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May 2013 Published monthly by the Home Builders Association of Lincoln Volume 50 No. 5 The LINCOLN BUSINESS BUILDER In this issue... Earn Triple Spike Points in May! page 11 Tribute to Youth Photos pages 14-16 Golf Tournament page 5 ANNUAL SPRING PARADE OF HOMES MAY 12-19, 2013 PROVIDING HOMES FOR A GREAT COMMUNITY May 12-19 Scan this QR code with your smartphone to view the Lincoln Business Builder on the go! Need a QR code scanner? It’s easy and free to download an application from your service provider. The 59th Annual Spring Parade of Homes features 67 entries with a variety of price points. See page 8 for a complete listing. View the online flipbook starting May 6 at www.HBAL.org!
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Lincoln Business Builder (May 2013)

Mar 26, 2016

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Page 1: Lincoln Business Builder (May 2013)

May 2013 Published monthly by the Home Builders Association of Lincoln Volume 50 No. 5

The LINCOLN BUSINESS BUILDER

In this issue... • Earn Triple Spike Points in May! page 11

• Tribute to Youth Photos pages 14-16

• Golf Tournament page 5

PLACE THE LINCOLN FEDERAL SAVINGS BANK AD HERE

ANNUAL SPRING PARADE OF HOMES

MAY 12-19, 2013

PROVIDING HOMES FOR A GREAT COMMUNITYMay 12-19

Scan this QR code with your smartphone to view the Lincoln

Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application

from your service provider.

The 59th Annual Spring Parade of Homes features 67 entries with a

variety of price points.

See page 8 for a complete listing.

View the online flipbook starting May 6 at www.HBAL.org!

Page 2: Lincoln Business Builder (May 2013)

www.nebtitleco.com

Page 3: Lincoln Business Builder (May 2013)

3 Lincoln Business Builder

President’s Message

President’s Message

Mike RezacHBAL President

Home Builders Association of Lincoln6100 S. 58th Street, Suite C, Lincoln, NE 68516

(402) 423-4225 phone • (402) 423-4251 faxwww.hbal.org • [email protected]

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln,

NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL.

The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any

articles.

The annual subscription rate is included with your membership dues.

Mike Benker Publisher Jennie Korth Editor, Photographer, Design

HBAL StaffKayla Harrison, Jennie Korth &

Melissa Hilgenkamp

Executive CommitteeMike Rezac, President

Mike Kinning, President Elect

Mike May, 1st Vice President

Perry Haralson, 2nd Vice President

Lori Pippitt, CKD, CGR, CAPS, Secretary

Bob Bryant, Treasurer

Dan Klein, Sr., Immediate Past President

Mike Benker, Executive Vice President

Board of DirectorsMark Aksamit, Jess Baker,

Roger Bumgarner, Ruth Hietbrink, Eric Hoke, Justin Johnson, Matt Kleinschmit, Jerry Maher, CGP, CAPS, CGB,

Chuck Pfenning, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Remodelers CouncilJeff Bielenberg

National DirectorsDan Klein, Sr.

Justin Johnson, Alternate

National Life DirectorsJim Christo, CGR, CGB, Joe Hampton,

Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Past PresidentsAllen Barber, Jerry Boyce,

Steve Fulton, CGP, Mike Goings, CGP, CSP, Lois Hartzell, GMB, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto,

Roger Reynolds, CGR, CAPS, Greg Shinaut, CGP, Ken Westerhold

May 2013Vol. 50, No. 5

ContentsPresident’s Message 3Upcoming Events 4LHBCF Golf Tournament 5Member News 6HBAL Mailbox 7Spring Parade of Homes 8Thanks to our Spring Parade Advertisers 9Mike Dynasty Membership Drive 11Furnace Standards Enforcement Policy Statement 12Financial Column 13Tribute to Youth 14-16HBAL Membership Equals Big Savings Through NAHB’s Member Advantage 17HBAL Members Assist with Record-Breaking Lincoln Log Event 18Searching for Jobs, Workers Made Easier 20A Tale of Two Households 21Directory Changes 22Cancellations 22Renewals 23Conserve...Reduce Outdoor Watering 24Start Early for a Healthier Lawn Later 25Lancaster County Perspectives 26

The guys from “MIKE DYNASTY” say duck season is closed and “MEMBERSHIP SEASON” is official open. If you missed the Tribute to Youth general membership meeting, you’ll have to “LIKE” the HBAL Facebook page and checkout the video! The Mike Dynasty guys work hard and play hard. This is going to be a summer of getting the work done and having some fun.Please check out the opportunities on page 11 to rake in the prizes, spike points and even lunch with this year’s membership drive committee. Everyone knows a potential builder, associate or affiliate member who could benefit from being active with the Home Builders Association of Lincoln. It only takes a few minutes to share your story and ask them to be a part of the team!Mark your calendars now for the Hog Roast at the Bridges on Friday, August 23rd! This will be another fun event for all ages. After you’ve shown what you can do on the golf course this summer, you can face the real challenge of “Fish and Chips.” In order to know whether it’s just another fish story or the luck of a lifetime, you’ll have to see it to believe it!We’ll see you at the next HBAL event!

Page 4: Lincoln Business Builder (May 2013)

4 Lincoln Business Builder

May 9HOMEPAC & Board of DirectorsHBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m. & 10:30 a.m.

May 27 Memorial DayHBAL Office Closed

June 7Lincoln Home Builders Care Golf TournamentHighlands Golf CourseTee times still available • $60 per golfer

May 7 General Election

Upcoming Events

Calendar of Events

May 12-19

Spring Parade of HomesWeekdays: 6:00 p.m. - 9:00 p.m.Saturday & Sundays: 1:00 p.m. - 6:00 p.m.Guidebooks are available in all homes and online at www.HBAL.org.

May 1Remodelers Council MeetingTour of Reimers-Kaufman Concrete Products Co.11:30 a.m. • $9 per person

Hog Roast at The BridgesFriday, August 23

The Home Builders Association of Lincoln is planning its first

Lincoln Home Builders Care Foundation Hog Roast.

We are planning a fun evening, along with the hog roast, there is a fishing tournament in the works, a bounce

house for the kids, a “Fish and Chips” contest and a live band!

Watch upcoming issues of the Lincoln Business Builder for more information.

Cost: $15 for adults, $5 for children 12 & under

Sponsors

For additional sponsorship opportunities, contact the HBAL office at 402-423-4225.

This event benefits the Lincoln Home Builders Care Foundation.

Culligan Water Conditioning Al’s Johns

Sponsor

For additional sponsorship opportunities, contact the HBAL office at 402-423-4225.

Save the Date!The Dueling Duo is returning to HBAL’s

Christmas Party. Join us on Friday, December 6 at the Nebraska Champions

Club to see what all the buzz is about!

Page 5: Lincoln Business Builder (May 2013)

5 Lincoln Business Builder

LHBCF Golf Tournament

The proceeds from this event will provide scholarships for high school and college students. The Lincoln Home Builders Care Foundation’s

mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The

Foundation strives to support the community by contributing to community service projects focused on housing, as well as

providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this

501(c)(3) non-profit organization.

Team RegistrationPlease register my team for the Lincoln Home Builders

Care Foundation Benefit Golf TournamentIf you are interested in a designated foursome, register all four players together. If not, you will be assigned to a team. This is a first-come, first-served event. Pre-payment is required to save your tee-time.

Player No. 1Name _______________________________________________________

Company ____________________________________________________

Player No. 2Name _______________________________________________________

Company ____________________________________________________

Player No. 3Name _______________________________________________________

Company _________________________________________________________________________________________________________________

Player No. 4Name _______________________________________________________

Company ____________________________________________________

Tee time range requested _______________________________________

We will do our best to set your tee-time as close to your choice as pos-sible. Tee-times are arranged on a first-come first-served basis. You will be sent a postcard as a reminder of your tee time.

l Enclosed is $60 per golfer. Pre-payment is required to play.

l I don’t play golf, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Send registration form and check made payable to:

Volunteer opportunities are also available. Contact Kayla Harrison at 402-423-4225 or

[email protected] if interested.

