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MICRO AND MACRO EFFECTS OF POOR MANAGEMEMNT IN
COOPERATIVE SCOEITY
(A CASE STUDY OF KANO COOPERATIVE FEDERATION)
BY
SAKINA BALA ADAMU
HND/COM/09/1053
BEING A RESEARCH PROJECT SUBMITTED TO THE
DEPARTMENT OF COOPERATIVE, ECONOMICS AND
MANAGEMEMNT (CEM). KANO STATE POLYTECHNIC, SCHOOL
OF MANAGEMEMNT STUDIES (SMS)
IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE
WARTD OF HIGHER NATIONAL DIPLOMA (HND) IN COOPERATIVE,
ECONOMICS AND MANAGEMEMNT (CEM)
2012
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DECLARATION
I here by declare that the work is the product of my own
research efforts. Undertaken by the sper vision and will not be
presented elsewhere for the award of HND certificate all sources
have been duly acknowledge.
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DEDICATION
This project is dedicated to my dad. ALHAJI BALA ADAMU, my
mom HAJIYA SAUDATU UMAR & Finally to my beloved husband
ALHASSAN SIDI UMAR.
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APPROVAL PAGE
This is to certify that, this project has been read and approved
by the under signed as meeting there requirements for the award of
higher National Diploma (HND) in cooperative economic and
management (CEM)
Dr. Yahaya Ibrahim Date
Project supervisor
Mal. Rufai Muhammad Faragai Date
Head of Department (HOD)
Mal. Adamu Umar Date
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Project Coordinator
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ACKNOWLEDGEMENT
Praises to almighty Allah (S.A.W), the most gracious, the
creator, the protector, the Beneficent and the merciful who made it
possible in everything i do throughout my life. Alhamdulillah! For
all the success he had grated me throughout my learning education
endeavours it is indeed a blessing from only you my lord.
My humble gratitude goes to my parents especially my beloved
father ALHAJI BALA ADAMU for all their forms of support may
Allah blessings overshadow you and your family always (Amen).
Words of mouth are too small to express my gratitudes to youmy beloved husband (ALHASSAN SIDI UMAR) because you are one
in a billion, a special creature indeed may there be light in every
path you follow and may Allahs mercy, blessing and love on you
and your family be a circle that goes on and on forever. Amen. I love
you mine.
I am extremely grateful to my project supervisor at the same
time lecturer Dr. YAHAYA IBRAHIM for his imounse contributions,
patience, sacrifice and scholarly guidance in going through the
manuscript without this could have lost its purpose & quality. I
REALLY APPRECIATE SIR: my warmly & loving shouldout goes to
my lovely son YAHAYA SIDI ALHASSAN (SHAHEED) and to my
family members especially HAJIYA HUWAILA (MAMA),
MUHAMMAD, FAIZA, BASHIR, AMINU, MUSTAFA, NAFIU, NAFISA,
MUAZZAM, RAHAMA & SADIYA.
I cant forget you sisters DIYANA & AISHA. May your parents soul
rest in piece.
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MY SPECIAL APPRECIATIONS goes to the family members of
ALHAJI SIDI UMARU all love and caring they have suffered to me.
SHUKHRAN
Finally to my friends especially (DANGICOUS), course mates,
well-wishes and neighbours. I WILL REALLY MISS YOU.
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ABSTRACT
The research study was conducted with an attempt to
investigate the causes of micro and macro problems of cooperative
management in Nigeria with reference to Kano cooperative
federation. The research work was carried out through the
administration of questionnaire to fifty (50) respondents with the
main purpose of evaluating the performance of Kano Cooperative
federation.
Furthermore, while conducting the research, it was realized
that lack of membership education members, limited involvementand participation by members, membership drive, shortage of
extension workers, fraud by management members and excessive
government control were the major constraints of Kano cooperative
Federation.
As a result that, the researcher has suggested possible ways to
solving the problem through improving positive effects of macro and
micro problems of cooperative.
