Empower yourself With the stars of tomorrow Invest in DECEMBER 2018 MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. /LICMutual /company/LICMutual /LICMutual 1800-258-5678 Connect with us: www.licmf.com 1800-258-5678 Call Toll Free To know more, please consult your Financial Advisor OR Investors understand that their principal will be at Moderately High Risk RISKOMETER This product is suitable for investors who are seeking*: • Long-Term Capital appreciation. • A fund that primarily invests in Large and Mid- cap stocks. • Risk - Moderately High *Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
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LIC MF Factsheet December 2018 - LIC Mutual Fund · India's GDP growth eased to a 3-quarter low 7.1% in Q2 FY2019 from 8.2% in Q1 FY2019 relative to 6.3% recorded in Q2FY2018. India's
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Empower yourself
With the stars of tomorrow
Invest in
DECEMBER 2018
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com
1800-258-5678
Call Toll FreeTo know more, please consult your Financial Advisor
OR
Investors understand that their principal will be at Moderately High Risk
RISKOMETER
This product is suitable for investors who are seeking*:
• Long-Term Capital appreciation.
• A fund that primarily invests in Large and Mid-cap stocks.
• Risk - Moderately High
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
MARKET REVIEW
EQUITY
Market Review
Ÿ Equity markets witnessed a rally in month of November taking cues from strong global sentiments driven by optimism around a trade deal between US & China and dovish remarks from Federal Reserve Chairman suggesting a slower pace of rate hike. Low CPI, modest IIP and decline in crude prices aided sentiments in domestic equities. Thus, SENSEX was up 5% in month of November.
Ÿ On the economy front, real GDP growth moderated to 7.1% in 2QFY19 compared to 8.2% in 1QFY19. GDP growth for 1HFY19 now stands at 7.6% compared to 6% in the same period last year. September IIP growth stood at 4.5%, as against 4.7% in August. CPI inflation was muted at 3.3% in October from 3.7% in September while WPI inflation increased to 5.3% in October from 5.1% in September.
Ÿ Sector-wise indices – For month of November-18, Consumer Durables and Realty sector indices outperformed and returned 7.2% and 6.7% respectively. Metal and Healthcare indices underperformed the market during the month returning -5.5% and -2.7% respectively.
Capital flows:
FIIs were net buyers in the equity to the tune of Rs. 5,981 crores (USD 833
million) in November 2018. Cumulative, FIIs sold equity worth Rs. 41,653 crores
(USD 5,727 million) in last twelve months i.e. from Dec-17 to Nov-18 and DII
bought equity worth Rs. 1,12,439 crores (USD 16.53 billion) for the same
period. (As on 30th November 2018, Source: SEBI) (November 2018 Avg. 1
USD = INR 71.77).
Outlook
Ÿ India's 2QFY19 gross domestic product (GDP) growth moderated with a
broad-based slowdown across consumption, net exports and manufacturing on
the supply side. The slowdown in 2QFY19 GDP growth comes despite robust
high frequency data and reasonable corporate earnings. The growth has largely
been supported by government-enabled construction activity, electricity and
public spending.
Ÿ Oil prices corrected sharply during Nov '18. The suspension of trade war
between the US and China and reopening negotiations to settle trade disputes
is a positive for sentiment and will temporarily alleviate concerns about a sharp
slowdown in the Chinese economy. Optimism around the trade deal, sharp
decline in crude prices and appreciation of USD-INR. This coupled with
appreciation of USD-INR led to sharp rebound in November (+5%). Expect
global oil prices to remain soft keeping inflation under check.
Ÿ Valuations are fair for the broad market but based on strong recovery in net
profits. Also, valuations show wide divergence between 'growth' and 'quality'
stocks. Despite all these factors, India's 1YR forward PE premium to MSCI EM
is still at 62%.
Ÿ As a fund house, we continue to believe that FY19 would be a year of better
earnings but volatile returns. Consumer centric players with strong distribution
networks, differentiated products, no regulatory overhang on manufacturing
units, strong urban base and clear competitive advantage are better placed to
tide over any market volatility.
Mr. Yogesh Patil Mr. Marzban Irani
Fund Manager - Equity Fund Manager - Fixed Income
₹
2
Government bond prices ended higher in the week with yield of the 10-year benchmark bond ending at 7.61% on November 30 compared with 7.88% on October 26. The yield fell by ~24 basis points in the month due to correction in crude oil prices and rupee appreciation. Brent crude plunged ~20-22%, settling at $58.44, for weakest month in over 10 years.
India's GDP growth eased to a 3-quarter low 7.1% in Q2 FY2019 from 8.2% in Q1 FY2019 relative to 6.3% recorded in Q2FY2018. India's Trade Deficit Widens to $17.13bn even as exports bounce back. Imports rose 17.6% while exports rose 17.86% in Oct'18. Consumer Inflation eases to 3.31% in October, slowest pace in 13 months.
Rupee gained 5.5% in November ending the session at 69.58 per US dollar on drop in crude prices, speculative positioning etc. A fall in crude oil prices also boosted the sentiment for the rupee.
However, rise in the rupee was limited as global risk appetite was weighed down by ongoing US-China trade war.
Systemic liquidity conditions have remained largely in deficit, with surpluses witnessed only on three out of the 45 days till December 1, 2018. The daily average liquidity deficit rose from Rs. 623bn during October 2018 to Rs. 811bn in November 2018, despite sizeable OMO purchases conducted by the RBI during October and November 2018. Although the FII flows were positive during November 2018, incremental bank credit outpaced deposits, contributing toward tighter systemic liquidity.
The US Federal Reserve in its recently concluded Federal Open Market Committee (FOMC) meeting unanimously decided to maintain its current level of reference rate at 2-2.25%. However, signalled that it would continue with its interest rate hikes going forward amid a strong economic backdrop. Uncertainty about the Brexit deal persist in Britain. Other European markets, too, ended higher on tracking dovish comments from the Fed chairman and optimism about Italy's budget situation. China's Shanghai Composite rose moderately as investors mostly remained on the sidelines ahead of the meeting between the US and Chinese presidents this weekend.
OutlookŸ We expect that there would not be any rate hike by the RBI in December'18
credit review and shall maintain its calibrated tightening stance despite easing inflationary concerns. We expect the 10-year G-sec yield to trade in a band of 7.3-7.7% in the remainder of this quarter.
Ÿ An upward revision in the Government of India's borrowing calendar for Q4 FY2019 and any reversal in crude prices present risks that could significantly push up G-sec yields from the current levels.
Ÿ Short term rates have come down as expectation of rate hikes has reduced over the course of last 1 month due to falling crude oil prices and continuous liquidity infusion by RBI through Open market operations.
Ÿ We expect that yield curve may flatten from now till March end due to year end supply pressures. Post the recent refinance crisis faced by NBFC, they are correcting their ALM by issuing lesser amount of commercial papers and higher amount of NCD.
Ÿ We expect NBFC yield curve to remain steep in the near term. We expect the call money rates/short-term rates may exceed the repo rate, i.e. 6.50%.
DEBT
RBI conducted OMO purchases worth Rs.500bn in November. It will pump in another set of liquidity in December by infusing Rs400bn. NSDL data showed positive FII flows of ~USD $890mn in November. Corporate bond spread continues to remain high.
RISKOMETER
Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *
Riskometer
LIC MF Large Cap Fund
LIC MF Multicap Fund
LIC MF Large & Mid Cap Fund
LIC MF Infrastructure Fund
LIC MF Tax Plan
LIC MF Index Fund-Sensex Plan
LIC MF Index Fund-Nifty Plan
LIC MF Exchange Traded Fund - Nifty 50
LIC MF Exchange Traded Fund - Sensex
LIC MF Exchange Traded Fund - Nifty 100
3
Ÿ Long Term Capital GrowthŸ A Fund that primarily invest in large-cap stockŸ Risk - Moderately High
Ÿ Long Term Capital Appreciation and Current Income.
Ÿ Investing in Large, Mid & Small-cap stocksŸ Risk - Moderately High
Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap
stocksŸ Risk - Moderately High
Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity
and equity related securities of companies engaged in banking and financial services.
Ÿ Risk - High
Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments
of companies directly or indirectly engaged in infrastructure sector.
Ÿ Risk - High
Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Moderately High
Ÿ Long Term Capital Growth
Ÿ Investment in equity instrument of S&P BSE Sensex
Index stocks subject to tracking error.
Ÿ Risk - Moderately High
Ÿ Long Term Capital Growth
Ÿ Investment in equity instrument of NIFTY 50 Index
stocks subject to tracking errors.
Ÿ Risk - Moderately High
Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50
Index, subject to tracking errors.Ÿ Risk - Moderately High
Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE
SENSEX, subject to tracking errors.Ÿ Risk - Moderately High
Ÿ Long Term InvestmentŸ Investment in equity and equity related securities
and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.
Ÿ Risk - Moderately High
LIC MF Banking & Financial Services Fund
Investors understand that their principal will be at moderately high risk.
RISKOMETER
Investors understand that their principal will be at high risk.
RISKOMETER
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
LIC MF Liquid Fund Ÿ Regular income for short termŸ Investment in debt / money market instruments
with maturity of upto 91 days. Ÿ Risk - Low
Investors understand that their principal will be at low risk.
RISKOMETER
Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *
Riskometer
LIC MF Government SecuritiesFund
LIC MF Debt Hybrid Fund
LIC MF Bond Fund
LIC MF Children’s Gift Fund
LIC MF Banking & PSU Debt Fund
LIC MF Savings Fund
RISKOMETER
LIC MF Equity Hybrid Fund
SchemeLIC MF Unit Linked Insurance
4
Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income
instruments. Ÿ Risk - Moderately High
Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,
fixed income securities (debt and money market securities).
Ÿ Risk - Moderately High
Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by
Central State Government.Ÿ Risk - Moderate
Ÿ Medium term capital appreciation with current income
Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.
Ÿ Risk - Moderate
Ÿ Income over medium to long termŸ To generate income/capital appreciation through
investments in Debt and Money market instruments.
Ÿ Risk - Moderate
Ÿ Long term capital appreciation and current income
Ÿ A fund that invests both in stocks and fixed income instruments.
Ÿ Risk - Moderately High
Ÿ Regular income for medium term capital appreciation with current income
Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.
Ÿ Risk - Moderate
Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk.
RISKOMETER
Investors understand that their principal will be at moderate risk.
RISKOMETER
LIC MF G-Sec Long Term Exchange Traded Fund Ÿ Medium to long term regular income
Ÿ Investment in securities in line with Nifty 8-13 yr G-Sec Index to generate comparable returns subject to tracking errors.
Ÿ Risk - Moderate
To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of
equity and equity related securities of Large Cap companies including derivatives. However there can be no
assurance that the investment objective of the scheme will be achieved.
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty 100 Index, ## Nifty 50 index. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
SCHEME PERFORMANCE
SIP PERFORMANCE
PORTFOLIO AS ON 30.11.2018
INVESTMENT OBJECTIVESCHEME FEATURES
SECTOR ALLOCATION (% of NAV)
Company % of NAV Company % of NAV
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
Market Value as on November 30, 2018 ( ) ₹ 1,20,658 4,05,595 7,41,747 20,82,959 NA
CAGR (%)Value of lumpsum investment of 10,000/- invested ₹
on inception datePeriod
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 11. Past performance may or may not be sustained
in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme
was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional
Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(3).
Factsheet December, 2018
Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.