2013 Lincoln Home Builders Care Foundation Benefit Golf Tournament

Friday, June 7, 2013Highlands Golf Course

5501 NW 12th Street

“Texas Scramble” • $60 per personFirst tee-off at 6:45 a.m. Last tee-off at 4:00 p.m.

RegistrationThe $60 registration fee includes green fees, cart, hot dogs, hamburgers and the fixin’s for lunch, and lots of prizes! Each person will receive drink tickets toward beverages. Additional drinks may be purchased (please assign a designated driver for your team).

Priority Tee-timeBy making a donation of $200 to the tournament, you will have the ability to choose your tee-time range on a priority basis. In order to take advantage of a priority tee-time, you must pledge your contribution by March 1 and pay by May 1, 2013. (This contribution is in addition to the entry fee.)

PrizesCorporate Hole Sponsors are being contacted. If you are interested in sponsoring a hole, contributing giveaways for the golfers, or volunteering your time to help…call the HBAL office (402-423-4225) for more details.

Hurry!This is a first-come, first-served event. So don’t delay, get your tee-time reserved.

Sponsorship RegistrationYes! I would like to be a:l Hole Sponsor ......................................................... $200

l Hotdog Sponsor ..................................................... $150

l Hamburger Sponsor ............................................... $300

l Giveaway Sponsor Item: ________________

l Raffle Prize Sponsor Item: ________________

l I do not wish to be a sponsor, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Name:

Company:

E-mail:

Total Amount Due: $

l Check enclosed

Lincoln Home Builders Care Foundation6100 S. 58th Street, Ste. C • Lincoln, NE 68516

Fax: 402-423-4251 • Email: [email protected]

Page 6: Lincoln Business Builder (May 2013)

6 Lincoln Business Builder

Member News

Member News

Congratulations!Delrae Hirschman

(Delrae Designs)She is the proud grandma

of a baby boyCarter John

6 lbs 14 oz • 20 ¼ inchesBorn April 6

Parents:John & Kristy Hirschman

In SympathyOur sympathy to the friends and family of Gerald Blattert, owner of Earl Carter Lumber Company who passed away as the result of a serious illness on April 16.

Our sympathy to Beckie & Adam Albee, Lincoln Laminating, on the death of Adam’s grandfather, A.B. Albee, M.D., who passed away on March 31.

At Norandex Building Materials Distribution, we’re all about people, products and service.

Our people are experienced building industry professionals who are genuinely interested in your business.

We distribute top quality, competitively priced windows, siding, roofing, doors and more, that are strongly warranted for performance.

And, the service, commitment and support to our customers is unmatched and unwavering.

Our customers deserve the best, and we deliver it, because of the high level of trust they put in us.

12201 Cary CirClelaVista, Ne 68128

(402) 334-8286(800) 999-1494

Fax (402) 334-7994

5601 N. 57th street liNColN, Ne 68507

(402) 464-7433(800) 927-7969

Fax (402) 464-7437

Visit oNe oF our loCatioNs:

www.norandex.com

Are

deserve?servicelevel

gettingyou the

of

you

facebook.com/norandex

SCC Students Awarded Scholarships

Five students from Southeast Community College received the Nadine Condello Lincoln Home Builders Care Foundation Scholarship for the Spring 2013 Quarter. They each received $100.

Justin Kromberg, 4th Quarter ArchitecturalCody Merritt, 3rd Quarter Building ConstructionCharles Riley, 5th Quarter Building Construction

Katlin Ruppert, 5th Quarter Building ConstructionSpencer Wilksen, 3rd Quarter Building Construction

Help WantedReBath of Lincoln is looking for installers.

Experience with bathroom renovation, light plumbing, vinyl flooring, vanity cabinet installs, etc. would be helpful but most

importantly we need installers who take pride in the work they do and help us make the

customers happy to do business with ReBath. Send inquiries to Todd at [email protected].

Page 7: Lincoln Business Builder (May 2013)

7 Lincoln Business Builder

HBAL Mailbox

I am honored to have been chosen to receive the Nadine Condello Scholarship. I’m sure many people applied and only a privileged few were chosen. I will put this money to great use in furthering my education and knowledge in the construction field. I am a 5th quarter student, will soon be graduating, getting out in the real world and putting my education to use. Once graduated with my diploma in hand I plan on moving back to Omaha and applying to Kiewit with hopes of moving up the ranks in a respected construction company.

This money is an energy boost to my financial situation and I could not be more thankful. Your contribution to my education is greatly appreciated and I once again thank you for taking an interest in the students and the program overall. Your charitable donations greatly affect the students in a positive way and do not go unnoticed.

Sincerely,Charles Riley

It is of much gratitude to receive an outstanding scholarship award that will greatly aid me in my path to success as a Construction Technician. There are not enough words to express the appreciation for the scholarship donation. My skills will be enhanced in all aspects of the construction industry, allowing me to become not only a desirable candidate for the trade, but give me the knowledge I desire to become a successful self-employed contractor. I can assure that my tenure at Southeast Community College will be of the utmost efforts and dedication to acquiring every type of information, education and skills. There is no doubt that my level of motivation and assertion will result in quality project completion, and many satisfied customers for years to come. I believe in being as highly educated as possible in any trade or profession; knowledge equals success. With that being said, it is the reason I will plan to continue my education even further, far beyond just one or even two programs. My acquisitions to the Dean’s List at Southeast Community College for both the first and second quarter should also indicate my dedication to quality craftsmanship and superior performance. I also enjoy, and sometimes find it necessary to encourage, and help other students with any questions or assistance that may be required. I possess strong personal traits that are sought by instructors and prospective employers alike. These traits will engage me in large, quality driven construction projects. My leadership, dependability, integrity, honesty, hard work, motivation and punctuality will result in only the best possible execution of the job, and only the best quality construction performance possible. I cannot possibly say thank you enough times for the scholarship donation. Thank you!

Sincerely,Cody L. Merritt

I would like the thank everyone at HBAL for the $100 Scholarship. I am using the scholarship money for the purchase of my books.

My future plans are graduating in December from Southeast Community College Milford campus with an Associates of Applied Science in Building Construction. After graduating college I plan to find employment in Lincoln, residential and/or commercial construction, for a couple years to gain experience and knowledge. My goal is to open my own Residential Construction business back in my hometown, Pierce, Nebraska.

Again, I thank you for the opportunity to apply and also receive the Nadine Condello/HBAL Care Foundation Scholarship, it is greatly appreciated.

Sincerely,

Katlin Ruppert

I would like to thank the Home Builders Association of Lincoln Care Foundation for the scholarship opportunities that were provided to the Building Construction Technology program here at Southeast Community College in Milford. I am one of the five recipients of the Nadine Condello Scholarship this quarter and would like to pass on my appreciation. I am grateful for scholarship opportunities such as the ones you provide.

I have not been involved in this program very long, but I love it out here. I think the way HBAL and other organizations allow us to interact with them on a personal level is fantastic. I feel that all of the various shows and events HBAL provides us to attend are very beneficial to our schooling. I think it is important for me to get involved as much as I can, and to soak up as much knowledge as I can in my time with this program at Southeast. The Home Builders Association of Lincoln gives me this ability.

My employment intentions for the future will most likely involve working in Lancaster County, so I look forward to being a regular participant in various HBAL events in the future. I would like you all to know your scholarships are received with great appreciation and respect from my program.

Thank you,Spencer Wilksen

HBAL Mailbox

Page 8: Lincoln Business Builder (May 2013)

8 Lincoln Business Builder

Spring Parade of Homes

CARDWELL RESERVE1. 1239 W. Cademon Court

Woita Homes & Remodeling

2. 1249 W. Cademon CourtS & S Homes

WILDERNESS VIEW3. 6110 Maple View Drive

Cameron Townhomes

SKYLINE ROLLING HILLS4. 5945 Bartholomew Circle

MK Builders, Inc.

WILDERNESS HILLS5. 9001 S. 28th Street

Manion Construction, Inc.

