Learn the STEP-BY-STEP system to overcome ... - Own Your …...DRAFT:MAKING’MONEY’FLOW:Four’Stepsto’Get’Out’Of’Your’Own’Way’’ and’Realize’Your’Financial’Dreams’

DRAFT: MAKING MONEY FLOW: Four Steps to Get Out Of Your Own Way and Realize Your Financial Dreams

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© 2012 – Own Your Money, LLC. All Rights Reserved. www.OwnYourMoney.com

Learn the STEP-BY-STEP system to overcome the REAL REASONS why you haven’t yet achieved the financial success, security, or peace of mind you want from your money—so you can earn what you’re worth, feel worthy of

greater wealth, and rev up the money flow to you.

Belinda Rosenblum, CPA and Wealth Expert, left her thriving corporate finance role to address a major unmet need in our communities—transforming the way people think, feel, and act with money to give them back their rightful power over their money mindset and money management.

She is now helping thousands of people discover how “owning your money” creates certainty, security, and the life of financial independence they deserve. Belinda is the President of Own Your Money LLC, a financial coaching and training company teaching individuals, couples, and business owners how to make personal finance and small business success more rewarding, manageable, and profitable. Her expertise is in high-‐demand as she hosts her own TV show, radio show, and is a member of the National Speakers Association. She has been called on as the financial expert for Boston’s TV networks, Yahoo! Finance, SmartMoney.com, BusinessWeek.com, and The Saturday Evening Post.

Belinda’s coaching, products, workshops, and speeches address the significant financial stress plaguing most Americans today. Her practical, actionable, and kick-‐in-‐the-‐pants approach to a much avoided topic is refreshing. Belinda inspires, educates, and moves people to action so they can once and for all take control of their own financial future.

In her popular product, INVEST IN YOURSELF: The 7-day System to Take Control of Your Money, Belinda personally coaches you with a step-‐by-‐step formula to reclaim your financial power and rebuild your bank account. Her new book, SELF-WORTH TO NET WORTH: 12 Keys to Creating Wealth Inside and Out, provides the compassion, gentle kick-‐in-‐the-‐pants and step-‐by-‐step approach manage your own financial life. Belinda’s ability to motivate action in others is fueled by her passion for helping people appreciate their self-‐worth and realize their financial goals.

Own Your Money, LLC 855-866-6398

www.OwnYourMoney.com


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Unauthorized copying is against the law, regardless of intent, whether you are:

1. Making an additional copy to keep for yourself

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4. Making copies for any other reasons Remedies against violators can include fines in excess of $400,000 plus up to 5 years in jail time plus recovery of all legal fees.


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TABLE OF CONTENTS

Page

Module 1: Identify the “B.S.” in Your Way 4

Module 2: Release Your Fears and Reboot Your Brain with a new Million Dollar Mindset 19

Module 3: Think Bigger to Make Realizing Your Inspiration a Must 26

I.D.E.A. System 31

Module 4: Talk About Money in an Empowered Way 34


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MODULE 1: Identify the “B.S.” in Your

Way


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At the end of the program, you’ll be able to:

• Understand the impact of the _________________________

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• Identify the __________that may be in your way and what you can start to do about it

• Be in ____________with your _____________________________

Take a deep breath.

Why do you want to face your fears now?

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Complete this sentence:

I’m ready to trade in any anxiety, stress and worry for a

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What are you ready to trade in?

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What is in this new room that you are walking into?

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What does owning your money look like to you?

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Take a deep breath.


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Why is it important for you to radically reshape your relationship with money?

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What’s at stake for you in doing this home study program?

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What do you want to get from this program?

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In the case of Justin, what was his “B.S.” that was holding him back?

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Can you relate to Justin’s story? How does it make you feel?

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Take notes for the reasons for avoiding that you feel like you might do or might ever think to yourself: (1) You may never have felt like you were taught whether it was by your parents, by school. Whatever, you just were never taught good money management or good money mindset so you just avoid it now.

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(2) You have this big “should” on yourself. “I should know what I'm doing” or “I should already be someplace else.”

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(3) You may feel like you have limited free time. Kind of like I shared of I had so little free time that when I was home the last thing I wanted to be doing is going through my mail and paying my bills. Sometimes we're all a little bit lazy that we like to sit on the couch instead. I get it.