Date of allotment: September 01, 1994
Fund Size:
AUM as on 30/11/2018: ₹ 248.33 Cr
Average AUM for November 2018: ₹ 237.63 Cr
Benchmark: Nifty 100 Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Sachin Relekar;Experience: 13+ years
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ 25.1788 ₹ 26.5326
Dividend ₹ 16.6056 ₹ 18.9956
Expense Ratio:Regular: 2.60% Direct: 1.51%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.55 times
Risk Measures:Standard Deviation 4.02Portfolio Beta 0.94Sharpe Ratio 0.0176
Load Structure:Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
21.41%
16.26%
11.71%
11.34%
6.05%
4.69%
3.97%
2.33%
2.00%
1.94%
1.12%
0.95%
0.78%
0.77%
0.73%
Banks
Finance
Auto
Consumer Non Durables
Software
Petroleum Products
Retailing
Construction Project
Cement
Non - Ferrous Metals
Transportation
Media & Entertainment
Pharmaceuticals
Ferrous Metals
Auto Ancillaries
Equity Holdings
Auto 11.71%
Maruti Suzuki India Ltd. 5.98%
Mahindra & Mahindra Ltd. 4.18%
Ashok Leyland Ltd. 1.54%
Auto Ancillaries 0.73%
Motherson Sumi Systems Ltd. 0.73%
Banks 21.41%
HDFC Bank Ltd. 8.47%
Kotak Mahindra Bank Ltd. 6.58%
ICICI Bank Ltd. 6.35%
Cement 2.00%
Shree Cements Ltd. 2.00%
Construction Project 2.33%
Larsen & Toubro Ltd. 2.33%
Consumer Non Durables 11.34%
Britannia Industries Ltd. 5.05%
Hindustan Unilever Ltd. 4.15%
Godrej Consumer Products Ltd. 2.13%
Ferrous Metals 0.77%
Tata Steel Ltd. 0.76%
Tata Steel Ltd.-Partly Paid 0.01%
Finance 16.26%
HDFC Ltd. 5.31%
Bajaj Finserv Ltd. 4.61%
Bajaj Finance Ltd. 4.42%
L&T Finance Holdings Ltd. 1.93%
Media & Entertainment 0.95%
Zee Entertainment Enterprises Ltd. 0.95%
Non - Ferrous Metals 1.94%
Hindalco Industries Ltd. 1.94%
Petroleum Products 4.69%
Reliance Industries Ltd. 4.69%
Pharmaceuticals 0.78%
Piramal Enterprises Ltd. 0.78%
Retailing 3.97%
Avenue Supermarts Ltd. 3.97%
Software 6.05%
Tata Consultancy Services Ltd. 4.76%
Infosys Ltd. 1.29%
Transportation 1.12%
InterGlobe Aviation Ltd. 1.12%
Equity Holdings Total 86.05%
Mutual Fund/ETF
Mutual Fund 0.04%
LIC MF Index Fund-Sensex Plan-DR PLN-GR 0.04%
Mutual Fund Holding Total/ETF 0.04%
Cash & Other Receivables Total 13.91%
Grand Total 100.00%
An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity
instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize
capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
Market Value as on November 30, 2018 ( ) ₹ 1,18,211 3,87,447 6,84,805 18,29,605 NA
Returns (CAGR) (%) -2.76 4.83 5.23 8.18 NA
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
-2.54
4.52
10.46
12.41
11.18
11.14
12.58
12.03
NA
NA
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme Scheme
1 Year -6.31 0.74 7.82 9,369 10,074 10,782
3 Years 4.96 12.24 12.54 11,565 14,144 14,260
5 Years 9.74 15.12 13.37 15,923 20,233 18,742
Since Inception 6.00 NA 12.68 44,548 NA 2,13,547
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested ₹on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was
launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.
The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(2).
Scheme Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks
Date of Allotment: April 15, 1993
Fund Size:
AUM as on 30/11/2018: ₹ 267.12 Cr
: 259.74 CrAverage AUM for November 2018 ₹
Benchmark: Nifty 500 Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: years11+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ 4 . ₹ .4 5476 46 4001
4 5797 7 8880Dividend ₹ 1 . ₹ 1 .
Expense Ratio:Regular: 2.44% Direct: 1.49%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 1.08 times
Risk Measures:Standard Deviation 4.89Portfolio Beta 1.05Sharpe Ratio -0.0219
6
Load Structure:
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
25.78%
13.10%
12.29%
5.70%
5.67%
4.89%
4.41%
4.08%
2.79%
2.15%
1.88%
1.72%
1.60%
1.55%
0.95%
0.83%
0.51%
0.34%
Banks
Software
Consumer Non Durables
Pharmaceuticals
AutoPetroleum Products
Transportation
Finance
Cement
Gas
Construction Project
Auto Ancillaries
Power
ChemicalsFertilisers
Industrial Products
Construction
Non - Ferrous Metals
Equity HoldingsAuto 5.67%Hero MotoCorp Ltd. 2.48%Maruti Suzuki India Ltd. 1.43%Mahindra & Mahindra Ltd. 1.04%Ashok Leyland Ltd. 0.72%Auto Ancillaries 1.72%MRF Ltd. 1.52%Exide Industries Ltd. 0.20%Banks 25.78%HDFC Bank Ltd. 7.99%ICICI Bank Ltd. 4.78%Kotak Mahindra Bank Ltd. 3.86%Axis Bank Ltd. 2.69%IndusInd Bank Ltd. 1.63%State Bank of India 1.61%The Federal Bank Ltd. 1.51%City Union Bank Ltd. 1.31%Karur Vysya Bank Ltd. 0.39%Cement 2.79%Ultratech Cement Ltd. 1.20%Grasim Industries Ltd. 1.10%Ambuja Cements Ltd. 0.49%Chemicals 1.55%Tata Chemicals Ltd. 1.06%Navin Fluorine International Ltd. 0.49%Construction 0.51%Prestige Estates Projects Ltd. 0.51%Construction Project 1.88%Ashoka Buildcon Ltd. 1.35%Sadbhav Engineering Ltd. 0.53%Consumer Non Durables 12.29%Nestle India Ltd. 3.38%Britannia Industries Ltd. 2.61%Dabur India Ltd. 1.68%Hindustan Unilever Ltd. 1.63%Asian Paints Ltd. 1.26%
Marico Ltd. 0.65%Kansai Nerolac Paints Ltd. 0.65%ITC Ltd. 0.43%Fertilisers 0.95%Coromandel International Ltd. 0.95%Finance 4.08%HDFC Ltd. 3.46%SBI Life Insurance Co. Ltd. 0.62%Gas 2.15%Petronet LNG Ltd. 1.36%Indraprastha Gas Ltd. 0.79%Industrial Products 0.83%Bharat Forge Ltd. 0.83%Non - Ferrous Metals 0.34%Hindalco Industries Ltd. 0.34%Petroleum Products 4.89%Reliance Industries Ltd. 4.64%Indian Oil Corporation Ltd. 0.25%Pharmaceuticals 5.70%Sanofi India Ltd. 1.75%Aurobindo Pharma Ltd. 1.54%Sun Pharmaceutical Ind Ltd. 1.46%Cadila Healthcare Ltd. 0.96%Power 1.60%Power Grid Corporation of India Ltd. 1.60%Software 13.10%Tata Consultancy Services Ltd. 5.27%Infosys Ltd. 3.96%HCL Technologies Ltd. 1.42%Tech Mahindra Ltd. 1.32%Oracle Financial Services Software Ltd. 1.13%Transportation 4.41%Container Corporation Of India Ltd. 2.79%Transport Corporation Of India Ltd. 1.62%Equity Holdings Total 90.22%Cash & Other Receivables Total 9.78%Grand Total 100.00%
To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked
instruments of large cap and midcap companies.
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 Index, ## NIFTY 50 INDEX. Assuming ₹
10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR
method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 - - 4,50,000
Market Value as on November 30, 2018 ( ) ₹ 1,16,377 4,19,604 - - 5,48,236
Since Inception 9.88 9.60 7.31 14,258 14,122 13,043
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 11. Date of allotment is 25th Feb’2015, hence
returns are available for 1yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of
performance. NA : Not Available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total
Return variant of the index.
Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks
Date of Allotment: February 25, 2015
Fund Size:
AUM as on 30/11/2018: ₹ 379.83 Cr
: 362.33 CrAverage AUM for November 2018 ₹
Benchmark: Nifty LargeMidcap 250 Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Sachin RelekarExperience: 13+ years
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ 14.2577 ₹ 14.9415
Dividend ₹ 12.5470 ₹ 13.2040
Expense Ratio:Regular: 2.56% Direct: 1.48%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 1.00 times
Risk Measures:Standard Deviation 4.53Portfolio Beta 0.95Sharpe Ratio 0.1128
7
Load Structure:
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
19.32%
13.53%
7.94%
7.05%
6.71%
4.02%
3.82%
3.14%
3.09%
3.04%
3.04%
2.78%
2.40%
2.02%
1.94%
1.33%
0.76%
Finance
Banks
Consumer Non Durables
Auto Ancillaries
Chemicals
Auto
Pharmaceuticals
Consumer Durables
Tele-Equipment & Accessories
Software
Retailing
Petroleum Products
Industrial Products
Construction
Construction Project
Power
Textile Products
Equity Holdings
Auto 4.02%
Mahindra & Mahindra Ltd. 4.02%
Auto Ancillaries 7.05%
Exide Industries Ltd. 2.88%
Balkrishna Industries Ltd. 2.42%
Jamna Auto Industries Ltd. 0.69%
Motherson Sumi Systems Ltd. 0.63%
Tube Investments of India Ltd. 0.42%
Banks 13.53%
HDFC Bank Ltd. 4.81%
City Union Bank Ltd. 4.58%
ICICI Bank Ltd. 4.14%
Chemicals 6.71%
Tata Chemicals Ltd. 3.62%
Vinati Organics Ltd. 3.09%
Construction 2.02%
Brigade Enterprises Ltd. 1.76%
Simplex Infrastructures Ltd. 0.25%
Construction Project 1.94%
Voltas Ltd. 1.94%
Consumer Durables 3.14%
Bata India Ltd. 2.83%
VIP Industries Ltd. 0.31%
Consumer Non Durables 7.94%
Kansai Nerolac Paints Ltd. 2.89%
Procter & Gamble Hygiene&HealthCare Ltd. 2.11%
Bombay Burmah Trading Corp Ltd. 1.71%
Colgate Palmolive (India) Ltd. 0.85%
Britannia Industries Ltd. 0.38%
Finance 19.32%
Bajaj Finance Ltd. 5.96%
HDFC Ltd. 3.72%
TI Financial Holdings Ltd. 3.11%
Bajaj Finserv Ltd. 2.80%
Max Financial Services Ltd. 2.67%
L&T Finance Holdings Ltd. 0.76%
Motilal Oswal Financial Services Ltd. 0.29%
HDFC Asset Management Company Ltd. 0.02%
Industrial Products 2.40%
Supreme Industries Ltd. 2.40%
Petroleum Products 2.78%
Reliance Industries Ltd. 2.78%
Pharmaceuticals 3.82%
Sanofi India Ltd. 2.54%
Piramal Enterprises Ltd. 1.28%
Power 1.33%
Tata Power Company Ltd. 1.33%
Retailing 3.04%
Avenue Supermarts Ltd. 3.04%
Software 3.04%
Tata Consultancy Services Ltd. 3.04%
Telecom - Equipment & Accessories 3.09%
Sterlite Technologies Ltd. 3.09%
Textile Products 0.76%
K.P.R. Mill Ltd. 0.76%
Equity Holdings Total 85.92%
Cash & Other Receivables Total 14.08%
Grand Total 100.00%
The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a
portfolio that in invested substantially in equity and equity related securities of companies engaged in
banking and financial services sector. However there can be no assurance that the investment objective of
the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
72.07%
21.74%
Banks
Finance
Company % of NAV
SECTOR ALLOCATION (% of NAV)
SchemeNifty Financial
Services Index*Nifty Financial
Services Index*Nifty 50** Nifty 50**Scheme
1 Year -20.68 11.49 7.82 7,932 11,149
15,980
10,782
13,685
3 Years 11,136 16,531 14,260
5 Years NA
3.65
NA
18.22
NA
12.54
NA NA NA
Since Inception 0.14 13.58 8.89 10,050
PeriodCAGR (%)
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Date of allotment is 27th March'2015, hence
returns are available only for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of
performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the
scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended equity scheme investing in banking & financial companies
Date of Allotment: March 27, 2015
Fund Size:
AUM as on 30/11/2018: ₹ 57.70 Cr
: 55.48 CrAverage AUM for November 2018 ₹
Benchmark: Nifty Financial Services Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: years11+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ . ₹ .10 0504 10 4486
10 0493 10 4290Dividend ₹ . ₹ .
