LOAN AGAINST PROPERTY / HOME LOAN Application Form The term “RBL Bank” or “the Bank” shall mean RBL Bank Limited Loan Details Existing RBL Bank Customer Yes No Customer ID Loan Amount v Location Product End Use Business LAP Term Loan Dropline Overdraft against Property Home Loan Easy Home Loan CUSTOMER TYPE Individual Non-Individual Education Marriage Asset Acquisition Debt Consolidation Agriculture Rate of interest Tenure (In months) % Please Specify Others ( ) page 1 Application Date D D MM Y E A R INDIVIDUAL APPLICANT DETAILS F I R S T M I D D L E Please Specify Others ( ) Title Mr. Ms. Mrs. Dr. Full Name (As per KYC) Maiden Name (if any) Father/Spouse Name Mother Name Date of Birth Gender Religion Category L A S T D D MM Y E A R Male Hindu SC Female Muslim ST Please Specify Others ( ) Marital Status Married Unmarried Third Gender / Trans Gender OBC Christian Please Specify Others ( ) General Sikh No. of Dependants Zoroastrian Please Specify Others ( ) Annual income v Jain PROOF OF IDENTITY (PoI) & PROOF OF ADDRESS (PoA) (Certified copy of any one of the following PoI/PoA needs to be submitted) Proof of Identity (PoI) [________] Proof of Address (PoA) [________] (Given for Current Address / Permanent Address ) A-Passport Number B-Voter ID Card D-Driving Licence E-UID (Aadhaar) Z-Others (Any document notified by the central government) Passport Expiry Date C-PAN Number Driving Licence Expiry Date F-NREGA Job Card PoI Identification Number PoA Identification Number (Mandatory) D D MM Y E A R D D MM Y E A R Clarification / Guidelines on filling 'Proof of Identity [PoI]': 1. If driving license number or passport is provided as proof of identity then expiry date is to be mandatorily furnished. 2. Mention identification / reference number if 'Z- Others (any document notified by the central government)' is ticked. NON INDIVIDUAL APPLICANT DETAILS (if applicable) Name of Entity Date of incorporation GST No. Udyog Aadhar Number No. of years in business (Mandatory) PAN/GIR No. D D MM Y Y Y Y 1. Whether the applicant is ZED rated ( Yes / No) 2. If yes, the gradation obtained by the applicant unit (Tick appropriate one) Bronze Silver Gold Diamond Platinum ZED Gradation Self Employed Professional Type Occupation Type OTHER DETAILS Educational Qualification Source of Income (Primary) If Salaried, Employed with Industry Type Type of Company (Self employed) (other then Salaried) Undergraduate S-Service / Salaried ( O-Others B-Business Salary Private Sector X-Not Categorised Professional Graduate Post Graduate Professional Public Sector Self Employed Government Sector ) Retired Housewife Student ) Please Specify Others ( ) Please Specify Others ( ) Business Income Investment Income Agriculture Partnership Multi National Please Specify Others ( ) Private Ltd. Proprietorship Public Ltd. Public Sector Government Doctor Please Specify Others ( ) CA/CS Lawyer Architect Engineer Consultant Agriculturist Manufacturing Service Construction NBFC Non Profit Organization Micro Enterprises Trading Government Please Specify Others ( ) Please Specify Others ( ) Partnership Private Ltd. Proprietorship Public Ltd. Public Sector RESIDENTIAL ADDRESS DETAILS Preferred Mailing Address Years / Months at Current Address Years in City Y Y MM LAP/Retail Assets/Ver 2.4/Aug/2019 Address Line 1 Address Line 2 City State Residential Contact Details Country Code Email ID Type of Residence District Pin Code Country STD Code Phone No. Mobile Self Owned Rented Company Accomodation Parental (Please fill the form in BLOCK LETTERS only. This is a machine readable form and will pass through a scanner) Paste Photo here and sign across it such that your Signature is on the Photo as well as on the form Office Contact Details OFFICE ADDRESS Preferred Mailing Address No. of years in Present Organization Total work experience Years Designation Firm-Company Name District Address Line 1 Address Line 2 City State Pin Code Country Email ID (Official) Country Code STD Code Phone No. Extension Mobile
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LOAN AGAINST PROPERTY / HOME LOANApplication Form
The term “RBL Bank” or “the Bank” shall mean RBL Bank Limited
Loan Details Existing RBL Bank Customer Yes No Customer ID
Loan Amount vLocation
Product
End Use Business
LAP Term Loan Dropline Overdraft against Property Home Loan Easy Home Loan
CUSTOMER TYPE Individual Non-Individual
Education Marriage Asset Acquisition Debt Consolidation
Agriculture
Rate of interest Tenure (In months)%
Please SpecifyOthers ( )
page 1
Application Date D D M M Y E A R
INDIVIDUAL APPLICANT DETAILS
F I R S T M I D D L E
Please SpecifyOthers ( )Title Mr. Ms. Mrs. Dr.
