January 2011 Chamberline Page 3 Page 7 The Page 10 & 11 Highlights UPCOMING EVENTS If Caught In A Winter Storm……….. D irector Mike Renner cur- rently is in his second term as a Dickinson Chamber of Commerce Director. Mike has been involved in the Chamber for over 20 years and has been an active part of many events and a past Chair- man of the Chamber Agricultural Committee. Renner currently is the General Manager of AM 1230 KDIX Radio. Mike is a Director and Rodeo Reporter in addition he also works on the sales staff. Mike grew up on a farm in the Richardton area. He is a graduate of Dickinson State University. Mike and his wife Cindy have two children Kaitlyn and Kirsta. Mike is a former manager of the Dickinson Knights of Columbus Club and Dickinson Charities Bingo. He likes to hunt and fish. Mike enjoys Southwest ND and all we have to offer to its citizens.
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Transcript
January 2011
Chamberline
Page 3
Page 7
The
Page 10 & 11
Highlights
UPCOMING
EVENTS
If Caught In A Winter
Storm………..
D irector Mike Renner cur-rently is in his second term
as a Dickinson Chamber of Commerce Director. Mike has been involved in the Chamber for over 20 years and has been
an active part of many events and a past Chair-man of the Chamber Agricultural Committee.
Renner currently is the General Manager of AM 1230 KDIX Radio. Mike is a Director and Rodeo Reporter in addition he also works on the sales staff.
Mike grew up on a farm in the Richardton area. He is a graduate of Dickinson State University. Mike and his wife Cindy have two children Kaitlyn and Kirsta. Mike is a former manager of the Dickinson Knights of Columbus Club and Dickinson Charities Bingo. He likes to hunt and fish. Mike enjoys Southwest ND and all we have to offer to its citizens.
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The Mission of the Dickinson Area Chamber of Commerce
“The Dickinson Area Chamber of Commerce provides leadership towards a
progressive business community.”
Dickinson Area Chamber of Commerce
Board of Directors
Chris Johnson ....................................... President
and annual financial statements are available to Chamber Members.
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Check us out on facebook http://www.facebook.com/pages/Dickinson-Area-Chamber-of-Commerce/158380684194304 and our blog in The Dickinson Press www.thedickinsonpress.com.
Development, Construction, Property Management and Commercial & Residential
Real Estate.
Fidelity Land, LLC
Jennifer Gillock
40 1st Ave. West, Suite #203
Dickinson, ND 58601
720-763-0644
Www.fidelitylandllc.com
Simnioniw Family Chiroptractic, PLLC
Kylie Simnioniw
352 1st St. E., Suite D
Dickinson, ND 58601
701-483-1802
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Agent Earns Distinction
Todd Schweitzer, an American Family Insurance
agent in Dickinson, was recently recognized in
the J.D. Power and Associates Distinguished In-
surance Agency Program.
Schweitzer, who has been an agent with American
Family since 1986, was recognized for customer
satisfaction.
Head Start Staff Awarded
Community Action Partnership Head Start
staff members Dawn Thiel, Aggie Krebs,
Dana Turcotte, Cindy Williams, and Sara
Mitchel of Dickinson were awarded a Child
Development Associate Credential.
The CDA recognizes outstanding work with
young children and was awarded by the
Council for Professional Recognition in
Washington D.C., according to a press re-
lease.
19th Annual St. Benedict’s
Candlelight Dinner
“Hawaiian Splendor”
On Sunday, January 16, 2011 at the Ramada
Grand Dakota Lodge in Dickinson a champagne
social will begin at 6pm. A four-course gourmet
dinner and entertainment will follow.
Seating is limited so get your tickets early.
For more information , or to reserve your space,
please contact St. Benedict’s Health Center at 701-
456-7242.
Southwest Water Authority hires Annika Plummer
Annika Plummer is the newest staff member at Southwest Water Authority. She was recently hired as an Administrative Assistant to the Manager/CEO, Mary Massad. ―We are most pleased to have An-nika join Southwest Water Au-
thority. She will be a valuable asset to our team.‖
Plummer is a 2004 graduate of Dickinson State University where she received her Bachelor of Science in Business Administration with mi-nors in marketing, management and leader-ship.
