.02 213.21
341.20 200.00 201.71 923.48 50.00 122.33 37.95 633.33 108.92 704.00 165.00 48.40 150.00
6.86 0.76
171.00 66.88 7.26 40.50
55.61 15.05 23.73 76.10 18.21 8.57 2.91 112.57 15.29 53.27 20.08 3.92 18.94
2.59
0.22 -206.20 0.22 3.26 0.30 11.45 3.70 1.62 2.22 1.02 1.44 0.68
1.00 13.77 0.30 2.59 1.15 0.10 5.05 19.49 3.03 0.50
3405.90 187.68 1978.76 7225.36 595.34 858.17 771.01 6730.26 953.97 5366.65 1635.23 459.94 2122.25
53.87 49.95 315.92 4.82 38.64 7.13 95.69 5.49 51.92 10.87 0.23 63.48
53.87 49.95 315.86 4.82 38.64 7.13 95.69 5.49 51.92 10.87 0.23 63.48
0.06
1886.56 94.89 1237.77 3472.99 405.87 456.80 431.66 5156.23 504.80 2102.38 1114.64 325.51 1225.52
1886.56 94.89 1237.77 3472.41 405.87 431.66 5156.23 504.80 2102.38 1114.64 325.51 1225.52
0.58 456.80
866.45 72.93 451.37 1414.00 67.66 179.71 159.78 1033.08 174.35 1667.18 320.42 71.47 490.87
866.45 72.93 451.37 1414.00 67.66 159.78 1033.08 174.35 1667.18 320.42 71.47 490.87
179.71
599.02 14.14 239.02 2002.86 116.98 183.01 172.45 444.16 269.08 1520.98 189.30 62.47 342.39
599.02 14.14 239.02 2002.82 116.98 183.01 172.45 444.16 269.08 1520.98 189.30 62.47 342.39
0.04
5.73 0.65 19.59 1.11 0.25 24.19 0.25
5.73 0.65 19.59 1.11 0.25 24.19 0.25
0.02 2.43 0.33
114.52 517.52 78.01 525.14 12.69 24.46 7.77 224.04 15.64 466.33 58.52 6.00 98.08
7.23 6.02 10.97 2.62 0.57 2.36 0.19 41.76 0.12 13.19 3.85 0.12 0.50
34.25 160.26 15.47 106.14 4.21 10.26 5.62 76.84 8.66 81.11 26.43 3.70 21.76
17.96 115.03 2.69 87.21 1.78 0.92 1.22 11.23 3.75 117.89 8.74 0.75 4.69
55.08 236.21 48.87 329.16 6.13 10.91 0.74 94.21 3.11 254.14 19.51 1.43 71.13
0.06 43.84
44.12 0.34 26.90 54.38 3.83 12.86 3.36 124.06 19.16 7.49 21.93 4.63 22.19
3962.58 728.16 2309.64 8810.31 680.06 1027.84 841.41 8004.02 1114.61 6688.75 1905.63 575.42 2456.06
1103.46 7.89 854.46 2467.95 275.95 269.06 401.95 1630.80 222.67 1302.69 480.38 246.74 693.94
47.36 1.52 33.86 100.89 25.01 22.64 26.27 186.78 22.22 221.13 30.17 7.63 52.99
47.35 1.52 33.86 100.25 25.01 22.64 26.27 186.78 22.22 219.35 30.17 7.63 52.99
0.00 0.64 0.00 1.78
1056.10 6.37 820.59 423.40 49.80 44.31 375.68 375.34 56.53 316.97 92.45 24.03 115.73
183.80 0.17 222.78 414.18 0.31 156.68 359.23 27.38 307.87 12.45 0.10 111.12
183.80 0.17 222.78 414.18 0.31 156.68 359.23 27.38 307.87 12.45 0.10 111.12
26.93 3.70 336.48 9.22 48.75 44.00 89.59 3.51 27.68 5.23 80.00 23.93 4.56
26.93 3.70 336.48 9.17 48.75 44.00 89.59 3.51 27.68 5.23 80.00 23.93 4.56
0.05
845.37 2.50 261.33 1.05 129.40 12.60 1.47 0.66 0.05
3.21
1943.66 201.15 202.11 1068.67 143.93 764.58 357.76 215.08 525.22
1899.55 201.15 202.11 1068.67 143.93 762.97 357.76 215.08 525.22
44.11 1.61
216.92 10.00 151.70
216.92 10.00 151.70
1.10 14.27 64.53 1.03 23.22 0.20 19.01 60.76 29.51 1.00
1.10 14.27 64.53 1.03 23.22 0.20 19.01 60.76 29.51 1.00
2744.63 298.86 1390.77 5485.26 372.89 671.67 410.71 6075.08 861.70 4591.47 1332.62 269.03 1700.71
2744.63 298.86 1390.77 5485.26 372.89 671.67 410.71 6075.08 856.70 4355.34 1332.62 269.03 1700.71
5.00 236.14
38.60 4.07 13.23 142.16 11.88 18.37 8.36 125.68 15.04 68.23 13.48 6.55 16.60
74.60 180.53 36.91 374.49 18.19 44.09 20.21 143.45 15.11 507.45 49.65 8.87 43.81
17.96 115.03 2.69 96.83 1.78 1.13 1.22 11.28 3.75 118.38 8.74 0.75 4.69
1.75 99.68 1.39 66.40 3.38 0.32
0.49 0.05 0.50
16.21 15.36 1.31 96.34 1.78 1.13 1.22 11.23 3.75 51.48 5.36 0.75 4.36
2.05 0.63 4.95 14.77 2.69 3.22 8.60 27.29 3.13 62.49 20.86 0.07 0.57
7.35 2.98 17.44 3.57 7.15 34.02 0.04 2.60 152.11 14.90 0.03 0.69
47.23 61.89 11.83 259.32 6.56 5.71 10.35 104.88 5.62 174.47 5.16 8.02 37.87
0.20 0.13 1.42 0.09 0.06 0.40
233.15 59.01
0.00 43.84
3.65 6.40
3962.58 728.16 2309.64 8810.31 680.06 1027.84 841.41 8004.02 1114.61 6688.75 1905.63 575.42 2456.06
20
Page 23
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Jhim
ruk
Met
ro
Vib
or
Gau
mu
khee
Rap
tive
ri
Tou
rism
Mis
sio
n
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
Co
smo
s
Man
aslu
Ekat
a
66.35 279.58 690.17 85.05 157.79 881.81 212.16 28.56 129.63 45.34 133.87 54.60 194.08 255.21
48.50 213.52 917.07 61.78 125.01 786.94 172.50 20.00 120.94 20.00 109.50 43.75 183.53 227.74
19.10
10.20 35.28 9.43 22.43 6.56
6.79 25.28 73.44 5.12 3.69 82.20 10.70 1.77 8.51 25.26 4.31 10.55 15.91
2.30 7.70 5.33
0.62 2.25 -396.22 0.30 28.11 5.60 0.82 6.80 0.18 0.04 4.29 11.29
0.23 0.94 95.88 0.72 0.98 7.06 0.39 0.00 0.07 0.91 0.27
0.74
0.74
677.14 2176.75 5511.94 765.67 705.51 7134.81 1599.72 146.07 1187.81 455.86 1146.24 511.15 1567.45 2744.05
13.74 31.18 105.45 5.47 2.84 337.83 10.70 0.14 4.59 11.71 10.33 94.08
13.74 31.18 105.45 5.47 2.84 322.31 10.70 0.14 4.59 11.71 10.33 94.08
15.52
512.64 1003.18 2075.32 676.04 362.37 2878.83 1040.14 132.54 728.35 343.28 558.17 432.87 824.93 1442.53
512.64 1003.18 2075.06 676.04 362.37 2866.81 1040.14 132.54 728.35 343.28 558.17 432.87 824.93 1442.53
0.26 12.02
89.54 574.23 2295.83 71.83 320.10 2144.80 288.61 10.27 175.46 22.74 205.47 78.28 292.15 458.88
89.54 574.23 2295.33 71.83 320.10 2144.80 288.61 10.27 175.46 22.74 205.47 78.28 292.15 458.88
0.50
60.45 568.16 1032.29 5.59 20.21 1660.55 260.27 3.13 85.20 370.88 440.03 748.09
60.45 568.16 1032.29 5.59 20.21 1444.07 260.27 3.13 85.20 370.88 440.03 748.09
216.48
0.78 3.04 6.75 112.80 283.99 0.05 0.01 0.48
0.78 3.04 6.75 112.80 283.99 0.05 0.01 0.48
0.62 0.12
15.55 96.39 237.84 21.58 23.89 593.65 69.27 8.11 40.00 19.92 46.00 11.13 30.61 67.74
0.80 4.04 0.59 0.25 2.83 1.38 0.05 0.62 2.66 0.90 0.85 0.12 1.17
7.32 20.40 59.51 6.04 8.44 154.38 14.80 1.16 18.95 4.35 8.85 5.34 13.44 23.55
1.20 8.21 24.85 1.11 9.64 61.72 2.87 2.83 9.22 10.22 3.19 0.41 0.71 2.67
6.23 63.74 152.90 14.18 2.97 376.17 51.56 3.50 9.17 4.44 33.96 4.53 16.34 40.35
122.52 43.36
9.11 26.37 54.96 9.39 6.36 71.94 17.79 1.86 14.38 15.46 4.70 5.93 25.73 30.52
768.15 2579.08 6495.53 1004.22 936.92 8682.33 1899.69 184.61 1371.82 536.58 1330.81 582.81 1817.87 3097.52
192.43 614.52 1426.67 291.15 212.17 2122.27 488.05 68.60 489.33 217.66 454.52 126.25 407.71 855.95
28.05 45.50 98.49 28.20 20.03 223.12 41.84 5.82 37.31 16.35 24.80 15.00 40.25 41.17
27.96 45.50 98.49 28.19 20.03 191.06 41.84 5.82 37.31 16.35 24.80 15.00 40.25 41.17
0.10 0.01 32.07 0.00
36.26 111.28 1328.17 49.46 51.40 432.80 98.79 7.56 452.02 201.32 78.82 111.25 91.98 814.78
110.01 270.12 46.26 51.18 402.29 98.75 34.37 14.79 68.26 26.72 144.74
110.01 270.12 46.26 51.18 400.21 98.75 34.37 14.79 68.26 26.72 144.74
2.09
36.26 0.99 613.83 3.20 0.22 0.04 7.55 278.82 201.32 64.03 43.00 65.11 242.77
36.26 0.99 613.69 3.20 0.22 0.04 7.55 0.10 201.32 64.03 43.00 65.11 242.77
0.15 278.72
0.29 444.22 0.01 138.82 0.15 427.27
30.51
128.12 457.74 213.49 140.74 1466.34 347.43 55.23 350.90 275.49
128.12 457.74 213.49 140.74 1462.56 347.43 55.23 350.90 275.49
3.78
40.00 133.45 79.92 10.00
40.00 133.45 79.92 10.00
0.10 21.65 113.82 12.18 0.21 3.51 0.01 2.31
0.10 21.65 113.82 12.18 0.21 3.51 0.01 2.31
557.67 1839.65 4315.90 565.70 632.27 5864.24 1365.08 104.56 802.65 273.79 816.49 437.27 1333.56 2168.88
557.67 1839.65 4140.90 565.70 632.27 5717.24 1365.08 104.56 802.65 273.79 816.49 437.27 1333.56 2143.88
175.00 147.00 25.00
6.17 19.90 35.55 6.02 13.93 136.62 25.66 3.51 34.28 7.75 43.41 7.17 27.20 29.67
11.83 43.36 407.51 18.44 39.18 457.00 20.69 6.20 32.05 18.85 15.33 11.42 49.38 40.71
1.20 8.41 25.47 1.11 9.64 62.72 2.87 2.83 9.22 10.26 3.19 0.41 0.71 2.67
13.83 0.30 37.68 0.30 1.58 1.31 0.06
0.20 0.63 0.13
1.20 8.21 11.01 0.81 9.64 24.92 2.57 2.83 9.22 8.68 1.88 0.41 0.65 2.67
1.67 8.98 0.12 1.47 41.97 0.73 0.75 0.50 5.37 0.52 6.79 4.24
3.70 2.05 23.51 6.07 26.76 87.75 1.37 0.01 0.02 7.20 1.00 2.83
5.26 32.91 349.54 11.14 1.31 264.56 15.72 3.35 22.06 0.88 6.77 9.49 39.05 33.79
0.00 0.30 0.47 0.43 1.05 0.68
62.64 9.64
-0.05 0.00 122.62 39.38 1.31 0.00
18.53
768.15 2579.08 6495.53 1004.22 936.92 8682.33 1899.69 184.61 1371.82 536.58 1330.81 582.81 1817.87 3097.52
21
Page 24
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Kal
inch
ow
k
Kai
lash
Salp
a
Sap
tako
shi
Sajh
a
Ap
ex
Gre
en
Rel
iab
le
Nep
al A
awas
NFL
NID
C C
apit
al
NN
FL
NSM
FL
KFL
112.74 1384.43 21.17 105.63 83.68 594.96 45.58 944.43 269.65 -77.36 274.86 1071.56 -90.43 426.73
100.00 1110.20 14.00 100.00 100.00 666.56 55.00 716.89 200.80 135.80 233.56 802.23 233.33 380.42
8.37
0.80 262.69 1.13 49.84 76.92 57.95 40.00 112.09 237.58 89.30 37.30
0.39 2.48 5.88
11.73 1.56 -1.21 4.50 -16.32 -201.18 -9.42 147.15 10.72 -312.89 -124.56 1.81 -448.59 0.60
0.21 9.98 79.35 3.47 0.18 59.73 53.76 29.93 33.05 2.53
379.37 9852.68 233.76 545.91 428.08 6736.94 384.08 7868.09 617.09 176.00 911.51 6887.14 819.37 1403.70
7.45 86.12 4.55 13.46 11.25 4.00 45.58 14.91
7.45 86.12 4.55 13.46 11.25 4.00 45.58 14.91
118.59 4139.55 183.45 225.44 180.32 5136.83 77.08 2309.38 119.93 129.23 388.93 3152.07 32.77 756.17
118.59 4139.55 183.45 225.44 180.32 5136.82 77.08 2309.38 119.93 129.23 388.93 3152.07 32.77 756.17
0.01
56.61 2920.90 34.83 106.57 42.67 1598.43 75.59 3035.78 163.78 44.74 451.20 3097.88 0.88 636.41
56.61 2920.90 34.83 106.57 42.67 1598.43 75.59 3035.78 163.78 44.74 451.20 3097.88 0.88 636.41
196.72 2654.11 10.06 200.44 193.15 227.08 2384.19 56.47 210.81
196.72 2654.11 10.06 200.44 193.15 227.08 2384.19 56.47 210.81
0.01
52.01 0.87 0.68 1.68 0.34 93.16 333.37 2.03 637.18 574.90 11.12
52.01 0.87 0.68 1.68 0.34 93.16 333.37 2.03 637.18 574.90 11.12
0.31 2.41
23.04 471.91 4.53 12.21 16.29 657.97 6.38 515.25 85.75 610.06 491.79 273.72 5037.32 55.19
4.61 24.55 0.14 0.07 3.36 5.52 1.35 123.41 25.96 91.80 64.14 14.26 22.15 4.68
8.41 203.83 2.84 6.56 8.81 122.73 3.39 139.27 20.22 225.14 49.10 100.99 2451.43 14.06
2.22 75.57 0.66 0.94 2.21 440.07 0.84 75.53 25.60 107.37 62.21 52.58 2309.20 19.90
7.80 167.95 0.89 4.65 1.91 89.65 0.79 177.04 13.96 185.75 316.34 105.89 254.54 16.54
0.01 0.05
3.85 136.65 1.38 4.31 82.77 0.14 50.58 4.76 3.57 132.29 89.55 28.96 8.89
518.99 11845.68 260.84 668.06 528.05 8072.95 436.18 9380.77 977.24 712.27 1810.44 8321.97 5795.27 1894.51
188.59 1806.30 129.06 221.99 135.94 1953.17 157.86 2785.91 138.46 5.65 716.00 1611.89 87.78 488.35
12.97 252.99 7.52 19.47 24.82 192.13 4.27 152.16 4.57 1.37 3.91 106.15 2.32 7.38
12.97 250.72 7.52 19.47 24.82 191.97 4.27 144.55 4.57 1.37 3.91 106.15 2.32 7.38
2.28 0.16 7.61
21.40 580.68 13.27 32.26 24.33 775.53 153.59 426.94 133.34 4.28 712.09 1505.74 85.45 32.70
564.29 32.24 24.33 737.49 1.43 418.70 42.35 0.24 90.86 222.66 1.56 32.70
564.29 32.24 24.33 737.49 1.43 418.70 42.35 0.24 90.86 222.66 1.56 32.70
21.40 13.93 13.27 0.02 38.01 145.27 8.24 27.47 3.95 588.71 1117.97 72.90
21.40 13.93 13.27 0.02 38.01 145.27 8.24 27.47 3.95 588.71 1117.97 72.90
2.46 0.04 6.90 63.52 0.08 32.52 165.12 10.99
154.23 972.63 108.26 170.27 86.79 985.51 2206.81 0.54 448.28
154.23 969.14 108.26 170.27 86.79 985.51 2206.81 0.54 448.28
3.48
288.42 188.60 399.34 10.00 124.40 10.01 21.02
288.42 188.60 399.34 10.00 124.40 10.01 21.02
229.43 1.20 48.72 77.69 33.13 11.66 57.09 92.35 22.77 78.26
43.04
229.43 1.20 5.69 77.69 33.13 11.66 57.09 92.35 22.77 78.26
304.60 8711.03 122.18 420.10 343.20 5055.71 267.60 5590.52 745.55 265.71 553.28 6167.24 2484.28 1245.07
304.60 8424.38 122.18 225.94 343.20 5055.71 267.60 5515.02 735.55 265.71 6167.24 2484.28 1210.00
286.65 194.16 75.50 10.00 553.28 35.07
14.86 129.19 4.45 15.98 16.41 254.68 7.97 250.78 5.60 9.51 43.31 116.75 81.99 12.74
7.19 681.30 4.93 8.17 24.97 545.13 2.39 257.70 54.51 315.22 254.36 197.47 3092.34 47.27
2.22 81.21 0.66 0.94 2.21 459.59 0.84 75.79 25.60 107.58 62.21 53.72 2294.70 19.90
0.40 33.71 0.03 0.46 21.10 2.81 47.92 62.21
0.59 1.22 54.60 0.30 1.14
1.82 46.90 0.63 0.48 2.21 458.37 0.84 0.09 22.80 59.37 52.58 2294.70 19.90
15.98 2.73 7.90 33.99 23.23 21.68 1.11 14.14 0.00 2.22
1.08 507.85 0.33 2.11 11.11 8.73 9.40 2.61 119.88 93.03 58.08 572.89 12.91
3.89 76.27 1.20 5.12 3.75 42.83 1.56 149.28 4.62 87.76 98.01 71.53 224.75 12.24
3.75 0.22 0.26 0.36 0.74 8.10 1.60
18.29 18.08 94.03 186.41 3.77 16.10 0.19
0.30 8.40 0.50
1.81 6.03
518.99 11845.68 260.84 668.06 528.05 8072.95 436.18 9380.77 977.24 712.27 1810.44 8321.97 5795.27 1894.51
22
Page 25
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
Lum
bin
i
ILFC
O
Mah
alax
mi
Lalit
pu
r
Un
ited
FC
Gen
eral
Pro
gres
sive
141.78 472.62 420.83 458.44 296.65 648.21 2125.74 600.90 40.10 588.71 56.70 174.82
176.59 303.51 363.00 324.31 220.00 339.18 2008.80 483.00 187.95 463.93 132.23 200.16
4.53
33.96 88.42 55.15 74.09 76.34 116.01 206.24 114.99 94.66 100.89 15.81 4.43
3.59 1.49 0.23 6.80
-97.46 78.43 2.68 60.04 0.27 144.86 -96.33 0.31 -370.52 19.76 -97.13 -38.59
28.70 2.25 0.05 48.16 3.44 2.60 123.47 2.63 5.56 2.03
942.56 3414.35 3360.65 2252.50 1728.06 1990.54 1291.55 4883.31 569.34 4276.13 25.86 383.05
8.07 16.08 45.90
8.07 16.08 45.90