6. 9120 Del Rio DriveGreat Plains Custom Homes, LLC

7. 9200 Del Rio DriveSchwinn Homes, LLC

8. 2966 Forest AvenueOld City Homes, Inc.

9. 2946 Forest AvenueRybak Homes, Inc.

10. 2909 Forest AvenueSmetter Custom Homes

11. 9431 S. 29th StreetMaher Custom Homes

12. 2901 Valley Stream DriveRybak Homes, Inc.

VILLAGE GARDENS13. 7015 Straffan Place

Nebraska Cottage Company

THOMPSON CREEK14. 7535 Greycliff Drive

Stonybrook Homes

BIG THOMPSON CREEK15. 5824 Box Canyon Circle

Brester Construction, Inc.

VILLAGE MEADOWS16. 8310 Emery Lane

Buhr Homes, Inc.

May 12-19, 2013Hours: Weeknights: 6:00 - 9:00 p.m.

& Weekends: 1:00 - 6:00 p.m.

View the online flipbook at www.HBAL.org.You must remove your shoes at these lovely homes.

THE WOODLANDS AT YANKEE HILL17. 7248 Rutha Lane

Signature Homes, LLC

18. 8917 S. 71st StreetThird Generation Builder

19. 8944 S. 71st StreetThird Generation Builder

20. 8949 S. 71st StreetSignature Homes, LLC

21. 9045 S. 71st StreetThird Generation Builder

22. 9121 Wishing Well DriveThird Generation Builder

WINDMILL RIDGE ESTATES23. 7111 Countryview Road

S & S Homes

24. 9200 S. 71st StreetLewis Homes

THE PRESERVE AT CROSS CREEK25. 6525 Winterberry Lane

MK Builders, Inc.

ARBOR RIDGE, HICKMAN26. 915 W. 10th Street

Nelson Construction & Design

EDENTON WOODS27. 6410 Ashbrook Drive

CASEYCO, Inc.

GRAND TERRACE28. 8118 Renatta Drive

Dun-Rite Homes, Inc.

29. 8030 Mandalay DriveGeysun Style Homes, Inc.

30. 8020 Mandalay DriveBugbee Homes

31. 7935 Mandalay DriveDeRun Construction

SOUTH LAKE32. 7730 S. 94th Bay

Heritage Builders, Inc.

HERITAGE LAKES33. 7247 S. 97th Court

Tru-Built Construction

34. 7223 S. 97th StreetIronwood Builders

HIDDEN VALLEY ESTATES35. 11411 Links Drive

Aspen Builders, Inc.

VINTAGE HEIGHTS36. 6610 Glass Ridge Drive

Nelson Construction & Design

37. 6023 Laroche RoadCameron Townhomes

BOULDER RIDGE38. 6601 S. 86th Street

Hoback Custom Homes

39. 6610 Granite Ridge CourtKinning Design Build

40. 6701 Granite Ridge CourtTrademark Builders

RAVENWOOD41. 5300 S. 93rd Place

Wilderness Construction, Inc.

SOUTH SHORE AT WATERFORD ESTATES42. 10030 Edgewater Lane

South Shore Builders, LLC

WATERFORD ESTATES43. 9900 Waterford Estates

DriveCampbell Construction New Homes

44. 10001 Blue Water BayCustom Design Homes, Inc.

45. 9921 Flat Water CircleGreat Plains Custom Homes, LLC

46. 9920 Flat Water CircleGreat Plains Custom Homes, LLC

47. 1340 Blue Spruce DriveOld City Homes, Inc.

48. 9530 White Pine RoadLegacy Homes

49. 9520 White Pine RoadLegacy Homes

50. 1423 N. 96th StreetPrairie Home Builders, Inc.

CEDAR COVE51. 8965 Broken Spoke Drive

Cameron Townhomes

PRAIRIE VILLAGE NORTH52. 3147 Colt Avenue

Prairie Home Builders, Inc.

53. 8910 Blacksmith CourtPrairie Home Builders, Inc.

54. 9030 Blacksmith RoadLewis Homes

55. 3030 Rawhide DriveDon Johnson Homes

56. 3222 Rawhide DriveBugbee Homes

EVANDALE ESTATES, WAVERLY57. 10021 N. 152nd Street

Entity Designs

NORTHBANK PRESERVE58. 5030 Beckys Way

Timber Ridge Homes

KING RIDGE59. 3200 King Ridge Blvd.

Summit Homes, L.L.C.

REGALTON60. 2421 City View Court

Regal Building Systems

HIGHLAND VIEW61. 1650 W. Silverado Court

Lewis Homes

ASHLEY HEIGHTS62. 4310 W. Thatcher Lane

Legacy Construction

HUB HALL HEIGHTS63. 4526 W. Hub Hall Drive

Cherry Hill Construction, Inc.

HARTLAND HOMES SOUTHWEST64. 2911 W. Arlington Street

Hartland Homes

LONG VIEW ESTATES65. 2410 SW 47th Street

Tru-Built Construction

ACREAGE, DENTON66. 5909 W. Old Cheney Road

Neighbors Family Homes

CONESTOGA LAKE ESTATES, DENTON67. 9045 W. Burnham Street

Becker Construction, Inc.

SOLDNot Open

Not Open

Not Open

SOLDNot Open

SOLDNot Open

Page 9: Lincoln Business Builder (May 2013)

9 Lincoln Business Builder

Thanks to our Spring Parade Advertisers

Almost Any Brick You Use Can Last for Hundreds of Years. So Be Particular.

YANKEE HILL BRICK manu-factures the highest quality FBX

brick in a color palette ranging from the traditional reds and buffs to the innova-tive pinks, maroons, and lavenders.

Standard and custom color ranges, sizes, and shapes are our specialty. Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the nest of materials.

Face brick Paving brickThin brik veneer

Pool Coping Ceramic tile and marble

Keystones Address & entry signs

Brick mural & ornamentation

Crushed landscape brick

3705 S. CoddingtonLincoln, NE 68522(402) 477-6663

4212 S. 133rd StreetOmaha, NE 68137

(402) 330-2751

Your Building Envelope Specialist!

• SolvingproblemsforcontractorswithIcynenefoamsince1995.

• Sprayfoamisonlyasgoodastheinstallers.

• Bothopencellandclosedcellinsulationavailable.

Contact Rick McConnell402-643-2340 or [email protected]

www.mcconnellthermalservicesllc.com

Thanks for your business!2013 Spring Parade of Homes

Guidebook AdvertisersAspen Builders, Inc.Black Hills EnergyBonsall Pool & Spa

Brester Construction, Inc.Briggs, Inc. of Lincoln

Builders Achieving Excellence, Inc.Cameron Townhomes, LLC

Cattle National Bank & Trust Co.Cornhusker Bank

Eric’s Electric, Inc.Ferguson Bath, Kitchen and Lighting Gallery

Frontier BankFulton Construction, Inc.

Heritage BuildersHeritage Lakes

Home Design CenterHome Real Estate

HomeServices Lending, LLCInnovative Homes & Design, Inc.

Jensen Well Co.Krueger Development

Liberty First Credit UnionLincoln Electric System

Lincoln Federal Savings BankLincoln Title

Lumbermen’s Brick and Supply Co.Millard Lumber, Inc.

Mutual of Omaha BankNEBCO Realty Group/Fallbrook Sales & Development

Nebraska Investment Finance Authority (NIFA) Nebraska Title Co.

Nelson Construction & DesignNew Ventures, Inc.

Pinnacle BankPrairie Home Builders, Inc.

Realtors Association of LincolnRegal Building Systems, Inc.

Rezac Construction, Inc.Security First Bank

South Shore Builders, LLCThird Generation BuilderUnion Bank & Trust Co.

Union Title CompanyWells Fargo Home MortgageWells Fargo Private Mortgage

West Gate BankWilderness Construction, Inc.

Wolfe Electric Co., Inc.Woods Bros. Realty

Yankee Hill Brick & Tile Company

Page 10: Lincoln Business Builder (May 2013)

10 Lincoln Business Builder

Give Your Customers

MORE!