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CHAPTER ONE
1.1 INTRODUCTION
Cooperative is formed by group of persons who organised them
selves together for the purpose of improving their working and living
condition through undertaking some economic activities such as
cooperative management not very much different from the
management of other forms of business enterprises.
A cooperative business enterprises management in specific
term is a system of consciously coordinated personal activities of
two or more persons or groups of have diverse surplus value viewand mindset, viewed from the perspective. The cooperative business
management groups individual with varying surplus and
preferences to come together and engaged in exchange of ideas
towards their economic and social development.
Nowadays, cooperatives in Nigeria failed to attain their
objectives as a result of poor management which is caused by many
problems viz-aviz macro and micro problems. Micro problems
consist of underfinanced, literacy and management committee pre-
nature starts of inroad involvement and participation. Macro
problem of cooperative in Nigeria also include fraud, excessive
government consist that affects the aggregate functioning of
cooperative especially at higher level.
HISTORICAL BACKGROUND OF THE STUDY
(kano cooperative federation) (K.C.F)
The Kano state cooperative federation which come into
existence on 27th July 1976, was formed under the Kano State
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cooperative society law No9 of 1956 with registration No Kn 34 in
year 1970 the organisation started its business with eight registered
cooperative Union in the following administration area: -
a.Kano metropolitan cooperative Unionb.Hadejia Gumel and kazaure Unionc. Kano north central Cooperative Uniond.Kano South East Cooperative Unione. Kano South West Cooperative Union.f. Kano South Cooperative Union.
Only registered Union are members of kano Cooperative federationbut the creation of Jigawa Created in Kano State were Kano
cooperative federation has Union in all the fourty four local
government in the entire kano State.
1.21 AIMS AND OBJECTIVES OF THE STUDY AREA (KCF)
The aims and objectives of kano state cooperative federation
include, promoting the economic and cultural interest of the
member society the principles and more particularly to present the
business operation of the members by arranging for supply of such
goods of the members product considered necessary. Set up a
research information and statistical department for the promotion
of cooperatives. To assist member society department matters and
to arrange for their legal representation if required. To participate in
the activities of any cooperative banking or insurance organisation
for the benefit of members carryout function to improve the
economic stability of members as well as to initiate and expand the
cooperative commercial activities throughout kano state.
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1.2.2 ROLE PLAYED BY KANO COOPERATIVE FEDERATION
Kano cooperative federation players an important role towards
the economic development of Kano. Among the contribution are
used to become government agent on essential commodities, that it
acted on behalf of the government in distributing essential
commodities in all parts of the state.
The organisation helped in curving inflation in the state by
selling essential commodities at cheaper price. It also served as a
distributor to some of the manufacturing companies like the PZ
Liverpool brothers and Nigeria flour mills also helps in thedevelopment of cooperative movement in the state. It organize
seminar organisation toward attainment of goals and objectives of
the organisation.
POOR MANAGEMENT
Is a system in which the mechanism of controlling, planning
coordinating and organising are not efficient to address the
organisation objectives and workshop shows the community the
importance of the cooperative Organization towards the
development of Socio-economic interest of the people and the
community at large. The organization act as a federal government
agent for the distribution of the fertilizer to present farmers in
Villages as well as on behalf of the government purchase grains
from people which can be used by the government for future or
emergency needs.
1.3 STATEMENT OF THE PROBLEM
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In view of the persistent increase in the distress of cooperation
societies the question arises as to what they are distressed. This
research will attempt to findout by discussing both the high rate of
distress in the cooperation societies and causes of micro and macro
problems of cooperative management in Nigeria with reference to
KCF, Ltd. The problems involves lack of membership education
under finance, limited involvement and participation by members,
membership drive, shortage of extension workers fraud by
management members and excessive government control.
As a result of the mention problems the researcher will findout why,despite the various cooperative institutions established by different
governments to boost the cooperative but still they move towards
distress. Therefore their is also need of high lighting the possible
ways of solving the problems through improving positive effects of
micro and macro problems of cooperative.