267.39 1821.22 1932.27 1234.35 541.10 1070.55 518.27 1763.40 316.22 2409.21 15.90 241.80
267.39 1821.22 1932.27 1234.35 541.10 1070.55 518.27 1763.40 316.22 2409.21 15.90 241.80
569.89 1593.13 1419.86 1017.51 1186.96 919.04 703.95 2527.54 245.15 1866.92 9.96 141.25
569.89 1593.13 1419.86 1017.51 1186.96 919.04 703.95 2527.54 245.15 1866.92 9.96 141.25
40.85 28.11 520.31
40.85 28.11 520.31
56.37 8.52 0.63 0.96 25.13 26.15 7.97
56.37 8.52 0.63 0.96 25.13 26.15 7.97
0.23
188.07 482.05 324.80 248.06 119.93 449.12 749.87 166.90 780.72 175.78 351.56 19.14
7.37 21.47 5.82 8.31 40.84 38.13 10.48 0.11 19.36 12.93 1.45
133.83 111.14 117.21 141.21 14.49 235.69 369.21 54.28 448.44 79.17 180.92 7.64
33.01 100.28 41.94 84.39 2.39 171.87 128.47 18.38 265.59 33.70 140.50 5.08
21.22 263.26 144.17 16.64 94.75 0.72 214.06 83.77 66.58 43.55 17.20 4.97
0.00 0.09 -0.49
25.63 23.81 35.18 12.02 12.28 23.47 38.28 32.77 25.65
1272.64 4394.65 4130.09 2994.19 2156.67 3100.15 4190.63 5689.38 1390.25 5073.39 433.63 602.66
429.55 1732.35 679.68 809.50 580.69 576.80 1403.86 1356.67 98.96 1009.44 60.33 258.33
4.76 73.27 98.86 33.28 17.15 4.98 8.21 47.65 2.96 59.26 2.02 10.53
4.76 73.27 98.86 33.28 17.15 4.98 8.21 47.65 2.96 59.26 2.02 10.53
151.92 1659.08 580.81 776.22 563.54 20.02 1395.65 235.17 96.00 950.19 58.31 247.81
147.21 147.44 135.18 70.40 43.59 19.22 62.55 200.34 33.63 192.47 0.75 25.78
147.21 147.44 135.18 70.40 43.59 19.22 62.55 200.34 33.63 192.47 0.75 25.78
4.18 634.09 445.64 231.30 468.78 0.81 1331.35 33.84 62.37 749.93 15.52 21.65
4.18 634.09 445.64 231.30 468.78 0.81 1331.35 33.84 62.37 749.93 15.52 21.65
0.53 877.55 474.51 51.16 1.75 0.99 7.79 42.05 200.38
272.87 551.80 1073.85
272.87 551.80 1073.85
16.50 99.43 70.00 55.02 100.00 890.00 138.10 100.00
16.50 99.43 70.00 55.02 100.00 890.00 138.10 100.00
0.59 6.05 153.24 7.56 3.16 120.28 55.63 54.26 18.20 130.90 0.20 3.43
0.59 6.05 153.24 7.56 3.16 120.28 55.63 54.26 18.20 130.90 0.20 3.43
684.51 2326.33 2787.43 1926.66 1335.86 1946.69 1446.05 3935.68 733.94 3663.06 182.34 303.48
684.51 2326.33 2787.43 1926.66 1335.86 1946.69 1395.93 3855.68 733.94 3663.06 182.34 293.98
50.12 80.00 9.50
29.58 35.90 233.55 48.39 118.19 6.58 37.02 91.12 45.37 85.70 2.38 3.24
87.66 293.90 166.19 132.08 62.75 349.81 255.12 112.35 433.10 83.75 167.94 34.18
33.19 101.33 41.94 84.39 2.56 173.71 133.49 18.38 266.92 33.92 140.50 5.08
25.99 0.10 110.76 6.83 29.52
0.03 0.17 1.84 3.01 0.22
7.17 101.33 41.94 84.39 2.29 171.87 19.72 11.55 237.40 33.70 140.50 5.08
10.56 7.23 5.01 11.48 1.53 2.22 7.28 27.89 33.17 3.16 1.83
14.42 14.84 0.00 11.33 7.65 0.00 50.44 8.71 11.87 24.23 25.21
29.50 170.50 119.24 24.87 51.02 173.88 71.19 77.98 138.28 4.79 0.05 2.06
0.10 7.34 22.22
0.13 3.23 1.00 80.72 1.20 50.30 0.54 16.56
0.00 0.01 0.09 0.96
24.15 10.29 2.93
1272.64 4394.65 4130.09 2994.19 2156.67 3100.15 4190.63 5689.38 1390.25 5073.39 433.63 602.66
23
Page 26
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
403.98 600.50 306.99 -237.60 -32.54 46.02 231.94 195.66 601.84 -213.01 -795.20 -196.86 355.75
310.78 491.12 246.55 127.01 150.00 32.20 474.41 134.40 494.57 181.98 935.07 70.00 255.40
8.00 1.37 24.49
86.54 108.23 47.95 20.69 1.96 3.04 80.63 26.38 103.13 20.69 193.49 46.44 58.72
0.12 0.43 0.52 1.36 2.61
6.66 1.07 0.67 -530.78 -237.96 9.98 -450.83 34.88 0.04 -418.41 -1926.36 -499.09 0.31
0.08 11.71 145.04 45.46 0.80 127.21 4.10 161.30 41.32
2.40 29.74 26.68
2.40 29.74 26.68
1346.77 3083.25 1773.42 879.80 109.16 114.19 1835.85 1597.26 5277.44 222.13 869.25 286.88 1556.64
563.44 1654.57 950.44 359.10 37.39 47.62 959.52 1278.17 2421.03 99.27 22.82 146.04 512.93
1654.57 950.44 359.10 37.39 47.62 959.52 1278.17 2421.03 99.27 22.82 146.04 512.93
563.44
781.09 1428.68 822.98 420.58 15.63 66.57 871.77 316.16 2856.11 122.85 0.14 760.41
781.09 1428.68 822.98 420.58 15.63 66.57 871.77 316.16 2856.11 122.85 0.14 760.41
2.25 100.12 56.14 4.56 2.94 0.30 846.30 140.84 283.31
2.25 100.12 56.14 4.56 2.94 0.30 846.30 140.84 283.31
0.03
187.24 314.50 173.77 935.06 228.21 44.70 778.79 88.28 266.62 656.53 3471.38 1006.73 96.48
3.56 91.45 19.17 2.18 0.83 4.98 9.91 3.90 0.36 4.03 11.81 10.69 10.49
62.44 80.63 53.91 442.01 92.26 15.28 403.07 15.70 68.06 289.01 1756.92 426.66 32.04
71.36 85.12 43.95 446.77 51.77 15.63 218.00 14.87 48.56 263.43 1582.94 369.38 8.82
49.89 57.30 56.75 44.11 83.35 8.81 147.81 53.80 149.64 100.06 119.71 200.01 45.13
0.44 0.00
19.51 25.70 21.72 33.76 54.89 47.70 58.03 0.52 12.79 34.58
1957.51 4023.95 2275.91 1577.26 305.27 204.91 2880.33 1936.09 6193.64 726.07 3575.70 1136.22 2043.46
733.71 1137.63 576.73 163.55 14.52 26.35 718.48 416.44 1833.30 67.74 31.94 15.65 250.64
0.99 17.17 21.17 15.68 0.94 4.99 47.31 22.64 71.40 1.63 0.09 0.43 13.15
0.99 17.17 21.17 15.68 0.94 4.99 47.31 22.64 71.40 1.63 0.09 0.43 13.10
0.05
33.93 136.63 101.79 147.87 13.58 21.35 671.17 40.75 1761.90 66.11 31.85 15.21 33.69
32.67 136.63 90.68 41.76 4.97 62.56 37.39 110.35 0.08 3.99 3.78 33.08
32.67 136.63 90.68 41.76 4.97 62.56 37.39 110.35 0.08 3.99 3.78 33.08
1.26 11.11 103.41 6.89 21.35 423.99 3.36 1451.42 59.85 0.07 9.60 0.61
1.26 11.11 103.41 6.89 21.35 423.99 3.36 1451.42 59.85 0.07 9.60 0.61
2.71 1.72 184.61 200.13 6.18 27.80 1.83
698.79 983.83 453.77 353.04 203.80
698.79 983.83 453.77 353.04 203.80
115.68 190.00 0.26 130.00 55.00
115.68 190.00 130.00 55.00
0.26
5.77 4.47 33.90 1.24 0.10 0.19 6.51 2.16 0.25 0.03 3.23 103.83
5.77 4.47 33.90 1.24 0.10 0.19 6.51 2.16 0.25 0.03 3.23 103.83
1105.84 2402.62 1398.81 96.58 130.57 1294.13 1301.56 4018.65 279.03 1735.54 433.43 1444.92
1105.84 2341.50 1398.81 96.58 130.57 1294.13 1301.56 4018.65 279.03 1735.54 255.83 1423.03
61.12 177.60 14.98
6.91
718.88
718.88
17.24 146.76 45.38 40.29 4.63 3.41 132.27 13.16 56.16 16.52 88.53 203.75 59.70
92.04 216.80 200.41 602.74 112.42 36.46 419.48 203.30 152.60 279.54 1719.67 407.69 129.36
71.36 85.12 43.95 446.77 51.77 15.63 218.00 14.87 56.91 263.43 1582.94 369.38 8.96
1582.94 0.87
8.34 0.13
71.36 85.12 43.95 446.77 51.77 15.63 218.00 14.87 48.56 263.43 369.38 7.96
16.69 0.08 2.89 4.34 3.11 3.67 4.33 0.08 20.15
8.18 12.54 113.90 1.89 7.62 4.43 173.76 110.08 63.26 5.78 0.17 3.04
0.13
12.51 119.14 25.87 154.08 52.95 13.38 23.38 75.24 28.77 11.77 130.87 38.14 97.21
0.08 0.20 0.04
2.92 10.36 29.57 69.92 1.01 93.94 1.17 0.73 82.33 72.49
0.55 0.65
10.31 20.98 6.56 6.84 25.54
1957.51 4023.95 2275.91 1577.26 305.27 204.91 2880.33 1936.09 6193.64 726.07 3575.70 1136.22 2043.46
24
Page 27
Statement of Assets and Liabilities as on Pus end, 2072(Mid-Jan, 2016)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Ever
est
ICFC
Saga
rmat
ha
Ku
ber
NEF
L
Seti
ham
a
Nam
aste
Kas
ki
Un
iqu
e
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
157.73 663.10 430.83 -213.95 345.24 73.51 261.94 44.31 384.16 269.00 282.83 283.35 457.48 215.41
137.52 426.97 318.77 150.00 298.45 55.66 200.00 37.50 332.53 238.61 250.65 256.85 320.00 200.00
80.51 25.23
44.83 21.00
18.86 94.18 38.45 4.49 43.73 9.29 20.48 5.39 51.62 28.36 20.50 20.82 19.56 2.21
0.99 0.53 0.62
0.36 10.34 9.76 -394.29 0.29 8.55 0.70 0.94 0.01 2.02 10.85 2.80 115.30 13.21
6.27 63.32 2.77 19.77 0.48 0.83 2.88 2.62
230.00 37.90
230.00 37.90
1200.41 5008.92 2865.74 276.88 1197.24 243.77 209.77 353.29 3118.39 710.12 2093.20 869.35 2013.10 462.25
0.00
0.00
796.22 3282.97 1131.56 31.64 845.18 146.46 114.46 300.64 2050.00 280.84 330.03 288.03 891.67 244.97
796.22 3282.97 1131.56 31.64 845.18 146.46 114.46 300.64 2050.00 330.03 288.03 891.67 244.97
280.84
404.19 1723.07 1032.58 245.24 351.91 97.31 36.63 52.63 1068.38 314.42 754.23 408.32 502.36 127.34
404.19 1723.07 1032.58 245.24 351.91 97.31 36.63 52.63 1068.38 314.42 754.23 408.32 502.36 127.34
0.00 701.60 4.05 89.94
0.00 701.60 4.05 89.94
2.89 0.15 58.67 0.02 114.85 1008.94 168.95 619.06
2.89 0.15 58.67 0.02 114.85 1008.94 168.95 619.06
0.02
49.38 465.27 331.99 564.68 52.86 23.94 42.79 13.16 109.40 31.33 190.59 122.65 135.40 32.95
2.36 17.49 6.51 5.78 16.99 5.65 0.08 0.06 0.31 3.57 2.18 0.40 1.19 0.01
18.18 139.10 116.29 308.88 12.18 5.32 11.73 4.20 38.93 8.02 75.69 41.42 70.52 23.29
4.32 61.40 59.64 227.59 0.26 6.22 4.65 0.73 32.15 2.44 71.59 30.25 32.86 0.96
24.52 247.28 149.55 22.45 23.43 6.75 26.33 8.18 38.00 17.30 41.14 50.57 30.84 8.69
676.82 1316.16 0.00 4.78
7.35 41.62 30.60 39.51 14.69 1.21 8.55 5.67 36.53 16.50 19.18 4.08 15.25 2.76
1414.86 6408.94 4335.99 1983.27 1610.04 347.21 523.05 416.43 3648.47 1026.94 2623.70 1279.42 2621.23 713.38
449.05 1366.62 605.35 86.23 258.28 92.72 181.13 183.01 839.88 154.48 558.97 221.41 769.35 299.20
19.77 178.13 19.31 5.70 13.64 3.07 1.42 5.66 55.03 3.98 28.35 5.51 26.49 8.97
19.77 178.13 19.31 5.70 13.64 3.07 1.42 5.65 55.03 3.98 28.35 5.51 26.49 8.97
0.00 0.01
429.29 1188.49 586.05 0.00 244.65 89.65 179.71 7.81 102.45 150.50 530.62 37.81 742.86 290.24
26.52 182.76 135.06 0.00 32.17 0.16 12.13 99.77 28.60 65.14 37.81 81.96 21.49
26.52 182.76 135.06 0.00 32.17 0.16 12.13 99.77 28.60 65.14 37.81 81.96 21.49
289.33 710.30 163.68 71.57 77.55 43.00 7.81 2.53 40.63 308.45 371.50 111.15
289.33 710.30 163.68 71.57 77.55 43.00 7.81 2.53 40.63 308.45 371.50 111.15
113.44 295.42 287.31 140.91 11.93 124.58 0.15 81.26 157.04 289.40 157.60
80.53 169.54 682.39 178.10
80.53 169.54 682.39 178.10
0.50 115.45 29.88 25.00 50.00 40.00 47.50 18.60
0.50 115.45 29.88 25.00 50.00 40.00 47.50 18.60
0.55 163.30 149.36 0.50 96.59 0.10 32.62 14.64 50.37 28.11 111.18 23.43
8.00
0.55 163.30 141.36 0.50 96.59 0.10 32.62 14.64 50.37 28.11 111.18 23.43
931.97 4230.97 2547.60 317.48 1149.00 218.49 256.49 227.30 2659.35 738.17 1760.39 846.20 1629.26 358.17
931.97 4230.97 2543.42 317.48 1109.00 218.49 241.49 227.30 2659.35 713.87 1709.39 823.20 1525.83 358.17
4.18 40.00 15.00 24.30 51.00 23.00 43.50
59.93
3.80 2.60
3.80 2.60
11.81 81.14 22.44 7.99 8.54 5.69 9.10 0.89 41.89 3.12 28.35 4.74 21.18 3.50
21.49 554.93 205.43 239.36 67.74 30.21 30.27 5.01 67.71 30.79 235.98 130.32 89.16 8.71
4.32 73.10 61.57 227.63 0.37 6.22 4.65 0.73 32.15 2.68 71.59 32.74 32.86 1.05
27.87 12.25 1.79 0.03 1.07 55.67 4.33 0.08
0.01 0.43 0.11 0.24 0.13 0.09
4.32 45.22 48.90 227.63 0.26 6.22 2.86 0.70 32.15 1.37 15.92 28.28 32.77 0.96
7.35 84.55 1.21 0.99 2.45 0.21 31.28 1.06 29.60 14.39 9.19 0.69
4.05 15.50 5.60 2.15 55.77 20.25 0.03 1.46 0.23 0.23 8.46 27.16 2.30 0.53
5.76 381.78 138.25 8.36 10.62 1.29 25.37 2.82 4.05 26.82 126.34 56.04 44.81 6.45
0.21 0.71 1.77
11.47 9.74 12.95 13.45
676.82 1316.16
0.43 1.09
1414.86 6408.94 4335.99 1983.27 1610.04 347.21 523.05 416.43 3648.47 1026.94 2623.70 1279.42 2621.23 713.38
25
Page 28
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Expenses1. Interest Expense 839.87 946.37 1051.75 1519.91 315.03 816.33 776.33 753.57 978.00 814.20 585.12 1233.24 508.55 844.77 806.91 903.14 991.02 1808.15
1.1 On Deposit Liabilities 664.25 935.65 1038.35 1450.63 313.24 791.56 725.23 753.15 935.25 773.69 584.99 1215.04 508.55 843.51 806.36 876.16 929.11 1732.39
1.1.1 Saving Account 388.08 601.46 514.35 397.20 181.39 414.31 239.36 165.51 363.72 146.31 154.89 261.16 84.85 260.62 141.85 138.10 224.32 830.06
1.1.2 Fixed Account 276.16 279.64 240.40 650.16 66.23 377.25 445.36 463.20 448.03 512.92 295.79 674.37 324.00 422.59 494.14 495.33 432.44 845.58
1.1.2.1 Up to 3 months Fixed Account 0.04 36.06 7.27 0.02 162.53 101.99 99.95 0.18 55.47
1.1.2.2 3 to 6 months Fixed Account 1.26 48.08 2.40 81.28 4.20 47.08 13.02 81.24
1.1.2.3 6 months to 1 year Fixed Account 120.50 120.20 57.68 214.72 223.08 228.53 512.92 16.39 624.24 324.00 118.05 456.70 156.78
1.1.2.4 Above 1 year Fixed Account 276.16 157.84 36.06 642.88 6.13 39.01 459.00 72.47 279.22 50.12 304.54 494.14 25.61 138.95 845.58
1.1.3 Call Deposit 0.00 54.55 283.59 403.27 65.62 40.51 124.44 123.50 114.47 134.31 279.52 99.69 160.30 170.37 242.72 272.34 53.91
1.1.4 Certificate of Deposit 2.83
1.2 On Borrowing 175.62 10.72 13.41 69.28 1.79 24.77 51.09 0.42 42.75 40.51 0.13 18.20 1.26 0.55 26.99 61.92 75.76
2. Commission Expense 53.44 83.50 60.68 7.17 1.39 0.35
3. Staff Expense 1043.12 1138.58 406.45 243.05 227.96 411.76 312.44 159.77 319.55 209.87 101.20 232.58 61.38 196.90 144.00 154.06 172.27 1310.12
4. Office Operating Expenses 279.03 330.24 248.84 291.89 204.78 456.28 256.58 114.65 255.30 195.45 107.07 218.39 63.45 184.61 115.60 156.17 215.14 187.89
5. Foreign Exchange Loss 0.07 2502.54 2.02
5.1 Due to Change in Exchange Rates 0.07 2.00
5.2 Due to Foreign Currency Transaction 2502.54 0.03
6. Non Operating Expense 0.52 3.65 0.01 0.20 0.32
7. Provision for Risk 154.92 653.22 42.02 321.10 40.98 108.41 52.19 231.91 31.96 34.39 137.36 27.69 108.52 21.48 103.68 121.64 35.08 641.22
7.1 Loan loss Provision 175.28 650.68 42.02 312.77 40.98 108.41 51.80 231.91 31.96 34.39 20.90 2.49 108.52 21.48 103.68 89.32 35.08 641.22
