Marketing plan Nigeria

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Recommended by

M a r k e t i n g p l a n / B u s i n e s s m a n u a l

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Build a school in Mozambique with us! www.golden-tulip.com

Welcome in FM GROUP!

You have now discovered the magic of FM and our excellent products. We have a wide range of products for you – fragrances that are subtle and re-freshing, alluring and sensual, classical and refined – fashionable make-up products and high quality cleaning agents.

We understand your needs.

We believe that you will want to share your discovery with others and in-troduce them to our world of products. On the basis of this belief we have created an exceptional propositionfor you. Just like you, we love sharing joy. When we realised that the products we manufacture were received withsuch enthusiasm from our customers, we decided to do our best to helpas many people as possible get to know and love them. We succeeded.

Today, the FM brand is recognised and appreciated in many countries allover the world.

Today you can join our international team, too!Get to know the FM GROUP!

FM GROUP

TABLE OF CONTENTS

The First Marketing Plan

Welcome Get to know FM GROUP What is multi-level marketing? Golden rules of sales Why is it worth becoming an FM GROUP Distributor?Structure of the plan Your road to success Step one: Be your first customer! Step two: Be an expert! Sell and earn on margin! Step three: Be a leader! Create your own distribution network! How not to build a structure? Build your sales network

The Second Marketing Plan

IntroductionEntry criteria of the Orchid Club Amount of the commission Accumulated pointsThe Distributor’s personal group’s points Downline rulePearl Orchid Amaranth Orchid Golden OrchidDiamond Orchid Black Diamond Orchid Additional ID numbers

346789

101112141618

272830313233343638404042

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Imagine…

...a job, which offers you absolute independence. You decide who you will work with, you choose the working hours to suit yourself, and your coworkers are partners whom you can utterly trust.

Think of a job which will allow you to fulfill your goals and ambitions, be a constant source of pleasure and will inspire you with enthusiasm.

Consider how empowering it would be if you could define your own terms of success and you had the freedom and support to pursue those aims.

You think it’s only a dream? Not at all! You can make this fantasy true sooner than you think. You only have to give us a little of your time and we will show you how to succeed.

In 2004 the founder of the FM GROUP had the idea of creating a line of exclusive products. Now the company has more than 550,000 active distributors and operates across several continents.

Today, in FM GROUP’s offer, you can find original perfumes and perfu-med waters, fashionable make-up products and high quality cleaning agents.

FM perfume products are manufactured based on scent compositions created by drom Fragrances.

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You have just made the first step towards getting to know the rules governing

MULTI-LEVEL MARKETING!

We will help you, so that this term did not sound strange to you and became the inspiration for your further action.

Every activity has specific rules which lay the foundation for suc-cess – and so does multi-level marketing. To understand whatthese are and to make it easy to start your road to success, we’d like you to take a little time reading through the main rules of this form of selling:

1. Get to know the products you offer to your customers. Learn as much as possible about the products you are going to distribute. Keep finding new information,and keep asking about new product lines. This is one of the key factors that will lead you to success.

2. Recommend the products to other people.When you have familiarised yourself with our products, show them to your acquaintances, colleagues, relatives and friends and give them an opportunity to learn about our inte-resting offer and buy attractive products for a good price.

3. Create your own distribution network.Encourage new people to do exactly the same as you do and sell FM GROUP’s products. How? You will learn that from this plan.

MLM (eng. Multi-Level Marketing – multi-level marketing)MLM is a type of sales based on direct contact with customers. Be-cause no shops are involved, the product has a shorter route from the manufacturer to the purchaser. More often than not, the distributormay offer attractive and exceptional products, which are not availablethrough traditional sales markets.

Get to know the products you sell

Keep enlarging your sales network (your contact list should keep growing with more and more new names)

Always have your catalogue(s) with you. You might meet po-tential customers anywhere, and anytime

Carefully prepare your product presentations, and share your knowledge about them – offer tester samples

Treat each customer as an individual. Try to get to know their taste and needs

Don’t treat a refusal as a defeat. Let it motivate you to move on

GOLDEN RULES OF SALES

A professional presentation, based on reliable infor-mation about FM’s unique products, will guarantee you big sales and help you create your own distribu-tion network.

ELŻBIETA AND ARTUR HAMERLIŃSKI (Poland)Diamond Orchid- The essence of MLM is to share the right con-cept with the right people at the right time. We based our decision to join FM GROUP in 2004 on this concept. FM is a young com-pany, but it has a good offer, both in terms of products and its marketing organisation.All we had to do was to share it with won-derful people like you. People often say to us: “You were lucky...” Yes, we admit it: working with FM GROUP has brought us great good fortune. But you have to want to be lucky – and luck is what we wish for everyone who works with FM GROUP all over the world.

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FM GROUP’S business manual is composed of two stages. Each of them concerns different areas of earning.

The first stage – the MAGNOLIA CLUB – establishes rewards and com-mission that you get for the products you and the people invited to join your team buy.

The second stage – the ORCHID CLUB – is another phase of your adven-ture with FM GROUP. You will learn about the advantages which await you when you become one of the Sales Leaders.

In order to make the business manual more understandable for you, we will first familiarise you with some terms that are going to be used in it.

DISTRIBUTORThis is an adult person who buys or sells FM pro-ducts. He/she helps customers to become acqu-ainted with the detailed FM GROUP offer and to choose the ideal product. A distributor may also be an entrepreneur.

SPONSORThis is a person who helps new members join FM GROUP. The Sponsor looks after you and gu-ides you through the business and rules of the company. Choosing the right sponsor is one of the most important decisions, you can only do it ones, with no change, so it is worth to think about.

STARTER KITThe Starter Kit includes: fragrance samples, a cata-logue/-s, a marketing plan, a contract form and a DVD, which includes among others corporate and training movies and presentation of the drom Fra-grances company. The FM Catalogue and Starter Kit are the main tools of every Distributor, allowing them to present FM GROUP’s offer.

A brief INTRODUCTION Why is it worth becoming FM GROUP Distributor?

You don’t need to invest any money to set up your own business (you buy only a Starter Kit, which will be your business tool)

You can do business anywhere you want, even if you are abroad

Your orders are processed and dispatched rapi-dly by the distribution centre for the next wor-king day delivery

You will be given various marketing materials that are necessary for your work

You can take advantage of presentations, se-minars and training sessions organised by your Sponsor (the person who introduced you to the business). In this way you acquire the necessary knowledge about our products, programs, pro-motions, materials and marketing instruments and gain new business contacts

If you become an exceptional Seller and Sponsor you will automatically have access to special motivation programs so that you can further increase your earning potential

The bonus payment thresholds are clearly esta-blished in the marketing plan, and they ensure you a real and very good return for your efforts

If you become a Leader, you participate in an exceptional opportunity in the marketing sys-tem of corporate profit sharing

But remember that MLM is a business like any other – the commission depends on the turno-ver earned each month, not on the accession to FM GROUP Club

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Are you ready for new challenges? That’s great! Starting to workwith FM GROUP means that you have decided what field to workin. Your future career depends only on you!