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(4) Our ego's job is to keep us safe and alive. Safe and alive keeps us comfortable and doing the same things we've been doing. We just keep staying comfortable and we keep doing what's convenient. Yet, I believe that instead of that I have a different answer for you. Instead of staying comfortable yet unhappy, I want you to consider “How can I be a bit uncomfortable and get to truly happy?”

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(5) You may be in some denial. I hear all the time, "Oh it's not so bad. I have money right now. I'm okay." That sort of thing. It's just a reason for avoiding. You're just in denial.

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(6) You may think that it will cost too much to address. Really though I think of it much more like when you don't go to the dentist and your tooth hurts. All of a sudden that little bit of a toothache that needs a cleaning then turns into a cavity or you wait long enough and then your tooth needs to get pulled and it gets much more expensive.

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(7) You may feel resigned. You may be like, "What's the point? It's always been this way. It doesn't get better."

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(8) You may be afraid of what you might find. I recognize that it takes courage to be facing our fears with money, and oftentimes just facing the nuts and bolts of where our money is going. Where are we spending it? Oftentimes people are just afraid of adding it all up. I found that a lot.

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(9) You believe it may be complicated or hard. Lord knows I believed that for a long time.

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(10) You may be embarrassed or ashamed of the situation that you're in.

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(11) You may be afraid of conflict. I see this a lot, especially with partners, that they may just keep avoiding doing what they need to do for success, for wealth because they don't want to face any conflict.

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(12) This is a funny one. Sometimes people avoid to spite their parents. This is one of these funny ones because it's almost like you're drinking the poison and expecting somebody else to die. It's not actually affecting them nearly like it's affecting you right now.

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(13) It may be a part of your identity. This is what you know. A woman recently told me that she's addicted to the pain of it.

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What has been stopping you up to this point?

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Step 1: Understanding Your Relationship to Money Right Now—7 Aspects

1. ___________________________________________________

2. ___________________________________________________

3. ___________________________________________________

4. ___________________________________________________

5. ___________________________________________________

6. ___________________________________________________

7. ___________________________________________________

Which of these aspects can you relate to?

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Step 2: Specifically Identifying your B.S.

Money =

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What do your glasses prevent you from seeing?

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!

"#$%!&!!

Module 1: Identify The “B.S.” In Your Way PART A: MONEY BELIEFS CHECKLIST

The first step to getting out of your own way is to recognize the real and present blocks that are currently in your way. Imagine you are now walking through a pitch black room. You can’t see a thing. You try walking around and you are bumping into things, knocking things over, and getting bruised. If only you knew how or where to turn on the light…well, today is your lucky day!

Completing this checklist and template will start to show you how to flip the switch to recognize what and why you have been in the dark—and what you can do about it.

Whether you are seven or seventy you have some preconceived ideas about wealth and money. First we need to get to the root of the belief and then we can work on redirecting our beliefs into inspirations.

Rate yourself from 1-10 with regard to each of the following statements. [1=100% Disagreement up to 10-100% Agreement]

1 Money is the root of all evil. 2 I don't deserve to have a lot of money. 3 If I try and don't succeed at making money, I will be a failure.

4 If I made a lot of money, I might lose it and then I would feel incompetent and hate myself.

5 Doing what it takes to make a lot of money will make life difficult and stressful. 6 Getting rich is a matter of luck or fate. 7 If I am rich, certain people will resent me, not like me, or I won't fit in. 8 It takes money to make money. 9 I don't like dealing with or managing money.

10 If I have a lot of money, someone else is going to have less. 11 If I make a lot of money, I will be betraying someone who never made much. 12 The rich get richer and the poor get poorer. 13 Having a lot of money is a big responsibility. 14 Money can cause a lot of problems in life. 15 Money is hard to deal with. 16 Money is hard to get. 17 You have to work hard to get money and can't do exactly what you love. 18 Trying to make more money will mean hassle and struggle.


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!

"#$%!&!!