Full Name(As per KYC)
Maiden Name (if any)
Father/Spouse Name
Mother Name
Date of Birth
Gender
Religion
Category
L A S T
D D M M Y E A R
Male
Hindu
SC
Female
Muslim
ST
Please SpecifyOthers ( )Marital Status Married Unmarried
Third Gender / Trans Gender
OBC
Christian Please SpecifyOthers ( )
General
Sikh
No. of Dependants
ZoroastrianPlease SpecifyOthers ( )
Annual income v
Jain
PROOF OF IDENTITY (PoI) & PROOF OF ADDRESS (PoA) (Certified copy of any one of the following PoI/PoA needs to be submitted)
Proof of Identity (PoI) [________] Proof of Address (PoA) [________] (Given for Current Address / Permanent Address )
A-Passport Number
B-Voter ID Card
D-Driving Licence
E-UID (Aadhaar)
Z-Others
(Any document notified by the central government)
Passport Expiry Date
C-PAN Number
Driving Licence Expiry Date
F-NREGA Job Card
PoI Identification Number
PoA Identification Number
(Mandatory)
D D M M Y E A R
D D M M Y E A R
Clarification / Guidelines on filling 'Proof of Identity [PoI]': 1. If driving license number or passport is provided as proof of identity then expiry date is to be mandatorily furnished.2. Mention identification / reference number if 'Z- Others (any document notified by the central government)' is ticked.
NON INDIVIDUAL APPLICANT DETAILS (if applicable)
Name of Entity
Date of incorporation GST No.
Udyog Aadhar Number
No. of yearsin business (Mandatory)
PAN/GIR No.D D M M Y Y Y Y
1. Whether the applicant is ZED rated ( Yes / No)2. If yes, the gradation obtained by the applicant unit (Tick appropriate one) Bronze Silver Gold Diamond Platinum
ZED Gradation
Self Employed Professional Type
Occupation Type
OTHER DETAILS
Educational Qualification
Source of Income (Primary)
If Salaried, Employed with
Industry Type
Type of Company
(Self employed)
(other then Salaried)
Undergraduate
S-Service / Salaried (O-OthersB-BusinessSalary
Private Sector
X-Not CategorisedProfessional
Graduate Post Graduate ProfessionalPublic SectorSelf Employed
Government Sector )Retired Housewife Student )
Please SpecifyOthers ( )
Please SpecifyOthers ( )Business Income Investment Income Agriculture
PartnershipMulti National Please SpecifyOthers ( )
Private Ltd. Proprietorship Public Ltd. Public Sector Government
Doctor Please SpecifyOthers ( )CA/CS Lawyer Architect Engineer Consultant Agriculturist
Manufacturing
Service
Construction NBFC Non Profit Organization Micro Enterprises Trading
Government Please SpecifyOthers ( )Please SpecifyOthers ( )Partnership Private Ltd. Proprietorship Public Ltd. Public Sector
RESIDENTIAL ADDRESS DETAILS Preferred Mailing Address Years / Months at Current Address Years in CityY Y M M
LAP
/Re
tail
Ass
ets
/Ve
r 2
.4/A
ug/
20
19
Address Line 1
Address Line 2
City
State
Residential Contact Details
Country Code
Email ID
Type of Residence
District
Pin Code Country
STD Code Phone No. Mobile
Self Owned Rented Company Accomodation Parental
(Please fill the form in BLOCK LETTERS only.This is a machine readable form and
will pass through a scanner)
Paste Photo hereand sign acrossit such that yourSignature is on thePhoto as well ason the form
Office Contact Details
OFFICE ADDRESS Preferred Mailing Address No. of years in Present Organization Total work experience Years
DesignationFirm-Company Name
District
Address Line 1
Address Line 2
City
State Pin Code Country
Email ID (Official)
Country Code STD Code Phone No. Extension
Mobile
page 2
FATCA-CRS Declaration (Tick (P) if applicable, individual/non-individual applicant)
Residence for tax purpose in jurisdiction(s) outside in India Yes NoPlease note if the above check box is ticked kindly submit a completely filed and signed copy of the FATCA-CRS declaration along with the loan application.