Expense Ratio:Regular: 2.84% Direct: 1.83%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.86 times
Risk Measures:Standard Deviation 6.67Portfolio Beta 1.05Sharpe Ratio -0.0119
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty Financial Services Index, ## Nifty 50 Index. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of
time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for
illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return
variant of the index.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000
1,10,231 3,56,362
-14.76 -0.66
11.95 19.46
4.52 12.41
- - 4,40,000
Market Value as on November 30, 2018 ( ) ₹ - - 4,39,647
Returns (CAGR) (%) - - -0.04
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
-
-
-
-
17.84
11.52
SIP PERFORMANCE
8
Load Structure:
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
Equity Holdings
Banks 72.07%
HDFC Bank Ltd. 19.26%
ICICI Bank Ltd. 10.25%
Kotak Mahindra Bank Ltd. 10.23%
Axis Bank Ltd. 9.13%
City Union Bank Ltd. 6.85%
IndusInd Bank Ltd. 6.45%
The Federal Bank Ltd. 5.97%
DCB Bank Ltd. 2.72%
Karur Vysya Bank Ltd. 1.23%
Finance 21.74%
HDFC Ltd. 6.12%
Bajaj Finance Ltd. 3.82%
Cholamandalam Investment & Finance Company Ltd. 3.52%
ICICI Lombard General Insurance Co. Ltd. 2.89%
L&T Finance Holdings Ltd. 2.50%
SBI Life Insurance Co. Ltd. 0.99%
Max Financial Services Ltd. 0.98%
Equitas Holdings Ltd. 0.91%
Equity Holdings Total 93.81%
Cash & Other Receivables Total 6.19%
Grand Total 100.00%
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty Infrastructure Index, ## Nifty 50 Index. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.
The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity
related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,
there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000
1,11,469
-12.93
-9.88
4.52
3,60,000 6,00,000 12,80,00012,00,000
Market Value as on November 30, 2018 ( ) ₹ 3,75,373 6,74,686 18,00,65416,69,732
Returns (CAGR) (%) 2.74 4.64 6.226.43
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
3.08
12.41
2.84
11.14
2.532.87
11.8512.03
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
SchemeNifty Infrastructure
Index*Nifty Infrastructure
Index*Nifty 50** Nifty 50**Scheme
1 Year -12.33 -10.52 7.82 8,767 8,948 10,782
3 Years 4.86 5.24 12.54 11,531 11,659 14,260
5 Years 10.69 6.44 13.37 16,628 13,666 18,742
Since Inception 2.62 -1.31 9.67 13,190 8,682 26,838
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar managing the above scheme from 1st March 2013 and total no. of schemes managed by him is 11. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **
Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended equity scheme
investing in infrastructure companies.
Date of Allotment: March 24, 2008
Fund Size:
AUM as on 30/11/2018: ₹ 53.15 Cr
: 52.59 CrAverage AUM for November 2018 ₹
Benchmark: Nifty Infrastructure Index
Minimum Investment: ₹ 5,000/-
Fund Manager:
Name: Mr. Sachin Relekar
Experience: years13+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ ₹ 13.1899 14.0061
13.1909 13.8945Dividend ₹ ₹
Expense Ratio:Regular: 2.84% Direct: 1.62%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.66 times
Risk Measures:Standard Deviation 5.06Portfolio Beta 0.91Sharpe Ratio -0.0140
9
Load Structure:Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
29.96%
12.19%
7.08%
6.45%
5.96%
5.64%
5.14%
3.84%
3.81%
3.10%
2.13%
1.99%
Banks
Cement
Petroleum Products
Construction
Construction Project
Transportation
Industrial Products
Non - Ferrous Metals
Tele-Equipment & Accessories
Telecom - Services
Power
Minerals/Mining
Equity Holdings
Banks 29.96%
HDFC Bank Ltd. 9.55%
ICICI Bank Ltd. 8.31%
State Bank of India 6.34%
City Union Bank Ltd. 5.76%
Cement 12.19%
The Ramco Cements Ltd. 5.00%
JK Lakshmi Cement Ltd. 2.54%
Ultratech Cement Ltd. 2.41%
ACC Ltd. 2.24%
Construction 6.45%
KNR Constructions Ltd 3.38%
Brigade Enterprises Ltd. 2.34%
Simplex Infrastructures Ltd. 0.73%
Construction Project 5.96%
Larsen & Toubro Ltd. 3.10%
Sadbhav Engineering Ltd. 2.86%
Industrial Products 5.14%
SKF India Ltd. 5.14%
Minerals/Mining 1.99%
Coal India Ltd. 1.99%
Non - Ferrous Metals 3.84%
Hindalco Industries Ltd. 3.84%
Petroleum Products 7.08%
Reliance Industries Ltd. 6.02%
Indian Oil Corporation Ltd. 1.06%
Power 2.13%
Tata Power Company Ltd. 2.13%
Telecom - Equipment & Accessories 3.81%
Sterlite Technologies Ltd. 3.81%
Telecom - Services 3.10%
Bharti Airtel Ltd. 3.10%
Transportation 5.64%
InterGlobe Aviation Ltd. 2.89%
Container Corporation Of India Ltd. 2.76%
Equity Holdings Total 87.29%
Cash & Other Receivables Total 12.71%
Grand Total 100.00%
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in
the stock markets. However, there is no assurance that the investment objective of the Schemes will be
realized.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on November 30, 2018 ( ) ₹ 1,19,387 4,20,534 7,87,042 22,62,013
Since Inception 8.94 14.76 13.20 64,060 1,97,807 1,47,022
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 11. Past performance may or may not be sustained
in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,
**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(6).
Scheme Type: An open ended equity linked
saving scheme with a statutory lock in of 3 years
and tax benefit.
Date of Allotment: March 31,1997
Fund Size:
AUM as on 30/11/2018: ₹ 190.17 Cr
: 183.52 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Nil
Exit Load: Nil (Subject to lock-in period of 3
years)
Benchmark: Nifty 500 Index
Minimum Investment: ₹ 500/-
Fund Manager:
Name: Mr. Sachin Relekar
Experience: years13+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ ₹ 64.0608 67.7197
17.2372 18.3113Dividend ₹ ₹
Expense Ratio:Regular: 2.78% Direct: 1.66%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.55 times
Risk Measures:Standard Deviation 4.43Portfolio Beta 0.99Sharpe Ratio 0.0628
10 Factsheet December, 2018
19.32%
12.01%
10.33%
6.82%
5.50%
4.57%
4.05%
3.75%
3.26%
2.78%
2.35%
2.23%
2.23%
2.02%
1.89%
0.97%
0.96%
0.94%
0.89%
0.64%
0.15%
Banks
Finance
Consumer Non Durables
Chemicals
Auto
Auto Ancillaries
Software
Petroleum Products
Retailing
Consumer Durables
Industrial Products
Construction
Tele-Equipment & Accessories
Pharmaceuticals
Non - Ferrous Metals
Media & EntertainmentTextile Products
Construction Project
Power
Ferrous Metals
Pesticides
Equity Holdings
Auto 5.50%
Maruti Suzuki India Ltd. 2.82%
Mahindra & Mahindra Ltd. 2.68%
Auto Ancillaries 4.57%
Exide Industries Ltd. 1.88%
Balkrishna Industries Ltd. 1.44%
Jamna Auto Industries Ltd. 0.78%
Tube Investments Of India Ltd. 0.46%
Banks 19.32%
HDFC Bank Ltd. 7.87%
ICICI Bank Ltd. 4.85%
City Union Bank Ltd. 3.51%
Kotak Mahindra Bank Ltd. 3.09%
Chemicals 6.82%
Vinati Organics Ltd. 3.49%
Tata Chemicals Ltd. 3.33%
Construction 2.23%
Brigade Enterprises Ltd. 1.92%
Simplex Infrastructures Ltd. 0.30%
Construction Project 0.94%
Voltas Ltd. 0.94%
Consumer Durables 2.78%
Bata India Ltd. 2.29%
VIP Industries Ltd. 0.48%
Consumer Non Durables 10.33%
Hindustan Unilever Ltd. 3.15%
Britannia Industries Ltd. 3.15%
Kansai Nerolac Paints Ltd. 2.29%
Bombay Burmah Trading Corp Ltd. 0.89%
Procter & Gamble Hygiene&HealthCare Ltd. 0.86%
Ferrous Metals 0.64%
Tata Steel Ltd. 0.64%
Tata Steel Ltd.- Partly Paid 0.01%
Finance 12.01%
Bajaj Finance Ltd. 4.44%
Bajaj Finserv Ltd. 3.25%
TI Financial Holdings Ltd. 2.03%
Max Financial Services Ltd. 1.43%
L&T Finance Holdings Ltd. 0.83%
HDFC Asset Management Company Ltd. 0.03%
Industrial Products 2.35%
Supreme Industries Ltd. 1.46%
SKF India Ltd. 0.89%
Media & Entertainment 0.97%
Zee Entertainment Enterprises Ltd. 0.97%
Non - Ferrous Metals 1.89%
Hindalco Industries Ltd. 1.89%
Pesticides 0.15%
P I Industries Ltd. 0.15%
Petroleum Products 3.75%
Reliance Industries Ltd. 3.75%
Pharmaceuticals 2.02%
Sanofi India Ltd. 1.03%
Piramal Enterprises Ltd. 0.98%
Power 0.89%
Tata Power Company Ltd. 0.89%
Retailing 3.26%
Avenue Supermarts Ltd. 3.26%
Software 4.05%
Tata Consultancy Services Ltd. 2.74%
Infosys Ltd. 1.31%
Telecom - Equipment & Accessories 2.23%
Sterlite Technologies Ltd. 2.23%
Textile Products 0.96%
K.P.R. Mill Ltd. 0.96%
Equity Holdings Total 87.65%
Cash & Other Receivables Total 12.35%
Grand Total 100.00%
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. NA : Since TRI data is not available prior to 31/05/2007 for S&P
BSE Sensex, performance for such period is not available.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking
errors. However, there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 19,10,000
NA
Market Value as on November 30, 2018 ( ) ₹ 1,23,604 4,30,553 7,67,245 20,68,340 48,50,318
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **
Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(5).
Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index
Date of Allotment: December 05, 2002
Fund Size:
AUM as on 30/11/2018: ₹ 18.67 Cr
: 18.17 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units
Benchmark: S&P BSE Sensex
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: years11+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ ₹ 67.0585 69.1755
22.9854 23.2088Dividend ₹ ₹
Expense Ratio:Regular: 1.68% Direct: 1.15%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.43 times
Risk Measures:Tracking Error 0.23%
11 Factsheet December, 2018
31.94%
13.83%
11.82%
10.41%
9.19%
7.91%
4.77%
2.32%
1.45%
1.15%
1.11%
1.09%
0.98%
0.90%
0.79%
Banks
Software
Consumer Non Durables
Petroleum Products
Finance
Auto
Construction Project
Power
Pharmaceuticals
Ferrous Metals
Telecom - Services
Oil
Non - Ferrous Metals
Minerals/Mining
Transportation
Equity Holdings
Auto 7.91%
Maruti Suzuki India Ltd. 2.79%
Mahindra & Mahindra Ltd. 2.01%
Hero MotoCorp Ltd. 1.08%
Bajaj Auto Ltd. 1.02%
Tata Motors Ltd. 0.88%
Tata Motors Ltd (DVR) 0.12%
Banks 31.94%
HDFC Bank Ltd. 12.53%
ICICI Bank Ltd. 6.27%
Kotak Mahindra Bank Ltd. 4.00%
Axis Bank Ltd. 3.05%
State Bank of India 2.98%
IndusInd Bank Ltd. 2.27%
Yes Bank Ltd. 0.84%
Construction Project 4.77%
Larsen & Toubro Ltd. 4.77%
Consumer Non Durables 11.82%
ITC Ltd. 6.71%
Hindustan Unilever Ltd. 3.44%
Asian Paints Ltd. 1.67%
Ferrous Metals 1.15%
Tata Steel Ltd. 1.15%
Finance 9.19%
HDFC Ltd. 9.19%
Minerals/Mining 0.90%
Coal India Ltd. 0.90%
Non - Ferrous Metals 0.98%
Vedanta Ltd. 0.98%
Oil 1.09%
Oil & Natural Gas Corporation Ltd. 1.09%
Petroleum Products 10.41%
Reliance Industries Ltd. 10.41%
Pharmaceuticals 1.45%
Sun Pharmaceutical Ind Ltd. 1.45%
Power 2.32%
NTPC Ltd. 1.18%
Power Grid Corporation of India Ltd. 1.13%
Software 13.83%
Infosys Ltd. 6.99%
Tata Consultancy Services Ltd. 5.80%
Wipro Ltd. 1.05%
Telecom - Services 1.11%
Bharti Airtel Ltd. 1.11%
Transportation 0.79%
Adani Ports & Special Economic Zone Ltd. 0.79%
Equity Holdings Total 99.65%
Cash & Other Receivables Total 0.35%
Grand Total 100.00%
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # NIFTY 50 INDEX, ## S&P BSE SENSEX. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index.. NA: Since TRI data is not available prior to 31/05/2007 for
S&P BSE Sensex, performance for such period is not available.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,
there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 19,10,000
NA
Market Value as on November 30, 2018 ( ) ₹ 1,21,869 4,21,389 7,60,015 20,57,368 46,53,479
Since Inception 12.51 17.39 17.51 65,927 1,30,017 1,32,099
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,
**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(4).
Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index
Date of Allotment: December 05, 2002
Fund Size:
AUM as on 30/11/2018: ₹ 19.93 Cr
: 19.39 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units
Benchmark: Nifty 50 Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: years11+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ ₹ 59.8328 61.6713
2 0722 2 7180Dividend ₹ 2 . ₹ 2 .
Expense Ratio:Regular: 1.24% Direct: 0.68%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.43 times
Risk Measures:Tracking Error 0.30%
12 Factsheet December, 2018
27.18%
13.91%
10.80%
10.15%
9.92%
7.31%
4.05%
2.63%
1.91%
1.74%
1.68%
1.58%
0.97%
0.90%
0.88%
0.74%
0.67%
0.63%
0.61%
0.60%
0.48%
Banks
Software
Petroleum Products
Finance
Consumer Non Durables
Auto
Construction Project
Pharmaceuticals
Power
Cement
Ferrous Metals
Non - Ferrous Metals
Telecom - Services
Oil
Consumer Durables
Minerals/Mining
Gas
Transportation
Pesticides
Media & Entertainment
Tele-Equipment & Accessories
Equity Holdings
Auto 7.31%
Maruti Suzuki India Ltd. 2.33%
Mahindra & Mahindra Ltd. 1.70%
Hero MotoCorp Ltd. 0.92%
Bajaj Auto Ltd. 0.85%
Eicher Motors Ltd. 0.78%
Tata Motors Ltd. 0.73%
Banks 27.18%
HDFC Bank Ltd. 10.52%
ICICI Bank Ltd. 5.26%
Kotak Mahindra Bank Ltd. 3.80%
Axis Bank Ltd. 2.52%
State Bank of India 2.44%
IndusInd Bank Ltd. 1.92%
Yes Bank Ltd. 0.72%
Cement 1.74%
Ultratech Cement Ltd. 0.97%
Grasim Industries Ltd. 0.77%
Construction Project 4.05%
Larsen & Toubro Ltd. 4.05%
Consumer Durables 0.88%
Titan Company Ltd. 0.88%
Consumer Non Durables 9.92%
ITC Ltd. 5.62%
Hindustan Unilever Ltd. 2.89%
Asian Paints Ltd. 1.40%
Ferrous Metals 1.68%
Tata Steel Ltd. 0.95%
JSW Steel Ltd. 0.73%
Finance 10.15%
HDFC Ltd. 7.42%
Bajaj Finance Ltd. 1.38%
Bajaj Finserv Ltd. 0.82%
Indiabulls Housing Finance Ltd. 0.52%
Gas 0.67%
GAIL (India) Ltd. 0.67%
Media & Entertainment 0.60%Zee Entertainment Enterprises Ltd. 0.60%Minerals/Mining 0.74%Coal India Ltd. 0.74%Non - Ferrous Metals 1.58%Vedanta Ltd. 0.84%Hindalco Industries Ltd. 0.75%Oil 0.90%Oil & Natural Gas Corporation Ltd. 0.90%Pesticides 0.61%UPL Ltd. 0.61%Petroleum Products 10.80%Reliance Industries Ltd. 9.19%Indian Oil Corporation Ltd. 0.65%Bharat Petroleum Corporation Ltd. 0.57%Hindustan Petroleum Corporation Ltd. 0.40%Pharmaceuticals 2.63%Sun Pharmaceutical Ind Ltd. 1.26%Dr. Reddy's Laboratories Ltd. 0.74%Cipla Ltd. 0.63%Power 1.91%NTPC Ltd. 0.98%Power Grid Corporation of India Ltd. 0.93%Software 13.91%Infosys Ltd. 5.86%Tata Consultancy Services Ltd. 4.88%HCL Technologies Ltd. 1.31%Tech Mahindra Ltd. 1.02%Wipro Ltd. 0.85%Telecom - Equipment & Accessories 0.48%Bharti Infratel Ltd. 0.48%Telecom - Services 0.97%Bharti Airtel Ltd. 0.97%Transportation 0.63%Adani Ports & Special Economic Zone Ltd. 0.63%Equity Holdings Total 99.35%Cash & Other Receivables Total 0.65%Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that
Since Inception 12.52 12.79 13.20 14,295 14,402 14,560
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 20th November 2015 and total no. of schemes managed by him is 11. Date of allotment is 20th Nov'2015, hence
returns are available only for 1 year & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of
performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the
scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index
Date of Allotment: November 20, 2015
Fund Size:
AUM as on 30/11/2018: ₹ 485.59 Cr
: 473.44 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: Nifty 50 Index
Minimum Investment: For Subscription / Redemption of units
directly with Mutual Fund : 50,000 units.
For Purchase through Stock Exchange: 1 unit
Fund Manager:Name: Mr. Sachin RelekarExperience: years13+
NAV as on November 30, 2018:NAV Regular Plan
Growth ₹ 112.3128
Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.05 times
Risk Measures:Tracking Error 0.11%
13 Factsheet December, 2018
27.22%
13.91%
10.83%
10.17%
9.98%
7.32%
4.08%
2.67%
1.95%
1.77%
1.67%
1.63%
0.97%
0.93%
0.90%
0.74%
0.70%
0.64%
0.63%
0.63%
0.51%
Banks
Software
Petroleum Products
Finance
Consumer Non Durables
Auto
Construction ProjectPharmaceuticals
Power
Cement
Ferrous Metals
Non - Ferrous Metals
Telecom - Services
OilConsumer Durables
Minerals/MiningGas
Pesticides
Media & Entertainment
Transportation
Tele-Equipment & Accessories
Equity Holdings
Auto 7.32%
Maruti Suzuki India Ltd. 2.35%
Mahindra & Mahindra Ltd. 1.70%
Hero MotoCorp Ltd. 0.92%
Bajaj Auto Ltd. 0.88%
Eicher Motors Ltd. 0.73%
Tata Motors Ltd. 0.73%
Banks 27.22%
HDFC Bank Ltd. 10.51%
ICICI Bank Ltd. 5.27%
Kotak Mahindra Bank Ltd. 3.80%
Axis Bank Ltd. 2.52%
State Bank of India 2.47%
IndusInd Bank Ltd. 1.92%
Yes Bank Ltd. 0.73%
Cement 1.77%
Ultratech Cement Ltd. 0.98%
Grasim Industries Ltd. 0.79%
Construction Project 4.08%
Larsen & Toubro Ltd. 4.08%
Consumer Durables 0.90%
Titan Company Ltd. 0.90%
Consumer Non Durables 9.98%
ITC Ltd. 5.66%
Hindustan Unilever Ltd. 2.89%
Asian Paints Ltd. 1.43%
Ferrous Metals 1.67%
Tata Steel Ltd. 0.95%
JSW Steel Ltd. 0.72%
Finance 10.17%
HDFC Ltd. 7.43%
Bajaj Finance Ltd. 1.36%
Bajaj Finserv Ltd. 0.84%
Indiabulls Housing Finance Ltd. 0.54%
Gas 0.70%
GAIL (India) Ltd. 0.70%
Media & Entertainment 0.63%
Zee Entertainment Enterprises Ltd. 0.63%
Minerals/Mining 0.74%
Coal India Ltd. 0.74%
Non - Ferrous Metals 1.63%
Vedanta Ltd. 0.85%
Hindalco Industries Ltd. 0.78%
Oil 0.93%
Oil & Natural Gas Corporation Ltd. 0.93%
Pesticides 0.64%
UPL Ltd. 0.64%
Petroleum Products 10.83%
Reliance Industries Ltd. 9.19%
Indian Oil Corporation Ltd. 0.65%
Bharat Petroleum Corporation Ltd. 0.59%
Hindustan Petroleum Corporation Ltd. 0.39%
Pharmaceuticals 2.67%
Sun Pharmaceutical Ind Ltd. 1.26%
Dr. Reddy's Laboratories Ltd. 0.77%
Cipla Ltd. 0.64%
Power 1.95%
NTPC Ltd. 1.02%
Power Grid Corporation of India Ltd. 0.93%
Software 13.91%
Infosys Ltd. 5.84%
Tata Consultancy Services Ltd. 4.89%
HCL Technologies Ltd. 1.30%
Tech Mahindra Ltd. 1.03%
Wipro Ltd. 0.85%
Telecom - Equipment & Accessories 0.51%
Bharti Infratel Ltd. 0.51%
Telecom - Services 0.97%
Bharti Airtel Ltd. 0.97%
Transportation 0.63%
Adani Ports & Special Economic Zone Ltd. 0.63%
Equity Holdings Total 99.84%
Cash & Other Receivables Total 0.16%
Grand Total 100.00%
The investment objective of the scheme is to provide returns that, closely correspond to the total returns of
the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same
proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be
Since Inception 12.86 12.93 12.54 14,382 14,405 14,260
PeriodCAGR (%)
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 30th November 2015 and total no. of schemes managed by him is 11. Date of allotment is 30th Nov'2015, hence
returns are available only for 1 year & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of
performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the
scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Sensex Index
Date of Allotment: November 30, 2015
Fund Size:
AUM as on 30/11/2018: ₹ 362.36 Cr
: 352.67 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: S&P BSE Sensex
Minimum Investment: For Subscription / Redemption of units
directly with Mutual Fund : 2,000 units.
