Junior Year Parent Presentation

ICA’s Junior Parent Meeting

Welcome Junior Parents

The Good, the Bad and the Ugly

PSAT results College Quickstart College Checklist College Financial Aid

& Application Timeline

How the Economic Crisis is affecting college financial assistance

What the state budget crisis is causing and more changes may come UC’s CSU’s CC’s Cal Grants

The importance of each student completing their own personal checklist: Colleges they are applying List of scholarships they will

target Preparing personal

statements Obtaining letter of

recommendations Have a list of their activities Students presenting their

best profile Communication with

campuses Are they are track for their

college choice and for Cal Grant A or B?

National Testing Day results are back.

The PSAT/NMSQT measures:

critical reading and syntax skills

math problem-solving skills

Please remember these are only practice SAT results.

Many colleges have eligibility indexes especially for public universities.

Let’s check out the CSU and UC eligibility index.

www.icacademy.org

The University of California (UC) and California State University (CSU) use only certain classes and levels to calculate their GPA known as the a-g GPA. They only use a-g courses that have been earned during a student’s 10th and 11th grade. These grades are weighted for certain honor or AP courses. Let’s look at the A-G list.

Cal Grants What is a Cal Grant? Cal Grant awards

are state funded monetary grants given to students to help pay for college expenses. The awards do not have to be paid back.

Based on 10th and 11th

Grades unweighted All courses included (except PE) Does your daughter have the

grade to get free money?

A-G list recommended courses

Junior English III or Honors U.S. History or Honors World Language Math* - recommended

Algebra II by 12th grade or higher

Chemistry or Human Physiology

VPA (Drama)

Senior Year English US Gov Math Science course College Prep Electives

(3) that are on the a-g list Dance Art Psychology

Students will select their courses in late February or early March

• Junior Checklist

• Fall•

  Update your High School Planner•

  Apply for a Scholarship

•   Submit proof of a FAFSA PIN for yourself and your parents

•   Update your entire SEOP Account

•   Turn in your Cal Grant Form (available at the Guidance Center)

•   Complete your 4CASTER

•   Sign up for the ACT PLUS Writing in April

•   Show your accordion college folders with college information enclosed

•   Complete a PSAT practice test booklet

•    Parent PowerSchool Login•    View a College Week Live presentation

• Spring  

• Update your High School Planner

•   Create your College Quick Start Account and complete two practice tests in Critical Reading and Math

•   Sign up for an SAT Reasoning or ACT Plus Writing Exam

•   Recommended sign up for SAT Subject Exams for UC’s and • Selective Independent Colleges

•   Apply for an Summer Enrichment Program

•   Apply for a Scholarship

•   Complete a résumé

•   Complete two Letter of Recommendation Request forms (available at the

• Guidance Center)

•    View a College Week Live presentation

•    Parent PowerSchool Login

•    Create your Naviance account

• Students should visit college campuses• Email college representatives• Attend Open Houses• Prepare portfolios if needed (Art Programs)• Register with Undergraduate Admissions

– Advance notice for interviews (i.e. USC)• Check for special events

– Fly-over’s – Night sessions

• Contact college coaches for athletes

Senior Checklist Fall   Sign up for the ACT Plus Writing Exam in October   Complete 4CASTER   Update your High School Planner   Sign up for remaining SAT and ACT Plus Writing – December last test date   Finalize College List on SEOP   Apply to your college campuses for On-Site Admission Day   Apply for a Scholarship   View a College Week Live presentation

Spring   Parent PowerSchool Login   Complete CSS Profile    Complete FAFSA Application   Complete ELM/EPT   Two copies of all college admission and scholarships   Update College results on Powerschool SEOP   Turn in your SIR forms and Final Transcript request   Apply for a Scholarship   Fill out Guidance Survey form   View a College Week Live presentation   Create your Naviance account

• CSU (23)• UC (9)• Private/Independent

(77)• Community Colleges (109)Nation Wide – over 3,500

colleges and universitiesResources on College

Corner!! Key: Apply BROADLY!!!

Bentley UniversityCollege of the Holy CrossCollege of Saint Benedict and Saint John’s University Creighton University Dominican University Fairfield University Harvard University Saint Mary’s College Saint Mary’s College of California Santa Clara University St. Peter’s College St. Thomas University Suffolk University University of Saint Mary

Important Programs when selecting colleges to apply to… Academic Programs Retention and graduation rates Size and setting of school Social Life Determine if the school is extremely selective,

highly selective or selective Find the “best fit” – VISIT COLLEGES NOW!!!

1. Grades2. #a-g courses3. Type of courses selected4. Test scores: ACT, SAT R, SAT S, AP5. Awards6. Activities & Enrichment Programs7. Personal Statement8. Letter of Recommendations9. Interview and Connections: email, open

house

BFOIT at UCB Skyline Courses Metropolitan

Commission Intern SF Youthworks USF Act One Brava Theatre Stanford High School

Program FIDM – 3 Day of

Fashion

Programs on College Corner and Guidance Center

Millions of scholarship dollars are available

How to find them: www.fastweb.com Guidance Center University/College:

UC’s, CSU’s, Privates

Unions/Employers Organizations

Federal Government (FAFSA form) State Government (Cal Grant ) Institution (University/Colleges) ROTC programs Work Study Private companies, foundations or individuals

(SCHOLARSHIPS) Various Investments

http://fafsa4caster.ed.gov

University Grants California State

University University of California

Cal Grant A 3.0 GPA (10th & 11th grade)Meets Income and asset limits

ex: $66,700 w/ 4 family members**free tuition at UC and CSU for four years or approximately $10,000 each year for a CA private college – that about $40,000 FREE MONEY!!!