1.4HYPOTHESIS
This refers to the tentative statement set for a test; it is the starting
assumption on observation of fact.
H1 lack of cooperative knowledge contributed to the poor
management of cooperatives
H2 lack of adequate finance hinders. The progress in Kano
cooperative federation management.
H3 Capital formation is the station to the problems of Kano
cooperative federation management.
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1.5 AIMS OF STUDY
The operating environment of cooperative in Nigeria is characterized
by a very complex and admixture of dynamicity. In order to ensure
a better management of cooperative in Nigeria. Many policies and
programmes were established by different governments.
The aim of the study is to objectively determine the real cause of the
current distress in Nigeria. The study also aims to develop a more
comprehensive frame work for prompt and efficient resolution of the
problem of negative effects of micro and macro management of
cooperative.1.6 SIGNIFICANCE OF THE STUDY
Quite a number of studies on cooperative have been conducted in
Nigeria such as that of Sacto (1990), Horoer (1990), Okerie and
Mitter (1990) and Aloe and Ajayi (1990). None of these studies was
significantly addresses the proble/distress and causes of poor
management in Nigerian cooperatives. Therefore, the study will
provide the first research on that topic.
- It is hoped that the study would assist the government inpromoting the level of cooperative in the country.
- The researcher will also provide information on the problemsand distress in Nigerian cooperative and offer possible
recommendation on how to overcome the problems.
- Lastly the research will hope to assist the researcher inconducting their studies and will promote the cooperative
movement at local state as well promote the cooperative
movement at local state as well as national levels.
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1.7 SCOPE AND LIMITATION OF THE STUDY
The study covers Kano cooperative federation or limited which is
the case study area, it also covers the main causes of micro and
macro problems of cooperatives in Nigeria.
There is a short period of time given by school authority for
completion of the project also inadequate information from both
respondants and secondary sources of information.
Another problem and limitation that researcher come across are
financial problems as well as transportation problem.1.8 DEFINITION OF KEY TERMS COOPERATIVE SOCIETIES
According to international labour cooperative societies can be
defined as an association of person who have voluntary joined
together to achieve a common goal and through the information
of democratically controlled organization; making equitable
contribution to the capital required and a share of the risk and
benefit of the undertaking in which the members actively
participate (ILO 1960).
KANO COOPERATIVE FEDERATION (K.C.F)
Kano Cooperative Federation (KCF) is grown by 44 local
governments under the cooperative credit and marketing
coorperative union of each local government all this union in the
44 local governments have their own primary society under them
and this apex (KCF) is voluntary organization formed by primary
societies from the grassroot i.e. primary societies and they have
shares in (KCF) Kano Cooperative Federation.
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DISTRESS: Distress is ordinary parlance can note unhealthy
situation or state of inability or weakness which prevent the
achievement of set goals and aspiration (Smith and wall 1992
ologun 1994).
MICRO AND MACRO EFFECTS
Micro examine or deals with face to face contact among
individual and personal points of view in society while macro
deals with large scale social events of society meaning thingd
that has public concern.
MANAGEMENTManagement is a process by which extent of group are un-
integrated coordinated and utilized as to effectively of workers in
an.
CHAPTER TWO
INTRODUCTION
This chapter is about activities of cooperative society in Nigeria,
in this chapter relevant literature reviews is presented in the
following orders.
CONCEPTUAL AND THEORITICAL BACKGROUND
These lack of management is carried out in the content of an
organization over the years or so the development of Culcoment
theories in explain organizational performance have moved away
from approaches that relied purely on a consideration of
structural or human relation issues in favour of more
comprehensive perspectives. Early idea about the affect of
management in Nigeria cooperative were thought of as machines
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requiring efficient use of resource especially human resources in
the service of a mechanistic model organization.
REVIEW OF RELATED LITERATURE
What is management? There is no generally accepted definition of
management, an activity although classic definition is still held
to be that of Henri Fayol. His general statement about
management in many ways, still remain valid after eight years
and has only been adapted by more recent written as follows
below.