For Purchase through Stock Exchange: 1 unit
Fund Manager:Name: Mr. Sachin RelekarExperience: years13+
NAV as on November 30, 2018:NAV Regular Plan
Growth ₹ 376.0284
Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.07 times
Risk Measures:Tracking Error 0.12%
14 Factsheet December, 2018
31.98%
13.87%
11.88%
10.39%
9.19%
7.97%
4.81%
2.31%
1.47%
1.15%
1.13%
1.09%
1.01%
0.91%
0.80%
Banks
Software
Consumer Non Durables
Petroleum Products
Finance
Auto
Construction Project
Power
Pharmaceuticals
Ferrous Metals
Telecom - Services
Oil
Non - Ferrous Metals
Minerals/Mining
Transportation
Equity Holdings
Auto 7.97%
Maruti Suzuki India Ltd. 2.81%
Mahindra & Mahindra Ltd. 2.03%
Hero MotoCorp Ltd. 1.10%
Bajaj Auto Ltd. 1.03%
Tata Motors Ltd. 0.88%
Tata Motors Ltd (DVR) 0.12%
Banks 31.98%
HDFC Bank Ltd. 12.52%
ICICI Bank Ltd. 6.28%
Kotak Mahindra Bank Ltd. 4.01%
Axis Bank Ltd. 3.05%
State Bank of India 2.97%
IndusInd Bank Ltd. 2.29%
Yes Bank Ltd. 0.86%
Construction Project 4.81%
Larsen & Toubro Ltd. 4.81%
Consumer Non Durables 11.88%
ITC Ltd. 6.75%
Hindustan Unilever Ltd. 3.46%
Asian Paints Ltd. 1.67%
Ferrous Metals 1.15%
Tata Steel Ltd. 1.15%
Finance 9.19%
HDFC Ltd. 9.19%
Minerals/Mining 0.91%
Coal India Ltd. 0.91%
Non - Ferrous Metals 1.01%
Vedanta Ltd. 1.01%
Oil 1.09%
Oil & Natural Gas Corporation Ltd. 1.09%
Petroleum Products 10.39%
Reliance Industries Ltd. 10.39%
Pharmaceuticals 1.47%
Sun Pharmaceutical Ind Ltd. 1.47%
Power 2.31%
NTPC Ltd. 1.19%
Power Grid Corporation of India Ltd. 1.12%
Software 13.87%
Infosys Ltd. 7.00%
Tata Consultancy Services Ltd. 5.83%
Wipro Ltd. 1.04%
Telecom - Services 1.13%
Bharti Airtel Ltd. 1.13%
Transportation 0.80%
Adani Ports & Special Eco Zone Ltd. 0.80%
Equity Holdings Total 99.95%
Cash & Other Receivables Total 0.05%
Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that
Since Inception 16.20 16.61 16.24 15,014 15,158 15,028
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Sachin Relekar is managing the above scheme from 17th March, 2016 and total no. of schemes managed by him is 11. Date of allotment is 17th Mar'2016, hence
returns are available only for 1 year & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of
performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the
scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Nifty 100 Index
Date of Allotment: March 17, 2016
Fund Size:
AUM as on 30/11/2018: ₹ 304.11 Cr
: 296.97 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: Nifty 100 Index
Minimum Investment: For Subscription / Redemption of units
directly with Mutual Fund : 2,00,000 units.
For Purchase through Stock Exchange: 1 unit
Fund Manager:Name: Mr. Sachin RelekarExperience: years13+
NAV as on November 30, 2018:NAV Regular Plan
Growth ₹ 114.1358
Expense Ratio: Regular: 0.26%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.04 times
Risk Measures:Tracking Error 0.09%
15 Factsheet December, 2018
24.00%
12.23%
11.74%
10.69%9.47%
6.84%
4.03%
3.59%
2.49%
1.83%1.58%
1.54%
1.14%
1.04%
1.01%
0.96%
0.92%
0.89%
0.80%
0.67%
0.63%
0.57%
0.44%
0.34%
0.30%
0.16%
Banks
Software
Consumer Non Durables
Finance
Petroleum Products
Auto
Pharmaceuticals
Construction Project
CementPower
Ferrous Metals
Non - Ferrous MetalsConsumer Durables
Transportation
Auto Ancillaries
Telecom - Services
OilGas
Minerals/Mining
Media & Entertainment
Industrial Capital Goods
Pesticides
Tele-Equipment & Accessories
Chemicals
Retailing
Construction
Equity HoldingsAuto 6.84%Maruti Suzuki India Ltd. 2.05%Mahindra & Mahindra Ltd. 1.51%Hero MotoCorp Ltd. 0.80%Bajaj Auto Ltd. 0.77%Tata Motors Ltd. 0.66%Eicher Motors Ltd. 0.65%Ashok Leyland Ltd. 0.33%Tata Motors Ltd (DVR) 0.08%Auto Ancillaries 1.01%Motherson Sumi Systems Ltd. 0.37%Bosch Ltd. 0.36%MRF Ltd. 0.28%Banks 24.00%HDFC Bank Ltd. 9.13%ICICI Bank Ltd. 4.60%Kotak Mahindra Bank Ltd. 3.31%Axis Bank Ltd. 2.20%State Bank of India 2.14%IndusInd Bank Ltd. 1.68%Yes Bank Ltd. 0.64%Bank of Baroda 0.21%Bandhan Bank Ltd. 0.09%Cement 2.49%Ultratech Cement Ltd. 0.84%Grasim Industries Ltd. 0.69%Shree Cements Ltd. 0.38%Ambuja Cements Ltd. 0.33%ACC Ltd. 0.26%Chemicals 0.34%Pidilite Industries Ltd. 0.34%Construction 0.16%DLF Ltd. 0.16%Construction Project 3.59%Larsen & Toubro Ltd. 3.59%Consumer Durables 1.14%Titan Company Ltd. 0.80%Havells India Ltd. 0.34%Consumer Non Durables 11.74%ITC Ltd. 4.90%Hindustan Unilever Ltd. 2.53%Asian Paints Ltd. 1.23%Britannia Industries Ltd. 0.77%Godrej Consumer Products Ltd. 0.59%Dabur India Ltd. 0.48%Marico Ltd. 0.38%United Spirits Ltd. 0.37%Colgate Palmolive (India) Ltd. 0.34%Procter & Gamble Hygiene&HealthCare Ltd. 0.15%Ferrous Metals 1.58%Tata Steel Ltd. 0.80%JSW Steel Ltd. 0.66%Steel Authority of India Ltd. 0.12%Finance 10.69%HDFC Ltd. 6.47%Bajaj Finance Ltd. 1.21%Bajaj Finserv Ltd. 0.74%Indiabulls Housing Finance Ltd. 0.47%Shriram Transport Finance Company Ltd. 0.35%LIC Housing Finance Ltd. 0.29%HDFC Standard Life Insurance Co Ltd. 0.23%ICICI Prudential Life Insurance Co Ltd. 0.20%L&T Finance Holdings Ltd. 0.18%General Insurance Corporation of India 0.14%SBI Life Insurance Co. Ltd. 0.12%
ICICI Lombard General Insurance Co. Ltd. 0.12%Aditya Birla Capital Ltd. 0.10%The New India Assurance Co. Ltd. 0.07%Gas 0.89%GAIL (India) Ltd. 0.59%Petronet LNG Ltd. 0.30%Industrial Capital Goods 0.63%Bharat Heavy Electricals Ltd. 0.19%Siemens Ltd. 0.18%ABB India Ltd. 0.13%Bharat Electronics Ltd. 0.13%Media & Entertainment 0.67%Zee Entertainment Enterprises Ltd. 0.55%Sun TV Network Ltd. 0.12%
Telecom - Services 0.96%Bharti Airtel Ltd. 0.83%Vodafone Idea Ltd. 0.13%
Transportation 1.04%Adani Ports & Special Economic Zone Ltd. 0.54%Container Corporation Of India Ltd. 0.30%InterGlobe Aviation Ltd. 0.19%Equity Holdings Total 99.89%Cash & Other Receivables Total 0.11%Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no
assurance that the objective of the scheme will be achieved.
Company Rating % of NAV
97.93%
2.07%
Sovereign
Cash & Other Receivables
97.93%
2.07%
>365 days
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)
Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*
1 Year 3.90 4.28 2.52 10,390 10,428 10,252
3 Years 7.08 7.43 6.34 12,281 12,403 12,028
NA NA NA NA NA NA5 Years
Since Inception 7.26 7.59 6.71 13,175 13,340 12,913
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total
no. of schemes managed by him is 11. Date of allotment is 24th Dec'2014, hence returns are available for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance.
The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index
Date of Allotment: December 24, 2014
Fund Size:
AUM as on 30/11/2018: ₹ 73.01 Cr
: 72.15 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: Nifty 8-13 yr G-Sec Index
Minimum Investment:For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.
Fund Manager:Name: Mr. Marzban IraniExperience: years17+
NAV as on November 30, 2018:NAV Regular Plan
Growth ₹ 17.6674
Expense Ratio: Regular: 0.28%(for detailed bifurcation on TER, please see page no 30)
An open ended balanced scheme which seeks to provide regular returns and capital appreciation according
to the selection of plan by investing in equities and debt. However, there is no assurance that the investment
objective of the Schemes will be realized.
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 Index.
Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using
XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of
the Index are not available for since inception, hence performance for such period is not available.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Regular Dividend
November 29, 2018
October 30, 2018
September 26, 2018
November 29, 2018
October 30, 2018
September 26, 2018
10.0000
10.0000
10.0000
13.4990
12.9393
13.7061
0.1100
0.1100
0.1100
Direct Dividend
10.0000
10.0000
10.0000
14.3374
13.7262
14.5176
0.1100
0.1100
0.1100
19.56%
6.71%
3.51%
70.23%
Cash & Other Receivables
Equity Instruments
Up to 365 days
>365 days
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on November 30, 2018 ( ) ₹ 1,19,786 3,89,512 6,89,491 17,86,321
Returns (CAGR) (%) -0.33 5.19 5.50 7.72
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
2.92
4.52
9.66
12.41
10.34
11.13
11.31
12.03
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
SIP PERFORMANCEMATURITY PROFILE (% of NAV)
DIVIDEND HISTORY
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
SchemeCRISIL Hybrid 35+65 -
Aggressive Index*CRISIL Hybrid 35+65 -
Aggressive Index*SchemeNifty 50** Nifty 50**
1 Year -3.37 3.89 7.82 9,663 10,389 10,782
3 Years 5.86 11.02 12.54 11,864 13,689 14,260
5 Years 8.81 13.07 13.37 15,261 18,496 18,742
Since Inception 8.45 NA 14.41 96,312 NA 4,30,278
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested on ₹inception date
thAbove returns as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.
Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,
2016. Total no. of schemes managed by Mr. Yogesh Patil is 7 and by Mr. Marzban Irani is 11. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of
the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 27(1).
After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.