1. Step one: Be your own first customer – save on your shopping. See details – page 11.

2. Step two: Be an expert! Sell and earn the profit. See details – page 11.

3. Step three: Be a leader! Create your own distribution network! See details – page 14.

Your road to SUCCESS

As a Distributor you can buy FM GROUP’s products at reduced prices.

As you can see, you have alre-ady achieved your first success – you have access to a supply of high-quality products at very good prices. At the same time, you are learning more and more about the FM brand.

From our experience we know that most of our Distributors have gone further than buying products for themselves. Once they realise how unique the-se products are, they decide to share this knowledge with their families, friends, acquain-tances and others.

Our products are so easy to sell that you won’t even noti-ce that you are becoming an active Distributor. It’s time to prepare for your new role...

STEP ONE: Be your own first customer!

ExampleThe product’s catalogue price: NGN 3,550.00As an FM Distributor you pay (with discount) only: NGN 2,650.00You save: NGN 900.00

If you buy six bottles of perfumes a month,you can save as much as NGN 64,800.00 in a year!

ZBYNĚK BERNARDAND DAGMAR BERNARDOVÁ (Czech Republic)Diamond OrchidWe were introduced to FM GROUP on 13 November 2004. Theprice and quality of its products fascinated us from the beginning. Strangely enough, we thought we wouldn’t be suited tothis kind of business. But, when our daughter, Alex, managed to get 17 orders on the first day of her 8th grade, we started to get involved. After our first Christmas with the company, we realised that this is a business of the millennium. FM GROUP has totally changed our lives. We have almost finished building our new house, we own nice cars, and we travel all around the world. Don’t let this opportunity slip through your fingers. If you do not take advantage of what FM has to offer, somebody else will. If you invest your time and enthusiasm into doing business with FM, money and success will come your way.

IRENA OLIVER (Great Britain)Diamond OrchidMy advice is simply to speak up. I have shared my enthusiasm about FM with total strangers over the past years whenever I have gone. This is the secret to my success. MLM is in all actuality, a simple business. Share the joy and opportunity that is FM GROUP. I am dedicated to achieving my dreams and helping others achieve their dreams.

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When you start distributing products, the sales margin will be your profit. We will explain this to you with a simple example.

However, selling products to your customers is not everything. If you are interested in other forms of earning money, read on.

In addition, you also earn on discount from the Catalogue prices.

While reading the catalogue, your customers become interested in one of the products.

When you fill out their order, you buy the product for a lower price – the so-called Distributor’s price. The difference between the catalogue price and the Distributor’s price is your

DIRECT PROFIT.

Example: LUXURY PERFUME FOR WOMEN

The product’s catalogue price: NGN 5,400.00As an FM Distributor you pay: NGN 4,200.00

YOUR PROFIT: NGN 1,200.00

You already know the products offered by FM GROUP, and you know that they combine good quality with an attractive price. It’s now time to show these products to others. It’s a perfect way to start earning money!

Step two puts you on the road to creating your own business, together with FM GROUP.

Think of friends and acquaintances who have talked passionately to you about their hobbies or interests. Remember how absorber they were! Recall their passion and enthusiasm! Think of how, wi-thout even consciously noticing, you became interested in what they were talking about. This is how you can earn from our pro-ducts – by talking about them! It’s really easy! Try it yourself!

You choose which path will lead you to success. We can help you get there by presenting the paths available:

- Think of who you can offer products to. Not just your family and friends, but people you work with, old school friends and ne-ighbours – they’re all ideal candidates for your customers.

- Keep an open mind. Every person you meet is a potential cu-stomer and possible team member.

- Keep learning about the products. You are your own best ad-vertisement and the prime source of information about our pro-duct range. By learning more about them, you become an expert.

STEP TWO: Be an expert! Sell and earn the profit!

You already know who you want to show your products to? That’s great! To do that, use our CA-TALOGUE(-S) and STARTER KIT. With these two tools you can offer your customers exactly what they need.

BERNICE EDE (Nigeria) Pearl OrchidI joined FM GROUP in March 2010. I jumped at the opportunity and signed up quickly, without delay, because of my love for per-fumes. I was so happy when the Starter kit arrived within 48 hours! I prayed and shared the joy with my husband. And this was the beginning of my business! I started selling the perfumes, as at that time FM had not launched the Make up range yet. FM GROUP brought financial freedom to me and my fa-mily! I don’t get broke like I used to, because I sell and also get commission! FM GROUP is a business, that is rooted in integrity and after all these months of working with FM GROUP, I have no doubts about it. I give God the glory for how far I have come with this business and by His grace I am now a Pearl Orchid. Thanks to FM, I managed to strike up incredible friendships! I have my best friends, co-workers and family members in my team! FM is my business! Thank you God for bringing FM GROUP to me and thank you my fellow Team Members. God bless FM GROUP!

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You have an interesting new goal, and it’s your decision if you want to go for it. Your goalis to build your own distribu-tion network.

Let’s start at the beginning: building a distribution ne-twork is nothing more than encouraging new people to do exactly what you do – sell FM GROUP products.

Up to now, you have been fo-cusing on creating a list of your potential customers. Have you considered that some of themmight be perfect candidates as Distributors? Don’t worry about losing them as custo-mers.

As their Sponsor, you will not only earn the profit from sel-ling products, but you will also gain new advantages from your new position. Decide who you will invite into your network. They can be your customers, or anyone else you feel is suitable. Its your choice!

It is up to you how many pe-ople you introduce to join your network. But, while you are building your network, you have to remember a few basic rules: Your best option is to create a sales network, whereby you can communi-cate with the people you have introduced daily.

STEP THREE: Be a leader! Create your own distribution structure (group)!

This is the way to build harmo-ny and increase profits. While you are building your sales network, think about other people that can join your di-stributors.

Create your network in a way that will allow other people to duplicate what you do. Doing this will make your business more effective and more pro-fitable.

A proper network marketing structure allows people you have invited to build their own networks. Remember, not everybody has to be a great seller; they may have orga-nisational and management skills that make them great Sponsors.

JAN MIDDELVEEN(The Netherlands)Diamond OrchidI have worked with FM GROUP since 2007. A beautiful side of this cooperation is the possi-bility to offer everyone a chance to join a fine team and develop income together.I have operated in FM GROUP with my family: my wife and two daughters. Our life has spec-tacularly changed at this time, we have met a lot of nice, friendly people, whomwe want to help to achieve their goals and full fill their dreams. FM GROUP is a people business. Therefore I would like to advise the persons who are just at the beginning and who have already operated: care for your people and always help each other! Stick together! What you give is what you get back!

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When you sponsor one person, he/she encourages another person to sell perfume pro-ducts, and then that person encourages another one, and so on. This is how you create a sales network with a linear structure. The success of every person in this network struc-ture depends on one Distributor only – in one line. This is not a good way of building your sales network. Creating your network this way means that you will never experien-ce the full opportunity that multi-level marketing offers to you.

