Liberty health share dental plans group deck 7 2_2015

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Partners for Healthy Smiles

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Who is :DentalPlans?

• Since 1999, :DentalPlans has offered comprehensive and affordable dental, vision and telemedicine savings plans to over 1 million individuals, families and groups

• With 30 partners offering 40 savings plans, consumers have unrivaled choice in selecting a program that works for them

• Over 100,000 participating dentists and growing

• Access top industry brands representing over 75% of dental providers in the US

• Industry leader members of the following organizations:

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What are Dental Savings Plans?

A dental savings plan functions a lot like a membership at a warehouse club. Members pay an annual fee and receive access to significantly reduced rates.

Dental savings plans offer many benefits over traditional

dental insurance. No annual caps or limits and absolutely no paperwork.

One affordable annual membership fee, starting at

$79.95 per year, gives you access to dental care savings from 10 to 60% all year long.

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:DentalPlans - The Growing Need • Dental coverage isn't an essential health benefit for adults. Insurers don’t have to

offer adult dental coverage and there is no pressure to obtain dental insurance for adults.

• Only pediatric dental and vision benefits up to age 19 are part of Essential Health Benefit Packages (EHBPS)

• Nearly 50 percent of America’s workforce is not covered by employer-sponsored

dental insurance, according to the NADP.

• Nearly 1/3 of all Americans do not go to the dentist because they either have no coverage or cannot afford to pay the difference that is not covered by the insurance that they do have. Worlddental.org

• Oral health supports employee productivity - Dental illness is the most common of all chronic health concerns and accounts for significant loss of workforce productivity and health care costs - According to a study by Employee Benefit News

Supplementary benefits can add significant value with limited impact on the cost

of a comprehensive plan design in an employee-driven environment

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:DentalPlans Solutions for Groups

• Dental Only – Dental Savings Plans

• Dental Plus – Dental Savings Plans + Prescription, Vision, Hearing & More

• Dental Plus Health – Dental Savings Plans + Telemedicine, Chiropractic, Alternative Medicine & More

• Non Dental – Telemedicine, Vision, RX & More

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:DentalPlans Partners

Providing access to the top brands in the Dental Savings Plan Industry

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Comparisons to Dental Insurance A Comparison Guide – Savings Plans, the Affordable Alternative to Dental Insurance

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Why Offer Dental Savings Plans to Members

• No caps, limits or waiting to get care

• Healthy smiles are the key to overall health and well being

• The :DP At Your Service Team is just one phone call away

• Plans can be purchased at anytime during the plan year - Not restricted to annual enrollment

• Save on Routine and Restorative dental procedures – even braces and cosmetic procedures

• Quick plan activation

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Why Groups Love Us

• Affordable: Low annual and monthly rates

• No contribution requirements • Flexible: Not limited to annual

enrollment • Hassle-Free: No annual limits,

health restrictions or paperwork hassles.

• Support: Dedicated group sales & member service teams at U.S.-based call centers

• Easy Access: 24-7 online members area.

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Flexible Group Options Voluntary benefit where Members enroll and pay directly Ideal for groups with:

• Members who want to choose from 40+ savings plans • A benefit package that does not include dental • Members who are not eligible for dental insurance • Members who waived dental offering

› DentalPlans are NOT limited to initial enrollment

Non-Voluntary benefit where groups can embed 1 plan for all members with ease monthly list billing:

• Easy implementation and administration • Lower PMPM fee for one selected plan - Vital Savings by

Aetna

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Aetna – Vital Savings by Aetna

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Sample Savings – The Math for One Example of Savings for an individual on the Aetna Vital Savings plan Preventative Care and Filling savings of $214.00. Plan Annual rate of

$144.95/individual

Adult Teeth Typical Dentist Fee

Sample Discounted

Fee

Member Savings

Savings Percentage

Total Savings

Routine 6 Month Check-up

$57.00 $27.00 $30.00 53% $30.00

Adult Teeth Cleaning

$102

$55.00 $47.00 46% $47.00

Four Bitewing X-Rays

$70.00 $28.00 $42.00 60% $42.00

1 Surface White Filling for U or L Front Tooth

$175.00 $80.00 $95.00 54% $95.00

Summary of Savings (4 procedures)

$214.00 Savings

1Source: DentalPlans.com (DP.C) 2010 Survey of Sample Average National Dental Fees (updated March 2011). Fees may vary slightly by region. 2Discounted fees are listed for visits to a participating general dentist. Members will be charged the provider's Vital Savings by Aetna contracted fees. Charges may vary from the sample fee schedule above. Consult with your provider prior to beginning any treatment. Lab fees may be additional. This plan is based geographically by ZIP code in terms of provider participation and location. Fee schedules and savings may vary by ZIP code and by Provider within a ZIP code.

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Sample Savings – The Math for a Family of 3 Example of Savings for an individual on the Aetna Vital Savings plan Preventative Care and Filling savings of $642.00. Plan Annual rate of

$199.95/family

Adult Teeth Typical Dentist Fee

Sample Discounted

Fee

Member Savings

Savings Percentage

Total Savings

Routine 6 Month Check-up

$57.00 $27.00 $30.00 53% $90.00

Adult Teeth Cleaning

$102

$55.00 $47.00 46% $141.00

Four Bitewing X-Rays

$70.00 $28.00 $42.00 60% $126.00

1 Surface White Filling for U or L Front Tooth

$175.00 $80.00 $95.00 54% $285.00

Summary of Savings (4 procedures)

$642.00 Savings

1Source: DentalPlans.com (DP.C) 2010 Survey of Sample Average National Dental Fees (updated March 2011). Fees may vary slightly by region. 2Discounted fees are listed for visits to a participating general dentist. Members will be charged the provider's Vital Savings by Aetna contracted fees. Charges may vary from the sample fee schedule above. Consult with your provider prior to beginning any treatment. Lab fees may be additional. This plan is based geographically by ZIP code in terms of provider participation and location. Fee schedules and savings may vary by ZIP code and by Provider within a ZIP code.

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Member Communication Options

• Benefit Package Insert

• Fact Sheet/ Brochures

• Direct Mail Pieces - Postcards, Letters

• Dedicated member Enrollment Process

• Email Announcement & Benefit overview

Flyer Post card

Brochure

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Voluntary Member Enrollment Process

• Branded landing page for online enrollment

• Unique toll free phone number for members– Enrollment and Service

• 10% Discount on any plan

• Dedicated Enrollment support by :DentalPlans team – onsite and/or offsite

• Educational webinars and videos to maximize benefits

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Smile stories- Customer Testimonials

Don’t just take our word for it

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Informative/Educational Videos

We’ve Got a Plan For You…

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Why :DentalPlans? Offer Your Members Choice: More plans and dentist than any other site. One-Stop Shop: Choose a plan. Find a dentist. Save up to 60%. Affordable: For groups, businesses and their employees Support: Dedicated group sales & member service teams at U.S.-based call centers. Hassle-Free: No annual limits, health restrictions or paperwork hassles.

The :DentalPlans partnership provides turn-key access to 40+

national and regional savings plans.

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Nicole Greene Director, Broker & Group Sales

1-855-232-3467 x 128 [email protected]