Nebraska Furniture Mart provides an unrivaled selection of products and services all under one roof, making it a one-stop center for your contracting and building needs. We understand your business needs, and understand what you need to make it successful.

Showroom open everyday at 10am

©2013 Nebraska Furniture Mart, Inc.

Contractor Sales Division700 S. 72nd St. • Omaha, NE 68114Monday - Saturday: 10am to 9pmSunday: 10am to 6pm Contractor Sales: 800-776-5066

More choices, more brands, more savings.

• Furniture • Flooring • Appliances • Electronics

420-1552Service • Remodeling • New Construction

Free Estimates

Bob Nohavec, Master Plumber3400 S. 6th Street, Lincoln, NE 68502

Bob Nohavec Plumbing

Page 11: Lincoln Business Builder (May 2013)

11 Lincoln Business Builder

Mike Dynasty Membership Drive

Team Mike3

Stephanie Krueger-Ponce (1)• A & G ConcreteFred Hoppe (1)• DLR GroupMark Lewis (1)• Entity DesignsJustin Johnson (1)• Holz Lawn & LandscapingJim Crawford (1)• James Moock, CPABrian Hester (1)• Trademark BuildersAlan Kaiser (1)• Urethane Contracting Services

Team Mike1

Alan Sutton (1)• Campbell Construction New Homes, Inc.Donna Youngquist (1)• Erickson HomesLinda Heiman (1)• Hoback Custom HomesSteve Champoux (1)• Legacy HomesJerry Boyce (1)• Lincoln/Lancaster County Habitat for

HumanityMike Kinning (1)• X Foundations, LLC

Team Mike2

Vladimir Oulianov (4)• DeRun Construction and Homes, Inc.• Dun-Rite Homes, Inc.• Geysun Style Homes, Inc.• Manion Construction, Inc.Pat Ohmberger (1)• Legacy ConstructionTerry Kraft (1)• Prudential Ambassador Real Estate

Current Standings1st Place

Vladimir OulianovNew Members: 4 x $50 =Potential prize winnings: $200

2nd Place15-way tie for 2nd PlaceNew Members: 1 x $40 =Potential prize winnings: $40 or $2.66 per winner

3rd PlaceNo winnerNew Members: 0 x $30 =Potential prize winnings: $0

Membership Prizes1st Place Prize

$50 per new member recruited up to $500

2nd Place Prize$40 per new member recruited up to $400

3rd Place Prize$30 per new member recruited up to $300

Bonus Prize$100 for the first 10 members who recruit 10 new members

Membership contest runs from January 1, 2013 to November 11, 2013. For complete rules or to find out which team you’re on, contact HBAL at 402-423-4225.

Triple Spike MonthDuring the month of May, members will receive triple Spike points for

members recruited! Lunch is on us!Each month one lucky HBAL member will receive a free lunch on us! Lunch

will be brought to your office or jobsite by a member of the HBAL staff or Membership Committee.

One drawing will be held each month from April 11, 2013 to December 12, 2013. Additional chances can be obtained by filling out an entry

form or dropping your business card at an HBAL or Remodelers Council meeting or event or at the HBAL office. Only one entry per person

per meeting/event.

$250 Participation AwardParticipate in the most HBAL or

Remodelers Council meetings and events and receive $250 in cash!

Contest runs April 15, 2013 to December 12, 2013. In case

of a tie, the cash prize will be distributed evenly among the

winners. Volunteering for or paying to attend/participate in an event

qualifies as an entry in this contest.

Congratulations to Renee Holscher, Home Real Estate!You’re the winner

of HBAL’s Monthly Lunch Drawing!

We’ll be in touch!

Page 12: Lincoln Business Builder (May 2013)

12 Lincoln Business Builder

Furnace Standards Enforcement Policy Statement

• Sand / Gravel• Rock / River Rock• Promix / Colored Cement• Crushed Concrete Fines

Natural Veneer StoneCustom Cuts & Blends

Visit Our Showroom

We provide quick delivery and quality service.

Merritt 402-435-3213 • 26th & Randolph

Est. 1904

• U-Kart Ready-Mix• Concrete Block• Mulch• Lennox Fireplaces

Visit us atwww.dhmerritt.com

NIFA’sExtended Lock

150 day new construction rates

2.50% rate30-year fixed

(2.58%APR**)NIFA reserves the right to change rates without notice

www.nifa.org/homebuyer800.204.6432

Furnace Standards Enforcement Policy Statement The 90% furnace requirement beginning May 1st, 2013 has been delayed by the Federal Department of Energy(DOE). The City of Lincoln will not be enforcing the installation of 90% furnaces until the DOE has resolved the pending law suits.

Below is the official statement for the U.S. Department of Enerygy’s website.

On January 11, 2013, the Department of Justice, on behalf of DOE, and the American Public Gas Association (APGA) filed a joint motion asking the court to enter an agreement to settle APGA’s challenge to DOE’s June 27, 2011 Direct Final Rule. The settlement agreement would, among other things, vacate the energy conservation standards applicable to non-weatherized gas furnaces established in the DFR. In an exercise of its enforcement discretion, DOE will, during the pendency of the litigation, act in a manner consistent with the terms of the settlement agreement with regard to the enforcement of the standards.

Furnace Standards Enforcement Policy Statement April 5, 2013

On June 27, 2011, the DOE published in the Federal Register a direct final rule (DFR) under the Energy Policy and Conservation Act (EPCA), 42 U.S.C. §§ 6291-6309, which set forth amended energy conservation standards

for residential furnaces, central air conditioners, and heat pumps, including regional standards for different product types in indicated States. 76 FR 37408. The American Public Gas Association (APGA) challenged the stricter 90% Annual Fuel Utilization Efficiency standard applying to non-weatherized gas furnaces in the northern region of the United States. A number of other entities intervened in that suit, challenging our standards for air conditioners and heat pumps in addition to furnaces.

On January 11, 2013, the Department of Justice, on behalf of DOE, and APGA filed a joint motion asking the court to enter an agreement to settle APGA’s challenge. The settlement agreement would, among other things, vacate the energy conservation standards applicable to non-weatherized gas furnaces established in the DFR. DOE hopes the court will act quickly to implement the settlement agreement.

The DFR requires compliance with the energy conservation standards applicable to non-weatherized gas furnaces starting on May 1, 2013. In an exercise of its enforcement discretion, DOE will, during the pendency of the litigation, act in a manner consistent with the terms of the settlement agreement with regard to the enforcement of the standards.

Page 13: Lincoln Business Builder (May 2013)

13 Lincoln Business Builder

Financial Column

[email protected]

Let Us Help You Make The Most of Your Financial Future

Personal Financial Planning Investments Retirement Planning Business Financial Planning

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

*Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements Waddell & Reed, Inc. Member SIPC

Brian Willet, CMFC

Financial Advisor [email protected]