The points you and your group accumulated in a particular month qualify you for one of the seven achievement levels.

How you build your network is very important for its ef-fectiveness. A well-built network will bring you additional profit.

Below, we present examples of network structures which were not built properly.

When you sponsor too many people personally, your sales network does not function properly and more importantly, it does not develop. It is more effective to create a network that allows other people to do what you do – to be a Spon-sor.

“STAR” network STRUCTURE – WRONG network STRUCTURE

How not to build a network STRUCTURE?

LINEAR network STRUCTURE –WRONG network STRUCTURE

When you build the sales network properly and it works effecti-vely, your profits increase. In addition to the money from selling FM GROUP’s products, you will also earn a commission for what is sold by you and the people you introduced to the sales network. In other words, from the moment you invite new members, yoursuccess depends not only on you, but on them as well. The monthly commission you will receive depends on both your turnover and your group’s turnover calculated in points each month.

EXAMPLE:Your customer orders a bottle of perfume from the Classic Collection.The catalogue price is NGN 3,550.00. You buy it for a lower price – theDistributor’s price (gross price - NGN 2,650.00). For purchasing the per-fume you receive points.The perfume’s gross price: NGN 2,650.00Your points: 26 p.

For each pointed product purchased by you or by your network member you will get points. Actual list of pointed products and se-rvices, their points and the point value you will find at www.fmgroupng.com

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50p.

Paul

50p.

Daniel

You 3%

ACHIEVEMENT LEVEL

0%ACHIEVEMENT

LEVEL

0%ACHIEVEMENT

LEVEL

ACHIEVEMENT LEVEL

50p.

Marc

0%ACHIEVEMENT

LEVEL

50PERSONAL POINTS

300GROUP’S POINTS

50p.

Sarah

0%ACHIEVEMENT

LEVEL

50p.

Christie

0%

ACHIEVEMENT LEVELS

Building your SALES NETWORK

Achievement LEVEL – Your Achievement Level is expressed as a percentage of the volume of points you and your group achieves in one month (3%, 6%, 9%, 12%, 15%, 18%, 21%) or in words (Pearl Or-chid, Amaranth Orchid, Golden Orchid, Diamond Orchid, Black Dia-mond Orchid). You will see in the chart below that the more points your group total achieves, the higher your percentage.

By selling the FM products, you qualify for one of the Achieve-ment levels.

Classification Achievement level Group volume in points

Magnolia3%6%9%

300-1199,991200-3599,993600-7199,99

Silver Magnolia 12%15%18%

7200-11999,9912000-20399,9920400-29999,99

Golden Magnolia 21% from 30000 and over

If you want to receive a commission, you have to fulfill one basic condition:in the month when you want to receive it, you have to purchase products worth at least 34.42 points (e.g. 2 bottles of 30ml perfume).

Each month, points are calculated from the beginning (you do not add up turnovers of each month).

3%300 p.

21%30000 p.

18%20400 p.15%

12000 p.12%7200 p.

9%3600 p.6%

1200 p.

To understand more cle-arly how your commission will be calculated, study the following examples.

EXAMPLE 1

In a given month you and the people you have invited buy pro-ducts for 300 points. According to our table (page 18), you havereached the first achievement level (3%). Therefore, you receive an additional commission – 3% of your turnover.

Your structure’s turnover in points in the first month 300 points Your commission:300 pkt. x 3% (your achievement level) x 40 = NGN 360.00

Thus NGN 360.00 is your additional commission based on the volume of products purchased by you and your group.

Group pointsare the points resultingfrom your and your struc-ture’s purchase.

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200p.

Paul

600p.

Anne

3%ACHIEVEMENT

LEVEL

150p.

Daniel

0%ACHIEVEMENT

LEVEL

0%ACHIEVEMENT

LEVEL

You 6%

6%

ACHIEVEMENT LEVEL

34,42PERSONAL POINTS

2834,42GROUP’S POINTS

3%ACHIEVEMENT

LEVEL

900p.

Sarah

250p.

Christie

0%ACHIEVEMENT

LEVEL

700p.

Marc

3%ACHIEVEMENT

LEVEL

To help you better understand how to calculate your commission, let’s look at another example. Suppose there are 6 people in your network and their turnover in points is as follows:

EXAMPLE 2: Model of a 6% network structure

Daniel 150 pointsPaul 200 points Christie 250 pointsAnne 600 pointsMarc 700 pointsSarah 900 points

34,42 p. x 6% x 40 = NGN 82.61

Besides commission for your personal purchase, you receive a bonus for your group’s purchase. We will analyse your group members’ achievements one by one: Daniel bought products and received 150 points. He did not reach any achievement level, so he will not receive any additional commission. The same goes for Paul (200 points) and Christie (250 points).

This means that:

Your commission for Daniel’s structure = 150 pkt. X 6% (your achievement level) X 40 = NGN 360.00

Your commission for Paul’s structure = 200 pkt. X 6% (your achievement level) X 40 = NGN 480.00

Your commission for Christie’s structure = 250 pkt. X 6% (your achievement level) X 40 = NGN 600.00

The settlement of the achievements of the rest of the group – Anne, Marc and Sarah – looks a little different. Because they reached an achievement level of 3%, they will receive a commission for products

they bought – just like you:

Anne’s group commission = 600 pkt. X 3% X 40 = NGN 720.00

Marc’s group commission = 700 pkt. X 3% X 40 = NGN 840.00

Sarah’s group commission = 900 pkt. X 3% X 40 = NGN 1,080.00

Your distributors earned an additionaltotal of as much as NGN 2,640.00!

For the same given month, let’s now calculate your commission:

For your network’s purchase you earn a total of NGN 4,162,61!

Moreover, Anne, Marc and Sarah earn, too. As you can see, you can earn money by buying FM products and services. Watch your profits grow as you reach higher achievement levels!

In addition, you bought products worth the minimum value neces-sary to get the commission – 34.42 points.

The total of points gathered by you and your group is 2,834.42. You have attained the second achieve-ment level, equalling 6%.

One more thing: three Distributors in your network (Anne, Marc and Sarah) achieved a turnover at the first achievement level (3%).

They too will receive a commission for this. Let’s look at the settlement of your group’s sales in the particu-lar month as described above.

Your achievement level is 6%. This means that you receive 6% of 34.42 points (this is the value of products you bought). For your own sales youreceive:

You = 34,42 p. X 6% X 40 = NGN 82.61

Your commission for Daniel’s structure = 150 p. X 6% (your achievement level – Daniel’s achievement level) X 40 = NGN 360.00

Your commission for Paul’s structure = 200 p. X 6% (your achievement level – Paul’s achievement level) X 40 = NGN 480.00

Your commission for Christie’s structure = 250 p. X 6% (your achievement level – Christie’s achievement level) X 40 = NGN 600.00

Your commission for Anne’s structure = 600 p. X 3% (your achievement level – Anne’s achievement level)) X 40 = NGN 720.00

Your commission for Marc’s structure = 700 p. X 3% (your achievement level – Marc’s achievement level) X 40 = NGN 840.00

Your commission for Sarah’s structure = 900 p. X 3% (your achievement level – Sarah’s achievement level) X 40 = NGN 1,080.00

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You12%

ACHIEVEMENT LEVEL

34,42PERSONAL POINTS

9934,42GROUP’S POINTS

400p.

