Kortpersonalisering Børre Midtgard

Kortpersonalisering- kampen om Norden

Børre Midtgard

Kampen om Norden

EDB 2010

Page 3

Card Issuing Services

CardSwitching Services

CardPersonalisation Services

CardFraud Prevention Services

CardChannel Services

CardATM Services

CardMerchant Services

CardAcquiring Services

CardValue Added

Service

EDB Cards

EDB Cards – Mo i Rana

Founded 1991

3 main business areas

Approximately 165 employees within card personalisation

Cards Chip Perso

Banking services

24/7

Transaction Surveillance

24/7

EDB 2010

Page 5

1991… 1993… 1997… 1999… 2003... 2006… 2007… 2009… 30.09.10 2011-

EDB Purchases

TAG Systems NO

Start up card deliveries to

Sweden

Transaction Surveillance

Real time

Start up deliveries toUK Banks

Start up Card factory

Start up Transaction Surveillance

Start up card perso-

nalisation

TAG Systems NO

founded

OpeningPerso. SiteStockholm

History- Some highlights

One of 2 card vendors to

Nordea in the Nordics

Current Clients

90+ different card issuers from various countries: – Norway– Sweden– Finland– Denmark– UK– Luxembourg– Latvia– Estonia– Ireland

Vendors of bank card personalisationin the Nordics

What has happend:

Acquisition of actors in Scandinavia

Some actors do not renew their MC/Visa licenses

Status:

2 vendors based in France

1+1 Scandinavian based vendor

Background for establishing personalisation site in Sweden

Strategic decision late 2008

One actor serving nearly 100% of the bank/finance marked

EDB has already a strong footprint in Sweden

100% in line with market strategy

Market signals

EDB’s personalisation bureaus

Stockholm- Personalisation services- Daily productions - DR site for Norway - 420m2, can be extended to 1000m2 - 2 production lines - 1 packaging line

Mo i Rana- EMV DP, Personalisation & Services- Large capacity (Daily + Renewals) - DR site for Sweden - 1000m2 personalisation area - 7 production lines - 2 Chip embedding lines - 3 Packaging lines

Partner / Sub contractor in Finland

TAG Systems Finland OY – Helsinki- EMV DP, personalisation - Daily production - DR site in Tallin - 900 m2 - 3 production lines - 2 Chip embedding line - 2 packaging line

EDB with its partner makes a strong Scandinavian vendor

Nordic clients need Nordic expert competence, local presence & local understanding

A total offer

Card Lifecycle Management

Card design service

Card body productionChip products

Chip embedding

Consultancy services

EMV Data Prep. Serv.Key ManagementSmart Card Management Solution

PersonalizationServices

Transaction surveillance and blocking services