7.1.1 General Loan loss Provision 175.28 84.08 4.03 233.33 12.03 30.16 147.47 31.96 -4.53 20.90 25.82 73.79 21.48 7.72 30.04 35.08 70.52
7.1.1.1 Pass Loan Loss Provision 175.28 84.08 4.03 138.58 5.54 30.16 125.23 31.96 4.17 20.90 16.21 42.97 21.48 4.86 19.23 35.08 70.52
7.1.1.2 Watch List Provision 94.76 6.49 22.24 -8.70 9.61 30.82 2.86 10.82
7.1.2 Special Loan Loss Provision 566.60 37.99 79.43 28.94 21.64 84.43 38.92 -23.33 34.73 95.96 59.28 570.70
7.1.3 Additional Loan Loss Provision 108.41
7.2. Provision for Non-Banking Assets 0.29 8.33 116.46 25.20 32.32
7.3. Provision for Loss on Investment 0.62 0.39
7.5. Provision for Loss of Other Assets -20.64 1.92
8. Loan Written Off 2.79 6.26 0.58
9. Provision for Staff Bonus 118.97 69.02 199.63 154.03 87.43 115.65 89.43 111.40 47.03 36.68 58.71 24.03 56.03 25.40 39.53 69.77 48.44
10. Provision for Income Tax 438.99 258.84 585.37 462.08 262.29 354.29 270.34 363.63 141.08 142.15 176.14 72.10 168.10 76.21 118.60 209.31 218.00
11. Others 2.84
12. Net Profit 1048.19 973.69 1410.95 1078.18 612.01 802.22 623.93 546.27 750.36 329.19 224.62 411.00 168.24 392.23 177.81 276.73 488.39 387.53
Total Expenses 3923.10 4426.76 4031.30 4130.91 1756.73 3064.94 2381.23 1816.99 2810.20 1771.22 1334.27 4860.30 1007.66 1864.11 1449.62 1770.07 2180.98 4604.61
Income1. Interest Income 2650.23 3351.98 3083.66 3184.78 1169.37 2371.73 1917.79 1319.49 2420.88 1511.33 1069.64 2073.75 858.92 1651.54 1255.43 1465.79 1803.17 3799.18
1.1 On Loans and Advances 2556.74 3167.67 2801.40 3100.19 1062.83 2253.83 1790.62 1254.88 2296.09 1428.90 1040.82 1977.56 834.00 1623.06 1204.67 1427.75 1714.03 3769.25
1.2 On Investment 91.58 71.10 167.54 31.89 41.64 57.34 68.38 19.58 122.13 79.71 21.83 26.52 20.00 20.48 23.35 38.04 53.12 13.05
1.2.1 Government Bonds 91.58 42.93 159.20 31.89 41.64 57.34 68.38 9.83 48.21 79.71 15.24 25.33 20.00 20.48 23.35 38.04 53.12 13.05
1.2.2 Foreign Bonds 8.34 30.74 1.19
1.2.3 NRB Bonds 9.75 6.59
1.2.4 Debenture & Bonds 28.17 43.18
1.3 On Agency Balance 0.88 18.36 0.69 26.94 0.47 60.56 47.24 0.25 0.53 2.15 4.32
1.4 On Call Deposit 0.14 3.78 86.01 1.30 8.96 36.48 2.66 1.26 0.64 66.60 31.71
1.5 On Others 0.89 91.07 28.03 24.45 55.48 11.55 8.30 1.46 6.35 2.55 2.77 8.00 27.40 16.89
2. Commission and Discount 129.48 219.87 431.46 317.03 164.13 298.20 349.19 170.45 119.26 107.36 69.56 52.64 17.06 80.85 74.09 180.72 219.18 97.21
2.1 Bills Purchase and Discount 0.00 5.14 0.45 4.56 4.92 22.60 10.52 1.89 20.40 0.77 16.97 0.15 0.06 6.92
2.2 Commission 129.48 208.54 428.97 312.47 123.06 234.41 229.71 156.78 117.35 83.83 65.25 30.32 17.06 80.70 28.83 168.14 81.30 97.21
2.3 Others 6.19 2.04 36.15 41.19 119.48 3.15 0.01 3.14 3.55 5.35 45.20 5.65 137.88
3. Exchange Flactuation Income 47.91 15.61 285.30 247.97 315.71 286.51 57.70 72.06 55.07 95.03 21.57 2595.04 33.14 56.61 52.93 68.11 110.47 110.79
3.1 Due to Change in Exchange Rate 31.00 -10.28 172.48 11.07 122.57 2.98 2.51 1.86 2595.04 1.01 16.87 3.83 112.60 14.94
3.2 Due to Foreign Currency Transaction 16.91 25.89 112.82 236.89 193.14 286.51 54.72 69.55 53.22 95.03 21.57 32.13 56.61 36.06 64.28 -2.13 95.85
4. Other Operating Income 156.87 282.25 123.65 18.22 98.12 61.71 158.21 40.28 35.56 133.97 25.56 47.60 33.24 48.16 207.86
5. Non Operating Income 438.06 10.90 58.67 10.83 27.21 9.58 0.97 4.17 14.47 1.12 4.89 2.77 9.30 0.93 18.19 0.17
6. Write Back from Provisions for loss 438.04 301.02 171.74 246.66 53.85 55.58 178.94 52.61 2.75 134.70 67.58 12.51 33.00 37.27 327.17
7. Recovery of written-off Loan 62.49 242.29 0.47 8.24 14.34 2.12 2.65 5.70 61.55
8. Income from Extra Ordinary transactions 2.84 0.80 0.68
9. Net Loss
Total Income 3923.10 4426.76 4031.30 4130.91 1756.73 3064.94 2381.23 1816.99 2810.20 1771.22 1334.27 4860.30 1007.66 1864.11 1449.62 1770.07 2180.98 4604.61
27
Page 29
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Glo
bal
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
1077.69 896.38 1004.25 798.73 231.86 944.12 822.44 563.21 478.96 724.89 597.75 768.29 46.74 81.27 194.10 260.81 5.22 117.49 61.25 37.24
1056.05 868.22 1004.05 798.14 190.85 920.06 822.23 562.95 475.52 724.63 597.54 728.72 46.74 81.27 194.10 255.46 5.22 117.49 61.25 37.24
335.62 99.59 77.83 169.74 61.00 177.92 368.23 115.98 118.60 86.21 148.43 289.43 11.23 53.31 100.43 116.36 2.61 57.61 43.73 22.79
517.76 623.76 598.54 544.17 67.45 561.27 296.41 341.25 246.17 509.00 381.00 286.30 34.43 12.23 59.60 90.94 2.61 51.51 15.74 14.45
0.17 1.61 22.26 0.01 8.10 0.06 6.48 0.78
3.93 16.77 6.45 11.74 2.97 1.66 2.90 50.49 2.86 1.34 0.76 0.15 0.75
400.75 447.91 556.87 532.42 59.76 246.71 211.88 254.53 381.00 0.70 3.94 10.01 7.81 13.00 45.78 3.67
112.91 157.48 35.22 67.45 476.28 48.04 118.38 246.17 203.92 276.27 29.15 1.46 51.64 77.94 2.61 4.20 12.06 14.45
202.67 144.88 327.69 84.23 62.40 180.87 157.58 105.72 110.74 129.42 68.12 152.99 1.08 15.73 34.07 48.15 8.37 1.79
21.63 28.16 0.20 0.58 41.00 24.06 0.21 0.26 3.45 0.25 0.22 39.57 5.36
25.51 2.48 4.25
348.71 145.06 85.98 162.30 50.82 187.73 293.31 104.87 113.17 99.72 106.05 125.09 20.04 26.64 37.15 37.84 2.44 28.93 14.90 11.92
338.16 158.92 648.01 179.72 56.68 165.92 261.83 99.35 115.60 122.69 116.59 141.86 15.01 21.63 42.17 53.38 2.63 18.79 11.28 10.33
5.68
5.68
0.03 0.23 0.35 18.79
80.33 251.63 -28.28 112.11 115.02 39.90 8.54 35.55 53.77 129.51 50.07 61.24 23.06 14.75 24.45 71.46 8.45 -2.12
80.33 228.58 -28.28 107.37 115.02 39.77 -11.46 35.55 50.18 129.51 50.07 61.19 23.06 14.71 24.14 32.99 8.45
80.33 55.38 14.31 40.45 -1.42 17.60 29.51 31.32 37.28 15.51 15.81 53.04 3.24 22.08 8.91 4.00
80.33 14.30 17.20 35.16 -16.32 17.18 31.99 22.02 12.90 15.51 11.87 50.85 3.24 12.52 7.37 4.00
41.07 -2.89 5.29 14.91 0.42 -2.47 9.31 24.38 3.94 2.19 9.56 1.54
173.20 -42.59 66.91 116.43 22.17 -40.97 4.23 12.90 114.00 34.26 8.15 19.81 14.71 2.06 24.08 4.44
23.05 4.74 38.48 4.88
0.13 3.59 0.29
20.00 0.05 0.03 0.02 -7.00
0.40 8.95
108.69 59.83 67.03 52.85 21.31 59.82 18.46 31.93 22.33 22.05 58.29 6.67 6.33 20.70 17.87 3.66 2.38 0.24
324.23 179.84 201.10 158.56 63.92 179.47 55.37 95.79 67.00 66.14 174.87 13.38 13.43 62.09 18.13 10.98 7.13 0.73
8.62
762.72 418.48 469.22 369.96 149.14 661.72 418.76 129.19 223.51 156.34 154.33 408.03 69.96 49.85 144.87 160.46 25.61 16.63 1.69
3066.03 2112.62 2447.32 1847.12 688.73 1999.39 2044.18 1006.40 1118.41 1322.47 1113.23 1737.66 195.20 213.89 525.52 628.91 18.73 222.13 113.56 62.15
2402.28 1612.49 1698.13 1468.00 311.95 1709.33 1511.28 901.23 911.89 1089.88 977.22 1505.01 143.56 170.35 394.00 378.67 6.68 203.76 106.71 55.44
2325.96 1534.00 1655.66 1417.85 307.42 1644.89 1381.27 882.79 866.48 1077.74 961.95 1436.58 103.83 158.84 379.69 343.01 6.40 188.38 97.92 53.95
61.66 68.84 39.12 29.43 4.21 46.70 31.49 16.40 18.71 8.63 2.24 57.77 0.61 0.33 0.57
61.66 68.84 39.12 4.76 4.21 46.70 31.49 12.92 5.52 8.63 2.24 57.77 0.61 0.33 0.57
24.67 3.48 9.45
3.75
1.05 0.11 0.10 3.54 0.20 0.14 11.41 33.68 0.29
3.96 7.58 16.34 3.34 46.02 14.73 3.50 39.12 10.01 13.91 15.37 8.76 1.49
10.70 1.02 3.24 4.28 0.32 14.40 48.97 1.83 11.81 1.62 10.66 1.50 0.07 1.41 0.03
353.19 37.10 143.41 57.15 2.86 85.73 52.64 61.31 20.51 30.99 24.44 37.36 0.06 4.28 6.83 1.94 0.86 2.29 6.01
133.04 0.89 1.52 1.47 0.23 0.29 1.51 0.23 2.14
206.14 22.07 120.10 46.36 2.62 81.15 28.89 59.80 20.28 28.85 24.44 37.36 0.06 4.28 6.83 1.94 0.86 2.29 0.91
14.01 14.14 21.80 9.32 4.58 23.46 5.10
143.06 64.93 46.33 54.78 7.91 77.76 64.95 24.78 44.26 45.57 44.07 87.74 0.23 0.53
129.62 14.30 -2.00 6.99 2.55 1.57 2.95 32.56 2.71 7.49 0.37 0.20 0.40
13.44 50.62 48.33 47.79 5.36 76.19 62.01 -7.78 44.26 42.86 36.58 87.37 0.03 0.13
17.22 110.41 558.55 111.30 3.30 62.73 103.79 17.93 43.63 40.97 50.49 93.42 0.80 11.75 26.75 31.47 0.01 11.21 4.55
7.08 100.74 0.89 0.74 2.23 21.45 63.70 1.16 0.83 0.24 4.37 18.35 0.44 14.23
143.20 180.23 155.14 360.50 42.40 247.82 97.30 115.06 16.77 9.75 32.43 27.51 97.26 201.69 11.99 6.30 0.71
6.71 0.01
0.40
0.06
3066.03 2112.62 2447.32 1847.12 688.73 1999.39 2044.18 1006.40 1118.41 1322.47 1113.23 1737.66 195.20 213.89 525.52 628.91 18.73 222.13 113.56 62.15
28
Page 30
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Triv
eni
Sup
rim
Suve
kch
ha
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Exce
l
Bir
atla
xmi
Wes
tern
Soci
ety
Ara
nik
o
Dev
a
Mit
eri
Tin
au
Mu
ktin
ath
Sew
a
Kan
kai
Mah
akal
i
238.92 137.56 70.90 226.39 15.98 187.68 154.45 193.27 59.96 116.44 55.32 175.95 50.17 145.88 56.58 76.34 232.95 126.89 31.96 21.34
238.92 137.56 70.90 226.39 15.98 141.16 154.45 193.27 59.83 116.44 55.32 175.95 50.17 145.88 56.58 76.34 232.54 126.89 31.96 21.34
82.73 53.64 26.79 103.27 0.35 58.76 44.21 66.04 37.71 63.37 36.00 68.29 29.49 92.72 24.14 34.15 128.01 53.80 13.89 15.52
93.20 48.07 33.16 65.97 0.18 49.32 70.56 79.13 8.84 46.80 19.32 69.39 18.33 40.29 27.34 34.09 79.28 44.40 11.57 5.83
0.42 0.04 5.31 0.03 0.13 0.01 0.28 1.09 0.28 2.00 0.00
1.13 1.15 0.19 1.68 1.30 0.84 1.22 0.13 2.43 2.53 1.33 1.37 0.21 4.23 0.09 0.73
45.90 45.23 8.31 32.80 40.21 45.73 35.28 0.57 19.55 4.82 27.08 12.05 9.57 18.09 46.34 6.72 7.65
45.75 1.69 24.63 26.19 0.18 7.82 23.96 42.50 8.12 24.82 11.97 40.69 6.28 40.29 15.31 15.52 26.71 37.59 3.19 5.83
62.99 35.85 10.95 57.14 15.46 33.08 39.67 48.10 13.28 6.27 38.27 2.35 12.87 5.11 8.09 25.25 28.69 6.50
46.52 0.13 0.41
0.01 0.04
36.73 33.52 11.32 45.24 8.07 23.23 29.61 25.68 18.10 28.40 12.07 52.44 15.06 33.71 11.18 14.78 73.06 22.31 9.87 5.36
37.67 31.97 11.78 36.82 8.75 18.36 33.48 30.24 14.42 16.95 7.64 48.37 9.96 39.38 7.79 9.85 54.86 13.08 8.58 3.20
0.09 175.15
0.09 172.12
3.04
0.25 0.00 4.86 0.09 0.16
9.59 18.58 3.13 63.93 90.36 8.10 12.70 4.91 8.91 10.87 4.44 24.93 22.61 24.14 4.57 3.89 20.85 4.27 3.54 4.37
9.59 18.44 3.13 63.93 8.10 12.68 4.91 8.91 10.87 4.44 22.33 22.61 24.14 4.57 3.89 20.85 4.27 3.54 4.37
9.59 12.70 1.92 13.05 4.63 2.21 4.91 3.15 3.31 9.00 6.47 8.96 2.66 2.76 14.96 4.23 3.54 4.37
9.59 11.92 1.26 5.40 3.94 0.20 4.91 3.14 1.25 3.39 3.35 9.03 2.26 2.46 11.97 2.97 3.54 4.37
0.77 0.66 7.65 0.69 2.01 0.01 2.06 5.61 3.12 -0.07 0.40 0.30 2.99 1.26
5.74 1.21 50.88 3.47 10.47 5.76 7.56 13.33 16.14 15.18 1.92 1.13 5.89 0.04
4.44
0.14 90.27 2.60
0.08
0.02
89.80 1.40 1.43
7.92 1.12 13.45 8.23 7.94 11.45 5.72 5.81 1.95 2.91 7.80 5.69 3.66 22.65 5.84 0.90
23.75 3.35 40.34 24.68 23.83 34.34 17.17 17.43 5.86 8.72 23.39 17.08 10.98 67.53 17.51 2.08
0.03
55.42 123.55 7.82 94.13 256.66 57.60 55.59 80.12 40.06 40.67 13.68 101.47 20.34 54.58 39.72 25.61 159.02 40.85 18.67 6.95
410.25 345.26 109.42 520.28 469.62 327.88 319.01 380.02 164.34 236.60 105.83 404.68 129.76 504.01 142.61 145.11 631.07 230.75 72.64 44.21
380.19 264.80 99.07 426.87 111.82 303.84 268.34 329.08 145.88 211.94 83.94 292.23 87.02 261.83 125.33 131.64 541.72 216.55 66.28 40.79
353.25 243.04 88.81 396.96 108.05 248.51 244.03 306.09 129.38 182.71 83.94 273.59 87.02 225.09 118.21 119.81 520.46 207.42 61.78 34.57
0.87 0.42 3.33 1.26 2.15 0.80 0.89 0.42 1.31 0.33
0.87 0.11 1.26 1.81 0.89 0.42
0.31 0.34 0.80 1.31 0.33
3.33
16.50
26.08 20.32 10.27 24.09 3.77 8.81 23.04 20.83 28.14 16.82 36.36 7.12 10.52 20.55 8.81 4.50
1.02 2.49 46.52 0.00 0.29 0.93 -0.04 0.71 6.23
2.81 1.94 1.16 3.38 0.03 0.41 2.12 0.95 1.99 5.42 7.19 2.60 1.44 3.01 0.87 4.69 6.20 2.28 6.35 3.41
2.81 1.94 1.16 3.13 0.03 0.41 2.12 0.95 1.25 5.42 7.19 2.60 1.44 3.01 0.39 4.69 6.20 2.28 0.76 3.21
0.25 0.73 0.47 5.59 0.20
2.04 0.08 0.00 0.02 0.00 0.22 0.00 175.62
0.08 0.00 0.02 0.00 0.21 175.62
2.04 0.01 0.00
21.92 24.44 8.36 26.42 0.10 18.08 14.35 15.14 10.15 10.15 14.70 15.81 15.70 14.14 16.41 8.78 60.67 11.92 0.01
5.33 0.84 0.34 0.73 1.17 2.25 1.88 0.43 8.39 0.44 9.03
52.05 63.19 356.95 4.37 31.94 32.96 5.88 9.10 85.42 25.59 48.97 13.47
0.00
410.25 345.26 109.42 520.28 469.62 327.88 319.01 380.02 164.34 236.60 105.83 404.68 129.76 504.01 142.61 145.11 631.07 230.75 72.64 44.21
29
Page 31
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Ace
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
Few
aDB
Kab
eli
Kam
ana
Co
rpo
rate
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
Shin
e
Pac
ific
IDB
L
152.90 39.41 54.15 57.71 32.78 140.87 186.17 156.13 305.45 10.49 88.89 6.91 49.35 175.61 20.29 20.70 22.61 150.04 31.67 119.93
145.32 39.41 54.15 57.71 32.78 140.87 186.17 156.13 305.45 10.49 88.89 6.91 49.35 175.61 20.29 20.70 22.61 150.04 31.67 119.84
70.87 11.47 21.21 15.44 17.18 68.01 96.94 69.77 88.52 6.26 43.12 2.37 24.46 86.56 13.58 9.11 11.78 98.14 15.05 37.46
53.52 17.11 24.09 28.50 8.16 59.95 61.74 68.84 155.08 3.56 34.02 4.26 20.34 52.68 3.62 6.81 8.56 42.15 9.21 52.28
0.10 0.35 0.19 6.13 0.84 2.76 0.78 0.05 1.21 0.27 0.01 0.42 0.03 3.59
0.14 1.15 0.39 0.20 1.43 4.98 3.34 2.93 0.08 2.44 0.51 1.85 0.18 0.55 0.38 0.46