600p.

Christie

1800p.

Daniel

Paul

800p.

Sarah

3%ACHIEVEMENT

LEVEL

3%ACHIEVEMENT

LEVEL

6%ACHIEVEMENT

LEVEL

3%ACHIEVEMENT

LEVEL

4800p.

Anna9%

ACHIEVEMENT LEVEL

1500p.

Marc

6%ACHIEVEMENT

LEVEL

12%

EXAMPLE 3: Model of a 12% network structure Suppose there are six people, directly under you, in your structure and each of them (with their groups) buys a particular amount of point-granting products or services in a given month. The points they have accumulated for buying products are as follows:

Paul 400 pointsChristie 600 pointsSarah 800 pointsMarc 1500 pointsDaniel 1800 pointsAnna 4800 points

In addition, you have bought products worth the minimum value necessary to receive the commission – 34.42 points.

The total number of points accumulated by you and your group is 9,934.42. This places you at the fourth achievement le-vel which is 12%.

See how dynamic your group is: all the Distributors in it achieved a certain achievement level as well.

The most efficient Distributor was Anne. She has collected 4,800 points, which puts her at the third, achievement level of 9%. You can be really proud of her!

Let’s look at the settlement of your gro-up’s sales in this particular month. Your achievement level is 12%.

This means that you receive 12% of 34.42 points (this is the value of products you bought). For your own purchase you re-ceive:

34,42 p. x 12% x 40 = NGN 165.22

Besides the commission for your own purchase, you also receive a commission for the purchase of your group, in which everybody has also reached an achievement level themselves:

Paul 3%Christie 3%Sarah 3%Marc 6%Daniel 6%Anne 9%

Your distributors earned an extra NGN 27,360.00!

Now, for the same month, let’s calculate yourcommission:

The members of your structure and people sponsored by them are entitled to a commission as well:

You = 34,42 p. X 12% X 40 = NGN 165.22

Your commission for Paul’s structure = 400 p. X 9% (your achievement level – Paul’s achievement level) X 40 = NGN 1,440.00

Your commission for Christie’s structure = 600 p. X 9% (your achievement level – Christie’s achievement level) X 40 = NGN 2,160.00

Your commission for Sarah’s structure = 800 p. X 9% (your achievement level – Sarah’s achievement level) X 40 = NGN 2,880.00

Your commission for Marc’s structure = 1500 p. X 6% (your achievement level – Marc’s achievement level) X 40 = NGN 3,600.00

Your commission for Daniel’s structure = 1800 p. X 6% (your achievement level – Daniel’s achievement level) X 40 = NGN 4,320.00

Your commission for Anne’s structure = 4800 p. X 3% (your achievement level – Anne’s achievement level) X 40= NGN 5,760.00

In total – as a result of your own purchase and those of your group – you earned NGN 20,325.22!

In total – as a result of your own sales and those of your group – you earned NGN 20,325.22! In addition, people from your group received a commission of NGN 27,360.00!

Paul’s group commission = 400 p. X 3% X 40 = NGN 480.00

Christie’s group commission = 600 p. X 3% X 40 = NGN 720.00

Sarah’s group commission = 800 p. X 3% X 40 = NGN 960.00

Marc’s group commission = 1500 p. X 6% X 40 = NGN 3,600.00

Daniel’s group commission = 1800 p. X 6% X 40 = NGN 4,320.00

Anne’s group commission = 4800 p. X 9% X 40 = NGN 17,280.00

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2800p.

9600p.

Christie

Paul

6%ACHIEVEMENT

LEVEL

ACHIEVEMENT LEVEL

12%ACHIEVEMENT

LEVEL

You21%ACHIEVEMENT

LEVEL

34,42PERSONAL POINTS

43134,42GROUP’S POINTS

17000p.

Marc

15%ACHIEVEMENT

LEVEL

5500p.

Anne9%

ACHIEVEMENT LEVEL

6200p.

Daniel

9%

2000p.

Sarah

6%ACHIEVEMENT

LEVEL

21%

EXAMPLE 4: Model construction of a 21% network structure Suppose you are a Sponsor of a well-functioning distribution gro-up with a turnover of as much as 43,134.42 points. The members of your group have earned the following points for buying pro-ducts:

Sarah 2000 pointsPaul 2800 pointsAnne 5500 pointsDaniel 6200 pointsChristie 9600 pointsMarc 17000 points

In addition, you have bo-ught products worth the minimum value necessary to receive the commission of 34.42 points.

The 43,134.42 points you and your group have ac-cumulated put you at the seventh, achievement level of 21%! An impressive tur-nover like this will directly affect the amount of the commission to both you andyour group.

Your achievement level is 21%. This means that you receive 21% of 34.42 points (this is the value of productsyou bought).

34,42 p. x 21% x 40 = NGN 289.13

Besides the commission for your own purchase, you also receive a commission for the purchase made by your excellent group, in which each person has reached their own achievement level:

Sarah 6%Paul 6%Anne 9%Daniel 9%Christie 12%Marc 15%

As all the members of your group reached achieve-ment levels, they and people they sponsored are all entitled to a commission as well:

Sarah’s group commission = 2000 p. X 6% X 40 = NGN 4,800.00

Paul’s group commission = 2800 p. X 6% X 40 = NGN 6,720.00

Anne’s group commission = 5500 p. X 9% X 40 = NGN 19,800.00

Daniel’s group commission = 6200 p. X 9% X 40 = NGN 22,320.00

Christie’s group commission = 9600 p. X 12% X 40 = NGN 46,080.00

Marc’s group commission = 17000 p. X 15% X 40 = NGN 102,000.00

You = 34,42 p. X 21% X 40 = NGN 289.13

Your commission for Sarah’s structure = 2000 p. X 15% (your achievement level – Sarah’s achievement level) X 40 = NGN 12,000.00

Your commission for Paul’s structure = 2800 p. X 15% (your achievement level – Paul’s achievement level) X 40 = NGN 16,800.00

Your commission for Anne’s structure = 5500 p. X 12% (your achievement level – Anne’s achievement level) X 40 = NGN 26,400.00

Your commission for Daniel’s structure = 6200 p. X 12% ((your achievement level – Daniel’s achievement level) X 40 = NGN 29,760.00

Your commission for Christie’s structure = 9600 p. X 9% (your achievement level – Christie’s achievement level) X 40 = NGN 34,560.00

Your commission for Marc’s structure = 17000 p. X 6% (your achievement level – Marc’s achievement level) X 40 = NGN 40,800.00

Your distributors earned additionally a total of as much as NGN 201,720.00!

