LIC’s Jeevan Vriddhi Plan No. 808. LIC’s Jeevan Vriddhi (Plan no. 808) Features Single premium Non-Linked Plan Limited Period Offer i.e. Close Ended Plan.

LIC’s Jeevan VriddhiPlan No.

808

LIC’s Jeevan Vriddhi (Plan no. 808)Features

• Single premium Non-Linked Plan

• Limited Period Offer i.e. Close Ended Plan

• Plan Term is 10 Years only

• Maturity Benefit

Guaranteed Maturity SA + Loyalty Addition, if any

• Death Benefit

Basic Sum Assured*

Why Vriddhi ? How ??

Guaranteed Returns at Maturity

Ideal combination of Insurance & High Returns

High Risk Cover – 5 times the Premium (free)

Returns free of Market Fluctuations

SP : Pay once & Enjoy

Easy Liquidity – Avail loan facility

Higher Returns for Higher SP

Higher Returns for Youngsters

SUC--- STAND ALONE JUST LIKE J. ASTHA

Jeevan Vriddhi (Plan no. 808)Eligibility conditions

Particulars Minimum Maximum

Age At Entry 08 Years 50 Years

Premium Mode SINGLE

Term 10 Years

Single Premium Rs.30,000/- Onwards in Multiples of Rs.1000/-

S.A. Rs.1,50,000 NO LIMIT

Others Service Tax as per rules.

Bank Fixed Deposits

Bank > 5 Yrs.

Allahabad Bank 8.50

Andhra Bank 9.00

Axis Bank 8.50

Bank of Baroda 8.50

Bank of Maharashra

9.00

Bank > 5 Yrs.

Dena Bank 8.75

HDFC Bank 8.25

ICICI Bank 8.75

PNB 9.00

State Bank of India 9.25

Jeevan Vriddhi : Return on Investment of Rs.1 lac

Amount of Investment Rs.1,00,000

Total return on Maturity after 10 yrs. Rs.2,24,855

Yield 8.44%

Simple Interest 12.49%

Risk Cover Rs.5,00,000

Yield – Post Tax Return (Tax Slab 10%) 9.59%

Yield – Post Tax Return (Tax Slab 20%) 10.89%

Yield – Post Tax Return (Tax Slab 30%) 12.38%

LOYALTY

ADDITION

Loyalty Addition

payable

shall be based on the

GUARANTEED

MATURITY SUM

ASSURED (GMSA)

Loyalty Addition Declared : 31.3.2011

Plan Term LA

Bal Vidya 11 Rs.250/-

Bima Nivesh 10 Rs.100/-

Komal Jeevan 10 Rs.65/-

New Jeevan Shree 10 Rs.130/-

Loyalty Addition Declared : 31.3.2011

POLICY NO - 953828941DOC – 03/2002 DOM – 03/2012PREMIUM PAID - 170511/- S,A- 200000Guaranteed addition @5.5% Compounding yly.

S.A G.A TOTAL

200000 11000 211000211000 11605 222605222605 12243 234848234848 12917 247765247765 13627 261392261392 14377 275769275769 15168 290937290937 16002 306939306939 16884 323823323823 17812 341635341635 18792 360427

G.A 360427Loyalty Addn 2000020000Total 380427

J.Vriddhi as a Guranteed RD Deposit

Month Year Amount

APRIL 2011 1,00,000

MAY 2011 1,00,000

JUNE 2011 1,00,000

JULY 2011 1,00,000

AUGUST 2011 1,00,000

SEPTEMBER 2011 1,00,000

OCTOBER 2011 1,00,000

NOVEMBER 2011 1,00,000

DECEMBER 2011 1,00,000

JANUARY 2012 1,00,000

FEBRUARY 2012 1,00,000

MARCH 2012 1,00,000

TOTAL 12,00,000

Month Year Amount

APRIL 2021 2,25,000

MAY 2021 2,25,000

JUNE 2021 2,25,000

JULY 2021 2,25,000

AUGUST 2021 2,25,000

SEPTEMBER 2021 2,25,000

OCTOBER 2021 2,25,000

NOVEMBER 2021 2,25,000

DECEMBER 2021 2,25,000

JANUARY 2022 2,25,000

FEBRUARY 2022 2,25,000

MARCH 2022 2,25,000

Mat. TOTAL 2022 27,00,000

BANK RECURRING DEPOSIT J.VRIDDHI MATURITY AFTER 10 YRS.

