T ip$ and Tale$ A monthly publication 3700 10th Street, P.O. Box 367, Menominee, MI 49858-0367 906-863-5382 7126 County 426 M.5 Road, P.O. Box 717, Escanaba, MI 49829-0717 906-786-2732 / 888-547-2732 301 North 30th Street, P.O. Box 717, Escanaba, MI 49829-0717 906-789-6400 / 888-791-6420 January 2014 Volume 49 Issue 1 www.peninsulafcu.com Attend our Annual Meeting February 15, 2014 Look inside for details. Start the New Year right and enjoy savings with benefits. Start dreaming big with up to six chances to win $10,000. Make it easy to save for the next holiday season, a dream vacation or even early retirement. Stop by and let us help you get into a savings habit that is both fun and rewarding. All you need is $25 to get your Save to Win certificate started. Visit any one of our three branches or visit our website for more information. As low as 2.99% APR up to 24 months Payment as low as - $429.77 As low as 4.25% APR up to 36 months Payment as low as - $296.36 As low as 5.50% APR up to 48 months Payment as low as - $232.58 As low as 6.75% APR up to 60 months Payment as low as - $196.85 UNSECURED NEW MONEY ONLY / ALL LOANS SUBJECT TO APPROVAL / NORMAL CREDIT UNDERWRITING STANDARDS APPLY *Ask for quote with Life and/or Disability Insurance Recently staff from Peninsula Federal Credit Union collected non-perishable food items for the annual TV6 Can-a-thon. All donations stay in our local area and help in supplying those in need. Pictured to the right are employee’s Shara, Cheryl and Andrea collecting food outside of Elmer’s County Market. Thank you to all that donated! ST. VINCENT DE PAUL RECEIVE’S A HELPING HAND! Congratulations to November’s winners! $100 - Lucy Thomma $50 - Laura Alexander $25 - Danny Hansen Statewide Winners $50-Sherry Boudreau $50-WilliamHoule $50-Marilyn Pearson
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T ip$ and Tale$
A monthly publication
3700 10th Street, P.O. Box 367, Menominee, MI 49858-0367 906-863-5382
7126 County 426 M.5 Road, P.O. Box 717, Escanaba, MI 49829-0717 906-786-2732 / 888-547-2732
301 North 30th Street, P.O. Box 717, Escanaba, MI 49829-0717 906-789-6400 / 888-791-6420 January 2014 Volume 49
Issue 1 www.peninsulafcu.com
Attend our Annual Meeting February 15, 2014 Look inside for details.
Start the New Year right and enjoy savings with benefits. Start dreaming big with up to six chances to win $10,000.
Make it easy to save for the next holiday season, a dream vacation or even early retirement. Stop by and let us help you
get into a savings habit that is both fun and rewarding. All you need is $25 to get your Save to Win certificate started.
Visit any one of our three branches or visit our website for more information.
As low as 2.99% APR up to 24 months
Payment as low as - $429.77
As low as 4.25% APR up to 36 months Payment as low as - $296.36
As low as 5.50% APR up to 48 months
Payment as low as - $232.58
As low as 6.75% APR up to 60 months Payment as low as - $196.85
UNSECURED NEW MONEY ONLY / ALL LOANS SUBJECT TO APPROVAL / NORMAL CREDIT
UNDERWRITING STANDARDS APPLY *Ask for quote with Life and/or Disability Insurance
Recently staff from
Peninsula Federal Credit
Union collected non-perishable food items
for the annual TV6 Can-a-thon.
All donations stay in our local area and help in
supplying those in need. Pictured to the right are
employee’s Shara, Cheryl and Andrea collecting food outside of Elmer’s County
Market. Thank you to
all that donated!
ST. VINCENT DE PAUL RECEIVE’S A
HELPING HAND!
Congratulations to November’s winners! $100 - Lucy Thomma $50 - Laura Alexander $25 - Danny Hansen
Just as your lifestyle and goals are different from other people, so are your financial needs …
Peninsula Investment and Retirement Services
Located at: Peninsula Federal Credit Union
7126 County 426 M.5 Road, Escanaba, MI
Phone (906) 789-6400 FAX (906) 786-8057
Peninsula Investment and Retirement service is here to help you address your unique needs. Whether
you are just beginning a family, paying for a child’s education or nearing retirement, our financial
advisors are here to help. Our retirement, insurance and investment services are designed for you, our
credit union members, in mind. To find out more, call Geno Maino today!
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a
registered broker/dealer and investment advisor. Non deposit investment and insurance products are not federally insured, involve investment risk, may lose
value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR120907-6245
Pictured to the left
is employee
Jennie G
presenting
Griffin E
with a $50 Visa
gift card.
Congratulations
and great job !
Peninsula Federal CU is again awarding our youth members
with the 2013/2014 Report Card Drawing! Any school-age
member can bring in their quarterly report card and be
entered for every A and B they receive on their report card.
Two lucky winners each receive a $50 Visa gift card. This
quarter’s winners were Griffin E and Wendy L.
Congratulations to all our youth who brought in fantastic
grades. Keep up the good work! The second quarter
drawing will be held at the end of January 2014.
Andrea Pepin, CCUFC Certified Credit Union Financial Counselor
Peninsula Federal Credit Union now offers financial counseling. Come in and get
a complete financial physical. Whether your looking to review your credit report,
rebuild your credit and/or set up a budget, stop by and let Andrea start you on a
path to achieving your financial goals. Call and make your appointment today.
VISA GIFT CARD GIVEAWAY By submitting this entry form, you are giving permission
to publish your name in a future issue of
“Tip$ and Tale$” if you are chosen as a winner.
Name
Phone
Tip$ and Tale$ January 2014 Peninsula Federal Credit Union - Lighting the Way!
October Employee Recognition
Amanda Hughes –6 years
January Employee Recognition Karen Derouin - 25 years
Connie Penoza - 24 years
Stacey Wangerin - 3 years
Christina Drust - 2 years
Amanda Knuth - 1 year
Katherine Davison - 1 year
Employee Spotlight
Visit www.peninsulafcu.com for more information
Hi, my name is Jennie. I joined PFCU in February of 2011. I have worked in several areas at the Credit Union
but found my home as the Marketing Specialist a little over a year ago.
I love my job because it challenges me to learn new things and become better at what I do on a daily basis.
I also find the community involvement to be a very rewarding experience as well. I am married and have two children, my daughter Ava , who is six, and my son Cole, who just
turned one. I enjoy spending time with my children, family and friends. In my spare time, I like to volunteer
with the Big Brother/ Big Sister program as a corporate and
community mentor. I also enjoy baking, watching football and just
getting out and involved in this wonderful community we live in.
VISA GIFT CARD DRAWING Once a month this Credit Union selects a lucky
member to receive a $30.00 VISA Gift Card. Simply fill in this coupon or one available at any of our
offices and deposit it in the drawing box. This month’s winner is Mary Lou Champeau.
Congratulations!
Let’s Talk Statistics
as of November 2012
Total Assets $117,452,340
Total Loans Outstanding $89,109,970
Member Share Deposits $102,011,211
Number of Members 10,531
New Members in November 71
This year, PFCU employee’s collected money towards casual
Friday. Together, we raised over $2,000! With the money
collected, we were able to donate to several local charities in
Delta and Menominee counties. We were also able to adopt a
family of five to Christmas shop for as well. This is just
an example of how Peninsula FCU strives to live by the