Let’s calculate now your commission in the given month:

In total, due to your purchase and of your group, you earned NGN 160,609.13!

And that’s not all! The purchase generated a profit for all the other members of your group as well – altogether they earned NGN 201,720.00.

For your own purchase you receive:

26 27

The Orchid Club is a prestigious, international association of Leaders, who are ranked at the highest achievement levels in FM GROUP’s hierarchy. We invite all distributors who are excellent Sales Leaders or Sponsors to the Orchid Club membership.

We have prepared numerous privileges and extra financial rewards for the Le-aders, including an additional commission from the second stage of the mar-keting plan. In this program as much as 9% of FM GROUP worldwide turnover calculated in points is shared between all the members of the Orchid Club.

The honour is linked not only to financial profits, but also to other privileges, including prestigious positions and attractive events. The members of the Club participate in Leaders’ Councils at FM GROUP branches worldwide. The Leaders’ Council is a valuable consultation and influences the company’s stra-tegy and development.

All Orchid Group members meet regularly and not only for professional acti-vities. FM GROUP organises additional gatherings, including balls, parties and trainings, where they can share their opinions and experiences and discuss their successes. In the Orchid Club you can have various honorary titles: Pearl, Amaranth, Golden, Diamond and the most prestigious Black Diamond Orchid.

The Exclusive Orchid Club

THE ORCHID CLUB

28 29

Entry criteria of the Orchid ClubThe following diagrams of structures are exemplary and illustrate the minimum eligibility criteria for a Distributor to a certain achievement level.

or

minimum

20 000points

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

1 000 000points

21%

minimum

1 000 000points

in EACH

I „ARM” II „ARM”

You receive the Pearl Orchid title if you directly spon-sor at least one group with an achievement level of 21%, while the rest of your structure (so-called side, including your personal points) has at least 20,000 points of turnover. Alternatively, you can also receivethe title if you sponsor directly two groups (in diffe-rent arms) that have an achievement level of 21% each.

You receive the Diamond Orchid title if you spon-sor at least five groups in five different arms that have each reached any Orchid level.

You receive the Amaranth Orchid title if you direc-tly sponsor at least three groups (3 different arms) with an achievement level of at least 21% each.

You receive the Golden Orchid title if you sponsor at least three groups in three different arms that have each reached any Orchid level.

PEARL ORCHID

AMARANTH ORCHID

GOLDEN ORCHID

DIAMOND ORCHID

Black Diamond Orchid is the most prestigious title in the Orchid Club. You receive this title when there is a Diamond Orchid in 10 groups in ten different arms that you sponsored, and each arm has at least one million points monthly turnover.

BLACK DIAMOND ORCHID

30 31

Amount of COMMISSION

In any given accounting month, 9% of the FM GROUP worldwide turnover in points is allocated for sharing between all the mem-bers of the Orchid Club. The amount of the commission you get as a member of the Club depends on the level you achieve in a given month. The money for Leaders is divided as follows:

The BLACK DIAMOND ORCHID title: 0.5% of FM GROUP World’s points turnoverThe DIAMOND ORCHID title: 1.5% of FM GROUP World’s points turnoverThe GOLDEN ORCHID title: 1.5% of FM GROUP World’s points turnoverThe AMARANTH ORCHID title: 1.5% of FM GROUP World’s points turnoverThe PEARL ORCHID title: 4% of FM GROUP World’s points turnover.

People who have achieved the Black Diamond Orchid title will share 0.5% of FM GROUP worldwide points turnover. Members who have achieved the Diamond Orchid, Golden Orchid and Amaranth Orchid titles all share 1.5% of FM GROUP worldwide points turnover. Distributors who have achieved the Pearl Or-chids title will share 4% of the FM GROUP World’s points turnover. The money is divided between all the members at the particular level in proportion to their points turnover. The money for the particular level is paid on the condition that at least one person achieves it.

There’s another privilege and advantage for members of the Club:the accumulation of commission of particular levels. For instan-ce, the Black Diamond Orchid receives, as a commission, a sum of commission of all the Orchid levels – that is: Pearl, Amaranth, Golden, Diamond and the current Black Diamond title.

Our computer system will calculate your commission for purcha-se in the structure you have created. As a distributor, you will re-ceive a login and a password for our Internet site, where you will have access to your current tree and statements.

Accounting month

An accounting month is a calen-dar month. In every accounting month you and your group have to accumulate the number of po-ints required for a particular level.

Accumulated POINTS

To better understand how your commission is calculated, youneed to familiarise yourself with the terms that will be used laterin the plan.

Personal group’s pointsThese are the Distributor’s group’s points minus the group points of the Orchid subordinate to the Distributor (located closest to you) in a given arm. If there is no Orchid, you use all the points in your calcula-tions. Each arm is calculated separately.

Conventional pointsThese are the points granted for your Group’s Distributors who have reached an achievement level of at least Pearl Orchid or for a specific num-ber of groups at minimum 21% achievement level.

Accumulated points are the sum of: Distributor’s personal group points, conventional points, group points below 21% level

MAGYARI CSABA (Romania)Golden OrchidI needed 10 years of work in various compa-nies operating in the MLM industry to even-tually come into contact with FM GROUP, whose clear rules of the MLM system, as well as interesting product offer gave me faith in the possibility of achieving success in this field.Cooperation with FM GROUP gives me a chance to earn while enjoying the work I do. Every day, the fact that my method of work was approved and copied by many leaders makes me stronger. I am also glad, that every day there are new talented people, whose perseverance and faith in the success contribute to the ongoing development of FM GROUP.In my work I am guided by the principle, that a deep belief in the strength of the product range and a positive attitude to work gu-arantee success in the MLM industry.

ANDRZEJ WYSZYŃSKI(Poland) Diamond OrchidKnow the products you offer, show them to other people, and be able to talk to them. This was my key to success in FM GROUP. When I started to work with the company, hardly anyone had heard about the FM brand. Now, thanks to the commitment of so many people, FM products are recognised and valued even inremote regions of the world. FM GROUP’s suc-cess is mine, too

STANISŁAWA PIECIUŁKO (Poland) Diamond OrchidWhen I first started working with FM GROUP, I set very ambitious goals for myself. Now I can say proudly that I have achieved great success and have contributed towards the structuring and development of FM GROUP. My formula for being successful within FM GROUP is to love what you are doing and have great coworkers in your working team. I have great respect for the people who I have introduced to do this job. I am always on hand to give advice and I continually show my appreciation for their efforts towards making FM GROUP a success. I am proud to say that my collaboration with FM GROUP has always been very good and has brought great profit to both parties. If you are still debating whether or not to join, I urge you to start working with me and FM GROUP.