Financial Planning - Investments - Insurance Solutions

Waddell & Reed 1001 S. 70th Street,

Suite 201 Lincoln, NE 68510

402-484-7526 800-399-4468

www.lincoln.wrfa.com

Business Succession PlanningProvided by Brian Willet, Waddell & ReedWhen developing a succession plan for your business, you must make many decisions. Should you sell your business or give it away? Should you structure your plan to go into effect during your lifetime or at your death? Should you transfer your ownership interest to family members, co-owners, employees, or an outside party? The key is to pick the best plan for your circumstances and objectives, and to seek help from financial and legal advisors to carry out this plan.Selling your businessSelling your business outrightYou can sell your business outright, choosing the right time to sell--now, at your retirement, at your death, or anytime in between. The sale proceeds can be used to maintain your lifestyle, or to pay estate taxes and other final expenses. As long as the price is at least equal to the full fair market value of the business, the sale will not be subject to gift taxes. But, if the sale occurs before your death, it may result in capital gains tax.Transferring your business with a buy-sell agreementA buy-sell is a legally binding contract that establishes when, to whom, and at what price you can sell your interest in a business. A typical buy-sell allows the business itself or any co-owners the opportunity to purchase your interest in the business at a predetermined price. This can help avoid future adverse consequences, such as disruption of operations, entity dissolution, or business liquidation that might result in the event of your sudden incapacity or death. A buy-sell can also minimize the possibility that the business will fall into the hands of outsiders.The ability to fix the purchase price as the taxable value of your business interest makes a buy-sell agreement especially useful in estate planning. Agreeing to a purchase price can minimize the possibility of unfair treatment to your heirs. And, if your death is the triggering event, the IRS’ acceptance of this price as the taxable value can help minimize estate taxes.Additionally, because funding for a buy-sell is typically arranged when the buy-sell is executed, you’re able to ensure that funds will be available when needed, providing your estate with liquidity that may be needed for expenses and taxes.Private annuityWith a private annuity, you transfer your ownership interest in the business to family members or another party (the buyer). The buyer in turn makes a promise to make periodic payments to you for the rest of your life (a single life annuity) or for your life and the life of a second person (a joint and survivor annuity). Again, because a private annuity is a sale and not a gift, it allows you to remove assets from your estate without incurring gift or estate taxes.Until 2006, exchanging property for an unsecured private annuity allowed you to spread out any gain realized, deferring capital gains tax. IRS regulations proposed that year have effectively eliminated this benefit for most exchanges, however. If you’re considering a private annuity, be sure to talk to a tax professional.Self-canceling installment noteA self-canceling installment note (SCIN) allows you to transfer your interest in the business to a buyer in exchange for a promissory note. The buyer must make a series of payments to you under that note, and a provision in the note states that at your death, the remaining payments will be canceled. Like private annuities, SCINs provide for a lifetime income stream and they avoid gift and estate taxes. But unlike private annuities, SCINs give you a security interest in the transferred business.Gifting your businessIf you’re like many business owners, you’d prefer to have your children inherit the result of all your years of hard work and success. Of course, you can bequeath your business in your will, but transferring your business during your lifetime has many additional personal and tax benefits. By gifting the business over time, you can hand over the reins gradually as your offspring become better able to control and manage the business on

their own, and you can minimize gift and estate taxes.Gifting your business interests can minimize gift and estate taxes because:• It transfers the value of any future appreciation in the business out of your

estate to your heirs. This can be especially valuable if business growth is expected.

• Gifts of $14,000 per recipient are tax free under the annual gift tax exclusion.

• Aggregate gifts up to $5,250,000 (2013 figure) are tax free under your lifetime exemption.

• Partial interest gifts, as with GRATs, GRUTs, and FLPs, may be valued at a discount for lack of marketability or restrictions on transferability.

Gifting your business using trustsYou can make gifts outright or use a trust. You can even structure a trust so that you keep control of the business for as long as you want. You can establish a revocable trust, which will bypass probate and allow you to change your mind and end the trust, or an irrevocable trust, such as a grantor retained annuity trust (GRAT) or a grantor retained unitrust (GRUT) that can provide you with income for a specified period of time and move your business out of your estate at a discount.Gifting your business using a family limited partnershipYou can transfer your business interest using another entity, such as a family limited partnership (FLP). An FLP is a limited partnership formed to manage and control a family business. You (and your spouse) can be the general partners, retaining control of the business itself and receiving income from the business, while your children can be limited partners. By transferring the business to an FLP, you may be able to use valuation discounts and substantially reduce the value of the business for tax purposes by making annual gifts to the limited partners.

The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements.

Copyright 2013 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

Page 14: Lincoln Business Builder (May 2013)

14 Lincoln Business Builder

Tribute to Youth

TTribute to Youth

The Home Builders Association of Lincoln recognized outstanding students at our annual

Tribute to Youth Event on April 15, 2013. The students and HBAL members present at the event enjoyed speaker, Aaron Davis,

member of the 1994 National Championship football team and noted authority on peak

performance and championship teamwork.

Megan Dreyer, Co-chair of the

annual Interior & Residential Design Contest, presents the winners with certificates and

cash prize.

Mike Rezac, 2013 HBAL President, is pictured with Interior Design

Winners Brianna Schoonover (left) and Maddie Sanders.

Mike Rezac, 2013 HBAL President, is pictured with Residential Design Winners Josh Petersen (left), Katie

Neal and Brady Pramberg.

Winners of the Residential Design Contest:First Place, $100

Brady Pramberg, Lincoln East High School

Second Place, $75 Katie Neal, Lincoln East High School

Third Place, $50Josh Petersen, Lincoln Southwest High School

Winners of the Interior Design Contest:First Place, $100

Brianna Schoonover, North Star High School

Second Place, $75 Maddie Sanders, North Star High School

Third Place, $50 Abby Baker, Southeast High School

Page 15: Lincoln Business Builder (May 2013)

15 Lincoln Business Builder

Tribute to Youth

The evening was kicked off with an appearance from the guys of the Mike Dynasty Membership Drive. See page 11 for more information

on the drive and see how easy it is to score some cash or a free lunch!

Page 16: Lincoln Business Builder (May 2013)

16 Lincoln Business Builder

Remodelers Council Scholarship • $750Grant Szwanek, Lincoln East High School,

received a $750 Remodelers Council Scholarship. Grant participates in varsity basketball and golf. Grant plans to major in Construction Management at Hastings

College and to apply his degree through local employment upon graduation.

HBAL Scholarship • $750Dillon Vestecka, Pius X High School, received

a $750 HBAL Scholarship. Dillon is a four-year member of the marching, concert and

jazz bands, a three-year member of the Show Choir band, a four-year member of the crew

for theatre and one year of participation in wrestling, biking and choir. Dillon has

accompanied school performance concerts and served as a counselor during the

summer for Sky Kamp. Dillon plans to major in Construction Management at UNL and

apply his degree through local employment or possibly start a new company in the

construction industry.

HBAL Scholarship • $750Katie Neal, Lincoln East High School, received a $750 HBAL Scholarship. Along with working,

Katie participates in softball, soccer, Student Council and National Honor Society. Katie plans

to major in Architecture at UNL and to apply her degree by working for an architecture firm

upon graduation.

President’s Scholarship • $1,000Jessica Svehla, Lincoln East High School,

received the $1,000 President’s Scholarship. Jessica’s involvement, service and recognition

in academics, associations, athletics, leadership positions, service groups, peer recognition,

church and the willingness to accept challenges are impressive and numerous. Jessica received

3rd place in last year’s Interior Design Competition. Jessica plans to either major in Architecture or Interior Design and Business with plans to apply her degree by working for an architecture firm and eventually own her

own business.

2013 Scholarship WinnersTribute to Youth

Szwanek

Neal

Svehla

Vestecka

Visit LowesForPros.com/NAHB and register to save 2% on your Lowe’s Accounts Receivable purchases made now through 12/7/2013.** Plus, get free delivery on purchases of $500 or more now through 12/7/2013.†

To register, and find out more information about these offers, visit LowesForPros.com/NAHB or call 877-435-2440.

*Ask for 5% off your single-receipt in-store purchase of any in-stock or Special Order merchandise charged to your Lowe’s Business Rewards Card from American Express or Lowe’s® Business Account or Lowe’s® Accounts Receivable. Offer is not automatic. Ask Lowe’s store associate to apply discount at checkout. Look for the discount or discounted price on your receipt. If applicable, 5% discount will be applied after all other discounts. Not valid on sales via Lowes.com, previous sales, purchase of services, gift cards, Dacor®, ICON® or Fisher & Paykel® appliances or Weber products. Offer cannot be used in conjunction with any coupon, Lowe’s military discounts, Lowe’s employee discounts, Lowe’s low price guarantee, or Lowe’s Volume Discount Program (QSP). Offer is subject to credit approval. Excludes Lowe’s® Consumer Credit Card, Lowe’s® Project CardSM Accounts, Lowe’s® VISA® Accounts and all Lowe’s® Canada Credit products. We reserve the right to discontinue or alter these terms at any time. **Offer valid now through 12/7/2013. Cannot be combined with any other statement discount. To be eligible for the 2% discount, you must register your NAHB membership by 12/7/2013 and make a purchase with your Lowe’s Accounts Receivable by 12/7/2013. Allow one to two complete billing cycles for your registration to be processed and for your discount to appear on your billing statement. Offer and discount provided by Lowe’s, and not GE Capital Retail Bank. Excludes Lowe’s Business Account Card, Lowe’s Consumer Credit Card, Lowe’s Project Card, Lowe’s Visa Accounts, Lowe’s Business Rewards from American Express Card and all Lowe’s Canada Credit projects. Offer not valid on purchases made prior to registering NAHB membership at LowesForPros.com. Call 877-435-2440 for questions about this program. All purchases subject to credit approval. †Standard delivery rules apply. ©2013 Lowe’s Companies, Inc. All rights reserved. Lowe’s and the gable design are registered trademarks of LF, LLC.