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American Announces
Employee Updates
American Bank Center is pleased to announce Les Praus as Credit Analyst. Les has been with American Bank Cen-ter since 1998 and has held posi-tions such as Personal Banker, North Office Manager, Consumer Loan Manager and most recently Credit Review Officer.
Vicky Honcharenko is been moved to Trust Associate. Vicky has been with American since May of 1998 and has been an ICA Service Assis-tant in both the Bismarck and Dickinson offices.
Kelly Barnes is the new ICA Service Assistant in
the Dickinson location. Kelly
started as a receptionist at the
North Dickinson location in 2008
and most currently worked as a
Mortgage Loan Processor.
American Bank Announces New Employees
American Bank Center is pleased to announce Lacy Mayer as a new part-time teller at the North Dickinson loca-tion. Lacy is currently attending Rasmussen College pursing a de-gree in Business.
Cheryl Kadmas is a new Loan As-sistant at the Downtown Dickin-son location. Cheryl worked as an Airline Reporting Analyst for over 9 years at American Express Cor-porate Travel Services and most recently worked at Baker Boy in Dickinson.
Joel Klein is a new Ag Banking Officer at the Downtown Dick-inson location. Joel is a gradu-ate of Dickinson State Univer-sity with a Bachelor of Science in Business Administration and a minor in Agri-Business.
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HOW MUCH RETIREMENT INCOME WILL YOU REALLY NEED?
Many people underestimate lifestyle costs, medical expenses and inflation.
What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is frequently repeated … but that doesn’t mean it is true for everyone. It may not be true for you. You won’t learn how much retirement income you’ll need by reading this article. You’ll want to meet with a qualified retirement planner who can help you plan to estimate your lifestyle needs and short-term and long-term expenses. That said, there are some factors which affect retirement income needs – and too often, they go unconsidered. Health. Most of us will face a major health problem at some point in our lives – perhaps even multiple or chronic health problems. We don’t want to think about that reality. But if you’re a new retiree, think for a moment about the costs of prescription medicines, and recurring treatment for chronic ailments. These minor and major costs can really take a bite out of retirement income, even with a great health care plan. While generics have slowed the advance of prescription drug costs to about 1-2% a year recently,1 one estimate found that a 65-year-old who retired in 2007 would need $215,000 to pay for overall retirement health care costs – up about 7.5% from 2006.2
Heredity. If you come from a family where people frequently live into their 80s and 90s, you may live as long or longer. Imagine retiring at 55 and living to 95 or 100. You would need 40-45 years of steady retirement income. Portfolio. Many people retire with investment portfolios they haven’t reviewed in years, with asset allocations that may no longer be appropriate. New retirees sometimes carry too much risk in their portfolios, with the result being that the retirement income from their investments fluctuates wildly with the vagaries of the market. Other retirees are super-conservative investors: their portfolios are so risk-averse that they can’t earn enough to keep up with even moderate inflation, and over time, they find they have less and less purchasing power. Spending habits. Do you only spend 70% of your salary? Probably not. If you’re like many Americans, you probably spend 90% or 95% of it. Will your spending habits change drastically once you retire? Again, probably not. Most people only change spending habits in response to economic necessity or in pursuit of new financial goals. People don’t want to “live on less” once they have had “more”. Social Security (or lack thereof). In 2005, SSI represented 39% of a typical 65-year-old retiree’s income. But by 2030, Social Security may only replace 29% of that income, after deductions for Medicare premiums and income taxes. Since 1983, retirees earning more than $25,000 in SSI have had to pay income tax on a portion of their benefits.3 This is all presuming Social Security is still around in 2030. So will you have enough? When it comes to retirement income, a casual assumption may prove to be woefully inac-curate. Meet with a qualified retirement planner while you are still working to discuss these factors and estimate how much you will really need.
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Bull Day Showcase 2011 Stockmen’s Livestock Exchange
9am - 4pm
Join the Sponsors & Consignors for
coffee, donuts & a noon lunch
Ramada, Grand Dakota Lodge & Conference Center 532 15th St W, Dickinson, ND
5pm - 7pm Come and join us for appetizers and a cash bar.
There will be a 50/50 drawing come and try your luck!
Sampling of Sicily
Coffee with the Legislators City Hall, Dickinson, ND
10am Opportunity to hear what is planned for the
Legislative Session & ask any questions.