44.06 11.60 15.47 18.31 4.91 40.94 18.20 36.27 98.87 1.52 6.63 4.10 10.18 35.06 0.92 5.32 0.79 24.61 4.44 47.68
9.31 4.27 7.88 9.80 3.25 11.45 37.73 26.47 52.49 1.92 23.74 0.16 9.38 15.76 2.70 1.48 7.59 16.57 4.37 0.54
20.94 10.84 8.86 13.77 7.44 12.91 27.48 17.51 61.86 0.67 11.74 0.28 4.55 36.37 3.09 4.78 2.27 9.75 7.41 30.10
7.58 0.09
0.43 0.06
38.53 7.72 11.44 6.27 9.40 36.97 37.60 20.13 41.70 4.83 15.26 3.30 9.27 29.92 3.61 4.06 4.92 25.13 3.69 26.60
33.82 9.01 11.61 9.26 8.81 38.97 39.36 24.01 46.07 3.43 13.69 2.93 10.25 31.63 4.75 4.59 2.44 23.08 4.94 26.63
0.00 0.01
0.00 0.01
0.14 0.03
33.44 2.23 2.81 6.34 14.81 -155.67 15.94 5.45 68.20 2.21 5.69 9.53 1.58 20.81 3.88 2.77 1.88 9.05 0.72 1.20
33.41 2.23 2.81 6.34 14.81 -108.61 15.94 5.45 68.20 2.21 5.69 9.53 1.58 3.88 2.52 1.88 9.05 0.72 1.00
8.79 2.23 2.14 1.38 3.40 10.43 11.34 5.45 11.87 1.03 5.69 0.58 2.66 1.02 0.38 6.42 0.72 0.18
2.88 2.23 0.89 1.38 0.95 6.90 5.12 5.45 7.54 0.87 5.69 0.43 0.37 0.88 0.34 6.34 0.63 0.18
5.91 1.25 2.46 3.53 6.22 4.34 0.15 0.15 2.30 0.14 0.04 0.08 0.09 0.00
24.62 0.67 4.95 11.41 -119.04 4.60 56.33 1.18 9.53 1.00 1.22 1.50 1.50 2.63 0.82
-46.57 20.81
-0.48 0.24 0.02
0.02 0.18
1.41 1.09 0.25
13.53 1.47 1.61 1.34 2.07 21.98 12.84 9.05 15.75 1.32 6.30 3.84 7.77 1.84 17.72 0.16
40.59 4.40 4.82 4.02 6.21 65.93 38.53 27.14 47.26 3.97 18.91 11.53 23.31 5.51 53.17 0.47
94.70 10.28 11.25 9.38 14.48 156.97 89.91 63.33 110.28 9.26 44.12 -3.65 26.90 54.38 3.83 12.86 3.36 124.06 19.16 1.09
407.50 74.53 97.70 94.88 88.56 307.49 420.35 305.24 635.81 35.52 192.90 19.01 112.72 343.69 36.36 52.33 35.20 402.26 60.18 176.06
338.10 64.21 87.69 78.77 71.11 263.14 379.63 284.64 557.22 31.12 172.93 8.44 103.29 320.93 31.02 45.58 29.86 353.32 55.96 163.44
305.76 58.91 78.36 70.59 67.12 241.50 361.46 267.98 530.67 29.75 157.10 8.41 91.84 293.81 27.92 41.18 26.40 329.66 54.42 152.73
6.68 0.89 1.27 1.39 0.56 2.00 0.20 1.79
6.68 0.89 1.27 1.39 0.56 2.00 0.20
1.79
9.33
25.65 5.30 7.29 3.99 17.56 14.69 25.99 1.37 15.82 11.45 25.12 3.10 4.40 3.46 23.46 1.54 8.93
20.36 0.61 0.58 0.03
3.21 6.15 0.41 0.26 8.62 2.77 3.91 20.47 1.80 0.72 2.67 1.15 0.64 1.38 1.38 1.07 2.69 29.57 2.04 2.23
3.21 0.80 0.41 0.26 0.96 2.77 3.91 20.47 1.80 0.72 2.67 0.64 1.38 0.42 1.07 0.59 7.36 2.04 2.23
5.35 7.66 1.15 0.96 2.10 22.21
4.00 0.05 1.59 0.00 0.03 0.12
0.25 0.48
3.75 0.05 1.11 0.00 0.03 0.12
14.78 4.17 7.46 6.01 18.45 35.96 44.50 3.43 11.69 0.06 8.17 16.34 0.31 4.62 2.18 10.13
6.63 0.06 0.13 0.26 0.01 0.32 0.06 0.08
40.79 2.13 9.78 8.78 0.85 32.04 0.24 5.59 9.37 0.31 4.93 3.66 1.06 2.66 19.37 0.07
21.55
407.50 74.53 97.70 94.88 88.56 307.49 420.35 305.24 635.81 35.52 192.90 19.01 112.72 343.69 36.36 52.33 35.20 402.26 60.18 176.06
30
Page 32
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Kan
chan
Mat
rib
hu
mi
Inn
ova
tive
Jhim
ruk
Met
ro
Vib
or
Gau
mu
khee
Rap
tive
ri
Tou
rism
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
Co
smo
s
Man
aslu
Ekat
a
Kal
inch
ow
k
Kai
lash
Salp
a
45.37 13.40 58.99 22.73 66.75 165.55 19.75 32.42 175.74 3.20 23.08 15.49 30.00 16.25 55.88 78.55 10.13 248.23 7.63
45.37 13.40 58.99 22.73 66.75 165.55 19.75 32.42 175.07 3.20 23.08 15.49 30.00 16.25 55.88 78.55 10.13 248.23 7.63
31.30 8.72 30.17 15.21 27.11 53.41 16.28 13.60 67.72 2.55 15.55 11.95 13.73 12.50 30.86 40.01 2.99 92.22 5.64
12.05 3.09 22.17 4.76 24.51 88.60 3.34 18.13 77.42 0.54 7.54 1.54 8.80 3.76 11.53 19.65 2.51 104.43 1.73
0.05 0.18 0.08 0.00 0.11 0.03 0.20 0.13 2.17 0.04
0.54 0.04 0.01 1.43 0.11 2.10 0.00 0.38 0.23 0.34 0.07 0.06 2.98 0.12
3.63 1.38 11.35 1.22 14.49 0.49 0.76 7.46 56.08 0.06 4.65 5.08 1.34 3.77 12.71 1.58 79.53 0.56
7.83 1.48 10.82 3.54 8.51 88.00 2.58 10.67 19.25 0.47 2.89 1.54 3.23 2.15 7.22 6.75 0.88 19.75 1.00
2.02 1.59 6.65 2.76 15.13 23.53 0.13 0.69 29.93 0.11 2.00 7.48 13.49 18.88 4.63 51.57 0.27
0.67
0.12
10.61 3.72 10.20 4.20 7.77 28.05 5.02 5.16 28.63 1.21 8.98 3.74 10.79 4.04 11.41 10.95 4.59 48.76 2.23
8.92 2.09 12.11 3.62 10.40 28.47 3.60 3.12 35.16 1.57 10.01 3.64 10.85 4.75 10.97 10.63 3.67 46.15 0.81
0.36
0.36
0.03 9.21 3.58 1.65 27.82 0.58 2.68 23.72 0.15 0.84 0.17 4.59 2.14 2.41 4.51 3.87 56.53 1.35
0.03 9.21 3.58 1.65 13.53 0.58 2.68 23.53 0.15 0.84 0.17 4.59 2.14 2.41 4.51 3.87 55.85 1.35
6.41 1.78 1.65 8.93 0.58 1.72 2.98 0.03 0.86 0.17 3.04 1.29 2.41 4.51 0.91 11.58 0.10
2.20 0.74 1.06 4.09 0.55 1.16 2.63 0.03 0.34 0.17 1.50 1.07 2.41 4.51 0.52 4.26 0.00
4.21 1.04 0.60 4.84 0.03 0.56 0.35 0.01 0.52 1.54 0.22 0.39 7.32 0.10
0.03 2.80 1.80 4.60 0.96 20.23 0.11 -0.02 1.56 0.85 2.96 44.27 1.25
0.33
14.26
0.03 0.19 0.69
31.78
3.13 3.17 1.30 3.77 1.34 10.28 0.27 0.67 0.85 4.36 19.34 0.14
9.40 9.51 3.90 11.30 4.02 30.83 0.80 2.01 2.54 13.08 56.74
21.93 4.63 22.19 9.11 26.37 54.96 9.39 6.36 71.94 1.86 14.38 4.70 5.93 25.73 30.52 3.85 136.65 1.38
99.36 23.87 125.38 48.56 128.01 336.62 43.70 49.73 376.31 9.06 57.30 23.05 63.63 36.49 106.40 152.61 26.11 612.78 13.55
89.53 21.95 113.98 41.39 119.99 239.96 39.48 44.04 313.37 8.24 51.11 18.35 55.40 31.10 98.82 138.79 22.53 477.73 12.10
82.52 18.77 105.17 39.47 110.39 225.05 37.52 44.04 291.96 7.91 43.94 16.57 49.92 29.74 94.55 127.71 19.62 453.50 9.73
0.65 2.55 0.21 0.18 3.31
0.65 0.04 0.21 3.31
2.51
0.18
0.00
7.01 3.19 8.80 1.93 8.96 12.36 1.96 21.19 0.34 6.99 1.78 5.48 1.36 4.26 11.07 2.91 20.92 2.37
1.28 1.92 0.44 4.38 1.27 0.34 4.18 5.70 7.22 0.47 0.94 0.66 1.49 2.37 13.82 0.45 2.69 0.36
0.00
1.13 0.83 0.40 4.37 0.34 1.84 0.73 7.22 0.47 0.86 0.66 1.49 2.37 1.14 0.45 2.69 0.36
0.15 1.08 0.04 0.00 1.27 2.34 4.97 0.07 12.69
0.05 29.15 0.72
0.05 25.51
3.64 0.72
4.74 7.26 0.94 6.76 12.97 22.12 0.25 5.25 1.63 4.01 3.37 5.21 3.13 30.53 1.04
5.19 0.14 62.55
3.70 1.85 78.12 0.04 4.32 0.09 3.56 0.53 38.56 0.04
3.81
3.07
99.36 23.87 125.38 48.56 128.01 336.62 43.70 49.73 376.31 9.06 57.30 23.05 63.63 36.49 106.40 152.61 26.11 612.78 13.55
31
Page 33
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Sap
tako
shi
Sajh
a
Ap
ex
Gre
en
Rel
iab
le
Ne
pal
Aaw
as
NFL
NID
C C
apit
al
NN
FL
NSM
FL
KFL
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
Lum
bin
i
ILFC
O
Mah
alax
mi
16.43 12.93 217.70 11.14 207.20 20.99 5.95 27.13 220.50 4.49 52.75 33.51 125.37 114.94 77.90 59.30 72.67 43.45 154.40
16.43 12.93 217.70 11.14 205.08 20.99 5.95 27.13 220.50 4.49 52.75 33.51 125.37 114.94 77.90 59.30 71.47 43.45 154.40
6.77 4.68 149.70 2.53 52.56 11.53 2.76 9.66 99.72 3.98 24.67 7.43 51.24 52.74 32.28 14.92 14.37 14.13 42.77
4.76 2.03 67.99 3.37 117.78 9.45 3.19 17.46 120.78 0.06 28.08 24.55 74.14 62.20 45.62 44.37 57.10 28.88 101.84
0.10 3.56 0.87 0.42 0.08 0.18 0.03 0.06 0.67
0.07 0.01 0.34 1.57 1.41 1.75 0.88 0.01 0.07 0.88 0.03 1.79 0.63
1.88 0.75 45.82 0.43 112.82 5.88 1.42 7.97 85.04 16.19 20.27 13.27 32.91 7.01 34.66 15.04 12.02
2.81 1.27 21.73 1.37 3.58 1.78 9.50 33.11 0.06 10.58 4.27 60.72 28.23 45.62 37.30 20.59 13.84 88.52
4.91 6.23 5.24 34.74 0.45 1.52 0.45 9.77
0.02
2.12 1.20
0.00
5.77 6.22 27.82 2.75 31.96 11.83 1.34 6.51 23.18 3.37 7.76 10.39 11.80 16.82 12.21 8.32 7.30 25.42 22.92
6.32 6.72 39.81 1.50 31.43 4.52 1.83 4.30 20.56 6.82 7.87 7.97 9.70 23.18 9.61 7.68 3.91 22.97 17.52
2.03 0.01 0.04
6.43 6.27 24.33 1.33 25.75 5.49 90.40 20.18 17.78 10.80 1.71 1.04 81.27 8.93 12.45
6.43 6.27 24.33 1.33 25.75 5.49 20.18 17.78 10.80 1.04 81.27 8.93 8.47
3.07 0.94 8.57 0.62 9.74 0.99 7.03 2.94 1.04 81.27 8.93 8.47
0.99 0.94 8.57 0.60 7.68 0.99 5.63 1.04 81.27 8.93 8.47
2.09 0.02 2.07 1.40 2.94
3.36 5.33 15.76 0.71 16.01 4.50 13.14 14.83 10.80
30.66
1.71 3.98
59.74
0.07 -0.22
7.23 12.79 3.66 3.37 1.72 1.75 3.35 5.47
21.68 38.38 10.98 9.90 5.15 5.26 10.06 16.40
0.08 0.36 0.34
2.50 82.77 0.14 50.58 4.76 3.57 132.29 89.55 28.96 8.89 25.63 23.81 35.18 12.02 12.28 23.47 38.28
37.45 32.14 392.49 16.86 377.85 47.59 12.69 260.62 425.50 43.98 77.27 69.72 197.71 193.73 134.92 95.24 184.46 137.65 267.48
31.12 23.31 334.66 15.58 322.49 33.39 4.41 87.16 399.96 4.11 71.29 38.25 184.68 165.25 118.21 86.78 138.85 135.17 232.28
28.97 21.74 318.46 13.80 286.40 31.01 4.39 77.70 375.14 3.43 61.40 33.15 168.01 149.62 105.62 77.17 122.63 103.16 213.01
3.26 5.94 0.95 3.25 0.26 0.02 0.25 2.45 1.36 3.27 17.62 2.08
3.26 5.94 0.95 3.25 0.26 0.02 0.25 2.45 1.36 17.62 2.08
3.27
8.24
2.15 1.30 12.94 1.78 30.15 0.02 9.46 21.56 0.42 9.03 4.86 16.67 13.18 12.59 12.95 17.19
0.27 1.43 0.83 14.39
0.29 1.17 2.82 10.13 0.06 0.73 0.10 0.03 0.29 0.61 6.59 0.03 0.69 0.44
0.29 1.17 2.82 9.84 0.06 0.73 0.10 0.03 0.29 0.61 0.56 0.03 0.44
0.29 6.03 0.69
0.94
0.94
2.38 1.64 25.15 1.27 18.89 2.82 2.02 19.05 0.23 5.89 1.75 12.71 19.31 7.30 5.50 1.79 9.22
0.38 11.39 8.28 66.05 3.91 3.34 -0.15 0.03 8.55 0.51 0.07 22.20
3.66 26.30 24.92 101.04 1.85 36.30 5.68 10.12 0.65 40.00 3.35
4.29
3.56 0.10
6.03 24.15
37.45 32.14 392.49 16.86 377.85 47.59 12.69 260.62 425.50 43.98 77.27 69.72 197.71 193.73 134.92 95.24 184.46 137.65 267.48
32
Page 34
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Lalit
pu
r
Un
ited
FC
Gen
eral
Pro
gres
sive
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
Ever
est
ICFC
Saga
rmat
ha
25.33 135.94 2.64 12.43 51.95 93.80 62.39 27.03 2.28 6.77 71.44 44.73 198.96 3.59 2.67 0.63 53.28 37.88 134.23 94.64
25.33 135.55 2.64 12.43 51.95 93.80 62.39 27.03 2.28 6.77 71.44 44.73 198.96 3.58 2.23 0.63 53.28 37.88 131.78 94.64
6.98 66.91 0.22 4.42 15.97 42.78 25.50 10.49 0.65 2.47 26.18 31.79 79.02 2.99 0.11 0.63 22.44 19.55 66.32 35.31
18.35 68.63 2.43 8.01 35.97 51.02 36.89 14.24 1.62 4.30 45.27 12.93 119.93 0.58 0.05 30.84 18.34 65.46 44.01
5.38 0.54 0.13 0.37 0.48 0.03 0.36 1.67 0.47 0.19 0.56
0.07 0.10 2.55 0.60 0.20 0.29 0.38 2.67 0.49 0.10 0.41 1.97
0.39 11.34 1.07 20.69 15.31 22.80 11.14 0.00 24.10 6.28 73.55 0.02 21.94 13.44 38.21 30.21
17.96 51.85 1.78 6.94 15.28 33.16 13.37 2.52 1.15 4.30 20.85 5.92 42.04 0.57 0.05 7.94 4.60 26.84 11.26
2.31 2.07 15.32
0.39 0.01 0.44 2.46
0.57
5.45 26.26 3.84 3.16 3.24 11.28 8.91 3.93 4.14 1.11 17.82 5.63 20.31 3.30 4.30 0.42 5.88 5.65 23.05 15.80
4.62 21.53 1.43 3.21 1.77 8.82 6.14 3.75 2.46 0.41 17.60 4.50 18.95 3.41 15.96 0.54 6.48 6.76 27.43 15.21
3.29 0.01 0.09 10.84
24.74 2.64 0.02 5.74 10.24 0.72 3.54 32.75 6.78 0.89 30.65 9.74 6.44 4.06 5.53
23.83 1.72 0.02 5.74 9.68 0.72 3.54 32.70 6.78 0.89 9.43 6.44 2.11 5.53
-0.83 0.02 9.68 1.01 2.60 9.43 0.80 7.66
-0.47 0.02 9.68 0.71 1.87 9.43 0.80 4.04
-0.36 0.29 0.73 3.62
24.65 5.74 0.72 3.54 31.70 4.18 0.89 5.64 -5.55 5.53
1.72
0.92 14.86 1.95
0.91 0.56 0.05 0.31
15.79
0.08 2.34
4.68 3.67 1.63 0.82 6.81 1.05 5.95 3.91
14.04 11.01 4.89 20.44 3.15 17.84 8.52
-0.71
32.77 25.65 19.51 25.70 11.40 -6.84 8.22 54.89 47.70 58.03 0.52 12.79 34.58 7.35 41.62 30.60
35.40 260.04 7.92 50.38 76.50 160.02 105.61 34.72 9.59 4.99 148.74 117.08 314.06 98.98 23.46 13.67 109.96 68.27 256.52 185.06
16.88 238.99 0.98 17.67 73.21 152.44 86.04 9.90 0.98 4.39 88.35 93.03 295.37 19.33 10.60 0.58 85.00 64.31 234.15 155.19
14.17 224.26 0.75 17.67 62.17 137.45 74.32 9.89 0.90 4.39 75.00 86.14 269.43 18.90 10.51 0.51 79.53 58.84 217.07 141.47
3.94 1.69 1.28 4.63 4.57 1.33 0.01 0.02 1.74
3.94 4.57 0.02 1.74
1.69 4.63
1.28 1.33 0.01
17.06
9.65 0.23 11.04 13.30 10.45 0.08 8.72 6.89 21.37 0.09 4.15 5.47
2.71 1.14 0.00 0.43 0.07 11.97
1.79 0.58 0.00 1.62 0.03 7.58 0.43 0.01 0.00 0.57 0.83 0.62 0.59 2.35 0.55
1.79 0.31 0.03 0.43 0.01 0.00 0.57 0.00 0.59 0.59 2.35 0.55
0.27 0.00 1.62 7.58 0.01 0.83 0.03
20.37 0.62 5.32 0.93 0.01 0.17 3.48 5.99 18.69 0.00 8.32 3.37 12.07 12.57
0.10 2.68 0.22 6.13 0.49 0.67 1.76 7.96 8.27
4.01 21.26 2.27 13.81 2.89 2.04 0.42 37.29 18.07 78.81 12.37 12.42 14.27 8.49
6.44 7.14 0.15
12.93
10.29 2.93 20.98 6.56
35.40 260.04 7.92 50.38 76.50 160.02 105.61 34.72 9.59 4.99 148.74 117.08 314.06 98.98 23.46 13.67 109.96 68.27 256.52 185.06
33
Page 35
Profit and Loss Statement of upto Pus end, 2072(Mid-Jan, 2016)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Ku
ber
NEF
L
Seti
ham
a
Nam
aste
Kas
ki
Un
iqu
e
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
0.96 48.35 8.59 7.23 11.09 98.25 24.01 79.90 32.29 70.09 11.50
0.96 45.00 8.59 7.23 11.09 98.25 24.01 79.41 32.29 70.09 11.50
0.84 27.39 4.95 5.27 8.55 52.59 11.93 48.63 9.70 48.77 5.44
0.12 17.11 3.64 1.97 2.54 45.67 12.09 30.78 16.89 21.31 4.56
0.33 0.11 0.10 0.09 0.62
0.16 0.05 0.21 0.01 0.71 0.12 0.36 0.09 2.14
0.12 8.74 1.15 1.75 0.59 39.66 9.54 20.96 10.29 11.57 1.64
8.21 2.43 0.01 1.94 4.97 2.31 9.36 6.42 6.99 2.92
0.50 5.70 1.50
3.35 0.49
1.38 7.40 2.62 2.36 1.93 15.06 3.45 8.35 5.99 10.50 2.50
3.75 6.07 1.16 4.07 0.77 12.17 3.70 8.21 5.68 11.94 3.21
0.09 0.01
1.21 1.88 5.17 0.26 1.44 2.78 4.30
1.21 1.88 5.17 0.26 1.44 2.77 4.30
1.21 0.38 0.74 -0.06 1.44 0.55 0.80
1.21 0.29 -0.06 1.40 0.55 0.51
0.08 0.74 0.04 0.29
1.51 4.43 0.31 2.22 3.50
0.01
6.01
2.10 0.17 1.23 0.81 5.22 2.36 2.74 0.56 2.02 0.39
