Jaii b Principles Banking Module c

5/21/2018 Jaii b Principles Banking Module c

1/16

5/21/2018 Jaii b Principles Banking Module c

2/16

JAIIB-MODULE C

IIBFLatest EditionTaxmann Publications Pvt.Ltd., PriceRs.345/-

JAIIB - Work Book on Principles of Banking; Accounting &Finance for Bankers and Legal Aspects of Banking

The Work book is intended to assist students appearing forJAIIB examination to gain an understanding on the type of

questions that will be asked in the three subjects of JAIIB. In this new, easy-to-read format, objective type questions areintroduced in a non-specialist context for the benefit ofcandidates. Throughout the book, examples and self-checkquestions are used to test the readers ongoing understanding ofthe essential concepts of the different subjects.

Written by experts in the field of banking, the book includes

caselets and questions on the practical situations from theexamination point of view with answers and explanations.

Though the Work book is mainly oriented towards students, thiscan be essential reading for bankers also.

5/21/2018 Jaii b Principles Banking Module c

3/16

JAIIB-MODULE C

The Class is divided into Three

Parts -

Part I : Broad Syllabus Outline

Part II : Presentation on

Advancements & innov@tions in

Banking Technology

Part III : Model Question Bank

(Objective type Multiple choice)

5/21/2018 Jaii b Principles Banking Module c

4/16

JAIIB-Module C-SYLLABUS

Different approaches to bank

mechanisationCore Banking Solutions

-Stand alone computer systems - Widearea and local area networks -

local processing and batch concepts; on-

line systems - Mini computers

and Main Frame networking systems.

5/21/2018 Jaii b Principles Banking Module c

5/16

JAIIB-Module CSyllabus(contd.)

Electronic Payment systems - Teller

Machines at the Bank Counters -

Cash dispensers - ATMs - Anywhere

Anytime Banking - Home banking

(Corporate and personal) - Online enquiry

and update facilities

5/21/2018 Jaii b Principles Banking Module c

6/16

JAIIB-Module C- Syllabus(contd.)

Electronic funds transfer systems -

plain messages (Telex or data

communication) - structured

messages (SWIFT, etc...) - RTGS

Information Technology - Current

trends - Banknet, RBI net, Datanet,

Nicnet, I-net, Internet, E-mail,

5/21/2018 Jaii b Principles Banking Module c

7/16

JAIIB-Module C-Syllabus (contd.)

Role and uses of technology

upgradation - Global developments inBanking Technology -

Information Technology in finance andservice delivery. Impact of

Technology on Banks - Protecting theconfidentiality and secrecy of

data - effect on customers and servicequality-

Audit trails - Rangarajan, Saraf andShere Committee Recommendations.

5/21/2018 Jaii b Principles Banking Module c

8/16

JAIIB-Module C- Presentation

Electronic Funds Transfer (EFT)

Special EFT

EFT-Point-of-Sale (POS)

Electronic Clearing Service (ECS)

Credit Clg. & Debit Clg.

Cash Dispenser & Automated TellerMachines (ATMs)

Shared Payment Network Systems

(SPNs) (SWADHAN)

5/21/2018 Jaii b Principles Banking Module c

9/16

JAIIB-Module C-Presentation

BANKNET

COmputerised Message Transfer(COMET)

Very Small Aperture Terminal (VSAT) Regional Grid Clearing Collection of

Outstation Cheques

Credit Cards/Debit Cards Plastic Card / Smart Card / e-Purse

Laser Card

5/21/2018 Jaii b Principles Banking Module c

10/16

JAIIB-Module C-Presentation

Cheque Cards

Terrestrial Microwave Radio Transmission

Satellite Microwave (Geo-Stationary Satellite)

Communicaiton through use of Optical Fibre Technology

NET (Packet Switched Public Data Network) HVNET (High Speed VSAT Networks

Teleconferencing

Internet Banking

Virtual / Digital / e-Sign Signatures in Banking

Cheque Clearing using Magnetic Ink CharacterRecognition (MICR) TechnologyFacilities for paperbased clearing

5/21/2018 Jaii b Principles Banking Module c

11/16

JAIIB-Module C-Presentation

Cheque Truncation

SmartQuill Computer Pen

Salient features of RTGSReal Time

Gross Settlement RBI-Payment & Settlement Systems

Vision 2005-08

Retail Payment System Online Tax Accounting System (OLTAS)

Online Indirect Taxes Accounting System

(OLITAS)

5/21/2018 Jaii b Principles Banking Module c

12/16

JAIIB-Module C-Presentation

Electronic Commerce / Electronic

Data Interchange (EDI) by banks

IDRBTs INFINET & Structured

Financial Messaging System (SFMS)

through internet

IDRBTs Multi-Application Smart

Card based Payment System

IDRBTs National Financial Switch

(NFS)

5/21/2018 Jaii b Principles Banking Module c

13/16

JAIIB-Module C-Presentaiton

Refer various Committee Reports on IT:

RBI-1983Damle - Report of the workinggroup to consider Feasibility of IntroducingMICR/OCR Technology for cheque processing

RBI-1984-Dr.C.Rangarajan Committee Reporton Mechanisation

RBI -1994Saraf Committee on TechnologyIssues

RBI-1996Shere Committee on ElectronicFunds Transfer & Other Electronic Payments

RBI-1999- Vasudevan Committee on INFINET

RBI-2001- Dr.Mitra Report of the ExpertCommittee on Legal Aspects of Bank Frauds

5/21/2018 Jaii b Principles Banking Module c

14/16

JAIIB-Module C-Presentation

2002- Zarir Cama Report of the

Working Group on Electronic

Money

RBI-2003- Dr.Barman-Working

Group on Cheque Truncation and e-

cheques

5/21/2018 Jaii b Principles Banking Module c

15/16

JAIIB-Module C-

Model Question Bank

MODEL QUESTION BANKMultiple

Choice Questions

Read IIBF study material/books, Work

Book, attend HECL-LIVE Classes, etc. Tips for attempting questions

Read the question paper carefully

Attempt those questions whoseanswers you are confident

Do not attempt to give guess answers

Avoid guess work

5/21/2018 Jaii b Principles Banking Module c

16/16

JAIIB-Module C

T H A N K YOU! SPREAD A WORD ABOUT HECL VIRTUAL

CLASSES TO YOUR COLLEAGUES

WISHING YOU ALL SUCCESS IN YOUREXAMS

Queries, if any, on JAIIB-Module C may besent via email to :

Dr. Firdos T. Shroff,Jt.Director (Faculty(IT)

Academics), IIBF, Mumbai

Email: [email protected]

For regular updates-visit website:

www.iibf.org.in