32 33

Personal Distributor’s group’s points =

Pearl – Amaranth

21%

21%

A

B

I „ARM”

II „ARM”

III „ARM”

The Distributor’s personal group’s points

EXAMPLEYou have built a structure in which one of the downlines (one arm) is extremely efficient. Two of your structure’s members have achieved the levels of Pearl and Amaranth Orchid respecti-vely. To calculate your commission correctly, you have to count the Distributor’s personal group’s points.

Your direct subordinate has achieved Pearl Orchid status. The Distributor’s personal group’s points are the points collected by the Pearl Orchid, decreased by the points collected by the Ama-ranth Orchid below it.

The DOWNLINE ruleAnother important rule that will help you calculate your sales commission correctly is the downline rule.

In the middle downline you have two people who have achieved Diamond Orchid status. According to the downline rule, the points value for your calculation are the conventional points earned by the highest, which is Diamond Orchid, who is located the closest to you in the network, so you get points for the Diamond Orchid A.

EXAMPLE You have created the following structure: ie.

The downline rule If there are several Orchid members on different levels in one downline (one arm), the points value needed for your calcu-lation are the conventional points for the highest-Orchid level located closest to you.

DOMINGO L. GARCIA(Philippines)Pearl OrchidI have been working in the direct sales industry for over 17 years and I have witnessed the successes of many great Leaders. On this basis, I conclude that to achieve financial indepen-dence, the most important things are time, hard work and faith. The key to success in life is to open up and help other people in fulfilling their dreams and goals. Building a network in FM GROUP is very fast due to the high quality of products; you do not have to talk a lot, just use the perfumes and let them speak for themse-lves. When it comes to Marketing Plan, I think it is great and dynamic: “the more you give, the more you get back” and “the more you share, the more blessings you get back”. It works! It really works! God has always been magnificent. I believe and pray for FM GROUP to be the sour-ce of blessings, not only in the Philippines, but worldwide.

DARIUSZ RESPONDEK(Poland)Golden OrchidMy adventure with FM GROUP started at the end of 2004. After 25 years I have spent in Ger-many I decided to come back to Poland and try to work in traditional business. I heard about FM GROUP by accident. I thought It was a per-fect way to offer new products to customers I already had. I didn’t know a lot about Network Marketing at the beginning. I put a lot of effort into this business. Now I know it was a great decision. I work with fantastic people I would like to thank. Special thanks to 3 leaders in my group: Natalia Rynska, Slawomir Knapik and Krzysztof Rebisz. I wish good luck to all my downline and I know that you are going to the right direction reaching your goals and dreams. I thank FM GROUP for a fantastic se-rvice and management. I am proud I can be on FM board and create a huge success. Setting up your goal is a half of success and success is 90 % of your effort being continued.

34 35

135 000Points

3

122 000Points

1

52 000Points

20 000Points

2

How to calculate points value for the PEARL ORCHID level You receive the Pearl Orchid title if you sponsor directly at least one group with an achie-vement level of 21%, while the rest of your structure has at least 20,000 points of turnover (so-called side, including your personal points). There’s also another possibility: you spon-sor directly two groups (in two different arms), that have an achievement level of minimum 21% each.

How to calculate the points value for the PEARL ORCHID level for the example illustrated on p. 35.

For each arm in which someone reached at least Pearl Orchid level, you receive 30,000 CO-NVENTIONAL POINTS for calculation.

The group points of all the directly-sponsored groups below the achievement level of 21% and your personal points are included in your calculation.

The Distributor’s personal group’s points from all the directly-sponsored groups which have reached an achievement level of 21% (and are not Orchids at the same time), are included in the calculation (see the definition of the Distributor’s personal group’s points).

Remember, 4% of FM GROUP’s worldwide points turnover is allocated for sharing between all the Distributors who are at the Pearl Orchid level in the given month.

Your accumulated points are 63 000.

To work out the amount of your commission, we will now calculate your percentage share.

** Remember, additionally you get commission from the first Marketing Plan.

Calculation:(1) 30 000 (Pearl A)(2) 20 000 (12%, 3%, 15%)(3) 135 000 – 122 000 = 13 000 (21% - Pearl A)

Accumulated points = (1) + (2) + (3) = 30 000 + 20 000 + 13 000 = 63 000

Your accumulated points:

The total accumulated points of all the Pearl Orchids:

x 100 = Y%**Y% - your share

4% x the company’s worldwide turnover x Y% x 40 = your net commission from the Pearl Orchid level**

1

2

3

NATALIA RYŃSKA(Poland)Diamond OrchidThe size of MLM business is measured not only with the size of turnover and the num-ber of persons in the structure, but above all, the number of Leaders. I was lucky be-cause my structure is rich in positive people, very committed and imaginative, achieving the highest levels in the company. The big-gest task of a Leader is to extract best out of someone, awaken dreams, enthusiasm, show passion for life. Then you just need to define objectives, remember about tra-inings and systematic work. The prize is not only the improvement of the quality of life, but first of all, your own inner metamorpho-sis. My motto is: Leadership is measured not by the number of people that admire you, but the number of people that have chan-ged their lives for the better because of you.

MARCELLA BISANTI AND ALDO PARISI (Italy) Diamond OrchidsWe heard about FM GROUP for the first time a few years ago. The whole family is engaged in the business, together with our son. Initially we did not appreciate the opportunities offe-red to us, but we changed minds very quickly. Why? Even because the products proposed by FM GROUP are products for everyday use of undeniable quality. These features guarantee high sales, as well as steady and stable growth of income. What is also interesting is the cho-sen product distribution system, the so-called MLM, which enables you to create your own network of Distributors who, by working on their own account, generate turnover, on the basis of which you can get really high com-missions. This activity, with a bit of intuition, will bring you a quick profit from direct sales and a passive income thanks to the structure created by you.

36 37

61 000 Points

100 000 Points

150 000 Points

30 000 Points

51 000 Points

5a

5b

1 24b

4a

How to calculate points value for the AMARANTH ORCHID levelThe honour of Amaranth Orchid is granted to those who sponsor directly at least three groups with an achievement level of minimum 21% each.

How to calculate the points value for the AMARANTH ORCHID level for the example illustrated on p. 37.

For each arm in which someone reached the Pearl Orchid level (and is not Amaranth, Golden, Diamond or Black Diamond Orchid at the same time), you receive 60,000 CONVENTIONAL POINTS for calculation (see the downline rule).

For each arm, in which someone reached the Amaranth, Golden, Diamond or Black Diamond Orchid level, you receive 90,000 CONVENTIONAL POINTS for calculation (see the downline rule).

For each five (or multiples of five) directly-sponsored groups at an achievement level of 21% or more, you receive 60,000 CONVENTIONAL POINTS for calculation or for each seven (or multiples of seven) directly-sponsored groups with an achievement level of 21% or more, you receive 90,000 CONVENTIO-NAL POINTS for calculation.

All the personal group’s points (see definition personal group’s points) from all the Pearl Or-chids (which are not Amaranth, Golden, Diamond or Black Diamond Orchid at the same time) are included in the calculation. There cannot be any higher Orchid before Pearl Orchid.