6.30 0.52 3.70 2.43 15.65 7.07 8.22 1.95 6.07 1.18
39.51 14.69 1.21 8.55 5.67 36.53 16.50 19.18 3.65 14.15 2.76
45.60 86.20 16.15 32.31 22.95 182.89 58.52 132.62 52.91 114.77 25.85
2.65 81.78 14.93 18.41 20.88 168.76 55.88 122.07 45.71 103.28 22.21
2.65 67.54 12.21 13.64 17.76 156.26 46.78 108.73 39.31 92.28 15.76
0.09 1.44 0.22 0.92 0.35
0.09 0.92 0.35
1.44 0.22
4.31 4.77 3.12 12.50 2.86 5.47 10.99
9.84 2.72 0.00 4.81 13.12 0.00 6.10
1.35 0.08 0.00 0.06 5.15 0.05 0.24 0.01
1.13 0.08 0.00 0.06 0.11 0.05 0.24 0.01
0.22 5.04
0.01 3.02 1.14 1.00 2.02 13.60 2.64 3.60 7.57 1.87
0.06 1.57 0.05 0.90
42.94 2.46 0.53 5.40 3.47 2.79 1.75
7.46
1.42 0.04
0.00
45.60 86.20 16.15 32.31 22.95 182.89 58.52 132.62 52.91 114.77 25.85
34
Page 36
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Glo
bal
Sector WiseAgricultural and Forest Related 3570.73 4126.95 654.13 2496.19 568.78 1186.08 1275.45 287.20 999.03 845.44 780.45 506.75 1134.73 904.71 448.09 413.17 450.56 19170.59 1169.53
Fishery Related 56.04 178.41 0.24 37.01 1.34 7.05 12.86 30.65 22.39 0.37 3.41 10.02 1.30 41.05 608.58 11.00
Mining Related 311.89 85.93 369.90 279.56 232.75 212.23 145.60 14.72 286.13 118.82 99.93 32.60
Manufacturing (Producing) Related 9594.73 8663.95 18698.50 25508.84 7240.72 19529.06 10834.18 5703.87 11642.80 8719.53 4754.81 9002.92 2178.37 8035.63 7896.99 6162.13 8147.63 8633.58 10915.62
Construction 6194.73 9463.49 2695.87 4161.53 6865.83 4413.61 2437.60 7717.16 8640.91 2323.64 2491.95 8591.34 1680.43 4796.49 4368.60 5954.58 2298.05 4055.13 6233.65
Electricity,Gas and Water 834.92 917.93 2771.19 2911.38 22.79 647.42 750.67 401.22 1438.90 1638.91 887.46 918.84 501.34 1315.23 1306.23 1454.12 1627.94 77.79 3205.43
Metal Products, Mach. & Ele. Eqp. 373.47 905.41 709.16 264.19 661.04 62.45 1082.96 568.91 1044.03 471.59 424.36 19.02 34.71 434.74 259.79 441.84 388.07 523.86 1283.15
Tras., Com. and Public Utilities 1007.78 1661.80 554.00 1775.04 98.55 2608.04 1129.82 648.06 2118.73 973.47 1940.05 514.21 1446.29 481.91 411.04 1601.30 2657.37 239.52 1073.88
Wholesaler & Retailer 15121.55 23707.54 16491.92 17030.16 4952.33 12647.54 11610.19 5070.70 13384.43 8750.22 4763.76 10905.72 3106.76 7791.54 6031.45 7535.88 7857.89 14712.38 15891.41
Finance, Insurance and Real Estate 2069.91 6980.48 4306.63 5452.71 1359.68 7176.29 2104.61 3771.26 6227.43 3038.69 1476.58 3523.88 1463.77 3831.03 2345.47 3074.21 4327.39 108.39 3951.07
Hotel or Restaurant 1270.90 3877.35 1854.66 6445.88 6.59 1412.24 294.87 663.75 955.65 652.37 624.52 486.34 1763.54 418.89 317.03 478.37 1526.22 2786.56 1907.46
Other Services 1763.38 2250.06 1620.11 5774.25 194.40 3245.04 640.40 1176.09 1583.57 1849.31 1160.92 1892.68 1315.13 2267.78 974.75 1463.77 1769.87 4556.75 2040.26
Consumption Loans 10102.20 10060.82 2121.05 1805.79 2555.83 1731.43 211.07 1000.23 2865.43 2272.94 633.85 6995.58 622.19 2305.55 1586.31 3028.59 683.00 8458.90 1530.42
Local Government 216.60 3.50 368.27 138.81 255.20 58.72 129.84 134.63 135.05 1.48 91.86
Others 2859.69 4097.71 12159.29 3171.86 1437.06 4081.34 9941.41 1922.90 3914.22 719.72 1619.81 3959.60 3176.98 4651.34 1272.80 1670.94 9102.67 9590.99 5647.64
TOTAL sectorwise 55131.91 77194.43 65010.16 77482.67 26102.40 58997.07 42313.23 29171.15 55040.20 32286.48 21726.51 47317.25 18486.36 37389.42 27505.97 33413.53 41131.58 73624.43 54984.98
Product WiseTerm Loan 10230.14 11104.96 10746.87 17317.08 2020.73 7309.80 2380.98 3521.58 7723.58 4689.89 2942.91 3828.06 2938.45 4746.99 5440.20 5772.76 8818.95 21526.82 7250.16
Overdraft 7322.20 11701.12 13731.21 12814.24 1317.14 8743.31 877.46 5649.23 15122.19 11042.69 6773.37 8504.59 1848.36 4789.06 7615.58 2459.27 11453.67 6905.52 16289.84
Trust Receipt Loan / Import Loan 1346.42 485.04 4188.99 11479.82 1272.22 5832.99 1019.73 1480.81 1234.58 681.65 750.65 1351.11 559.07 961.02 654.89 1554.00 1229.09 19.25 1868.34
Demand & Other Working Capital Loan 13413.46 28097.69 12589.54 22110.49 6233.30 19903.08 22238.86 6168.29 7088.46 6351.21 2378.02 11789.99 4166.78 4032.69 5276.01 9685.83 6299.31 33976.36 13684.75
Res. Per. H. Loan (Up to Rs. 10 mil.) 3842.19 5956.42 6183.82 1376.58 4841.21 4444.76 1866.78 2915.28 8640.91 2141.81 1562.08 7175.50 894.77 4736.15 3054.53 1560.05 2671.83 3374.56 3711.81
Real Estate Loan 1625.99 3245.28 4319.00 4574.81 1496.05 2561.46 2124.82 2980.38 3246.15 791.52 640.26 2615.19 2172.29 2259.87 1884.20 1149.43 4381.52 680.57 3481.19
Margin Nature Loan 1665.28 1027.85 550.65 791.92 514.41 494.14 56.37 8.00 3967.29 279.47 125.59 825.50 712.79 621.38 564.36
Hire Purchase Loan 1539.34 2167.37 1835.66 1933.97 2439.35 3443.86 319.93 2038.18 3214.52 2465.41 2249.73 3639.49 2156.31 3236.62 1216.50 2525.98 2955.61 119.94 2839.75
Deprived Sector Loan 1250.19 4226.92 3225.96 3650.55 1498.48 2497.56 2015.97 1306.07 2857.24 1701.79 998.22 2177.91 878.83 1820.83 1356.64 1551.63 1809.70 5741.27 2571.47
Bills Purchased 11.93 57.77 77.69 595.02 133.56 2195.77 392.25 497.05 64.43 1835.47 165.46 688.03 748.36 10.02 1314.81 524.05 1076.33
Other Product 12884.79 9124.01 8111.42 1079.45 4850.36 1272.54 9076.46 2099.88 5354.00 528.67 3257.80 1580.09 2592.02 9932.24 171.91 5126.99 366.45 1280.13 1646.99
Total Product wise Loan 55131.91 77194.43 65010.16 77482.67 26102.40 58997.07 42313.23 29171.15 55040.20 32286.48 21726.51 47317.25 18486.36 37389.42 27505.97 33413.53 41131.58 73624.43 54984.98
Collateral WiseGold and Silver 7878.50 8351.36 1.79 885.44 265.58 49.73 204.69 13.43 7.63 270.85 214.82 12.50
Government Securities 7.18 233.51 376.91 39.16 5.50 19.60 5.52 65.82 5.05 13.52
Non Governmental Securities 0.09 981.74 32.04 550.65 791.92 827.95 682.81 108.88 3967.29 596.49 773.66 313.40
Fixed Deposit Receipts 195.36 230.61 840.72 88.63 341.35 210.22 912.90 53.61 930.26 69.73 197.58 347.49 68.01 299.24 81.91 126.18 607.18 225.70 0.25
Own 195.10 230.61 475.91 88.63 6.49 210.22 912.90 53.61 777.59 69.73 197.26 347.49 68.01 299.19 81.91 126.18 299.10 225.70 0.25
Other Licences Institutions 0.25 364.81 334.86 152.67 0.32 0.05 308.08
Collateral of Properties 22463.36 64736.62 56089.26 60376.96 21752.48 52467.45 36972.60 25611.69 48824.12 28602.61 19258.63 40872.50 15706.11 34492.79 25405.79 30857.31 36883.30 73183.91 701.79
Fixed Assets 15168.86 64697.71 31094.96 52064.61 17043.41 51600.73 31019.84 24092.63 33152.07 25664.26 18101.70 22337.99 15540.07 19354.10 25073.95 20671.36 22603.32 73183.91 450.63
Current Assets 7294.50 38.91 24994.30 8312.34 4709.06 866.72 5952.76 1519.06 15672.05 2938.35 1156.93 18534.51 166.03 15138.69 331.84 10185.94 14279.98 251.16
Against security of Bill 509.18 79.05 2292.51 1110.87 2195.77 688.77 474.54 31.53 927.18 195.76 2.44 629.42 738.14 1.82 551.56
Domestic Bills 0.30 19.05 0.01 618.29 1866.22 320.31 732.14 5.26
Foreign Bills 508.88 60.00 2292.50 492.58 329.55 688.77 154.23 31.53 927.18 195.76 2.44 629.42 6.00 1.82 546.30
Against Guarantee 231.66 1918.04 863.93 3501.68 1124.47 3250.28 2015.43 1590.20 3560.35 2620.20 1078.33 2104.33 748.58 1699.74 957.87 134.78 1076.00
Government Guarantee 62.04 7.86 368.27 138.81 156.12 91.30 198.74 2.17 71.84 216.53 129.84 146.62 134.63 135.05
Institutional Guarantee 43.83 1894.56 833.39 2173.75 985.66 1859.30 1095.18 2930.96 1442.74 984.18 1887.79 626.54 1569.90 788.02 0.00 874.25
Personal Guarantee 3.64 11.60 10.25 958.95 105.58 425.68 22.31 8.26 0.14 6.45
Collective Guarantee 0.01 4.02 298.14 4.98 3.18
Int. Rtd. Foreign Bank's Guarantee 20.29 753.71 843.78
Other Guarantee 122.15 0.70 2496.58 328.33 122.04 14.97 60.26
Credit Card 159.78 25.16 119.24 81.43 11.51 27.28 108.22
Others 23846.60 663.50 4353.22 10904.13 2759.36 1723.53 347.59 991.53 682.64 9.77 671.94 146.83 284.93 1997.13 1686.62 54162.21
Total 55131.91 77194.43 65010.16 77482.67 26102.40 58997.07 42313.23 29171.15 55040.20 32286.48 21726.51 47317.25 18486.36 37389.42 27505.97 33413.53 41131.58 73624.43 54984.98
36
Page 37
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
Triv
eni
239.72 616.80 698.87 604.23 813.48 1142.61 506.31 464.90 1126.89 582.35 1711.90 41.99 66.62 355.93 134.66 1.70 171.11 127.79 154.65 921.49
53.04 1.00 4.43 52.82 4.25 4.04 4.65 3.74 0.40 11.57 2.47 35.90 3.89 18.71 17.24 61.26
19.88 40.57 417.84 64.61 87.05 28.90 55.11 394.40 31.09 9.21 7.11
6195.14 6518.16 6113.90 1146.42 9020.40 4288.97 5797.03 6012.03 5331.98 5316.85 5933.12 492.60 350.54 480.78 457.09 8.52 229.27 124.61 14.46 377.73
567.89 3210.39 1295.61 579.43 5972.30 5969.39 166.77 330.13 1806.24 2282.30 3335.64 25.03 74.98 789.02 266.67 21.66 460.71 97.91 85.95 1376.05
2141.95 1913.67 654.44 243.30 3192.30 713.97 671.78 522.83 580.36 396.80 1134.58 478.82 0.94 77.93 202.72 2.40 2.50
56.20 80.33 308.39 160.19 1629.35 94.53 162.09 300.10 79.45 245.13 483.66 15.99 287.60 45.07 36.95 64.55
171.53 880.53 409.80 746.06 2047.47 776.99 548.73 344.96 428.13 95.31 1489.36 573.11 86.26 6.17 299.30 8.28 105.41 642.87
5756.92 3829.62 8214.12 751.94 9203.03 6325.26 3451.86 6515.81 6199.20 4713.64 7340.99 142.00 940.12 964.93 599.29 13.59 735.92 649.97 68.64 546.12
4807.64 4614.04 3406.57 2235.09 2954.48 3653.46 2985.71 1407.27 2738.53 2470.69 1221.87 162.93 68.39 870.55 608.74 26.30 232.74 427.36
622.41 586.47 1022.39 301.55 1854.17 1801.33 361.27 1038.31 1151.79 967.02 874.91 361.28 84.61 355.62 419.21 5.20 114.40 7.68 185.21
1375.86 631.54 1525.35 753.52 2332.90 3436.10 620.49 761.42 2129.94 1182.36 1494.95 371.63 130.28 435.05 95.72 93.21 58.20 372.50 182.42
3994.52 4147.63 2754.68 18.04 1459.46 2285.56 1690.76 1215.41 1243.41 1255.72 1948.51 3.02 56.74 695.24 1737.33 36.70 68.23 12.84 14.67 244.05
1.60 89.77 1.54
7552.23 7915.28 4631.36 293.73 3471.37 1303.24 1448.17 1923.88 820.52 941.01 6687.95 331.10 1033.48 758.78 2431.20 71.81 518.80 697.80 777.15
33556.52 34945.46 31080.47 8341.10 44068.12 31795.65 18502.04 20870.61 23695.31 20844.00 33669.01 2426.38 2809.17 6711.53 7098.60 191.65 2981.73 1802.31 816.28 5815.86
6799.50 4409.47 3069.96 1442.17 8841.64 6892.66 4135.30 3305.04 5084.71 5099.61 5127.82 1505.26 309.01 1006.78 1269.40 10.57 187.11 83.10 568.82
5472.31 7796.05 7765.55 1010.40 3464.76 7538.40 3734.50 4599.89 5550.18 5349.40 4376.32 462.92 20.22 71.81 1447.31 235.19 1318.08
678.88 827.45 1337.18 50.10 925.82 921.75 595.52 1772.61 1519.51 459.00 702.08
4220.73 3751.68 7470.51 2566.82 8157.12 4445.16 3845.90 5998.03 6594.02 4797.46 6909.52 89.79 2129.26 1862.05 2818.39 13.59 720.84
1900.89 2084.84 2964.50 137.64 4255.11 4849.33 878.41 642.21 927.36 1655.73 2407.30 10.13 74.98 661.27 432.49 21.66 156.70 76.02 955.93
4066.01 4788.10 2286.43 1899.20 2886.33 2068.59 1026.95 1150.73 588.86 1129.39 2833.77 159.74 621.71 721.13 26.30 522.16 92.40 85.95 465.69
1608.58 1581.46 966.31 3.40 592.51 1034.72 768.43 23.95 37.75 78.96 351.13 393.33 346.94 34.52 2.99 81.90
1146.15 738.25 2291.09 75.74 2735.44 1985.22 880.11 1749.51 1552.30 726.24 2567.77 25.53 48.96 784.20 720.26 6.17 245.89 7.38 105.41 739.07
1450.03 1706.31 1417.00 487.72 2087.57 1323.91 987.09 963.17 1191.46 1032.53 1451.38 146.37 169.84 258.48 324.24 4.85 138.81 83.17 56.52 299.36
37.83 160.04 21.80 0.56 626.00 9.00 0.84 51.52 10.14 396.39 1.00
6175.63 7101.82 1490.14 667.33 9495.83 726.93 1648.99 665.46 597.64 505.53 6545.54 26.64 77.11 1122.71 445.54 2.18 280.76 822.50 250.11 1387.02
33556.52 34945.46 31080.47 8341.10 44068.12 31795.65 18502.04 20870.61 23695.31 20844.00 33669.01 2426.38 2809.17 6711.53 7098.60 191.65 2981.73 1802.31 816.28 5815.86
2068.59 3570.39 339.09 20.00 72.31 34.82 231.14 238.36 216.01 327.40 39.89 325.56
2.47 0.45 40.00 10.01 6.17
1609.30 1632.79 869.94 928.38 778.87 24.48 37.75 78.96 393.33 346.94 34.52 2.99 81.90
142.96 187.69 185.94 1.41 168.25 124.36 92.53 31.26 4.10 235.87 137.96 19.08 14.46 33.14 118.09 2.18 18.42 12.84 14.67 61.45
141.51 183.69 185.94 1.41 167.11 124.36 92.53 31.26 4.10 235.87 137.96 19.08 14.46 33.14 118.09 2.18 18.42 12.84 14.67 61.45
1.45 4.00 1.14
26587.51 25851.43 28301.78 8040.27 41811.93 29501.89 16288.84 20081.80 21558.82 19171.06 30999.44 2340.14 2725.39 6018.96 6103.37 143.73 2950.06 1787.47 801.61 5592.92
16826.53 25396.22 23671.28 7130.16 35170.52 28505.66 11174.96 16574.02 19360.53 9615.91 26606.48 2340.14 2725.39 6018.96 6103.37 143.73 2948.42 1787.47 801.61 5591.28
9760.98 455.21 4630.51 910.11 6641.41 996.23 5113.87 3507.77 2198.29 9555.16 4392.96 1.64 1.63
808.06 108.82 134.97 23.64 0.84 6.21 51.52 12.56 931.38 1.00
37.42 134.97 9.00 51.52 2.90 10.00 1.00
770.63 108.82 14.64 0.84 6.21 9.66 921.38
56.32 2495.08 8.72 101.97 1046.15 803.96 283.90 1543.75 1030.46 1.99 69.33 225.22 204.63 11.23 10.27 44.17
0.97 117.80 89.77 83.00 35.60 16.00 2.72
2169.49 476.93 688.39 54.15 1003.96 1030.46 68.38 208.62 204.63 27.73
55.35 202.71 8.72 12.20 454.78 33.37 7.10 1.99 0.60 8.51 8.95 16.44