Date of Allotment: January 01, 1991
Fund Size:
AUM as on 30/11/2018: ₹ 335.72 Cr
: 328.09 CrAverage AUM for November 2018 ₹
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & 1 years respectively11+ 7+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ 96.3107 ₹ 101.7440
Dividend ₹ 13.5434 ₹ 14.3848
Expense Ratio: Regular: 2.41%; Direct: 1.51%
(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.86 times
Risk Measures:Standard Deviation 3.78Portfolio Beta 1.29 Sharpe Ratio -0.0264
17
Load Structure:Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
24.35%
10.37%
7.41%
5.41%
4.70%
4.19%
3.06%
3.05%
2.89%
1.67%
1.24%
1.09%
0.48%
0.31%
Banks
SoftwareConsumer Non Durables
Finance
Pharmaceuticals
Cement
Auto
Petroleum Products
Transportation
Chemicals
Gas
Power
Construction
Construction Project
Equity HoldingsAuto 3.06%Maruti Suzuki India Ltd. 1.48%Mahindra & Mahindra Ltd. 0.95%Hero MotoCorp Ltd. 0.49%Ashok Leyland Ltd. 0.13%Banks 24.35%HDFC Bank Ltd. 7.17%ICICI Bank Ltd. 5.12%Kotak Mahindra Bank Ltd. 2.88%Axis Bank Ltd. 2.33%The Federal Bank Ltd. 2.24%State Bank of India 2.06%IndusInd Bank Ltd. 1.38%City Union Bank Ltd. 1.17%Cement 4.19%Ultratech Cement Ltd. 2.46%Grasim Industries Ltd. 1.73%Chemicals 1.67%Tata Chemicals Ltd. 1.00%Navin Fluorine International Ltd. 0.67%Construction 0.48%Prestige Estates Projects Ltd. 0.48%Construction Project 0.31%Ashoka Buildcon Ltd. 0.31%Consumer Non Durables 7.41%Nestle India Ltd. 2.42%Britannia Industries Ltd. 1.47%Dabur India Ltd. 1.21%Hindustan Unilever Ltd. 1.12%Asian Paints Ltd. 0.92%Kansai Nerolac Paints Ltd. 0.26%Finance 5.41%HDFC Ltd. 3.25%ICICI Lombard General Insurance Co. Ltd. 0.97%SBI Life Insurance Co. Ltd. 0.66%Equitas Holdings Ltd. 0.54%Gas 1.24%Petronet LNG Ltd. 1.24%Petroleum Products 3.05%Reliance Industries Ltd. 2.49%Indian Oil Corporation Ltd. 0.57%Pharmaceuticals 4.70%Cadila Healthcare Ltd. 2.01%
Aurobindo Pharma Ltd. 1.48%Sanofi India Ltd. 1.21%Power 1.09%Power Grid Corporation of India Ltd. 1.09%Software 10.37%Tata Consultancy Services Ltd. 4.69%Infosys Ltd. 3.76%Tech Mahindra Ltd. 1.05%Oracle Financial Services Software Ltd. 0.87%Transportation 2.89%Container Corporation of India Ltd. 2.31%Transport Corporation of India Ltd. 0.58%Equity Holdings Total 70.23%Corporate DebtNon-Convertible DebenturesExport Import Bank of India 4.54%Power Grid Corporation of India Ltd. 0.26%Power Finance Corporation Ltd. 0.24%NTPC Ltd. 0.01%Non-Convertible Debentures Total 5.05%Corporate Debt Total 5.05%Government Bond And Treasury BillGovernment Bond7.37% Govt of India Red 16-04-2023 7.57%6.79% Govt of India Red 26-12-2029 1.55%7.59% Govt of India Red 20-03-2029 1.50%7.35% Govt of India Red 22-06-2024 1.18%8.60% Govt of India Red 02-06-2028 0.80%6.68% Govt of India Red 17-09-2031 0.64%7.72% Govt of India Red 25-05-2025 0.58%7.88% Govt of India Red 19-03-2030 0.56%7.59% Govt of India Red 11-01-2026 0.26%6.97% Govt of India Red 06-09-2026 0.07%7.17% Govt of India Red 08-01-2028 0.02%8.15% Govt of India Red 24-11-2026 0.01%6.79% Govt of India Red 15-05-2027 0.00%Government Bond Total 14.75%Treasury Bill91 Days Tbill Red 14-12-2018 1.78%91 Days Tbill Red 21-12-2018 1.48%Treasury Bill Total 3.27%Government Bond And Treasury Bill Total 18.01%Cash & Other Receivables Total 6.71%Grand Total 100.00%
The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-
term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities
and the secondary objective is to generate consistent returns by investing in debt and money market
securities. However there can be no assurance that the investment objective of the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
SECTOR ALLOCATION (% of NAV)
Scheme CRISIL Hybrid 35+65 - Aggressive Index*
CRISIL Hybrid 35+65 - Aggressive Index*
SchemeNifty 50** Nifty 50**
1 Year -8.27 3.89 7.82 9,173 10,389 10,782
3 Years 4.43 11.02 12.54 11,391 13,689 14,260
5 Years 8.25 13.07 13.37 14,868 18,496 18,742
Since Inception 2.84 NA 16.59 16,117 NA 1,37,156
PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹
invested on inception date
thAbove returns are as on 30 November. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.
Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,
2016. Total no. of schemes managed by Mr. Yogesh Patil is 7 and by Mr. Marzban Irani is 11. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of
the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Date of Allotment: November 12, 2001
Fund Size:
AUM as on 30/11/2018: ₹ 14.39 Cr
: 14.18 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: NilExit Load: Nil
Lock-in Period:- Lock-in-period for at least 5
years or till the child attains age of majority
whichever is earlier on every Business Day.
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & 1 years respectively11+ 7+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Growth ₹ 16.1170 ₹ 17.0593
Expense Ratio: Regular: 2.74%; Direct: 1.69%
(for detailed bifurcation on TER, please see page no 30)
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s
80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
thAbove returns are as on 30 November, 2018. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 Index.
Assuming ₹ 10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using
XIRR method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. The
above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not
guaranteeing or promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme
data & TRI value of the Index are not available for since inception, hence performance for such period is not available.
76.73%
9.35%
3.05%
10.87%
Up to 365 days
>365 days
Equity Instruments
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on November 30, 2018 ( ) ₹ 1,16,529 4,08,786 7,34,569 18,85,438
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend
Re-investment option. Mr. Sachin Relekar (equity portfolio) is managing the above scheme from 5th March 2015 & Mr. Marzban Irani (debt portfolio) is managing the above
scheme from 10th August, 2016. Total no. of schemes managed by Mr. Sachin Relekar is 11 and by Mr. Marzban Irani is 11. Past performance may or may not be sustained in the
future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was
launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA
: Not Available. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open-ended insurance linked tax saving scheme
Date of Allotment: June 19, 1989
Fund Size:
AUM as on 30/11/2018: ₹ 266.43 Cr
: 259.95 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment:
₹10,000/- under Single Premium Option,
₹10,000/-under Regular Premium-Yearly Option,
₹3,000/-under Regular Premium-Quarterly
Option
₹1,000/-under Regular Premium-Monthly Option
Fund Manager:Name: Mr. Sachin Relekar (Equity) & Mr. Marzban Irani (Debt)Experience: years & 1 years respectively13+ 7+
NAV as on November 30, 2018:NAV Regular Plan Direct Plan
Dividend ₹ 17.8708 ₹ 18.6931 Expense Ratio:
Regular: 2.58%; Direct: 1.50%(for detailed bifurcation on TER, please see page no 30)
Annual Portfolio Turnover Ratio: 0.39 times
Risk Measures:Standard Deviation 34 3.Portfolio Beta 1.16Sharpe Ratio 0.0083
19 Factsheet December, 2018
20.10%
10.78%
6.12%
6.05%
4.83%
4.82%
4.35%
3.54%
3.31%
1.88%
1.82%
1.58%
1.51%
1.48%
1.01%
0.97%
0.79%
0.78%
0.67%
0.32%
0.00%
Banks
Finance
Chemicals
Auto
Consumer Non Durables
Petroleum Products
Auto Ancillaries
Software
Tele-Equipment & Accessories
Pharmaceuticals
Retailing
Industrial Products
Construction
Non - Ferrous Metals
Media & Entertainment
Consumer Durables
Ferrous Metals
Power
Transportation
Textile Products
Telecom - Services
Equity HoldingsAuto 6.05%Maruti Suzuki India Ltd. 3.08%Mahindra & Mahindra Ltd. 2.97%Auto Ancillaries 4.35%Exide Industries Ltd. 1.66%Balkrishna Industries Ltd. 1.47%Jamna Auto Industries Ltd. 0.79%Tube Investments Of India Ltd. 0.44%
Banks 20.10%HDFC Bank Ltd. 9.27%ICICI Bank Ltd. 4.13%Kotak Mahindra Bank Ltd. 3.01%City Union Bank Ltd. 2.26%State Bank of India 1.44%
Telecom - Services 0.00%Bharti Airtel Ltd. 0.00%Textile Products 0.32%K.P.R. Mill Ltd. 0.32%Transportation 0.67%InterGlobe Aviation Ltd. 0.67%Equity Holdings Total 76.73%Corporate DebtNon-Convertible DebenturesPower Grid Corporation of India Ltd. 3.05%Blue Dart Express Ltd. 0.00%Non-Convertible Debentures Total 3.05%Corporate Debt Total 3.05%Government Bond & Treasury BillTreasury Bill182 Days TBill Red 20-12-2018 9.35%Treasury Bill Total 9.35%
Government Bond & Treasury Bill Total 9.35%Cash & Other Receivables Total 10.87%Grand Total 100.00%
The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors
through investments in sovereign securities issued by the central and /or state Government and/or any
security unconditionally guaranteed by the central/ state government for repayment of Principal and interest
and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that
the investment objective of the Schemes will be realized.
Company Rating % of NAV
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Quarterly (Regular) 10.0000 0.1500
10.0000 0.1500
December 28, 2017
September 29, 2017
June 29, 2017
March 27, 2018
December 28, 2017
September 29, 2017
10.0000 10.4179
10.8006
10.9665
0.1500
Quarterly (Direct) 10.0000 0.1500
10.0000 0.1500
10.0000 10.9575
10.9013
11.2701
0.1500
Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500
March 28, 2013 10.0000 10.1606 1.0000
June 26, 2013 10.0000 10.0868 0.3000
98.49%
1.51%
>365 days
Cash & Other Receivables
98.49%
1.51%
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Scheme I-Sec Composite Index*
Crisil 10 yr Gilt Index**
Crisil 10 yr Gilt Index**
Scheme I-Sec Composite Index*
1 Year 4.70 2.52 10,470 10,252
3 Years 6.78 6.34 12,179 12,028
5 Years 8.22 7.88 14,847 14,617
Since Inception 7.34 NA
9.42
8.08
5.85
NA 38,399 NA
15,692
12,629
10,585
NA
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 11. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional
Benchmark. NA : Not Available.
After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open ended debt scheme investing in government securities across maturity.
Date of Allotment: December 10, 1999
Fund Size:
AUM as on 30/11/2018: ₹ 33.32 Cr
: 44.61 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Nil
Exit Load: 0.25% if exit within 30 days from date of
allotment of units
Benchmark: I-Sec Composite Index
Minimum Investment: ₹ 10,000/-
Fund Manager:Name: Mr. Marzban IraniExperience: years17+
Expense Ratio:Regular: 1.42%; Direct: 0.49%(for detailed bifurcation on TER, please see page no 30)
The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of
quality debt securities and money market instruments. It also seeks to generate capital appreciation by
investing some percentage in a mix of equity instruments. However, there is no assurance that the
investment objective of the Schemes will be realized.
The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Yearly 10.0000March 24, 2015
10.0000
11.1727 0.9000
March 27, 2018
April 28, 2017
10.0000 11.2243
11.3750
0.6000
0.6000
Yearly Direct 10.0000 0.9000March 24, 2015
10.0000
11.3145
0.6000
March 27, 2018
April 28, 2017
10.0000 11.6343
11.7005
0.6000
Monthly 10.0000
10.0000
September 4, 2018
July 30, 2018
May 28, 2018
10.0000 10.4956
10.4536
10.3356
0.0500
0.0200
0.0500
Monthly Direct 10.0000
10.0000
10.0000
November 29, 2018
September 28, 2018
September 4, 2018
10.5043
10.4700
10.6474
0.0500
0.0500
0.0500
Quarterly 10.0000
June 28, 2018
March 27, 2018
Dec 28, 2017
10.0000
10.0000
10.3585
10.5986
10.8000
0.1500
0.1500
0.1500
Quarterly Direct 10.0000
June 28, 2018
March 27, 2018
Dec 28, 2017
10.0000
10.0000
10.8458
11.0687
11.2582
0.1500
0.1500
0.1500
36.41%
41.00%
18.70%
3.90%
Up to 365 days
>365 days
Equity Instruments
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
DIVIDEND HISTORY
Company % of NAV Company % of NAV
Scheme CRISIL Hybrid 85+15-Conservative Index*
CRISIL Hybrid 85+15-Conservative Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
1 Year 1.29 3.88 2.52 10,129 10,388 10,252
3 Years 5.72 8.31 6.34 11,819 12,709 12,028
5 Years 6.68 10.00 7.88 13,825 16,111 14,617
Since Inception 8.41 NA NA 52,424 NA NA
Period
CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August, 2016.