Elks Lodge, 501 Elks Lodge, Dickinson, ND
5:30pm - 7:30pm Tickets available at the Dickinson Chamber & Ambassador Committee
Adults $15 in advance $17 at the door
Children $7 in advance $9 at the door
Ramkota Hotel, Bismarck, ND
6:30pm Social & 7:30pm Supper
Tickets $30 per person available at the Chamber
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The Airport Promotions did not meet this month.
The Education Committee did not meet this
month.
If you would like more information about these committees, please contact the Dickinson Area Chamber at 225-5115
Ag Week Awareness. Ag Week Awareness will be
March 14th—18th.
Bull Day. January 15th from 9am-4pm. A free lunch
will be catered in. The showcase will start at 1pm.
2011 Calendar. The new Ag calendar is in.
The Recreational Events Committee did not
meet this month.
SW Night with the Legislators is January 24, 2011
at the Ramkota in Bismarck. Tickets are available
at the Chamber for a cost of $30.
Coffee with the Legislators will be held on Jan 22nd,
Feb 26, and March 19 tentatively.
Craft Show. The Chamber had another successful Craft Show and are making plans for 2011. Parade of Lights Display. This year’s display was a change from last year but was well received from the commu-nity and participants. The theme for next year will be “Sights and Sounds of the Holidays”. Business After Hours at Ramada—Grand Dakota Lodge & Conference Center January 18, from 5-7pm.
Sampling of Sicily : January 17th at the Elks Lodge. Tick-ets are available for Sampling of Sicily at the Chamber and through committee members.
Ribbon Cuttings will be January 26th.
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If you would like more information about these committees, please contact the Dickinson Area Chamber at 225-5115
St. Cecelia Serenade
St. Cecelia Music Club’s main venue to feature both
its International Music Camp scholarship recipients
and local talent. The Serenade will be held on Janu-
ary 30 at 2pm at Our Savior’s Lutheran Church, 614
11th Street East.
Free-will donations received at the Serenade provide
the monies for the International Music Camp schol-
arships.
A Big Thank you to Steffes Corporation and
Joe Rothschiller for the new Thermal Heat-
ing System for the Board Room.
We really appreciate it and all you do for us.
Koller Recognized for
Help to Older Workers
Experience Works, the nation’s largest nonprofit training
and employment organization for older workers, has hon-
ored Lyle Koller of Dickinson for his service to local older
workers.
Koller is a local Experience Works employment and train-
ing coordinator.
He recently received the organization’s Changing Lives
award, which recognizes his efforts to help low-income,
older workers obtain the training they need to find good
jobs in their communities.
―We’re very proud to recognize Lyle Koller’s outstanding
efforts to assist older individuals who desperately need to
find jobs,‖ said Billy Wooten, executive director of program
operations for Experience Works. ―The current economic
situation has forced many older people to look for employ-
ment, and Lyle is dedicated to helping them re-tool and re-
enter the workforce.‖
A non-profit organization, Experience Works offers job
training services in North Dakota, 29 other states and
Puerto Rico through the Senior Community Service Em-
ployment Program.
The community-based program helps low-income, mature
individuals enter the workforce, secure more challenging
positions, move into new career areas or supplement their
incomes.
For more information about Experience Works call 800-842-4982 or visit www.experienceworks.org.
21 Urlacher Angus Annual 2 Yr Old Bull Sale 1:00pm MST
22 Relay for Life Team Kick Off Event 10:00am Coffee with the Legislature 10am
23 24 DSU Comm. Ed "Clay for Beginners" 6:00pm - 8:30pm SW Night with the Legislature 6:30pm
25 DSU Comm. Ed "Many/Mini Art Media" 6:00pm - 8:00pm DSU Community Ed "Simply Watercolor" 6:00pm - 8:00pm Chamber Education Committee Meeting 4:00 PM - 5:00 PM
26 DSU Community Ed Adobe Illustrator Basics+ 6:00pm - 8:00pm DSU Community Ed "Easy Icons" 6:00pm - 8:00pm DSU Blue Hawk Women's BB 5:30pm DSU Blue Hawk Men's BB 7:30pm
27 DSU Blue Hawk Wrestling Dual 7:00pm Chamber Board of Directors Meeting 4:00 PM - 6:00 PM