Land Details: I / We own / Cultivate land to the extent of acres at attached herewith 7/12 documents /
Applicant SignatureI / We hereby declare that information furnished above is true and accurate
Agricultural Land Details (If Applicable)
copy of land revenue receipt.
DOCUMENTS CHECKLIST (For Applicant & Co-Applicants)1. Proof of Identity & age proof (Passport, Valid driving license, Voters ID Card, Pan
Register sale deed or sale agreement)*3. Proof of Address of the firm: Latest Telephone Bill / Electricity Bill / Bank
Statement / Leave and licence agreement (Any One)4. Audited Financial Statement & ITR of the last 2/3 years along with the schedules,
notes to accounts and Audit Report & all relevant annexures.5. Bank Statement for the last 6/12 months & Self-Certified Provisional Balance
Sheet and P&L A/c of 20 ________6. Firm Registration/Shop Establishment/CST/VAT/GST Certificate.7. Property paper including Title Deed, Completion Certificate, Occupancy
Cheques and other documents enclosed in the kit9. Any other document / information as required on a case to case basis.*Note :- RBL Bank reserves the right to seek any additional document if required and the same shall be informed to the Applicant and/ or Co- Applicant.
Indirect Agri Khadi & Village Industries (Kvi Sector) Retail Trader
Micro Manufacturing Enterprise Small Manufacturing Enterprise Medium Manufacturing Enterprise Micro Service Enterprise
Small Service EnterpriseMedium Service Enterprise Education
LOAN AGAINST PROPERTY / HOME LOANApplication Form
Declaration1. I/We declare that all the particulars and information given in the application form is true, correct and complete and no material information has been withheld/suppressed. I/We shall
advise RBL Bank in writing of any change in my/our residential or employment/business address or any such change which may affect my credit worthiness. I/We confirm that the funds shall be used for the stated purpose and will not be used for speculative or antisocial purpose.
2. I/We understand that the Bank reserves the right to retain the photographs and documents submitted with this application and will not return the same to me/us. I/We understand that the sanction of this loan is at the sole discretion of the Bank and upon my/our executing necessary security(ies) and other formalities as required by the bank. I/We further agree that my/our loan shall be governed by the rules of RBL Bank, which may be in force from time to time.
3. I/We confirm that I/We have no insolvency proceedings against me/us nor have I/We ever been adjudicated insolvent.4. I/We confirm that I/We are not a director of RBL Bank or specified near relation (as specified by RBI) of any of the directors of RBL Bank.5. I/We confirm that I/We are not specified near relation (as specified by RBI) of any of the Senior Officer of RBL Bank.6. I/We confirm that I/We are not a director/senior office of other banks or specified near relation (as specified by RBI) of any of the directors of other bank.
PERMANENT ADDRESS Same as Residential AddressAddress Line 1
Address Line 2
City
State
Pin Code
District
STD Code Phone No.
Country
PROPERTY DETAILS - 1
PROPERTY DETAILS - 2(if applicable)
No. of Property Owner (S)
No. of Property Owner (S)
1) Mr./Mrs./Ms./Dr.
2) Mr./Mrs./Ms./Dr.
1) Mr./Mrs./Ms./Dr.
2) Mr./Mrs./Ms./Dr.
