Leasing market in Poland after the I half of 2008 Source: PLA Warszawa, July 2008.

Leasing market in Poland after the I half of 2008

Source: PLA

Warszawa, July 2008

Source: PLA

Members of the Polish Leasing Association

Bankowy Fundusz Leasingowy BGŻ Leasing BNP Paribas Lease Group BRE Leasing BZ WBK Leasing Caterpillar Financial Services PolandDe Lage Landen Leasing PolskaDeutsche Leasing Polska Europejski Fundusz Leasingowy Fortis Lease Polska Handlowy-Leasing IKB Leasing Polska Immoconsult Polska ING Lease (Polska) Kredyt Lease S.A.LHI Leasing Polska Masterlease Polska

Mercedes-Benz Leasing Polska Millennium Leasing NOMA 2 Nordea Finance Polska ORIX PolskaPEKAO Leasing PEAKAO Leasing i Finanse Raiffeisen Leasing Polska Scania Finance PolskaSEB Leasing Polska SG Equipment Leasing Polska SGB-Trans-Leasing PTL Siemens Finance VB Leasing Polska PolskaVFS Usługi Finansowe Polska Volkswagen Leasing PolskaWatin Leasing and Finance Polski Związek Wynajmu i Leasingu Pojazdów

Value of movable leasing active contracts in the end of 2007 and after I half of 2008 (PLN bn)

43,91

37,80

Source: PLA

Value of active leasing contracts by segments of the movable market in the end of 2007 and after the I half of 2008 (PLN bn)

Source: PLA

24,9

29,1

11,312,9

0,6 0,6 0,8 0,90,3 0,5

Means of transportation

Machinery & equipment

IT Other means of transportation

Other

■ 2007

■ I H 2008

Dynamics of an active portfolio by individual segments of the movables leasing market after I half of 2008 vs 2007

14,27%

12,64%

16,80%

Indexes of IT and Other segments actually have not changed.

Source: PLA

■ Means of road transportation

■ Machinery and equipment

■ Others means of transportation

Source: PLA

Total net value of movables leased in the first halfsof years 1997-2008 (PLN bn)

1,62,5

3,24,1

2,83,4

4,1

5,96,6

8,5

14,04

16,21

0

2

4

6

8

10

12

14

16

18

19971998

19992000

20012002

20032004

20052006

2007IH2008

Source: PLA

Value of objects leased by individual segments of the movable market in the first half of 2007 and 2008 (PLN bn)

9,43

10,52

3,3

4,27 4,09

5,02

0,23 0,28 0,17 0,3

■ I H 2007

■ I H 2008

Vehicles (incl. passenger cars)

Passenger cars Machinery

IT Aircraft, ships, rail

Estimated value share of individual segments in the movable leasing market in the first half of 2007 and 2008

68%

30%

0%

1%

1%64%

31%

2%

2%

1%

Source: PLA

■ Means of road transportation

■ Machinery and industrial equipment

■ Computers and office equipment

■ Aircraft, rail, ships

■ Others

2007 – PLN 14,3 bn 2008 – PLN 16,2 bn

Dynamics of new portfolio value growth by segments of the movable leasing market in the first half of 2008.

Source: PLA

15,60%

11,70%

22,80%

23,70%

75,20%Aircraft, rail, ships

IT

Machinery

Vehicles

Movables

Value share of top 10 companies in the movable leasing market in the first half of 2008 (estimeted net value of the market – 16,21 PLN bn)

Source: PLA

Millennium

Leasing

6,1%

Pekao Leasing

6,4%

BRE Leasing

9,6%

Raiffeisen Leasing

11,3%EFL

12,2%

Inne

39,6%

Fortis Lease

3,7%

Bankowy Fundusz

Leasingowy

3,4%SG Equipment

4,4%

BZ WBK

5,6%

VB Leasing

4,1%

Net value of the vehicle leasing market in the first half of years 2004-2008 (PLN bn)

Source: PLA

10,5

9,4

5,2

4,4

2005 2006 2007 2008

Source: PLA

Value share of individual segments in the vehicle leasing market after the first halfs of 2007 and 2008

2007

2008

10 top companies’ share in the vehicle leasing market in the first

half of 2008 (estimated net value – PLN 10,52 bn)

Source: PLA

EFL

13,6%

Others

29,8%

Raiffeisen Leasing

12,8%

BRE Leasing

10,7%

Pekao Leasing

6,5%

Bankowy Fundusz

Leasingowy

3,5%

Mercedes-Benz

3,5%

Millennium

Leasing

5,8%

VB Leasing

4,2%BZ WBK

5,5%

Volkswagen

Leasing

4,1%

Net value of passenger cars leased in the firt halfs of years 2004-2008 (PLN bn)