31.44 46.60 109.99 532.69 0.94 1.32
5.08 119.76
0.21 6.15 0.18
2281.11 1099.27 2244.94 42.48 92.94 378.61 1069.82 432.79 261.01 99.08 1264.67 67.17 0.00 2.01 35.42
33556.52 34945.46 31080.47 8341.10 44068.12 31795.65 18502.04 20870.61 23695.31 20844.00 33669.01 2426.38 2809.17 6711.53 7098.60 191.65 2981.73 1802.31 816.28 5815.86
37
Page 38
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Sup
rim
Suve
kch
ha
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Exce
l
Bir
atla
xmi
Wes
tern
Soci
ety
Ara
nik
o
Dev
a
Mit
eri
Tin
au
Mu
ktin
ath
Sew
a
Kan
kai
Mah
akal
i
Ace
1026.26 58.96 248.53 11.50 199.46 182.94 92.81 177.13 162.84 114.75 102.76 91.89 262.37 161.38 197.04 2257.62 359.64 148.44 49.44 96.90
5.62 1.20 7.69 26.19 2.46 4.33 3.63 8.42 1.19 1.66 7.72 6.58 21.88
20.30 18.78 33.81 58.94 23.99 1.75 20.40
257.14 0.42 350.24 0.73 359.56 225.83 143.44 262.79 224.83 58.11 427.79 38.66 339.69 82.00 104.61 150.43 212.70 29.62 68.00 747.74
453.48 245.79 806.48 6.12 865.02 424.97 496.21 333.64 124.18 83.52 887.55 140.11 653.82 181.58 330.51 1393.86 451.84 71.37 37.78 903.58
0.50 7.36 4.65 3.89 154.94 187.26 5.51 12.79 624.48
106.95 81.03 22.51 0.03 48.84 4.06 118.50 7.19 94.23 20.16 13.20 55.38 5.35 52.54
166.94 438.51 583.85 7.67 158.59 313.01 761.50 34.17 12.34 144.89 117.36 178.74 143.32 171.92 876.77 290.99 34.28 233.98
1005.10 503.10 1115.30 37.48 526.67 1176.19 600.60 767.74 891.20 385.46 1380.54 250.06 595.92 283.02 538.98 711.57 1112.82 192.78 189.30 703.63
25.62 598.40 471.49 190.27 184.24 831.66 122.19 379.32 11.82 571.99 128.83 162.33 334.93 70.51 705.28
176.24 0.85 344.64 1.00 109.82 302.42 68.35 134.28 152.90 38.94 215.56 27.74 137.93 46.69 33.56 177.23 71.74 7.43 40.51 369.45
189.92 54.69 453.78 111.13 47.38 336.30 190.53 2.81 53.76 347.57 14.85 353.82 69.24 186.97 115.12 87.09 18.49 2.63 739.71
117.11 51.54 302.22 25.09 104.36 191.36 756.46 112.93 230.08 14.32 309.80 193.43 534.69 55.44 49.45 220.03 114.72 37.14 37.13 108.82
3.75 1.50 1.37 15.16
1141.84 77.05 1993.59 140.37 1318.93 1181.09 1583.27 297.51 1034.08 407.31 734.43 472.79 1346.45 539.33 279.77 1551.68 847.21 382.97 170.60 1117.35
4696.76 1432.11 6911.87 735.25 4056.08 4233.35 5721.89 2441.31 2822.92 1168.52 5231.28 1376.07 5258.11 1719.68 2076.06 7863.99 3668.25 922.52 595.40 6418.60
198.89 80.00 1661.12 148.94 519.36 383.71 390.79 659.44 275.79 600.45 105.70 975.07 70.66 181.07 1469.79 1111.46 515.80 2177.20
815.86 340.40 1428.26 84.75 2310.85 2001.53 712.16 745.66 509.35 522.84 2200.77 552.02 1499.69 363.63 862.40 1237.75 1520.69 216.48 139.72 1757.87
642.61 93.02 1163.58 79.95 10.80 139.45 779.00 871.01 167.41 88.90 23.92 203.73 31.27 257.30 36.44
434.74 230.32 631.21 6.12 641.67 400.93 437.57 236.51 124.18 83.52 671.69 116.83 616.60 169.08 339.15 1253.62 237.51 71.37 37.78 846.22
134.43 85.16 600.41 481.46 285.94 166.98 614.29 35.77 114.77 533.87 21.97 499.34 124.89 104.70 333.75 78.76 5.00 427.94
15.52 2.50 49.07 25.09 185.65 574.19 110.85 148.50 194.40 1.47 3.55 14.59
243.46 461.48 821.46 7.67 174.71 313.01 925.12 15.75 34.70 12.34 202.61 117.98 223.83 153.38 137.85 986.88 335.71 60.51 32.83 333.22
171.26 67.93 301.44 23.48 174.06 188.40 249.41 118.85 126.99 87.50 204.69 64.97 290.51 103.09 91.71 2219.70 172.79 36.67 26.18 282.82
0.39
2040.00 71.31 255.34 26.74 309.11 457.49 1685.98 118.98 382.48 19.13 617.06 224.18 754.93 734.95 357.72 362.49 176.51 16.69 101.59 542.30
4696.76 1432.11 6911.87 735.25 4056.08 4233.35 5721.89 2441.31 2822.92 1168.52 5231.28 1376.07 5258.11 1719.68 2076.06 7863.99 3668.25 922.52 595.40 6418.60
17.69 19.79 172.63 37.26 97.97 153.78 17.18 17.92 228.62 23.69 27.37 73.46 0.00
3.75 2.28
15.52 2.50 49.18 25.09 578.06 119.84 148.50 194.40 1.47 14.59
15.43 26.08 31.84 40.16 18.74 25.36 9.96 41.60 14.32 113.70 8.41 34.44 5.95 20.61 44.90 28.68 10.91 4.31 27.09
15.43 26.08 31.84 40.16 18.74 25.36 9.96 41.60 14.32 113.70 8.41 34.44 5.95 20.61 44.90 28.68 10.91 4.31 27.09
4662.07 1403.53 6666.47 686.83 3996.12 3855.31 5033.86 2333.32 2627.54 1154.20 4863.17 1184.61 4572.32 1688.54 1996.60 5734.34 3535.19 910.93 591.09 6094.11
4662.07 1403.53 6666.47 686.83 3996.12 3855.31 5033.86 2333.32 2627.54 1154.20 4863.17 1184.14 4572.32 1688.54 1996.60 5734.34 3535.19 910.93 591.09 6094.11
0.00 0.47
0.39 8.55
0.39 8.55
133.48 1.02 31.81 116.99 8.08 212.93 30.01 2011.29 104.37 282.82
12.07 1.37 15.16
4.42 0.03 102.78 8.00 154.90 30.01 0.80 267.66
35.28 0.99 31.81 1.17 0.08 13.97
93.45 0.97 44.05 2011.29 102.20
0.34
13.22 23.34 185.65 15.53 0.06 13.12 1.50 0.68
4696.76 1432.11 6911.87 735.25 4056.08 4233.35 5721.89 2441.31 2822.92 1168.52 5231.28 1376.07 5258.11 1719.68 2076.06 7863.99 3668.25 922.52 595.40 6418.60
38
Page 39
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
Few
aDB
Kab
eli
Kam
ana
Co
rpo
rate
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
Shin
e
Pac
ific
IDB
L
Kan
chan
Mat
rib
hu
mi
71.43 321.41 121.35 207.24 36.80 281.85 185.67 252.55 57.16 149.87 2.65 59.98 124.99 97.54 131.26 61.53 348.46 105.80 2.65 100.35 13.14
0.70 0.22 2.31 13.55 14.88 0.40 3.60 52.15 26.00 0.71
29.57 3.66 7.17 65.18
53.66 157.67 140.57 11.75 301.14 215.05 293.87 254.00 12.50 108.68 127.39 63.80 336.07 23.49 9.72 386.19 14.03 251.97 148.64 6.28
167.78 66.01 100.55 1004.03 1365.43 1495.93 1535.81 110.08 740.57 54.59 88.39 692.57 48.25 18.93 34.78 732.58 151.97 617.15 151.99 47.93
3.07 4.42 209.41 4.59 12.04 591.17 0.92 14.25
7.52 25.56 52.05 40.91 33.64 61.67 4.17 48.48 11.33 118.79 2.94 0.03 0.59
90.39 173.83 3.52 110.36 225.71 748.85 818.68 768.10 17.34 164.58 28.18 80.79 340.62 5.84 541.10 52.57 147.39 47.25 37.72
214.94 162.13 296.06 271.59 568.50 564.20 661.03 1387.74 105.86 342.79 44.19 325.35 733.44 99.21 197.85 121.50 1486.33 115.01 598.89 451.58 77.30
98.41 80.12 105.56 453.66 116.62 241.20 168.31 107.60 448.21 0.94 399.64 25.58 795.10 28.21 7.33
14.13 14.68 21.30 18.85 568.04 163.95 258.11 384.04 17.19 103.01 1.71 170.59 7.58 180.86 6.08 100.25 46.78 0.99
43.73 16.04 9.06 164.85 111.65 224.38 124.60 22.42 122.49 0.29 29.74 149.86 2.45 9.11 452.40 13.67 184.42 79.20 2.57
29.94 47.76 141.42 8.18 396.22 646.06 205.58 822.29 72.21 163.21 9.56 51.95 604.54 19.68 107.87 10.27 252.46 164.54 790.58 5.29 1.43
2.04 1.97 3.58 0.03 4.60
239.00 291.29 455.75 283.63 767.97 2058.84 56.32 3229.83 71.61 629.04 20.68 581.47 1169.81 83.77 207.48 153.27 1242.91 211.53 997.64 272.03 74.34
928.08 1363.92 1395.49 1019.12 4781.53 6323.98 4507.16 8835.52 490.93 2744.63 298.86 1390.77 5485.26 372.89 671.67 410.71 6075.08 861.70 4591.47 1332.62 269.03
353.21 16.54 99.42 384.92 933.37 1340.94 494.85 337.68 167.55 715.31 13.82 1124.95 81.79 5.84 232.35 589.67 60.50 197.79 63.20 47.68
214.16 259.05 604.80 337.36 1421.13 1801.46 900.26 2933.80 666.94 101.51 295.80 1284.08 10.75 67.17 55.09 721.75 51.99 768.58 535.10 139.31
557.46 137.67 386.83 109.57 212.05 157.71 83.46 356.80 384.55 194.94 2.45 1924.83 227.93 217.95 126.45
167.78 39.36 82.41 807.67 1204.30 1080.31 1483.36 39.57 603.58 30.78 88.39 463.45 45.62 15.25 34.78 536.69 139.78 520.46 151.75 30.70
68.89 77.14 105.56 372.57 219.22 337.29 654.66 204.88 107.60 180.56 0.94 597.03 19.74 595.60 30.20 2.32
7.86 248.34 11.34 0.25 0.70 0.25 328.34 43.53 5.20 647.23 8.13
90.39 160.27 149.76 110.49 263.74 958.43 842.65 1119.67 12.71 255.98 39.14 126.79 276.42 18.69 57.05 1.64 763.71 72.15 181.12 46.21 33.80
42.96 55.32 62.78 72.86 217.42 229.04 229.03 276.38 41.94 117.92 16.20 61.98 395.15 16.94 25.56 61.53 238.49 41.82 253.14 55.13 12.55
59.57 199.17 181.51 7.94 130.46 461.03 611.42 1817.66 71.45 179.31 13.95 353.16 1047.75 3.22 454.82 25.32 697.70 247.78 1209.60 316.46 2.68
928.08 1363.92 1395.49 1019.12 4781.53 6323.98 4507.16 8835.52 490.93 2744.63 298.86 1390.77 5485.26 372.89 671.67 410.71 6075.08 861.70 4591.47 1332.62 269.03
0.70 71.80 406.99 133.49 390.73 70.58 96.39 144.74 6.10 90.31 81.44
10.86 248.34 11.33 0.25 321.20 647.23
3.29 5.53 5.48 3.36 30.66 59.26 29.91 72.26 0.87 23.26 5.70 13.27 3.22 1.19 10.27 24.65 2.08 12.74 5.29 1.43
3.29 5.53 5.48 3.36 30.66 59.26 29.91 72.26 0.87 23.26 5.70 13.27 3.22 1.19 10.27 24.65 2.08 12.74 5.29 1.43
898.14 1345.49 1369.66 942.38 4173.51 5656.93 4305.63 8369.69 419.48 2581.30 295.37 1384.82 4577.14 369.67 664.38 400.44 5963.71 739.96 3601.37 1305.64 267.60
898.14 1345.49 1369.66 942.38 4173.51 5656.93 4305.63 8369.69 419.48 2581.30 295.37 1384.82 4567.76 369.67 664.38 400.44 5963.71 739.96 3601.37 1305.64 267.60
9.38
2.04 20.36 72.68 257.21 200.81 26.79 13.14 0.04 379.56 81.52 29.35 248.70 13.56
2.04 20.36 1.97 0.03 4.07 4.60
199.12 20.00 369.94 61.50 5.00 248.64
58.09 7.24 10.12 0.04 3.94 0.06
70.71 180.77 15.48 3.02 1.07 20.02 24.35 13.56
26.65 2.84 30.53 3.45 49.34 5.20 8.13
928.08 1363.92 1395.49 1019.12 4781.53 6323.98 4507.16 8835.52 490.93 2744.63 298.86 1390.77 5485.26 372.89 671.67 410.71 6075.08 861.70 4591.47 1332.62 269.03
39
Page 40
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Inn
ova
tive
Jhim
ruk
Met
ro
Vib
or
Gau
mu
khee
Rap
tive
ri
Tou
rism
Mis
sio
n
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
Co
smo
s
Man
aslu
Ekat
a
Kal
inch
ow
k
Kai
lash
Salp
a
Sap
tako
shi
Sajh
a
132.99 17.97 55.42 132.22 68.18 121.57 228.98 224.41 19.60 16.70 3.66 88.70 43.29 96.40 160.81 48.61 116.31 17.10 155.09 126.87
11.71 1.24 3.78 6.28 9.76 0.80 4.61 1.90
7.03 23.47 11.36 4.01 31.58 1.00
259.43 7.89 89.17 28.29 31.89 339.89 7.54 0.91 9.41 86.99 1.54 24.79 534.92 9.54 456.55 0.49 22.62
221.56 8.83 230.08 441.05 61.86 43.84 969.24 58.43 15.36 120.62 102.49 29.77 270.52 161.89 40.62 1186.63 21.87 24.32
4.96 369.35 0.57 26.87 0.55 17.78 0.20 298.49
25.20 29.79 3.61 0.65 137.69 8.17 2.50 5.67 0.84 262.73 0.29 47.56 1.11 21.52
75.64 156.84 342.55 320.61 60.63 16.31 321.90 117.80 4.73 277.11 23.23 28.64 88.33 92.80 304.13 29.34 734.42 0.20 2.36 57.39
269.20 138.42 481.05 303.62 114.30 177.06 730.45 404.82 14.28 237.53 56.50 135.91 36.24 153.41 126.38 53.11 1048.86 39.31 154.02 69.00
149.58 124.36 626.23 19.37 338.90 17.30 8.30 64.93 48.47 1081.63
70.85 7.45 125.94 159.33 17.98 4.53 473.56 47.80 7.28 0.00 25.95 1.03 27.26 229.42 18.42 472.79 18.68 4.26 4.64
44.24 5.59 89.00 402.38 5.96 8.75 90.17 84.11 13.06 3.18 3.34 19.73 116.11 25.88 30.99 4.88 776.66 0.94 2.68 8.12
81.75 100.07 85.47 969.54 38.41 4.74 262.40 68.87 23.75 63.32 1.49 23.28 47.04 213.22 85.96 26.77 330.18 1.42 10.45 5.10
346.56 113.36 276.00 471.55 168.84 197.93 1923.08 325.04 12.87 68.62 173.65 234.21 73.09 424.72 169.22 72.82 2159.06 44.05 68.27 2.61
1700.71 557.67 1839.65 4315.90 565.70 632.27 5864.24 1365.08 104.56 802.65 273.79 816.49 437.27 1333.56 2168.88 304.60 8711.03 122.18 420.10 343.20
259.39 39.66 195.24 1011.60 45.71 53.09 1537.96 141.85 36.15 108.04 11.74 171.39 367.60 146.10 76.06 1490.85 25.17 201.61 128.76
429.51 123.17 565.22 775.81 160.06 69.99 2032.26 459.61 203.21 172.73 72.13 247.89 49.32 114.84 2116.95 74.70 152.58 164.09
315.39 62.99 68.71 16.40 249.84 1.90 231.66 3.68 857.35 209.48 0.28
221.56 8.83 230.23 402.69 61.15 384.53 937.99 59.70 15.36 120.52 88.49 29.77 115.42 28.40 1186.63 21.87 22.32
149.58 20.00 124.36 353.26 0.67 19.37 79.12 106.31 64.22 69.93 1073.98
0.20 448.04 2.42 11.50 28.03 159.87
120.49 162.30 441.59 468.96 60.63 16.31 621.53 117.02 2.64 277.11 25.47 37.76 94.65 103.18 343.68 53.34 846.39 12.50 5.51
66.56 24.99 84.16 212.64 23.30 46.91 255.46 227.43 16.52 27.27 13.01 36.23 14.81 120.69 105.74 19.72 375.69 8.64 28.13 20.27
138.23 115.73 198.65 574.20 211.76 25.68 138.58 253.16 31.99 38.48 3.66 401.63 54.53 494.20 481.35 12.24 1251.20 13.66 3.14 2.26
1700.71 557.67 1839.65 4315.90 565.70 632.27 5864.24 1365.08 104.56 802.65 273.79 816.49 437.27 1333.56 2168.88 304.60 8711.03 122.18 420.10 343.20
90.34 36.00 76.25 6.92 35.75 27.42 38.06 198.90 16.87 114.86
0.45
0.20 448.04 11.96 28.03 162.92
32.26 6.50 14.47 414.71 2.42 4.74 26.33 8.13 0.03 7.88 0.42 6.21 1.88 3.94 7.72 3.78 54.64 1.72 0.30 2.26
32.26 6.50 14.47 414.71 2.42 4.74 26.33 8.13 0.03 7.88 0.42 6.21 1.88 3.94 7.72 3.78 54.64 1.72 0.30 2.26
1668.45 448.86 1824.53 3157.92 517.07 627.53 5603.22 1122.95 66.88 739.33 273.37 810.17 397.30 1069.51 2144.01 300.82 8091.23 120.46 419.80 340.94
1668.45 448.86 1824.53 3157.92 517.07 627.53 5602.53 1122.95 66.88 739.33 273.37 810.17 397.30 1069.51 2144.01 300.82 8091.23 120.46 419.80 340.94
0.69
11.96 213.84 10.22 146.48 227.09 1.90 0.11 0.04 61.21 0.29 286.65
5.12 13.15
185.00 140.00 0.50 0.29 273.50
11.96 8.16 6.41 61.21
15.56 10.22 0.07 226.59 0.11 0.04
1.90
81.39 0.73
1700.71 557.67 1839.65 4315.90 565.70 632.27 5864.24 1365.08 104.56 802.65 273.79 816.49 437.27 1333.56 2168.88 304.60 8711.03 122.18 420.10 343.20
40
Page 41
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Ap
ex
Gre
en
Rel
iab
le
Nep
al A
awas
NFL