A special offer for members only.

Lowes_NAHB-1/3_VERTICAL.indd 1 11/19/12 5:44 PM

Page 17: Lincoln Business Builder (May 2013)

17 Lincoln Business Builder

HBAL Membership Equals Big Savings Through NAHB’s Member Advantage

HBAL Membership Equals Big Savings Through NAHB’s Member Advantage

As an NAHB benefit, members have access to discounts and savings opportunities offered by many top companies. All programs, rates, and prices are subject to change without notice.

When making contact, the companies below request that callers identify themselves as members of the National Association of Home Builders.

Visit www.nahb.org/ma for complete details on the Membership Advantage discounts.

Lowe’s Visit www.LowesForPros.com/NAHB or call 877-435-2440 and register to save 2% on your Lowe’s Accounts Receivable (LAR) purchases and free delivery on purchases over $500. Now Members save an additional 5% everyday at the store when they mention the 5% at time of purchase and when using their LAR.

General Motors $500 exclusive private offer on most Buick, Chevrolet and GMC vehicles. Business Owners may also qualify for additional incentives, visit www.nahb.org/ma and click on the GM logo to find out more.

FedEx Advantage Program & YRC Transportation • Up to 29% on select FedEx Express® U.S. services• Up to 25% on select FedEx Express international services• Up to 20% on select FedEx Ground® servicesVisit www.1800members.com/nahb or call 1-800-MEMBERS (800-636-2377).

TransFirst Complete payment solutions with proven savings of 16% per year average. Web/mobile tools, credit card and eCheck processing, check services and more. Free “Savings Analysis” offered to NAHB members by calling 800.613.0148. www.solveras.com/nahb.

Dell Up to 30% off on top of the line Dell computers. Call 800-695-8133 and mention NAHB or visit www.dell.com/mpp/nahb.

Liberty Mutual For auto and home owners insurance, call 800-531-3398 or visit www.libertymutual.com/nahb.

Hertz Up to 20% off on rental cars and FREE Gold Plus Rewards membership. Visit www.hertz.com/nahb or call 800-654-2200 and use CDP# 51046.

Avis Up to 25% off rental cars and FREE Avis Preferred Service membership at www.avis.com/nahb or call 800-331-1212 and use AWD code G572900.

Budget Up to 20% off rental cars at www.budget.com/nahb or call 800-283-4387 and use BCD code Z536900.

Hewlett Packard Discounts: 9% notebooks, 5% printers/scanners, 7% handhelds, 12% workstations, 16% servers, 12% storage, 6% third party options (over 10,000 items), plus free ground shipping. To place your order call 888-202-4488 and mention pass code “NAHB” or visit www.hp.com/go/nahb.

Office Depot 10% off all delivery orders. Free shipping on orders of $50 or more. Call 800-274-2753 mention NAHB membership or visit www.officedepot.com/nahb.

Omaha Steaks Save 10% off all online promotions. This discount is in addition to any online specials. www.OSincentives.com/promo/nahb

Endless Vacation Rentals 10% discount on over 200,000 vacation rentals worldwide. Destinations include the US, Canada, Mexico, the Caribbean, Europe & more. Call 877-670-7088 and Mention ID 20090 at time of reservation or go to www.evrentals.com/nahb.

Wyndham Hotel Group 20% off the best available rate at over 7,000 hotels, resorts. Mention ID 8000002688 at time of reservation. 877-670-7088. Go to www.nahb.org/ma and click on the Wyndham logo to find out more.

FTD 20% off floral arrangements and gifts at www.ftd.com/nahb or call 800-SEND-FTD use code 17421.

NAHB Career Center 20% off of standard rates for job posting & 15% off other HR services. Visit www.nahb.org/careers.

Page 18: Lincoln Business Builder (May 2013)

18 Lincoln Business Builder

HBAL Members Assist with Record-Breaking Lincoln Log Event

On April 13, Lincoln broke two Guinness World Records for the tallest and largest Lincoln Logs structure ever built. The structure stands 12’4” and is comprised of 10,063 Lincoln Logs.

Thanks to all of the HBAL Members who participated in the record-breaking event!

Page 19: Lincoln Business Builder (May 2013)

19 Lincoln Business Builder

Page 20: Lincoln Business Builder (May 2013)

20 Lincoln Business Builder

Searching for Jobs, Workers Made Easier

Searching for Jobs, Workers Made Easier with SCC’s

New Web SiteLaunching a Web-based tool designed to assist SCC students and alumni in finding employment, as well as employers seeking job candidates from the College, usage by these groups continues to increase.

Shelly Tolle, placement specialist on SCC’s Milford Campus, told a group of SCC administrators that the response to the service was impressive.

“We continue to be amazed at the number of people registering to use the site,” Tolle said. “And we’ve received very positive feedback from all types of users. This has been a number of years in the making, and now it’s a reality. We are very proud to be able to offer this service to our students, alumni and prospective employers.”

SCC’s Placement Center offices, with locations on the Beatrice, Lincoln and Milford campuses, provide job-seeker services to current SCC students, SCC alumni and employers who register through the site. All memberships are subject to the approval of the Placement Center. The approval process is conducted during normal business hours. Those hours are posted on the CONTACT INFORMATION tab within the site.

To access the site, go to https://placement.southeast.edu. Click on “Register Now” under the “Students and Alumni” or “Employers” section. Complete the online registration form and submit.

Upon approval, a confirmation email will be sent to the student, alumnus and employer. Students and alumni can then search for jobs (full- and part-time, internships, seasonal/temporary, volunteer). Registered employers can create and manage their own job listings. Employers also have the option to search for candidate resumes.

Another feature useful to employers is that seven days before their job posting is to expire, employers receive an automatic email. They then have the option to extend the posting due date or let it expire if the job has been filled.

Facilities are available for employers to conduct on-campus interviews for employment and student presentations to upcoming graduates.

For more information regarding the Online Employment Services site within Placement Center Services, contact one of the following:

Beatrice: Shirley Huttenmaier, 800-233-5027 ext. 216, 402-228-8216, [email protected].

Lincoln: Lynn Willey, 800-642-4075 ext. 2622, 402-437-2622, [email protected].

Milford: Shelly Tolle, 800-933-7223 ext. 8242, 402-761-8242, [email protected].

NAHB_HP_BW_Half_Vertical

Page 21: Lincoln Business Builder (May 2013)

21 Lincoln Business Builder

A Tale of Two Households

“Bringing Quality to Life”

You won’t find a larger selection of fireplaces & stone in town! Our showroom displays 37 fireplaces and over 170 brick and stone samples. Also available at Lumbermen’s:

• Wood & Pellet Stoves • Outdoor Firepits• Grill Islands & Kitchens • Paving Stones• Erosion Control Products • Stone Veneers • Brick

Showroom Hours: Mon-Fri 9am-5pm, Sat 10am-2pm | 8655 Amber Hill Court, Lincoln, NE 68526 | 402.421.0948 | www.lumbermens.biz

The Place to go for Everything Fireplace and Stone!

A Tale of Two HouseholdsElliot Eisenberg, Ph.D. • GraphsandLaughs, LLC

During the last year and especially the last five or six months, the economic data have been of two minds. On one hand, household net worth is way up, the stock market has been setting new highs and the number of millionaires is at 9 million, just below where it was before the recession. At the same time, we read that the amount spent at restaurants, bars, and department stores recently fell as households compensate for higher gas prices and payroll tax increases by reining in discretionary spending. Which is it? Is the economy getting better or are households hunkering down? Turns out, it’s both. Behind this seeming paradox is the growing gulf between America’s wealthier households and its poorer ones. And the past recession has put this gap into bold relief.