To manage is forecast and to organize comment to coordinateand to control H. FAYOL.
Management is an optional process initially best discrete by
analysing managerial function. The five essential management
function are planning; organizing, staffing, directing and
controlling, KOONT and BGNNELL (1984).
Management can be defined as a process of combining and
utilizing or of allocating an organization inputs (men, materials
and money) by planning, organizing, directing and controlling for
the purpose of producing outputs (goods, and services or
whatever the objects are) deserved by customers so that the
organizational objectives are accomplished. In the process, work
is performed with and through organization personnel in an ever
changing organizational environment.
Thus, those who carry out the activities as defined above are
managers: Management is characteristically demonstrated in
getting things done through and with other people.
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FUNCTION OF MANAGEMENT
The function of management are the means by which non-
managers are assigned the task that they carry out, apply or
execute, let us examine them briefly:
PLANNING
Planning establishes the frame work or boundaries within
which people make decisions and carryout actions in the future,
planning therefore, anticipates future events problems and
relationship and in the way, it develops a series of alternative
approaches to guide an action towards desired goals, and thendecide what to do, why or to what end, when to do it, how to do
it, and where to do it before action is taken.
Planning involves setting goals and objectives, put determination
of objectives, strategies, procedures, methods, programmes and
rules, required in guiding the combination and utilizing of an
organizations human material and money resources for process
which takes a rational and decision making approach and
recognises problems, evaluates relevant information, develops
alternatives courses of action assesses the possible consequences
of each alternatives and select the best course of action called
plan (Trawartha et al 1976).
ORGANISING
To plan what to do, the need crisis that what is to be done should
be divided into tasks and assigned to people to perform. So
planning intricately involves an organizing function. So planning
intricately involve, and organizing function. And organizing
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involves a decision of total action is termed departmentalizing
them into specialities and assigns the men, materials and money
resources need for the work unit including work and assigning
resources. It identifies the relevant relationship between groups
and establishes the hierarchy which we earlier said is one of the
attributes of organizations. Thus, it gives people at various level
of the hierarchy, the authority or the right act at all stages
necessary for the work and considers the social and economic
consequences associated with the various organizational designs.
In generals, organizing is concerned with combining peoples,work to be done and physical factors into a meaningful structure
that will contribute to an achievement of goals.
Organizing also co-ordinates, that is blends efforts of all
members for an efficient and effective result.
DIRECTING
Organizing establishes a hierarchy in organization, making for
superior-subordinate relationship at work and thus gives rise to
superior directing their subordinates to do tasks assigned to
them.
Directing guide the activities of personnel in a way the is
previews to be necessary since, directing of activities of
subordinates by their superior is done, though communication,
motivation, leadership, training and personal influence while
directing provides a sense of direction for behaviour at work, it is
closely inter-related with other functions of planning organizing
and controlling.
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Communication in the directly functions closely relates to
responsibility and authority relations established during
organizing actions. It is a facilitating function of organizational
relation.
CONTROLLING
Controlling is the action by which a superior monitors or checks
current operations and compares result with goals and other
standards of performance established during the planning
function it current activities and or result deviation from original
plans, or standards, corrective action is required to get thingsback on path, so the establishment of standards, the comparism
of performance with standard set at the planning stage, the feed-
back of any deviation to a higher level of management for action,
and the correcting of such deviations from the standard are all
the factors that come within the embrace of controlling.
DECISION MAKING
Management process or the performance of management
functions of planning, organizing, directing and controlling is
carried out through decision making activities. For example, the
management in planning takes decisions establishing objectives
policies, procedures etc. Decision making also comes in when
organizing that is, when dividing and combining works as well as
assigning responsibilities and authority to men in a hierarchy
decision making is therefore regarded as the prime of activities
comprising management process.
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To make decision is to make judgement regarding what we ought
to do in a certain situation after having deliberated on some
alternative course of action.
Thus, decision making compiles a choice among two or more
alternatives course of action.