Property Address
Property Address
Address Line 1
Address Line 1
Address Line 2
Address Line 2
City
City
State
State
Pin Code
Pin Code
District
District
Country
Country
Type ofProperty
Type ofProperty
If ResidentialIf Commercial
thenthen
FlatShop
Row HouseOffice
Bungalow
Individual Floor
If ResidentialIf Commercial
thenthen
FlatShop
Row HouseOffice
Bungalow
Individual Floor
Area of Property in Sq. Feet
Area of Property in Sq. Feet
Current Market Value v
Current Market Value v
Re
fere
nc
e 1
Name:
Relationship with Applicant:
Res Address:
City Pin Code:
Mobile:
Re
fere
nc
e 2
Name:
Relationship with Applicant:
Res Address:
City Pin Code:
Mobile:
Undertaking for submission & self-attestation on documents for Loan ApplicationSr. No. Documents Particulars Y/N
1
Financials (ITR Copies, Tax Audit reports, etc)
ITR Copies belonging to period
Financials belonging to period
Bank Statements of our accounts and details are listed below
2
a
b
c
d
Bank Name Account No. From Date To Date
3 VAT / CST / ST / GST Returns & Challans of Year(s) _________
abc
List Other documents other than the above
4
d
e
Year(s)
I/We Consent/ Do not consent to receive information / service etc for marketing
purpose through Telephone / Mobile / SMS / E-mail by the Bank / its agents.
I/We confirm that I / we have read and understood the above Declaration,and that the details provided on the form are correct.
Signature of Applicant:
Date:
LOAN AGAINST PROPERTY / HOME LOANApplication Form
page 3
7. We confirm that none of the directors of RBL Bank is the director, manager, managing agent, employee or guarantor of the Borrower, or of a subsidiary of the Borrower, or of the holding company of the Borrower, or holds substantial interest, in the Borrower or a subsidiary or the holding company of the Borrower and none of the director of any other bank holds substantial interest or is interested as a director or guarantor of the Borrower.
8. We confirm that none of the Directors/Partners/Members of the governing body/guarantor of the Borrower or specified relative of such Directors/Partners/Members of the governing body/guarantor of the Borrower are Directors of any banking company.
9. We confirm that none of the relatives (as specified by RBI) of a chairman/managing director or director of Bank or a relative of senior officer {as specified by RBI) holds substantial interest or is interested as a director or as guarantor of {any of) the Borrower(s);
10. I/We here by authorize and give consent to the Bank to disclose, without notice to me/us, information furnished by me/us in application form(s)/related documents executed in relation to the facilities availed from the Bank, to the Bank’s other branches/subsidiaries/affiliates, Credit Bureaus/Rating Agencies, Services Providers, banks/financial institution governmental/regulatory authorities of third parties for KYC information verification, credit risk analysis, or for other related purposes that the Bank may deem fit. I/We waive the privilege of privacy and privity of contract.
11. I/We understand that the tenure/repayment/interest/other terms and conditions of the loan are subject to changes as a consequence to any changes is the money market conditions or on account of any other statutory or regulatory requirements or at the Bank’s discretion. The bank reserves that right to review and amend the terms of the loan in such extent as it may deem fit.
12. I/We understand that the purchase of any insurance products is purely voluntary, and is not linked to availment of any other facility from the bank.
In case any of the above information is found to be false or untrue or misleading or misrepresenting, I am aware that I may be held liable for it. I hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number /email address. I/We confirm that the funds shall be used for the stated purpose and will not be used for speculative or antisocial purpose.
RETAIL LOAN APPLICATION FORM(LOAN AGAINST PROPERTY / HOME LOAN)
Bank Copy
ApplicationNo.
RETAIL LOAN APPLICATION FORM(LOAN AGAINST PROPERTY / HOME LOAN)
Customer Copy
ApplicationNo.
Know your customer details (KYC)
KYC Number (Mandatory for KYC update request)
Account Type*
Application Type* New Update
Normal
Bank use Only
Identity Verification
Attestation/For Office Use Only Documents Received Self-Certified True Copies Notary
IN PERSON VERIFICATION CARRIED OUT BY
Emp. Name
Emp. Code Emp. Designation
Emp. Branch
Done Date D D M M Y Y Y Y
Name of BankOfficial/DSE/DSA
Signature of Official/DSE/DSA
BankEmp. ID
Branch Code
Staff Indicator
Staff ID(For RBL Bank Emp only)
PromoCode
PEP CRPEPMIS Code.2
LOAN AGAINST PROPERTY / HOME LOANApplication Form
page 4
Case Sourced By: DSA Branch/Others
Sales Manager Name
DSA/Employee Name DSA Code/Employee
Sales Manager Emp ID:
Business Segment MIS Code.1
MIS Code.3 MIS Code.4 MIS Code.5 MIS Code.6
Name of BankOfficial (Checked by)
Signature ofBank Official Emp. ID
The details of loan terms / conditions inclusive of all charges have been read by me / us in full read out to me / us (in vernacular) and understood by me / us.