Cal Grant B 2.0 GPA and low income

Pell Grant For middle to low income

families SEOG Grant

Offered based on need Cal Grant C

Vocational programs University Grants

Offered by individual campuses

EOP Grant (UC and CSU’s)

Student Help Line 888-CA GRANT

www.calgrants.org www.csac.ca.gov www.chafee.csac.ca.go

v [email protected] 877.EDFUND or

www.edfund.org

Hope Scholarship Credit 100 percent of the 1st $1,000 of the taxpayer’s out of

pocket expenses for tuition 50 percent of the next $1,000 of the taxpayer’s qualified

expenses for EACH student Maximum amount is $1,500 per eligible student Student or Parent can claim for the Hope Credit Only for first or second year in college

FAFSA pin number FAFSA Form (Jan –

senior year) CSS Profile (Sept –

senior year – Private colleges)

GPA Verification permission slip (Fall – junior year)

Tax Forms (1040) Pay Stubs (last pay

stub in 2010) Accounts/Assets (bank

statements in Dec ) January 1st financial aid

application season starts

Parent borrows for dependent undergraduate

Approval subject to credit check

Interest rate variable, capped at 9%

Repayment begins 60 days

•Federal Perkins Loans (max: $5,500)

•Priority given to those with exceptional need

•Eligibility for Federal Pell Grant

•Fixed interest rate of 5 %

•Repayment 10 year maximum

•Subsidized Stafford must show “need” (max:$3,500)•6.8% interest rate – government pays interest while•Student is in college full time (12 units) – must repay after 6 months when no longer full time

•Unsubsidized Stafford “need” is not a consideration (max total: $5,500 – include subsidized and perkins loan)

•Interest Rates – variable, changes every July 1st and capped at 6.8% (interest charges are charged ongoing)

Let’s say you borrow $10,000 via an unsubsidized Stafford loan and the interest cost on the loan are about $57 a month (that’s a fixed rate of 6.8%). You choose to defer paying the interest while you’re in school for four years. The interest that accumulates is known as accrued interest. After four years, about $2,720 in interest will have accrued. When you begin repayment, you’ll owe $12,720 – the original $10,000 plus in $2,720 in accrued interest.

• Also known as Alternative Loans

• Not made under the Title IV regulations

• Lender assumes the risk of default

• Credit based and may require a co-signer

• Interest and fees may be higher than a Stafford loan

Also known as Alternative Also known as Alternative LoansLoans

Not made under the Title Not made under the Title IV regulationsIV regulations

Lender assumes the risk Lender assumes the risk of defaultof default

Credit based and may Credit based and may require a co-signerrequire a co-signer

Interest and fees may be Interest and fees may be higher than a Stafford higher than a Stafford loanloan

Funded by federal government or institution

Undergraduates and graduates

Job not guaranteed Money must be earned Can be either on or off

campus Funding levels vary at

each institution

• Adjustments may be made to information on a case-by-case basis such as….

– Dependency status– Income and assets– Child Support– Number in household or

college– Medial or dental expenses– Private elementary/secondary

institution

Other ways to save money:1.Smaller meal plans2.Co-op programs3.Use programs like Citipromise or Mint.com 4.Purchase used books5.Talk with college advisors about double dipping courses6.Take advantage of concurrent enrollment courses NOW!!7.Pick a campus they will graduate in 4 years in8.13 jobs that help you repay your loans:

1. Health Care Professionals2. Child Care Providers3. National Service Volunteers4. Lawyers5. Federal Employees6. Public Service7. Teachers

Junior Year Sign up for SAT/ACT Pull up GPA’s Develop an activity list Collect awards and program Go on a great Summer

Enrichment Program Go on every college mailing

lists you are planning to apply to

Decide who will be your recommender

Develop your personal statement

Visit colleges and ask questions

Do scholarships & get your pin number

Visit college programs Consider attending summer

school Rewrite and edit their

personal statements Search for scholarships for

the 2010-2011 school yera

Senior Year Attend the College Marathon Sign up for the SAT/ACT Have a challenging and

successful senior schedule Be prepared for On-Site

Admission Day Get letter of

recommendations Stay on top of your grades

and scholarships Make sure you are applying

to various college programs Turn in your FAFSA and CSS

Profile sooner versus later Contact your college for

interview dates EARLY!!! Triple check college

deadlines Have a strong support group Follow up with all the

campus representatives Make sure they are informed

of any changes whether negative or positive

• Encourage and organize your daughters study habits

• Help your daughters to think “outside of the box”

• Start planning NOW!! • Shop around for the “best

fit” high school that will ensure her success in college

• Take advantage of programs and resources for your daughter

• YOU ARE YOUR DAUGHTER'S BIGGEST ADVOCATE!!