All the personal group’s points (see definition personal group’s points) from all the directly-sponsored groups with an achievement level of 21% (which are not Orchids at the same time) are included in the calculation.

Calculation:(1) 60 000 (Pearl B)(2) 90 000 (Amaranth)(3) 0 (is not present in the example)(4) (4a) 150 000 – 100 000 = 50 000 (Pearl A - Amaranth) (4b) 51 000 (Pearl B) (4a) + (4b) = 50 000 + 51 000 = 101 000(5) (5a) 30 000 (21% A) (5b) 61 000 – 51 000 = 10 000 (21% B - Pearl B) (5a + 5b) = 30 000 + 10 000 = 40 000Accumulated points = 60 000 + 90 000 + 101 000 + 40 000 = 291 000

Remember, 1.5% of FM GROUP’s worldwide points turnover is allocated for sharing between all Distributors who are at the Amaranth Orchid level in the given month.

To work out the amount of your bonus payment we will now calculate your percentage share.

Your accumulated points:

The total accumulated points of all the Amaranth Orchids:

x 100 = Y%**Y% - your share

1,5% x the company’s worldwide turnover x Y% x 40 = your net commission from the Amaranth Orchid level**

1

2

3

4

5

** Remember, additionally you get commission from the first Marketing Plan and the Pearl Orchid level.

MORFENIA PASHALIDOU AND TASOS MPAPAGIANNAKIS (Greece) Golden OrchidsOur partnership with FM GROUP started in April 2008. Despite initial doubts about the real possibilities of achieving success in business that was little known in the Greek market, we started to build our structures on the basis of beliefs in high-quality products and unique mar-keting plan.Our three-year fruitful cooperation is ba-sed on the following principles: honesty and trust, regular success-oriented tra-inings, systematic collaboration in order to achieve personal success.Our partnership with FM GROUP has hel-ped us make our dreams come true. We realized that money is not everything, the sense of independence and satisfac-tion of taking steps forward are much more important. We managed to climb to the top with the support, excellent organization, cooperation with the FM GROUP branch in Greece. We would like to thank everyone who helped us build our happiness and wish good luck and fulfillment of dreams to all those who have just started.

38 39

30 000Points

4b

30 000Points

4c

30 000Points

4d

4e

120 000Points

130 000Points

230 000Points

50 000Points

30 000Points

50 000Points

120 000Points

50 000Points

50 000Points

30 000Points 30 000

Points

50 000 punktów

4a

4

4a

4b

4c

4d

4e

615a4f

25b4g

34h

30 000Points

How to calculate points value for the GOLDEN ORCHID levelYou achieve the title of the Golden Orchid by sponsoring at least three groups that have reached any Orchid level.

The following example shows you how to calculate the points value for the GOLDEN ORCHID level.

For each arm in which someone reached the Pearl Orchid level (and is not Amaranth, Golden, Diamond and Black Diamond Orchid at the same time), you receive 60,000 CONVENTIONAL POINTS for calcula-tion (see the downline rule).

For each arm, in which someone reached the Amaranth Orchid level (and is neither Golden, Diamond and Black Diamond Orchid at the same time), you receive 90,000 CONVENTIONAL POINTS for calcula-tion (see the downline rule).

For each arm, in which someone reached the Golden, Diamond or Black Diamond Orchid level, you receive 120,000 CONVENTIONAL POINTS for calculation (see the downline rule).

For every five (or multiples of five) directly-sponsored groups at an achievement level of 21% or more, you receive 60,000 CONVENTIONAL POINTS for calculation or for every seven (or multiples of seven)directly-sponsored groups with an achievement level of 21% or more you receive 120,000 CONVENTIO-NAL POINTS for calculation.

All the personal group’s points (see definition personal group’s points) from all the Pearl and Ama-ranth Orchids (who are neither Golden, Diamond and Black Diamond Orchid at the same time) are included in the calculation.

All the personal group’s points (see definition personal group’s points) from all the directly-sponsored groups with an achievement level of 21% (which are not Orchids at the same time) are included in the calculation. There cannot be any higher Orchid before the Orchid.

Calculation:(1) 60 000 (Pearl A)(2) 90 000 (Amaranth A)(3) 120 000 (Golden A)(4) 120 000 = (4a + 4b + 4c + 4d + 4e + 4f + 4g + 4h)(5) (5a) 120 000 – 50 000 = 70 000 (Pearl A - Pearl B) (5b) 130 000 – 50 000 = 80 000 (Amaranth A - Pearl C) (5a) + (5b) = 70 000 + 80 000 = 150 000(6) 5 x 21% (30 000) = 150 000Accumulated points = (1) + (2) + (3) + (4) + (5) + (6) == 60 000 + 90 000 + 120 000 + 120 000 + 150 000 + 150 000 = 690 000

Remember, 1.5% of FM GROUP’s worldwide points turnover is allocated forsharing between all Di-stributors who are at the Golden Orchid level in the given month

To work out the amount of your commission we will now calculate your percentage share.

Your accumulated points:

The total accumulated points of all the Golden Orchids:

x 100 = Y%**Y% - your share

1,5% x the company’s worldwide turnover x Y% x 40 = your net commission from the Golden Orchid level**

1

2

3

4

5

6

** Remember, additionally you get commission from the first Marketing Plan and the Pearl and Amaranth Orchid levels.

WACŁAW PIECIUŁKO(Poland)Diamond OrchidBefore I began to work with FM GROUP in 2004, I had had several years of experience in MLM, but I hardly expected that by joining this company, I’d become a consultant in the most dynamic company in MLM’s world history. According to the rules of Network Marketing: I can only be successful by hel-ping others become successful. I am focused on helping my business partners who have dreams and goals and who want to achieve Golden Magnolia or Diamond Orchid titles. I know everything is possible! Achieving your goal is something wonderful, but you need a goal to try to achieve it. Only then can you say you are free to choose – every day.

40 41

130 000Points

21%

21%

30 000Points

30 000Points

60 000Points

50 000Points

50 000Points

50 000Points

50 000Points

50 000punktów

50 000Points

50 000Points

50 000Points

140 000Points

30 000Points

30 000Points

120 000Points

70 000Points

1 5a 6a

2 5b 6c 7 5c

260 000Points

3 5d 6d

62 000Points

1 6b

260 000Points

4 5e

How to calculate points value for the DIAMOND and the BLACK DIAMOND ORCHID level*The Diamond Orchid title is reserved for those members of the Club who have sponsored at least five groups of any Orchid level.

The following example shows you how to calculate the points value for the DIAMOND ORCHID level.

For each arm, in which someone reached the Pearl Orchid level (and is not Amaranth, Golden, Diamond and Black Diamond Orchid at the same time), you receive 60,000 CONVENTIONAL POINTS for calcula-tion (see the downline rule).

For each arm, in which someone reached the Amaranth Orchid level (and is not Golden, Diamond and Black Diamond Orchid at the same time), you receive 90,000 CONVENTIONAL POINTS for calculation (see the downline rule).