I / we confirm that the executive collecting the application / document has / have informed me / us of thelThe applicable rate of interest and the type of interest (floating/fixed). Processing fees (non-refundable) that will be charged towards loan application.lThe tax as may be applicable that will be charged in connection with the fees. The other applicable charges such as cheque return/bounce charges, PDC swapping charges, Foreclosure
charges etc. as mentioned in the attached Table.lDetails with respect to the EMI and amount will be communicated separately through a welcome letter post disbursement of loan.That:lincomplete/defective application will not be processed by RBL Bank. RBL Bank shall not be responsible in any manner for the resulting delay or otherwise.lEquated Monthly Installment (EMI) will due on 5th of every month or the date as specified in the sanction letter/welcome letter.lThe loan Foreclosure charges are as per the Loan agreement. The Foreclosure charges are levied/calculated on the balance principal outstanding of the loan (subject to clause governing
part prepayments). No foreclosure charges/prepayment penalties on floating rate term loans sanctioned to individual borrowers.lThe Bank would update you about the loan decision in approximately 15 working days from the date of receipt of the completed application form and all the required documents.lThe loan terms as sanctioned are applicable for the specified product as indicated in the loan application and are valid for period of 30 days only. Where for some reasons, there is a delay in
concluding the loan. The Bank reserves the right to revise the loan terms as may be applicable at the time of actual loan availment.I/We also confirm that:a) The executive has not made any commitments to me/us regarding the loan quantum/sanction process(or) promised any deviation/waivers.b) The executive has collected self attested copies of the documents mentioned on the front side and verified the same with originals produced by me/us.c) We have not given/made any payment in cash, bearer cheque or kind along with or in connection with this loan application to the said executive (or) to any
other employee of the bank(or) to any other third party.
Name of BankOfficial/DSE/DSA:
Applicant Name:
Signature of BankOfficial/DSE/DSA
Applicant Signature D D M M Y E A R
Application Date
The details of loan terms / conditions inclusive of all charges have been read by me / us in full read out to me / us (in vernacular) and understood by me / us.
I / we confirm that the executive collecting the application / document has / have informed me / us of thelThe applicable rate of interest and the type of interest (floating/fixed). Processing fees (non-refundable) that will be charged towards loan application.lThe tax as may be applicable that will be charged in connection with the fees. The other applicable charges such as cheque return/bounce charges, PDC swapping charges, Foreclosure
charges etc. as mentioned in the attached Table.lDetails with respect to the EMI and amount will be communicated separately through a welcome letter post disbursement of loan.That:lincomplete/defective application will not be processed by RBL Bank. RBL Bank shall not be responsible in any manner for the resulting delay or otherwise.lEquated Monthly Installment (EMI) will due on 5th of every month or the date as specified in the sanction letter/welcome letter.lThe loan Foreclosure charges are as per the Loan agreement. The Foreclosure charges are levied/calculated on the balance principal outstanding of the loan (subject to clause governing
part prepayments). No foreclosure charges/prepayment penalties on floating rate term loans sanctioned to individual borrowers.lThe Bank would update you about the loan decision in approximately 15 working days from the date of receipt of the completed application form and all the required documents.lThe loan terms as sanctioned are applicable for the specified product as indicated in the loan application and are valid for period of 30 days only. Where for some reasons, there is a delay in
concluding the loan. The Bank reserves the right to revise the loan terms as may be applicable at the time of actual loan availment.I/We also confirm that:a) The executive has not made any commitments to me/us regarding the loan quantum/sanction process(or) promised any deviation/waivers.b) The executive has collected self attested copies of the documents mentioned on the front side and verified the same with originals produced by me/us.c) We have not given/made any payment in cash, bearer cheque or kind along with or in connection with this loan application to the said executive (or) to any
other employee of the bank(or) to any other third party.
Name of BankOfficial/DSE/DSA:
Applicant Name:
Signature of BankOfficial/DSE/DSA
Applicant Signature D D M M Y E A R
Application Date
RETAIL LOAN APPLICATION FORM(LOAN AGAINST PROPERTY / HOME LOAN)
Customer Copy
Email us at : [email protected] Call us at: +91 22 61156300 @ Website : www.rblbank.com
For Any queries / clarifications please contact:
RETAIL LOAN APPLICATION FORM(LOAN AGAINST PROPERTY / HOME LOAN)