Investor Risk Profile

Investor Risk Profile

How can I determine My Investor Risk Profile?

Investor Risk Profile

What is Investor Risk Profile?

All investors have differing attitudes towards risk. When it

comes to investing, it is important to consider your risk

profile or tolerance carefully, including how comfortable

you are with the possibility of losing money, or that

returns on your investments could vary widely from year

to year. Understanding your personal risk tolerance will help

you choose an appropriate asset allocation.

Investor Risk Profile

How can I get My Investor Risk

Profile?

Answering a few simple questions can help

you to determine an investment mix that's

appropriate for your needs.

These questions are about:

Investment Experience, Age and

Income, Risk Tolerance, Investment

Timeframe, Liquidity or Cash

Requirements,…

Investor Risk ProfileDefinition of existing Risk Profiles in T-Advisor

There are 5 different risk profiles in T-Advisor.

I. Very Conservative - portfolios managed to achieve targeted reasonable

return at almost non risk.

This portfolio stakes roughly most of its assets in short term fix income and

cash. This very conservative portfolio's emphasis on inflation

protection is also notable.

Investor Risk Profile

Definition of existing Risk Profiles in T-Advisor

II. Conservative - portfolios managed to achieve targeted reasonable return at

a minimal risk of loss. Because capital preservation and stability are likely to be

key goals, this portfolio stakes roughly most of its assets in bonds and cash and

the remainder in stocks. This conservative portfolio's emphasis on inflation

protection is also notable. That's because as you add fixed-rate investments,

inflation will gobble up more and more of your purchasing power.

Investor Risk Profile

Definition of existing Risk Profiles in T-Advisor

III. Moderate - portfolios managed to achieve growth at reasonable risk of

loss. It could be the accumulating portfolio or one making modest distributions.

It is best for people whose life circumstances make them somewhat cautious.

Investors will have a time horizon of 5 to 10 years and choose to diversify

across both aggressive growth-oriented investments and more conservative

interest-earning investments. They emphasize income over growth. Moderate

investors are medium risk investors.

Investor Risk Profile

Definition of existing Risk Profiles in T-Advisor

IV. Dynamic - portfolios managed to achieve growth. It often has new

money being added regularly or can be drawn from on a discretionary basis.

Investors in this risk profile can tolerate a fair level of fluctuations in the

value of you investment in anticipation of possible higher returns.

Investor Risk Profile

Definition of existing Risk Profiles in T-Advisor

IV. Aggressive - Aggressive investors are willing to risk losing some

money from time to time for the potential of making greater returns in the

long run.

Aggressive investors have a time horizon of more than 10 years.

Their focus is on wealth creation.

Aggressive investors are high risk investors.