NID
C C
apit
al
NN
FL
NSM
FL
KFL
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
Lum
bin
i
ILFC
O
Mah
alax
mi
Lalit
pu
r
Un
ited
FC
Gen
eral
339.06 27.91 347.55 15.50 2.12 96.66 0.52 26.92 4.35 113.52 59.25 85.42 64.59 25.05 1.37 34.14
9.38 0.09 1.40 13.33 33.37
6.59 2.26 23.79 0.51 0.46 3.00 1.50 2.49
395.15 5.33 334.49 13.97 41.23 364.50 61.10 13.62 154.25 93.63 100.53 189.01 154.68 235.09 39.70 0.55
668.39 5.69 1240.09 479.27 39.78 37.65 1902.40 110.13 161.93 131.56 879.93 835.29 112.29 382.11 239.53 68.77 371.10 19.30 483.27 19.10
35.38 31.84 2.86 9.01 2.74 97.45
236.65 102.15 21.13 3.45 23.56 55.36 138.97 21.83 40.46 61.07 288.35
39.20 41.96 403.94 70.10 0.36 9.36 220.26 100.27 180.20 112.30 237.83 155.13 64.61 120.93 469.22 669.79 1015.70
947.05 44.11 353.07 86.47 208.48 484.08 33.33 220.20 12.39 131.46 1067.36 589.74 148.38 249.67 58.25 668.87 164.90 288.60 81.81
385.94 3.46 258.78 107.91 409.29 100.31 143.23 48.57 63.67 109.48 132.07 75.02 222.47 394.74 251.44 115.38
166.75 11.23 235.73 8.23 12.07 106.52 27.50 2.68 12.13 13.52 12.35 40.60 161.88 0.62 381.62
178.57 304.86 0.70 120.35 17.25 37.23 26.57 114.20 8.30 268.95 358.88 33.04 147.20 141.45 5.07
388.44 25.54 547.71 29.68 10.85 123.37 234.85 149.41 209.65 90.57 122.85 143.91 23.69 84.04 98.23 249.04 441.22 49.46 477.68 0.73
33.18
1268.52 102.37 1420.93 166.50 87.70 1.37 2207.13 1965.35 362.94 128.06 624.98 190.61 723.29 27.64 428.02 47.69 495.98 104.91 954.39 75.09
5055.71 267.60 5590.52 745.55 265.71 553.28 6167.24 2484.28 1245.07 684.51 2326.33 2787.43 1926.66 1335.86 1946.69 1446.05 3935.68 733.94 3663.06 182.34
213.09 29.23 1186.27 0.70 213.27 231.96 125.37 4.77 136.77 1187.47 953.41 257.22 371.60 460.72 164.90 41.44
1422.53 158.18 1420.93
1150.94 250.66 126.32 64.44 510.04 227.18 594.85 34.99 23.31 607.03 249.10 984.28 123.57 1055.49 226.66
461.51 871.78 232.23 34.16 112.69 1597.95 20.07 161.93 81.96 352.74 735.46 323.99 203.03 28.43 295.47 19.30 393.48
481.62 3.46 214.53 229.22 22.67 833.98 1915.94 108.16 64.29 140.23 243.04 221.77 167.42 111.53 156.86 365.84 251.44 318.14 19.10
14.96 3.50 301.10 17.71 9.61 110.59 129.17 26.19 194.89 51.12 2.17 190.61 81.05 49.29 13.72 222.15 322.86 14.37 415.54 2.17
230.88 39.32 555.21 76.68 0.36 9.64 323.36 126.78 100.27 193.87 143.39 260.46 155.13 50.10 52.79 406.67 723.23 11.92 1332.30 5.07
249.55 11.87 157.53 17.82 2.96 32.44 223.36 33.18 35.07 28.41 113.26 149.98 81.42 47.70 40.00 65.37 171.70 11.49 155.08 0.79
830.62 22.04 632.51 171.89 68.93 10.21 2317.42 9.57 45.13 93.10 363.75 254.47 780.25 191.03 541.33 71.40 540.37 260.52 780.43 155.22
5055.71 267.60 5590.52 745.55 265.71 553.28 6167.24 2484.28 1245.07 684.51 2326.33 2787.43 1926.66 1335.86 1946.69 1446.05 3935.68 733.94 3663.06 182.34
11.51 19.79 56.82 22.50 19.94 44.23 16.76
1.50 18.03
14.96 3.50 301.10 110.59 123.22 26.19 194.89 51.12 49.29 222.15 317.92 14.37 2.17
22.62 2.25 66.87 0.60 1.23 8.84 51.33 0.05 14.76 17.57 66.82 99.68 23.69 34.75 14.76 18.67 101.35 23.16 17.13 0.73
22.62 2.25 66.87 0.60 1.23 8.84 51.33 0.05 14.76 17.57 66.82 99.68 23.69 34.75 14.76 18.67 101.35 23.16 17.13 0.73
4830.60 235.59 5084.69 704.74 251.91 402.47 5992.69 636.60 1035.42 549.53 1614.60 2313.94 1771.94 1251.82 1852.64 1138.51 3432.64 461.54 1855.27 179.44
4830.60 235.59 5084.69 704.74 251.91 402.47 5992.69 636.60 1035.42 549.53 1614.60 2313.94 1771.94 1251.82 1852.64 1138.51 3432.64 282.66 1815.57 179.44
178.88 39.70
415.54
415.54
33.62 30.00 83.27 56.27 138.97 49.99 40.00 65.37 80.00
33.18 3.25 15.25
30.78 30.00 25.16 49.99 40.00 50.12 80.00
2.84 50.09 27.86
138.97
140.89 6.47 63.01 17.71 12.57 1.37 1738.17 10.02 624.98 190.61 81.05 39.29 1.35 3.75 234.86 1358.37
5055.71 267.60 5590.52 745.55 265.71 553.28 6167.24 2484.28 1245.07 684.51 2326.33 2787.43 1926.66 1335.86 1946.69 1446.05 3935.68 733.94 3663.06 182.34
41
Page 42
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Pro
gres
sive
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
Ever
est
ICFC
Saga
rmat
ha
Ku
ber
NEF
L
Seti
ham
a
5.41 62.18 29.16 52.28 5.40 9.76 41.37 112.17 133.94 59.23 328.30 9.36 95.97 179.23 96.13 5.85 51.45
1.72 4.16 0.70 1.67
36.73 14.32 0.82 5.19
1.03 106.94 108.65 44.72 47.83 2.37 140.16 128.78 6.57 592.42 85.48 38.56 294.48 75.70 6.53 46.49 19.02 70.50
28.90 98.35 372.68 352.93 117.44 18.72 29.75 80.37 65.06 691.06 40.65 142.35 241.83 163.19 61.95 494.81 14.93 128.08 13.68 3.76
3.50 1.59 30.86 2.40 31.29 1.60
0.73 28.80 0.10 9.32 13.13 0.75 57.54 8.50 2.01
31.04 275.75 98.00 77.34 283.07 716.88 6.74 2.94 53.82 239.30 24.84 586.20 2.97 240.89 38.45
19.54 375.12 228.13 155.53 82.74 18.90 26.47 109.01 343.85 418.08 39.96 117.76 73.64 120.59 684.33 123.77 23.50 94.87 67.80 24.40
9.50 8.23 296.95 47.07 92.92 122.03 355.73 50.65 116.88 40.60 845.05 10.13 167.60 50.57 38.49
81.76 133.52 6.94 32.45 7.10 60.74 9.75 63.92 74.77 47.93 2.64 128.41 25.95 0.24 4.97 3.23 2.10
23.49 49.05 124.78 49.24 6.03 61.44 13.70 23.63 5.27 117.92 16.44 126.29 78.32 13.55 6.16 14.00 27.35
24.81 42.80 10.69 66.17 15.92 5.63 19.24 41.14 35.51 442.21 5.94 2.06 9.44 340.34 24.36 241.57 307.62 8.21 110.86 1.11 9.17
2.01 4.02 0.30 1.30
159.03 279.40 818.82 487.62 187.17 22.04 5.35 268.96 699.74 1119.13 123.25 617.29 281.64 341.36 185.42 1550.11 740.70 82.56 456.96 48.20 42.26
303.48 1105.84 2402.62 1398.81 718.88 96.58 130.57 1294.13 1301.56 4018.65 279.03 1735.54 433.43 1444.92 931.97 4230.97 2551.40 320.08 1149.00 218.49 256.49
482.05 143.66 52.36 18.78 285.48 343.85 490.85 83.33 983.63 252.32 319.79 19.18 247.23 76.99 4.02 404.44 21.67 26.00
53.86 524.32 833.47 247.42 40.32 85.16 188.67 222.15 60.54 151.00 16.77 230.14 2215.51 222.19 138.08 136.06 150.19 133.93
24.69 98.35 291.40 352.93 43.88 29.75 410.08 323.05 41.31 164.68 100.75 355.59 452.46 11.87 126.33 13.68 2.35
88.59 317.11 47.07 307.52 18.72 260.61 705.75 33.60 484.91 120.29 162.45 91.56 446.46 42.85 85.22 23.49
22.32 8.65 11.79 0.59 33.19 34.50 0.02 260.93 576.46 285.92 0.30 88.04 13.59
31.14 11.14 275.75 53.14 26.65 4.68 3.41 47.58 20.28 773.41 12.80 2.78 2.72 28.62 168.35 138.94 598.36 10.72 260.56 0.65 42.12
18.87 46.06 103.08 51.20 28.77 2.19 5.35 53.87 53.63 158.93 3.91 49.33 49.20 138.90 102.85 43.04 13.29 15.00
3.80 2.60
152.60 379.63 747.31 34.09 30.66 6.90 47.25 883.80 1311.33 50.35 113.22 459.13 272.79 111.88 808.84 109.64 5.30 19.02
303.48 1105.84 2402.62 1398.81 718.88 96.58 130.57 1294.13 1301.56 4018.65 279.03 1735.54 433.43 1444.92 931.97 4230.97 2551.40 320.08 1149.00 218.49 256.49
275.27 7.72
18.82
19.97 8.65 11.79 33.19 14.50 283.97 0.30 88.04
2.80 31.56 10.69 37.41 3.22 0.95 15.83 27.86 15.23 56.24 0.02 6.70 48.58 16.54 77.16 17.27 0.06 3.16 3.62
2.80 31.56 10.69 37.41 3.22 0.95 15.83 27.86 15.23 56.24 0.02 6.70 48.58 16.54 77.16 17.27 0.06 3.16 3.62
261.96 1072.17 2311.24 1352.76 686.95 73.59 114.75 1262.25 20.28 3653.95 223.12 1735.54 426.71 1039.19 895.41 3551.65 1864.53 316.35 1016.51 214.87 227.90
261.96 1072.17 2311.24 1352.76 686.95 73.59 114.75 1262.25 20.28 3653.95 223.12 1735.54 426.71 1039.19 895.41 3551.65 1864.53 316.35 1016.51 214.87 227.90
3.80
3.80
16.41 80.69 16.92 4.02 5.00 20.00 29.25 374.11 1.37 15.00
2.00 4.02 1.11
11.85 14.00 5.00 20.00 13.00 4.48 0.24 15.00
4.56 80.69 0.92 16.25 368.52 1.13
0.00
2.33 2.11 22.04 1266.04 41.39 0.02 352.15 0.02 554.09 2.01 41.30 13.59
303.48 1105.84 2402.62 1398.81 718.88 96.58 130.57 1294.13 1301.56 4018.65 279.03 1735.54 433.43 1444.92 931.97 4230.97 2551.40 320.08 1149.00 218.49 256.49
42
Page 43
Statement of Credit as on Pus end, 2072(Mid-Jan, 2016)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Nam
aste
Kas
ki
Un
iqu
e
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
18.50 129.58 21.82 36.54 42.77 19.68
0.40 1.83
1.90
3.97 97.78 11.84 49.38 6.12 34.67 59.71
72.95 429.64 59.19 397.98 203.50 244.00 100.67
81.48 1.54
0.55 0.08 20.32 1.70
1.46 351.99 68.93 288.80 132.50 366.02 51.80
9.71 383.27 90.02 113.82 30.30 166.21 10.43
0.97 211.91 24.30 173.67 33.68 54.24 12.00
2.46 142.12 48.95 41.03 6.65 29.67 14.70
7.49 15.33 4.90 55.95 11.66 91.73 12.96
1.15 70.46 51.33 242.50 221.73 183.38 14.02
107.69 825.43 378.71 293.99 163.44 394.70 58.60
227.30 2659.35 738.17 1760.39 846.20 1629.26 358.17
39.40 109.51 115.60 10.55 40.03
534.20 390.60 502.13 43.79 67.37
75.20 429.64 46.69 376.35 155.44 195.96 66.68
0.97 211.91 44.61 139.35 83.41 174.55
5.53 92.89 233.16 194.95 169.20 1.87
1.59 351.99 62.45 288.80 149.51 360.20 80.32
8.73 101.53 24.30 72.50 33.51 73.72 14.58
101.41 915.03 76.64 32.52 175.04 655.63 87.32
227.30 2659.35 738.17 1760.39 846.20 1629.26 358.17
37.59 4.58
233.16 194.95
1.03 27.34 15.54 9.34 7.26 11.56 0.19
1.03 27.34 15.54 9.34 7.26 11.56 0.19
226.18 2557.85 427.67 1441.73 610.68 1392.14 338.53
226.18 2557.85 427.67 1441.73 610.68 1392.14 338.53
31.05 92.89 33.30 50.73 14.67
2.35
23.00 48.50 8.89
10.26 2.23 0.83
28.69 0.04 4.96
92.89
0.10 5.53 202.07 76.17 174.82 0.20
227.30 2659.35 738.17 1760.39 846.20 1629.26 358.17
43
Page 44
Rs in million
Mid-Dec Mid-Jan
2013 2014 2015 2015 2016
1 2 3 4 5 2/1 3/2 5/4
1 CAPITAL FUND 3801.3 4950.7 6147.3 8171.0 8164.7 75.77 24.17 -0.08
a. Paid-up Capital 2234.0 2974.3 3987.3 4276.8 4961.0 73.21 34.06 16.00
b. Statutory Reserves 383.5 523.1 750.3 918.6 1171.3 81.41 43.45 27.52
c. Retained Earning 208.2 220.6 8.9 1272.7 333.1 105.06 -95.97 -73.83
d. Others Reserves 975.6 1232.7 1400.8 1703.0 1699.2 75.20 13.64 -0.22
2 BORROWINGS 20216.3 27897.3 38244.9 42962.9 44813.5 68.19 37.09 4.31
a. NRB 210.3 526.4 306.6 110.9 95.9 165.34 -41.75 -13.53
f. Others 20006.0 27371.0 37938.3 42852.0 44717.6 67.02 38.61 4.35
3 DEPOSITS 7221.6 11001.2 15775.5 17808.6 19183.5 110.14 43.40 7.72
4 BILLS PAYABLE 0.0 0.0 0.0 0.0 -28.09
5 OTHER LIABILITIES 3009.7 3777.5 5205.7 6447.3 6279.6 50.93 37.81 -2.60
a. Loan Loss Provision 694.0 829.4 986.0 1054.3 1149.6 64.09 18.88 9.04
b. Interest Suspense a/c 446.9 475.0 575.3 630.2 619.3 15.86 21.13 -1.73
c. Others 1868.8 2473.1 3644.3 4762.8 4510.6 55.79 47.36 -5.29
6 RECONCILIATION A/c 688.6 1088.2 2330.2 5022.9 4146.3 -51.35 114.13 -17.45
7 PROFIT & LOSS A/c 837.9 1473.7 2524.8 1045.5 1633.2 134.00 71.32 56.22
35775.3 50188.7 70228.2 81458.2 84220.8 67.25 39.93 3.39
Assets
1 LIQUID FUNDS 6322.8 7202.8 6597.2 10215.9 10584.2 23.26 -8.41 3.61
a. Cash Balance 42.8 39.2 62.2 111.0 103.5 -11.20 58.52 -6.79
b. Bank Balance 3561.6 3710.6 3900.5 6274.5 5433.7 14.04 5.12 -13.40
c. Money at Call 2718.5 3452.9 2634.4 3830.3 5047.0 35.65 -23.70 31.76
2 INVESTMENT IN SECURITIES EXCEPT SHARES116.2 116.2 116.2 116.2 116.2 -9.71 0.00 0.00
3 SHARE & OTHER INVESTMENT 2963.6 2894.2 2350.1 2653.9 2942.6 41.83 -18.80 10.88
4 LOANS & ADVANCES 23401.7 35689.3 54915.5 59624.9 62273.4 101.20 53.87 4.44
Institutional 6740.3 9863.5 14853.5 15142.3 15923.7 59.24 50.59 5.16
Individual 16661.4 25825.8 40062.0 44482.6 46349.6 123.71 55.12 4.20
5 FIXED ASSETS 444.6 624.4 775.2 824.8 840.0 83.54 24.14 1.84
6 OTHER ASSETS 1685.8 2485.4 3205.4 3105.2 3280.7 55.83 28.97 5.65
7 EXPENSES NOT WRITTEN OFF 9.8 9.4 7.2 4.3 5.1 1245.40 -23.43 18.07
8 NON BANKING ASSETS 0.0 0.0 0.0 0.0 0.0 0.00 0.00 0.00
9 RECONCILIATION A/c 699.6 1085.2 2215.3 4910.5 4172.3 -51.44 104.14 -15.03
10 PROFIT & LOSS A/c 131.2 81.8 46.2 2.5 6.3 -4.65 -43.57 150.64
35775.4 50188.7 70228.2 81458.2 84220.8 67.25 39.93 3.39
Profit & Loss A/cExpenses
1 INTEREST EXPENSES 1631.87 1967.84 2369.56 987.37 1574.42 29.89 20.41 59.46
2 COMMISSION/FEE EXPENSES 41.55 46.72 0.00 0.00 0.00 59.74 -99.99 24.29
3 EMPLOYEE EXPENSES 1148.18 1464.44 1827.28 844.91 1233.79 53.89 24.78 46.03
4 OFFICE OPERATING EXPENSES 372.35 491.46 907.22 307.65 628.75 79.17 84.60 104.37
5 NON OPERATING EXPENSES 0.21 0.00 1.78 1.71 2.16 -100.00 0.00 26.28
6 PROVISION FOR RISK 174.20 188.17 326.79 132.58 273.10 11.15 73.67 105.99
7 LOAN WRITTEN OFF 0.89 0.44 1.12 0.00 0.00 0.00 152.70 0.00
8 EXTRAORDINORY EXPENSES 0.00 0.00 0.00 0.00 0.00
9 PROVISION FOR STAFF BONUS 76.99 102.53 140.66 52.77 83.23 91.13 37.20 57.73
10 PROVISION FOR INCOME TAX 232.91 302.38 407.48 156.75 247.79 86.52 34.76 58.08
11 NET PROFIT 807.06 1435.59 2496.01 1045.45 1622.73 143.37 73.87 55.22
TOTAL EXPENSES 4486.20 5999.57 8477.90 3529.20 5665.98 60.19 41.31 60.55
Income
1. INTEREST INCOME 3898.75 5389.71 7637.78 3238.01 5177.85 66.38 41.71 59.91
2. COMMISSION & DISCOUNT 28.23 130.84 220.38 79.29 121.50 474.70 68.44 53.24
3 OTHER OPERATING INCOME 379.13 304.84 411.08 162.05 270.94 -5.86 34.85 67.20
4 NON OPERATING INCOME 46.00 40.15 12.53 8.18 13.87 112.54 -68.80 69.56
5 PROVISION FOR WRITTEN BACK 92.01 88.32 165.27 39.16 76.73 1.61 87.12 95.94
6 RECOVERY FOR WRITE BACK 3.13 1.97 13.44 0.01 1.39 -44.38 582.37 10559.82
7 INCOME FOR EXTRA ORDINARY EXPENSES 0.00 0.05 0.00 0.00 0.00 -92.81 -100.00 0.00