A situation that does not involve choice, does not actually involve
decision. In choosing from alternatives courses of action, the
decision maker must follow some known decision making
processes which have just mentioned and now outline as below:-
1.To define and problem to be solved2.Recognized relevant factors that bear on the problem3.Analyze and evaluate the impact of the relevant factors4.Weight alternative solutions before arriving at the stage of
choice.5. Their make a choice which involves judgement. Hence,
decision-making take the approach of scientific methods.MANAGEMENT AS IT RELATES TO COOPERATIVES
Management as it relates to cooperatives is means of achieving the
aims/objectives of the cooperative societies by the elected
officers/committee in accordance to the cooperative principles.
MANAGEMENT FUNCTION IN COOPERATIVE SOCIETY
As in private enterprise, cooperative management comprises the
basic management functions, these include: planning, organizing,
directing, coordinating and controlling. These functions, commonly
referred to as PODCC, are the five basic steps, which must be
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taken in any cooperative enterprises that aspire to thrive. Success
can never be achieved in defiance of those management functions.
The management function of planning Is the thoughtful
determination and systematic arrangement of all the factor required
to achieve the goals and objectives of the cooperatives enterprise.
MANAGEMENT TERMS IN A COOPERATIVE ENTERPRISE
In a cooperative organization, we have the following management
groups charged with various responsibilities as the people that
oversee the affairs (day to day running of the affairs of the
cooperatives enterprise). They include the General Meeting. Thecommittee of management, the supervising committee, voluntary
un-paid management and the manager. We will now take them one
by one in discussion.
THE GENERAL MEETING
This is the supreme Organ in a cooperative eneterprise. In other
words, that is the meeting of all the members of the cooperative
society. Each member is entitles to one note. This general meeting
is empowered to prove the reports on the work and the balance
sheet of the financial year; to decide how many surplus of the years
business should be used, to elect the members of the various
committees; to direct the affairs of the society; to approve the
internal rules and amendments to the bye-laws; to decide on the
amalgamation of the cooperative with another organization; and to
approve the budget for any financial year. In short all powers belong
to the annual General Meeting.
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At this juncture, it is pertinent to highlight in details other function
of the general meeting or annual general meeting they include:-
1.To confirm the minutes of the previous annual general meetingand any other interviewing special meeting.
2. To consider the report of the committees and the annualaccounts and balance sheet as approved by the Register
together with the report of the adult of the accounts of the
previous year as prepared by Register or the persons
authorized by him.
3.To elect the officers of the registered society4. To transact any other general business of the registered
society.
At times, ordinary general meetings are held when the need arises.
In such cases, they perform the following functions:
a.The fixing of maximum liability of the membersb.The fixing of maximum credits limitsc.They consider audit and register reportsd.They ordinary general meeting considers members complaints
and suggestions as they arise.
VOLUNTARY UNIPARD MANAGEMENT
This is a type of management team in which members volunteers
themselves to perform some management duties or the other
without being paid. This is the fourth principle of raiffeisen.
Raiffeisen feared that any management that was paid would develop
a special and subjective interest in making high profits in order to
guarantee its being paid high wages.
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THE COMMITTEE OF MANAGEMENT
This committee is elected by the General meeting, the
committee carries out the policy decided by the general meetings of
the cooperative. The committee of management is entrusted to
conduct directly or indirectly the day to day business of the
cooperative enterprises. The chairman of the committee represent
the cooperative to third parties. He may delegate some of his powers
to directors or to the manager with assist him in his duties this
committee must inform the members on the activities of the
cooperative, on the problems to be solved, and stimulate theirparticipation in the enterprises. The committee of manage is
responsible for all the assets of the cooperative and has to make
sure that the accounts are properly and regularly kept and conform
with existing rules.