While suffering during the Great Recession, wealthier households, because they are more likely to own equities and a home, have enjoyed the recent rise in house prices and the stock market, as well as the special year-end dividends that were timed to avoid tax increases that went into effect the first of this year. In addition, because they can borrow money at today’s historically low rates, they are spending more on vacations, cars and other high-end discretionary purchases as their financial situation improves. Moreover, over the last few years their incomes have been rising, something the majority of the population has not been experiencing.

By contrast, households in the bottom half of the income distribution are having a tough time of it. The combination of stagnant wages in the years before the Great Recession, large job losses during the recession, current high levels of unemployment,

the dramatic increase in those unemployed 12 months or more, high gasoline prices and delayed income-tax refunds are forcing these households to forgo many purchases. As such, retailers that cater to lower and middle-income Americans are feeling the pinch. Worse, the payroll tax hike will probably take three or four months before its impact is fully felt.

Fortunately, those in the top half of the income distribution are doing well and they pack a lot of retail punch. The top 20% of households account for 38% of all spending while the top 50% of all households account for 70% of all spending. By contrast, the bottom quintile is responsible for a tad less than 9% of all spending. And so far, higher income households have been carrying the load, with spending most recently rising at a month-over-month rate of 0.7%, the best level since a 0.8% gain in September 2012.

Despite high-income households facing higher taxes due to the expiration of the Bush tax cuts and everyone facing the vagaries of the sequester, the economy is not on the ropes. A diet of dirt-low interest rates, a booming energy sector, and solid improvement in the all-important cyclicals including autos, big ticket items, business fixed investment, and most importantly homebuilding, should translate into increases in middle- and lower-class employment and (hopefully) wages, and thus more household spending among those doing relatively little of it now.

Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at [email protected]. His daily 70 word economics and policy blog can be seen at www.econ70.com.

Page 22: Lincoln Business Builder (May 2013)

22 Lincoln Business Builder

Sorry to See You Go!If you see your company listed below, contact HBAL at

402-423-4225 to renew your membership TODAY!

Directory Changes | Cancellations

Directory Changes

K & M Surveying, Inc.Midlands Financial BenefitsSuperior Construction, Inc.

Union Agency, Inc.Vantage Pointe Homes, Inc.

Wood Floors ‘R’ Us, Inc.

APOLLO STEEL COMPANY

Your Hometown Source For

• HouseBeams

• Columns

• BrickLintels

• Joists&Deck

• MiscellaneousPlate,Angle,Pipe&Tubing

Fabricating The Future of Nebraska7200AmandaRoad,Lincoln,NE68507

Phone:402-466-8587•Fax:402-466-0594

• New contact for Metalworks, Inc. is Chris Benes. Email: [email protected].

• New contact for Lowe’s is Asa Achen.

• New contact for Pella Products of Omaha & Lincoln is Stephen Noel. Phone: 402-690-1753. Email: [email protected].

• New fax number for Roof Tech is 800-360-2772.

• Terry Kraft is now an affiliate member for Prudential Ambassador Real Estate. Phone: 402-840-4362. Email: [email protected].

• New affiliate member for West Gate Bank is Brett Sundberg. Phone: 402-434-3482. Email: [email protected].

• New contact for Triple D Construction is Danny Mohling. Phone: 402-416-9715.

• New contact for Jerry’s Basement Waterproofing, Inc. is Jim Vocelka. Phone: 402-306-0562. Email: [email protected].

Page 23: Lincoln Business Builder (May 2013)

23 Lincoln Business Builder

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

Renewals

This is your invitation to learn more about

tankless water heaters. An expert

from Rinnai will provide information

for you. Please, don’t wait to RSVP.

Tank

less

Wa

ter H

eate

rs

Hosted by

Black Hills Energy & Ferguson EnterprisesDate: May 14th, 2013Time: 4 P.M. – 6 P.M.

Address: 5001 S 19th St

Appetizers & Drinks provided

For more information or to RSVP, contact Ruth at

402/437-1814 [email protected]

You are Invited

Athey Painting, Inc., 40 yearsBarcroft Building, Inc., 4 years

Beatrice Concrete Co., Inc., 16 yearsBill’s Heating & Air Conditioning, 25 years

Buss Excavating, Inc., 19 yearsCampbell’s Kitchen Cabinets, Inc., 24 years

CKF - Consolidated Kitchens, 15 yearsCraig Bauer Construction Co., 10 years

Design Associates, 3 yearsFallbrook Development, 4 years

Great Plains Custom Homes, LLC, 4 yearsICF Connections, 4 years

Ironwood Builders, 6 yearsLincolnFirst Realty, 4 yearsMetalworks, Inc., 3 years‘O’ Street Carpet, 4 years

Rainwood Interiors, 29 yearsRoth & Troyer Construction, Inc., 7 years

Schneider Electric, 26 yearsSherwin-Williams Co., 10 years

Shine-A-Blind Nebraska, Inc., 4 yearsStonebrook Roofing, Inc., 7 years

Union Title Company, 11 yearsWells Fargo Home Mortgage, 22 years

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing. This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Local service for the life of your mortgage loan.

Stop by, call, or visit us online to learn more.

56th & South St. | CornhuskerBank.com | 402-434-2265

* Not all mortgage loans qualify for the local servicing program. Please contact a mortgage lender for details. Member FDIC |

When it comes to cabinetry, Millard Lumber o�ers a vast and diverse selection. Whether it’s a color, �nish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also o�ers installation

for all cabinets and hardware.

11200 N. 148th St., Waverly NE 402.786.3030 M-F 7:30am - 5pm

Page 24: Lincoln Business Builder (May 2013)

24 Lincoln Business Builder

Conserve…..Reduce Outdoor WateringJuly and August 2012 were the driest on record dating back to 1887. These dry conditions prompted the City of Lincoln to enact outdoor watering restrictions for the first time since 2002. With record low precipitation throughout Nebraska, the Platte River also reached record low levels affecting the amount of water available to Lincoln’s wells. Low river flows combined with the high water use from summer lawn watering made mandatory restrictions necessary in July 2012.

Using the lessons learned in 2012, the City has revised its Water Management Plan to simplify watering restrictions. One important change is a new designated day watering schedule for multi-family, commercial, industrial, governmental properties, street medians and single family properties with a common irrigation system such as townhomes. Designated watering days for these properties will be on Sundays, Tuesdays and Fridays regardless of property address as shown below.

Property Type Sun Mon Tue Wed Thu Fri Sat

Multi-family, commercial, industrial, governmental, institutional properties, street medians and single family properties (townhome developments) with a common irrigation system. All addresses.

• • •Single family properties and duplexes with even numbered addresses (ending in 0,2,4,6 or 8) • • •Single family properties and duplexes with odd numbered addresses (ending in 1,3,5,7 or 9) • • •

This change is intended to reduce confusion and eliminate the need for property owners to declare a watering schedule for irrigation systems serving multiple addresses. Single family properties and duplexes will remain on the same designated day schedule based on even/odd numbered addresses as in previous years.

Currently there are no restrictions; however, customers should consider making appropriate changes to their irrigation system now in preparation for voluntary or mandatory restrictions. Whether or not restrictions are implemented will depend to a large extent on precipitation and temperatures during the next few months.

On warm summer days, several million gallons of treated drinking water are used to irrigate lawns in Lincoln. Customers are reminded that the three (3) designated day watering schedule is to provide flexibility how and when lawns are watered. The schedule is not meant to suggest that lawns be watered all three (3) days. Rather, property owners should consider using only minimal amounts of water to maintain landscapes and restrict weekly watering to one (1) or two (2) days, if possible.

Another change to simplify the plan is to allow occasional outdoor watering at any time using an attended, handheld hose. This change allows for minimal watering of landscape materials, container plantings and bird baths without risk of ticketing during mandatory restrictions.

