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This is a specialist debt charity which will help you reach decisions
about the full range of options available to help manage your
debt. Most importantly, they can provide you with a Fee Free Debt
Management Plan.
www.stepchange.org
Tel: 0800 138 1111
Payplan is another organisation
which can offer you a Fee Free Debt Management Plan. Payplan
are not a charity, but they are funded by the industry, so every
penny you pay will go towards reducing your debt.
www.payplan.com
Tel: 0800 716 239
Part of the Money Advice Trust, National Debtline provides free and
impartial telephone advice service. Their website also has some useful