FUNCTION OF THE COMMITTEE OF MANAGEMENT
a. The committee of management must take care of the goodrunning of the cooperative, it must plan control and direct the
affairs of the cooperative.
b.The committee of management must look after the cooperative.It should organise training session for the members:
workshop, seminars, conferences, symposia etc.
c. The committee of management delegates responsible to themanager.
d. The committee of management approves the activities of thecooperative, provides the means, and supervises the
cooperative implementation of programmes and projects etc,
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e. The committee of management of programmes and projectsetc. Meeting, celebrations etc.
NOTE: the members of the committee are always elected from the
members of cooperative and not from the government department
or from outside.
THE SUPERVISORY COMMITTEE
Auditors or members of the supervisory committee are elected
by the general meeting. The committee members are usually elected
to inspect the committee of management and the staff of the
cooperative. The members always make sure that the decision ofthe general meetings are carried out by the committee of the
cooperative. They ascertain that the accounts are regularly kept and
are accordance with the existing cooperative rules and government
laws. At the end of the year. They are responsible to the
accomplishment of these duties constitute a guarantee for the
members who are not in a position to supervise themselves.
FUNCTION OF THE SUPERVISORY COMMITTEE
a.To supervise means to auditb.It is not permissible to serve on both the management
committee and the supervisory committee at the same time.
c.The supervising committee act as a check on the activities ofthe members of the committee of management this will serve
to their sence of probity, accountability and itselfless service to
their society.
This will in turn lead to the growth of their cooperative.
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THE MANAGER
The manager just like in every business enterprises does the
planning, controlling, directing and coordinating the programme of
activities of the cooperative. He also reports on results, lie compares
results with targets set and finally, purposes necessary changes if
any.
We should note that the manager runs the business on the
instructions of the committee of management which represents the
members.
The manager of a cooperative, does not necessarily need to bea member of the society. He can be hired from outside. He must be
one who is trained in the art of business management and
cooperative science.
MACRO AND MICRO EFFECTS OF POOR MANAGEMENT
Poor management in cooperative are noted as belonging the
less privilege or poor unskilled workers in factories and other
establishment this is because they are generally below poverty line
making. Is possible top them to have poor standard of living. It
shows various circles.
In macro effect which comprises fraud and eccessive
government control over cooperative. In choosing cooperative as the
form of economic organisation, members expect them to achieve
objective and goals and not for any idealistic, uneconomic platitude
of theories. To further solidify the economic position of our
cooperative government should withdraw some of her incentives to
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cooperative to make them so viable initiative and innovate enough
and business like.
The micro effect is what member or members benefit being a
member of cooperative society which in the absence of good
management member cannot benefit. It this include.
1.Provide economy quality farmers supplies of responsible costprice.
2.Provide economy of large purchasing of farm supplies seeds,fertilizer chemicals etc.
3.Enable farmers to sell their produce at better pricess throughcollective bargaining.
4.They aim to eliminate the unnecessary profit of middle man intrade and commerce.
5. They aim to promote mutual understanding and educationamong their members, and in long run, among the people in
general.
Thus, if the management of cooperative are ineffective, in efficient
and poorly manage the members will not benefit from any listed
above.
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CHAPTER THREE
3.1 INTRODUCTION
This chapter deals with the source of relevant data and
information required for the purposes of this study although several
technique and approaches can be used in carrying out a project
work of this nature however, in carrying out this study question
was administered on residants (respondents) of the Kano state
cooperative federation has taken out as a case study.
It was considered as the easiest way of gathering information
from a numbers of people because it saves the respondentsaccurately write time and answers.
3.2 INSTRUMENT USED
Due to the fact the researcher samples consist of performance
evaluation of integrated of poor management cooperative. The
researcher therefore finds its necessary to use questionnaire
because it is easy to fill and the return rate is usually high. The
instrument used in appendix. The secondary data used in this
study was obtained from book. Journals and other published
material.
3.3 POPULATION
The target population for this study was that all the resident of
kano cooperative federation operation area in kano state but
because of the level of this research, it was limited with kano
cooperative federation.