Some additional tips to reduce outdoor watering include the following:

• Leave mulch on the lawn to retain moisture and nutrients;

• Raise your mower height to 3.5 inches which increases root depth;

• Water very early in the morning and no later than 9:00 am;

• Reduce watering times on automatic sprinkler systems;

• Inspect and adjust spray nozzles to eliminate wasteful watering;

• Turn off your irrigation system when rain is forecasted. Capture rain water in a rain barrel.

• Don’t water during windy conditions, pick another designated day;

• Plant drought tolerate landscape;

• Allow lawn to go dormant and use watering recommendations from Lancaster County Extension. See recommendations at: http://lancaster.unl.edu/hort/articles/2008/wateringdryspell.shtml

For additional online information regarding the Water Management Plan and other helpful tips on water conservation, please visit water.lincoln.ne.gov. Or, contact the Water Management Hotline at 402.441.1212.

Conserve...Reduce Outdoor Watering

West Gate Bank recognizes that people make the difference. Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refi nancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Strong Foundations BeginWith Great People

Lincoln’s Bank westgatebank.com

Adam FlanaganConstruction and Real Estate

Lending Offi cer Scott WilliamsonVice-President Mortgage

Susan BredthauerVice-President Mortgage

402-434-3456 member FDICEQUAL HOUSINGL E N D E R

Page 25: Lincoln Business Builder (May 2013)

25 Lincoln Business Builder

Start Early for a Healthier Lawn Later

Providing Offset Printing& Digital Services

in Lincoln since 1980.

402.483.75753133 S. 7th Street • Suite D

Fax 402.483.7577info@pioneerprintinginc.comwww.pioneerprintinginc.com

Multi Color Printing

Graphic Design

Ad Specialties

Bindery Services

Digital Color Copies

Digital Black & White

Engineering Copies

Personalized Service

Start Early For a Healthier Lawn Later This Summer!With the recent rains we have received, it is difficult to consider continued drought conditions may very likely carry over from the summer of 2012. The City of Lincoln has recognized this and will be releasing an updated Water Management Plan very soon. The primary focus will be turf irrigation.

Most people take pride and care in maintaining their lawns, although weather conditions often hamper even a green thumb’s best efforts. And, it’s not just a matter of beauty — or friendly neighborhood competition. Maintaining your home’s landscape is important for property values.

Gene Theer, Lincoln Turf shared, “Many problems from last year’s drought were caused by mismanagement of water. The time to push roots down is in the spring when the turf is not already under the stress of drought conditions. Too many homeowners start watering their turf way too early in the season and by the time the heat of summer arrives the turf can’t handle the stress.”

According to the Oregon State University Extension Service (OSUES), many people water their lawn more than necessary. As a result, lawns have developed a reputation for using a lot of water. Instead of following a predetermined watering schedule, check the soil moisture regularly. You can then alter your schedule to better meet your lawn’s needs.

To check soil moisture, the OSUES suggests inserting a screwdriver into the soil. If it penetrates the soil easily, it is moist. If not, you know your lawn is getting dry.

During dry summers, consider watering half as much as usual. Lawns will stay mainly green, with a few brown spots, if they receive ½ to ¾ inch of water per week. Watering once or twice a week to apply this amount of water should be sufficient.

Don Daringer, Nebraska Sod cautions, “The soil 3-5 feet below the

surface is also very dry in most locations. It will take multiple slow rains in order to return the soil to its normal condition. The University of Nebraska Nebguides (available here: www.ianrpubs.unl.edu/epublic/pages/index.jsp) are an excellent source of information for learning how to manage your watering and caring for your turf and trees, but many of them are created for normal conditions.”

Another option, one that home owners may be reluctant to consider, is to forgo watering altogether and allow the turf to go dormant and turn brown during the summer. If having a brown summer lawn is not your idea of compromise, here are some additional lawn care strategies from the Agronomy and Horticulture department at the University of Nebraska, Lincoln:

• Minimize fertilization. Over fertilized and over-watered lawns tend to lack the wherewithal to thrive under stress. This spells trouble during a drought because the lawn hasn’t developed a deep root system. Heavily fertilized lawns also require more water, so home owners may want to wait until fall to fertilize.

• Mow your lawn properly. A good rule of thumb for each mowing is to not take off more than one-third of the length of the grass. Mowing higher forces grass to develop and use deeper roots.

• Try mulching — even if you don’t have a mulching mower. Let clippings remain on the grass. Lawns tend to lose more water and nutrients through evaporation when you remove clippings.

• If you didn’t aerate your lawn in the spring, consider doing so this fall. Aeration creates small holes in the ground that allow water to soak deeper into the ground and promotes root growth.

• Maintain your lawn care equipment. Sharpen mower blades at least twice this summer. Dull blades tear grass, forcing grass to use 40 percent to 60 percent more water while it struggles to recover from stress.

• Finally, water when the sun is not at its peak, either in the early morning or around dusk. Irrigating during the day wastes water, because much of the water evaporates in the heat.

Even if your community has imposed water limits, it doesn’t necessarily sentence your lawn to a long, brown summer. Follow them. Watering on alternate days can save 40 percent to 50 percent of water, and heeding these few guidelines will go a long way to helping you maintain and enjoy your lawn, even though the hot, dry summer.

According to Theer “Last year’s drought affected all types of lawns – there is no one grass that works for everyone. Even fescues may be drought tolerant, but they are not necessarily drought resistant. Areas that didn’t survive the heat of last summer are dead and will need to be replanted.”

With the use of technology and rain sensors, modern irrigation is more sensitive and efficient. Theer further shared, “There is nothing more depressing than receiving a nice rain from mother-nature and seeing people running their sprinklers.”

As you seed, sod or repair your lawns, look for quality turf grasses that will be easy to maintain, drought resistant and disease resistant. These features will ease your stress and possibly pocketbook in the years to come!

Visit www.hbal.org/find-a-pro (available on HBAL’s new website, scheduled to go live May 6) to find contact information of local experts who may be able to assist with the needs of your respective lawn, tree or landscape concerns.

For more lawn maintenance tips, visit www.nahb.org/forconsumers.

Page 26: Lincoln Business Builder (May 2013)

26 Lincoln Business Builder

Lancaster County Perspectives

Lancaster County Perspectives

Permits are on the upswing in Lancaster and the 8 county area surveyed by MarketGraphics of Nebraska. The good news is that they continue to increase at a steady if not dramatic pace. The top of the first chart shows a steady increase since December of 2010. The chart below it puts it in context of where we are as compared to the highs of 2004. While we should feel good about the progress we are making, we have a lot of room to grow. Our projections are that we won’t reach the highs of 2004 in the “New Normal” but should reach the 1550 per year level by 2018.

This chart shows the history of the 8 county area surveyed by MarketGraphics of Nebraska. The high of almost 8,000 permits in the total area in 2003 should settle in to a “New Normal of 5500 by 2018/2019. We believe there is plenty of upside to permit growth in the future absent any major political or economic trauma.

Page 27: Lincoln Business Builder (May 2013)

27 Lincoln Business Builder

Page 28: Lincoln Business Builder (May 2013)

Home Builders Association of Lincoln6100 S. 58th Street, Suite CLincoln, NE 68516

ADDRESS SERVICE REQUESTED

PRST STDUS POSTAGE

PAIDLINCOLN NE

PERMIT NO 51

It pays to build more energy-efficient homes. Just let us know where to send the check.

The LES Sustainable Energy Program provideshomebuilders significant incentives for installing high-efficiency heating and cooling equipment — upto $1,000 per ton on heat pumps and $750 per ton onair conditioners. Whether you keep the incentivesor pass them on to clients, you’ll help save energy,reduce environmental impact and delay the need tobuild expensive power plants. Help keep Lincoln’selectric rates among the lowest in the nation. Visit our website or call 402.473.3275 for complete details.

www.les.com

Les122824 Jan HBAL Ad High Efficiency Equip3.indd 1 12/17/12 1:07 PM

May 12-19www.HBAL.org