8 NET LOSS 38.96 43.68 17.42 2.50 3.70 -11.25 -60.12 47.66
TOTAL INCOME 4486.20 5999.57 8477.90 3529.20 5665.98 60.19 41.31 60.55
Miscellaneous Information
No. of Total Staffs 3465 4405 5756 5925 6018 40.15 30.67 1.57
No. of Total Branches 646 861 1116 1145 1183 48.45 29.62 3.32
No. of Total Centers 42612 59380 77616 84531 87020 64.41 30.71 2.94
No. of Total Groups 229126 292238 304737 322088 329580 47.24 4.28 2.33
No. of Total Passive Groups 9543 9138 11504 5326 4367 16.92 25.90 -18.01
No. of Total Members 1252389 1612430 1548767 1638215 1679642 52.29 -3.95 2.53
No. of Total Passive Members 64322 66441 56436 32909 30125 24.45 -15.06 -8.46
No. of Total Borrowers 894671 1102132 1080878 1150187 1165476 38.77 -1.93 1.33
No. of Total Overdue Borrowers 35637 30657 45697 76765 70415 -13.67 49.06 -8.27
No. of Total Saving Members 913173 1198487 1521152 1620160 1659118 51.06 26.92 2.40
Total Saving Amount (Rs million) 7221.02 11000.65 15770.90 17802.01 19180.49 100.30 43.36 7.74
Major Financial Indicators of Micro-credit Development Banks
Liabilities
Total
Total
Mid-July% change
44
Page 45
SN Full Name of Bank Short Name SN Full Name of Bank Short Name
1 Nepal Bank Ltd. NBL 2 Rastriya Banijya Bank Ltd. RBB
3 Nabil Bank Ltd. NABIL 4 Nepal Investment Bank Ltd. NIBL
5 Standard Chartered Bank Nepal Ltd. SCBNL 6 Himalayan Bank Ltd. HBL
7 Nepal SBI Bank Ltd. NSBI 8 Nepal Bangaladesh Bank Ltd. NBB
9 Everest Bank Ltd. EBL 10 Bank of Kathmandu Ltd. BOK
11 Nepal Credit and Commerce Bank Ltd. NCC 12 NIC ASIA Bank Ltd. NIC
13 Lumbini Bank Ltd. Lumbini 14 Machhapuchhre Bank Ltd. MBL
15 Kumari Bank Ltd. Kumari 16 Laxmi Bank Ltd. Laxmi
17 Siddhartha Bank Ltd. SBL 18 Agriculture Development Bank Ltd. ADBNL
19 Global IME Bank Ltd. Global 20 Citizens Bank International Ltd. Citizens
21 Prime Commercial Bank Ltd. Prime 22 Sunrise Bank Ltd. Sunrise
23 Grand Bank Nepal Ltd. Grand 24 NMB Bank Ltd. NMB
25 Prabhu Bank Ltd. PRABHU 26 Janata Bank Nepal Ltd. Janata
27 Mega Bank Nepal Ltd. Mega 28 Civil Bank Ltd. Civil
29 Century Commercial Bank Ltd. Century 30 Sanima Bank Ltd. Sanima
1 NIDC Development Bank Ltd. NIDC 2 Malika Bikash Bank Ltd. Malika
3 Siddhartha Development Bank Ltd. Siddhartha 4 Yeti Development Bank Ltd. Yeti
5 Narayani Development Bank Ltd. Narayani 6 Pashimanchal Development Bank Ltd. PDBL
7 Sahayogi Bikas Bank Ltd. Sahayogi 8 Karnali Bikash Bank Ltd. Karnali
9 Triveni Bikas Bank Ltd. Triveni 10 Supreme Development Bank Ltd. Suprim
11 Shubhechchha Bikas Bank Ltd. Suvekchha 12 Sangrila Development Bank Ltd. Shangrila
13 Gorkha Develpoment Bank (Nepal) Ltd. Gurkha 14 Gandaki Development Bank Ltd. Gandaki
15 Infrastructure Development Bank Ltd. Infrastructure 16 Business Universal Development Bank Ltd. Business
17 Excel Development Bank Ltd. Excel 18 Biratlaxmi Bikas Bank Ltd. Biratlaxmi
19 Western Development Bank Ltd. Western 20 Society Development Bank Ltd. Society
21 Arniko Development Bank Ltd. Araniko 22 Deva Development Bank Ltd. Deva
23 Miteri Development Bank Ltd. Miteri 24 Tinau Bikas Bank Ltd. Tinau
25 Muktinath Bikas Bank Ltd. Muktinath 26 Sewa Bikas Bank Ltd. Sewa
27 Kankai Bikas Bank Ltd. Kankai 28 Mahakali Bikas Bank Ltd. Mahakali
29 Ace Development Bank Ltd. Ace 30 Bhargab Bikas Bank Ltd. Bhargav
31 Professional Diyalo Bikas Bank Ltd. diyalo 32 Country Development Bank Ltd. Country
33 Alpine Development Bank Ltd. Alpine 34 Kasthamandap Development Bank Ltd. Kastamandap
35 Garima Bikas Bank Ltd. Garima 36 City Development Bank Ltd. City
37 Fewa Bikas Bank Ltd. FewaDB 38 Kabeli Bikas Bank Ltd. Kabeli
39 Kamana Bikas Bank Ltd. Kamana 40 Corporate Development Bank Ltd. Corporate
41 Purnima Bikas Bank Ltd. Purnima 42 Jyoti Bikas Bank Ltd. Jyoti
43 Bagmati Development Bank Ltd. Bagmati 44 Hamro Bikas Bank Ltd. Hamro
45 Kakre Bihar Bikas Bank Ltd. Kakre 46 Shine Resunga Development Bank Ltd. Shine
47 Pacific Development Bank Ltd. Pacific 48 International Development Bank Ltd. IDBL
49 Kanchan Development Bank Ltd. Kanchan 50 Matribhumi Bikas Bank Ltd. Matribhumi
51 Innovative Development Bank Ltd. Innovative 52 Jhimruk Bikas Bank Ltd. Jhimruk
53 Metro Development Bank Ltd. Metro 54 Vibor Bikas Bank Ltd. Vibor
55 Gaumukhee Bikas Bank Ltd. Gaumukhee 56 Raptibheri Bikas Bank Ltd. Raptiveri
57 Tourism Development Bank Ltd. Tourism 58 Mission Development Bank Ltd. Mission
59 Mount Makalu Development Bank Ltd. Mt. Makalu 60 Sindhu Bikas Bank Ltd. Sindhu
61 Sahara Bikas Bank Ltd. Sahara 62 Nepal Community Development Bank Ltd. N.Community
63 Cosmos Development Bank Ltd. Cosmos 64 Manasalu Bikash Bank Ltd. Manaslu
65 Ekata Bikash Bank Ltd. Ekata 66 Kalinchowk Development Bank Ltd. Kalinchowk
67 Kailash Bikash Bank Ltd. Kailash 68 Salapa Bikash Bank Ltd. Salpa
69 Saptakoshi Development Bank Ltd. Saptakoshi 70 Sajha Bikash Bank Ltd. Sajha
71 Apex Development Bank Ltd. Apex 72 Green Development Bank Ltd. Green
73 Reliable Development Bank Ltd. Reliable
1 Nepal Aawas Finance Ltd. Nepal Aawas 2 Nepal Finance Ltd. NFL
3 NIDC Capital Markets Ltd. NIDC Capital 4 Narayani National Finance Ltd. NNFL
5 Nepal Share Markets and Finance Ltd. NSMFL 6 Kathmandu Finance Ltd. KFL
7 Himalaya Finance Ltd. Himalaya 8 Union Finance Ltd. Union
9 Paschhimanchal Finance Co.Ltd. PFCL 10 Goodwill Finance Ltd. PFCL
11 Siddhartha Finance Ltd. SFL 12 Shree Investment & Finance Co. Ltd. SIFCL
13 Lumbini Finance & Leasing Co. Ltd. Lumbini 14 International Leasing & Finance Co. Ltd. ILFCO
15 Mahalaxmi Finance Ltd. Mahalaxmi 16 Lalitpur Finance Co. Ltd. Lalitpur
17 United Finance Co. Ltd. United FC 18 General Finance Ltd. General
19 Progressive Finance Co. Ltd. Progressive 20 Janaki Finance Co. Ltd. Janaki
21 Pokhara Finance Ltd. Pokhara 22 Central Finance Ltd. Central
23 Premier Finance Co. Ltd. Premier 24 Arun Finance Ltd. Arun
25 Multipurpose Finance Co. Ltd Multipurpose 26 Synergy Finance Ltd. Synergy
27 Shrijana Finance Ltd. Srijana 28 Om Finance Ltd. Om
29 World Merchant Banking & Finance Ltd. WMBFL 30 Capital Merchant Banking & Finance Co. Ltd. CMBFCL
31 Crystal Finance Ltd. Crystal 32 Guheshwori Merchant Banking & Finance Ltd. Guheshwori
33 Everest Finance Ltd. Everest 34 ICFC Finance Ltd. ICFC
35 Sagarmatha Finance Ltd. Sagarmatha 36 Kuber Merchant Finance Ltd. Kuber
C. Finance Companies
Name list of Bank and Financial Institutions
A. Commercial Banks
B. Development Banks
45
Page 46
37 Nepal Express Finance Ltd. NEFL 38 Seti Finance Ltd. Seti
39 Hama Merchant & Finance Ltd. hama 40 Namaste Bitiya Sanstha Ltd. Namaste
41 Kaski Finance Ltd. Kaski 42 Unique Financial Institution Ltd. Unique
43 Manjushree Financial Institution Ltd. Manjushree 44 Jebil's Finance Ltd. Jebils
45 Reliance Lotus Finance Ltd. Reliance 46 Bhaktapur Finance Ltd. Bhaktapur
1 Nepal Grameen Bikas Bank Ltd. NepalGBB 2 Nirdhan Utthan Bank Ltd. NIRDHAN
3 Rural Microfinance Development Centre Ltd. RMDC 4 Deprosc Microfinance Development Bank Ltd. DEPROSC
5 Chhimek Microfinance Development Banks Ltd. CHHIMEK 6 Swabalamban Laghu Bitta Bikas Banks Ltd. Swabalamban
7 Sana Kisan Bikas Bank Ltd. Sanakisan 8 Nerude Laghu Bitta Bikas Bank Ltd. NERUDE
9 Naya Nepal Laghu Bitta Bikas Bank Ltd. Naya Nepal 10 Summit Microfinance Development Bank Ltd. Summit
11 Sworojagar Laghu Bitta Bikas Bank Ltd Sworojgar 12 Frist Microfinance Development Bank Ltd First
13 Nagbeli Microfinance Development Bank Ltd Nagbeli 14 Kalika Microcredit Development Bank Ltd. Kalika
15 Mirmire Microfinance Development Bank Ltd. Mirmire 16 Janautthan Samudayik Microfinance Dev. Bank Ltd. Janautthan
17 Mithila Laghu Bitta Bikas Bank Ltd. Mithila 18 Womi Microfinance Bittiya Sanstha Ltd. Womi
19 Laxmi Microfinance Bittiya Sanstha Ltd. Laxmi 20 ILFCO Microfinance Bittiya Sanstha Ltd. ILFCO
21 Mahila Sahayatra Microfinance Bittiya Sanstha Ltd. Mahila 22 Vijaya Laghubitta Bittiya Sanstha Ltd. Vijay
23 Kisan Microfinance Bittiya Sanstha Ltd. Kisan 24 Clean Village Microfinance Bittiya Sanstha Ltd. Clean Village
25 Forward Community Microfinance Bittiya Sanstha Ltd. FORWARD 26 Reliable Microfinance Bittiya Sanstha Ltd. Reliable
27 Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd. Mahuli 28 Suryodaya Laghubitta Bitiya Sanstha Ltd. Suryodaya
29 Mero Microfinance Bittiya Sanatha Ltd. Mero 30 Samata Microfinance Bittiya Sanatha Ltd. Samata
31 RSDC Laghubitta Bitiya Sanstha Ltd. RSDC 32 Samudayik Laghubitta Bitiya Sanstha Ltd. Samudayik
33 National Microfinance Bittiya Sanstha Ltd. National 34 Nepal Sewa Laghubitta Bitiya Sanstha Ltd. Sewa MF
35 Unnati Microfinance Bittiya Sanstha Ltd. Unnati 36 Swadeshi Lagubitta Bittiya Sanstha Ltd. Swadeshi
37 NADEP Laghubitta Bittiya Sanstha Ltd. NADEP 38 Support Microfinace Bittiya Sanstha Ltd. Support
39 Arambha Microfinance Bittiya Sanstha Ltd. Arambha 40 Janasewi Laghubitta Bittiya Sanstha Ltd. JanaSewi
D. Micro-credit Development Banks
46
Page 47
Districtwise List of Bank and Financial Institutions Branches (Pus, 2072)
S.No. Zone District Class 'A' Class 'B' Class 'C' Total populn.Pop.Per
Branch
1 Jhapa 64 28 4 96 863192 89922 Ilam 13 6 0 19 300284 158043 Panchthar 9 2 0 11 194631 176944 Taplejung 6 0 0 6 129247 21541
92 36 4 132 1487354 112685 Sunsari 61 21 6 88 829141 94226 Morang 70 33 5 108 1022547 94687 Dhankuta 8 6 0 14 167187 119428 Terhathum 7 2 1 10 101552 101559 Sankhuwasabha
11 3 0 14 158032 1128810 Bhojpur 10 1 1 12 171803 14317
167 66 13 246 2450262 9960
Me
chi
Total
Ko
shi
Total
Sa
ga
rma
tha
11 Saptari
18 1 2 21 671495 31976
Sa
ga
rma
tha
12 Udayapur
15 2 1 18 334920 18607Sa
ga
rma
tha
13 Siraha
31 1 0 32 667404 20856
Sa
ga
rma
tha
14 Khotang
5 2 1 8 193342 24168
Sa
ga
rma
tha
15 Okhaldhunga
4 1 1 6 149939 24990
Sa
ga
rma
tha
16 Solukhumbu
7 1 1 9 104709 11634
80 8 6 94 2121810 2257217 Sarlahi 19 10 2 31 824902 2661018 Dhanusha 33 7 1 41 793983 1936519 Mahottari 18 5 2 25 664240 2657020 Dolakha 11 9 0 20 187379 936921 Ramechhap 6 3 0 9 205852 2287222 Sindhuli 6 7 0 13 303370 23336
93 41 5 139 2979725 2143723 Bara 28 5 2 35 749584 2141724 Rautahat 13 5 0 18 755023 4194625 Parsa 40 17 2 59 651051 1103526 Chitawan 63 71 10 144 631372 438527 Makawanpur
25 15 4 44 439276 9984
169 113 18 300 3226306 1075428 Kathmandu 394 94 66 554 1958430 353529 Bhaktapur 37 10 5 52 332983 640430 Lalitpur 88 16 13 117 513795 439131 Rasuwa 8 0 1 9 44179 490932 Dhading 22 9 2 33 344773 1044833 Sindhupalchok
20 10 1 31 291456 940234 Kavre 27 24 2 53 391771 739235 Nuwakot 10 7 0 17 282556 16621
606 170 90 866 4159943 480436 Lamjung 12 9 2 23 169999 739137 Tanahu 25 25 4 54 334026 618638 Gorkha 15 8 0 23 261651 1137639 Manang 2 1 0 3 6463 215440 Syangja 16 17 2 35 274152 783341 Kaski 59 82 19 160 533433 3334
129 142 27 298 1579724 530142 Gulmi 10 9 0 19 270910 1425843 Nawalparasi
25 31 7 63 681286 10814
Total
Sa
ga
rma
tha
Ja
na
kpu
r
Total
Na
rayan
i
Total
Ba
gm
ati
Total
Ga
nd
aki
Total
Lum
bin
i
Page 48
44 Palpa 12 12 1 25 256545 1026245 Arghakhanchi
11 4 0 15 200300 1335346 Rupandehi 84 73 13 170 962320 566147 Kapilbastu 15 12 4 31 614805 19832
157 141 25 323 2986166 924548 Baglung
17 9 0 26 275788 1060749 Parbat
8 9 1 18 147822 821250 Mustang
5 2 0 7 12672 181051 Myagdi
10 7 2 19 112843 5939
40 27 3 70 549125 784552 Rolpa 6 0 0 6 230836 3847353 Dang 39 26 5 70 595153 850254 Rukum 8 1 0 9 217787 2419955 Salyan 8 0 0 8 255936 3199256 Pyuthan 5 12 0 17 234852 13815
66 39 5 110 1534565 1395157 Jumla 5 1 0 6 116151 1935858 Mugu 2 0 0 2 59144 2957259 Humla 3 0 0 3 54380 1812760 Kalikot 3 0 0 3 146886 4896261 Dolpa 3 0 0 3 39206 13069
16 1 0 17 415767 2445762 Dailekh 8 1 0 9 277760 3086263 Surkhet 15 7 0 22 380447 1729364 Jajarkot 3 1 0 4 183361 4584065 Bardiya 13 10 0 23 450553 1958966 Banke 47 23 3 73 541967 7424
86 42 3 131 1834088 1400167 Bajhang 4 0 0 4 207129 5178268 Doti 6 2 0 8 213244 2665669 Bajura 2 0 0 2 144053 7202670 Kailali 49 15 2 66 851759 1290571 Achham 5 2 0 7 271099 38728
66 19 2 87 1687285 1939472 Darchula 5 0 1 6 138424 2307173 Baitadi 5 1 0 6 258192 4303274 Dadeldhura 8 3 0 11 149468 1358875 Kanchanpur
21 7 0 28 485892 17353
39 11 1 51 1031976 20235
1806 856 202 2864 28044096 9792
Bank/BFI Class A B C#D Total
No. of BFIs 30 73 47 40 190
No. of Branches 1806 856 202 1183 4047
Population per Branch* 6930Region/BFI Class A B C Total
Eastern 339 110 23 472
Central 868 324 113 1305
Western 326 310 55 691
Mid-western 168 82 8 258
Far-western 105 30 3 138
Total 1806 856 202 2864
* Population 28,044,096 calculated on yearly basis based on five yearly population projection Source :
http://cbs.gov.np/image/data/Population/Population%20projection%202011-2031/PopulationProjection2011-2031.pdf
# Samjhana Finance Ltd. is in the process of liquidation
Total
Lum
bin
i
Total
Dh
aw
ala
giri
Ra
pti
Total
Ka
rnali
Total
Bh
eri
Total
Se
tiTotal
Ma
ha
kali
Total
Total of Class "A","B" and "C"