A Financial Services Revolution Millennial customers are remaking banking as we know it
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A Financial Services RevolutionMillennial customers are remaking banking as we know it
Mobile, social and the financial crisis havechanged how commerce works
THINGS HAVE CHANGED
SPENDING
TODAY’S SYSTEM IS BROKEN
SAVINGRETIREMENT
INVESTINGINCOME
QUALITY OF LIFECREDITWEALTHLENDING
JOB SECURITYHOME OWNERSHIP
HEALTH CARE
YOU MUST THINK FUNDAMENTALLY DIFFERENTLYFollowing old maps will lead you to the wrong place
WELCOME TOTHE NEW POSSIBLE
AS A RESULT, THERE ARE NEW RULES FOR PERSONAL FINANCE
EARNING SPENDING SAVING
EARNING
NowThen
EVERY ASSET IS “RENTABLE”,
“FREE TIME” IS AN
OPPORTUNITY TO EARN, AND
“PASSIONS” ARE A BUSINESS
EARNING | SPENDING | SAVING
SPENDING
Then Now
THE NEW SPENDING MARKETPLACE
EARNING | SPENDING | SAVING
SAVING
Then Now
CREATE A FINANCIAL SYSTEM THAT WORKS FOR YOU
Savings and Finance Tracking Personal Investing
Wealth Management
Basic Checking & Smart Spending
Loans and Credit
EARNING | SPENDING | SAVING
Banks Need to Fundamentally Change How TheyAttract and Engage Customers
“In the near future a bank’s busiest branch could be this 7:00am train from Brooklyn”
We can Help
Contextual Banking in a Simple Mobile Wrapper, Helping Banks Personally Interact With Every CustomerWhen and
Where They Want to Engage.
ACQUISITIONENGINE
FINANCIALWELLNESS
REAL TIMEINSIGHTS
IMPULSESAVINGS
EMERGENCYCREDIT
WISHLIST
MODERN $MOVEMENT
MOBILE CHANNEL
INNOVATIONS
MOVEN CHANGES THE WAY PEOPLE ENGAGE WITH BANKING
TECHNOLOGY PLATFORM
ACQUISITION
SMART BANK FEATURES
MOBILE PROMOTION
DOWNLOADABLE ACCOUNT
INCREMENTAL PROSPECTING
AUTOMATIC APPROVAL
EFFICIENT BANK OPERATIONS
CONTEXTUALINTERACTION
FINANCIALINSIGHT
SMARTACTIONS
WELLNESSASSESSMENT
FINANCIAL PROFILE
ENGAGEMENT
CUSTOMER CENTRIC
GROWTH
FRICTIONLESS BANKING
HABITUAL ACTIVITY
PREVENTATIVE ALERTS
CUSTOMER ADVOCACY
BRANCH OR OMNI-CHANNEL VS MOBILE & AUGMENTED
NEW RULES FOR DELIVERING BANKING SERVICES?
PRESSURE TO PARTNER TO DRIVE FUNDAMENTAL CHANGE
PRODUCT-CENTRIC VS SERVICE OR EXPERIENCE CENTRICENTERPRISE VS CLOUD
API AND OPEN VS PROPRIETARY AND CLOSEDTALK TO A PERSON VS DO IT MYSELF OR HEAR IT FROM A BOT
LARGE BANK & FINTECHS – PARTNERING FOR SUCCESSDelivering solutions together to engage and attract customers
SPEED (NOT A TRADITIONAL PROCESS)THINK DIFFERENT (NEW MODEL GROUNDED IN OLD CONTEXT)
PARTNERING DIFFERENTLY
THANK YOU
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