Topic: internet bankin Made by: Kamlesh-181 Nikhilender-205 Shivam-209
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- 1. Topic: internet banking Made by: Kamlesh-181 Nikhilender-205 Shivam-209
- 2. history Online services started in New York in 1981 when four of the citys major banks : Citibank Chase Manhattan Chemical Manufacturers Hanover offered home banking services using the videotext system.
- 3. What is internet banking o Internet Banking allows you to conduct bank transactions online, instead of finding a bank and interacting with a teller. o In a broad sense, it is the use of electronic means to transfer funds directly from one account to another, rather than by cheque or cash.
- 4. definition A system of banking in which customers can view their account details, pay bills, and transfer money by means of the internet. The remote delivery of new and traditional banking products and services through electronic delivery channels.
- 5. TYPES PC Banking Digital TV Banking Text Phone Banking Net Banking
- 6. Uses of types of banking
- 7. SERVICES Bill Payment Credit Card Insurance Customer services Recharging your prepaid phone Shopping
- 8. Step 1: Access Internet Banking - Obtain your User ID and Passwords. Step 2: Create your Own Unique User ID. Step 3: Link the Account Number to your User ID how can use internet banking
- 9. working Web server Internet front office system Bank back office system Internet Security subsystem Branch office terminals User SSL connection
- 10. advantages Cost less Transaction speed Efficiency Speed banking Vast coverage
- 11. Issues in internet banking Security Learning difficulties Lack of skilled personnel Technical breakdowns Long start up time inexpensive
- 12. Security risks Increasing number of fraudulent websites Fake emails purporting to be sent from banks Use of trojan horse programs to capture user ids and password
- 13. PROBLEMS Spoofing How can I reassure customers who come to my site that they are doing business with me, not with a fake set up to steal their credit card numbers? EavesdroppingData Alteration How can I be certain that my personal information is not altered by online eavesdroppers when they enter into a secure transaction on the Web? How can I be certain that my customers account number information is not accessible to online eavesdroppers when they enter into a secure transaction on the Web? Security Problems
- 14. security Ensuring security while banking online, is to keep your password and pin number a secret. The security of your personal computer is very important for safe internet banking. Therefore, always install antivirus software and software to remove spyware. Checking your bank statements regularly will help you detect any transaction that has taken place without your knowledge.
- 15. conclusion The strategy of bank is to provide value added services and products to the consumer, utilizing the internet extensively. The main aim of E-banking is to making transactions through online poses and make customer more beneficial
- 16. Contents:- Funds Transfers Online Shopping Ticket Booking
- 17. Funds Transfers Here is the Brief Process of transferring funds:- Log to ICICIBank.com with your Internet Banking User Id and Password Visit the Banking section and click on Funds Transfer. Choose the type of funds transfers.
- 18. Select the pay to and pay from. Enter the amount to be transferred and transaction details. Enter your e banking Password and press ok Payment will be done.
- 19. Online Shopping Visit any online shopping website. Choose the product you want to buy. Fill the shipping address and other details. Proceed to payment section. Choose payment through Master card or net Banking.
- 20. In case of net banking, login into your bank account and made payment. In case of Master or Debit card, enter the card no. expiry date and pin or security code etc. Click on make payment.
- 21. Ticket Booking Log on to www.irctc.co.in with registered user ID and Login password of IRCTC. Select From & To station, Date of Journey, Class and Ticket Type. Book ticket from the range of trains available for that day.
- 22. Enter name of passenger and his/her proof of identity information. Login to www.icicibank.com after selecting ICICI Bank as payment option and confirm transaction by entering transaction password. Check your e ticket.
- 23. Sources 1. www.en.wikipedia.org 2. www.bing.com 3. www.bankersonline.com 4. www.ehow.com
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