19 Striving for wealth will be stressful and potentially cause health problems. 9 20 It takes too much time to get wealthy. 10 21 I'm not educated enough to get wealthy. 8 22 You have to do things you don't like in order to get money. 9 23 Given my background, it would be difficult for me to get rich. 9 24 I don't enjoy taking on more responsibility. 5

25 Most people with a lot of money probably did something bad or dishonest to get their money. 2

26 I'm too young or too old to get rich. 9 27 It's not right for me to be rich while others have nothing. 1 28 Money spoils you. 2 29 Financial security comes from having a steady paycheck and a good job. 1

30 If I don't feel bad about past mistakes and afraid about the future, I will make the same mistakes again. 5

31 It's unlikely I can be rich and happy. 5 32 It's better for me to get paid for my "time" than strictly for my performance. 1 33 Having a lot of money will mean I'm less spiritual and pure. 1 34 Going after wealth won't allow much time for anything else in life. 1 35 Once I have a lot of money, then I'll finally feel secure. 8

36 Investments are for people who have a lot of money, are complicated or hard to understand. 10

37 I always rent; owning a house would be too scary. 1 38 I would never feel secure if I had to be responsible for a lot of money. 2 39 It is better to take less than what I am due and be free of sticky situations. 1 40 Worrying about money is tacky. 1

41 I never want people to know I have so much money because people are really mean to rich people. 1

42 If I get paid a lot, people will find out that I am a fraud. 1 43 Everybody wants more; when it comes to money, less is better. 1 44 There's somebody else inside me that spends all of my money. 1 45 I'm a good giver but not a good receiver. 10 46 If I ask for help, people will think less of me. 9 47 Getting rich is not a skill you can really learn. 8 48 I can make it on my own. I don't need help from others. 1 49 Getting rich isn't for people like me. 8 50 Realistically, chances are I'll never be rich. 9


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!

"#$%!&!!

PART B: MONEY BELIEFS TEMPLATE

Please note: Take as much space as you need to respond to the questions below.

1. What does money mean to you? Security for me and my family and the ability to help others

2. Do you own your money-- or does it own you? It owns me.

3. How would you describe your relationship to money? Volatile

4. What are your current money management habits and behaviors? Avoidance

5. What could you be doing better? Organizing around money

6. When it comes to your saving and spending habits, are you a saver, a spender, an avoider, or a money monk (you just don't care)? avoider

7. When you hear the words money, wealth, and rich, what comes to mind? For someone else

8. What did your parents and family tell you about money? I would always have to work hard for money. They would spend big amounts on themselves and what was necessary on us.

9. What do you currently tell yourself about money, wealth, and your worthiness? I will never get a handle on it.

10. How hard do you think it will be to become wealthy? Extremely hard.

11. Do you feel like you have enough money to start to “manage” your money?


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Step 3: Relating Your Beliefs to Your Triggers

How do you get triggered in your life?

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Module 1 Action Assignments:

1. Complete the Beliefs Checklist and the Beliefs Template

2. Each night before bed, write down the one thing you did that day to step out of your comfort zone:

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3. Complete the Transform Your Self-‐Talk Template and the Create Your Warrior Story Template.


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MODULE 2: Release Your Fears and Reboot Your Brain with a New Million Dollar

Mindset


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In this Module, you will discover:

• How to source your “worrier” story and learn how to

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• What is not and what is ____________________________________ -‐-‐and how freeing understanding this difference can be.

• The _________________________________________________ that determines your happiness, peace and security.

• Three strategies to __________________________________________

• What it takes for you to _____________________________________

• And much more!

At the end of this program, you will be able to:

• Understand how to _______________ and ________________ your story

• Identify some of your most powerful ______________________

And shift your self-‐talk, so you can go from an ___________

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• Be in action with your Key Action Steps


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What is your goal for the end of the program?

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Has this goal changed since the beginning of the program?

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Write about a specific example of a time when you let your fears, self-‐doubt, or disbelief in yourself win out over taking action or even just thinking more positively.

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Are you more committed to your fears or your dreams?

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What are the major approaches to start to take back control?

1. _____________________________________________________________

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2. _____________________________________________________________

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3. _____________________________________________________________

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What does it mean for you to step out of your comfort zone?

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What was one action you took as a result of the assignment that took you out of your comfort zone? How did you feel afterwards?