Total no. of schemes managed by Mr. Yogesh Patil is 7 and by Mr. Marzban Irani is 11. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of
the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index.
50.91%
26.50%
18.70%
3.90%
AAA/A1+ and Equivalent
Sovereign
Equity Instruments
Cash & Other Receivables
After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments
Date of Allotment: June 01, 1998
Fund Size:
AUM as on 30/11/2018: ₹ 81.85 Cr
: 82.12 CrAverage AUM for November 2018 ₹
Benchmark: Crisil Hybrid 85 + 15 - Conservative Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 17+ years & 11+ years respectively
Expense Ratio:Regular: 2.60%; Direct: 1.79%(for detailed bifurcation on TER, please see page no 30)
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
Equity Holdings
Auto 0.98%
Mahindra & Mahindra Ltd. 0.98%
Banks 4.79%
ICICI Bank Ltd. 2.65%
IndusInd Bank Ltd. 1.08%
HDFC Bank Ltd. 1.07%
Consumer Non Durables 0.96%
ITC Ltd. 0.96%
Gas 1.01%
Petronet LNG Ltd. 1.01%
Petroleum Products 1.34%
Reliance Industries Ltd. 1.34%
Pharmaceuticals 3.84%
Aurobindo Pharma Ltd. 1.55%
Sanofi India Ltd. 0.98%
Divi's Laboratories Ltd. 0.83%
Piramal Enterprises Ltd. 0.48%
Software 5.79%
Tech Mahindra Ltd. 2.90%
Infosys Ltd. 2.89%
Equity Holdings Total 18.70%
Corporate Debt
Non-Convertible Debentures
Housing & Urban Development Corp Ltd. 6.04%
REC Ltd. 6.03%
State Bank of India 6.00%
NTPC Ltd. 1.24%
Non-Convertible Debentures Total 19.31%
Corporate Debt Total 19.31%
Money Market Instruments
Certificate of Deposit
HDFC Bank Ltd. 7.19%
Certificate of Deposit Total 7.19%
Money Market Instruments Total 7.19%
Government Bond And Treasury Bill
Government Bond
7.37% Govt of India Red 16-04-2023 20.69%
8.30% Govt of India Red 02-07-2040 0.77%
7.59% Govt of India Red 11-01-2026 0.15%
8.15% Govt of India Red 24-11-2026 0.08%
Government Bond Total 21.69%
Treasury Bill
91 Days TBill Red 21-12-2018 24.35%
91 Days TBill Red 14-12-2018 4.88%
Treasury Bill Total 29.22%
Government Bond And Treasury Bill Total 50.91%
Cash & Other Receivables Total 3.90%
Grand Total 100.00%
LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its
investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the
investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Regular 10.0000 0.2000
10.0000 0.2000
March 27, 2018
December 28, 2017
September 29, 2017
10.0000 10.1018
10.1514
10.4690
0.1700
Direct June 29, 2016 10.0000 10.5374 0.2000
September 28, 2016 10.0000 10.9559 0.2000
January 3, 2017 10.0000 11.0619 0.2000
Company Rating % of NAV
96.78%
3.22%
>365 days
Cash & Other Receivables
50.19%
46.59%
3.22%
AAA / A1+ and Equivalent
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
SchemeCRISIL Composite Bond Fund Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
CRISIL Composite Bond Fund Index*
1 Year 3.00 3.77 2.52 10,300 10,377 10,252
3 Years 5.95 7.41 6.34 11,894 12,395 12,028
5 Years 7.23 8.99 7.88 14,185 15,386 14,617
Since Inception 8.32 NA NA 47,302 NA NA
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested ₹on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 11. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional
Benchmark. NA : Not Available.
After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 25 of SID)
Date of Allotment: June 23,1999
Fund Size:
AUM as on 30/11/2018: ₹ 286.48 Cr
: 284.51 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or
before completion of 1 year from the date of
allotment of units.
Benchmark: Crisil Composite Bond Fund Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Marzban IraniExperience: years17+
Expense Ratio:Regular: 1.17%; Direct: 0.66%(for detailed bifurcation on TER, please see page no 30)
National Highways Authority of India CRISIL AAA 3.39%
State Bank of India ICRA AAA 1.71%
Power Finance Corporation Ltd. CRISIL AAA 1.66%
Non-Convertible Debentures Total 50.19%
Corporate Debt Total 50.19%
Government Bond And Treasury BillGovernment Bond
7.17% Govt of India Red 08-01-2028 SOV 26.65%
6.79% Govt of India Red 15-05-2027 SOV 2.80%
8.60% Govt of India Red 02-06-2028 SOV 2.76%
7.35% Govt of India Red 22-06-2024 SOV 2.08%
7.59% Govt of India Red 20-03-2029 SOV 1.70%
7.61% Govt of India Red 09-05-2030 SOV 0.77%
7.37% Govt of India Red 16-04-2023 SOV 0.70%
6.68% Govt of India Red 17-09-2031 SOV 0.53%
6.79% Govt of India Red 26-12-2029 SOV 0.13%
8.40% Govt of India Red 28-07-2024 SOV 0.00%
Government Bond Total 38.11%
State Government Bond
7.51% Maharashtra Sdl Red 24-05-2027 SOV 8.30%
7.98% Gujarat Sd Red 11-05-2026 SOV 0.18%
State Government Bond Total 8.48%
Government Bond And Treasury Bill Total 46.59%
Cash & Other Receivables 3.22%
Grand Total 100.00%
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
November,2018
October,2018
September,2018
0.1120
0.0761
0.0058
Daily Direct *
November,2018
October,2018
September,2018
0.0858
0.0717
0.0426
Weekly * August,2018
November,2018
October,2018
0.0531
0.0885
0.0798
Weekly Direct *
November,2018
October,2018
August,2018
0.0919
0.0886
0.0572
Monthly
November 29, 2018
October 26, 2018
September 28, 2018
10.0000
10.0000
10.0000
10.1000
10.1000
10.1000
0.1160
0.0667
0.0168
Monthly Direct
November 29, 2018
October 26, 2018
September 28, 2018
10.0000
10.0000
10.0000
10.2160
10.2160
10.2160
0.1217
0.0712
0.0202
61.30%
18.82%
11.26%
8.63%Cash & Other Receivables
> 365 Days
> 91 days up to 365 Days
Up to 91 days
91.37%
8.63%
AAA/ A1+ and Equivalent
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
SchemeCRISIL Short TermBond Fund Index*
CRISIL Short TermBond Fund Index*
CRISIL 1 year T-Bill Index**
CRISIL 1 year T-Bill Index**
Scheme
1 Year 6.32 5.64 6.44 10,632 10,564 10,644
3 Years 6.92 7.36 6.56 12,226 12,378 12,103
5 Years 6.88 8.28 7.31 13,950 14,888 14,232
Since Inception 7.39 7.98 6.42 22,718 24,188 20,472
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 11. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark.
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Company Rating % of NAV
Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.
Date of Allotment: May 31, 2007
Fund Size:
AUM as on 30/11/2018: ₹ 176.89 Cr
: 169.57 CrAverage AUM for November 2018 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: CRISIL Short Term Bond Fund Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years
Expense Ratio:Regular: 0.83%; Direct: 0.27%(for detailed bifurcation on TER, please see page no 30)
The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
November,2018
October,2018
September,2018
0.0783
0.0655
0.0267
Daily Direct *
November,2018
October,2018
September,2018
0.0809
0.0686
0.0297
Weekly *
November,2018
October,2018
September,2018
0.0572
0.0696
0.0587
Weekly Direct *
November,2018
October,2018
September,2018
0.0592
0.0811
0.0618
Monthly 10.0000
November 29, 2018
October 26, 2018
September 28, 2018
10.0000
10.0000
10.1678
10.1495
10.1430
0.0658
0.0497
0.0478
Monthly Direct July 24, 2013 10.0000 10.0500 0.0025
August 27, 2013 10.0000 10.1434 0.0913
September 1, 2013 10.0000 10.0631 0.1319
67.84%
21.76%
8.00%
2.40%
Up to 91 days
> 365 Days
> 91 days up to 365 Days
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
DIVIDEND HISTORY
77.80%
16.25%
3.55%
2.40%
AAA/A1+ and Equivalent
AA+/AA
A+/A/A-/A1
Cash & Other Receivables
SchemeCRISIL Low
Duration Debt Index*CRISIL Low
Duration Debt Index*CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year 6.73 7.12 6.44 10,673 10,712 10,644
3 Years 7.23 7.75 6.56 12,334 12,511 12,103
5 Years 7.61 8.46 7.31 14,437 15,018 14,232
Since Inception 6.81 7.28 5.96 27,757 29,679 24,516
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
*Benchmark, **Additional Benchmark.
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 24 of SID)
Date of Allotment: June 09, 2003
Fund Size:
AUM as on 30/11/2018: ₹ 1405.48 Cr:Average AUM for November 2018
₹ 1616.62 Cr
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: CRISIL Low Duration Debt Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Rahul Singh
12+ yearsExperience:
Expense Ratio:Regular: 0.84%; Direct: 0.30%(for detailed bifurcation on TER, please see page no 30)
Corporate DebtNon-Convertible DebenturesCholamandalam Investment & Finance Company Ltd. ICRA AA+ 8.79%Dewan Housing Finance Corporation Ltd. CARE AAA 6.70%Piramal Enterprises Ltd. ICRA AA 5.69%L&T Housing Finance Ltd. ICRA AAA 3.83%Aspire Home Finance Corporation Ltd. ICRA A+ 3.55%L&T Infrastructure Finance Co. Ltd. CARE AAA 3.47%Small Industries Development Bank of India CARE AAA 1.78%Reliance Jio Infocomm Ltd. CRISIL AAA 1.77%Power Finance Corporation Ltd. CRISIL AAA 1.77%Capital First Ltd. CARE AA+ 1.06%Sundaram BNP Paribas Home Finance Ltd. CARE AA+ 0.71%Indiabulls Housing Finance Ltd. CARE AAA 0.69%Sundaram Finance Ltd. ICRA AAA 0.36%Non-Convertible Debentures Total 40.18%
Corporate Debt Total 40.18%
Money Market InstrumentsCertificate of DepositAxis Bank Ltd. CRISIL A1+ 5.22%NABARD CRISIL A1+ 4.93%Kotak Mahindra Bank Ltd. CRISIL A1+ 3.48%IndusInd Bank Ltd. CRISIL A1+ 3.47%Export Import Bank of India CRISIL AAA 3.29%Small Industries Development Bank of India CRISIL A1+ 3.29%HDFC Bank Ltd. CARE A1+ 0.35%Certificate of Deposit Total 24.04%
Commercial PaperShapoorji Pallonji and Company Pvt. Ltd. CARE A1+ 9.52%Capital First Ltd. ICRA A1+ 8.26%Power Grid Corporation of India Ltd. ICRA A1+ 7.01%Edelweiss Commodities Services Ltd. CRISIL A1+ 5.23%Dewan Housing Finance Corporation Ltd. CARE A1+ 3.37%Commercial Paper Total 33.38%
Money Market Instruments Total 57.42%
Cash & Other Receivables Total 2.40%
Grand Total 100.00%
Company Rating % of NAV
An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through
judicious mix of investment in money market instruments and quality debt instruments. However, there is no
assurance that the investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
November,2018
October,2018
September,2018
6.7840
6.6565
6.1750
Daily Direct *
November,2018
October,2018
September,2018
6.9102
6.7871
6.3014
74.90%
13.40%
11.71%
Up to 60 days
> 60 Days
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.11.2018
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
87.47%
7.88%
AAA/A1+ and Equivalent
Sovereign
Cash & Other Receivables
4.65%
SchemeCRISIL Liquid Fund Index*
CRISIL Liquid Fund Index*
CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year 7.23 7.45 6.44 10,723 10,745 10,644
3 Years 7.17 7.23 6.56 12,312 12,333 12,103
5 Years 7.80 7.85 7.31 14,565 14,600 14,232
Since Inception 7.38 NA 6.00 32,878 NA 26,466
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 November, 2018. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was
launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA
: Not Available.
