£ ¤ 169 £ ¤ 10 U V 7 £ ¤ 12 ¡ ¢ 94 ¡ ¢ 35 £ ¤ 10 £ ¤ 52 ¡ ¢ 35 ¡ ¢ 94 £ ¤ 8 U V 35 U V 64 PIERCE WRIGHT ST. CROIX DAKOTA ISANTI ANOKA SCOTT CHISAGO CARVER SHERBURNE POLK STEARNS DUNN RICE BARRON BURNETT SIBLEY GOODHUE LE SUEUR PEPIN Troy Lent Cady Cylon Nessel Dalbo Union Sun- rise Burns Forest Victor Salem Albion Haven Clifton Orrock Franklin Palmer Eureka Martell Benton Helena Livonia Elk River El Paso Columbus Gilman Warren Empire Becker Twp Stanford Athens Stanton Douglas Blue Hill Chisago Lake Baldwin Otsego Corinna Camden Emerald East Bethel Linwood Lakeville Wyanett Andover Hartland Santiago Bradford Marshan Dahlgren Ama- dor Rock Elm Trimbelle Trenton Oak Grove Ramsey Glenwood Fish Lake Eau Galle Somer- set Twp Ham Lake Big Lake Twp Oxford Hollywood Stockholm Richmond Oak Grove St. Joseph Marysville St. Michael Springvale Middleville Cedar Lake Silver Creek Fran- conia Harris Blakeley Rush- seba Erin Prairie Springfield Laketown Rosemount New Scandia Castle Rock Stanch- field Forest Lake Greenvale Cokato Twp River Falls Twp French Lake Maple Ridge Southside Kinnic- kinnic Sand Creek Isanti Twp Monticello Twp Minnetrista Spring Lake Rockford Twp Shafer Twp Waconia Twp Spring Lake Maiden Rock Twp HT Rav- enna Baldwin Twp Clear Lake Twp Spencer Brook Sci- ota Buffalo Twp Indepen- dence YA Belle Plaine Twp Woodland Twp Hammond Twp Vermillion Twp Sav- age Water- town Twp Wyo- ming Twp Ellsworth Twp St. Francis Maple Lake City Hudson Twp New Market Twp Hancock Green- field Cam- bridge Twp North Branch City Credit River Star Prairie Twp Isabelle Nin- inger Chatham North Branch Twp San Francisco Rush River Prior Lake Louisville Clearwater Twp Water- ford Apple Valley Diamond Bluff Hastings Pleas- ant Valley St. Lawrence Vict- oria Far- ming- ton Randolph Twp Becker City Mound Buffalo City Carver Hanover Hudson City Albertville Monticello City Jordan Delano Cam- bridge City New Richmond River Falls City Spring Valley Rush City Taylors Falls Elko-New Market Big Lake City Prescott Annan- dale Ellsworth City Belle Plaine City Zimmer- man Chaska Wilson LI New Prague Stacy Coates Wyoming City Miesville Isanti City Waverly Baldwin City Glen- wood City Braham Elmwood Mayer CI Bethel Star Prairie City Somerset City Wood- ville Howard Lake Rockford City Maple Lake Twp Cokato City Watertown City Cologne Montrose Plum City HC Maple Plain Deer Park Clearwater City SB Roberts NY Vermillion City Maiden Rock City Bay City Clear Lake City South Haven NG Loretto Hamburg Shafer City NH Hammond Waconia City SH Ran- dolph City NT MS Bayport Lakeland LS LK ¡ ¢ 394 ¡ ¢ 94 ¡ ¢ 35W ¡ ¢ 35E ¡ ¢ 35W ¡ ¢ 494 ¡ ¢ 694 ¡ ¢ 94 HENNEPIN WASHINGTON RAMSEY Orono May St. Paul Hugo Blaine Eagan Minnea- polis Columbus Afton Grant Andover Cor- coran Medina Plymouth Hassan Ham Lake Dayton Woodbury Lino Lakes Den- mark New Scandia Forest Lake Bloomington Shakopee Edina Eden Prairie Maple Grove Burnsville Cottage Grove Minnetonka Lake Elmo Savage Chan- hassen Coon Rapids Brooklyn Park Frid- ley Maple- wood Roseville Inver Grove Heights Oak- dale Chaska Shoreview Still- water Twp Anoka Bay- town Champlin Arden Hills West Lake- land White Bear CR Richfield St. Louis Park North Oaks Golden Valley Rogers Mendota Heights Still- water City WB Fort Snelling NB Brooklyn Center New Hope VH Hopkins Mah- tomedi Newport SP West St. Paul Wayzata Little Canada MV Dellwood RB Centerville DP NP GC CH St. Ant- hony St. Paul Park OP Circle Pines FH Osseo Sunfish Lake SL Lilydale Long Lake Pine Springs EX WC Medicine Lake LA Lexing- ton HI GL WI BV MN WI Miles 0 20 $ See Inset MINNEAPOLIS-SAINT PAUL REGION: Percentage of Housing Units Affordable at 30% of Regional Median Income by Census Tract, 2008-2012 EX FH GC GL HC HI HT LA LI LK LS MS MV NB NG NH NP NT NY OP RB SB SH SL SP VH WB WC WI YA - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Excelsior Falcon Heights Grey Cloud Island Gem Lake Hampton City Hilltop Hampton Twp Lauderdale Lindstrom Lakeland Shores Lake St. Croix Beach Marine on St. Croix Mounds View New Brighton New Germany North Hudson North St. Paul New Trier Norwood - Young America Oak Park Heights Robbinsdale St. Bonifacius Shorewood Spring Lake Park South St. Paul Vadnais Heights White Bear Lake Woodland City Willernia Young America Legend Regional Value: 6.0% Note: Census tracts with "No data" did not have sufficient data available. 0.0 to No data 2.4 to 6.0 to 10.7 to 18.3 to 30.4 to (274) (228) (127) (88) (35) (16) (4) BV CH CI CR DP - - - - - Birchwood Village Columbia Heights Chisago Crystal Deephaven In 2008-2012, a household with 30% of the median income, in the Minneapolis-St. Paul Metro Area, could afford a home valued at $65,885 or a monthly rent of $468. (30% of median income = $18,706). 2.3% 5.9% 10.6% 18.2% 30.3% 49.3% Affordability cut-offs for owner-occupied housing assume housing spending equal to 30 percent of the relevant percentage of regional median household income level (American Community Survey, Bureau of the Census), insurance costs equal to the statewide average home insurance (Home Insurance LLC, reported in 2013), statewide average property taxes as a percentage of household income (State and Local Government Finances, Bureau of the Census, 2010) and a 10 percent downpayment. Rental cut-offs were calculated as 30 percent of the relevant income level.