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See: Create Your Warrior Story Template Handout

What is one particular instance that you were able to reframe? What impact has this had on your past and what different impact can the new Warrior story now have on your future?

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See: Transform Your Self Talk Template Handout

What are the non-‐supportive things that you tell yourself about money?

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Non-‐supportive – brings disempowerment, helplessness, hopelessness, and panic

Supportive – provide encouragement, empowerment and positive feelings

Examples: -‐ I’m not good at money or math.

Examples: + I have access to the resources I need.

-‐ I have to work very hard for money. + Making money is easy, joyful and fun. -‐ I won’t be able to make money doing what I

love. + I love what I do for money and I deserve it.

-‐ If I try and I don’t succeed at making money, I’ll be a failure. If I do succeed, I’ll lose my friends.

+ People love me for who I am and encourage my success.


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Think of an affirmation or antidote that will help you to reprogram your brain.

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Module 2 Action Assignments:

1. Be sure you are caught up with all the homework and templates.

2. Do one thing each week that takes you out of your comfort zone.

3. Start keeping a daily journal to write down your accomplishments.

4. Write down any daily disciplines that you’ve kept.

5. Write down the temptations you didn’t succumb to.

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MODULE 3: Think Bigger to

Make Realizing Your Inspiration a Must


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• What it takes to think bigger, why you haven’t done it so far, and what happens when you don’t

• Uncover the ____________________________________ and the _____________________________________________________________

• The _________________________________________________ that determines your happiness, peace and security.

• A step by step system to ___________________________________ _______________________________________________________________

• How to _____________________________________ in your life, and why you may have been passing by money-‐making occasions every day

• How to _____________________________________, despite any fear or challenge that may have gotten in your way in the past

• And much more!

Take a deep breath.


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What was one action you took as a result of the Assignment that took you our of your comfort zone? How did you feel afterwards?

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If you don’t __________, the answer is always: _______.

When you don’t allow yourself to think bigger and realize your dreams, what doesn’t happen?

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When you don’t allow yourself to think bigger and realize your dreams, what does happen?

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What holds you back from thinking bigger? What in the past has held you back from thinking bigger?

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Take a deep breath.

What is the first thing you can do to start to think bigger and realize your dreams?

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What are the five keys that Belinda views as Owning Your Money?

1. ________________________________________________________________

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2. ________________________________________________________________

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3. ________________________________________________________________

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4. ________________________________________________________________

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5. ________________________________________________________________

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Once you have identified your stressful thoughts, what are the 4 questions to ask?

1. ________________________________________________________________

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2. ________________________________________________________________

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3. ________________________________________________________________

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4. ________________________________________________________________

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What are the 3 essential things when it comes to inspiration?

1. ________________________________________________________________

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2. ________________________________________________________________

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3. ________________________________________________________________

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Why do you want wealth?

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What truly inspires you? What dreams do you have that are more important to you than holding on to your fears?

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What is coming up for you as you complete this module?

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MODULE 4: Talk About Money in an Empowered

Way


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• How to be in conversations about money—and how not to be

• When and how you can ____________________________________ ________________________________________________________________ ________________________________________________________________

• What it takes to _______________________________________ how you are in all of your relationships base on the learning in this program.

• And much more!

Take a deep breath.

What was one action you took over the past week that took you out of your comfort zone? How did you feel? ________________________________________________________________

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Why do you want to be able to talk about money in an empowered way?

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What is a conversation you have been putting off having? Who is it with and what does it need to be able? What are you secretly afraid of that has had you put this off?

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See: Talking Money Template Handout

How will your new understanding to talk about money affect a conversation you will now have?

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Action Steps:

1. Finish all 4 of the content Modules.

2. Have the conversation that you highlighted as the number one conversation you have to have.

3. Continue your new disciplines of getting out of your comfort zone weekly or daily. Continue keeping a journal, and write down the following:

a. Actions or accomplishments you are proud of, including where you stepped out of your comfort zone

b. Daily disciplines you kept (exercise, meditation, eating well, etc.)

c. What you are grateful for

Learn the STEP-BY-STEP system to overcome ... - Own Your …...DRAFT:MAKING’MONEY’FLOW:Four’Stepsto’Get’Out’Of’Your’Own’Way’’ and’Realize’Your’Financial’Dreams’

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