HIGH PREMIUM REBATE

Basic

Premium

Increase in Guaranteed Maturity Sum Assured

Below Rs.50,000/- NIL

Rs.50,000 to Rs.99,000 1.25%

Rs. 1 Lac & Above 3.00%

Effect of Premium Rebate on Guaranteed Maturity S.A.

Age Single Prem. GMSA

8 Yrs. Rs.1000/- Rs.1984.60

8 Yrs. Rs.1,00,000/- Rs.2,04,414

NET GAIN : Rs.5954/-

PLUS

Loyalty Addition on GMSA

J.Vriddhi : Guaranteed Edu-Care Bond

Benefit IllustrationParticulars Description

Age 8 yearsTerm 10 yearsMode YearlyPremium Rs.100000/- (Exclusive of Service Tax)Sum Assured Rs.500000Maturity Value (GMSA) Rs.2,04,414/-Loyalty Addition payable on Maturity :

Assuming 10 % Rs.20,441/-Returns with LA (Simple Int.)= 12.16% (w/o Tax Rebate)

Returns with LA (IRR)= 8.26% (w/o Tax Rebate )

Returns with LA (Simple Int.)= 15.21% (With Tax Rebate : 20% Slab)

Returns with LA (IRR)= 10.73% (With Tax Rebate : 20% Slab)

Jeevan Vriddhi As a GUARANTEED EDU-CARE BONDAge : 8 Yrs. Total Prem. : Rs.5,00,000/-

After 10 Yrs (At the time of Maturity)

Age 18 Yrs. Total Returns

GMSA = Rs.10,22,070/-

L.A. = Rs. 1,02,207/-

Total Returns = Rs. 11,24,277/-IT CAN BE USED FOR HIGHER

EDUCATION.

Jeevan Vriddhi : Route to MDRT(condition : Rs.8,18,600/- commission)

Premium Commission NOP Required

Rs.1 Cr. Rs.2,00,000 4

Rs.50 lac Rs.1,00,000 8

Rs.25 lac Rs.50,000 16

Rs.10 lac Rs.20,000 40

Top 10 Policies sold under SP

RANK PLAN SINGLE PREMIUM

1 195 11,00,00,011

2 195 11,00,00,011

3 195 9,89,70,000

4 191 8,00,00,000

5 195 7,72,80,000

6 195 7,72,80,000

7 195 7,50,04,380

8 195 7,47,67,500

9 171 6,99,97,957

10 195 6,89,10,390

Jeevan Vriddhi for NRIs

The Plan can be allowed to NRIs and Foreign Nationals of Indian Origin residing in

countries falling in Residence Group

I to VII without charging any Residence Extra

JEEVAN VRIDDHI

NMG 6,25,000 2,00,000 1,00,000 50,000 0

NMG(P) NA NA 3,00,000 2,00,000 1,00,000

NMS NA NA 3,75,000 2,50,000 1,00,000

ONLY FMR 12,49,000 12,49,000 3,75,000 2,50,000 50,000

* MAJOR STUDENTS UPTO AGE 25 - NON-MEDICAL - RS 2,00,000

36 to 45 years

46 to 50 years

Age Groups

PREMIUMS ALLOWED FOR JEEVAN VRIDDHI UNDER DIFFERENT MEDICAL-NON-MEDICAL SCHEMES FOR DIFFERENT AGE-

GROUPS

8 to 9 Years

10 to 17 years

18 to 35 years

DIFFERENT SCHEMES

Zone wise Jeevan Vriddhi NB

ZONE POLICY FPI

Northern Zone 363 1.63

North Central Zone 556 2.35

Central Zone 420 1.76

Eastern Zone 89 0.41

South Central Zone 490 2.09

Southern Zone 221 0.84

Western Zone 300 1.33

East Central Zone 312 1.27

TOTAL 2751 11.68

Division wise Jeevan Vriddhi NB

DIVISION POLICY FPI

Rajkot 8 3.19

Amravati 37 15.59

Ahmedabad 2 0.8

Gandhinagar 40 17.71

Surat 69 29.69

Vadodara 11 5.2

Mumbai II 1 0.3

Kolhapur 5 2.3

DIVISION POLICY FPI

Mumbai I 1 0.51

Thane 7 3.12

Pune I 11 4.51

Aurangabad 11 4.51

Bhavnagar 65 30.31

Nadiad 22 9.93

Nanded 10 4.85

TOTAL OF WZO

300 132.52

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