For each arm, in which someone reached the Golden Orchid level (and is not a Diamond or Black Diamond Orchid at the same time), you receive 120,000 CONVENTIONAL POINTS for calculation (see the down-line rule).

For each arm, in which someone reached the Diamond or Black Diamond Orchid level, you receive 150,000 CONVENTIONAL POINTS for calculation (see the downline rule).

For each five (or multiples of five) directly-sponsored groups with an achievements level of 21% or more, you receive 60,000 CONVENTIONAL POINTS for calculation or for every seven (or multiples of seven) directly-sponsored groups with an achievement level of 21% or more, you receive 120,000 CO-NVENTIONAL POINTS for calculation.

AAll the personal group’s points (see definition personal group’s points) from all the Pearl, Amaranth and Golden Orchids (which are not Diamond and Black Diamond Orchid at the same time) are included in the calculation. There cannot be any higher Orchid before the Orchid. If there is no dowline rule, all the group points of the Orchid are included to the calculation..

All the personal group’s points (see definition personal group’s points) from all the directly-sponsored groups with an achievement level of 21% (which are not Orchids at the same time) are included in the calculation.

Calculation:(1) 60 000 + 60 000 = 120 000 (Pearl A + Pearl B)(2) 90 000 (Amaranth A)(3) 120 000 (Golden)(4) 150 000 (Diamond A)(5) 60 000 = (5a +5b + 5c + 5d + 5e) (6) (6a) 120 000 – 50 000 = 70 000 (Pearl A - Pearl C) (6b) 62 000 (Perła B) (6c) 130 000 – 50 000 = 80 000 (Amaranth A - Pearl D) (6d) 260 000 – (140 000 + 60 000 + 50 000) = 10 000 (Golden - (Amaranth B + Pearl E + Pearl F)) (6a) + (6b) + (6c) + (6d) = 70 000 + 62 000 + 80 000 + 10 000 = 222 000(7) 70 000 – 62 000 = 8 000 (21% - Pearl B)Accumulated points: = (1) + (2) + (3) + (4) + (5) + (6) + (7) = 770 000

Remember, 1.5% of FM GROUP’s worldwide points turnover is allocated for sharing between all Distributors who are at the Diamond Orchid level in the given month.

To work out the amount of your commission we will now calculate your percentage share.

Your accumulated points:

The total accumulated points of all the Diamond Orchids:

x 100 = Y%**Y% - your share

1

2

3

4

5

6

7

*You receive the Black Diamond Orchid title if you have sponsored at least 10 groups (in sepa-rate arms) with a Diamond Orchid and a monthly turnover of at least one million points each.

Calculation of the points value for the Black Diamond Orchid level is the same as for Diamond Orchid except for point 6 and the additional point 8:6. All the personal group’s points (see definition personal group’s points) from all the Pearl, Amaranth, Golden and Diamond Orchids (which are not Black Diamond Orchids at the same time) are included in the calculation.8. For each arm, in which someone reached the Black Diamond Orchid level, you receive 200,000 CONVENTIONAL POINTS for the calculation.

All members of the Orchid Club who in a given month qualify for the Black Diamond Orchid will share 0.5% of the FM GROUP worldwide points turnover.

1,5% x the company’s worldwide turnover x Y% x 40 = your net commission from the Diamond Orchid level

** Remember, additionally you get commission from the first Marketing Plan and the Pearl, Amaranth and Diamond Orchid levels.

42 43

YOU 2

21 %YOU 1

15 %

12 %

18 %

6 %

TY 1PERŁA

PEARL

YOU 1

YOU 2

12%

6%

15%

21%

TY 1PERŁA

AMARANTH

YOU 1

YOU 2

21%

21%

21%

GOLDEN

YOU 1

YOU 3

YOU 2

YOU 4

YOU 3

YOU 2

DIAMOND

YOU 1

YOU 5

YOU 6

DODATKOWE NUMERYAll members who achieve Golden Magnolia level (21%) and all Orchid levels will have a right to work on additional ID numbers (on their own behalf and account). Additional ID numbers can be “connected” with the structure in any place indicated by the Distributor (within his/her structure). All members who achieve Golden Magnolia, Pearl Orchid and Amaranth Orchid level will have a right to one additional ID number. Golden Orchid will receive 2 additional ID numbers and Dia-mond Orchid as much as 5 additional ID numbers.

Distributor on 21% level (You 1) has a right to sponsor himself/herself on another ID number. New ID number (You 2) can be “connected” in any place indicated by the Leader.

Distributor achieving Pearl Orchid level (You 1) has a right to sponsor himself/herself on another ID number on his/her name (You 2). New ID number can be “connected” in any place indicated by the Leader.

Distributor achieving Golden Orchid level (You 1) has a right to sponsor himself/her-self on another two ID numbers (You 2 and You 3). New ID numbers can be “connec-ted” in any place indicated by the Leader. From now on the Golden Orchid may work on 3 ID numbers (You 1, You 2 and you 3).

Distributor achieving Diamond Orchid le-vel (You 1) has a right to sponsor himself/herself on another 5 ID numbers (You 2, You 3, You 4, You 5, You 6). New ID numbers can be “connected” in any place indicated by the Leader. From now on the Diamond Orchid may work on 6 ID numbers (You 1, You 2, You 3, You 4, You 5 and You 6).

Distributor achieving Amaranth Orchid level (You 1) has a right to sponsor him-self/herself on another ID number on his/her name (You 2). New ID number can be “connected” in any place indicated by the Leader.

ADDITIONAL ID NUMBERS

OTHER EXAMPLESA Leader who is a Pearl Orchid and acts on 2 different numbers (You 1, You 2), at a time when he becomes Amaranth Orchid, has the right to start activity on the next number in the FM GROUP Distributor database (You 3). The new number can be „connected” in any place indicated by the Leader.

A Pearl Orchid, who acts on 2 different numbers (You 1, You 2), by obtaining the title of the Golden Orchid (without the Amaranth Orchid) gets the right to start activity on as much as 3 next numbers (You 3, You 4, You 5). The new numbers can be „connected” in any place indicated by the Leader.

A Pearl Orchid (You 1) acting on 2 different numbers (You 1, You 2), who received the title of Amaranth Orchid, as the „connected” by him/her before the new side number (You 2) generated a 21% efficiency level, is enti-tled to the next number (You 3), which can be „connected” in any place indicated by the Leader. By contrast, the side number (You 2) does not receive an additional number.

Note that the additional number is assigned to the same country as the main number (You 1).

44© FM GROUP World Andrzej Trawiński Sp. K.,

ul. Żmigrodzka 247, 51-129 Wrocław, NIP: 895-187-00-93, KRS: 0000268185, District Court for Wrocław-Fabryczna in Wrocław, VI Business Division of National Court Register

FM GROUP NigeriaPlot 200 Rumuogba EstateOff Aba RoadPort HarcourtNigeria

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JANUARY 2012

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