Source: PLA

4,3

3,3

1,9

1,3

2005 2006 2007 2008

Share of top 10 companies in the passenger cars leasing market in the first half of 2008 (estimeted value – PLN 4,27 bn)

Source: PLA

EFL

13%

Others

31%

Raiffeisen

Leasing

19%

BRE Leasing

8%

Volkswagen

Leasing

7%

Masterlease

Polska

5%

Pekao Leasing

5%

Millennium

Leasing

2%

Mercedes-Benz

4%

VB Leasing

3%

BZ WBK

5%

Net value of machinery and equipment leased in the first halfs of years 2004-2008 (PLN bn)

Source: PLA

5

4

2,6

1,8

2005 2006 2007 2008

Source: PLA

Machinery and equipment leasing market share by segments after the first half of 2008 (estimeted value – PLN 5 bn)

Agricultural machines segment visibly grew from 4 to 8 % compared to I H of 2007 (net value – 4,1 bn) and Others segment decreased from 33 to 27 %. The changes in other segments didn’t exceed 1%.

Share of 10 top companies in the machinery and equipment leasing market in the firt half of 2008 (estimeted value – PLN 5,02 bn)

Source: PLA

Raiffeisen

Leasing

9,1%EFL

10,5%

Others

38,5%

Fortis Leasing

4,7%

SG Equipment

6,5%

Millennium

Leasing

7,1%

BRE Leasing

7,6%

Deutsche

Leasing

4,6%

Caterpillar

5,2%

BZ WBK Finance

6,4%

Net value of computers and office equipment leased in the firt halfs of the years 2004-2008 (PLN bn)

Source: PLA

0,3

0,20,2

0,1

2005 2006 2007 2008

Source: PLA

Individual segments’ share in the computers and office equipment leasing market. I H 2007 vs I H 2008 (estimeted net value – PLN 278 mn)

■Hardware

■Software

■ Other IT

2007 2008

10 top companies’ share in the computers and office equipment leasing market in the first half of 2008 (estimeted net value – PLN 278,1 mn)

Source: PLA

RaiffeisenLeasing

3,3%

ING Lease

0,0%

BNP Paribas

3,3%

BRE Leasing

2,0%

Others

26,1%

Millennium Leasing

4,9%

Pekao Leasing

7,9%

K redyt Lease

8,5%

EFL

9,0%

SG Equipment Leasing

15,6%

Fortis Lease

19,4%

Source: PLA

Total net value of movable leased in the first halfs of years 1997-2008 (PLN bn)

0,010,09 0,07

0,4

0,24 0,23 0,2

0,37

0,77

0,32

1,4

1,7

0

0,2

0,4

0,6

0,8

1

1,2

1,4

1,6

1,8

19971998

19992000

20012002

20032004

20052006

2007IH2008

Value share by individual segments in the movable leasing market in the first halfs of years 2007-2008 (PLN bn)

Source: PLA

■ Retail outlets

■ Offices

■ Industrial buildings

■ Hotels and leisure

■ Others

2007 1,43

2008 1,65

Value share of companies in the movable leasing market in the first half of 2008 (estimeted net value – PLN 1,65 bn)

Source: PLA

ING Lease

42%

BRE Leasing

17%

Fortis Lease

6%

Bankowy Fundusz

Leasingowy

5%

Millennium Leasing

5%

Pekao Leasing

2%

Noma 2

0%

Raiffeisen Leasing

2%

BZ WBK Finance

2%

EFL

0%

Others

19%

Monetary structure in the real estate market – the end of 2007 vs the first half of 2008

Source: PLA

26,60%

73,40%

80,50%

19,50%

■2007

■ I H 2008

PLN Others

Monetary structure in the movable market - the end of 2007 vs the first half of 2008

81,90%

18,10%0,23%

77%

12,90%

83,50%87,10%

16,50%

9,40%

90,60%

9,80%

90,20%

16,80%

83,20%

21,90%

78,10%

c

■ 2007■ I H 2008

Vehicles Machinery & equipment

IT Movables

Source: PLA

PLN OthersPLNOthers

Top companies’ share in the consumer leasing market (PLN mn)

Source: PLA

NOMA2

198,28

EFL

5,62Masterlease

Polska

5,44

ING Lease

(Polska)

2,92

Source: PLA

Polish Leasing Association

ul. Rejtana 17, Warszawatel.: (22) 542 41 36fax: (22) 542 41 37

e-mail: [email protected]

www.leasing.org.pl