3.4 SAMPLE SIZE
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A randomsampleof60 respondent were picked from area under
standing out of the 60 questionnaire administered on the
respondent, atotalof63 questionnaire were collected back from the
respondents. Three the questionnaire could because, they were not
properly completed. The remaining so questionnaire was used for
the study.
3.5 ADMINISTRATIO OF QUESTIONNAIRE
Data in the collected from the responses of the respondents in
the questionnaire by taking 1one in the appropriate columns
provided on each question (item) being closed ended i.e. YES or NO.3.6 ANALYISI OF DATA
After collection of the data classified and tabulated frequency
distribution and sample percentages of all the responses obtained
from the questionnaire in all questions for answering them .
TABLE 2: sex distribution table of respondents
4.2.2 Table
The table above shows that majority of the respondents are
made as represented 38 or 76% while the remaining 12 are 24% are
of female. Male are more concerned with cooperative activities than
female in Kano state.
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TABLE 3: marital status distribution table of respondents
4.2.3 Table
The above table shows that majority of the respondents are
marriage as represented 27 or 54%while the remaining 23 or 46%are of single.
TABLE 4: level of education distribution table respondents
4.2.4 Table
The above table shows that majority of the respondents have
post secondary as represented 20 or 40%, 15 or 30%
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CHAPTER FOUR
4.1 INTRODUCTION
This data collected were tabulated in a sample percentage and
sample table calculated to the degree of responses made by the
respondents and the implication there form.
4.2 DATA PRESENTATION ANALYSIS
The chapter focused on the presentation analysis and inter
presentation of data collected through the questionnaires the study
was guided by 16 questioning. Equally emphasis was given to all
questions. the data collected are presented in simple percentage ontables the respondents by number is 50 gender
The question asked in the questionnaire and the respondents
are presented and analyzed as follows:
Table 1: Age table of respondents
The table above shows that majority of the age of 21-30 years
as presented by 33 or 66% of the total respondents 9 or 18% are of
the age of 31-40, 5 or 10% are of the age of 41-50 while the
remaining 3 or 6% are of the age of 51 and above.
Table 2: sex-distribution table of respondents
4.2.2 Table
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% while the remaining The table above or shows that majority
of the respondents are amde as represented or% are of female.
Male respondents are larger than the females because they are
more concerned with cooperative activities than female in Kano
state.
Table : marital status distribution table of respondents
4.2.3 Table
The above table shows that majority respondents are marriage
as respondents 27 or 54% while the remaining 23 or 46% are of
single.
TABLE 4: level of education distribution table respondents
4.2.4 Table
The above table shows that majority of the respondents have
post secondary as represented 20 or 40%, 15 or 30%
Have post primary, 10 or 20% adult-education while the remaining
5 or 10% are of primary.
TABLE 5: occupated level of the respondents 4.2.5 table
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The above indicate that almost all the respondents are farmer
as given 32 or 64% of the total respondents, 16or 32% are for
traders while the 2 or 4% of the total are civil servants.
TABLE 6: respondents opinion on the significance of Kano
cooperative federation.
4.2.6 Table
The question asked in the table above was weather Kano
according federation is significant to there secretes? According to all
the respondents answered in the affirmation yes:
TABLE 7: Respondents opinion of provision of cash loans to
cooperative societies by kano cooperative federation.
4.2.7 Table
The above table shows that majority of the respondents
anbswred yes as represented 31 or 62% while the remaining 19 or
38% of the total respondents.
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TABLE 8: respondents opinion toward provision of educational
services to cooperative societies by Kano cooperative federation.
4.2.8 Table
The above questions in the regard was does Kano cooperative
federation provide educational services to cooperative societies? The
table above shows that all the respondents answered yes asrepresented or %
TABLE 9: respondents opinion towards provision of production
purchase advance to cooperative societies by kano cooperative
federation
42.9 Table
The above table indicate that all the respondents believe that Kano
cooperative federation private produce purchase advance as
represented 50 or 100%.
TABLE 10: respondents opinion towards the provision of non
economic service to cooporative societies by Kano cooperative
federation.