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.
Scheme Type: An open-ended liquid scheme
Date of Allotment: March 18, 2002
Fund Size:
AUM as on 30/11/2018: ₹ 9,004.76 Cr:Average AUM for November 2018
₹ 8,201.66 Cr
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: Crisil Liquid Fund Index
Minimum Investment: ₹ 5,000/-
Fund Manager:Name: Mr. Rahul Singh
12+ yearsExperience:
Expense Ratio:Regular: 0.25%; Direct: 0.11%(for detailed bifurcation on TER, please see page no 30)
Comparative Performance Of Open Ended Schemes th(as on 30 November, 2018)
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a
different expense structure. The performance details provided herein are of Regular plan - Dividend Re-investment option for LIC MF ULIS & Regular Plan - Growth option for others schemes . Since respective schemes have not completed
relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned period is a nonbusiness date, the NAV of the previous date is
considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the scheme was launched before the launch of the benchmark index, benchmark index figures since
inception or the required period are not available. NA : Not Available. # Benchmark. ## Additional Benchmark.
1 Year 3 Years 5 Years Since Inception
LIC MF Multi Cap Fund -6.31 4.96 6.009.74
Nifty 500 Index # 0.74 12.24 NA15.12
NIFTY 50 ## 7.82 12.54 12.6813.37
LIC MF Banking & Financial Services Fund -20.68 NA3.65 0.14
Nifty Financial Services Index # 11.49 NA18.22 13.58
NIFTY 50 ## 7.82 NA12.54 8.89
LIC MF Index Fund - Sensex Plan 8.90 11.02 13.3211.29
S&P BSE Sensex # 10.52 12.93 17.5113.27
NIFTY 50 ## 7.82 12.54 17.3913.37
LIC MF Index Fund - Nifty Plan 5.81 10.71 12.5111.69
NIFTY 50 Index # 7.82 12.54 17.3913.37
S&P BSE Sensex ## 10.52 12.93 17.5113.27
LIC MF Equity Hybrid Fund -3.37 5.86 8.458.81
CRISIL Hybrid 35+65 - Aggressive Index # 3.89 11.02 NA13.07
NIFTY 50 ## 7.82 12.54 14.4113.37
LIC MF Debt Hybrid Fund 1.29 5.72 8.416.68
CRISIL Hybrid 85+15 - Conservative Index # 3.88 8.31 NA10.00
CRISIL 10 year Gilt Index ## 2.52 6.34 NA7.88
LIC MF Children's Gift Fund -8.27 4.43 2.848.25
CRISIL Hybrid 35+65 - Aggressive Index # 3.89 11.02 NA13.07
NIFTY 50 ## 7.82 12.54 16.5913.37
LIC MF G-Sec Long Term Exchange Traded Fund 3.90 7.08 7.26NA
Nifty 8-13 yr G-Sec Index # 4.28 7.43 7.59NA
CRISIL 10 year Gilt Index ## 2.52 6.34 6.71NA
LIC MF Equity Hybrid Fund -3.37 5.86 8.458.81
CRISIL Hybrid 35+65 - Aggressive Index # 3.89 11.02 NA13.07
NIFTY 50 ## 7.82 12.54 14.4113.37
LIC MF Unit Linked Insurance Scheme 2.92 8.13 9.4910.59
CRISIL Hybrid 35+65 - Aggressive Index # 3.89 11.02 NA13.07
NIFTY 50 ## 7.82 12.54 NA13.37
LIC MF Government Securities Fund 4.70 6.78 7.348.22
I-Sec Composite Index # 5.85 8.08 NA9.42
CRISIL 10 year Gilt Index ## 2.52 6.34 NA7.88
LIC MF Debt Hybrid Fund 1.29 5.72 8.416.68
CRISIL Hybrid 85+15 - Conservative Index # 3.88 8.31 NA10.00
CRISIL 10 year Gilt Index ## 2.52 6.34 NA7.88
LIC MF Bond Fund 3.00 5.95 8.327.23
CRISIL Composite Bond Fund Index # 3.77 7.41 NA8.99
CRISIL 10 year Gilt Index ## 2.52 6.34 NA7.88
LIC MF Children's Gift Fund -8.27 4.43 2.848.25
CRISIL Hybrid 35+65 - Aggressive Index # 3.89 11.02 NA13.07
NIFTY 50 ## 7.82 12.54 16.5913.37
LIC MF Banking & PSU Debt Fund 6.32 6.92 7.396.88
CRISIL Short Term Bond Fund Index # 5.64 7.36 7.988.28
CRISIL 1 Year T-Bill Index ## 6.44 6.56 6.427.31
LIC MF Large Cap Fund 2.39 8.68 3.8812.70
Nifty 100 Index # 5.56 12.76 NA14.27
NIFTY 50 ## 7.82 12.54 10.1413.37
LIC MF Large & Mid Cap Fund -2.45 14.28 9.88NA
Nifty LargeMidcap 250 Index # -2.08 12.89 9.60NA
NIFTY 50 ## 7.82 12.54 7.31NA
LIC MF Infrastructure Fund -12.33 4.86 2.6210.69
Nifty Infrastructure Index # -10.52 5.24 -1.316.44
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA : Not Available. #
Benchmark. ## Additional Benchmark. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Since respective schemes have not completed relevant period (1yr,
3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned period is a nonbusiness date, the NAV of the previous date is considered for computation of
returns. The performance of the scheme is benchmarked to the Total Return variant of the index.
As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
(1) LIC MF Equity Hybrid Fund
(2) LIC MF Multi Cap Fund
(3) LIC MF Large Cap Fund
(4) LIC MF Index Fund - Nifty
(5) LIC MF Index Fund - Sensex
(6) LIC MF Tax Plan
As TRI data is not available since inception of LIC MF Multicap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
As TRI data is not available since inception of LIC MF Index Fund - Nifty Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05-Dec-2002 to date 31-May-2007 and TRI values since date 31-May-2007
As TRI data is not available since inception of LIC MF Index Fund - Sensex Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05-Dec-2002 to date 31-May-2007 and TRI values since date 31-May-2007
As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999As TRI data is not available since Inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 500 PRI values from date 31-Mar-1997 to date 26-Nov-1998 and TRI values since date 26-Nov-1998
The benchmark of LIC MF Large Cap Fund, LIC MF Multi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF
Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please
visit www.licmf.com
27 Factsheet December, 2018
Summary : Key Features of the Schemes th(as on 30 November, 2018)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to
visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information
Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested
to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance
Scheme.
Scheme Name LIC MF Multi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund
Scheme TypeAn Open Ended Equity Scheme Investing Across Large Cap, Mid Cap, Small Cap Stocks
An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks
An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks
An Open Ended Equity Scheme Investing In Banking & Financial Companies
Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend
Benchmark Nifty 500 Index Nifty 100 Index Nifty LargeMidcap 250 Index Nifty Financial Services Index
Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Yogesh Patil Mr. Yogesh Patil
Entry Load NIL NIL NIL NIL
Exit Load NIL (subject to lock-in period of 3 years)
Riskometer Risk - High Risk - Moderately High Risk - Moderately High Risk - Moderately High
Facility Available SIP/STP/SWP SIP SIP/STP/SWP SIP/STP/SWP
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 500/- & in
1) Daily - ₹ 500/- & in multiples of ₹ 500/-
multiples of ₹ 500/- thereafter, 3) Quarterly -
₹ 1500/- & in multiples of ₹ 500/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
28
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
Summary : Key Features of the Schemes th(as on 30 November, 2018)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to
visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information
Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested
to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. *Lock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day.
). #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
Scheme NameLIC MF Exchange Traded Fund - Nifty 100
LIC MF Exchange Traded Fund - Nifty 50
LIC MF Exchange Traded Fund - Sensex
Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index
An Open Ended Scheme Replicating/Tracking Nifty 50 Index
An Open Ended Scheme Replicating/Tracking Sensex Index
Allotment Date March 17, 2016 November 20, 2015 November 30, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP RP RP
Option Available Growth Growth Growth
Benchmark Nifty 100 Index Nifty 50 Index S&P BSE Sensex
Min Investment Amt
For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit
For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit
For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit
Min Additional Amt
Min Redemption Amt
SIP dates
SIP Frequency
Min SIP Amount
Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Sachin Relekar
Entry Load NIL
- - -
-
-
- - -
- -
- -
-
-
-
-
-
-
NIL NIL
Exit Load NIL NIL NIL
Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High
Facility Available
Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme
LIC MF Children's Gift Fund
Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments
An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments
An Open-Ended Insurance Linked Tax Saving Scheme
An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)
Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001
Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Dividend Reinvestment Growth
Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)
Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)
Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt)
Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)
Entry Load NIL NIL NIL NIL
Exit Load NIL (subject to lock-in period of 3 years) NIL *
Riskometer Risk - Moderately High Risk - Moderate Risk - Moderately High Risk - Moderately High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
LIC MF Government Securities Fund
An Open Ended Debt Scheme Investing in Government Securities Across Maturity
December 10, 1999
3 Years Plus
RP/DP
Growth/Dividend/PF
I-Sec Composite Index
₹ 10000
₹ 500
₹ 500
Any day#
Monthly / Quarterly
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
Mr. Marzban Irani
NIL
0.25% if exit within 30 days from the date of allotment of units
Risk - Moderate
SIP/STP
LIC MF G-Sec Long Term Exchange Traded
Fund
An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index
December 24, 2014
3 Years Plus
RP
-
-
-
-
-
-
Growth
Nifty 8-13 yr G-Sec Index
For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit
Mr. Marzban Irani
NIL
NIL
Risk - Moderate
29
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Factsheet December, 2018
Summary : Key Features of the Schemes
Total Expense Ratios st(as on 31 October, 2018)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per applicable rate.2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996.3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996.4. Present GST rate is 18%.5. Percentages mentioned above are annualized.6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses, commission, etc., and no commission shall be paid from such plans.
Scheme Name LIC MF Liquid Fund LIC MF Savings Fund LIC MF Banking & PSU Debt Fund
Scheme Type An Open-Ended Liquid Scheme An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months
An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds
Allotment Date March 18, 2002 June 09, 2003 May 31, 2007
Ideal Investment Horizon 1 Day Plus 6 Months Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Growth/Dividend
Benchmark Crisil Liquid Fund Index CRISIL Low Duration Debt Index CRISIL Short Term Bond Fund Index
4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road,
Maidan, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: C-29/A, Sector 1, Besides City Centre Mall,
Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme
Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..
Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.
AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.
Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.
Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.
Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.
Portfolio Yield: Disclosure only required for Debt Funds.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.
Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.
Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.
SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
31 Factsheet December, 2018
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Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED